KR20000050067A - Internet commerce method by difference discount ratio to follow cashing order - Google Patents

Abstract

PURPOSE: An internet commerce method applying graded discount rates dependent on purchasing order is provided to apply the discount rates according to the purchasing order of a purchaser in internet shopping sites. CONSTITUTION: A purchaser logs in an operator server through the internet(S10). The purchaser accesses the shopping site of the operator server and determines the purchase of goods(S20). The purchaser processes a procedure to pay the price for the determined goods(S30). The operator server confirms a distribution method of the purchased goods and the purchaser(S40). The operator server notifies graded discount rates dependent on purchasing order(S50). The operator server adjusts the balance of a final discount rate and refunds it(S60).

Description

Internet commerce method by difference discount ratio to follow cashing order}

The present invention relates to an internet commerce method that applies a differential discount rate according to a purchase rank. More particularly, the present invention relates to an internet commerce system and a method of determining a ranking of purchasing a product in an internet shopping mall and allowing a purchase at a product price to which a predetermined discount rate is applied.

Recently, with the increasing trend of Internet users, electronic commerce using Internet shopping malls has been actively performed. In order to support e-commerce, an internet shopping mall system is required.

The conventional method of selling by e-commerce is a purchase method (auction) by controlling the price of a product by a competition between a large number of buyers and a few sellers, and a purchase method through a price control by a competition between a large number of sellers and a few buyers. (Reverse auction) and selling methods (co-purchase) that compensate buyers for the reduced part of the production cost by changing the discount rate according to the number of buyers are common.

However, the conventional electronic commerce method does not provide a method of selling for the purpose of early sale of the product, so if the product cannot be sold for a predetermined period of time, the value of the product decreases or the product cannot be recognized. The loss risk of the seller is always inherent, and the customer also has a problem that the complaints due to the opportunity loss that can be canceled if a certain number of customers do not gather.

In addition, in the case of a joint purchase in which a supplier discounts a product price as a plurality of buyers want to purchase, there is a problem in that there is no process of attracting waiting consumers who want to purchase at a price that decreases when a certain number is recruited to a real buyer. .

The present invention is to solve the problems of the conventional Internet commerce method, an object of the present invention is to provide an Internet commerce system and method for applying a discount rate according to the purchase order of the buyer in the Internet shopping site.

Another object of the present invention is to provide an internet commerce method in which a product price is lowered and applied when a number exceeding a number set by a buyer in the process of applying a discount rate according to the purchase rank is applied.

Still another object of the present invention is an internet commerce method for improving the actual purchase conversion of purchase waiters and buyers' price satisfaction through a bidding method of forming an appropriate product price with the product price suggested by the buyer in the process of applying the discount rate differential and applying the price drop. To provide.

As a technical concept for achieving the object of the present invention, the present invention includes an operator server connected to a shopping mall site, a mail server, a payment authentication system and a database storage device, and a purchaser terminal capable of accessing the operator server through the Internet. In the Internet system, when a purchaser applies for a purchase at the shopping mall site, the operator server judges the purchase order of the purchase applicant and presents the discount rate applied to the purchaser to make the purchase, and when the purchaser reaches a predetermined number or more, The present invention proposes a commerce system and a method using an internet system that presents a commodity price to purchase a commodity at a reduced price, and refunds the difference of the final discounted amount from the amount presented at the time of purchase.

1 is a schematic configuration diagram of an internet commerce system of the present invention.

2 is a flowchart of an embodiment of an internet commerce method of the present invention.

3 is a flowchart illustrating an example of a process of purchasing a product in an embodiment of the Internet commerce method of the present invention.

4 is a flowchart illustrating another example of a process of purchasing a product in the embodiment of the Internet commerce method according to the present invention.

5 is a flowchart illustrating an example of a process of applying a differential discount rate according to a purchase rank in an embodiment of the Internet commerce method according to the present invention.

6 is a flowchart illustrating an example of a payment process of a product price in an embodiment of the Internet commerce method of the present invention.

