KR20000037454A - system for managing a member on the internet - Google Patents

Abstract

PURPOSE: A community member management system is provided to establish a mutual aid association exclusively used just by members, manage an associate meeting, an event or a membership fee, and transfer funds between the members or between a member and a non member by using e-mail. CONSTITUTION: A community member management system comprises the steps of establishing a cyber mutual aid association connected to a bank, an authorization organization or an internet shopping mall, registering a personal information, an identification code and a password after accessing the established cyber mutual aid association, opening a common account for processing the cyber mutual aid association activities and an individual account for periodically transferring fund to the common account, referring a fund management status such as a membership fee transfer status, an accumulated fund status, or an individual funding status and congratulations & condolences of the members, transferring fund between the members or nonmembers by the e-mail system.

Description

System for managing a member on the internet}

BACKGROUND OF THE INVENTION 1. Field of the Invention The present invention relates to a member management system on the Internet, and more particularly, to a member management system on the Internet which operates a common financial account by establishing a closed meeting for members.

At present, in Korea, many people earn a certain amount of money through gatherings in any form and use it when necessary. For example, there are various social gatherings such as alumni associations, and various types of social gatherings exist for various ceremonial occasions such as marriage or birthdays. In other words, it is our long time practice to earn a certain amount of money through various gatherings and use it for various events.

Such gatherings include the order of succession, such as the order of succession, the successful bidder, and the social relations, and through these gatherings, members are seeking to raise funds or socialize for specific purposes. In addition, a manager or relayee (president) who is elected from the members shall receive the dues or payouts directly from the members, or the funds or stepmother, such as dues or payouts, which have been transferred to the account of a specific financial institution where the members are set in advance. Taking care of it.

However, in such an offline fund raising and management system, it is difficult for members to search for the accumulated funds, and it is difficult for the manager or relay (the president) to have no information on delays in payment of dues. In addition, there was an inconvenience in that the shareholders directly withdraw the necessary funds through financial institutions at every occurrence of members' various economic events.

In recent years, the need for a payment account for the transfer and management of funds through the Internet is rapidly increasing to solve such inconvenience. As such, financial institutions, such as banks and insurance companies, use the Internet for customer transfers and transactions. However, this is only a transfer or transaction between an individual and a financial institution.

And although some forms of social networking are being implemented on the Internet, this is for anyone registered on the site. The social network operates in the form of members applying for registration through the Internet, selecting a relay or manager among members, and depositing dues to a specific account of a financial institution offline. In other words, the social network is composed of members who do not know each other and is operated online, but the payment and management of dues are operated offline.

That is, the form of the social network has a problem that there is no safety because the members are composed of people who do not know each other, and because of the need to operate the deposit and management of dues due to offline meetings, time and money are wasted. There was also.

Accordingly, it is an object of the present invention to provide a member management system on the Internet for stably managing step meetings, events, and dues by establishing a closed meeting exclusively for members using the Internet.

In addition, another object of the present invention to provide a member management system on the Internet to save time and money by processing step meetings, events and dues on-line using the Internet.

It is also an object of the present invention to provide a member management system on the Internet for transferring funds between members and members, members and non-members using e-mail on the Internet.

1 is a view schematically illustrating the concept of the present invention,

2 is a view showing an example of a database used in the present invention,

3A is a diagram showing a schematic function of a cyber system according to the present invention;

3B is a view for explaining a schematic function of a cyber system according to the present invention;

4 is a diagram illustrating an overall flow of a cyber system according to the present invention;

5 is a view explaining the establishment and management of step meeting according to the present invention,

6 is a view explaining the membership and activities of the step meeting according to the present invention,

7 is a view for explaining event processing and email remittance according to the present invention;

8 is a diagram illustrating a decision making process according to the present invention.

