KR20020031496A - Electronic commercial system and method for applying to payment function of a money repaid - Google Patents

Abstract

PURPOSE: A system and method for electronic commerce by supplying redemption money are provided to activate an electronic commerce by supplying a partial portion of a purchasing price to the corresponding buyer as a repayment form when the buyer connects to the Internet and a web site for selling the corresponding commodity and purchases a commodity after receiving a basic advertisement with respect to the commodity. CONSTITUTION: In an electronic commerce system connected to a plurality of user terminals through the Internet and for linking the user terminals with a shopping mall system on the Internet, a selling information database(132) stores basic information with respect to a commodity sold by the shopping mall system. A user database(131) stores user registration information including personal contents, repayment payment account information, commodity transaction details, repayment accumulation details with respect to the user. A selling information managing unit(122) transmits basic information with respect to the commodity through the user terminal. A payment processing unit(123) analyzes the commodity transaction details being inputted from the shopping mall system and calculates a repayment to be paid to the user. If repayment payment condition is satisfied, the payment processing unit(123) pays a repayment to the user.

Description

Electronic commercial system and method for applying to payment function of a money repaid}

The present invention relates to an electronic commerce system and a method using the repayment payment method, and more specifically, when a user purchases a product by accessing a specific shopping mall system through a system for mediating an electronic commerce, a certain amount of repayment is paid to a user. An electronic commerce system and method thereof are provided.

Recently, various types of commerce methods for connecting buyers and sellers have been carried out through a network, particularly the Internet.

Existing internet shopping malls provided information about products to users connected through the Internet, received orders, paid for the products, and then delivered the products to users.

In addition, a number of users are recruited as members, and services that provide different benefits depending on the cyber money or points earned by the user through electronic commerce are performed.

However, such a service may be inefficient because the Internet shopping mall system that sells products must perform tasks such as recruiting members, advertising products, and selling various kinds of products at once.

Therefore, the technical problem to be achieved by the present invention is that when a buyer who wants to purchase a product is provided with basic advertisements about the product by accessing it through the Internet, and then accesses a website that sells the product, the product is purchased to the buyer. An object of the present invention is to provide an electronic commerce system and a method using a repayment payment method that activates electronic commerce by paying a portion of an amount in the form of repayment.

In addition, another technical problem to be achieved by the present invention is to provide a reimbursement even if there is no separate access after the user purchases the product through the sharing of member information between the commerce system that provides the basic information about the product and the Internet shopping mall selling the product An object of the present invention is to provide an electronic commerce system and a method using a repayment payment method.

1 is a view showing the concept of an electronic commerce method applying the repayment payment method according to a first embodiment of the present invention.

2 is a block diagram showing the structure of an electronic commerce system according to a first embodiment of the present invention.

3 is a flowchart illustrating a process of purchasing a product using an electronic commerce system according to a first embodiment of the present invention.

4 is a flowchart illustrating a process of receiving repayment of a product price from an electronic commerce system according to a first embodiment of the present invention.

5A and 5B are diagrams illustrating the concept of an electronic commerce method applying a repayment payment method according to a second embodiment of the present invention.

6A and 6B are flowcharts illustrating a process of an electronic commerce method applying a repayment payment method according to a second embodiment of the present invention.

An electronic commerce system applying a repayment payment method according to a feature of the present invention for realizing such a technical problem is an electronic commerce system connected to a plurality of user terminals through the Internet and linking the user terminals with a shopping mall system on the Internet. A sales information database for storing basic information about products sold by the shopping mall system; A user database for storing user registration information including personal information about the user, repayment payment account information, product transaction details, and repayment accumulation details; A sales information manager which transmits basic information about the product through the user terminal; And calculating a repayment to be paid to the user by analyzing a product transaction history input from the shopping mall system, and when the repayment payment condition is satisfied, a payment processing unit for repaying the repayment to the user.

Here, the basic information about the commodity includes information on the kind, price, use, characteristics of the commodity, and reimbursement accumulated when purchasing the commodity.

