KR20060097499A - Account connecting trading system and method of the same over network - Google Patents

Abstract

The present invention relates to an account-linked stock integrated trading system and a method using a data communication network, and publicly registers a trading master of a predetermined number having excellent real trading on a securities company site, and a private investor who is a member of the securities company among the masters. By selecting one master and linking the accounts, the trading of the linked child accounts is made identical according to the trading of the master, maximizing profit while minimizing the risk of individual investors, The purpose of the present invention is to provide an account-linked stock integrated trading system and a method using a data communication network that can be indirectly learned.

The present invention is provided from the securities company server side, interlocked with the program in the securities company server is built a home trading program (HTS) for generating a signal for trading of stocks, futures, options, etc., various data in the integrated stock trading server It is possible to send and receive and output the screen of the data, and search the return information, investment period information, investment pattern and holding stock information of the registered masters through the integrated stock trading server, and select the specific master to link the accounts. A personal investor PC generating a signal for doing so; Received from the server side of the securities company, interlocked with the program in the securities company server, the home trading program (HTS) that generates a signal for trading of stocks, futures, options, etc. is built-in A master terminal equipped with a web browser and a communication module such as a modem so as to output the screen of the data; A securities company server for receiving a trading signal for stocks, options, and futures transmitted from the personal investor PC and performing a corresponding transaction; A bank server which performs processing for transferring the investment amount between the individual investor and the securities company; The master information is registered between the securities company server, the personal investor PC, and the master terminal in accordance with a registration request of a plurality of masters whose return is more than a certain range and the investment career is over a certain period. It is characterized by consisting of a stock integrated trading server that manages the trading so that a number of individual investors associate their account with one of the masters so that the trading signal of the master can be applied to the linked individual investors' accounts. .

According to the present invention, when a limited number of masters satisfying a predetermined condition are registered in a securities company server, when a plurality of individual investors search for the corresponding master information and link with the account, the following trading is performed in the same way as the sale of the master. The direct investment risk of individual investors can be reduced, and since such trading information can be checked in real time, it is very effective to indirectly learn stock selection and trading techniques. In addition, by setting a large number of short-term, medium-term, long-term, value investment masters, the risk of direct stock investment can be further reduced. Also, the master's trading and stock selection techniques can be learned. In addition, by registering a gift certificate, and the individual investor by designating a specific stock linked to allow the additional discount rate to reflect the increase rate of the stock, there is an effect of pre-sale of the product.

Description

Account-Linked Stock Integrated Trading System and Method Using Data Communication Network {ACCOUNT CONNECTING TRADING SYSTEM AND METHOD OF THE SAME OVER NETWORK}

1 is a schematic diagram showing a schematic configuration of an account-linked stock integrated trading system using a data communication network according to a first embodiment of the present invention;

2 is a block diagram showing the configuration of an account-linked stock integrated trading server using a data communication network according to a first embodiment of the present invention;

3 is a diagram illustrating a master account interlocking state of an account linked stock integrated trading system using a data communication network according to the first embodiment of the present invention;

4 is a schematic diagram showing a data flow of an account-linked stock integrated trading system using a data communication network according to the first embodiment of the present invention;

5A and 5B are diagrams illustrating a master account linked account of an account linked stock integrated trading system using a data communication network according to a first embodiment of the present invention;

6A and 6B are flowcharts showing signal flows of an account-linked stock integrated trading system using a data communication network according to the first embodiment of the present invention;

7 is a view showing a master account linked account of the account linked type integrated stock trading system using a data communication network according to a second embodiment of the present invention,

8 is a flowchart illustrating a signal flow of an account-linked stock integrated trading system using a data communication network according to a second embodiment of the present invention;

9 is a block diagram showing the configuration of an account-linked stock integrated trading server using a data communication network according to a third embodiment of the present invention;

10 is a diagram illustrating a stock split state of an account-linked stock integrated trading system using a data communication network according to a third embodiment of the present invention;

FIG. 11 is a diagram illustrating a divided stock trading state of an account-linked stock integrated trading system using a data communication network according to a third embodiment of the present invention; FIG.

12 is a flowchart showing a signal flow of an account-linked stock integrated trading system using a data communication network according to a third embodiment of the present invention;

FIG. 13 is a schematic diagram illustrating a data flow of an account-linked stock integrated trading system using a data communication network according to a fourth embodiment of the present invention; FIG.

14 is a flowchart illustrating a signal flow of an account-linked stock integrated trading system using a data communication network according to a fourth embodiment of the present invention.

* Description of the symbols for the main parts of the drawings *

A1-An: Individual investor PC, B1-Bn: Master terminal,

H1 to Hn: individual investor mobile communication terminal, SMS1 to SMSn: securities company server,

BS1 to BSn: Bank server, SATS: Stock integrated trading server.

The present invention relates to an account-linked stock integrated trading system and a method using a data communication network, and more specifically, to publicly register a trading master of a predetermined number having excellent real trading on a securities company site, and a private investor who is a member of the securities company. With one of the masters selected and linked to the account, the trading of the linked child accounts is made identical according to the trading of the master, thereby maximizing profit while minimizing the risk of individual investors. The present invention relates to an account-linked stock integrated trading system and a method using a data communication network to indirectly learn a trading method.

As is well known, due to the recent development of information and communication technology, the development of information providing technology that provides real-time information to various subscribers through at least one host server through a remote data communication network is actively underway.

Based on this, in recent years, information selection technology and compression technology are being developed to more easily access peripheral technologies such as cache memory expansion technology to provide accurate information to subscribers more quickly and subscribers' tastes and preferences. It is also accelerating the development of various contents and its solutions.

In addition, recently, Internet stock trading programs (including options, futures, bonds and foreign exchange) have been developed, and each securities firm is leading the online financial market. However, the introduction of the above-mentioned Internet stock trading program is merely an improvement in the convenience of stock trading, rather than activating the stock trading itself, and the actual stock investment has not changed much.

The purpose of the stock investment is to provide the liquidity necessary for the operation of the company.In the case of individuals, although the purpose is to recover the investment profits from the investment, when the stock price changes due to stock investment, There is a problem that adversely affects the operation, and even if the individual found a company that wants to invest, there was a problem that investment is not easy because it is difficult to predict the future share price of the company.

Recently, indirect investment products sold by securities firms, that is, fund products, have been sold in popularity, and Korea's share price has also supported a considerable upswing thanks to the favorable sales of accumulated indirect investment products that combine savings and indirect stock investment. Securities firms or investment specialists that operate these indirect investment products are classified as an institution and invest in stocks that will raise their share prices in the future and pay a substantial portion of their investment returns to investors. However, these indirect investment products are so large that they cannot be invested in small and medium-sized stocks of exchanges or KOSDAQs, and even companies with high future values are difficult to predict and reflect on future values. We have no choice but to invest in profitable companies and invest in blue chip stocks composed of top-tier companies and yellow chip stocks.

In other words, securities firms lose their principals in such indirect investment products, so the loss of principals is handed down to the investors. Even if they do not, they have no choice but to invest in minimizing principal losses. Therefore, even though it is an indirect investment product, most securities firms rely only on commission income through the handling of indirect investment products, so it is not economically advantageous because they must hire a fund manager who manages the fund products without having a high profitability. In other words, there was a problem of indirectly taking the risk burden on the investment product.

On the other hand, since private investors invest with a small amount of money, they expect a lot of profits even if the risk is rather large, and they often want aggressive investments. However, as mentioned above, there is a problem that it is not easy for an individual to easily find a company that can be aggressively invested among a number of stocks.

Therefore, in recent years, analysts who provide stock information and recommendation items on various stock-related sites and securities company sites have been active, selectively providing stocks to target individual investors. However, the buy / sell information on these stock items is also used by individual investors with a certain fee, but the buy / sell of the stock items may be profitable depending on the time of uploading the information. It may be, but it may also be a seal.

That is, when one analyst posted the recommendation information for a particular item on the stock site at 10 am, an individual investor who had access to the information late in the afternoon could buy the item in a short-term voting rights even if he bought the item. There was a problem.

In addition, recently, in the real investment game hosted by various securities firms, the system has been showing a system that allows other individual investors to buy and sell according to real private investors' investments, but also to other individual investors in real time. It is very difficult to follow such a sale because the information cannot be disclosed, and in particular, the sale of date radars is dozens of times a day.

The present invention has been made in view of the above-described state of the art, and publicly registers a trading master of a predetermined number having excellent actual trading on a securities company site, and a private investor who is a member of the securities company selects one of the masters. With the accounts linked, the trading of the linked child accounts is made identical according to the trading of the master, maximizing profit while minimizing the risk of individual investors, and indirectly learning the trading methods of the masters. The purpose of the present invention is to provide an account-linked stock integrated trading system and a method using a data communication network.

Another object of the present invention is to classify the trading master of a predetermined number of people who have excellent real trading into short-term, medium-term and long-term masters according to their tendency to trade, publicly register it on a specific securities company site, and a personal investor who is a member of the securities firm Individual investors' risk by making the same trading of the child accounts linked according to the trading of the masters while the accounts are linked to each other by setting the appropriate middle, long-term masters according to the rate of return of the masters. The present invention provides an account-linked stock integrated trading system and method using a data communication network that maximizes profits while minimizing the cost and indirectly learns the trading methods of masters.