<Description of Major Symbols in Drawing>

1, 2: buyer terminal 3, 4: supplier terminal

5: shopping mall site 6: operator server

7: mail server 8: payment authentication system

9: Storage 10: Buyer Information Database

11: Purchase Rank Information Database 12: Bidding Information Database

13: Product Information Database 14: Buyer Mileage Database

15: Resident database

Hereinafter, with reference to the accompanying drawings for the configuration and operation of the embodiment of the present invention will be described in detail.

1 is a schematic configuration diagram of an internet commerce system applying a discount rate according to a purchase rank of the present invention.

As shown in Fig. 1, a shopping mall site 5, a mail server 7, a payment authentication system 8 and a storage device 9 storing various databases and an operator server 6 connected to a network; A supplier terminal having a purchaser terminal (1) (2) having communication means for connecting to the operator server (6) via the Internet, and a supplier terminal having communication means for connecting to the operator server (6) via the Internet ( 3) (4) is included.

The storage device (9) includes a buyer information database (10) for storing buyer information, a purchase ranking information database (11) for storing ranking information of a buyer purchasing a product, and bidding information for storing bidding information of buyers. The purchaser is provided with a database 12, a product information database 13 for storing information such as a still image or a moving image, a product price, a product description of a product registered on a shopping site, and a difference between a buyer's differential discount rate and a final discount rate. A buyer mileage database 14 for the refund and a shopper mileage database 15 for storing the information of the supplier member entered in the shopping site are included.

The purchaser terminal (1) (2) and supplier terminal (3) (4) are each provided with a communication means consisting of a web browser and an Internet dedicated line or modem that can be connected to the shopping site (5) of the operator server (6) Doing.

The shopping site 5 includes a web program that registers products to be sold by the suppliers and allows the buyer terminal to access and search, order, and the like.

The payment authentication system is a system for authenticating the credit information on the buyer's financial transaction in response to an inquiry request from the operator server. The payment authentication system may be a server of a financial institution or an authentication server built separately.

The mail server 7 is an Internet mail system capable of transmitting various notifications and information from the operator server to the purchaser terminal or supplier terminal.

In the embodiment of FIG. 1, when a purchaser requests a product from the shopping site 5 to a purchaser buyer terminal, the operator server 6 determines the purchase rank of the purchase applicant and presents a discount rate applied to the purchaser terminal to purchase the product. If the purchaser exceeds a certain number, the purchaser presents the reduced product price at the operator server to purchase the product at the reduced price, and the appliance buyer refunds the difference between the final discounted amount and the proposed price.

In addition, in the process of applying the discount rate according to the purchase rank, a program for purchasing a buyer by presenting an appropriate price for a product is provided to serve as an Internet commerce.

The process of implementing the Internet commerce method of the present invention using the system will be described in more detail.

A personal computer, Internet television, or equivalent multi-buyer terminal accesses the operator server through the customer interface. The buyer goes through the web browser installed on his terminal to purchase the information on the operator's server of the shopping site, transfer and transfer information, bid (bargain) price, order history inquiry, and purchase compensation. In response to the buyer's request, the customer interface provides order information and reward information to the buyer's terminal.

All the databases of the shopping site are centrally configured together with the operator server, and the operator server delivers the buyer's order information to the purchase ranking database, and purchase information, differential discount information based on the purchase priority, and future prediction according to the buyer. Acquire the discount information, additional discount information at the end of the sale in the current state, special discount rate notice information, future sales volume change information, sales period change information, etc. and inform the buyer or update the change.

In addition, the process of providing information, such as settlement of the compensation amount according to the differential discount rate applied after the sale of the target product and settlement of mileage compensation according to the transfer of the transfer.

In addition, the bidding (bargaining) price presented by the buyer and the purchase waiter and real-time notification of the situation, the bidding (bargaining) price is provided to the supplier and determine.

If the purchaser wants to pay for the goods purchased by the purchaser between the operator server and the payment authentication system, such as a credit card, prepaid card, or electronic money, the payment method is required. And exchange information such as approval (or denial).