In addition, the product transaction details are transaction details for the product that the user purchased by accessing the shopping mall system through the electronic commerce system.

In addition, the payment processing unit determines that the repayment payment condition is satisfied when the refundable period for the product purchased by the user has elapsed and the repayment accumulated by the user exceeds a certain amount, and the repayment to the user Pay.

On the other hand, the electronic commerce method applying the repayment payment method according to another aspect of the present invention is a commerce method using an electronic commerce system that is connected to a plurality of user terminals via the Internet, and links the user terminal with a shopping mall system on the Internet, A first step of providing basic information about a product sold by the shopping mall system through the user terminal; A second step of linking the user terminal with a shopping mall system selling the product when a product purchase request is input from the user terminal; A third step of requesting the shopping mall system for product transaction detail information of the user when a request for repayment payment is input from a user who purchased the product by accessing the shopping mall system; And calculating a repayment to be paid to the user based on the commodity transaction details information, and checking a repayment payment condition for the user and paying the repayment money when the payment condition is satisfied.

Meanwhile, the electronic commerce method using the repayment payment method according to another aspect of the present invention is a commerce method using an electronic commerce system that is connected to a plurality of user terminals through the Internet and links the user terminal with a shopping mall system on the Internet. A first step of providing basic information about a product sold by the shopping mall system through the user terminal; A second step of, when a product purchase request is input from the user terminal, generates a tag file for the user, transmits the generated tag file to the shopping mall system, and links the shopping mall system selling the product to the user terminal; A third step of storing the product transaction history information in the electronic commerce system when the product transaction history information of the user is input from the shopping mall system; A fourth step of calculating a repayment to be paid to the user based on the product transaction history information and checking a repayment payment condition for the user, and paying the repayment money if the payment condition is satisfied; It includes.

Here, the basic information about the commodity includes information on the kind, price, use, characteristics of the commodity, and repayment accumulated when purchasing the commodity.

The tag file is data representing a connection path and user information that the user terminal is linked to the shopping mall system through the electronic commerce system.

In addition, the product transaction details are transaction details for the product that the user purchased by accessing the shopping mall system through the electronic commerce system.

In the fourth step, when the refundable period for the product purchased by the user has passed after the user's confirmation procedure has passed, and the repayment accumulated by the user exceeds a certain amount, the repayment payment condition is satisfied. Pay the reimbursement to the user.

DETAILED DESCRIPTION Hereinafter, exemplary embodiments of the present invention will be described in detail with reference to the accompanying drawings.

1 is a view showing the concept of an electronic commerce method applying the repayment payment method according to a first embodiment of the present invention.

Referring to FIG. 1, when a user connected to an electronic commerce system (hereinafter referred to as a “commerce system”) to which a repayment payment method is applied using a user terminal and the Internet selects a product to purchase, the commerce system The user terminal is linked to an internet shopping mall system (hereinafter referred to as a "mall") that sells the corresponding product.

When the user accessing the shopping mall wishes to purchase after receiving the detailed information about the product, the user receives the personal information and the payment information from the user terminal and sells the product.

The detailed information transmitted by the shopping mall includes information such as the price of the product, the function of the product, the specification, and the like, so that the user purchases the product by referring to the information.

The repayment here means that part of the purchase price of the product is returned to the buyer who purchased the product, and the purchaser purchases the product as cheaply as the portion corresponding to the repayment amount.

Determination of repayment is made through an internal contract between the commerce system and the shopping mall, and a method of paying a certain percentage of the purchase price and a method of paying a certain amount each time a product is purchased may be used.

On the other hand, when a user who accesses a shopping mall through a commerce system purchases a product and then accesses the commerce system again and requests payment of a repayment for the purchase, the commerce system requests the shopping mall for information to confirm the user's purchase of the product. .

When the information confirming the fact that the product is purchased from the shopping mall is input, the commerce system transfers the prepaid repayment money to the user's account using the user's repayment payment account information and records the information in the database.

Next, the structure and operation of the electronic commerce system to which the repayment payment method according to the embodiment of the present invention is applied will be described.

