KR20010088958A - Method for selling and compensating insurance merchandise using internet - Google Patents

Abstract

PURPOSE: A method for selling and compensating an insurance commodity using the Internet is provided to offer all computer after services being operated in the term of a contract if a consumer pays an amount of money and buys an after service insurance commodity. CONSTITUTION: A computer insurance seller using a computer insurance seller computer classifies insurance commodities to be sold and registers insurance commodity information on a web site(S100). A buyer connects to a network and searches insurance commodities to be bought using a buyer computer(S110). Personal information as insurance commodity information, paying information(credit card number), the name, the resident registration number, and an address of the buyer is inputted(S120). Paying information and personal information of the buyer is inquired(S130). If the paying information and personal information are abnormal, the result is informed to the buyer and the transaction is terminated(S150). If the paying information and personal information are normal, the transaction is performed(S160).

Description

Method for selling and compensating insurance merchandise using internet}

The present invention relates to insurance product sales and compensation methods using the Internet, and more particularly, computer insurance for performing computer after-sales service using the Internet when an accident or failure occurs in the computer used by the customer. A method of selling and rewarding goods.

Recently, with the rapid growth of the Internet, off-line techniques are diversified into the technology utilizing the Internet. Existing off-line computer after-sales service causes distrust of customers due to ambiguity and differentiation of the service fee calculation standard. Due to lack of information on the computer owned by the consumer, it is not possible to provide a prompt and accurate after-sales service, and there is a limit to satisfying the user's satisfaction due to the lack of post-management.

Accordingly, the present invention is to solve such a problem, the present invention is to occur after the contract period when the consumer purchases a certain amount of payment after the insurance service for a certain period, such as the general insurance on-line for a certain period Its purpose is to provide a method of selling and compensating insurance products using the Internet that can provide free, fast, accurate, and guaranteed coverage of all computer after-sales services.

Another object of the present invention is to provide a method of selling and compensation for insurance products using the Internet that increases the user's interest and satisfaction by providing a more stable computer environment to the customer in using the computer by enabling the convenience of payment and personalized service. It is.

1 is a block diagram of an apparatus for implementing an insurance product sales and compensation method using the Internet according to the present invention;

Figure 2 is an embodiment of the insurance product sales and compensation method using the Internet according to the present invention,

Figure 3 is an embodiment of the insurance product sales and compensation method using the Internet according to the present invention.

<Explanation of symbols for the main parts of the drawings>

100: computer insurance seller computer 110: buyer computer

120: network 130: management server

140: Buyer DB 150: Buyer Computer DB

160: insurance product DB 170: after-sales service DB

180: payment method 190: after-sales computer

A feature of the present invention for achieving the above object is that a computer insurance seller computer and a buyer computer are connected by a network, and the computer insurance seller's website management server registers and manages information of insurance products to be sold. And a payment means and a buyer database for managing the buyer's data, wherein the computer insurance seller registers insurance product information on a website for each of the insurance products to be sold. 1 course; A second step of searching for the insurance products that the buyer wants to purchase by connecting to the network; A third step of searching for the insurance products desired by the buyer and inputting the insurance product information, payment information, and personal information to be contracted; A fourth step of querying the payment information and the personal information of the buyer; A fifth step of informing the buyer if there is an error after checking the payment information and the personal information and ending a transaction, and completing a product purchase if there is no error; And a sixth process of notifying the purchaser of the fact of closing the transaction when the transaction is completed.

Preferably, the insurance product information is characterized in that the information such as insurance product name, price, guarantee details, guarantee method.

Preferably, the network is characterized in that the Internet network.

Preferably, the payment information is characterized in that the credit card number information.

Preferably, the personal information is characterized in that the information, such as the name, resident registration number, address of the buyer.

Preferably, in the sixth process, the buyer is informed of the fact of closing the transaction by e-mail.

According to another aspect of the present invention, a computer insurance seller computer and a buyer computer are connected to a network, and the computer insurance seller's website management server stores the insurance product database and data of the buyer to register and manage information on the sold insurance product. A method of selling and compensating insurance products, comprising: a buyer database to be managed, a buyer computer database to manage the computer specification data of the buyer, and an after-sales service database to perform after-sales service; A first process of data processing and managing information; A second step of the purchaser requesting a computer after-sales service; A third step of delivering the computer specification information of the purchaser and contents of an after service request to an after service computer; A fourth step of inputting result information after completion of the after-service; A fifth step of data processing and managing input result information; A sixth step of transmitting the input result information to the purchaser's computer; And a seventh process of the buyer evaluating the transmitted result information.

Preferably, the network is characterized in that the Internet network.

Preferably, the personal information is characterized in that the information, such as the name, resident registration number, address of the buyer.

Hereinafter, exemplary embodiments of the present invention will be described in detail with reference to the accompanying drawings.

1 is a block diagram of an apparatus for implementing an insurance product sales and compensation method using the Internet according to the present invention, Figure 2 is an embodiment of the insurance product sales and compensation method using the Internet according to the present invention.