Another object of the present invention is to classify the trading master of a predetermined number of people who have excellent real trading into short-term, medium-term and long-term masters according to their tendency to trade, publicly register it on a specific securities company site, and a personal investor who is a member of the securities company. In the state that the accounts are linked to be set according to each master by dividing their entire investment according to the return rate of the master and the master, the trading is made equal to each divided investment amount of the child account linked according to the sale of the corresponding masters. It provides an integrated account integrated trading system and method using a data communication network that maximizes profits while minimizing the risk of individual investors and indirectly learns the trading methods of masters.

Another object of the present invention is a linked account type using a data communication network that enables real-time investment in small amounts for investors who want to learn about stock investment by providing 1 / N split stocks for the predetermined number of stocks. To provide an integrated stock trading system and method thereof.

Another object of the present invention is that when the purchase of a particular stock, you are provided with a face value variable voucher from the company that issued the stock, and the stock price of the stock falls so that the face value of the gift certificate changes in response to the fluctuation of the stock price of the stock Even if the present invention is to provide an integrated account-linked trading system and method using a data communication network to increase the discount rate of the gift certificate.

Another object of the present invention is to purchase a savings gift certificate of a specific company or company, the buyer linked to the account type using a data communication network to further provide a purchase discount rate of the product according to whether or not the specific stock returns To provide an integrated stock trading system and method thereof.

In order to achieve the above object, according to a preferred embodiment of the present invention is provided from the securities company server side, the home trading program (HTS) for generating a signal for trading of stocks, futures, options, etc. in conjunction with the program in the securities company server ), It is possible to send and receive various data and output the screen of the data to the stock integrated trading server, the return information, investment period information, investment pattern and retention of the masters registered through the stock integrated trading server A personal investor PC for retrieving item information and generating a signal for selecting a specific master and linking the account; Received from the server side of the securities company, interlocked with the program in the securities company server, the home trading program (HTS) that generates a signal for trading of stocks, futures, options, etc. is built-in A master terminal equipped with a web browser and a communication module such as a modem so as to output the screen of the data; A securities company server for receiving a trading signal for stocks, options, and futures transmitted from the personal investor PC and performing a corresponding transaction; A bank server which performs processing for transferring the investment amount between the individual investor and the securities company; The master information is registered between the securities company server, the personal investor PC, and the master terminal in accordance with a registration request of a plurality of masters whose return is more than a certain range and the investment career is over a certain period. A plurality of individual investors linked their account with any one of the masters, characterized in that consisting of a stock integrated trading server to manage the trading so that the trading signal of the master can be equally applied to the linked individual investors' account An account-linked stock integrated trading system using a data communication network is provided.

Preferably, when the stock integrated trading server generates the same trading signal according to the trading signal of the master account of the individual investor's account registered with the master account, the ratio of the total amount for buying and selling is the same as the master. The account-linked stock integrated trading system using a data communication network, characterized in that for generating a signal to be made in the individual investor account is provided.

Preferably, the stock integrated sales server receives the customer identification information and stock sales information data transmitted through the securities company server, the personal investor PC and the mobile communication terminal therein, and a communication module for transmitting the processing information; ; A customer information management unit for managing information of an individual investor who intends to execute an account-linked master linked direct investment; A securities account manager that manages the securities accounts of individual investors linked to the master account; A master registration management unit for managing master-related information such as investment career, return rate during the investment period, investment items, and the like, and publicly registering and managing the master; A bank account management unit that manages deposit and withdrawal of securities accounts in association with bank accounts of individual investors and masters; An account linking unit that manages a plurality of master accounts and manages securities accounts of a plurality of individual investors, and links accounts and transactions of a specific master according to a link signal of the individual investors; A trading setting unit for setting up trading according to the setting information so that the individual investor interlocks the trading with the master's account, and divides only a predetermined amount of the securities accounts of the individual investor with the trading of the master; A commission settlement unit for calculating fees to be provided to masters and securities firms when linking and trading transactions with individual investors; A customer information DB that stores information of an individual investor who intends to execute an account-linked master linked direct investment; A stock account DB for storing a stock account of the individual investor associated with the master account; A master registration information DB for storing master-related information such as investment careers, yields during the investment period, and investment items, which are predetermined conditions; A master account DB for storing item trading information for sale through the account of the master and the account; An account linkage information DB that manages a plurality of master accounts and manages a plurality of individual investors' securities accounts, and stores account linkage information processed by linking a transaction with an account of a specific master according to a link signal of the individual investor; A trading setting information DB for storing the setting information for the individual investor to link the trading with the master's account, and to divide only a predetermined amount of the securities accounts of the individual investor with the trading of the master; The individual investor selects one master among multiple masters, and sets up a certain margin among the margins held in his or her securities account and receives a request signal for generating a trading signal identical to the trading signal of the master. And a control unit for processing the connection amount of the corresponding linked account according to the same sale signal and transmitting the transaction processing information to the individual investor PC in real time. The account-linked stock integrated trading system used is provided.

Preferably, any one master account registered in the stock integrated trading server is provided with a linked account-type stock integrated trading system using a data communication network, characterized in that a number of individual investor accounts can be linked to the sale at the same time.

Preferably, the integrated stock trading server is provided with a linked account integrated trading system using a data communication network, characterized in that for each individual investor to set a predetermined amount of the total investment to the master selected by the individual investor.

On the other hand, the present invention is a process of applying a request signal for master registration from one of the master terminal to any one brokerage server; The securities company server reading the request signal and the master information and transmitting the same to the stock integrated trading server; Judging by the judgment condition whether the master is suitable for the criterion determined by the stock integration trading server; Uploading, by the stock integrated trading server, the corresponding master information for reading; Retrieving information of the corresponding masters through a personal investor through a personal computer, and selecting one of the masters to generate an account link request signal; Transmitting the linked amount setting input data from the personal investor PC; The stock integration trading server receiving the signal and transmitting the account connection request signal of the individual investor and the account information of the individual investor to perform account interworking; Applying a trading signal from the master terminal; The integrated account trading method using the data communication network is characterized in that the process of generating the same trading signal to the individual investor securities account linked to the master account.

Preferably, the process of setting the market price trading from the individual investor PC to the stock integrated trading server; Registering, by the integrated stock trading server, a trade setting of the individual investor as a market price trading setting; Generating a buy signal for a specific item from the master account; Generating, by the integrated stock trading server, an account of the individual investor associated with the corresponding master account to generate an upper limit buy signal for the corresponding item, thereby generating a buy signal of a desired quantity; When a sell signal for a particular item is generated from the master account, the stock integration trading server reads the account of the individual investor associated with the master account, generates a lower limit buy signal for the item, and sells the signal of the quantity to be sold. Provided is an account-linked stock integrated trading method using a data communication network, further comprising the step of generating a.

Preferably, the registration condition of the master registered in the stock integration trading server is an investment experience within a predetermined period and whether the predetermined return for the period is included in the predetermined range account using a data communication network A linked integrated stock trading method is provided.

Preferably, the process of transmitting the master interworking setting release request signal from the personal investor PC to the stock integrated trading server; The integrated account trading method using the data communication network is provided, characterized in that the stock integration trading server further comprises the step of releasing the link setting of the account of the individual investor from the master account.

On the other hand, the present invention is a process of applying a request signal for master registration from any one of the master terminal terminal server; The securities company server reading the request signal and the master information and transmitting the same to the stock integrated trading server; Judging by the judgment condition whether the master is suitable for the criterion determined by the stock integration trading server; Uploading, by the stock integrated trading server, the corresponding master information for reading; Retrieving information of the corresponding masters through a personal computer and selecting a plurality of masters to generate an account link request signal; Transmitting the linked amount setting input data from the personal investor PC; Transmitting investment amount linkage rate information for each master from the corresponding personal investor PC; The stock integration trading server receiving the signal and transmitting the account connection request signal of the individual investor and the account information of the individual investor to perform account interworking; Registering and setting ratio distribution information so that the integrated stock trading server can link with each master according to the linking ratio information of the investment amount of the individual investor account; Applying a trading signal from the master terminal; Determining, by the integrated stock trading server, the trading quantity in the corresponding individual investor account in consideration of the linkage ratio of the master; The integrated account trading method using the data communication network is characterized in that the process of generating the same trading signal to the individual investor securities account linked to the master account.

Meanwhile, the present invention can transmit / receive various data such as various financial product information and selection data for the information, and output the screen of the data, and set a web browser for setting up a master account linkage application and split stock trading. A personal investor PC equipped with a communication module such as a modem, and having a mouse and a keyboard for generating various selection key signals; A master terminal for generating a trading signal to the securities company server; At least one securities company server which provides various financial products to the individual investor PC and receives stock trading information from the customer and processes the investment information in real time; Buy and sell the stocks provided by securities firms in connection with the securities firm server and the master terminal, and sell the stock products provided by the securities firms. Provided is an account-linked stock integrated trading system using a data communication network comprising a stock integrated trading server for processing to make a sale.

