CN102958028A - Service fee owing control method, service fee owing control system, service center and real-time charging equipment - Google Patents

Service fee owing control method, service fee owing control system, service center and real-time charging equipment Download PDF

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Publication number
CN102958028A
CN102958028A CN2011102416075A CN201110241607A CN102958028A CN 102958028 A CN102958028 A CN 102958028A CN 2011102416075 A CN2011102416075 A CN 2011102416075A CN 201110241607 A CN201110241607 A CN 201110241607A CN 102958028 A CN102958028 A CN 102958028A
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China
Prior art keywords
user
request
service
business
real time
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Pending
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CN2011102416075A
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Chinese (zh)
Inventor
杨超
聂荣初
陈正光
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ZTE Corp
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ZTE Corp
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Application filed by ZTE Corp filed Critical ZTE Corp
Priority to CN2011102416075A priority Critical patent/CN102958028A/en
Priority to PCT/CN2012/072335 priority patent/WO2012155627A1/en
Publication of CN102958028A publication Critical patent/CN102958028A/en
Pending legal-status Critical Current

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    • HELECTRICITY
    • H04ELECTRIC COMMUNICATION TECHNIQUE
    • H04LTRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
    • H04L12/00Data switching networks
    • H04L12/02Details
    • H04L12/14Charging, metering or billing arrangements for data wireline or wireless communications
    • H04L12/1453Methods or systems for payment or settlement of the charges for data transmission involving significant interaction with the data transmission network
    • H04L12/1467Methods or systems for payment or settlement of the charges for data transmission involving significant interaction with the data transmission network involving prepayment
    • HELECTRICITY
    • H04ELECTRIC COMMUNICATION TECHNIQUE
    • H04MTELEPHONIC COMMUNICATION
    • H04M15/00Arrangements for metering, time-control or time indication ; Metering, charging or billing arrangements for voice wireline or wireless communications, e.g. VoIP
    • H04M15/43Billing software details
    • HELECTRICITY
    • H04ELECTRIC COMMUNICATION TECHNIQUE
    • H04MTELEPHONIC COMMUNICATION
    • H04M15/00Arrangements for metering, time-control or time indication ; Metering, charging or billing arrangements for voice wireline or wireless communications, e.g. VoIP
    • H04M15/47Fraud detection or prevention means
    • HELECTRICITY
    • H04ELECTRIC COMMUNICATION TECHNIQUE
    • H04MTELEPHONIC COMMUNICATION
    • H04M15/00Arrangements for metering, time-control or time indication ; Metering, charging or billing arrangements for voice wireline or wireless communications, e.g. VoIP
    • H04M15/59Arrangements for metering, time-control or time indication ; Metering, charging or billing arrangements for voice wireline or wireless communications, e.g. VoIP based on real time

Abstract

The invention provides a service fee owing control method, a service fee owing control system, a service center and real-time charging equipment. The service fee owing control method mainly includes that the real-time charging equipment is used for real-time monitoring of account information of users, user information of a fee owing risk user displayed by user fee state information is sent to the service center so that the service center informs the real-time charging equipment when receiving a service request of the fee owing risk user, and then the real-time charging equipment is used for authenticating whether use of the service can result in fee owing or not and indicating the service center to respond to or refuse to respond to the service request of the user according to an authenticating result. Since the real-time charging equipment is used for controlling whether the service center responds to the service request or not, user fee owing can be avoided, and risks of malicious overdraft of the users are reduced.

Description

A kind of professional owing control method, system, service center and real time billing equipment
Technical field
The present invention relates to moving communicating field, relate in particular to a kind of professional owing control method, system, service center and real time billing equipment.
Background technology
Be accompanied by the development of mobile communication technology, the charging way of mobile communication is also occuring to change: developed to the real time billing mode by at first the most general monthly rent formula post payment service.In existing mobile radio communication, business operation support system (Business﹠amp; Operation Support System, BOSS) be the background support network that is independent of mobile radio communication, be used for user information management, charging, enter an item of expenditure in the accounts, clearing etc., the BOSS system generally adopts pre-payment and two kinds of charge mode of rear paying.
Described pre-payment pattern be exactly the user before the use business, defrayment in advance on mobile phone account, after the user successfully uses business, the professional actual cost of using of deduction from the expense of in advance payment again.Under the charge mode of pre-payment, as long as surplus in the mobile phone account just thinks that the business that the user asks can normal response.Although may there be surplus on the mobile phone account, the professional required expense of this use of user is higher than described remaining sum but in fact,, when namely balance amount is inadequate on mobile phone account, still use this business, cause the user account arrearage, also may occur the situation of malicious overdraft when serious.
