CN101267586A - A method for paying communication fee via fund transfer between customer accounts - Google Patents
A method for paying communication fee via fund transfer between customer accounts Download PDFInfo
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- CN101267586A CN101267586A CNA2007100510644A CN200710051064A CN101267586A CN 101267586 A CN101267586 A CN 101267586A CN A2007100510644 A CNA2007100510644 A CN A2007100510644A CN 200710051064 A CN200710051064 A CN 200710051064A CN 101267586 A CN101267586 A CN 101267586A
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Abstract
The invention discloses a method for realizing communication expense paying via fund transferring between client accounts, which is characterized by comprising that: an agent account is built in a service operation support system, the agent pre-stores funds in the agent account; when the agent collects the communication expense paid by a client, the agent accesses the service operation support system in a wireless communication manner, the collected communication expense is transferred from the agent account to a user telephone rate account, the service operation support system notifies the agent and the user that paying is successful in the wireless communication manner after the user completing paying the telephone rate. The invention realizes a wireless communication expense paying method having advantages of no finance risk, low cost, flexible charging number, and suitability in backwoods, the user payment can be satisfied by handset charging. The invention is useful for payment services of communication enterprises.
Description
Technical field
The present invention relates to communication and communications industry telephone expenses and collect the field, particularly a kind ofly realize that by funds transfer between clients' accounts communication cost pays method.
Background technology
The communications industry is paid the fees and generally adopted three kinds of modes at present: 1, the business foreground cash is paid the fees; 2, rechargeable card/certificate is supplemented with money; 3, postal service/deposit payment at bank, but all there is certain problem.First kind of mode, the financial risk that cash is paid the fees and the limitation of wire transmission; The second way, the manufacturing of rechargeable card/certificate and the increase of logistics cost; The third mode, postal service/bank outlets are coated with limitation.
While is along with the expansion of communication enterprise client quantity, client's Regional Distribution is all the more extensive, the limited service network quantity of communication enterprise more and more can not satisfy the client from far-off regions demand of paying dues, so how a kind of convenient, non-wired service processing means of paying dues rapidly are provided, as replenishing of paying card way to pay dues, seem more important.
Summary of the invention
The present invention provides a kind of and has realized that by funds transfer between clients' accounts communication cost pays method for addressing the above problem, can support non-wired service of paying dues, relatively be suitable for communication enterprise and do not carry out the service of paying dues in the subordinate area in outlet, can solve the demand that user's small amount is paid the fees, small towns channel pay the fees difficulty, problem that the business revenue financial risks are bigger are for the user with act on behalf the reason merchant and provide convenience.
Technical scheme of the present invention is as follows:
A kind ofly realize that by funds transfer between clients' accounts communication cost pays method, it is characterized in that step is:
A, in business operation support system (BOSS system), set up agent account, simultaneously agent's amount of money fund that in agent account, prestores;
B, when the agent collects the communication expense that the client pays, the agent is by wireless communications mode access service OSS, the communication expense of collecting is transferred the user telephone fee account from agent account with the amount of money of collecting, after finishing user telephone fee and paying, business operation support system is paid dues successfully by wireless communications mode notification agent merchant and user.
Described wireless communications mode comprises note, USSD, WAP, IVR, GPRS, WI-FI, EDGE, WINMAX etc.
Described business operation support system is provided with the correspondent account service module, is used for administration agent merchant account, administration agent merchant fund.When the agent keeps accounts when paying in to moving,, the agent withholds when entering an item of expenditure in the accounts when the user supplements with money.
Described business operation support system is provided with BOSS nusrmgr.cpl module, is used for leading subscriber telephone expenses account, carries out the user account operation of paying dues, and carries out switching on and shutting down and operates.
The operation module that described business operation support system inserts is managed by the Web Back Administration Module.
Described wireless communications mode is to be converted into system command by service interface, and deposit fund in correspondent account, supplement with money, query manipulation.
Beneficial effect of the present invention is as follows:
The present invention realized a kind of wireless, no financial risk, cheaply, recharge amount flexibly, be fit to pay method all over the communication cost that small towns far away channel uses, only need prepaid mobile phone recharging can satisfy the subscriber payment process:
1, satisfies the communication clients from far-off regions demand of paying dues;
2, the client who satisfies electronic channel way to pay duess such as the incompatibility paying card demand of paying dues by the interpersonal operation of paying dues, improves client's approval of paying dues;
3, as the polynary applied in any combination of existing mature technology, cost free is increased input.
The present invention is specially adapted to the communication enterprise service of paying dues.
Description of drawings
Fig. 1 is an operational flowchart of the present invention
Fig. 2 is a system construction drawing of the present invention
Embodiment
Embodiment 1
A kind of method of paying by funds transfer realization communication cost between clients' accounts the steps include:
A, in business operation support system (BOSS system), set up agent account, simultaneously agent's amount of money fund that in agent account, prestores;
B, when the agent collects the communication expense that the client pays, the agent is by wireless communications mode access service OSS, the communication expense of collecting is transferred the user telephone fee account from agent account with the amount of money of collecting, after finishing user telephone fee and paying, business operation support system is paid dues successfully by wireless communications mode notification agent merchant and user.