On the other hand, the present invention comprises the steps of the individual investor to select a split stock mode of the home trading system from the PC; Providing, by the integrated stock trading server, a plurality of master information registered in a split stock mode; Transmitting selection information of one master from the personal investor PC; A process in which the integrated stock trading server receives the corresponding signal and transmits a request for linking the divided stock account of the corresponding individual investor and the account information of the individual investor to perform account linkage; When a trading signal is applied from a master terminal, receiving the signal and generating the same trading signal in an individual investor's securities account linked to the master account; Allowing the transaction signal to be transmitted to the securities company server to effect the transaction; Transmitting a master interworking setting release request signal from a corresponding personal investor PC; The integrated account trading method using the data communication network is provided, characterized in that the stock integrated trading server comprises the step of releasing the link between the individual investor's account from the master account.

On the other hand, the present invention is a personal investor PC for retrieving the gift certificate information, generating a buy signal of the accumulated-type gift certificate, and generates a signal for selecting and registering a particular stock to receive additional discount rate in accordance with the stock price change; A securities firm server for providing a stock price change value of the stock to the individual investor PC; A bank server for processing a gift voucher transfer between the individual investor and the gift voucher issuing server; A gift voucher issuing server for generating a credit-type voucher and transmitting the information to the stock integrated trading server, and processing payment transfer and installment information for the voucher; Receiving a purchase signal of a specific accumulated gift certificate present between the securities company server, the personal investor PC and the gift certificate issuing server from the personal investor PC, and at the same time registers the stock according to a specific stock selection signal assigned to the gift certificate. An account-linked stock integrated trading system using a data communication network is provided, comprising a stock integrated trading server that provides an additional discount rate in addition to the face value of a gift certificate within a predetermined limit according to the stock price.

Preferably, the accumulated-type gift certificate is provided with an account-linked stock integrated trading system using a data communication network, characterized in that the different discount offer limit information is attached to each gift certificate.

Preferably, the gift certificate is a one-year, six-month, three-month unit of the face value of the gift voucher in the installment method, the future after the completion of the payment is characterized in that the accumulated value gift voucher that can be used at any time Provided is an account-linked stock integrated trading system using a data communication network.

On the other hand, the present invention is a process for retrieving a plurality of voucher information and discount rate limit information for each voucher already registered in the stock integration trading server using a personal investor PC; A signal for purchasing one of the plurality of gift certificates from the individual investor PC; A process in which a specific stock designation signal for a corresponding gift certificate is authorized from the individual investor PC; A process of the stock integration trading server setting the number of gift certificates and registering the stock for each individual investor; Providing an additional discount rate for the gift certificate by reflecting the share price rise and fall rates of the registered stock; Determining, by the stock integrated trading server, whether a payment date has arrived; Receiving the payment for the gift voucher; Checking, by the stock integration trading server, every day whether the payment of the entire gift card price is completed; Determining whether the discount rate confirmation signal of the gift certificate is generated from the individual investor PC; The integrated account trading method using the data communication network, characterized in that the process of determining the discount amount of the gift certificate, the stock integrated trading server is provided.

Preferably, the discount rate of the gift certificate is increased within a certain limit when the price of the specified stock rises, and if the stock price falls, the discount rate is provided so that the discount rate is not provided. .

Preferably, if the stock price of the designated stock is expected to increase even when the payment is completed, the account-linked stock integration using the data communication network, which the individual investor can hold for a certain period of time without immediately using the gift certificate. A trading method is provided.

Preferably, before the payment date of the corresponding gift certificate is completed, the individual investor can access the stock integrated trading server at any time and change the designated stock. An integrated stock trading method is provided.

Preferably, the gift certificate linked registration is not limited to only one stock, and it is also possible to set the additional discount rate of the gift certificate to vary according to the return on investment of the investor by linking and registering any one of a plurality of direct investors. Provided is an account-linked stock integrated trading method using a data communication network.

Hereinafter, the account-linked stock integrated trading system using the data communication network according to the first embodiment of the present invention will be described in detail with reference to the accompanying drawings.

1 is a schematic diagram showing a schematic configuration of an account-linked stock integrated trading system using a data communication network according to a first embodiment of the present invention.

Referring to this, the account-linked stock integrated trading system using a data communication network according to the first embodiment of the present invention publicly registers the trading master of a predetermined number of people with excellent real trading on the securities company site, and the individual investor who is a member of the securities company. With one of the masters selected and linked to an account, the trading of the linked child accounts is made identical according to the trading of the master, thereby maximizing profit while minimizing the risk of individual investors. It is a system to learn how to buy and sell indirectly.

In addition, the account-linked stock integrated trading system using the data communication network according to the first embodiment of the present invention classifies the trading master of the predetermined number of people with excellent real trading into short-term, medium-term, and long-term masters according to their trading tendency, Publicly registered with the securities company, and the individual investors who are members of the securities company linked their accounts to be divided and set by each master according to their propensity and the rate of return of the master, according to the trading of the masters It is a system that maximizes profits while minimizing the risk of individual investors and indirectly learns the trading methods of masters by making the trading equal to each divided investment amount of linked child accounts.

In other words, the account-linked stock integrated trading system using the data communication network according to the first embodiment of the present invention after verifying the masters of a predetermined number of people who have a very good rate of return on actual sales to a number of securities companies or securities information providing site according to a predetermined condition When an individual investor selects one of the masters and links the master's stock account with his or her stock account, when a trading signal such as buy and sell for a specific stock of the master is generated, The same trading signal is generated in the stock account of the linked individual investor, thereby maximizing the return of the individual investor, and at the same time, securities firms can secure commissions for the linked account trading and minimize the direct investment list of the individual investor. have.

In addition, in this system, the master's account is opened in real time in its own account in connection with the home trading system (HTS) in which the stock account of each individual investor is output in real time. The stock trading law can be obtained.

In this case, in the account-linked stock integrated trading system using the data communication network according to the first embodiment of the present invention, each securities company can restrict the master that can be arbitrarily registered, and predetermined verification conditions for master registration, for example, investment for a predetermined period or more. In case of satisfying the requirements for master registration limited to a given number of persons in consideration of the experienced person and the return range during the relevant period, the relevant master is openly registered, and the individual investor searches the return information of the master and stock investment pattern information of the master. To link your accounts.

To this end, the account-linked stock integrated trading system using the data communication network according to the first embodiment of the present invention is provided from the securities company server (SMS1 to SMSn) side, and linked with the program in the securities company server (SMS1 to SMSn) Built-in home trading program (HTS) that generates signals for trading of futures, options, options, etc., Web browser to send and receive various data and display the data on stock integration trading server (SATS), Personal investor PCs A1 to An equipped with a communication module such as a modem; The private investors' mobile terminals H1 to Hn are provided.

In addition, the individual investor PC (A1 ~ An) and the mobile communication terminal (H1 ~ Hn) is the return information, investment period of the masters already registered through the stock integration trading server (SATS) linked to the securities company server (SMS1 ~ SMS) It retrieves information, investment patterns and holdings information of masters, and selects a specific master to generate a signal for linking accounts.

On the other hand, securities company server (SMS1 to SMSn) for receiving the trading signals for stocks, options, and futures transmitted from the individual investor PCs (A1 to An) and the mobile communication terminals (H1 to Hn) A bank server (BS1 to BSn) is provided which performs processing for transferring the investment amount between the individual investor and the securities company.

In addition, the account-linked stock integrated trading system using a data communication network according to the first embodiment of the present invention, the securities company server (SMS1 ~ SMS), the personal investor PC (A1 ~ An) and the mobile communication terminal (H1 ~ Hn) According to the registration request of a plurality of masters whose return is over a certain range and their investment experience is over a certain period, the master information is registered so that they can be linked to the accounts of the corresponding masters. By incorporating any of the masters, a stock integrated trading server (SATS) is provided to manage trading so that the trading signal of the master can be equally applied to the linked individual investor's account. It is preferably connected to the securities company server (SMS1 to SMSn) and provided inside the securities company.

In addition, since the stock integrated trading server (SATS) is provided with a swap server (WAPS), it is possible to receive various data from the mobile communication terminal (H1 ~ Hn) of the individual investor to be processed by the stock integrated trading server (SATS) do.

In addition, the account-linked stock integrated trading system using the data communication network according to the first embodiment of the present invention is linked with the program in the securities company server (SMS1 to SMSn) therein for the transfer of the registration information of the master and the stock trading of the master. Built-in home trading program (HTS) that generates signals for trading of stocks, futures, options, etc., and a web browser to send and receive various data on the stock integrated trading server (SATS) and to display the data. And master terminals B1 to Bn provided with a communication module such as a modem.

Accordingly, the account-linked stock integrated trading system using the data communication network according to the first embodiment of the present invention effectively reduces the risk and maximizes the yield of individual investors who directly invest separately from indirect investment products implemented by securities companies. At the same time, the master trades indirectly to learn the short, medium and long term investment trading techniques.

2 is a block diagram showing the configuration of an account-linked stock integrated trading server using a data communication network according to the first embodiment of the present invention.

Referring to this, the account-linked stock integrated trading server (SATS) using the data communication network according to the first embodiment of the present invention is a communication module, customer information management unit, securities account management unit, master registration management unit, bank account management unit, It consists of account interlocking unit, trading setting unit, commission settlement unit, customer information DB, securities account DB, master registration information DB, account linking information DB, trading setting information DB, control unit.

In more detail, reference numeral 2 receives customer identification information and stock trading information data transmitted through the securities company server SMS1 to SMSn, the personal investor PCs A1 to An, and mobile communication terminals H1 to Hn. Indicates a communication module for transmitting the processing information.

