KR20020020773A - Auto Recharging System of Advance payments - Google Patents

Auto Recharging System of Advance payments Download PDF

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Publication number
KR20020020773A
KR20020020773A KR1020020010486A KR20020010486A KR20020020773A KR 20020020773 A KR20020020773 A KR 20020020773A KR 1020020010486 A KR1020020010486 A KR 1020020010486A KR 20020010486 A KR20020010486 A KR 20020010486A KR 20020020773 A KR20020020773 A KR 20020020773A
Authority
KR
South Korea
Prior art keywords
balance
amounts
prepaid
service user
service
Prior art date
Application number
KR1020020010486A
Other languages
Korean (ko)
Inventor
김남성
Original Assignee
김남성
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by 김남성 filed Critical 김남성
Priority to KR1020020010486A priority Critical patent/KR20020020773A/en
Publication of KR20020020773A publication Critical patent/KR20020020773A/en

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Classifications

    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/22Payment schemes or models
    • G06Q20/28Pre-payment schemes, e.g. "pay before"
    • HELECTRICITY
    • H04ELECTRIC COMMUNICATION TECHNIQUE
    • H04WWIRELESS COMMUNICATION NETWORKS
    • H04W4/00Services specially adapted for wireless communication networks; Facilities therefor
    • H04W4/12Messaging; Mailboxes; Announcements
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/22Payment schemes or models
    • G06Q20/24Credit schemes, i.e. "pay after"

Abstract

PURPOSE: A method for managing balance of prepaid amounts and charging balance is provided to increase the convenience of a service user by managing a balance of measured rate system prepaid amounts, and by removing the inconvenience of charging prepaid amounts. CONSTITUTION: In case that a service user pays prepaid amounts with a credit card and automatically charges the amounts, information on the user's balance is reported to the service user by stages through messages of a mobile phone and so on. In case that the charged amounts reach the lowest limit arbitrarily set up, a balance information management system notifies the service user that the payment is prepared. The amounts are automatically charged using the credit card of the service user. After that, the information on the balance is updated. The information updated is reported to the service user. The user continuously confirms the balance.

Description

종량제 선불요금의 잔액관리 및 자동충전 운영 {Auto Recharging System of Advance payments}Balance Management and Auto Recharge Operation of Pay-As-You-Go Fees {Auto Recharging System of Advance payments}

본 발명은 유,무선 통신 및 데이터 이용서비스 혹은 기타 다른 서비스의 이용The present invention is the use of wired, wireless communication and data use services or other services

요금제를 종량제 선불요금으로 서비스 제공하는 곳(A)에 서비스이용자(B)가 선불요금을 신용카드로 결재하고 선불요금을 자동으로 충전하고자 할 때, 가입자의 잔액정보관리시스템(C)과 연계하여 잔액정보를 단계적으로 서비스이용자(B)에게 이동전화의 단문문자메세지 혹은 기타 통보방법을 통하여 통보하고, 임의로 설정된 하한 잔액에 도달할 때 잔액정보관리시스템(C)는 서비스이용자(B)에게 결재예정임을 통보하고 약정한 충전금액을 신용카드로 서비스이용자(B)에게 자동충전하고 선불요금의 잔액정보가 갱신되어 충전요금이 결재된 내용과 갱신된 잔액정보가 가입자에게 단문문자메세지 혹은 기타 통보방법을 통하여 통보되도록 하여 가입자가 잔액요금확인과 지속적인 서비스가 가능한 종량제 선불요금 잔액관리 및 자동충전 운영방법에 관한 것이다.When the service user (B) pays the prepaid fee with a credit card and automatically charges the prepaid fee at the place where the plan is provided as a pay-as-you-go prepaid rate (A), in connection with the subscriber's balance information management system (C) The balance information is notified to the service user (B) step by step through a short text message or other notification method of the mobile phone, and when the arbitrarily set lower limit balance is reached, the balance information management system (C) is expected to pay the service user (B). The user is charged automatically with the credit card, and the balance information of the prepaid fee is updated, and the contents of the charge charge and the updated balance information are notified to the subscriber by a short text message or other notification method. Through the payment method, the subscriber can check the balance rate and manage the prepaid rate balance for the continuous service and the automatic charging operation method. will be.

현재 종래기술인 종량제 선불요금 충전시스템의 운영방식은 다음과 같다.Currently, the operation method of a conventional pay-as-you-go charge system is as follows.

1)ARS를 통한 신용카드 결재 혹은 은행을 통한 무통장입금 으로 이용고객불편 초래1) Inconvenient customer due to credit card payment through ARS or non-payment deposit through bank

2)잔액소진시 서비스이용중지에 따른 이용자의 불편초래2) Inconvenient user due to service suspension when running out of balance

3)잔액부족에 따른 서비스중지발생으로 서비스제공자의 기회손실 발생3) Loss of opportunity for service provider due to service suspension due to insufficient balance

1)서비스이용자의 종량제 선불요금의 잔액관리로 선불요금 충전불편 완전1) Complete payment of unpaid prepaid charges by managing the balance of the pay-per-use prepaid charges

해소solution

2)선불 종량제 서비스제공자의 서비스중단에 따른 기회손실 비용제거2) Elimination of opportunity loss cost due to service interruption of prepaid pay-as-you-go service provider

제1도 각 SITE별 동작흐름도Figure 1 Operation Flow Chart by Site

이하 첨부된 도면에 의해 상세히 설명하면 다음과 같다Hereinafter, described in detail by the accompanying drawings as follows.