2 is a block diagram showing the structure of an electronic commerce system according to a first embodiment of the present invention.

Referring to FIG. 2, the commerce system 100 is connected to the user terminal 200, the shopping mall 300, and the internet 400.

The commerce system 100 includes a web server 110, a control server 120, and a data storage unit 130.

The web server 110 is connected to the user terminal 200 and the shopping mall 300 through the Internet 400 to perform a web function for sending and receiving various web pages and the transmission and reception of various data. Since the Internet access function through the web server 110 is well known to those skilled in the art, a detailed description thereof will be omitted.

The control server 120 includes a user information manager 121, a sales information manager 122, and a payment processor 123.

The user information manager 121 records the personal information, the account information, etc. of the user input from the user terminal 200 connected to the commerce system 100, and stores the personal information and account information in the data storage unit 130. 100) performs a member authentication function to check whether the user accessing the user is already a member. In addition, a tag file is created and transmitted to the shopping mall 300.

The sales information management unit 122 receives the basic information stored in the data storage unit 130 received from the shopping mall 300 and transmits it to the user terminal 200 through the web server 110 and the Internet 400. It performs the function.

The payment processing unit 123 pays the repayment to the user by a method of bank transfer based on the user information stored in the data storage unit 130, updates the information about the information, and stores the information in the data storage unit 130. If the repayment condition for the user who requested the payment of the repayment is not satisfied, only payment information for the user stored in the data storage unit 130 is updated.

The data storage unit 130 includes a user information database 131, a sales information database 132, and a payment information database 133.

The user information database 131 stores personal information such as personal information of users subscribed to the commerce system 100.

The sales information database 132 stores basic product information showing simple information about the products sold in the shopping mall 300. Such commodity basic information includes a brief introduction to the commodity and information about the repayment provided by the commerce system 100.

The payment information database 133 stores payment information necessary for paying repayment, such as a user's account number, and also provides information such as a grace period for refunding a product purchased by the user and a limit of earning cash for repayment. Save it.

In addition, the user stores information such as the transaction details of the product purchased through the commerce system 100 and the accumulated details of repayments, and transmits it when a request from the payment processing unit 123 comes.

Next, an electronic commerce method applying the repayment payment method according to the first embodiment of the present invention will be described.

FIG. 3 is a flowchart illustrating a process of purchasing a product using an electronic commerce system according to the first embodiment of the present invention, and FIG. 4 is a flowchart illustrating a process of receiving repayment of a product price from an electronic commerce system.

With reference to the accompanying Figures 3 and 4 will be described with respect to the purchase process of the product and the repayment payment process.

First, a purchase process of the product is described. When the user terminal 200 accesses the web server 110 of the commerce system 100 through the Internet 400, the sales information management unit 122 stores the sales information database 132. In step S100, the basic product information stored in the transmission is transmitted to the user terminal 200.

The sales information manager 122 checks whether a signal for requesting product detail information is input from the user terminal 200 (step S110).

When a request signal for product detail information is input from the user terminal 200, the user information manager 121 accesses the commerce system 100 based on the personal information about the user stored in the user information database 131. It is checked whether the user is a member (step S120).

If the user is not a member, the user information manager 121 transmits the information requesting the user information to the user terminal 200 to induce membership, and accordingly, when the user inputs the personal information, the user information database ( 131) to register as a new member (step S130).

If the user is already registered as a member, the user information manager 121 links the user terminal 200 to the corresponding shopping mall 300 through the Internet 400, and the shopping mall 300 selects a product selected by the user. The detailed information about the data is transmitted to the user terminal 200 (step S140).

The detailed information includes detailed information on the corresponding product as described above.

When the user reads the detailed information about the product and inputs a purchase request for the product (step S150), the shopping mall 300 requests the user information, and the user through the user terminal 200, personal information and payment information. And so on (step S160).

The user completes the purchase process of the product by paying the price and receiving the product through the Internet 400 (step S170).

