KR20070096313A - E-commerce system based on a voluntary donation of members and the method thereof - Google Patents

Abstract

An EC system using a personal network-based work exchange mode and a method thereof are provided to reduce a burden of a donee and a donor by registering information/price of desired shopping mall goods in a personal homepage and other information storage spaces, accumulating an expense donated from other members according to the circumstance of a plurality of members, and marking the donee mark contribution of the donors. A donee terminal(10) registers the desired goods to the personal homepage or a web hard space of the donee, and starts collecting a fund for accumulating a purchase expense of the goods. A plurality of donor terminals(20) enables the donors to donate the amount freely according to fund collection of the donee. A web server(30) operates the personal homepage of the donee, and posts the accumulated amount according to the amount inputted from the donator terminals and the contribution corresponding to the amount inputted from the donor terminals by checking a virtual account for collecting the fund. A shopping mall server(40) delivers the goods to an address of the donee by receiving an order sheet from the web server if the target amount of the fund is accumulated.

Description

E-Commerce System based on a voluntary donation of members and the Method approximate

1 is an explanatory diagram showing the concept of an electronic commerce system and a method using a network-based Poomsae method according to the present invention,

Figure 2 is a block diagram showing an electronic commerce system by a network-based product in accordance with the present invention,

Figure 3 is a flow chart illustrating an electronic commerce method by the network-based Pumasi method according to the present invention,

Figure 4 is a photograph showing an example of a personal home page in the electronic commerce system and the method according to the network board product method according to the present invention

5 is a flow chart showing the fund accumulation step in the e-commerce method by the network-based product method according to the present invention,

Figure 6 is a flow chart showing the step of determining the goal in the e-commerce method by the network-based product method according to the present invention,

Figure 7 is a flow chart showing the beneficiary's back donation step in the e-commerce method by the network-based Pumasi method according to the invention.

* Description of the symbols for the main parts of the drawings *

10: beneficiary terminal 20: donor terminal

30: Web community site 31: Web server

311: control module 312: homepage management module

313: account management module 314: product registration module

315: payment module 316: message transmission module

32: database 321: member DB

322: Account DB 323: Product DB

324: Funding Information DB 40: Shopping Mall Server

50: financial server 60: mail server

70: character server

The present invention relates to an electronic commerce system and a method using the Internet, and in particular, in the form of pumasi, duryeong or system can divide or share the burden of goods or services to mutually pursue the interests of individuals or small groups By linking shopping malls and web communities online, Korean traditional customs allow many other members to freely deposit the purchase cost of products sold on the member's personal homepage (mini-homepage) according to their personal circumstances. The present invention relates to an electronic commerce system and a method based on a network-based product purchase method that enables a member to purchase a desired product by raising a purchase cost of the product.

Korean society has traditionally taken the form of sharing or sharing the difficulties of goods or services that seek to mutually pursue the interests of individuals or small groups in the form of ten-year-old general, pumasi, dur, or world. However, despite the time and space constraints of modern society, the traditional culture of Korea is disappearing, and in the modern society, the traditional culture can be overcome because it can convey its ideas in real time over time and space through the Internet tool. Rather, it is fading.

Or, with the recent spread of broadcasting and the Internet, you can easily access information on various products such as home appliances, communication devices, clothing, foodstuffs, health medicines, etc., so that consumers can find out what products they need most. It can be recognized and anyone can decide what they want to buy because they want to have a product.

However, most consumers have a desire to consume a product, but they also have a burden of purchasing costs, so they are hesitant to buy a product that is expensive compared to their own economic margin, and eventually give up on purchasing. In addition, the purchase of products rather than the burden of the cost is forced to suffer the side effects, or worse, may lead to overuse of the credit card can be a bad credit.

In addition, when preparing a gift to commemorate a particular acquaintance, the beneficiary may not be able to express it because of the cost of the product or the burden on the presenter, even though there is a product he / she wants. You can receive a gift without yoga. Also, from the point of view of the gift provider, even if they know what is needed for the acquaintance, they may not be able to give the gift they need most because they have a burden on the cost of purchasing the product.

The present invention has been made to solve the above-mentioned conventional problems, the object of the present invention is to share the traditional customs of the Republic of Korea to share the difficulties of goods or services to mutually pursue the interests of individuals or small groups online shopping malls and the web It is to provide a Pumasi-type electronic commerce system and a method that can be implemented by connecting the community.

Another object of the present invention is to register the product information and the price of the online shopping mall on the personal member's homepage or other online personal information storage space, and then the cost of donating according to their circumstances from a plurality of members The beneficiary who received the purchased goods at the same time by purchasing the corresponding goods, and saving the contributions of the members who donated the cost and saved them, enables the beneficiary to make a reverse donation to the donating member. It is to reduce the burden and at the same time obtain economic benefits.

Another object of the present invention is that a number of consumers who need to prepare a special gift to a common acquaintance to check the cost and information of the desired product registered by the acquaintances online acknowledgment to receive a gift It is possible to receive a gift that they want, and many consumers who need to prepare a gift present a suitable product to their acquaintances and at the same time reduce the economic burden.

Another object of the present invention is to open a virtual account according to the product registered on the individual homepage and the member information of the corresponding homepage and posted it on the homepage or web hard space of the beneficiary member who posted the fundraising fund of the product When the target amount is achieved by collecting and accumulating the fund for purchasing the product, the product purchase cost is paid to the shopping mall and the result is sent to the donors who participated in the funding as a text or mail.

The present invention includes the following examples in order to achieve the above object.

According to the first embodiment of the present invention, the electronic commerce system according to the present invention, the registration of the product you want to purchase on the beneficiary's personal home page or online web hard space and initiates a fund raising for the purchase cost of the product A beneficiary terminal; A plurality of donor terminals freely donating a certain amount according to the beneficiary's fundraising; Operate the beneficiary's personal homepage, check the virtual account opened for the accumulation of the fund, and calculate the contribution of the beneficiary at the time of purchase of the beneficiary according to the accumulated amount of the fund deposited from the donor terminal and the donor's deposit amount. A web server for posting on a personal home page; It includes a shopping mall server for receiving the order of the corresponding product transmitted from the web server as the target amount is accumulated and outputs it to the beneficiary's address.