In order to achieve the above object, in the present invention, the cyber or the administrator (elected) elected in various meetings are connected to the Internet through the login process on the wired or wireless communication terminal, such as financial institutions, authentication agencies and Internet shopping malls and the Internet A cyber step meeting establishment step of opening a cyber step meeting after connecting to the system; After the members of the system are connected to the cyber system through a login process on a wired / wireless communication terminal, the personal information, ID and password are inputted and transmitted to the cyber system to store in the database. A member registration step of registering as a member in a meeting; The manager of the cyber step system selects a financial institution connected to the cyber account system to open a joint account for processing the funds of the cyber step system, and the members select a financial institution connected to the cyber account system. An account setting step of establishing a personal transaction account so that a predetermined amount is transferred to the joint account at a certain date; The manager manages information such as dues transfer, cumulative funding, interest accumulation, and withdrawal of dues related to the joint account, and various events such as marriage and birthdays of members, and the members of the joint account A member management step of frequently inquiring information such as transaction details; By sending an account member's account number, password, and transfer amount, a receiving member's or non-member's bank, name, and account number on a transfer-only e-mail, sending the member's account to the financial institution of the sending member. An email fund transfer step of transferring funds between the member and the member, the member and the nonmember; And closing the cyber system meeting after the administrator accesses the cyber system through a login process on a wired / wireless communication terminal.

Hereinafter, with reference to the accompanying drawings will be described in detail the present invention.

1 is a view schematically illustrating the concept of the present invention, Figure 2 is a view showing an example of a database mounted in the cyber system of the present invention.

First, the database used in the present invention will be described with reference to FIG. The database mounted in the cyber system of the present invention is composed of the following ten tables.

The member information table is essential to register as a member of the cyber system, and includes items such as member ID, password (password), name, social security number, address, telephone number, e-mail address, and anniversary. The meeting information table includes a meeting information, a password (password), a meeting name (meeting name), a period, a dues, a meeting place, a meeting personality, an association, a bank code, It consists of items such as account number, transaction condition and maturity processing condition of joint account. The bank code table is composed of items such as a bank name (name) while sharing the bank information table with the bank information table.

In addition, the group meeting member table is composed of items such as the meeting day information table, meeting group ID, member ID, bank code, account number of the joint account, etc., the activity history table, the activity history table It is composed of items such as date, purpose, periodic / irregular and decision while sharing table ID and member ID.

In addition, the transaction information log table is shared with the account group member table, account group ID, member ID, trading bank code, account number (commercial account) of the joint account, trading member, log number, date, transaction classification, It consists of items such as account, account holder ID, shopping mall code, transaction amount, transaction history, processing history and account balance, and the shopping mall code table shares the transaction information log table and shopping mall code, It consists of items such as an internet address (URL) of a shopping mall.

In addition, the event information table is composed of items such as event ID, date, amount, and event type while sharing the member ID with the member information table. The E-Mail remittance table includes the event information table, member ID, and the like. It is composed of items such as remittance number, remittance account bank code, remittance account number, payee account bank code, payee account number, payee name, and remittance amount while sharing the event ID.

Further, the E-Mail remittance processing log table includes the E-Mail remittance table, member ID, remittance number, remittance account bank code, remittance account number, payee account bank code, payee account number, payee name, It is composed of items such as log number, password, remittance time, processing status and processing time while sharing the remittance amount.

Next, the operation of the present invention will be described in detail with reference to Figs.

First, members of various meetings, such as turntables, successful bidders, and social gatherings, select one manager or relay. At this time, members of the stepmother group shall grant the elected managers the authority to transfer, pay, and manage chat rooms, open accounts, and close all stepmother funds.

Next, as shown in FIG. 1, a cyber system in which managers or relays (chairmen) of various meetings are connected to a financial institution, an authentication institution, an internet shopping mall, or the like through a login process using a wired or wireless communication terminal. Connect to the system and open a cyber step.

Further, through the login process, the manager or relay (chairman) inputs the member ID and password (password) on the member information table shown in FIG. 2 on the wired / wireless communication terminal and transmits them to the cyber system. Searches the database to determine the presence of transmitted information. If it is determined that the member is a member, the cyber system can be used, and if it is determined to be a non-member, the cyber system can not be used. In this case, resend through the member registration process.

In addition, when the manager or relay establishes a cyber step meeting, items on the step information table shown in FIG. 2 are inputted on the wired / wireless communication terminal, transmitted to the cyber system, and stored in a database. At this time, the manager or successor selects a financial institution to manage the dues of the group meeting, establishes a joint account, and after receiving the authority and responsibility to manage the joint account from the selected financial institution, collects the dues or funds of the joint account. Manage.

