KR20020042241A - Apparatus and method for certificating a customer using a iris of eye in automatic teller machine - Google Patents

Abstract

PURPOSE: A system and a method for authenticating a customer by using the iris recognition are provided to correctly authenticate a customer of an ATM(Automatic Teller Machine) by recognizing the iris of the customer. CONSTITUTION: An ATM(100) includes a card reader(1), a customer operation unit(2), a display unit(3), an iris recognizing sensor(4), an iris information analyzing unit(5), a teller operation unit(6), a touch screen(7), and a central processing unit(8). The iris recognizing sensor consists of light emitting sensors, a light receiving lens, and a photoelectric transducer. The iris information analyzing unit analyzes the signal output from the iris recognizing sensor and converts the signal into data. The central processing unit provides and processes various ATM services via an interface(9) connected with a host and controls the motions of components. The light emitting sensors of the iris recognizing sensor emit beams to detect the pattern of the iris of a customer. The light receiving lens receives the beams reflected onto the iris. The photoelectric transducer converts the received beams into an electrical signal.

Description

Apparatus and method for certificating a customer using a iris of eye in automatic teller machine}

The present invention relates to a customer authentication device and method using iris recognition in an automatic bank transaction terminal, and more particularly, through iris recognition of a customer who wants to use an automatic teller machine (ATM). The present invention relates to a customer authentication device and method using iris recognition in an automatic banking terminal for accurate customer authentication.

In general, an automatic banking terminal (ATM) is an unmanned banking system that allows users to withdraw or deposit cash from their bank balance using a cash or credit card. Examples of installation and use of terminals are rapidly increasing.

On the other hand, the automatic banking terminal as described above comprises a plurality of I / O modules (Input / Output Module) and a central processing unit for controlling the same, for example, to use the automatic banking terminal When the customer inserts his or her credit card or cash card into the automatic banking terminal, the central processing unit reads and confirms the card information inserted by the customer and inputs a personal ID and password for customer authentication. Will be required.

Accordingly, the customer enters an ID and password used by the customer, and the central processing unit receiving the ID transmits the ID and password entered by the customer to a centrally located host, and the credit card or cash card. The customer authentication process will identify and confirm that the customer is authorized to use.

After that, if it is determined that the customer has been approved in advance through the customer authentication process as described above, various automatic banking services such as cash withdrawal or deposit service are provided, and thus, a third party may use a credit card or a cash card of another person. It is possible to prevent the unauthorized use of.

However, if a personal ID and password that is absolutely required to be kept confidential are exposed to a third party, such a customer authentication process becomes virtually meaningless, and the third party uses a third party credit card or cash card to There was a problem that can be withdrawn without permission.

Therefore, the present invention was created to solve the above problems, and through the iris recognition that can directly identify a specific individual, the customer authentication process to use an automatic banking terminal (ATM) can be accurately performed. An object of the present invention is to provide an apparatus and method for customer authentication using iris recognition in an automatic banking terminal.

1 illustrates a configuration of an automatic banking terminal (ATM) to which a customer authentication device using iris recognition according to the present invention is applied,

2 is a view illustrating some components of an iris detection sensor included in a customer authentication device using iris recognition according to the present invention;

3 is a flowchart illustrating an operation of a customer authentication method using iris recognition in an automatic bank transaction terminal according to the present invention.

※ Explanation of code for main part of drawing

1: Card reader unit 2: Customer control unit

3: screen display portion 4: iris detection portion

5: iris information analysis unit 6: the staff member control

7: touch screen

Customer authentication device using the iris recognition in the automatic banking terminal according to the present invention for achieving the above object, the card reader means for reading the information recorded on the credit card or credit card; Customer operating means for receiving and processing a key inputted by a customer; Screen display means for displaying a screen of a service and a guidance message in association with the customer manipulation means; Iris detection means for detecting iris information of the customer; And transmitting the detected iris information to a centrally located host and including central processing means for receiving customer authentication.

In addition, the customer authentication method using the iris recognition in the automatic banking terminal according to the present invention, the first step of outputting a guide message for detecting the iris of the card user; In accordance with the guide message, detecting iris information of the eyepiece user; Transmitting the detected iris information to a central host connected and connected through an interface; Step 4 of displaying a transaction service selection menu according to whether or not customer authentication transmitted from the host is received; And five steps of providing a transaction service designated through the on-screen selection menu.

Hereinafter, a preferred embodiment of a customer authentication apparatus and method using iris recognition in an automatic banking terminal (ATM) according to the present invention will be described in detail with reference to the accompanying drawings.

First, FIG. 1 illustrates a configuration of an automatic bank transaction terminal to which a customer authentication device using iris recognition according to the present invention is applied. In the automatic bank transaction terminal 100, information recorded on a credit card or a credit card is used. A card reader unit 1 for reading the card; A customer manipulation section 2 for receiving and processing a key inputted by the customer; A screen display unit 3 interlocking with the customer control unit to display a screen such as a service and a guidance message; An iris detection sensor 4 for iris recognition of a customer; An iris information analyzer (5) for receiving a signal output from the iris detection sensor and converting iris information into analysis and data; A cashier operator (6) for receiving and processing a key inputted by an operator or a bank clerk, a touch screen unit (7) for guiding and displaying a system failure in association with the cashier operator; In addition to controlling the operation of the constituent means, the central processing unit (8) for providing a variety of automatic banking services through the interface unit 9 connected to the central host (Host) is provided and configured.