Described rear payment mode is exactly that the user is when using business, there is not in advance defrayment on the mobile phone account, use the professional expense that produces to carry out record by BOSS to the user, when the specific time arrives, before paying, the user uses the professional expense that produces, namely use first professional rear mode of paying, this rear payment mode does not have control substantially to user's professional operating position, the situation of malicious overdraft may occur.
In sum, no matter be at present pre-payment pattern or rear payment mode, the subscriber arrearage phenomenon appears easily all, even the problem of malicious overdraft.
Summary of the invention
Embodiment of the present invention provide a kind of professional owing control method, system, service center and real time billing equipment, in order to solve the problem of subscriber arrearage even malicious overdraft.
A kind of professional owing control method, the method comprises:
Receive the authentication request that service center sends, described authentication request be service center according to the user profile of this storage, the user who determines initiating business request initiates during for the arrears risk user;
User account information according to the user profile respective user of carrying in the described authentication request, judge whether the business corresponding to business information of carrying in can the response authentication request, if can, then the indicating services center responds described service request, otherwise, the described service request of indicating services center refusal response.
A kind of real time billing equipment comprises:
The user divides module, is used for according to user account information, determines the arrears risk user;
Information sending module, the user profile that is used for arrears risk user that will be definite sends to service center;
The request receiving module is used for receiving the authentication request that service center sends;
The Authentication Response module, user account information for the user profile respective user of carrying according to described authentication request, judge whether the business corresponding to business information of carrying in can the response authentication request, if can, then the indicating services center responds described service request, otherwise, the described service request of indicating services center refusal response.
A kind of service center comprises:
Information receiving module is for the user profile that receives the arrears risk user;
The request receiving module is used for receiving service request;
Judge module is used for sending authentication request to real time billing equipment when the user profile of carrying according to described service request determines that the user of initiating business request is the arrears risk user;
The request respond module is used for the authenticating result according to real time billing equipment, response or the described service request of refusal response.
A kind of professional defaulting control system comprises service center and real time billing equipment, wherein:
Service center, the user profile and the service request that are used for the arrears risk user of reception real time billing equipment transmission, when the user profile of carrying in according to service request determines that the user of initiating business request is the arrears risk user, send authentication request to real time billing equipment, and according to the authenticating result that real time billing equipment returns, respond or the described service request of refusal response;
Real time billing equipment, be used for arrears risk user's user profile is sent to service center, and according to the user account information of the user profile respective user of carrying in the described authentication request, judge whether the business corresponding to business information of carrying in can the response authentication request, if can, then the indicating services center responds described service request, otherwise, the described service request of indicating services center refusal response.
Beneficial effect of the present invention is as follows:
The method that the embodiment of the invention provides is carried out Real-Time Monitoring by real time billing equipment to user's accounts information, be that arrears risk user's user profile sends to service center with the customer charge state information, so that receiving arrears risk user's service request when service center after, notice real time billing equipment, whether can cause arrearage to carry out authentication by real time billing equipment to the usefulness of this business again, and according to authenticating result indicating services center response or refusal response user's service request, the control that whether service request is responded by real time billing equipment, can avoid occurring the subscriber arrearage phenomenon, reduce the risk of user's malicious overdraft.
Description of drawings
Fig. 1 is the flow chart of a kind of professional owing control method of the present invention program embodiment one;
Fig. 2 is the step schematic diagram of a kind of professional owing control method of the present invention program embodiment two;
Fig. 3 is the structural representation of a kind of professional defaulting control system of the present invention program embodiment three;
Fig. 4 is the structured flowchart of the real time billing equipment of the present invention program embodiment four;
Fig. 5 is the structured flowchart of the service center of the present invention program embodiment five.
Embodiment
In order to realize purpose of the present invention, the present invention program provides a kind of professional owing control method, system, service center and real time billing equipment, by real time billing equipment user's accounts information is carried out Real-Time Monitoring, be that arrears risk user's user profile sends to service center with the customer charge state information, so that receiving arrears risk user's service request when service center after, notice real time billing equipment, whether can cause arrearage to carry out authentication by real time billing equipment to the usefulness of this business again, and according to authenticating result indicating services center response or refusal response user's service request, the control that whether service request is responded by real time billing equipment, can avoid occurring the subscriber arrearage phenomenon, reduce the risk of user's malicious overdraft.