In addition, the types of system meetings established include a turntable system, a successful bidder system, a social relation system, and the like. The order number is a form in which the order number is set in advance among members, and the monthly membership fee is transferred in order in the next month, and the winning bid system accumulates a certain amount each month, and then a game is written among the members by writing down the amount of the person. It is a form that gives selected dues, and the social network is used to collect and deposit dues at various gatherings and use them when necessary. In the case of social relations, the accumulated funds are used for various congratulations by mutual agreement between members, and in the form of transferring some or all of them to one of the members. In any type of meeting, the transfer process will be carried out by the manager or the relay officer, and the transfer process will be decided by the members.

In addition, the manager or relay can establish a chat room where members of the meeting can chat with each other, and the meeting is held online through the chat room. In addition, chat rooms can be used to store or post materials related to meetings or decisions made during meetings.

Next, the members of the group are connected to the cyber system through a login process by inputting a member ID and password (password) on the wired / wireless communication terminal to the cyber system. Thereafter, the members move to the established step meeting, input member information such as personal information, step meeting ID, and password (password), transmit the information to the cyber system, and store the data in the database. Register as a member of the step meeting group established in.

In addition, the membership fee is automatically transferred from the trading account of the financial institution opened by the member to the joint account at a predetermined amount every month on a fixed date every month, and the transfer status of such funds can be searched by the members from time to time. At this time, various dues data, that is, the cumulative amount, payment status, interest status, deposit and withdrawal status, etc. can be frequently checked by the members online using the wired / wireless communication terminal.

In addition, the funds accumulated in the joint account may be transferred to a specific account alone or left alone, depending on whether the manager or the accountant alone or the members. In addition, it can be used as an account that can handle payment costs in the Internet e-commerce. In the case of a turntable, the accumulated money is automatically transferred to one of the members' accounts according to the turnover, and in the case of a successful bidder, it is transferred to the person who put the lowest amount and automatically transferred to the person's account or through a game between members. Select a person and transfer it to that person. In the case of social relations, it is possible to accumulate and transfer dues at any time without setting a fixed period. This transfer process can be handled by the manager or relay alone or according to the member's pros and cons.

In addition, the manager or relay manages events such as weddings and birthdays of members through chat rooms.

In addition, the members write the account number, password and transfer amount of the sender member and the transaction bank, name and account number of the receiving member or non-member using the E-Mail on the wired / wireless communication terminal. By transferring to a member's transactional financial institution, funds are transferred between the member and the member, and between the member and the nonmember.

The administrator accesses the cyber system through a login process using a wired / wireless communication terminal and closes the cyber system meeting.

Next, FIG. 3A is a diagram illustrating a schematic function of the cyber system according to the present invention, and FIG. 3B is a diagram illustrating a schematic function of the cyber system according to the present invention.

Next, the cyber system according to the present invention will be described with reference to Figs. 3A and 3B.

The member management system manages membership registration or withdrawal and change or deletion of member information on the mounted database.

In addition, the stepmother management system, in connection with the on-board database and financial institutions, certification bodies, and shopping malls connected to the Internet, sets up accounting information such as periods, dues, dues payment date, rules and characteristics, and accounts. It manages account meetings such as application and transaction details inquiry, personal information of members (members), and accounts of members (members) such as registration or change of direct debit account of members and inquiry of transfer history.

The community system also manages and manages chat systems such as text and voice, mail and mailboxes, creation and distribution and management of meeting minutes, announcements and bulletin boards through established chat rooms.

In addition, the decision-making system operates and manages a ballot / ballot system, decision analysis and decision-making / decision processing through which the members of the chat room decide whether to vote.

In addition, the E-mail remittance system provides members with e-mail remittance forms, e-mail content encryption and digital signature systems to their members through transfer-only e-mails. For example, cryptocurrency, identity verification, and banking computer linkages transfer funds between members and members or between members and nonmembers by email.

In addition, the external interworking system handles interworking with an internet shopping mall, an internet auction / reverse auction system, and other systems.

The management system manages members, group meetings, financial institutions, announcements and bulletin boards.

Next, the overall flow of the cyber system according to the present invention will be described with reference to FIG. 4.

The user enters the member ID and password (password) on the wired / wireless communication terminal and transmits it to the cyber system. Subsequently, the cyber system searches the database and determines whether the user is an administrator or a member when authenticated as a member.