In addition, when the buyer or purchaser proposes the desired purchase price, it is temporarily stored in the buyer information database and notified to all buyers through the operator server, and the information is sent to the supplier's server so that the supplier determines the final price through the database. Send and receive information.

2 is a flowchart of an embodiment of an internet commerce method of the present invention.

Referring to Figure 2 with respect to the transaction method of applying the discount rate according to the purchase rank using the Internet commerce system of FIG.

Login step S10 for accessing the operator server via the Internet to the buyer terminal,

Determining a purchase of a product by accessing a shopping site of the operator server (S20);

Processing a procedure of paying for the purchase-determined product (S30);

The method of confirming the delivery method and the user of the purchased goods (S40),

Notifying the operator of the differential discount rate according to the purchase order (S50),

After the purchase price and the sale of the product is finished, the difference between the final discount rate is settled and a refund is included (S60).

In the above embodiment, after the purchaser or the supplier accesses the Internet through the terminal, if the user is not a registered member, the method may further include registering a member.

After performing the login step, the operator server may further include transmitting and displaying information such as a discount rate differential application and an event participation according to a purchase rank to the shopping site.

In addition, the purchase decision process may further include a step for the buyer to bargain with the supplier by presenting the appropriate product price.

After the settlement, the refund step may transfer the deductible amount of the purchase price and the final discount rate to the buyer account and pay cash directly or deliver the product directly to the buyer when the goods are delivered. You can use this method to earn miles with usable points. Furthermore, the method may be further characterized by further comprising a system that can be automatically approved as the amount when the final purchase amount is determined in the state of receiving payment authentication as the initial purchase amount when paying with a credit card or the like. Of course, only the final amount is less than the initial amount.

3 is a flowchart illustrating an example of a process of purchasing a product in an embodiment of the Internet commerce method of the present invention.

Logon step (S100) for accessing the shopping site of the operator server via the Internet to the buyer terminal,

Recognizing that the purchaser is connected to the shopping site in the operator server, and displaying a message or the like for the discount rate differential application system on the shopping site (S110);

Step (S120) in which the buyer searches for a product to be purchased by the buyer in a shopping site;

A product selection step (S130) of clicking a product image on a site to select a product to be purchased after the search;

Displaying the current purchase rank and the applied discount rate of the selected product by the operator server on the corresponding page (S140);

A step in which the buyer selects whether to purchase at a price applied to a discount rate or participate in an auction on the corresponding page based on the product information (S150);

If the user selects to purchase at a discounted price in the selection step, entering an order by inputting a corresponding product order key (S160);

If the bidding step is selected in the selection step, if the bid server activates the bid participation page, inputting the desired product price on the page (S170),

Transmitting the input desired price from the operator server to the provider terminal (S180);

Determining the closing of the transaction according to the decision of the supplier, and returning to the purchasing method selection step when the bidding transaction is not completed, and ending the purchasing process when the bidding transaction is completed (S190).

The product information display step (S140) is the current discount rate of the sale product in the product information database in the operator server, the discount rate added at the first purchase, the end of the sale time, the sale start time, the discount rate added to the purchaser later to the shopping site, etc. Display step.

In the embodiment of the present invention, whether the buyer purchases the product by applying a discount rate according to the purchase rank or chooses a bidding purchase method that allows the supplier to determine the selling price by presenting an appropriate price based on the price to which the discount rate is applied. This allows buyers to purchase goods at lower prices.

4 is a flowchart illustrating an example of a process of purchasing a digital product in an embodiment of the Internet commerce method according to the present invention.

If the purchased product is a digital product, an operator authentication number is assigned by the operator server, and the customer can enjoy the right to purchase in the future using the assigned use authentication number. For example, in the case of a school tuition fee or a travel agency's tourism voucher, the operator server sends a list of the user's authorization numbers to the seller of the product, and the seller of the product recognizes the purchase as a purchase customer through a procedure such as a verification check. Recognizing the right to go through

As shown in FIG. 4, a step of selecting a product to be purchased after searching for a product on a shopping site at the purchaser terminal (S200);

If there is a notification of purchase approval (S210) displaying the product information on the purchase server, the applied discount rate of the current product in the operator server on the page of the shopping site,

In step S220, the buyer selects a purchase method for purchasing a discount or participating in bidding.