According to a second embodiment of the present invention, the electronic commerce system according to the present invention, in the first embodiment, the web server stores the target amount of the fundraising received from the beneficiary terminal, and accumulate in the virtual account If the amount is less than the target amount, it is characterized in that a refund to the donor.

According to the third embodiment of the present invention, the electronic commerce system according to the present invention, in the second embodiment, the electronic commerce system is a virtual money that is opened and operated in the web server as the donation accumulated from the donor is cyber money Characterized in the account is credited.

According to the fourth embodiment of the present invention, the electronic commerce system according to the present invention, in the second embodiment, the electronic commerce system accumulates a donation deposited from the donor in cash, at the request of the web server Opening the virtual account to send the information of the accumulated amount accumulated from the donor or the donor terminal and the deposit amount of the donor and the donor to the web server, and of the cost accumulated in the virtual account from the web server to the shopping mall server Receiving the payment signal is transferred to the account of the shopping mall, and when the refund request signal is received from the web server further comprises a financial server for transferring the accumulated amount of the corresponding virtual account to the donor's account of the deposit.

According to a fifth embodiment of the present invention, the electronic commerce system according to the present invention, in any one of the third or fourth embodiment, the electronic commerce system is registered to the e-mail address registered from the beneficiary terminal and the donor terminal A mail server for transmitting the result information of the fundraising fund as mail; The mobile terminal further includes a text server for transmitting the result information of the fundraising to a text message from the beneficiary terminal and the donor terminal.

According to a sixth embodiment of the present invention, the electronic commerce system according to the present invention, in the fifth embodiment, the web server grants membership registration of the beneficiary terminal and the donor terminal and stores each member information in a database. A control module for controlling input and output of signals to the financial server, the mail server, and the text server; A homepage management module which generates a personal homepage of the beneficiary terminal and posts a contribution calculation result and a fundraising status on the personal homepage; The account for requesting the establishment of a virtual account under the control of the control module, calculating the contribution amount for each donor based on the deposit information received from the financial server as a percentage and calculating the contribution amount for each donor and storing it in the database. A management module; A product registration module for granting a product registration requested from the beneficiary terminal and posting it in the personal home page, and storing information such as a selling place and a price of the product in a database; A payment module for transmitting a transfer request signal or a refund request signal to the donor to the financial server under the control of the control module; It includes a message transmission module for controlling the transmission of the mail or text message for the results of the fundraising or the beneficiary product delivery, the refund of the donation.

According to a seventh embodiment of the present invention, in the sixth embodiment of the present invention, the database is a contact information such as a member's e-mail address received from the beneficiary terminal and the donor terminal and the number of the portable terminal. And a member DB for storing each individual homepage and contributions of donors for each beneficiary; A virtual account DB for storing information such as a virtual account for each beneficiary, deposit amount and withdrawal amount for each donor; A product DB storing information on a target product of a fundraising fund registered on the beneficiary's personal homepage; Funding information DB that stores the funding fund amount and period of each beneficiary and the result.

According to an eighth embodiment of the present invention, in the electronic commerce method of the present invention, when a member registration request signal is received from a terminal of a beneficiary (member receiving a product) or a donor (member donating for beneficiary purchase), A member registration step of storing member information input by the member and registering as a member; Creating a home page for each registered member (recipient or donor), and storing the homepage together with the registered member's ID and password; Since the fundraising product registration request signal is sent from the beneficiary terminal to the web server, the information and photos of the product are posted on the personal homepage of the beneficiary, and the conditions such as the fund raising period and the target achievement amount received from the beneficiary terminal are displayed. A target product posting step of storing; A fund accumulation step of setting a virtual account according to a fund target amount included in the beneficiary fund raising product registration request signal and a condition according to a target period; An objective achievement determination step of determining whether the amount accumulated in the virtual account reaches a target amount within a fund period set from the beneficiary terminal; If the target amount is achieved in the step of achieving the purpose, the payment step of purchasing the product by paying for the product includes a payment step.

According to a ninth embodiment of the present invention, in the eighth embodiment of the present invention, in the eighth embodiment, the fund accumulation step may include checking a condition such as a target fund amount and a period included in the received fundraising registration request signal. And a funding condition setting step of storing the same; A virtual account opening step of opening a virtual account when a fundraising condition of the beneficiary terminal is set; A deposit determination step of determining whether a fund raising is deposited in the virtual account; A depositor's information and amount confirmation step of confirming and storing information and amount of the payer (donor) when the money is deposited from the donor to the virtual account; Accumulating the deposited amount, calculating the contribution of the donor through the ratio of the deposit amount to the target amount, and accumulating and posting the contribution and posting it on the beneficiary's personal homepage.

According to a tenth embodiment of the present invention, the electronic commerce method according to the present invention, In the ninth embodiment, the determination of achievement of the target comprises: a cumulative amount confirmation step of confirming the accumulated amount information accumulated in the virtual account; A target amount achievement determination step of comparing the identified accumulated amount with the target amount to determine whether the accumulated amount is greater than or equal to the target amount; A product ordering step of sending an order form of the product if the cumulative amount exceeds the target amount in the target amount achievement determination step; And a payment request step of transmitting a transfer signal to transfer the amount of money deposited in the virtual account to the designated account of the seller of the product.

According to an eleventh embodiment of the present invention, the electronic commerce method of the present invention, in the tenth embodiment, when the amount accumulated in the virtual account of the beneficiary falls short of the target amount in the determination of achieving the target amount A period elapsed judging step of judging whether the set period has elapsed by comparing the set fundraising period and the number of days or dates so far; A funding termination step of terminating the use of the beneficiary's virtual account and posting it on the beneficiary's personal homepage through the homepage management module if the current period exceeds the set period in the period elapsed judging step; It includes a refund request step of checking the deposit amount for each donor and requesting a refund of the donor's deposit amount.