Technical information of accessing a shopping mall through the Internet to pay a price and trading a product is well known to those skilled in the art, and thus a detailed description thereof will be omitted.

Next, the payment of the repayment will be described with reference to FIG. 4.

When a signal for requesting payment of a repayment for a product purchased from the user terminal 200 connected to the commerce system 100 is input (step S200), the payment processing unit 123 checks whether the user has purchased the product. Request to the shopping mall 300 (step S220).

The payment processing unit 123 checks whether the user has purchased the product based on the information transmitted from the shopping mall 300 (step S230), and if it is not possible to confirm the purchase of the product requesting the payment of the repayment, the user terminal 200 And the procedure is terminated (step S240).

In this case, the purchase of the product refers only to a transaction made by accessing the shopping system 300 after receiving basic information about the product by accessing the commerce system 100. Therefore, the purchase of goods made separately without going through the commerce system 100 will not be recognized.

When the purchase of the corresponding product is confirmed, the payment processing unit 123 analyzes the purchase confirmation information transmitted by the shopping mall, calculates a repayment amount to be paid to the user, and checks whether the repayment condition for the user is satisfied (step S250). .

There are two major repayment terms.

The first is whether the refundable period has passed for the product purchased by the user. In other words, a transaction is confirmed after a period in which a refund, return, or exchange of the product can be made.

Second, whether the user's repayment earned through the purchase of multiple products has exceeded a certain limit. This does not mean that payments are made each time a product is traded, but that payments are made only after a certain amount of repayment is accumulated through continuous accumulation. By applying this method, it is possible to induce users to continuously access the commerce system 100, and also to reduce the financial cost by preventing the payment of a small amount of repayments several times.

If both conditions described above are satisfied for the user, the payment processing unit 123 pays the repayment to the user through account transfer based on the payment information stored in the payment information database 133 (step S260).

Then, payment information such as product purchase information and repayment accumulation details of the user stored in the payment information database 133 is updated (step S270).

If at least one of the payment conditions for the user is not satisfied, only the payment information for the user is updated and the procedure is terminated.

Next, an electronic commerce system and a method using the repayment payment method according to the second embodiment of the present invention will be described.

This constitutes a hub site by sharing information of members of a commerce system and a shopping mall, and provides a system and method for providing a simpler e-commerce environment.

When a user who accesses the shopping mall 300 through the commerce system 100 purchases a product, the shopping mall 300 immediately transmits the product purchase information to the commerce system 100, whereby the user connects to the commerce system 100 again. This eliminates the hassle of having to request repayment.

5A and 5B are diagrams illustrating the concept of an electronic commerce system according to a second embodiment of the present invention.

The difference between FIG. 5A and FIG. 5B is that the type of tag file transmitted by the commerce system 100 to the shopping mall 300 is different.

Here, the tag file refers to data including a connection path and user information on the Internet 400 of the user terminal 200 accessing the shopping mall 300, and is created by the user information manager 121 in the control server 120. do. In other words, the user who purchased the product in the shopping mall 300 using the user terminal 200 informs that the user is connected through the commerce system 100, and includes data including user registration information and user information necessary for purchasing the product. Say. Therefore, the user who accesses the shopping mall 300 through the commerce system 100 eliminates the inconvenience of having to input user information once again.

There are two types of tag files, tag 1 and tag 2. Tag 1 includes access path data and comprehensive user registration information for the user, so that a user who accesses the shopping mall 300 when a member joins a shopping mall and purchases a product Can be used as necessary information.

Tag 2 includes access path data and user basic information data necessary for purchasing a product, thereby eliminating inconvenience of inputting user information once the user accesses the shopping mall 300.

This is to give the user one more choice about whether to purchase only the product through the shopping mall 300 after the user accesses the shopping mall 300, and the type of the tag file is used by using the user terminal 200. You choose it yourself.

If a shopping mall 300 does not require any user information in order to purchase a product, the meaning of this division will disappear.