Reference numeral 4 denotes a customer information management unit for managing information of an individual investor who intends to execute an account-linked master linked direct investment. Reference numeral 6 denotes a securities account manager that manages a securities account of an individual investor linked to a master account. Indicates.

Reference numeral 8 denotes a master registration management unit for managing master-related information such as investment career, return rate and investment item during a predetermined condition, and publicly registering and managing the master. Reference numeral 10 denotes a bank account management unit that manages deposit and withdrawal of a securities account in conjunction with bank accounts of individual investors and masters.

Reference numeral 12 denotes an account linking unit that manages a plurality of master accounts, manages securities accounts of a plurality of individual investors, and links the accounts of a specific master with trading according to the link signals of the individual investors.

Reference numeral 14 denotes a trading setting unit which sets the trading according to the setting information such that the individual investor links the master's account and trading, and divides only a predetermined amount of the securities accounts of the individual investor into the trading of the master. Reference numeral 16 denotes a commission settlement unit that setstles commissions to be provided to masters and securities firms when linking and trading individual investors.

Reference numeral 18a indicates a customer information DB that stores information of an individual investor who intends to execute an account-linked master linked direct investment, and reference 18b indicates a security account DB that stores a securities account of an individual investor linked to a master account. , Reference numeral 18c represents a master registration information DB that stores master related information such as investment career, return rate, and investment item during a predetermined condition.

Reference 18d represents a master account DB for storing a master's account and item trading information for sale through the account, and reference 18e manages a plurality of master accounts and manages securities accounts of a plurality of individual investors. Represents the account linkage information DB for storing the account linkage information processed by linking the trading with the account of the specific master in accordance with the link signal of the individual investor.

Reference numeral 18f denotes a transaction setting information DB that stores setting information so that an individual investor links a master's account and a sale, and divides only a predetermined amount of the securities account of the individual investor to link with a master's sale.

On the other hand, reference numeral 20 is a request for an individual investor to select any one of a plurality of masters and to set a certain margin among the margins held in their securities accounts to generate a trading signal in the same manner as the trading signal of the master. Receives a signal to set up account linkage, and when the trading signal of the master occurs, the trading amount of the linked account is processed according to the same trading signal, and the transaction processing information is transmitted to the individual investor PCs (A1 to An) in real time. For the control unit.

3 is a diagram illustrating a master account interlocking state of an account-linked stock integrated trading system using a data communication network according to the first embodiment of the present invention.

Referring to this, as shown in FIG. 3, the master's securities account 22 includes holding account information 24 and amount information 26, ratio information 28 for each item, purchase price information 30, and current price information ( 32), it is classified into return information 34 for each item. The master's securities account (2) is registered in the stock trading server (SATS) so that individual investors can view and are updated according to the real-time stock price change and stock buy / sell.

At this time, the securities account (36, 38) of the individual investor can be linked to the master securities account (22) at the request of the individual investor, wherein the investment amount of the master securities account (22) and the investment of the individual investor In order to overcome the different amounts, the individual investor's securities account for the total investment amount can be tracked and sold regardless of the investment amount of the master securities account 22.

For example, assuming that the total investment amount of the master securities account 22 is 10 million won, and the stock of the company "Samsung" is 20 million won, which is 20% of the total investment amount of the master, the securities account of one individual investor ( 36) If there is an investment amount of 100 million won, the individual investor's securities account (36) linked with the master securities account (22), 20% of 20 million won, according to the purchase signal of the "Samsung" stock of the master To generate a buy signal for the shares of Samsung. This account linkage management is handled by the stock integrated trading server (SATS), and the individual investor to generate a trading signal linked to the master securities account 22 according to the buy / sell ratio regardless of the total investment amount Manage securities accounts (36, 38).

If the master generates a sell signal to sell 10% of the "Samsung" shares held by the master's securities account (22) at a 20% ratio (Master investment amount of 2 million won), the master's securities account The securities account 36 of the individual investor linked with (22) generates a sell signal for the shares of "Samsung" at a 10% rate according to the sell signal of the "Samsung" stock of the master.

4 is a system diagram showing the data flow of the account-linked stock integrated trading system using a data communication network according to the first embodiment of the present invention.

Referring to this, the data flow of the account-linked stock integrated trading system using the data communication network according to the first embodiment of the present invention first starts from the registration of the master. When a request signal for master registration is authorized from one of the master terminals B1 to Bn to one of the securities company servers SMS1, the securities company server SMS1 transmits the request signal and the master information to the stock integration trading server SSAT. Please consider.

The stock integrated trading server (SATS) comprehensively examines the master information, for example, the investment period, the return rate during the corresponding period, and the trading items during the corresponding period, to determine whether the master is officially registered. If the master is registered as a master having such a condition, the master information is uploaded to the stock integrated trading server (SATS) for browsing.

Then, the individual investor retrieves the information of the corresponding masters through the PCs A1 to An and the mobile communication terminals H1 to Hn, and selects one of the masters to generate an account link request signal. Then, the securities company server (SMS1) transmits the corresponding account linking request signal and the account information of the individual investor to the stock integration trading server (SATS) to be linked to the account.

In this state, if a trading signal is applied from the master terminals (B1 to Bn), the signal is received by the stock integrated trading server (SATS) so that the same trading signal is generated in the individual investor securities account linked to the master account. The transaction signal is transmitted to the securities company server SMS1 so that the transaction is performed.

5A and 5B are diagrams illustrating a master account linked account of an account linked type integrated stock trading system using a data communication network according to the first embodiment of the present invention.

Referring to this, a screen in which an individual investor searches for master information and makes selections in the stock integrated trading server (SATS) provided in the account linked stock integrated trading system using a data communication network according to the first embodiment of the present invention. As shown in FIG. 5A.

That is, as shown in FIG. 5A, information of a plurality of masters registered through deliberation is posted on the homepage 40 of the stock integrated trading server (SATS). The information 42 of the masters includes ID and investment period of the master. Information, monthly yield information, trading pattern classification information, for example, the short-term (skelper), short-term (day trader), medium-term (swing), long-term trading pattern classification information, and the current holding item information of the master is posted.

In addition, a check box 44 and a selection confirmation button 46 for selecting one of the masters posted on the stock trading server (SATS) are posted, and the corresponding master account of the cash held in the securities account. The setting column 48 and the setting confirmation button 50 for setting the amount of money for the interlocking sale are posted.

That is, the individual investor makes a follow-up trading signal according to the selected master's trading only for the set amount by interlocking with the trading of the specific master who selects a certain portion of his investment amount, and sets the setting as the stock integrated trading server (SATS). In this case, even if the user does not generate a separate trade signal, the trade signal is automatically generated according to the trade of the selected master.

For example, the transaction processing is performed as shown in FIG. 5B. First, when an individual investor links his or her account 56 with an account 54 of a specific master, the transaction is similarly performed according to the trading signal of the master. The account 56 of the buy / sell process is also made. Accordingly, as shown in FIG. 5B, the user's account 56 can be viewed simultaneously with the information of the master's account 54, and the items held in the account 56 and the rate of return thereof are the same as those of the master.

The functions and operations of the account-linked stock integrated trading system using the data communication network according to the first embodiment of the present invention having the above-described configuration will be described in detail with reference to the accompanying drawings.

6A and 6B are flowcharts showing signal flows of an account-linked stock integrated trading system using a data communication network according to the first embodiment of the present invention.

First, FIG. 6A shows that when a request signal for master registration is applied from one of the master terminals B1 to Bn to one of the securities company servers SMS1, the securities company server SMS1 reads the request signal and the master information. It is sent to the stock integration trading server (SATS) for review.

That is, the stock integration trading server (SATS) determines whether the master has a trading experience within a predetermined period, and determines whether the return rate during the corresponding period is within a preset range.

If the master is not suitable for the criterion determined by the stock integration trading server (SATS), the stock integration trading server (SATS) transmits master registration information to the master terminals (B1 to Bn).

If the master is suitable for the criterion determined by the stock integrated trading server (SATS), the master information is uploaded to the stock integrated trading server (SATS) so that the master can view it and the individual investor selectively selects one master. It is possible to set up interlockable trading in the account of.

In this state, the individual investor retrieves the information of the corresponding masters through the PCs A1 to An and the mobile communication terminals H1 to Hn, selects one of the masters to generate an account link request signal, and sets the interworking amount. When inputted, the stock integration trading server (SATS) receives the signal and transmits the account linking request signal of the individual investor and the account information of the individual investor to perform account linkage.

In this state, if a trading signal is applied from the master terminals (B1 to Bn), the signal is received by the stock integrated trading server (SATS) so that the same trading signal is generated in the individual investor securities account linked to the master account. The transaction signal is transmitted to the securities company server SMS1 so that the transaction is performed.

If the individual investor generates a master linking release request, the stock integrated trading server (SATS) releases the linkage of the individual investor's account from the master's account.

FIG. 6B illustrates a signal flow for setting trading of an individual investor linked to a master. First, when buying or selling a stock, the master account generates a buy order and buys the same price even if the master makes a buy order. There is a possibility that a linked individual investor may fail to buy on the purchase.

In other words, if there are 1000 stocks for a certain stock and there are 1000 stocks at 2000 won, and there are 1000 stocks at 2005 and 2000 stocks at 2010, the stock is expected to rise, and the master buys 900 stocks at the 2000 stock. In this case, a private investor linked to the master account would like to buy 5000 shares, but only 100 shares would be available for purchase at that price. Therefore, it is sometimes difficult to automatically follow the master along with the master.