According to a twelfth embodiment of the present invention, in the eleventh embodiment, in the eleventh embodiment, if the target amount is not achieved in the purpose of determining the purpose, the amount of money deposited to each donor is determined. It further includes a refund step for refunding.

According to a thirteenth embodiment of the present invention, in the electronic commerce method of the present invention, in any one of the eighth or twelfth embodiment, the e-commerce method by the network-based product purchase method after the payment step, the Message sending step of sending a product order completion or funding result message to the beneficiary and donor's mail and the portable terminal, or after the refunding step, sending a message indicating the refund amount of the amount together with the lack of the target through the portable terminal and the mail. It further includes.

According to a fourteenth embodiment of the present invention, in the thirteenth embodiment, in the thirteenth embodiment, the electronic commerce method transmits donor fundraising information to the beneficiary at the time of the donor's fundraising registration request. And, further comprising the donor fund raising step of calculating the contribution of the beneficiary by confirming that the donation is deposited from the beneficiary, the fund raising step of the donor stores the contribution of the donor, the contribution of each donor and the personality of the donor An information storage step of storing information; A contribution determination step of the fund registration requester who checks the member information input from the requesting terminal at the time of fund raising registration request, opens a registration and virtual account, and searches for the contribution information of the corresponding member; An information transmitting step of transmitting the fundraising information of the donor to a beneficiary in which the contribution information of the donor is stored, if there is a contribution of the member (donor) requesting to register the fundraising; Checking the amount of money deposited from the beneficiary's terminal or beneficiary, calculates the contribution of the beneficiary and posts and saves the contribution on the donor's personal homepage.

Hereinafter, with reference to the accompanying drawings, preferred embodiments of the electronic commerce system and the method according to the pumasi method according to the present invention will be described in detail.

1 is an explanatory diagram showing the concept of an electronic commerce system and a method using a network-based product method according to the present invention.

Referring to Figure 1, the e-commerce system and the method according to the network-based Poomsae method according to the present invention is a beneficiary to register the products you want to purchase on their personal homepage and to initiate a fund-raising for earning the purchase cost of the products Web of operating the terminal 10 and the beneficiary's personal homepage, operating the beneficiary's personal homepage, opening an account for the fund's accumulation and calculating the contributions of the donors who donated the fund to the beneficiaries Web community site 30 including a server 31, a plurality of donors' terminals 20 freely donating a certain amount of money according to their own circumstances according to the fundraising of the beneficiary terminal 10, and goods online It includes a server 40 of the shopping mall that sells.

According to the present invention, when a beneficiary receiving a product by linking a shopping mall and a web community posts a product and its price that he / she wants to purchase on his or her personal homepage or other web hard space, a large number of donors will be donated on a regular basis at their convenience. The purchase cost of the product is paid to the shopping mall to allow the product to be delivered to the beneficiary.

Here, the shopping mall has its own server 40 and posts its product information to the public via the Internet, permits it according to a product registration request signal requested from the beneficiary's terminal 10, and registers the beneficiary. When the sale cost of goods is received from the virtual account opened based on the information, the goods are delivered to the beneficiary.

In addition, the web community site 30 grants the request according to the beneficiary's personal homepage opening request, registers the product of the shopping mall according to the request signal of the beneficiary terminal 10, and then opens the beneficiary's virtual account. To display or link it to the beneficiary's homepage. The web community site 30 checks the donor terminal 20 to donate the cost to the virtual account and compares the deposit amount with the total amount in the donor terminal 20 and calculates the contribution to the individual homepage of the beneficiary. Post to the web hard storage space (hereinafter referred to collectively as personal homepage). When the donation amount deposited in the virtual account reaches the target amount, the web community site 30 withdraws the purchase request of the corresponding product and the amount accumulated in the virtual account and sends the money to the shopping mall.

Therefore, the beneficiary can purchase the product he / she wants without any cost, and at the same time, the contributions of the donors who contributed the cost of the fund for the purchase of the product are posted and stored on their personal homepage or web hard storage space. As such donors participate in fundraising, mutual benefits can be created.

Here, the shopping mall and the web community site may be operated by the same operator. To explain this, it is also possible to achieve the object of the present invention by providing a web community function in its own site by opening a personal home page and a virtual account to its registered member in the shopping mall. Alternatively, when the shopping mall and the web community site are separated, the web community linked to the shopping mall permits and registers a product for a funding purchase in the member's personal homepage and posts the same, but the registration request for participation in the fundraising of the shopping mall By linking with the homepage, it is also possible to enable the visitor who visits the shopping mall to request the fundraising at the same time as the membership registration, or to request the fundraising registration through his personal homepage on the web community site. Similarly, the virtual account corresponds to an application example of the present invention for confirming and posting a request for establishing a virtual account and posting information on both the web community site and the shopping mall or each.

However, here, as a main embodiment, the shopping mall and the web community site are separated for the detailed description of the present invention, and a virtual account is opened and operated in the web community.

Figure 2 is a block diagram showing an electronic commerce system by the network-based Pumasi method according to the present invention.

Referring to Figure 2, the network-based e-commerce system according to the network-based product method is a beneficiary terminal 10 for registering the product registration and fundraising, and donor terminal for donating a certain cost in accordance with the posted fundraising amount ( 20), the web server 31 for operating the beneficiary's personal home page and the virtual account, the financial server 50 for transferring the money deposited in the virtual account to the account of the shopping mall, and the homepage of the shopping mall. A shopping mall server 40, a mail server 60 for sending a fundraising completed mail to the registered e-mail address of the donor, and a text server 70 for sending a fundraising completed text to a portable terminal of the donor. Include.