Need to prove, the customer charge state information that relates in the various embodiments of the present invention is divided into: defaulting subscriber, arrears risk user and secured user.
For the prepaid user, if the remaining sum of user account is not more than 0, represent that then this user is the defaulting subscriber, that is to say do not had remaining sum can be used for this user's business in this user account; If the remaining sum of user account, represents then that this user is the arrears risk user greater than 0 but less than the first threshold value, namely because the remaining sum number of user account is few, and the possibility that arrearage occurs is larger, this user's business optionally responds; If the remaining sum of user account is not less than described the first threshold value, represent that then this user is the secured user, namely because the remaining sum number of user account is more, and the possibility that arrearage occurs is less, this user's business can respond.
For the postpaid service user, can be according to the credit rating before the user, for the user sets highest amount.If user account arrearage is not less than described highest amount, represent that then this user is the defaulting subscriber, that is to say, this user's business can not respond; If user account arrearage is used less than described highest amount but greater than the second threshold value, represent that then this user is the arrears risk user, this user's business optionally responds; If user account arrearage is not more than described the second threshold value, represent that then this user is the secured user, this user's business can respond.
Described the first threshold value and the second threshold value can rule of thumb be worth definite.
Described user profile can comprise the source address information of user profile.
No matter be prepaid user or postpaid service user, according to the variation of its user account expense, its User Status also can change in real time.For example, for the arrears risk user of a pre-payment, when the user supplements with money to its user account by BOSS, when making the remaining sum of user account be not less than described the first threshold value, this user's state can be transformed to the secured user from the arrears risk user; Again for example: for a secured user who pays afterwards, if after this user uses business and deducts fees, its user account is when arrearage has been used less than described highest amount but greater than the second threshold value, and this user's state can be transformed to the arrears risk user from the secured user.
Business related in the various embodiments of the present invention refers to: before professional the response, can determine the business of the rear expense that produces of this business use.The downloading service of for example, short message service, MMS, specific data etc.Concrete meaning according to business is different, and described service center also can be different communication network element.For example: if described business is short message service, then related service center is short message service center.
Below in conjunction with Figure of description the embodiment of the invention is described in detail.
Embodiment one:
As shown in Figure 1, the flow chart for professional owing control method in the present embodiment one may further comprise the steps:
Step 101: real time billing equipment is determined the arrears risk user according to user account information, and arrears risk user's user profile is sent to service center.
In the scheme of this step, real time billing equipment detects each user's of local storage user account information in real time, because user account information can change in real time, therefore, real time billing equipment can just redefine the arrears risk user when finding to have user account information to change, also can determine in real time the arrears risk user.
For prepaid user's user account information, judge that according to remaining sum wherein the user is defaulting subscriber, arrears risk user or secured user.For postpaid service user's user account information, according to wherein arrearage judge that the user is defaulting subscriber, arrears risk user or secured user.
Real time billing equipment can work as each detect when determining that the arrears risk user changes (as some secured user be converted to the arrears risk user, some arrears risk user is converted to secured user etc.), just current whole arrears risk users' user profile is all sent to service center (situation that may exist some arrears risk user's user profile to repeat to send); Also can be when the arrears risk user change, the part arrears risk user's that changes user profile is sent to service center.
The implementation of this step can be carried out in real time, all can carry out in each step implementation of the present embodiment.
Step 102: service center receives the Client-initiated service request, and according to the user profile of carrying in the described service request, judges whether arrears risk user of described user, if, execution in step 103.
Step 103: service center sends authentication request to real time billing equipment, comprises business information and the user profile of request in the described authentication request.
Step 104: real time billing equipment is determined the user account information of respective user according to user profile, and judge whether to respond business corresponding to described business information according to the user account information of determining, if then the indicating services center responds described service request; Otherwise, the described service request of indicating services center refusal response.
In this step, real time billing equipment can determine that respective user is prepaid user or postpaid service user according to user profile, and then judges whether to respond business corresponding to described business information according to its user account information, and concrete judgment mode is:
If the user of initiating business request is the prepaid user, then whether the remaining sum in its user account of real time billing equipment Inspection is not less than the expense of using institute's requested service to produce; If then authentication is passed through, allow service center to respond described service request; If not, then authentication is not passed through, and does not allow service center to respond described service request.