Accordingly, in order to solve such a problem, in the present invention, an individual investor may set a market price trading on the stock trading server (SATS). In other words, a market price trading setup means that a purchase order is generated at the upper limit when the purchase is made, and a sell order is generated at the lower limit when the purchase is made. Then, it is possible to buy and sell the quantity to be bought / sold because it does not buy and sell by specifying a predetermined bid price.

First, the individual investor selects one master as shown in FIG. 6A by using individual investor PCs A1 to An, and sets market value trading on the stock integration trading server SATS while linking accounts. . Then, the stock integrated trading server (SATS) registers the trading setting of the individual investor as the market price trading setting.

In this state, when a buy signal for a specific item is generated from the master account, the stock trading server (SATS) reads the account of the individual investor associated with the master account to generate an upper limit buy signal for the item. Buy the quantity you want to buy.

On the other hand, when a sell signal for a particular item is generated from the master account, the stock trading server (SATS) reads the account of the individual investor associated with the master account and generates a signal for buying the lower limit for the item. Sell quantity to say.

Hereinafter, an account-linked stock integrated trading system using a data communication network according to a second embodiment of the present invention will be described in detail with reference to the accompanying drawings.

FIG. 7 is a diagram illustrating a master account linked account of an account linked stock integrated trading system using a data communication network according to a second embodiment of the present invention.

Referring to this, the account-linked stock integrated trading system using the data communication network according to the second embodiment of the present invention classifies the trading master of a predetermined number having excellent actual trading into short-term, medium-term, and long-term masters according to their trading tendencies. Publicly registered on the securities company site, and the individual investor who is a member of the securities company according to their own inclination and the profit rate of the master, allocates the appropriate middle, long-term masters, and links the accounts with the masters. As a result, it is possible to maximize the profits while minimizing the risk of individual investors and to indirectly learn the trading methods of masters by making the trading of linked child accounts the same.

In other words, the account-linked stock integrated trading system using the data communication network according to the second embodiment of the present invention after verifying the masters of a predetermined number of people who have a very good rate of return on actual sales to a number of securities companies or securities information providing site according to a predetermined condition When a private investor selects a plurality of masters and links the master's stock account with their stock account, when a trading signal such as buy and sell for a specific stock of the master is generated, The same trading signal is generated in the stock account of the linked individual investor, thereby maximizing the return of the individual investor, while the securities firm can secure the commission for the linked account trading and minimize the direct investment list of the individual investor. Can be.

In this case, the individual investor should set a certain percentage of the investment amount of each master to link the trading account only by the corresponding ratio, and evenly select the masters in the short, medium and long term in consideration of the trading pattern of the master. It is desirable to minimize the risk rate.

In addition, in this system, the Master's account is opened in its own account in real time in connection with the home trading system (HTS), in which the stock account of each individual investor is output in real time. The stock trading law can be obtained.

In this case, in the account-linked stock integrated trading system using the data communication network according to the second embodiment of the present invention, each securities company can restrict the master that can be arbitrarily registered, and predetermined verification conditions for master registration, for example, investment for a predetermined period or more. In case of satisfying the requirements for master registration limited to a given number of persons in consideration of the experienced person and the return range during the relevant period, the relevant master is openly registered, and the individual investor searches the return information of the master and stock investment pattern information of the master. To link your accounts.

To this end, the account-linked stock integrated trading system using the data communication network according to the second embodiment of the present invention is provided from the securities company server (SMS1 to SMSn) side, and is linked with the program in the securities server (SMS1 to SMSn) Built-in home trading program (HTS) that generates signals for trading of stocks, futures, options, etc., and a web browser for sending and receiving various data to the stock integrated trading server (SATS) and outputting the screen. Personal investor PCs A1 to An equipped with a communication module such as a modem; The private investors' mobile terminals H1 to Hn are provided.

In addition, the individual investor PC (A1 ~ An) and the mobile communication terminal (H1 ~ Hn) is the return information, investment period of the masters already registered through the stock integration trading server (SATS) linked to the securities company server (SMS1 ~ SMS) It retrieves information, investment patterns and holdings information of masters, and selects a specific master to generate a signal for linking accounts.

On the other hand, securities company server (SMS1 to SMSn) for receiving the trading signals for stocks, options, and futures transmitted from the individual investor PCs (A1 to An) and the mobile communication terminals (H1 to Hn) A bank server (BS1 to BSn) is provided which performs processing for transferring the investment amount between the individual investor and the securities company.

In addition, the account-linked stock integrated trading system using the data communication network according to the second embodiment of the present invention, the securities company server (SMS1 ~ SMS), the personal investor PC (A1 ~ An) and the mobile communication terminal (H1 ~ Hn) According to the registration request of a plurality of masters whose return is over a certain range and their investment experience is over a certain period, the master information is registered so that they can be linked to the accounts of the corresponding masters. By selecting and linking a plurality of master accounts, a stock integrated trading server (SATS) is provided to manage trading so that the master's trading signals can be equally applied to the linked individual investors' accounts. SATS is connected to the securities company server (SMS1 ~ SMSn) and is preferably provided inside the securities company.

In addition, the stock integrated trading server (SATS), as set by each individual investor to set the amount of investment of each individual investor by a plurality of masters selected by the individual investor to be linked to the account.

For example, if the investment amount of a single individual investor is 10 million won, if 20% of master A, 30% of master B and 50% of master C are set, if master A generates a buy signal, The purchase process should be made in consideration of the purchase rate of the relevant item among all accounts. That is, if 10% of the total amount of Master A is used to purchase "Samsung Electronics" stocks, the ratio set by the individual investor to Master A is 20%, which means that 10% of 20% is the total individual investor. 2% of the investment will generate a buy signal to buy "Samsung Electronics" shares.

In addition, since the stock integrated trading server (SATS) is provided with a swap server (WAPS), it is possible to receive various data from the mobile communication terminal (H1 ~ Hn) of the individual investor to be processed by the stock integrated trading server (SATS) do.

In addition, the account-linked stock integrated trading system using the data communication network according to the second embodiment of the present invention is linked to the program in the securities company server (SMS1 to SMSn) therein for the transfer of the registration information of the master and the stock trading of the master. Built-in home trading program (HTS) that generates signals for trading of stocks, futures, options, etc., and a web browser for sending and receiving various data to the stock integrated trading server (SATS) and outputting the screen. And master terminals B1 to Bn provided with a communication module such as a modem.

Accordingly, the account-linked stock integrated trading system using the data communication network according to the second embodiment of the present invention effectively reduces the risk and maximizes the yield of individual investors who directly invest separately from indirect investment products implemented by securities companies. At the same time, the masters can trade indirectly in the short, medium and long term trading techniques.

Referring to FIG. 7, an individual investor searches for master information in the stock integrated trading server (SATS) provided in an account-linked stock integrated trading system using a data communication network according to a second embodiment of the present invention, and selects the master information. The screen is as shown in FIG.

That is, as shown in FIG. 7, information on a plurality of masters registered through deliberation is posted on the homepage 62 of the stock integrated trading server SSAT. The information of the masters includes ID, investment period information, and month of the corresponding master. Yield information, trading pattern classification information, for example, the short-term (skelper), short-term (day trader), medium-term (swing), long-term trading pattern classification information and the current holding item information of the master is posted.

In addition, a plurality of masters among the masters posted on the stock integration trading server (SATS) are selected to set the amount of money for the linked accounts of the masters. Then, as shown in FIG. 7, the individual investor has linked his account 74 with the accounts 64 of specific masters.

In each of the master's accounts 64, the investment amount of the individual investor is set for each master. For example, 20% is set for the master of ××× and 40% for the master of △△△. It can be set to make a sale. In addition, within the limits of 20% and 40% set in the master of ××× and ΔΔ △ again, trading is made in consideration of the ratio of each item.

In other words, if the master of ××× generates a signal to buy 10% of the total amount of his / her own stock, the individual investor connected to the master has set up a 20% trading with the master of ×××. Therefore, a signal for buying the corresponding stock is generated for 2%, which is a ratio of 20% × 10%, and such trading setting and trading signal generation are generated through the integrated stock trading server (SATS) associated with the securities company servers (SMS1 to SMSn). Process on

The function and operation of the account-linked stock integrated trading system using the data communication network according to the second embodiment of the present invention having the above-described configuration will be described in detail with reference to the accompanying drawings.

8 is a flowchart illustrating a signal flow of an account linked stock integrated trading system using a data communication network according to a second embodiment of the present invention.

First, when a request signal for master registration is applied from one of the master terminals (B1 to Bn) to one of the securities company servers (SMS1), the securities company server (SMS1) reads the request signal and the master information, and the stock integrated trading Send it to the server (SATS) for review.

That is, the stock integration trading server (SATS) determines whether the master has a trading experience within a predetermined period, and determines whether the return rate during the corresponding period is within a preset range.

If the master is not suitable for the criterion determined by the stock integration trading server (SATS), the stock integration trading server (SATS) transmits master registration information to the master terminals (B1 to Bn).

If the master is suitable for the criterion determined by the stock integrated trading server (SATS), the master information is uploaded to the stock integrated trading server (SATS) so that the master can be read. Once a master of personnel is registered, an individual investor can optionally select multiple masters to enable interlocking trading in their account.