The beneficiary terminal 10 constructs a personal homepage (see FIG. 4) through the Internet, registers a product posted at the shopping mall in the personal homepage, requests a fundraising fund, and transmits setting information of a virtual account. .

The donor terminal 20 deposits a predetermined fee into the virtual account set from the beneficiary terminal 10 according to the fundraising information posted in the beneficiary's personal homepage via the Internet.

The shopping mall server 40 posts its selling product information, and when the purchase cost of the product disclosed on the beneficiary's personal homepage is received from the financial server 50, the shopping mall server 40 delivers the product to the beneficiary's address.

The web server 31 provides a personal homepage to the beneficiary terminal 10, requests the financial server to open a virtual account at the time of registration of a fundraising product from the beneficiary terminal 10, and then of the virtual account. Check deposit and cumulative information and post it on the beneficiary's personal homepage (refer to B and C of FIG. 4) in real time. The cumulative amount of the target amount is calculated as a percentage (C in FIG. 4) and posted on the beneficiary's personal homepage, and the donor posts the fund raising in reverse by registering the donor information for each beneficiary. The information is posted on the personal homepage of each beneficiary registered in the donor's personal information, or a mail or a text message is transmitted. .

Here, the web server 31 controls the signals according to the requests from the beneficiary terminal 10 and the donor terminal 20 and inputs / outputs signals to the financial server 50, the mail server 60, and the text server 70. The control module 311 for controlling the control, permits the registration of the personal home page of the beneficiary terminal 10, the homepage management module 312 for operating each homepage, and requests the establishment of the beneficiary's virtual account, The account management module 313 that calculates the contribution amount for each donor deposited in the account, permits the product registration requested from the beneficiary terminal 10, and posts the registered product in the homepage and the following database 32. A product registration module 314 for storing and a payment module 315 for transferring the corresponding amount to the account of the shopping mall or refunding the funded amount to each donor when the amount deposited in the virtual account reaches a funding target amount; remind It includes a message transmission module 316 for controlling the transmission of the result of the fundraising or the beneficiary product delivery, the refund of the donation mail or text message.

In addition, the web server 31 is a member DB 321 that stores contact information such as beneficiaries and donors' e-mail address and the number of the portable terminal, each personal home page and contributions of each beneficiary, a virtual account for each beneficiary, A virtual account DB 322 for storing information such as a deposit amount and withdrawal amount for each donor, a product DB 323 for storing information on a product of a fundraising fund registered on the beneficiary's personal homepage, a fundraising fund amount for each beneficiary, and It includes a database 32 consisting of a funding information DB (324) for storing the period and the result.

The mail server 60 transmits mail to beneficiaries and donors under the control of the message transmission module 316, and the text server 70 sends a text to beneficiaries and donors under the control of the message transmission module 316. Send the message.

Hereinafter will be described in detail with reference to Figures 3 to 6 attached to the description of the operation of the electronic commerce system by the network-based Pumasi method including the above configuration.

Figure 3 is a flow chart illustrating an electronic commerce method according to the network-based network of the present invention, Figure 4 is a photograph showing an example of a mini homepage in the electronic commerce system and network method of the network substrate product according to the present invention.

Referring to Figures 3 and 4, the e-commerce method according to the network-based product purchase method according to the present invention grants this at the time of membership application of the beneficiary terminal 10 and the registration information of the beneficiary received from the beneficiary terminal 10 Member registration step of storing the (S10), the homepage opening step (S20) to open the personal homepage of the beneficiary, and the beneficiary terminal (10) according to the request for registration of the fundraising target product requested by the beneficiary's personal Target product posting step (S30) to start on the homepage, based on the beneficiary's registration information received from the beneficiary terminal 10 to open the virtual account of the beneficiary is deposited from the donor or donor terminal (20) Fund accumulation step (S40) to accumulate donations, the achievement step of determining the purpose (S50) to determine whether the amount of funds funded has reached the target amount, and fund costs Payment step (S60) to pay the price of goods by sending money to the shopping mall, and if the funding amount accumulated in the determination of achievement of the purpose (S50) is less than the target amount refund step (S80) and , A message transmission step (S70) of transmitting the fundraising result to the beneficiary and the donor in a portable terminal or a mail.

In the member registration step (S10), when the member registration request signal is received from the beneficiary terminal 10 in the web server 31, the member information input by the member is stored and registered as a member. Here, the control module 311 transmits a web page including required input items (including an ID and a password) when registering a member to the beneficiary terminal 10, and then inputs the received contents of the received web page to the member DB 321. And the beneficiary described in the web document received from the beneficiary terminal 10 is registered as a member. Here, as the member registration step of the donor terminal 20 is also performed in the same, a description thereof will be omitted.

The homepage opening step (S20) is a step of opening a personal homepage by allocating a predetermined web hard space to a registered member (beneficiary or donor) in the web server 31. In this case, the control module 311 of the web server 31 drives the homepage management module 312, and the homepage management module 312 is connected to the beneficiary terminal 10. A personal homepage (see FIG. 4) corresponding to an ID is generated, and information including the address of the homepage and the ID of the beneficiary is stored in the member DB 321. Therefore, when the beneficiary terminal 10 accesses the homepage operated by the web server 31 online and inputs his / her ID and password, the control module 311 searches for the member DB 321 to correspond to the homepage. The personal homepage that matches the member information that matches the ID and password is read and transmitted to the beneficiary terminal 10. Accordingly, the beneficiary terminal 10 displays the corresponding homepage on the display and manages or inputs the personal homepage.