If the user of initiating business request is the postpaid service user, arrearage usefulness in its user account of real time billing equipment Inspection then, judge this user also spendable expense (i.e. it is poor that this user's highest amount and arrearage used) whether be not less than the expense of using institute's requested service to produce; If then authentication is passed through, allow service center to respond described service request; If not, authentication is not passed through, and does not allow service center to respond described service request.
After real time billing equipment indicating services center responds described service request, can be in this locality to using the described professional expense that produces to deduct fees.
By the scheme of the embodiment of the invention one, arrears risk user's service request is carried out authentication, and the business that the user uses is carried out real time billing, guarantee that user's service request can not cause user's arrearage, reduce the risk of user's malicious overdraft.
More preferably, in the scheme of the present embodiment one, after service center responds described service request, can also notify real time billing equipment with the response condition of reality, concrete, after step 104, can also may further comprise the steps:
Step 105: service center will issue the result and return to real time billing equipment, and the described the possibility of result that issues is professional success response, also may be the service fail response.
Step 106: real time billing equipment is confirmed the operation of deducting fees in the step 104 when determining that issuing the result is professional success response, is upgraded user's accounts information; When determining that issuing the result is the service fail response, carry out the benefit expense to having deducted fees in the step 104, also upgrade user's accounts information.
Embodiment two:
The embodiment of the invention two is take short message service, prepaid user as example, and the scheme of the present embodiment one is described in detail.
As shown in Figure 2, the method step schematic diagram for the present embodiment two may further comprise the steps:
Step 201: real time billing equipment is determined each user's expense state according to user account information, and the user profile that will carry various customer charge states sends to respectively short message service center.
In the scheme of this step 201, real time billing equipment can be in real time sends to current defaulting subscriber's user profile short message service center, arrears risk user's user profile is sent to short message service center, secured user's user profile is sent to short message service center.
Described real time billing equipment can be sent to short message service center with the user profile of various expense states by short message arrearage control gateway.
Step 202: the user profile of the various customer charge states that short message service center will receive is loaded in the local user profile.
Step 203: short message service center receives the Client-initiated message calling request.
Carried user profile in the described message calling request, business information and destination address information etc.In this step, short message service center can pass through mobile switching centre (Mobile Switching Center, MSC) or other outside Short Message Entities receive the Client-initiated message calling request.
Step 204: short message service center judges according to the user profile that receives whether described user is the arrears risk user, if, execution in step 206; Otherwise, execution in step 205.
Step 205: according to the user profile that receives, judge that described user is defaulting subscriber or secured user, if defaulting subscriber, then directly refusal response message calling request and end; If the secured user then, directly carries out short message issuing, generate charge information and be sent to charge system and deduct fees according to issuing the result, and finish.
Step 206: short message service center sends authentication request by short message arrearage control gateway to real time billing equipment.
Carry user profile and business information in the described authentication request.
Step 207: real time billing equipment is determined the user account remaining sum of respective user according to the user profile that receives.
Step 208: real time billing equipment is determined the expense that this uses described short message service to produce according to the business information that receives.
In this step, real time billing equipment can carry out charging to this short message service according to predefined charging way.
Step 209: real time billing equipment judges whether the user account remaining sum is not less than the expense of the described short message request generation of use of generation, if then execution in step 210; Otherwise, execution in step 214.
Step 210: real time billing equipment sends authentication by message by short message arrearage control gateway to short message service center, this short message request authentication success of indication short message service center, and real time billing equipment is deducted fees to this short message service.
Step 211: short message service center responds described message calling request, according to destination address, sends SMS message to the user of correspondence.
In the scheme of this step 211, short message service center can return to MSC or other outside Short Message Entities and exhale success message.
Step 212: short message service center returns the short message issuing result by short message arrearage control gateway to real time billing equipment.
Step 213: real time billing equipment judges that the short message issuing result who receives is professional success response or service fail response, if professional success response is then confirmed the operation of deducting fees; If the benefit expense is then carried out in service fail response to deducting fees, and the affirmation message that will issue the result sends to service center, and finishes.
Step 214: real time billing equipment sends failed authentication message by short message arrearage control gateway to short message service center, is used to indicate short message service center's this message calling request of refusal response, and finishes.
Short message service center can return to MSC or other outside Short Message Entities and exhale failed message after receiving failed authentication message.
Judge for the arrears risk that has the arrears risk user by the present invention program embodiment, it is carried out real time billing, avoided user's malicious owing fee situation.