In this state, the individual investor retrieves the information of the corresponding masters through the PCs A1 to An and the mobile communication terminals H1 to Hn, selects a plurality of masters, generates an account link request signal, and sets the interworking amount. When inputted, the stock integration trading server (SATS) receives the signal and transmits the account linking request signal of the individual investor and the account information of the individual investor to perform account linkage.

In this case, the linkage amount set by the individual investor refers to setting an amount to follow the trading of the master in advance for each master. In other words, the individual investor selected two masters, and one master set a follow-up amount of 30%, the other master set a follow-up amount of 50%, and the other 20% to keep cash. If so, the stock integrated trading server (SATS) processes the master to follow the trading amount as much as the set amount while the corresponding amount is set.

In this state, when a trading signal is applied from any one of the master terminals B1 to Bn, the signal is received by the stock integration trading server SSAT, and the same trading signal is sent to the individual investor securities account linked to the master account. The transaction signal is transmitted to the securities company server (SMS1) so that the transaction is made.

If the individual investor generates a master linking release request, the stock integrated trading server (SATS) releases the linkage of the individual investor's account from the master's account.

Hereinafter, an account-linked stock integrated trading system using a data communication network according to a third embodiment of the present invention will be described in detail with reference to the accompanying drawings.

9 is a block diagram showing the configuration of an account-linked stock integrated trading server using a data communication network according to a third embodiment of the present invention.

Referring to this, the account-linked stock integrated trading system using the data communication network according to the third embodiment of the present invention intends to learn about stock investment by providing a 1 / N split stock for a predetermined number of stocks. It is a system that enables investors to invest in small amounts for investors.

The stock integration trading server (SATS) may divide the minimum unit of transactions for stocks, options, bonds, foreign exchange, and futures provided by securities firms (SMS1 to SMSn), and the individual investors in the stock integration trading server (SATS). It is possible to buy / sell various financial instruments by connecting through PCs A1 to An.

Therefore, through such a system, securities firms can attract potential customers who do not participate in the investment, and can provide various conditions, such as a certain deposit amount, a certain amount of transactions, and a family limit, as the conditions for providing the divided financial products. Can be connected.

In more detail, a certain deposit provided by the securities company as a condition for providing the divided financial product may limit the use of the divided financial product service only when the deposit or shareholding amount of the investor who trades the current financial product is a certain amount or more. For example, a family unit limit allows the use of a split financial instrument service in the case of the same family as the trader if it meets the conditions above these deposits and a certain volume of transactions.

Therefore, when the father is a trader who satisfies the conditions of the split financial product service, the son or wife can invest through the split financial product transaction, so that they can secure various economic knowledge using a small investment, thereby real investment. We can work on. In addition, as in the first and second embodiments described above, the split-sales system of the present invention designates a master to be linked to an account according to the trade of the master, thereby learning the trading technique of the master at a small split price.

Therefore, the stock integrated trading server (SATS) is a communication module, customer information management unit, securities account management unit, master registration management unit, split stock processing unit, bank account management unit, account interlocking unit, trading setting unit, fee settlement unit, customer It consists of information DB, securities account DB, master registration information DB, account linkage information DB, trading setting information DB, control unit.

More specifically, reference numeral 2 transmits customer identification information and stock trading information data transmitted through the securities company server SMS1 to SMSn, the personal investor PCs A1 to An, and the mobile communication terminals H1 to Hn. It represents a communication module for receiving and transmitting the processing information.

Reference numeral 4 denotes a customer information management unit for managing information of an individual investor who intends to execute an account-linked master linked direct investment or a split stock investment. Reference numeral 6 denotes a securities account of an individual investor linked to a master account. Represents Securities Account Management.

Reference numeral 8 denotes a master registration management unit for managing master-related information such as investment career, return rate and investment item during a predetermined condition, and publicly registering and managing the master. Reference numeral 80 denotes a split stock processing unit which provides a split stock to a predetermined company and processes the trade to be made while trading is processed in conjunction with the master account.

Reference numeral 10 denotes a bank account management unit that manages deposit and withdrawal of a securities account in conjunction with bank accounts of individual investors and masters.

Reference numeral 12 denotes an account linking unit that manages a plurality of master accounts, manages securities accounts of a plurality of individual investors, and links the accounts of a specific master with trading according to the link signals of the individual investors.

Reference numeral 14 denotes a trading setting unit which sets the trading according to the setting information such that the individual investor links the master's account and trading, and divides only a predetermined amount of the securities accounts of the individual investor into the trading of the master. Reference numeral 16 denotes a commission settlement unit that setstles fees to be provided to masters and securities firms when linking and trading accounts of individual investors.

Reference numeral 18a indicates a customer information DB that stores information of an individual investor who intends to execute an account-linked master linked direct investment, and reference 18b indicates a security account DB that stores a securities account of an individual investor linked to a master account. , Reference numeral 18c represents a master registration information DB that stores master related information such as investment career, return rate, and investment item during a predetermined condition.

Reference 18d represents a master account DB for storing a master's account and item trading information for sale through the account, and reference 18e manages a plurality of master accounts and manages securities accounts of a plurality of individual investors. Represents the account linkage information DB for storing the account linkage information processed by linking the trading with the account of the specific master in accordance with the link signal of the individual investor.

Reference numeral 18f indicates a transaction setting information DB that stores setting information for the individual investor to link the trading with the master's account, and divides only a certain amount of the securities account of the individual investor to link with the master's trading. Represents a stock trading information DB that stores trading information about the stocks of the divided companies.

On the other hand, the reference numeral 82 selects a predetermined company, divides the stock into 1 / N, and makes it available for sale, the individual investor selects one master among a plurality of masters, and a certain margin among the margins held in his securities account. Set up and process the account linkage by receiving the request signal to generate the trading signal in the same way as the trading signal of the master.When the trading signal of the master is generated, the share price of the linked account is divided according to the same trading signal. And a control unit for transmitting and selling the transaction processing information to the individual investor PCs A1 to An in real time.

FIG. 10 is a diagram illustrating a stock split state of an account-linked stock integrated trading system using a data communication network according to a third embodiment of the present invention.

Referring to this, the stock integrated trading server (SATS) in the account-linked stock integrated trading system using the data communication network according to the third embodiment of the present invention is linked to the securities company servers (SMS1 to SMSn) in advance so that the minimum transaction unit Financial instruments such as established stocks, futures, options, bonds and foreign exchange are divided and provided to specific customers. For example, assuming that one stock 84 of the company ○○ currently trading in the stock market is 10,000 won, the stock 84 is converted into 10 divided stocks 86 and provided to the customer.

The customer can then actually invest a small amount and look at that company in an investment analysis of the company to find an investment point. Customers are motivated to pay close attention to the company in terms of cash investments.

At this time, the securities company server (SMS1 to SMSn) provides the stock information to the stock integrated trading server (SATS), the division process for the stock is performed by the stock integrated trading server (SATS). In addition, the stock integration trading server (SATS) is provided to the securities companies server (SMS1 ~ SMSn), the processing of the stock trading price for the deposit may be carried out under the guidance of the securities companies server (SMS1 ~ SMS), the stock integration It can also be performed in a trading server (SATS).

FIG. 11 is a diagram illustrating a divided stock trading state of an account-linked stock integrated trading system using a data communication network according to a third embodiment of the present invention.

Referring to this, the securities firm server (SMS1 to SMSn) provides stock information to the stock integration trading server (SATS), the stock integration trading server (SATS) is divided into the financial product information based on the stock information It is provided to the investor PC (A1 to An).

At this time, the financial products of all companies may be the target of the split financial products, only the financial products of a specific company may be the target of the split financial products processing.

When a customer selects a split financial product (eg, a stock) of a specific company based on split financial product information, the stock integrated trading server (SATS) determines whether the split financial product can be traded based on the information on the customer. After determining the deposit of the corresponding customer, the sale / purchase process for the divided financial products is performed, and the securities company servers (SMS1 to SMSn) are provided to share the divided financial product processing information.

At this time, the member who can trade the divided financial products is determined whether the member meets the conditions suggested by the securities company server (SMS1 ~ SMSn). For example, if the amount is more than a certain deposit, or more than a certain amount of transaction or a certain number of transactions, The trading of commodities may be restricted, and the scope of the restriction may be limited to family units so that family members may obtain economic knowledge or make small investments through the divided financial product trading. In addition, investors can look at the trend of a particular company's stock price through a small investment, and can capture the timing of the investment.

The function and operation of the account-linked stock integrated trading system using the data communication network according to the third embodiment of the present invention having the above-described configuration will be described in detail with reference to the accompanying drawings.

12 is a flowchart illustrating a signal flow of an account-linked stock integrated trading system using a data communication network according to a third embodiment of the present invention.

First, when an individual investor selects a split stock mode among home trading systems using a PC (A1 to An) or a mobile communication terminal (H1 to Hn), the stock integrated trading server (SATS) is registered in the split stock mode. Provide a number of master information.

If a request signal for master registration is applied from one of the master terminals B1 to Bn to one of the securities company servers SMS1, the securities company server SMS1 reads the request signal and the master information, and shares the stock. It is sent to the trading server (SATS) for review.