The target product posting step (S30) is a step of registering the fundraising registered product on the web server 31 and posted on the personal home page of the beneficiary. Here, the beneficiary terminal 10 selects one of the products from the homepage operated by the shopping mall server 40 and requests registration as a fundraising product, the shopping mall server 40 funds the beneficiary terminal 10. A fundraising product registration request signal is transmitted to the web server 31 so that the information and photos of the registered product (A of FIG. 4) are posted on the beneficiary's personal homepage by the web server 31. In detail, the shopping mall server 40 links the fund product registration request webpage to the bottom of each product information, and then selects and clicks the corresponding product in the beneficiary terminal 10, and the shopping mall server 40 Transmits the selection signal to the web server 31. Accordingly, in the web server 31, the product registration module 314 transmits a fundraising product registration web page to the beneficiary terminal 10 through the shopping mall server 40 according to the corresponding selection signal. At this time, the beneficiary terminal 10 inputs the conditions such as fund raising period and target achievement amount, including the ID and password of the personal home page operated by the web server 31 through the received web page, and the shopping mall server 40. To send).

Therefore, the shopping mall server 40 transmits it to the web server 31, and the product registration module 314 receives a signal including setting conditions such as fund raising amount and period received from the beneficiary terminal 10. By adding it to a personal home page that matches the ID and password included in the signal is stored in the member DB (321), and stores information such as the product and price and the ID of the beneficiary in the product DB (323). Therefore, the homepage management module 312 stores and stores the fundraising products registered by the product registration module 314 in the personal homepage corresponding to the ID of the beneficiary terminal 10.

Alternatively, as an application example of the present invention, the fundraising product registration request signal may be applied by the beneficiary terminal 10 through the homepage operated by the shopping mall server 40, and the beneficiary terminal 10 may be applied to the web server. It is also possible to make a request through his personal homepage after accessing (31).

At this time, the beneficiary terminal 10 connects to request his personal homepage through the web server 31, and displays the fund raising amount and period together with the image of the product (A in FIG. 4) within the personal homepage displayed. Input the fundraising product registration request to the web server (31). Accordingly, as described above, the web server 31 drives the product registration module 314 to register the corresponding product. More preferably, when the link page is clicked on the terminal of the individual who visited the homepage of the shopping mall, a registration request signal is received by the web server. When the terminal requesting registration is a non-member, the web server 31 is registered in the member DB 321 of the web server 31 through a member registration procedure, and the member registration procedure is performed as described above. You can post fundraising on your personal homepage, which is created at the same time. Alternatively, since a link to a web page where a request for product registration is inputted to a beneficiary's personal homepage, a fundraising request signal is received from the beneficiary terminal 10 at the web server 31 to register it, thereby achieving the object of the present invention. Corresponds to one embodiment for.

In the fund accumulation step (S40), the web server 31 registers the corresponding product on a personal homepage that matches the ID of the beneficiary, and at the same time, the fund target amount and target period included in the beneficiary's fundraising product registration request signal. Requesting the virtual account according to the financial server 50, calculating the accumulated amount deposited in the virtual account opened by the financial server 50 and the contribution of each donor and posting it on the beneficiary's personal homepage to be.

Here, the donation of the donor does not only mean the transfer of cash, but the cyber money (for example, including coupons or game money) that members purchase because they pay cash in the homepage operated by the web community site. It also includes a donation, the web server 30, if the target cyber money is earned, it is also possible to convert the actual cash to pay to the shopping mall side. In such an application example, instead of opening a virtual account by the financial server 50, it is possible to open a virtual account in the web server 31 itself, and the financial server 50 purchases cyber money of members. Cash transfer for the transfer or account transfer for the purchase of goods to the shopping mall side.

In addition, the contribution of the donor is stored in the member DB 321 for each beneficiary, the beneficiary in the fund raising step of the donor terminal 20 to be described later, the donor fund raising information of the donor on their personal home page or mail or It can also be received through a text message, etc. It is also preferable to enable the reverse donation, which will be described later with reference to FIG.

The purpose determination step (S50) determines whether the amount accumulated in the virtual account within the fund period set from the beneficiary terminal 10 has reached the target amount.

The payment step (S60) is a step of paying for the fundraising product funded to the shopping mall, and requesting the purchase of the product when the amount of money accumulated in the virtual account in the payment module 315 reaches a target amount. . Here, the payment module 315 transmits a transfer request signal to the account of the shopping mall that sells the amount of money deposited in the corresponding account through the financial server 50, and the shopping mall server (315) in the payment module 315. 40) transmits a purchase signal of the corresponding goods including the beneficiary's address, name and delivery date and time. Therefore, when the payment module 315 receives the transfer permission signal from the financial server 50 and the purchase order reception signal from the shopping mall server, the beneficiary's personal homepage posts the payment for the target product and the product order.

In addition, the account management module 313 calculates the contribution of the donor according to the ratio of the donation of the donor and the total target amount stored in the account DB (322) to the real-time contribution of each donor through the homepage management module 312 It is posted in real time on the beneficiary's personal home page, and the result is stored for each beneficiary in the member DB.

The refund step (S80) is a step of refunding the amount deposited to each donor if the target amount of the fundraising is not achieved. Here, the payment module 315 checks the donor's account and the deposit amount stored in the account DB 322 and refunds the total amount as it is even if the target amount is not accumulated even after the fundraising period of the virtual account is set. The result is stored in the funding information DB 324. In addition, the message transmission module 316 transmits a message including a refund content of the money amount and the donor to the donor's mail and the portable terminal through the text server 70 and the mail server 80 together with the above-mentioned target. In addition, the homepage management module 312 displays the result of the fund raising on the beneficiary's personal homepage under the control of the control module 311 and stores it in the member DB 321.

In addition, the message sending step (S70) is a mail order of the beneficiaries and donors stored in the member DB (321) and the portable terminal in the message sending module 316, the product order completion or funding result message to the mail server 60 And transmitting through the text server (70).

Accordingly, the beneficiaries can receive the goods delivered from the shopping mall, and each donor freely donates according to their own circumstances so as to purchase the goods on the personal homepage of the beneficiaries. The beneficiary can confirm this from time to time. Therefore, if the donor posted a fundraiser for a specific product in reverse, the beneficiary confirmed the contribution to the donor, and accordingly the donor donated at the time of the donor's fund raising, so that a number of members jointly played the role. This can maximize personal gain.