Entering a purchase key to place an order (S230)

Determining, by the operator server, whether the selected product is a digital product (S240);

If it is confirmed that the product is a digital product, the step of performing the payment authentication procedure and assigning a user authentication number (S2550);

Transmitting the user authentication number from the operator server to a purchaser terminal at step S260;

Receiving the transmitted user authentication number from a purchaser terminal (S270);

Presenting the use authentication number comprises the step of purchasing a digital product (S280).

5 is a flowchart illustrating an example of a process of applying a differential discount rate according to a purchase rank in an embodiment of the Internet commerce method according to the present invention.

In step S300, a buyer accesses a shopping site through a terminal and selects a product, and then selects a discount application.

Receiving the purchase request key input from an operator server and retrieving a purchase rank and a discount rate of a corresponding product from the purchase rank information database (S310);

Calculating a purchase rank of a current purchase request in an operator server and storing it in the database (S320);

Computing and storing a discount rate corresponding to the current purchase rank in the operator server (S330),

Calculating a product price according to a discount rate applied to the purchase rank at an operator server and displaying the purchase rank, discount rate, and applied price on a corresponding page (S340);

Calculating and determining whether the cumulative number of purchasers including the purchaser in the operator server exceeds a preset number (S350);

In the step of determining the cumulative number of buyers, if it is determined that the set value is less than the set value continues to return to the step to determine, and if it is determined that the set value is exceeded by lowering the price of the commodity to display on the page (S360),

Calculating a difference between the price of the drop and the purchase price of the purchaser by the operator server (S370);

Transferring the calculated difference to the buyer account or accumulate as a mileage point provided in the operator server (S380).

If the buyer and the recipient of the goods in the same step or the same position in step S380 may be paid directly to the buyer at the time of delivery.

After performing the step S380, it is configured to return to the set number of buyers determination step to perform repeatedly to reduce the price of the commodity every time the number of buyers exceeds the number set in stages.

The step S380 includes processing settlement and mileage adjustment.

The operator server instructs the buyer who wants to be compensated by cash with the additional discount rate to the bank, transfers directly to the requested buyer's account, or directs the transfer, and sends the adjusted settlement mileage to the buyer who requested the mileage accumulation. Earn by adjusting to the base. After the adjustment settlement is completed, the operator server may perform a step of providing the buyer with the cash deposit details and the reserve details using a communication means such as a web browser, webmail, and mobile service.

6 is a flowchart illustrating an example of a payment process of a product price in an embodiment of the Internet commerce method of the present invention.

When the buyer selects a product to be purchased, the operator server recognizes this and opens a product order window. When the purchase decision of the product selected in the product order window is confirmed, the operator server enters the payment procedure execution step. If the customer selects the payment method as a payment method that requires verification of eligibility, such as a credit card, prepaid card or electronic money, the main server connects to the gateway port of the payment system's payment system to approve payment. Request to verify the validity of the customer's eligibility as a payer. For the customer who confirms the validity of the qualification result, the order is issued by granting the approval number.

Looking at the payment process in more detail with reference to Figure 6,

Accessing the payment authentication system from the operator server through a network (S400);

Inquiring the financial credit information of the buyer who applied for a product purchase to the payment authentication system (S410),

Retrieving the credit information of the corresponding buyer from the payment authentication system based on the purchaser information received from the operator server (S420);

Determining whether the purchase price is valid in the payment authentication system based on the retrieved information (S430);

If it is determined that the buyer is ineligible as a result of determining the credit information of the buyer, notifying the purchaser payment authentication impossibility to the operator server (S440);

An operation server notifying the purchaser terminal of the purchaser terminal and receiving a purchase notification from the operator server and ending a purchase process (S450);