Next, when the user is determined to be an administrator, a bank account is opened, a financial institution (bank) having a good condition is selected among interest rates proposed by the financial institution, and a joint account is opened by opening a joint account. In addition, managers or relay officers activate step-by-step activities by convening step-by-step meetings and manage members and joint accounts.

In addition, when the user is determined to be a member, activities through the community, internet shopping using the shopping mall, and additional content may be used, and as a member of the group meeting, the user may log in to the group. At this time, if the meeting is due, the expiration process is carried out. If the meeting is not due, the meeting is conducted, and in connection with the financial institution, the automatic debit and dues status are inquired. If the due date is paid, the fee is automatically calculated after linking with the financial institution.

Next, with reference to Fig. 5 will be described the step system establishment and management according to the present invention.

When opening a step meeting, the manager of the step meeting, or the type of entry, such as step meeting ID, password (password), period, dues, turnover or winning bidder or social fellowship, rules and fees The date of payment, expiration processing, and light-duty events are inputted on the wired / wireless communication terminal and transmitted to the cyber system and stored in the database. In addition, the manager selects a financial institution that deposits and withdraws the membership fee by referring to the received interest rate and incidental services proposed by the financial institution on the wired / wireless terminal, and requests and opens a joint account.

In addition, the manager checks the expiration during the management of the co-unit account, closes the council after the expiration process, and manages the co-account until the expiration of the co-unit account.

Next, referring to Figure 6 describes the membership and activities of step meeting according to the present invention.

The user registers as a member of the step meeting through the step login process in which the user inputs the account number and the member information through the wired / wireless communication terminal. Subsequently, it is checked whether the group meeting has expired, and if it expires, the expiration process is performed. In addition, if the expiration date is not corrected, the membership information is corrected, or whether the opening of the meeting group and the event occurrence are checked.

In addition, it checks whether the successful bidder is established according to whether or not a meeting system is established, and in the case of a successful bidder, a successful bidder system is used. In the case of multi-party conversation / conference, the chat room is used, and in the case of decision making, the decision system is stored in the transaction information log table of the database.

In addition, in accordance with whether or not to open a meeting, the bank manages an individual account in conjunction with a financial institution and checks the status of the meeting.

Then, various events such as hard motions are processed according to whether or not an event has occurred, and stored in the transaction information log table of the database.

Next, the event processing and email transfer according to the present invention will be described with reference to FIG. 7.

The user checks whether the meeting has expired or checks whether an event has occurred through the wired or wireless communication terminal. When the step meeting expires or when an event occurs, it is determined whether to purchase a product on a shopping mall on the Internet.

As a result of this determination, when the product is not purchased, the member's membership fee is remitted to the member using the e-mail remittance system or it is stored in the joint account as it is. In the case of purchasing a product, the product is ordered on a shopping mall on the Internet, the product is paid for through a joint account, the purchased product is delivered to a predetermined member, and then stored in the transaction information log table of the database.

When a user uses an email remittance system through a wired / wireless communication terminal, the user inputs information related to the remittance, such as a bank code, an account number, a password, and a remittance amount on a wired / wireless communication terminal, and digitally signs and encrypts the data through a certification authority. Afterwards, it is sent to a financial institution. Subsequently, the financial institution receiving the e-mail decrypts the encrypted e-mail through the certificate authority to receive the user authentication.

In addition, the financial institution receiving the e-mail transfers funds using each bank transfer processing system connected to each bank e-mail transfer processing agent, and then receives a remittance processing confirmation mail and stores it in the transaction information log table.

8, the decision making process according to the present invention will be described.

The members of the step meeting group use the wired / wireless communication terminal to post a decision on a decision room, method selection, agenda, amount, and a decision period in a chat room, a multi-party chat room, a ballot ticket system, a bulletin board, an e-mail and a mailbox, and a one-to-one chat room. Decision-making activities are carried out using decision-support tools such as the creation and distribution of meeting minutes.

Next, if decision analysis is performed and the item is not passed, it is rejected, and if it is passed, it is passed and an event is generated.

In addition, the chat room opened by the present invention is equipped with the function of text chat, voice chat, and supports the data and decision-making process of all meetings, such as meeting minutes and articles of association.