Figure 5 is a flow chart showing the fund earning system in the e-commerce method by the network-based product method according to the present invention.

Referring to FIG. 5, the fund accumulation step S40 may include conditions such as a target fund amount and a period included in the fundraising registration request signal received from the beneficiary terminal 10 through the shopping mall server 40 or a personal homepage. And a funding condition setting step (S41) for confirming and storing the same in the funding information DB 324, and a virtual account opening step (S42) for opening a virtual account when the fundraising conditions of the beneficiary terminal 10 are set; A deposit determination step (S43) for determining whether or not to fund the fundraising in the virtual account, and if the money is deposited from the donor to the virtual account, the information of the depositor to check and store the information and amount of the payer (donor) and Accumulate the amount (S44) and the deposit amount, calculate the contribution of the donor through the ratio of the deposit amount to the target amount and post it on the beneficiary's personal homepage with the cumulative value And a cumulative contribution and post step (S45).

In the funding condition setting step (S41), the product registration module 314 displays a predetermined web page according to a fundraising product registration request signal received from the beneficiary terminal 10 through the shopping mall server 40 or a personal homepage. Send to the beneficiary terminal 10, and then receive the web page in which the fundraising setting conditions including the product information and the fundraising amount and the fundraising period are inputted from the beneficiary terminal 10, and the corresponding condition is provided to the funding information DB. And stores each at 324.

In the virtual account opening step (S42), the account management module 313 opens a virtual account to the beneficiary according to the beneficiary's product registration request signal. At this time, the account management module 313 retrieves the information of the beneficiary by searching the member DB 321, and transmits a signal requesting the beneficiary's virtual account to the financial server 50. Therefore, the financial server 50 opens and registers a virtual account with the beneficiary and transmits account information to the web server 31. Accordingly, the account management module 313 stores the beneficiary's virtual account information in the account DB 322, and the home page management module 311 discloses the virtual account information on the beneficiary's personal home page or Since the account management module 313 links the internet banking webpage of the financial server 50 to the personal homepage and is directly connected to the financial server 50 through the personal homepage, it is preferable to transfer the money through the donor's personal account.

The deposit determination step (S43) is a step in which the account management module 313 determines whether a deposit from the donor to the beneficiary's virtual account. Herein, when the money is deposited or transferred to the beneficiary's virtual account, the financial server 50 transmits the deposit information to the web server 31.

In the depositor information and amount checking step (S44), the account management module 313 checks the depositor and the amount of money in the deposit information received from the financial server 50, searches the member DB 321, Reading information and storing the depositor (donor) and the amount in the account DB (322).

In the accumulated amount and contribution posting step (S45), the account management module 313 checks the donor and the accumulated raising amount stored in the account DB 322, and converts the ratio of the deposit amount of each donor to the total raising amount as a percentage. The contribution of the donor (B of FIG. 4) and the amount of fundraising so far are calculated as a percentage against the total amount (C of FIG. 4) to be real-time in the beneficiary's personal homepage through the home page management module 312. Posting and storing in the member DB (321).

6 is a flowchart illustrating a goal achievement step in the e-commerce method by the network-based Pumasi method according to the present invention.

Referring to FIG. 6, the target achievement determination step (S50) includes a cumulative amount checking step (S51) for checking a cumulative amount deposited in the virtual account through the financial server 50, and a target in which the accumulated amount is set. Comparing the amount of money to determine whether the target amount is greater than or equal to the target amount achievement step (S52), and if the accumulation of the target amount is achieved in the deposit information, the product order step (S53) to order the product in the shopping mall, and A payment request step (S54) for requesting a payment to a designated account of the shopping mall, and a period elapsed judging step (S55) for determining whether a set target period has elapsed when the amount deposited in the virtual account is less than the target amount; If the target period has elapsed, the funding end step (S56) to end the funding, and check the deposit amount of each donor and a refund request step (S57) for requesting a refund for each donor to the financial server 50.

The cumulative amount checking step (S51) is a step in which the control module 311 checks the accumulated amount information stored in the account DB 322.

The target amount achievement determination step (S52) is a cumulative amount by comparing the target amount of the fundraising stored in the funding information DB 324 with the accumulated amount confirmed by the control module 311 through the account DB (322) It is a step of determining whether it exceeds or equals this target amount.

In the product ordering step (S53), if the cumulative amount exceeds the target amount in the determination of the target amount achievement step (S52), the payment module 315 may generate the product DB (according to the control signal of the control module 311). Search for the information of the corresponding product stored in the 323 to read the address and account number of the shopping mall to send the order of the product to the shopping mall server 40, and receives the order confirmation signal from the shopping mall server 40 to the member The step of storing in the DB (321).

In the payment request step (S54), the payment module 315 designates the amount of money deposited in the virtual account in the financial server 50 together with the account number of the shopping mall stored in the product DB 323 of the shopping mall. Transmitting a transfer signal to transfer to the account.

Therefore, in the payment payment step (S60) through the payment request step (S54), the financial server 50 in accordance with the transfer signal received from the web server 31 received the amount received in the virtual account shopping mall Transfer it to the account number and send the result to the web server 31. Therefore, the payment module 315 of the web server 31 receives the transfer result signal received from the financial server 50 and stores it in the account DB (322).

The period elapsed judging step (S55) is a fundraising period and the present set period when the amount accumulated in the beneficiary's virtual account identified through the account DB 322 in the control module 311 does not meet the target amount. The step of determining whether the set period has elapsed by comparing the elapsed days or dates of the.

If the end of the funding step (S56) exceeds the period set in the period elapsed judging step, the control module 311 controls the account management module 313 to the beneficiary of the beneficiary to the financial server 50 Ending the use of the virtual account, and posting it on the beneficiary's personal home page through the homepage management module 312.

The refund request step (S57) in accordance with the control of the control module 311, the payment module 315 checks the deposit amount for each donor stored in the account management DB, the deposit amount of the donor to the financial server 50 This is a step leading to the refund step (S80) by requesting the full refund.