Notifying the operator payment verification to the operator server when it is determined that the purchaser is eligible as a result of determining the purchaser credit information in the payment verification system (S460);

Notifying the purchaser terminal of the purchase approval in the operator server which has received the payment authentication (S470);

The purchaser who has received the purchase approval selects whether to pay the current time of payment in the shopping site (S480);

If it is determined by the operator server that the selected payment time is not the present, notifying the purchaser terminal of an amount corresponding to the discount rate that is finally applied after the sale of the corresponding product (S490);

If the selected payment time is recognized as the present at the operator server includes the step (S400) of paying the current activation rate applied amount.

In another embodiment of the present invention, the transfer and transfer of goods may be performed by agreement between buyers. In this case, when a transfer is made under the agreement of both buyers, if the request for approval is received between the buyers, the transfer will be transferred to the new settlement and mileage adjustment step after the transfer is approved. The approval of the transfer of transfer must be on the verge of reaching the packaging and delivery stage of the purchase.

In addition, when the purchaser selects the online payment method for the online order processing procedure, the operator server periodically accesses the online order database to check whether the payment is made. The confirmed purchaser has the status of the confirmed buyer, and subsequent processing is the same as the step of issuing the approval number.

The scope of protection of the present invention is not limited to the embodiments of the present invention described above, and may include various embodiments of a commerce method for differentially applying a product price according to a purchase rank on a network.

According to the present invention described above, the following effects can be obtained.

First of all, it is necessary to set a certain period of time for sale, and if the time is exceeded, the product that loses the value of the product can be prematurely completed through early sales through differential purchase method. It can provide an environment for active marketing activities. For example, in the case of ticket sales, regardless of whether the goods are sold or not, passengers must start with or without passengers, but if the sales method according to the present invention is completed early, the increase of flight or It is possible to proactively cope with marketing activities, such as replacing seats with more seats, thereby enjoying economic benefits, minimizing the economic losses caused by canceling after booking without cash transactions, and contributing to the reservation culture.

This purchasing environment can be used in various ways, including academic tuition fees, movies, theaters, concerts, lectures, various stadiums, railway tickets, travel agency tourism gift certificates, production plans for new product launches, and marketing activities to check the trends of buyers. The effect is to provide opportunities to minimize the economic and opportunity costs incurred in planning disruptions.

In addition, as the number of buyers increases, more buyers are secured as prices fall, so that not only preferential buyers but also final buyers can enjoy economic benefits through discounted commodity prices. The cost of production can be reduced, and bargaining with each other forms a guideline for active pricing and pricing based on the market principle between the supplier and the consumer, and the consumer can obtain the satisfaction of purchasing the product at the desired price. Actively responding to the needs of consumers can increase the supply of goods and increase product awareness.

In addition, bidding (bargaining) is a method of converting the blind slashing method, which is a traditional commerce method, to a sales method in the Internet commerce through active market price in which a large number of buyers participate, and this bidding method is particularly a new product It can be used as an active marketing technique to calculate the appropriate selling price based on the supplier's judgment on the distribution of the buyer's desired price and desired price of the product, and furthermore, the product sales criteria are purchased in the process of falling prices as the number of buyers increases. The process of differentially applying and bidding the prices according to the quantity can be converted into a purchase method with producers and intermediate retailers as well as producers and end consumers as well as with intermediary wholesalers, thereby reducing the cost of distribution and profits. And share the structure There is an effect of goodness that can best express the characteristics of the e-commerce using the Internet.