First, referring to FIGS. 5A and 5B, when the user accesses the commerce system 100 using the user terminal 200, the commerce system 100 is the same as in the commerce system 100 according to the first embodiment. ) Transmits basic product information through the user terminal 200 and allows the user to purchase the product through the shopping mall 300.

At this time, the commerce system 100 generates a tag file for the user and transmits the generated tag file to the shopping mall 300. The type of the tag file is selected by the user.

Basically, the tag 1 and tag 2 files eliminate the inconvenience of inputting user information once again after the user accesses the shopping mall 300.

However, when the user selects the tag 1, the user becomes in the same state as registering the member of the shopping mall 300 at the same time as the user accesses the shopping mall 300, and may receive various information such as new product information from the shopping mall 300 later. If the tag 2 is selected, since the minimum basic information data required by the shopping mall 300 is transmitted when the user purchases the product, the use of this data is limited to the access and purchase.

When a user purchases a product through the shopping mall 300, the shopping mall 300 transmits a purchase history of the product to the commerce system 100 without a separate request.

The commerce system 100 allows the user to check the product purchase history based on the input product purchase history, calculates a repayment amount for the user, and pays the repayment money to the user when the repayment payment condition is satisfied.

Next, operations of the commerce system according to the second embodiment of the present invention will be described with reference to FIGS. 6A to 6B.

First, when the user terminal 200 accesses the web server 110 of the commerce system 100 through the Internet 400, the sales information management unit 122 stores the basic product information stored in the sales information database 132. Transfer to step 200 (step S300).

The sales information manager 122 checks whether a signal for requesting product detail information is input from the user terminal 200 (step S310).

When a request signal for product detail information is input from the user terminal 200, the user information manager 121 accesses the commerce system 100 based on the personal information about the user stored in the user information database 131. It is checked whether the user is a member (step S320).

In step S320, if the user is not a member, the user information manager 121 transmits the information requesting the user information to the user terminal 200 to induce membership, and when the user inputs the personal information, it is user information. It is stored in the database 131 and registered as a new member (step S330).

When the member authentication operation for the user is completed, the user information manager 121 requests input of a selection signal for the tag file through the user terminal 200, and when a selection signal for the tag file is input from the user, The tag file is created and transmitted to the shopping mall 300 (step S340).

When the user authentication process and tag file creation process for the commerce system 100 is completed, the user information management unit 121 links the user terminal 200 to the corresponding shopping mall 300 through the Internet 400. The shopping mall 300 transmits detailed information about the product selected by the user to the user terminal 200 (step S350).

When the user reads the detailed information about the product and inputs a purchase request for the product (step S360), the shopping mall 300 checks the type of the tag file input from the commerce system 100 (step S370).

If the user selects the tag 1, the user pays the price and purchases the product based on the user information attached to the tag file, and may later omit the member registration of the shopping mall 300 when accessing the shopping mall 300. When the user selects the tag 2, only the basic information necessary for the purchase is included, and when the user reconnects to the shopping mall 300, the user receives the tag selection again (step S380).

When the purchase of the product through the shopping mall 300 is completed, the shopping mall 300 transmits purchase confirmation information indicating the product transaction history of the user to the commerce system 100, and the commerce system 100 transmits the received information to the payment information data. The data is stored in the base 133 (step S390).

The payment processing unit 123 reconfirms whether the user has purchased the product based on the purchase history information transmitted from the shopping mall 300 (step S400), and if it is impossible to confirm the purchase of the product, the payment message is sent to the shopping mall 300. After the transmission, the procedure ends (step S410).

If the purchase of the goods is confirmed, as in the first embodiment, after checking whether the repayment conditions are satisfied, the bank transfer or database update operation is performed (steps S420 to S440).

As described above, the difference between the commerce system according to the first embodiment and the second embodiment is whether a user should request payment of a repayment after purchasing a product.

It is possible to create a profitable model and provide a more convenient shopping environment for users by jointly providing a service by combining a plurality of shopping malls that have a business partnership with a commerce system in a single system.

Embodiments of the present invention are not limited to the above description, and various modifications may be made by those skilled in the art without departing from the claims described below.