Therefore, after the payment or refund step (S60, S80), the beneficiary and each donor can recognize the result of the fund raising through the mail or text of the message transmission module 316 under the control of the control module 311 have.

In addition, the present invention after the beneficiary purchases the product by the voluntary donation of the donor as described above through the donor fundraising step of the purpose for the realization of the mutual benefit according to the mutual sharing by the reverse donation This is possible and will be explained in detail with reference to FIG. 7.

Figure 7 is a flow chart showing the donor fund raising step in the e-commerce method based on the network-based product harvesting method according to the present invention.

Referring to Figure 7, in the electronic commerce method according to the present invention donor fund raising step of storing the contribution of the donor, the information storage step of storing the contribution and personal information of the donor for each beneficiary (S91), and fund raising registration At the time of request, the member information input from the requesting terminal is checked to establish a registration and virtual account, and the contribution determination step of the fund registration requester searching for the member's contribution information (S92), and the member requesting the fund raising registration. (Contributor), if there is a contribution, the information transmission step (S93) for receiving the donation from the donor previously sent the fundraising information to the beneficiary stores the contribution information of the donor, and the amount deposited from the beneficiary's terminal or beneficiary Check and calculate the contribution of the beneficiary to post and store on the donor's personal homepage And a Do Yeon acid and storing step (S94).

In the information storage step (S91), when the control module 311 receives an order shipment completion signal from the shopping mall server 40, the beneficiary of the donor of the member DB 321 may calculate the contribution of the donor calculated in the account management module. And each donor's information table. Here, the beneficiary information table stores the fundraising registered product name, each donor, and the contribution. In addition, the donor's information table stores the beneficiaries and their contributions.

In the contribution determination step (S92), when the control module 311 receives a fund raising registration product request and a fund raising registration request signal from the donor terminal 20, the member DB 321 is searched to register the fund mode. It is determined whether the contribution information of the donor exists in the donor information table matched with the information input through the donor terminal 20 transmitting the request signal.

In the information transmission step (S93), if the control module 311 determines that the contribution information exists in the donor's member information in the contribution determination step (S92), the control module 311 is the member DB (321). ) Retrieves the beneficiary's information, and posts the donor's fundraising information on the beneficiary's personal homepage. In addition, the control module transmits the fundraising information to the beneficiary's mail address and the portable terminal through the text server 70 and the mail server 60.

The contribution calculation and storage step (S94) checks whether the account management module 313 deposited the donation from the beneficiary terminal 10 to the virtual account opened in accordance with the fundraising registration request of the donor terminal 20, The target amount of the land payment amount is converted into a percentage, the contribution is calculated, and stored in the member DB 321. In addition, the homepage management module 312 posts the contribution of the beneficiary to the personal homepage of the donor.

As described above, a plurality of donors may freely deposit the funding amount according to their own circumstances so that the beneficiary can purchase the product, and conversely, when the donor raises the fund, Participate in the fund raising of the donor in accordance with the contribution of the donor at the time of purchase of the product can create a common profit according to the sharing of each other.

As described above, the e-commerce system and the method based on the network-based pumasi method according to the present invention connect the shopping mall and the web community to share the role of individuals such as the traditional pumasi, dureu, etc. among members online. The pursuit of profit reduces the economic burden on consumers and has the effect of promoting consumption.

In addition, the present invention by accumulating the cost of donating the product information of the online shopping mall and its price from a plurality of members registered on the individual member's homepage or other personal information storage space online on their own terms As the beneficiary receiving the product purchased at the same time as the purchase of the donor indicates the contribution of the members who donated the cost and stores it, the beneficiary can reverse the donation to the donating member so as to reduce mutual burden. At the same time, all members of the fundraiser can benefit.

In addition, the present invention is able to know exactly what a common acquaintance who wants a special gift on a special day for a large number of people who want to provide a gift, and at the same time share the cost of the gift, the recipient of the gift was really wanted Gifts can be obtained and those who want to offer them have the effect of sharing the costs.

In addition, the present invention posts the funding amount and contributions collected through the individual's homepage in real time, and the results are disclosed to the participants, so that both the cost processing and the results can be easily recognized, eliminating unnecessary misunderstandings. And by making donations to each other's wishes, there is an excellent effect on improving relationships and promoting friendships.

Claims (14)