1)종량제 선불요금제도 사용자의 재충전 불편함 제거1) Pay-as-you-go payment system

2)정기적인 잔액정보 및 자동결재된 요금정보를 제공하므로 서비스사용자의 안정적인2) Stable service users can be provided by providing regular balance information and automatic billing information.

서비스 사용 및 요금관리 원활Service usage and billing smoothly

3)서비스사용자는 할인된 선불요금으로 서비스를 제공받고 신용카드로 결재하므로3) The service user is provided with the discounted prepaid rate and paid by credit card.

후불로 결재하는 효과가 발생Paying by postpay occurs

4)서비스제공자가 잔액부족에 따른 서비스중지로 발생한 기회손실비용 제거4) Elimination of opportunity loss cost caused by service provider's suspension of service due to insufficient balance

Claims (1)

종량제 선불요금서비스 가입자의 선불요금 잔액관리 및 자동충전에 관한 것Management of prepaid rate balance and automatic charging of subscribers with pay-as-you-go prepaid rate service 으로, 종량제 선불요금서비스 제공업체(A)와 연계하여In conjunction with a pay-as-you-go service provider (A) 잔액정보관리시스템(C)을 가동하여 선불요금 가입자(B)가 잔액정보 및 사용The balance information management system (C) is operated, and the prepaid rate subscriber (B) uses the balance information and uses. 요금에 관한 결재정보를 원활히 제공받고 지속적인 선불요금 서비스를 유지Keep payment information on charges and maintain continuous prepaid service 하기 위함이다.To do this.
KR1020020010486A 2002-02-27 2002-02-27 Auto Recharging System of Advance payments KR20020020773A (en)

Priority Applications (1)

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Cited By (16)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
KR20030089145A (en) * 2002-05-16 2003-11-21 에스케이 텔레콤주식회사 Rechargement Method of Prepaid Communication Fare
KR100648066B1 (en) * 2005-05-02 2006-11-23 주식회사 케이티프리텔 System and Method for Recharging Prepaid Communication Fee by Using Public Telephone
KR20080020157A (en) * 2006-08-31 2008-03-05 (주) 엘지텔레콤 System and method of automatically charging electronic-cash to a electronic card of advance payment type mounted on a on-board unit using a mobile communication unit
US8479980B2 (en) 2003-05-28 2013-07-09 Ewi Holdings, Inc. System and method for electronic prepaid account replenishment
US8594286B2 (en) 2000-07-19 2013-11-26 Blackhawk Network, Inc. Systems and methods for personal identification number distribution and delivery
US9852414B2 (en) 2010-01-08 2017-12-26 Blackhawk Network, Inc. System for processing, activating and redeeming value added prepaid cards
US10037526B2 (en) 2010-01-08 2018-07-31 Blackhawk Network, Inc. System for payment via electronic wallet
US10102516B2 (en) 2004-12-07 2018-10-16 Ewi Holdings, Inc. Transaction processing platform for facilitating electronic distribution of plural prepaid services
US10205721B2 (en) 2002-12-10 2019-02-12 Ewi Holdings, Inc. System and method for distributing personal identification numbers over a computer network
US10296895B2 (en) 2010-01-08 2019-05-21 Blackhawk Network, Inc. System for processing, activating and redeeming value added prepaid cards
US10320992B2 (en) 2000-07-19 2019-06-11 Ewi Holdings, Inc. System and method for distributing personal identification numbers over a computer network
US10755261B2 (en) 2010-08-27 2020-08-25 Blackhawk Network, Inc. Prepaid card with savings feature
US10970714B2 (en) 2012-11-20 2021-04-06 Blackhawk Network, Inc. System and method for using intelligent codes in conjunction with stored-value cards
US11042870B2 (en) 2012-04-04 2021-06-22 Blackhawk Network, Inc. System and method for using intelligent codes to add a stored-value card to an electronic wallet
US11475436B2 (en) 2010-01-08 2022-10-18 Blackhawk Network, Inc. System and method for providing a security code
US11599873B2 (en) 2010-01-08 2023-03-07 Blackhawk Network, Inc. Systems and methods for proxy card and/or wallet redemption card transactions

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US5825863A (en) * 1995-12-11 1998-10-20 Walker Asset Management Limited Partnership Prepaid limited usage calling card
KR20010044264A (en) * 2001-01-30 2001-06-05 권도균 Method for operating of prepaid card
KR20010073901A (en) * 2000-01-22 2001-08-03 박홍규 Electronic Settlement System Using Advance Payment Typed Card Related to Credit Card
KR20010078816A (en) * 1999-11-30 2001-08-22 류창완 Electronic payment system using multifunctional prepaid cards and method of selling prepaid cards
KR20030058651A (en) * 2001-12-31 2003-07-07 주식회사 케이티 Method for sending message service used for a charge limited card
KR20030067036A (en) * 2002-02-06 2003-08-14 엘지카드 주식회사 Charging method and charging system for prepayment card