That is, the stock integration trading server (SATS) determines whether the master has a trading experience within a predetermined period, and determines whether the return rate during the corresponding period is within a preset range.

If the master is not suitable for the criterion determined by the stock integration trading server (SATS), the stock integration trading server (SATS) transmits master registration information to the master terminals (B1 to Bn).

If the master is suitable for the criterion determined by the stock integrated trading server (SATS), the master information is uploaded to the stock integrated trading server (SATS) so that the master can view it and the individual investor selectively selects one master. It will be possible to set the interlocked trading account of the split stock account.

In this state, the individual investor retrieves the information of the corresponding masters through the PCs A1 to An and the mobile communication terminals H1 to Hn, selects one of the masters to generate an account link request signal, and sets the interworking amount. When inputted, the stock integration trading server (SATS) receives the signal and transmits the request signal of the joint stock account of the individual investor and the account information of the individual investor to allow the account interworking.

In this state, if a trading signal is applied from the master terminals (B1 to Bn), the signal is received by the stock integrated trading server (SATS) so that the same trading signal is generated in the individual investor securities account linked to the master account. The transaction signal is transmitted to the securities company server SMS1 so that the transaction is performed.

If the individual investor generates a master linking release request, the stock integrated trading server (SATS) releases the linkage of the individual investor's account from the master's account.

Hereinafter, an account-linked stock integrated trading system using a data communication network according to a fourth embodiment of the present invention will be described in detail with reference to the accompanying drawings.

FIG. 13 is a schematic diagram illustrating a data flow of an account-linked stock integrated trading system using a data communication network according to a fourth embodiment of the present invention.

Referring to this, the account-linked stock integrated trading system using the data communication network according to the fourth embodiment of the present invention is provided with a face value variable gift certificate from a company that issues the stock at the time of purchase of the stock, It is a system that allows the face value of a gift certificate to fluctuate in response to the price fluctuation, thereby raising the discount rate of the gift certificate even if the stock price of the stock falls.

In addition, the account-linked stock integrated trading system using the data communication network according to the fourth embodiment of the present invention, when the buyer buys the accumulated gift certificate of a specific company or company, the buyer designates a specific stock and the product according to the return rate of the corresponding stock It is a system to provide additional discount rate of purchase.

That is, the account-linked stock integrated trading system using the data communication network according to the fourth embodiment of the present invention further includes a gift certificate issuing server (MTS) for issuing gift certificates linked to each company in the system configuration of the first embodiment. .

At the same time, the stock integrated trading server (SATS) is added to the face value of the gift certificate according to the share price of the corresponding stock in conjunction with the specified stock or the stock of the company that issued the gift certificate at the time of purchase of the gift certificate issuing server (MTS). Process to increase or decrease the discount rate. That is, when a buyer purchases a gift certificate, the buyer registers the gift certificate with the stock trading server (SATS) and designates a specific stock. When the stock price of the stock rises, the additional discount rate is added to the face value of the gift certificate. Will be provided. As the share price of the company increases, the discount rate is additionally increased in proportion to the stock price.

On the contrary, when the buyer designates one stock, when the stock price falls, the integrated trading server (SATS) does not provide an additional discount rate, and only uses the face value of the gift certificate.

In addition, an individual investor may purchase a corresponding gift certificate and designate one stock to change to another stock at a certain point in time. In this case, when it is determined that the stock price of the designated stock is located at the high point, the individual investor may arbitrarily apply for the stock change designation to the stock integration trading server (SATS).

The function and operation of the account-linked stock integrated trading system using the data communication network according to the fourth embodiment of the present invention having the above-described configuration will be described in detail with reference to the accompanying drawings.

14 is a flowchart illustrating a signal flow of an account-linked stock integrated trading system using a data communication network according to a fourth embodiment of the present invention.

First, in the account-linked stock integrated trading system using a data communication network according to the fourth embodiment of the present invention, an individual investor first registers with the stock integrated trading server (SATS) using his PCs A1 to An. Retrieve multiple voucher information.

The gift certificate information registered in the stock trading server (SATS) is provided from the gift certificate issuing server (MTS), and the discount offer limit information is attached to each gift certificate and registered in the stock integrated trading server (SATS).

Accordingly, the individual investor searches for the gift certificate required by the user from among the gift certificate information previously registered in the stock trading server (SATS) and retrieves the discount limit information. In the case of such a gift certificate, the individual investor can receive the share price increase of the stock as a discount rate in advance for a certain period of time, so that the purchaser can receive the stock before the exchange with the actual product. In addition, in the case of an individual investor, in addition to the face value of the gift certificate, a predetermined discount rate may be additionally provided.

At this time, the gift certificate is a saving-type gift certificate, and the saving-type gift certificate is a one-year, six-month, three-month unit of payment of the face value of the gift certificate in an installment manner, so that the gift certificate can be used any time after the payment is completed. It is a gift certificate.

However, if the stock price of the stock previously designated by the individual investor is expected to rise further when the payment is completed, the individual investor may obtain the discount rate by holding the voucher for a period of time without immediately using the gift certificate. In addition to having the effect.

Therefore, when the individual investor registers any one of the plurality of gift certificates registered in the stock trading server (SATS), and selects one stock, the stock integrated trading server (SATS) sets up the purchase of the gift card and the stock. Registration is done for each individual investor.

Each day, the stock trading server (SATS) provides an additional discount rate for the gift certificate by reflecting the share price rise and fall rates of the registered stock. If the share price rises, it provides an additional discount rate and if the share price falls, the gift certificate is used only at the printed face value.

In addition, the stock integration trading server (SATS) determines whether the payment date has arrived, the automatic transfer to withdraw or transfer the installment payment, the stock integration trading server (SATS) is the payment date of the gift certificate payment You will be checked daily to see if it is complete.

In addition, before the gift voucher payment date is completed, the individual investor can access the stock integrated trading server (SATS) at any time and change the designated stock, and the stock change cannot be set after the gift voucher payment date is completed. You can only unset the stock. If the stock price of the stock is expected to rise even after the payment date of the gift certificate is completed, and the stock price of the stock is expected to fall after holding the stock for another month, the stock price of the gift certificate will be released. The integrated trading server (SATS) determines the discount rate for the gift certificate and transmits the information to the personal investors' PCs A1 to An.

In addition, in the account-linked stock integrated trading system using a data communication network according to the fourth embodiment of the present invention, gift certificate linkage registration is not limited to any one stock, but linking and registering any one of a plurality of masters described above. Depending on the rate of return of the master, the additional discount rate of the gift certificate may be changed.

On the other hand, the account-linked stock integrated trading system and method using a data communication network according to an embodiment of the present invention is not limited to the above-described embodiment, but various modifications can be made without departing from the technical gist of the present invention.

As described above, the account-linked stock integrated trading system and the method using the data communication network according to the present invention, a plurality of private investors registered the master of a limited number of persons satisfying a predetermined condition in the securities company server, the master information Searching and linking with this account reduces the direct investment risk of individual investors since the following trading is done in the same way as the trading of the master, and this trading information can be checked in real time, so you can learn indirectly about stock selection and trading techniques. The effect can be very large. In addition, by setting a large number of short-term, medium-term, long-term, value investment masters, the risk of direct stock investment can be further reduced. Also, the master's trading and stock selection techniques can be learned. In addition, by registering a gift certificate, and the individual investor by designating a specific stock linked to allow the additional discount rate to reflect the increase rate of the stock, there is an effect of pre-sale of the product.

Claims (20)