A beneficiary terminal for registering a product to be purchased on a beneficiary's personal home page or an online web space and for raising a fund for the purchase of the product; A plurality of donor terminals freely donating a certain amount according to the beneficiary's fundraising; Operate the beneficiary's personal homepage, check the virtual account opened for the accumulation of the fund, and calculate the contribution of the beneficiary at the time of purchase of the beneficiary according to the accumulated amount of the fund deposited from the donor terminal and the donor's deposit amount. A web server for posting on a personal home page; E-commerce based on a network-based poomsae method characterized in that it comprises a shopping mall server for receiving the order of the corresponding product transmitted from the web server as the target amount is accumulated and outputs the product to the beneficiary's address system. The method of claim 1, wherein the web server And storing the target amount of the fundraising received from the beneficiary terminal, and refunding the donor if the amount accumulated in the virtual account is less than the target amount. The method of claim 2, wherein the e-commerce system The donation accumulated from the donor is a cyber money electronic commerce system based on a network-based pawn method, characterized in that the accumulated in the virtual account opened and operated in the web server. The system of claim 2, wherein the electronic commerce system Accumulate the donation money deposited from the donor in cash, by opening the virtual account at the request of the web server, the amount of information accumulated from the donor or donor terminal and the deposit amount of the donor and the donor's deposit information to the web server If the payment signal of the money stored in the virtual account is transmitted from the web server to the shopping mall server, the payment is transferred to the account of the shopping mall, and if the refund request signal is received from the web server, the accumulated amount of the virtual account is received. An e-commerce system based on a social networking system, characterized in that it further comprises a financial server for transferring to the donor's account. The electronic commerce system according to any one of claims 3 and 4, wherein A mail server for transmitting as a mail the result information of the fundraising fund to the registered e-mail address from the beneficiary terminal and the donor terminal; And a text server for transmitting the result information of the fund-raising fund as a text message to a portable terminal registered from the beneficiary terminal and the donor terminal. The method of claim 5, wherein the web server A control module for granting member registration of the beneficiary terminal and the donor terminal, storing each member information in a database, and controlling input / output of signals to the financial server, the mail server, and the text server; A homepage management module which generates a personal homepage of the beneficiary terminal and posts a contribution calculation result and a fundraising status on the personal homepage; The account for requesting the establishment of a virtual account under the control of the control module, calculating the contribution amount for each donor based on the deposit information received from the financial server as a percentage and calculating the contribution amount for each donor and storing it in the database. A management module; A product registration module for granting a product registration requested from the beneficiary terminal and posting it in the personal home page, and storing information such as a selling place and a price of the product in a database; A payment module for transmitting a transfer request signal or a refund request signal to the donor to the financial server under the control of the control module; And a message transmission module for controlling a result of the fundraising, a product delivery of a beneficiary, and a mail or text message for a refund of a donation. The method of claim 6, wherein the database A member DB storing contact information such as a member's e-mail address and a portable terminal number received from the beneficiary terminal and the donor terminal, each personal home page, and contributions of each donor; A virtual account DB for storing information such as a virtual account for each beneficiary, deposit amount and withdrawal amount for each donor; A product DB storing information on a target product of a fundraising fund registered on the beneficiary's personal homepage; An e-commerce system based on a social networking system, characterized in that it comprises a funding information DB that stores the funding fund amount and period of each beneficiary and the result. Receiving a member registration request signal from a terminal of a beneficiary (member receiving a product) or a donor (member donating for beneficiary purchase), and registering member information stored by the member as a member; Creating a home page for each registered member (recipient or donor), and storing the homepage together with the registered member's ID and password; Since the fundraising product registration request signal is sent from the beneficiary terminal to the web server, the information and photos of the product are posted on the personal homepage of the beneficiary, and the conditions such as the fund raising period and the target achievement amount received from the beneficiary terminal are displayed. A target product posting step of storing; A fund accumulation step of setting a virtual account according to the fund target amount included in the beneficiary fund raising product registration request signal and a condition according to the target period; Determining the purpose of determining whether the amount accumulated in the virtual account has reached a target amount within a set fund period from the beneficiary terminal; When the target amount of money is achieved in the step of determining the purpose, the payment method of purchasing the product by paying the price of the goods, characterized in that it comprises a network-based product take-up method. The method of claim 8, wherein the fund accumulation step A funding condition setting step of checking and storing conditions such as a target funding amount and a period included in the received fundraising registration request signal; A virtual account opening step of opening a virtual account when the fundraising conditions of the beneficiary terminal are set; A deposit determination step of determining whether a fund raising is deposited in the virtual account; A depositor's information and amount confirmation step of confirming and storing information and amount of the payer (donor) when the money is deposited from the donor to the virtual account; Accumulating the deposited amount, calculating the contribution of the donor through the ratio of the deposit amount to the target amount and accumulating and posting the contribution and posting it on the beneficiary's personal homepage Electronic Commerce Method by Method. 10. The method of claim 9, wherein determining the goal A cumulative amount checking step of confirming accumulated amount information accumulated in the virtual account; A target amount achievement determination step of comparing the identified accumulated amount with the target amount to determine whether the accumulated amount is greater than or equal to the target amount; A product ordering step of sending an order form of the product if the cumulative amount exceeds the target amount in the target amount achievement determination step; And a payment request step of transmitting a transfer signal to transfer the amount of money deposited in the virtual account to a designated account of the seller of the product. The method of claim 10, wherein in the determining the target amount of achievement, A period elapsed judging step of determining whether the set period has elapsed by comparing the set fundraising period and the present days or dates when the amount accumulated in the beneficiary's virtual account falls short of the target amount; A funding termination step of terminating the use of the beneficiary's virtual account and posting it on the beneficiary's personal homepage through the homepage management module if the current period exceeds the set period in the period elapsed judging step; Checking the amount of each donor, the electronic commerce method according to the network-based pumasi method characterized in that it comprises a refund request step of requesting a refund of the deposit amount of the donor. The method of claim 11, wherein the electronic commerce method If the target amount is not achieved in the step of determining the purpose, the e-commerce method based on a network-based pumasi method characterized in that it further comprises a refund step for refunding the amount deposited to each donor. The electronic commerce method according to any one of claims 8 to 12, wherein After the payment step, the beneficiary and the donor send a message of the completion of the product order or funding results to the mobile terminal, or after the refund step, a message containing the refund content of the amount with the failure to meet the target, the mail with the portable terminal The electronic commerce method according to the network-based product is characterized in that it further comprises a message transmission step of transmitting through. The method of claim 13, wherein the electronic commerce method The donor fund raising information to the beneficiary when the fundraiser's fundraising registration request request, and further checks that the donor is deposited from the beneficiary to calculate the contribution of the beneficiary, and further comprising the donor fund raising step. Fundraising stage An information storage step of storing the contribution of the donor and storing the contribution and the personal information of the donor for each beneficiary; A contribution determination step of the fund registration requester who checks the member information input from the request terminal at the time of fund raising registration request, opens a registration and virtual account, and retrieves the contribution information of the corresponding member; An information transmitting step of transmitting the fundraising information of the donor to a beneficiary in which the contribution information of the donor is stored, if there is a contribution of the member (donor) requesting to register the fundraising; Checking the amount of money deposited from the beneficiary's terminal or beneficiary, calculates the contribution of the beneficiary and posts and stores on the donor's personal home page and the contribution calculation and storage step of using the network-based poomsae method.

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