Embodiment three:
As shown in Figure 3, be the structural representation of a kind of professional defaulting control system of the present embodiment three, comprising: service center 11 and real time billing equipment 12, service center 11 is by carrying out information interaction between network and the real time billing equipment 12.Wherein:
Described service center 11:
Described service center 11 is used for receiving the user profile that carries various customer charge states that real time billing equipment 12 sends, and this information is loaded in local user's information.Described customer charge state refers to: defaulting subscriber, secured user and arrears risk user.
Described service center 11 also is used for receiving the Client-initiated service request, carries user profile and business information in the described service request.
Described service center 11 is according to the user profile in the service request that receives, whether the user who judges initiating business request is the arrears risk user, if, then send the authentication request that carries user profile and business information to real time billing equipment 12, otherwise if the user of initiating business request is the defaulting subscriber, then refusal responds this service request, if the user of initiating business request is the secured user, then respond this service request.
Described service center 11 also is used for receiving the authentication response message that real time billing equipment 12 returns, if what real time billing equipment 12 returned is that authentication is passed through message, then service center responds the described business of arrears risk Client-initiated, otherwise the described business of refusal response arrears risk Client-initiated.
No matter service center 11 responses is the described business of arrears risk Client-initiated, or the described business of secured user's initiation, all will issue the result and be back to real time billing equipment 12, the described result of issuing is professional success response or service fail response.
And different, for example, this service center 11 can be short message service center to described service center 11 according to the difference of type of service, can store and transmit the short message that MSC or other outside Short Message Entities are submitted to.
Real time billing equipment 12:
Described real time billing equipment 12 is used for user account is carried out real time billing and management.
Real time billing equipment 12 is used for according to user account information, determines each user's expense state, and the user profile of each expense state is sent to respectively service center 11.
Particularly, real time billing equipment 12 detects the remaining sum of prepaid user's user account, if the remaining sum of user account is greater than 0 and less than the first threshold value, determine that then this prepaid user is the arrears risk user, if the remaining sum of prepaid user's user account is not more than 0, determine that then this prepaid user is the defaulting subscriber, if the remaining sum of prepaid user's user account is not less than described the first threshold value, determine that then this prepaid user is the secured user.
Real time billing equipment 12 detection postpaid service users' user account arrearage is used, if user account arrearage is used less than highest amount and greater than the second threshold value, determine that then this postpaid service user is the arrears risk user, if the arrearage of postpaid service user's user account is not less than described highest amount, determine that then this postpaid service user is the defaulting subscriber, if postpaid service user's user account arrearage is not more than described the second threshold value, determine that then this postpaid service user is the secured user.
Real time billing equipment 12 is used for arrears risk user, defaulting subscriber and secured user's user profile is sent to service center 11.
Real time billing equipment 12 is used for receiving the authentication request of carrying user profile and business information that service center 11 sends.The real time billing equipment 12 concrete user account information that are used for determining according to the user profile that receives respective user, and then determine that the user is the arrears risk user, and, judge the expense that the business of this request produces according to the business information that receives, judge whether to satisfy the expense that the business of this request produces according to the user account information of determining, if can, then send authentication by message to service center 11, the described service request of indicating services center 11 responses; Otherwise, send failed authentication message to service center 11, the described service request of indicating services center 11 refusal responses.
Particularly, real time billing equipment 12 is used for when the user of initiating business request is the prepaid user, detect remaining sum in this user's the user account and whether be not less than the expense that the business of using request produces, if then allow service center to respond described service request; If not, do not allow service center to respond described service request; When the user of initiating business request is the postpaid service user, detecting in this user's the user account arrearage uses, judge whether the highest amount of this user account and the difference that described arrearage is used are not less than the expense that the business of using request produces, if then allow service center to respond described service request; If not, then do not allow service center to respond described service request.
Real time billing equipment 12 is sending authentication by message to service center 11, after the described service request of indicating services center 11 responses, also is used for initiating business request user's user account is deducted fees.
Real time billing equipment 12 also be used for to receive the result that issues that service center 11 returns, and carries user profile among the described result of issuing.
If determine that according to the user profile that issues among the result that receives this issues the result for the arrears risk user, then real time billing equipment 12 concrete be used for receive issue the results service success response time, the operation of deducting fees is confirmed, when receiving the service fail response, mend the expense operation to deducting fees.
If determine that according to the user profile that issues among the result that receives this issues the result for the secured user, then real time billing equipment 12 concrete be used for receive issue the results service success response time, issue the expense that the business information of carrying among the result determines that the business of use request produces, and this secured user's user account is deducted fees; Receive issue the results service failure response time, this secured user's user account do not operated.