In addition, a trading account opened through a financial institution that is a member may remain until the member terminates, and the funds accumulated in the joint account may be transferred or transferred to another transfer account. If members use Internet e-commerce, payments can be automatically processed in their personal transaction accounts. In addition, the joint account may be closed in the case of completely transferring the accumulated funds or dismantling the stepmother.

Examples of the field to which the present invention can be applied include the following.

When applied to Internet e-commerce, the funds accumulated in joint accounts opened through financial institutions can be used as joint payment accounts for Internet e-commerce. That is, the purchase and payment of various items can be conveniently handled on the Internet, and the purchased items can be delivered to a required place. In addition, it can be usefully used for various hard irradiation.

In addition, when applied to the transfer of funds on the Internet, the funds can be transferred directly to the payment account of members or non-members on the Internet, and the transfer of funds accumulated in various meetings within the members is free. In addition, in the case of application to a community, a closed chat room can be opened on the Internet to promote friendship among members.

In addition, when applied to the Internet advertising, it is possible to attract a variety of advertisements for members who participated in various meetings to prompt purchase desire.

In addition, when applied to the Internet auction, members can purchase the necessary items through the auction by posting a list of items that need to purchase through the chat room.

As described above, according to the present invention, since a closed meeting, which is a member-only closed meeting, is established online using the Internet, it is possible to stably manage meetings, events, and dues in a stable manner. It is effective to reduce the cost.

In addition, by linking with financial institutions and certification institutions on the Internet, it is possible to reliably transfer funds between members and members, members and non-members through e-mail.

Claims (10)

An administrator or president (chairman) elected at various meetings connects to a cyber system connected to financial institutions, certification institutions, Internet shopping malls, etc. through the login process on wired / wireless communication terminals, and then A cyber step meeting establishment step of opening a step meeting; After the members of the system are connected to the cyber system through a login process on a wired / wireless communication terminal, the personal information, ID and password are inputted and transmitted to the cyber system to store in the database. A member registration step of registering as a member in a meeting; The manager of the cyber step system selects a financial institution connected to the cyber account system to open a joint account for processing the funds of the cyber step system, and the members select a financial institution connected to the cyber account system. An account setting step of establishing a personal transaction account so that a predetermined amount is transferred to the joint account at a certain date; The manager manages information such as dues transfer, cumulative funding, interest accumulation, and withdrawal of dues related to the joint account, and various events such as marriage and birthdays of members, and the members of the joint account A member management step of frequently inquiring information such as transaction details; By sending an account member's account number, password, and transfer amount, a receiving member's or non-member's bank, name, and account number on a transfer-only e-mail, sending the member's account to the financial institution of the sending member. An email fund transfer step of transferring funds between the member and the member, the member and the nonmember; And a cyber step assembly closing step in which the administrator accesses the cyber system through a login process on a wired / wireless communication terminal and closes the cyber system. The method of claim 1, The wired and wireless communication terminal member management system on the Internet, characterized in that a personal computer or a laptop computer. The method of claim 1, The wired / wireless communication terminal is a member management system on the Internet, characterized in that the portable communication terminal or a fixed fixed communication terminal provided with a face. The method of claim 1, In the login process, the administrator, relay or member inputs the member information on the wired / wireless communication terminal and transmits the member information to the cyber system, and the cyber system searches the database to determine whether the member or the transmitted member information exists. Member management system on the Internet, characterized in that the determination as a non-member. The method of claim 1, The member management system on the Internet, characterized in that the establishment of a joint account by setting the appropriate financial institution through the auction of the financial transaction conditions and methods of the financial institution in the cyber step meeting establishment step. The method of claim 1, In the cyber group meeting establishment step, the manager or the relay member management system on the Internet, characterized in that further opening a chat room with the joint account. The method of claim 1, In the account setting step, the member account management system on the Internet, characterized in that for setting and operating the joint account in a manner related to the system such as social accounts, winning bids and turnover account. The method of claim 1, And in the email fund transfer step, digitally sign and encrypt an email through the financial institution and the certification authority, and decrypt the encrypted email to receive a user authentication process. The method of claim 1, Membership management system on the Internet, characterized in that the authentication through the certification authority when opening the joint account and the transaction account in the account setting step. The method of claim 1, And the chat room is closed when the manager or relay opens a chat room in the cyber step meeting closing step.