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US5825863A (en) * 1995-12-11 1998-10-20 Walker Asset Management Limited Partnership Prepaid limited usage calling card
KR20010078816A (en) * 1999-11-30 2001-08-22 류창완 Electronic payment system using multifunctional prepaid cards and method of selling prepaid cards
KR20010073901A (en) * 2000-01-22 2001-08-03 박홍규 Electronic Settlement System Using Advance Payment Typed Card Related to Credit Card
KR20010044264A (en) * 2001-01-30 2001-06-05 권도균 Method for operating of prepaid card
KR20030058651A (en) * 2001-12-31 2003-07-07 주식회사 케이티 Method for sending message service used for a charge limited card
KR20030067036A (en) * 2002-02-06 2003-08-14 엘지카드 주식회사 Charging method and charging system for prepayment card

Cited By (26)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US10841433B2 (en) 2000-07-19 2020-11-17 Ewi Holdings, Inc. System and method for distributing personal identification numbers over a computer network
US10320992B2 (en) 2000-07-19 2019-06-11 Ewi Holdings, Inc. System and method for distributing personal identification numbers over a computer network
US8594286B2 (en) 2000-07-19 2013-11-26 Blackhawk Network, Inc. Systems and methods for personal identification number distribution and delivery
US8867713B2 (en) 2000-07-19 2014-10-21 Ewi Holdings, Inc. Systems and methods for personal identification number distribution and delivery
KR20030089145A (en) * 2002-05-16 2003-11-21 에스케이 텔레콤주식회사 Rechargement Method of Prepaid Communication Fare
US10205721B2 (en) 2002-12-10 2019-02-12 Ewi Holdings, Inc. System and method for distributing personal identification numbers over a computer network
US10210506B2 (en) 2003-05-28 2019-02-19 Ewi Holdings, Inc. System and method for electronic prepaid account replenishment
US9558484B2 (en) 2003-05-28 2017-01-31 Ewi Holdings, Inc. System and method for electronic prepaid account replenishment
US8967464B2 (en) 2003-05-28 2015-03-03 Ewi Holdings, Inc. System and method for electronic prepaid account replenishment
US8479980B2 (en) 2003-05-28 2013-07-09 Ewi Holdings, Inc. System and method for electronic prepaid account replenishment
US10296891B2 (en) 2004-12-07 2019-05-21 Cardpool, Inc. Transaction processing platform for facilitating electronic distribution of plural prepaid services
US10552824B2 (en) 2004-12-07 2020-02-04 Ewi Holdings, Inc. Transaction processing platform for facilitating electronic distribution of plural prepaid services
US10102516B2 (en) 2004-12-07 2018-10-16 Ewi Holdings, Inc. Transaction processing platform for facilitating electronic distribution of plural prepaid services
KR100648066B1 (en) * 2005-05-02 2006-11-23 주식회사 케이티프리텔 System and Method for Recharging Prepaid Communication Fee by Using Public Telephone
KR20080020157A (en) * 2006-08-31 2008-03-05 (주) 엘지텔레콤 System and method of automatically charging electronic-cash to a electronic card of advance payment type mounted on a on-board unit using a mobile communication unit
US10223684B2 (en) 2010-01-08 2019-03-05 Blackhawk Network, Inc. System for processing, activating and redeeming value added prepaid cards
US10296895B2 (en) 2010-01-08 2019-05-21 Blackhawk Network, Inc. System for processing, activating and redeeming value added prepaid cards
US10037526B2 (en) 2010-01-08 2018-07-31 Blackhawk Network, Inc. System for payment via electronic wallet
US9852414B2 (en) 2010-01-08 2017-12-26 Blackhawk Network, Inc. System for processing, activating and redeeming value added prepaid cards
US11475436B2 (en) 2010-01-08 2022-10-18 Blackhawk Network, Inc. System and method for providing a security code
US11599873B2 (en) 2010-01-08 2023-03-07 Blackhawk Network, Inc. Systems and methods for proxy card and/or wallet redemption card transactions
US10755261B2 (en) 2010-08-27 2020-08-25 Blackhawk Network, Inc. Prepaid card with savings feature
US11042870B2 (en) 2012-04-04 2021-06-22 Blackhawk Network, Inc. System and method for using intelligent codes to add a stored-value card to an electronic wallet
US11900360B2 (en) 2012-04-04 2024-02-13 Blackhawk Network, Inc. System and method for using intelligent codes to add a stored-value card to an electronic wallet
US10970714B2 (en) 2012-11-20 2021-04-06 Blackhawk Network, Inc. System and method for using intelligent codes in conjunction with stored-value cards
US11544700B2 (en) 2012-11-20 2023-01-03 Blackhawk Network, Inc. System and method for using intelligent codes in conjunction with stored-value cards

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