Claims (15)

A storage device storing a shopping site, a mail server, a payment authentication system, and various databases, an operator server connected to a network, a purchaser terminal having communication means for accessing the operator server through the Internet, and the operator server An internet system comprising a provider terminal having a communication means that can be connected to the Internet through the Internet, The storage device includes a buyer information database storing buyer information; A purchase ranking information database for storing ranking information of the purchaser of the product by the buyer; A bidding information database for storing bidding information of the buyers; A product information database for storing information such as still or moving images of a product registered in the shopping site, a product price, an applied discount rate, and a product description; A buyer mileage database for refunding the difference between the differential discount rate and the final discount rate of the buyer; A storeholder database for storing information of supplier members who have entered the shopping site; When the buyer selects the product to be purchased from the shopping site, the product price of the current discount rate is displayed on the web page, and the buyer can conduct commerce at the discount rate applied price and apply the discount rate differentially according to the order of purchase. Internet commerce system applying a differential discount rate according to the purchase rank, characterized in that. The method according to claim 1, The payment authentication system connected to the network by the operator server, if there is a purchase request for the purchase of the goods of the buyer, when the operator's server queries the financial credit information of the buyer, retrieves the buyer's credit information and transmits the result to the operator server. Internet commerce system to apply a differential discount rate according to the purchase rank, characterized in that. The method of claim 1, wherein when the buyer wants to purchase a product by accessing the shopping site through the purchaser terminal, the buyer inputs a desired price of the product to an operator server, and transmits the desired price data received from the operator server. An internet commerce system applying a differential discount rate according to the purchase rank, characterized in that the commerce is closed by transmitting to the provider terminal. A storage device storing a shopping site, a mail server, a payment authentication system, and various databases, an operator server connected to a network, a purchaser terminal having communication means for accessing the operator server through the Internet, and the operator server In the method for performing electronic commerce using an Internet system including a provider terminal having a communication means that can be connected to the Internet via the Internet, A login step of accessing an operator server through the Internet to the purchaser terminal; Determining a purchase of a product by accessing a shopping site of the operator server; Processing a payment process for the product of the purchase decision; Notifying the buyer terminal of the differential discount rate according to the purchase order from the operator server; An internet commerce method that applies a differential discount rate according to the purchase order, comprising the step of calculating a difference between the final purchase price and the final discount rate after the sale of the product and refunding it. In the internet commerce method of claim 4, After the purchaser or supplier accesses the Internet through a terminal, if the user is not a registered member, registering the member further comprises applying for a differential discount rate according to the purchase order. In the internet commerce method of claim 4, When the buyer selects a product to be purchased at the shopping site, the operator server further comprises the step of transmitting the information on the purchase order of the product, the differential discount information according to the purchase order to the shopping site according to the purchase ranking according to Internet commerce method applying differential discount rate. In the internet commerce method of claim 4, After the settlement, the refunding step transfers the deductible amount of the purchase price and the final discount rate to the buyer's account and pays the cash directly, or delivers the difference directly when the buyer and the recipient of the goods are in the same or equivalent position. The method and the Internet commerce method applying a differential discount rate according to the purchase rank, characterized in that the step of accumulating the mileage points available in the mileage database of the buyer provided in the operator server. The method of claim 4, wherein the purchasing product determining step includes: a logon step of accessing a shopping site of an operator server through the Internet to a purchaser terminal; Recognizing, by the operator server, that the buyer is connected to a shopping site, and displaying a message or the like for the discount rate differential application system on the shopping site; The buyer searching for a product to be purchased by the buyer on a shopping site; A product selection step of clicking a product image on a site to select a product to be purchased after the search; Displaying, on the corresponding page, product information such as a current purchase rank of the selected product and an applied discount rate by the operator server; Selecting, by the buyer, whether to purchase at a discount rate or participate in an auction based on the product information; In the selecting step, if you choose to buy at the price applied to the discount step to enter the order key for the product; When the bidding is selected in the selection step, inputting a desired price of a product on the page when the bidding page is activated in the operator server; Transmitting the input desired price from an operator server to the supplier terminal; Determining the closing of the transaction according to the supplier's decision and returning to the purchasing method selection step when the bidding transaction is not completed, and ending the purchase