Received from the server side of the securities company, interlocked with the program in the securities company server, the home trading program (HTS) that generates a signal for trading of stocks, futures, options, etc. is built-in The screen output of the data can be output, and through the integrated stock trading server, the return information, investment period information, investment pattern and holding stock information of the registered masters are searched, and a signal for selecting a specific master and linking the accounts is set. A personal investor PC generating a; Received from the server side of the securities company, interlocked with the program in the securities company server, the home trading program (HTS) that generates a signal for trading of stocks, futures, options, etc. is built-in A master terminal equipped with a web browser and a communication module such as a modem so as to output the screen of the data; A securities company server for receiving a trading signal for stocks, options, and futures transmitted from the personal investor PC and performing a corresponding transaction; A bank server which performs processing for transferring the investment amount between the individual investor and the securities company; The master information exists between the securities company server, the personal investor PC, and the master terminal, and registers master information to be linked to the accounts of the corresponding masters according to a registration request of a plurality of masters whose return is more than a certain range and the investment career is over a certain period. A plurality of individual investors linked their account with any one of the masters, characterized in that consisting of a stock integrated trading server to manage the trading so that the trading signal of the master can be equally applied to the linked individual investors' account Account linked stock integrated trading system using data communication network. According to claim 1, wherein when the stock integrated trading server generates the same trading signal according to the trading signal of the master account of the account of the individual investor registered with any one of the master account, the ratio of the total amount for the purchase and sale is Account-linked stock integrated trading system using a data communication network, characterized in that for generating a signal to be made in the individual investor account like the master. According to claim 1, wherein the stock integrated trading server receives the customer identification information and stock trading information data transmitted through the securities company server, the personal investor PC and the mobile communication terminal therein, and for transmitting the processing information A communication module; A customer information management unit for managing information of an individual investor who intends to execute an account-linked master linked direct investment; A securities account manager that manages the securities accounts of individual investors linked to the master account; A master registration management unit for managing master-related information such as investment career, return rate during the investment period, investment items, and the like, and publicly registering and managing the master; A bank account manager that manages deposit and withdrawal of securities accounts in conjunction with bank accounts of individual investors and masters; An account linking unit that manages a plurality of master accounts and manages securities accounts of a plurality of individual investors, and interlocks trading with accounts of a specific master according to a link signal of the individual investors; A trading setting unit for setting up trading according to the setting information so that the individual investor interlocks the trading with the master's account, and divides only a predetermined amount of the securities accounts of the individual investor with the trading of the master; A commission settlement unit for calculating fees to be provided to masters and securities firms when linking and trading transactions with individual investors; A customer information DB that stores information of an individual investor who intends to execute an account-linked master linked direct investment; A stock account DB for storing a stock account of the individual investor associated with the master account; A master registration information DB for storing master-related information such as investment careers, yields during the investment period, and investment items, which are predetermined conditions; A master account DB for storing item trading information for sale through the account of the master and the account; An account linkage information DB that manages a plurality of master accounts and manages a plurality of individual investors' securities accounts, and stores account linkage information processed by linking a transaction with an account of a specific master according to a link signal of the individual investor; A trading setting information DB for storing the setting information for the individual investor to link the trading with the master's account, and to divide only a predetermined amount of the securities accounts of the individual investor with the trading of the master; The individual investor selects one master among multiple masters, and sets up a certain margin among the margins held in his or her securities account and receives a request signal for generating a trading signal identical to the trading signal of the master. And a control unit for processing the connection amount of the corresponding linked account according to the same sale signal and transmitting the transaction processing information to the individual investor PC in real time. Account linked stock integrated trading system. According to claim 1, Account integration type stock integrated trading system using a data communication network, characterized in that a number of individual investor accounts can be simultaneously linked to a single master account registered to the stock integrated trading server. According to claim 1, wherein the integrated stock trading server linked account-type stock integrated trading system using a data communication network, characterized in that each individual investor to set a predetermined amount of the total investment amount to the master selected by the individual investors. Applying a request signal for master registration from one master terminal to any one brokerage server; The securities company server reading the request signal and the master information and transmitting the same to the stock integrated trading server; Judging by the judgment condition whether the master is suitable for the criterion determined by the stock integration trading server; Uploading, by the stock integrated trading server, the corresponding master information for reading; The individual investor retrieves the information of the corresponding masters through a PC, and selects one of the masters to generate an account link request signal; Transmitting the linked amount setting input data from the personal investor PC; The stock integration trading server receiving the signal and transmitting the account connection request signal of the individual investor and the account information of the individual investor to perform account interworking; Applying a trading signal from the master terminal; The integrated stock trading method using the data communication network comprising the step of generating the same trading signal to the securities account of the individual investor linked to the master account. 7. The method of claim 6, further comprising the steps of: setting a market price trading from the individual investor PC to the integrated stock trading server; Registering, by the integrated stock trading server, a trade setting of the individual investor as a market price trading setting; Generating a buy signal for a specific item from the master account; Generating, by the integrated stock trading server, an account of the individual investor associated with the corresponding master account to generate an upper limit buy signal for the corresponding item, thereby generating a buy signal of a desired quantity; When a sell signal for a specific item is generated from the master account, the stock integration trading server reads the account of the individual investor associated with the master account, generates a lower limit buy signal for the item, and sells the signal of the quantity to be sold. Account-linked stock integrated trading method using a data communication network, characterized in that further comprising the step of generating a. 7. The data communication network according to claim 6, wherein the registration condition of the master registered in the stock integrated trading server is whether the investment experience within the preset period and the predetermined return rate for the period are included in the preset range. Account-linked stock integrated trading method. The method of claim 6, further comprising: transmitting a corresponding master linkage setting release request signal from the personal investor PC to the stock integration trading server; The stock integrated trading server integrated linked account trading method using a data communication network, characterized in that further comprises the step of releasing the link setting of the individual investor's account from the master account. Applying a request signal for master registration from one master terminal to any one brokerage server; The securities company server reading the request signal and the master information and transmitting the same to the stock integrated trading server; Determining whether the master is suitable for the criterion determined by the stock integration trading server; Uploading, by the stock integrated trading server, the corresponding master information for reading; Retrieving information of the corresponding masters through a personal computer and selecting a plurality of masters to generate an account link request signal; Transmitting the linked amount setting input data from the personal investor PC; Transmitting investment amount linkage rate information for each master from the corresponding personal investor PC; The stock integration trading server receiving the signal and transmitting the account connection request signal of the individual investor and the account information of the individual investor to perform account interworking; Registering and setting ratio distribution information so that the integrated stock trading server can link with each master according to the linking ratio information of the investment amount of the individual investor account; Applying a trading signal from the master terminal; Determining, by the integrated stock trading server, the trading quantity in the corresponding individual investor account in consideration of the linkage ratio of the master; The integrated stock trading method using the data communication network comprising the step of generating the same trading signal to the securities account of the individual investor linked to the master account. It is possible to send and receive various data such as various financial product information and selection data for the information, and to display the data, and to set up the master account linkage application and the split stock trading, such as a web browser and a modem. A personal investor PC equipped with a communication module and equipped with a mouse and a keyboard for generating various selection key signals; A master terminal for generating a trading signal to the securities company server; At least one securities company server which provides various financial products to the individual investor PC and receives stock trading information from the customer and processes the investment information in real time; Buy and sell the stocks provided by securities firms in connection with the securities firm server and the master terminal, and sell the stock products provided by the securities firms. Account-linked stock integrated trading system using a data communication network, characterized in that consisting of a stock integrated trading server to process the sale. An individual investor selecting a split stock mode in the home trading system from a PC; Providing, by the integrated stock trading server, a plurality of master information registered in a split stock mode; Transmitting selection information of one master from the personal investor PC; A process in which the integrated stock trading server receives the corresponding signal and transmits the divided stock account linking request signal of the corresponding individual investor and the account information of the individual investor to perform account linkage; When a trading signal is applied from a master terminal, receiving the signal and generating the same trading signal in an individual investor's securities account linked to the master account; Allowing the transaction signal to be transmitted to the securities company server to effect the transaction; Transmitting a master interworking setting release request signal from a corresponding personal investor PC; The integrated stock trading method using the data communication network characterized in that the process of releasing the link setting of the individual investor's account from the master's account. A personal investor PC for retrieving the gift certificate information, generating a buy signal of the corresponding accumulated gift certificate, and generating a signal for selecting and registering a specific stock in order to receive an additional discount rate according to the stock price change; A securities firm server for providing a stock price change value of the stock to the individual investor PC; A bank server for processing a gift voucher transfer between the individual investor and the gift voucher issuing server; A gift voucher issuing server for generating a credit-type voucher and transmitting the information to the stock integrated trading server, and processing payment transfer and installment information for the voucher; Receiving a purchase signal of a specific accumulated gift certificate present between the securities company server, the personal investor PC and the gift certificate issuing server from the personal investor PC, and at the same time registers the stock according to a specific stock selection signal assigned to the gift certificate. Account-linked stock integrated trading system using a data communication network comprising a stock integrated trading server that provides an additional discount rate in addition to the face value of the gift certificate within a predetermined limit according to the stock price. 15. The system of claim 13, wherein the accumulated-type gift certificate is attached with different discount rate limit information for each gift certificate. The gift voucher according to claim 13, wherein the voucher is a saving-type voucher that allows the face value of the voucher to be paid in an installment manner in units of 1 year, 6 months, 3 months, etc., at any time after the completion of the subsequent payment. Account linked stock integrated trading system using a data communication network, characterized in that. Retrieving a plurality of voucher information and discount rate limit information for each voucher previously registered in the integrated stock trading server using an individual investor PC; Receiving a signal for purchasing one of the plurality of gift certificates from the individual investor PC; A process in which a specific stock designation signal for a corresponding gift certificate is authorized from the individual investor PC; A process of the stock integration trading server setting the number of gift certificates and registering the stock for each individual investor; Providing an additional discount rate for the gift certificate by reflecting the share price rise and fall rates of the registered stock; Determining, by the stock integrated trading server, whether a payment date has arrived; Receiving the payment for the gift voucher; Checking, by the stock integration trading server, every day whether the payment of the entire gift card price is completed; Determining whether the discount rate confirmation signal of the gift certificate is generated from the individual investor PC; The integrated stock trading method using the data communication network characterized in that the process of determining the discount amount of the gift certificate, the stock integrated trading server. 17. The method of claim 16, wherein the discount rate of the gift certificate increases within a certain range when the price of the designated stock rises, and the discount rate is not provided when the share price decreases. . 18. The method of claim 16, wherein, if the stock price of the designated stock is expected to increase even after the payment is completed, the corresponding individual investor may retain the gift certificate for a certain period of time without immediately using it. Type integrated stock trading method. 17. The method of claim 16, wherein before the payment date of the gift certificate is completed, the individual investor further includes a process of changing the designated stock at any time by accessing the integrated stock trading server. Account-Linked Stock Trading. 17. The gift certificate linked registration is not limited to any one stock, and it is also possible to register a linked one of a plurality of direct investors to set the additional discount rate of the gift certificate to vary according to the investment return of the investor. Account linked stock integrated trading method using a data communication network, characterized in that.

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