More preferably, professional defaulting control system also comprises: professional arrearage control gateway 13.
Need to prove that professional arrearage control gateway 13 is not the present invention program's essential equipment, professional arrearage control gateway 13 can be used as an independently network element, also can integrate with service center 11, as the interface of information interaction between service center 11 and the real time billing equipment 12.For example, if service center is short message service center, then professional arrearage control gateway can be short message arrearage control gateway.
Particularly, described professional arrearage control gateway 13 comprises as a result transit module 22 of user profile transit module 21 and authentication message/issue.
User profile transit module 21 is used for and will be transmitted to service center 11 from the user profile of each customer charge state of real time billing equipment 12.
Authentication message/issue as a result transit module 22 is used for being transmitted to from the authentication message of service center 11 real time billing equipment 12, and will be transmitted to from the authenticating result of real time billing equipment 12 service center 11.
Authentication message/issue as a result transit module 22 also is used for and will be transmitted to real time billing equipment 12 from the result that issues of service center 11, and will be transmitted to service center 11 from the affirmation message for issuing the result of real time billing equipment 12.
Be noted that, the transfer mode of the user profile of each the expense state that sends through user profile transit module 21 is the one direction transmission, by file mode (for example: the FTP mode) (for example: the SMPP of expansion (Short Message Peer to Peer Protocol Specification) agreement) transmit also can pass through message mode can be.
And the information that service center 11 and authentication message/issue send between the transit module 22 as a result is transmitted in both directions, can adopt the private message interface, (for example: DCC (Diameter Credit Control) agreement) also can adopt the real time billing protocol interface of standard.
Real time billing equipment 12 and authentication message/issuing as a result, the information between the transit module 22 also is transmitted in both directions, (for example: the DCC agreement), (for example: the SMPP agreement of expansion) also can adopt other agreements of supporting real time billing can adopt the real time billing agreement of standard.
Need to prove, the agreement that adopts between the transit module 22 as a result when service center 11 and authentication message/issue and real time billing equipment 12 and authentication message/issue as a result between the transit module 22 agreement of employing not simultaneously, authentication message/issue as a result transit module 22 need to be done interface protocol conversion.
Embodiment four:
The embodiment of the invention four also provides a kind of real time billing equipment, as shown in Figure 4, comprise that the user divides module 31, information sending module 32, request receiving module 33 and Authentication Response module 34, wherein: the user divides module 31 and is used for according to user account information, determines the arrears risk user; The user profile that information sending module 32 is used for arrears risk user that will be definite sends to service center; Request receiving module 33 is used for receiving the authentication request that service center sends; Authentication Response module 34 is for the user account information of the user profile respective user of carrying according to described authentication request, judge whether the business corresponding to business information of carrying in can the response authentication request, if can, then the indicating services center responds described service request, otherwise, the described service request of indicating services center refusal response.
Described user divides module 31 specifically for detection of the remaining sum of prepaid user's user account, if the remaining sum of user account is greater than 0 and less than the first threshold value, determine that then this prepaid user is the arrears risk user, if the remaining sum of prepaid user's user account is not more than 0, determine that then this prepaid user is the defaulting subscriber, if the remaining sum of prepaid user's user account is not less than described the first threshold value, determine that then this prepaid user is the secured user.
Described user divides module 31 and specifically uses for detection of postpaid service user's user account arrearage, if user account arrearage is used less than highest amount and greater than the second threshold value, determine that then this postpaid service user is the arrears risk user, if the arrearage of postpaid service user's user account is not less than described highest amount, determine that then this postpaid service user is the defaulting subscriber, if postpaid service user's user account arrearage is not more than described the second threshold value, determine that then this postpaid service user is the secured user.
Described information sending module 32 also is used for defaulting subscriber and secured user's user profile is sent to service center.
Described Authentication Response module 34 detects remaining sum in this user's the user account and whether is not less than the expense that the business of using request produces, if then allow service center to respond described service request specifically when the user of initiating business request is the prepaid user; If not, do not allow service center to respond described service request; When the user of initiating business request is the postpaid service user, detecting in this user's the user account arrearage uses, judge whether the highest amount of this user account and the difference that described arrearage is used are not less than the expense that the business of using request produces, if then allow service center to respond described service request; If not, then do not allow service center to respond described service request.
Described real time billing equipment also comprises deducts fees module 35 and mends expense module 36, wherein: and the expense that the module of deducting fees 35 is used for determining using the business of request to produce, and initiating business request user's user account deducted fees; Mend expense module 36 be used for receive that service center returns issue the result and be the service fail response time, the expense of the having detained expense of mending is operated.