process when the bidding transaction is completed. Commerce method. The method of claim 4, wherein the determining of the purchased product comprises: selecting a purchased product after searching a product of a shopping site in a purchaser terminal; Searching for a product on a shopping site in a buyer terminal and selecting a purchased product; If there is a notification of purchase approval, displaying the product information on the corresponding page of the shopping site on the purchase server, applied discount rate, etc. of the current product, The buyer selecting a purchase method for a discounted purchase or participation in a bid, Entering a purchase key to place an order, Determining, by the operator server, whether the selected product is a digital product; If the product is determined to be a digital product, performing a payment authentication procedure and assigning a user authentication number; Transmitting the user authentication number from the operator server to a purchaser terminal; Receiving the transmitted user authentication number at a purchaser terminal; The Internet commerce method of applying a differential discount rate according to the order of purchase, comprising the step of purchasing the digital goods by presenting the use authentication number. The method according to claim 4, wherein the step of applying the differential discount rate according to the order of purchase includes selecting a product by applying a discount rate after the purchaser accesses a shopping site through a terminal and selects a product; Receiving the purchase request key input from an operator server and retrieving a purchase rank and a discount rate of a corresponding product from the purchase rank information database; Calculating and storing the purchase rank of the current purchase request in the operator server in the database; Calculating and storing a discount rate corresponding to the current purchase rank in the operator server; Calculating a product price according to a discount rate applied to the purchase rank at an operator server and displaying the purchase rank, discount rate, and applied price on a corresponding page; Calculating and determining whether the cumulative number of purchasers including the purchaser in the operator server exceeds a preset number; If it is determined that the accumulated number of buyers is less than the set value, the process returns to the step of continuously determining; Calculating, by the operator server, the difference between the suggested drop price and the purchase price of the existing buyer; And transferring the calculated difference to a buyer account or accumulating the mileage points provided in an operator server. The method according to claim 10, wherein after performing the bank transfer or mileage accrual step, returning to the set number of buyers determination step is repeated to reduce the price of the commodity every time the number of buyers exceeds the number set in stages Internet commerce method applying a differential discount rate according to the purchase rank, characterized in that. The method according to claim 4, wherein the payment procedure processing step comprises the steps of accessing the payment authentication system via a network at the operator server; Querying the payment authentication system for the financial credit information of the buyer who applied for the purchase of the product; Retrieving the credit information of the corresponding buyer from the payment authentication system based on the purchaser information received from the operator server; Determining the validity of the purchaser qualification in the payment authentication system based on the retrieved information; Informing the operator server that the purchaser cannot be authenticated if it is determined that the credit information of the buyer is ineligible; An operation server notifying the purchaser terminal of the purchaser terminal that has received the impossible notification and ending a purchase process; Notifying the operator payment verification to the operator server when it is determined that the purchaser is eligible as a result of determining the buyer credit information in the payment verification system; Notifying the purchaser terminal of the purchase approval in the operator server receiving the payment authentication; Selecting whether or not the purchaser who has received the purchase approval is the current payment period on the shopping site; If it is determined by the operator server that the selected payment time is not the present, notifying the purchaser terminal of an amount corresponding to the discount rate that is finally applied after the sale of the product; And if the selected payment timing is recognized as the present at the operator server, paying a current discount rate applied amount. The Internet commerce method of claim 4, wherein the purchaser transfers the goods purchased by the buyer to a third party, and the third party transfers the goods to the third party. Way. The method of claim 13, wherein the transfer of the goods is performed by a transfer requester requesting a transfer approval number by inputting information such as transfer price, user approval number, etc. by accessing the operator server to a terminal; Receiving the transfer approval number request data from the operator server, searching and confirming a buyer database, and transmitting the transfer approval number to the transfer candidate terminal; Transmitting the transfer approval number received by the transfer candidate to the terminal to the assignee; Requesting the transfer approval by accessing the transfer server receiving the transfer approval number by inputting the transfer approval number; Checking the transfer approval number at the operator server that has received the transfer approval request data, and calculating the mileage of the transferor and the transferor through mileage adjustment and settlement; And assigning a new user approval number for the product in the operator server and transmitting the new user approval number to the assignee. The Internet commerce according to claim 4, wherein the payment step includes a process of being settled according to an intention to pay at any time if the amount is lower than the first suggested price without determining the payment amount. Way.