Described wireless communications mode comprises note, USSD, WAP, IVR, GPRS, WI-FI, EDGE, WINMAX etc.
Described business operation support system is provided with the correspondent account service module, is used for administration agent merchant account, administration agent merchant fund.When the agent keeps accounts when paying in to moving,, the agent withholds when entering an item of expenditure in the accounts when the user supplements with money.
Described business operation support system is provided with BOSS nusrmgr.cpl module, is used for leading subscriber telephone expenses account, carries out the user account operation of paying dues, and carries out switching on and shutting down and operates.
The operation module that described business operation support system inserts is managed by the Web Back Administration Module.
By service interface wireless communications modes such as note or other instructions are converted into system command, deposit fund in correspondent account, supplement with money, query manipulation.
Embodiment 2
User 138080XXXX is to the agent: LiXXChu pays the fees, and sends note " zn 10138080XXXX " to 10086 by Lee XX, system's answer short message: Transaction Success.
This moment, the user also received the Transaction Success note, and checked that the telephone expenses remaining sum has arrived 10 yuan of accounts.Finished agent Lee XX account and reduced operation this moment, and transaction is finished.
Claims (5)
1, a kind of method of paying by funds transfer realization communication cost between clients' accounts is characterized in that step is:
A, in business operation support system, set up agent account, simultaneously agent's amount of money fund that in agent account, prestores;
B, when the agent collects the communication expense that the client pays, the agent is by wireless communications mode access service OSS, the communication expense of collecting is transferred the user telephone fee account from agent account with the amount of money of collecting, after finishing user telephone fee and paying, business operation support system is paid dues successfully by wireless communications mode notification agent merchant and user.
2, according to the described a kind of method of paying by funds transfer realization communication cost between clients' accounts of claim 1, it is characterized in that: described business operation support system is provided with the correspondent account service module, is used for administration agent merchant account, administration agent merchant fund.When the agent keeps accounts when paying in to moving,, the agent withholds when entering an item of expenditure in the accounts when the user supplements with money.
3, according to the described a kind of method of paying of claim 1 by funds transfer realization communication cost between clients' accounts, it is characterized in that: described business operation support system is provided with BOSS nusrmgr.cpl module, be used for leading subscriber telephone expenses account, carry out the user account operation of paying dues, carry out switching on and shutting down and operate.
4, according to the described a kind of method of paying by funds transfer realization communication cost between clients' accounts of claim 1, it is characterized in that: the operation module that described business operation support system inserts is managed by the Web Back Administration Module.
5, according to the described a kind of method of paying of claim 1 by funds transfer realization communication cost between clients' accounts, it is characterized in that: described wireless communications mode is to be converted into system command by service interface, and deposit fund in correspondent account, supplement with money, query manipulation.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CNA2007100510644A CN101267586A (en) | 2007-12-30 | 2007-12-30 | A method for paying communication fee via fund transfer between customer accounts |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CNA2007100510644A CN101267586A (en) | 2007-12-30 | 2007-12-30 | A method for paying communication fee via fund transfer between customer accounts |
Publications (1)
| Publication Number | Publication Date |
|---|---|
| CN101267586A true CN101267586A (en) | 2008-09-17 |
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Family Applications (1)
| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| CNA2007100510644A Pending CN101267586A (en) | 2007-12-30 | 2007-12-30 | A method for paying communication fee via fund transfer between customer accounts |
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| Country | Link |
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| CN (1) | CN101267586A (en) |
Cited By (4)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN102056123A (en) * | 2009-10-29 | 2011-05-11 | 中国移动通信集团云南有限公司 | Agent payment system |
| CN102411760A (en) * | 2011-12-07 | 2012-04-11 | 中国农业银行股份有限公司四川省分行 | Method and system of bank card rechargeable payment over air based on third-party information platform |
| CN102411759A (en) * | 2011-12-07 | 2012-04-11 | 中国农业银行股份有限公司四川省分行 | Huinong card rechargeable payment system and method based on third-party mobile phone payment platform |
| CN112911524A (en) * | 2021-01-28 | 2021-06-04 | 维沃移动通信有限公司 | Recharge reminding method and device and electronic equipment |
-
2007
- 2007-12-30 CN CNA2007100510644A patent/CN101267586A/en active Pending
Cited By (6)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN102056123A (en) * | 2009-10-29 | 2011-05-11 | 中国移动通信集团云南有限公司 | Agent payment system |
| CN102056123B (en) * | 2009-10-29 | 2013-07-17 | 中国移动通信集团云南有限公司 | Agent payment system |
| CN102411760A (en) * | 2011-12-07 | 2012-04-11 | 中国农业银行股份有限公司四川省分行 | Method and system of bank card rechargeable payment over air based on third-party information platform |
| CN102411759A (en) * | 2011-12-07 | 2012-04-11 | 中国农业银行股份有限公司四川省分行 | Huinong card rechargeable payment system and method based on third-party mobile phone payment platform |
| CN112911524A (en) * | 2021-01-28 | 2021-06-04 | 维沃移动通信有限公司 | Recharge reminding method and device and electronic equipment |
| CN112911524B (en) * | 2021-01-28 | 2021-11-23 | 维沃移动通信有限公司 | Recharge reminding method and device and electronic equipment |
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Open date: 20080917 |