Embodiment five:
The embodiment of the invention five also provides a kind of service center, as shown in Figure 5, comprises information receiving module 41, request receiving module 42, judge module 43 and request respond module 44, and wherein: information receiving module 41 is used for receiving arrears risk user's user profile; Request receiving module 42 is used for receiving service request; Judge module 43 is used for sending authentication request to real time billing equipment when the user profile of carrying according to described service request determines that the user of initiating business request is the arrears risk user; The authenticating result that request respond module 44 is used for according to real time billing equipment, response or the described service request of refusal response.
More preferably, described information receiving module 41 also is used for receiving defaulting subscriber and secured user's user profile; Described judge module 43 also is used for when the user profile of carrying according to described service request determines that the user of initiating business request is the defaulting subscriber, trigger the described service request of described request respond module refusal response, and the user profile of carrying in according to described service request triggers the described request respond module and responds described service request when determining that the user of initiating business request is the secured user.
Described service center comprises that also issuing the result returns module 45, for the result that issues who returns to real time billing equipment service request.
Obviously, those skilled in the art can carry out various changes and modification to the present invention and not break away from the spirit and scope of the present invention.Like this, if of the present invention these are revised and modification belongs within the scope of claim of the present invention and equivalent technologies thereof, then the present invention also is intended to comprise these changes and modification interior.

Claims (14)

1. a professional owing control method is characterized in that, the method comprises:
Receive the authentication request that service center sends, described authentication request be service center according to the user profile of this storage, the user who determines initiating business request initiates during for the arrears risk user;
User account information according to the user profile respective user of carrying in the described authentication request, judge whether the business corresponding to business information of carrying in can the response authentication request, if can, then the indicating services center responds described service request, otherwise, the described service request of indicating services center refusal response.
2. professional owing control method as claimed in claim 1 is characterized in that, described method also comprises:
Detect the remaining sum of prepaid user's user account, if the remaining sum of user account is greater than 0 and less than the first threshold value, determine that then this prepaid user is the arrears risk user, and the user account that detects the postpaid service user arrearage use, if user account arrearage is used less than highest amount and greater than the second threshold value, determine that then this postpaid service user is the arrears risk user;
Arrears risk user's user profile is sent to service center, and the indicating services center judges according to the user profile of carrying in the service request whether the user of initiating business request is the arrears risk user when receiving service request.
3. professional owing control method as claimed in claim 2 is characterized in that, described method also comprises:
If the remaining sum of prepaid user's user account is not more than 0, determine that then this prepaid user is the defaulting subscriber, if the remaining sum of prepaid user's user account is not less than described the first threshold value, determine that then this prepaid user is the secured user, and, if the arrearage of postpaid service user's user account is not less than described highest amount, determine that then this postpaid service user is the defaulting subscriber, if postpaid service user's user account arrearage is not more than described the second threshold value, determine that then this postpaid service user is the secured user;
Defaulting subscriber and secured user's user profile is sent to service center, the indicating services center is when receiving service request, if determine that according to the user profile of carrying in the service request user of initiating business request is the defaulting subscriber, then refusal responds described service request, if determine that according to the user profile of carrying in the service request user of initiating business request is the secured user, then responds described service request.
4. professional owing control method as claimed in claim 2 or claim 3 is characterized in that, the described business corresponding to business information of carrying in can the response authentication request of judging whether according to user account information specifically comprises:
When the user of initiating business request is the prepaid user, detects remaining sum in this user's the user account and whether be not less than the expense that the business of using request produces, if then allow service center to respond described service request; If not, do not allow service center to respond described service request;
When the user of initiating business request is the postpaid service user, detecting in this user's the user account arrearage uses, judge whether the highest amount of this user account and the difference that described arrearage is used are not less than the expense that the business of using request produces, if then allow service center to respond described service request; If not, then do not allow service center to respond described service request.
5. professional owing control method as claimed in claim 1 is characterized in that, the indicating services center responds after the described service request, and described method also comprises:
Expense that determine to use the business of request to produce, and initiating business request user's user account deducted fees;
Receive the result that issues that service center returns, if the described result of issuing is professional success response, then the operation of deducting fees is confirmed, if the described result of issuing is the service fail response, this expense of having detained expense of mending is operated.