On the other hand, the iris detection sensor (4) is installed in the upper upper portion of the front of the automatic banking terminal so that customers can easily eye their eyes, the iris detection sensor (4), shown in Figure 2 As described above, light emitting sensors 41 and 42 which emit beams to detect an iris pattern of a customer docked at the iris detection sensor; A light receiving lens 43 for receiving a reflected beam reflected by the iris of the customer; And a photoelectric conversion element 44 for converting the received reflected beam into an electrical signal.

Accordingly, when the customer inserts his or her credit card or cash card into the automatic bank transaction terminal, the central processing unit 8 reads out the card information inserted by the customer and checks the personal information for customer authentication. After detecting and recognizing the iris, the iris is transmitted to a centrally located host, and a customer authentication process is performed to identify whether the credit card or the cash card is authorized. An authentication method for authenticating a customer using the present invention will be described in detail with reference to the accompanying drawings.

First, FIG. 3 is a flowchart illustrating an operation of a customer authentication method using iris recognition in an automatic banking terminal according to the present invention. The card reader unit 1 includes a customer's own credit card or cash card. When inserted into the central processing unit 8, the central processing unit 8 reads out the information of the card inserted in the card reader unit, and transmits or temporarily stores the central host connected through the interface unit 9 (S10). .

Subsequently, a guide message requesting the eye of the customer to be irised to the iris detection sensor 4 configured as shown in FIG. 2 through the screen display unit 3 or the built-in speaker interworking with the customer operation unit 2, For example, when the customer folds his / her eye to the iris detection sensor 4, the user may output an eyepiece request message, “put the customer's eye closer to the iris detection sensor” (S12). The iris pattern and the like of the customer are analyzed using the electrical signal photoelectrically converted from the photoelectric conversion element 44 included in the total iris detection sensor and converted into iris information data (S13).

Then, when the analysis of the customer's iris pattern and the like is completed as described above (S14), since the iris recognition is completed, after outputting the customer planner guide message indicating that the customer's eyes may be unwarmed from the iris detection sensor 4 (S15). The converted iris information data is transmitted to the central host connected and connected through the interface unit 9 (S16).

Accordingly, in the centrally located host, the central processing unit (8) searches for the customer information that is stored and managed in the database in advance, that is, the customer's iris information such as the customer's iris pattern associated with the card information used by the customer. After comparing with the iris information received from the transmission), and whether or not the customer authentication.

On the other hand, when the central processing unit 8 receives a message transmitted from the host, that is, a message indicating that the iris information of the customer who wants to use the corresponding card and the iris information of the customer set in advance is notified, this is notified. If a message is outputted (S18), and a message is received from the host that matches the previously set iris information of the customer, it is determined that the customer authentication is completed normally.

Therefore, the central processing unit 8, through the screen display unit 3 in conjunction with the customer control unit 2, the customer can select a variety of automatic banking services such as cash withdrawal and deposits, for example The transaction selection service menu screen is displayed and output (S19), and then the corresponding service selected by the customer is provided (S20).

As mentioned above, preferred embodiments of the present invention are disclosed for the purpose of illustration, and those skilled in the art can improve and change various other embodiments within the spirit and technical scope of the present invention disclosed in the appended claims below. , Replacement or addition would be possible.

Customer authentication device and method using the iris recognition in the automatic banking terminal according to the present invention configured as described above, using the automatic banking terminal (ATM) through the iris recognition that can directly identify a specific individual Since the authentication process of the desired customer is performed, accurate customer authentication is performed without using a personal ID and password that is absolutely required to be kept secret, and the personal ID and password are exposed to a third party. It is a very useful invention that can be used to prevent the withdrawal of unauthorized cash by using a third party credit card or cash card.

Claims (7)

Card reader means for reading information recorded on a credit card or a credit card; Customer operating means for receiving and processing a key inputted by a customer; Screen display means for displaying a screen of a service and a guidance message in association with the customer manipulation means; Iris detection means for detecting iris information of the customer; And Sending the detected iris information to a centrally located host, the customer authentication device using the iris recognition in the automatic banking terminal, characterized in that it comprises a central processing means for receiving customer authentication. The method of claim 1, The iris detection means is installed on the front upper side of the automatic banking terminal, the light emitting sensor for emitting a beam to detect the iris pattern of the customer, and the light receiving for receiving the reflected beam reflected by the iris of the customer And a photoelectric conversion element for converting and outputting the received reflected beam into an electrical signal. Customer authentication apparatus using iris recognition in an automatic bank transaction terminal. The method of claim 2, The iris detection means, the customer authentication device using the iris recognition in the automatic banking terminal, characterized in that for converting the electrical signal output by the photoelectric conversion element into iris information and data. Outputting a guide message for detecting an iris of a card user; In accordance with the guide message, detecting iris information of the eyepiece user; Transmitting the detected iris information to a central host connected and connected through an interface; Step 4 of displaying a transaction service selection menu according to whether or not customer authentication transmitted from the host is received; And Customer authentication method using the iris recognition in the automatic banking terminal, characterized in that it comprises the five steps of providing a transaction service specified through the screen selection menu. The method of claim 4, wherein The guide message of the first step is a message for requesting the eye of the card user to berth the iris detection means installed on the front upper side of the automatic bank transaction terminal to recognize the iris recognition in the automatic bank transaction terminal. Customer authentication method used. The method of claim 4, wherein In the host, the automatic bank transaction terminal receives the iris information that is detected and transmitted and transmits a message that authorizes or disallows the use of the card according to whether the iris information of the customer linked to the card information is stored. Customer authentication using iris recognition. The method of claim 4, wherein In the step 4, when receiving a customer authentication disallowed message from the host, the customer authentication method using the iris recognition in the automatic banking terminal, characterized in that for outputting a message indicating that the card can not be used.