1 and 2, the computer insurance seller computer 100 and the buyer computer 110 are connected to the network 120, which is the Internet network, and the server 130 for website management of the computer insurance seller computer 100 is Insurance product DB (160) to register and manage insurance product information, such as insurance product name, price, insurance details, insurance method to be sold, payment means 180, buyer DB 140 for managing the buyer's data insurance product In order to sell and compensate, the computer insurance seller using the computer insurance seller computer 100 registers the insurance product information on the website for each category of insurance products to sell (step S100), the buyer to the buyer computer 110 The insurance product to be purchased is searched by accessing the network 120 by using (step S110).

After searching for insurance products in step S110 and then searching for insurance products desired by the buyer (step S110), the insurance information to be contracted and credit card number information payment information and the buyer's name, social security number, address, etc. (Step S120), the buyer's payment information and personal information is inquired (step S130). After checking the payment information and personal information in step S130 and determines whether there is an abnormality (step S140), if there is an error is notified to the buyer (step S150), the transaction is terminated, and if there is no abnormality, the product purchase is completed (step S160). ). When the transaction is completed in step S160 step S150 informs the buyer of the facts of the transaction close by e-mail.

Figure 3 is an embodiment of the insurance product sales and compensation method using the Internet according to the present invention.

In FIG. 3, the computer insurance seller computer 100 and the buyer computer 110 are connected to a network 120 which is an internet network, and the website 130 for managing a website of the computer insurance seller provides information on sold insurance products. Insurance product DB 160 to manage registration, buyer DB 140 to manage the buyer's data, buyer computer DB 150 to manage the computer specification data of the buyer, after-sales service DB 170 for performing after-sales service In order to sell and compensate for the insurance product, data processing and management of personal information such as the buyer's name, social security number, address, and computer specification information entered by the buyer (step S200), the buyer requests a computer after-sales service (step S210).

When the computer after-service is requested in step S210, the computer specification information of the purchaser and the after-service request are transmitted to the after-service computer 140 (step S220), and after the completion of the after-service, input the result information (step S230). The result information input at step S230 is processed and managed (step S240), and the input result information is transmitted to the purchaser computer 110 (step S250), and the buyer evaluates the result information transmitted at step S250 ( Step S260).

As described above, in the detailed description of the present invention, specific embodiments have been described, but various modifications are possible without departing from the scope of the present invention. Therefore, the scope of the present invention should not be limited to the described embodiments, but should be defined by the claims below and equivalents thereof.

As a result, according to the insurance product sales and compensation method using the Internet according to the present invention the following advantages occur.

In other words, by incorporating a low-cost subscription fee, integrated management of customers and their computers is possible, and by providing a computer after-sales service for a certain period of time, it provides a more user-centered and stable computer environment and prevents computer problems. Proactive prevention can be guaranteed.

Claims (9)

The computer insurance seller computer and the buyer computer are networked, and the computer insurance seller's website management server includes an insurance product database, a payment method, and a buyer database that manages the information of the insurance product to be sold. In the method for selling and compensating insurance products, The computer insurance seller is a first step of registering the insurance product information on the website for each category of insurance products to sell; A second step of searching for the insurance products that the buyer wants to purchase by connecting to the network; A third step of searching for the insurance products desired by the buyer and inputting the insurance product information, payment information, and personal information to be contracted; A fourth step of querying the payment information and the personal information of the buyer; A fifth step of informing the buyer if there is an error after checking the payment information and the personal information and ending a transaction, and completing a product purchase if there is no error; And And a sixth process of notifying the buyer of the information of the closing of the transaction when the transaction is completed. According to claim 1, wherein the insurance product information Insurance product sales and compensation methods using the Internet, characterized in that the information such as insurance product name, price, coverage, coverage method. The network of claim 1, wherein the network is An insurance product sale and compensation method using the Internet, characterized by an internet network. The method of claim 1, wherein the payment information Insurance product sales and compensation method using the Internet characterized in that the credit card number information. The method of claim 1, wherein the personal information is Insurance product sales and compensation method using the Internet, characterized in that the information, such as the name, resident registration number, address of the buyer. The method of claim 1, The insurance product sales and compensation method using the Internet, characterized in that the notification of the closing of the transaction to the buyer in the sixth step is made by email. The computer insurance seller computer and the buyer computer are networked, and the computer insurance seller's website management server includes an insurance product database for registering and managing information on sold insurance products and a buyer database for managing the buyer's data. Claims [1] A method of selling and compensating insurance products, comprising: a buyer computer database for managing computer specification data of a customer; an after-service database for performing after-sales service; A first process of data processing and managing personal information and computer specification information input by the purchaser; A second step of the purchaser requesting a computer after-sales service; A third step of delivering the computer specification information of the purchaser and contents of an after service request to an after service computer; A fourth step of inputting result information after completion of the after-service; A fifth step of data processing and managing input result information; A sixth step of transmitting the input result information to the purchaser's computer; And And a seventh process of evaluating, by the purchaser, the transmitted result information. 8. The system of claim 7, wherein the network is An insurance product sale and compensation method using the Internet, characterized by an internet network. The method of claim 7, wherein the personal information is Insurance product sales and compensation method using the Internet, characterized in that the information, such as the name, resident registration number, address of the buyer.