6. a real time billing equipment is characterized in that, comprising:
The user divides module, is used for according to user account information, determines the arrears risk user;
Information sending module, the user profile that is used for arrears risk user that will be definite sends to service center;
The request receiving module is used for receiving the authentication request that service center sends;
The Authentication Response module, user account information for the user profile respective user of carrying according to described authentication request, judge whether the business corresponding to business information of carrying in can the response authentication request, if can, then the indicating services center responds described service request, otherwise, the described service request of indicating services center refusal response.
7. real time billing equipment as claimed in claim 6 is characterized in that,
The user divides module, specifically for detection of the remaining sum of prepaid user's user account, if the remaining sum of user account is greater than 0 and less than the first threshold value, determine that then this prepaid user is the arrears risk user, and the user account that detects the postpaid service user arrearage use, if user account arrearage is used less than highest amount and greater than the second threshold value, determine that then this postpaid service user is the arrears risk user.
8. real time billing equipment as claimed in claim 7 is characterized in that,
The user divides module, if the concrete remaining sum that is used for prepaid user's user account is not more than 0, determine that then this prepaid user is the defaulting subscriber, if the remaining sum of prepaid user's user account is not less than described the first threshold value, determine that then this prepaid user is the secured user, and, if the arrearage of postpaid service user's user account is not less than described highest amount, determine that then this postpaid service user is the defaulting subscriber, if postpaid service user's user account arrearage is not more than described the second threshold value, determine that then this postpaid service user is the secured user;
Information sending module also is used for defaulting subscriber and secured user's user profile is sent to service center.
9. such as claim 7 or 8 described real time billing equipment, it is characterized in that,
Described Authentication Response module specifically when the user of initiating business request is the prepaid user, detects remaining sum in this user's the user account and whether is not less than the expense that the business of using request produces, if then allow service center to respond described service request; If not, do not allow service center to respond described service request; When the user of initiating business request is the postpaid service user, detecting in this user's the user account arrearage uses, judge whether the highest amount of this user account and the difference that described arrearage is used are not less than the expense that the business of using request produces, if then allow service center to respond described service request; If not, then do not allow service center to respond described service request.
10. real time billing equipment as claimed in claim 6 is characterized in that, also comprises:
The module of deducting fees, the expense that is used for determining using the business of request to produce, and initiating business request user's user account deducted fees;
Mend and take module, be used for receive that service center returns issue the result and be the service fail response time, the expense of the having detained expense of mending is operated.
11. a service center is characterized in that, comprising:
Information receiving module is for the user profile that receives the arrears risk user;
The request receiving module is used for receiving service request;
Judge module is used for sending authentication request to real time billing equipment when the user profile of carrying according to described service request determines that the user of initiating business request is the arrears risk user;
The request respond module is used for the authenticating result according to real time billing equipment, response or the described service request of refusal response.
12. service center as claimed in claim 11 is characterized in that,
Described information receiving module is also for the user profile that receives defaulting subscriber and secured user;
Described judge module, also be used for when the user profile of carrying according to described service request determines that the user of initiating business request is the defaulting subscriber, trigger the described service request of described request respond module refusal response, and the user profile of carrying in according to described service request triggers the described request respond module and responds described service request when determining that the user of initiating business request is the secured user.
13. service center as claimed in claim 11 is characterized in that, also comprises:
Issue the result and return module, for the result that issues who returns to real time billing equipment service request.
14. a professional defaulting control system is characterized in that, comprises service center and real time billing equipment, wherein:
Service center, be used for receiving the arrears risk user profile of service request and the transmission of real time billing equipment, when the user profile of carrying in according to service request determines that the user of initiating business request is the arrears risk user, send authentication request to real time billing equipment, and according to the authenticating result that real time billing equipment returns, respond or the described service request of refusal response;
Real time billing equipment, be used for arrears risk user's user profile is sent to service center, and according to the user account information of the user profile respective user of carrying in the described authentication request, judge whether the business corresponding to business information of carrying in can the response authentication request, if can, then the indicating services center responds described service request, otherwise, the described service request of indicating services center refusal response.
CN2011102416075A 2011-08-22 2011-08-22 Service fee owing control method, service fee owing control system, service center and real-time charging equipment Pending CN102958028A (en)

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CN2011102416075A CN102958028A (en) 2011-08-22 2011-08-22 Service fee owing control method, service fee owing control system, service center and real-time charging equipment
PCT/CN2012/072335 WO2012155627A1 (en) 2011-08-22 2012-03-14 Service arrearage control method, system, service center and real-time charging device

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