According to the present invention, a buyer can easily receive information on various products through the Internet, and can also easily access a shopping mall system that sells a desired product and purchase the product.

In addition, when purchasing a product by accessing the shopping mall through a commerce system, a part of the purchase price is paid in the form of repayment money, so that various products can be purchased at low cost.

In addition, the shopping mall that sells and distributes products through the present invention can increase self-sales by efficiently utilizing a structured electronic commerce system, and establish a standard distribution structure based on a product list price system. It is expected to be a new alternative to direct shopping malls.

Claims (10)

In an electronic commerce system that is connected to a plurality of user terminals via the Internet, and linking the user terminal with a shopping mall system on the Internet, A sales information database for storing basic information about products sold by the shopping mall system; A user database for storing user registration information including personal information about the user, repayment payment account information, product transaction details, and repayment accumulation details; A sales information manager which transmits basic information about the product through the user terminal; And A payment processing unit that analyzes the product transaction history input from the shopping mall system, calculates a repayment to be paid to the user, and pays a repayment to the user when a repayment payment condition is satisfied; Electronic commerce system applying a repayment payment method comprising a. The method of claim 1, Basic information about the product, An electronic commerce system to which a repayment payment method is applied, comprising information about a kind, a price, a use, a feature of a product, and a reimbursement credited when the product is purchased. The method of claim 2, The product transaction history is, E-commerce system applying a repayment payment method characterized in that the transaction history for the product purchased by the user connected to the shopping mall system through the e-commerce system. The method of claim 3, The payment processing unit, When the refundable period for the product purchased by the user has passed, and the repayment accumulated by the user exceeds a certain amount, it is determined that the repayment payment condition is satisfied, and the repayment is paid to the user. Electronic commerce system applying the repayment payment method. In the commerce method using an electronic commerce system that is connected to a plurality of user terminals via the Internet, and links the user terminal with a shopping mall system on the Internet, A first step of providing basic information about a product sold by the shopping mall system through the user terminal; A second step of linking the user terminal with a shopping mall system selling the product when a product purchase request is input from the user terminal; A third step of requesting the shopping mall system for product transaction detail information of the user when a request for repayment payment is input from a user who purchased the product by accessing the shopping mall system; And A fourth step of calculating a repayment to be paid to the user based on the product transaction history information and checking a repayment payment condition for the user, and paying the repayment money if the payment condition is satisfied; Electronic commerce method applying a repayment payment method comprising a. In the commerce method using an electronic commerce system that is connected to a plurality of user terminals via the Internet, and links the user terminal with a shopping mall system on the Internet, A first step of providing basic information about a product sold by the shopping mall system through the user terminal; A second step of, when a product purchase request is input from the user terminal, generates a tag file for the user, transmits the generated tag file to the shopping mall system, and links the shopping mall system selling the product to the user terminal; A third step of storing the product transaction history information in the electronic commerce system when the product transaction history information of the user is input from the shopping mall system; A fourth step of calculating a repayment to be paid to the user after confirming the user based on the commodity transaction history information, and checking a repayment payment condition for the user and paying the repayment money if the payment condition is satisfied; Electronic commerce method applying a repayment payment method comprising a. The method of claim 5 or 6, wherein the basic information about the product, An electronic commerce method using a repayment payment method comprising a kind, a price, a use, a feature of a product, and information about a repayment accumulated when the product is purchased. The method of claim 7, wherein the tag file, E-commerce method using a repayment payment method characterized in that the user terminal is a connection path or data indicating the connection path and the user information linked to the shopping mall system through the electronic commerce system. The method of claim 8, wherein the commodity transaction history, E-commerce method using a repayment payment method characterized in that the transaction details of the goods purchased by the user connected to the shopping mall system through the e-commerce system. The method of claim 9, wherein the fourth step, Repayment payment characterized in that the repayment is paid to the user when the refundable period for the product purchased by the user has passed, the repayment accumulated by the user exceeds a certain amount and the repayment payment conditions are satisfied. E-Commerce Method Applied.