KR20000024609A - System and method for management fund into internet - Google Patents

Abstract

PURPOSE: A method and a system for employing funds through an internet is provided to raise and employ funds on the basis of an objective information about an enterprise by showing a client's preference for a new merchandise of the enterprise. CONSTITUTION: A method and a system for employing funds through an internet comprises the steps of: raising funds from a web client connected to a web browser; providing information about merchandise to the client and asking an evaluation of the merchandise; producing a value of an enterprise according to the evaluation of the merchandise; determining the enterprise to invest the funds on the basis of the produced value of enterprise and buying stocks of the enterprise; ringing up a profit by the stocks; and distributing the dividend to each member.

Description

SYSTEM AND METHOD FOR MANAGEMENT FUND INTO INTERNET}

The present invention relates to a method and a system for operating a fund through the Internet, and in particular, to evaluate the types of products and intangible products of companies published on the Internet site, and to evaluate the products with higher ratings. The present invention relates to a method and a system for operating a fund through the Internet, in which a fund is invested in shares of a company having a profit.

Today, Internet services are in the limelight of many people, including the world wide web (WWW), which links information around the world like a spider's web and makes it easy for users to access. Be in the spotlight. With the activation of the World Wide Web, access to the Internet through a web browser has become commonplace. In addition, the number of Internet users, called web clients, is gradually increasing due to the improvement of Internet services.

In line with the activation of the Internet, contents provided through the Internet are gradually diversified to meet the needs of Internet users, and among them, Internet services related to finance are developing rapidly compared to other fields.

In particular, the stock sector in the financial sector has been attracting attention as a home-based means, and its interest is increasing, and stock trading over the Internet has already become commonplace.

However, the service of the stock sector that is currently provided to the individual through the Internet is an individual's funds, which is only enough to help buy and sell the stocks under the subjective judgment of the individual, but does not provide a better service.

In other words, stock investment is not being driven based on an objective evaluation of the company.

An object of the present invention is to provide a method and system for operating a fund through the Internet, which constitutes a fund only for those who are registered as members, and invests and distributes profits of the funds.

In addition, the present invention allows members to evaluate intangible commodities, such as the type of enterprise and the type of company provided or the Internet site managed by the company, the service provided by the company, and invest funds in stocks based on the evaluated result. The aim is to provide a method and system for operating funds through the Internet.

1 is a diagram schematically illustrating a system and an operation for operating a fund through the Internet according to an embodiment of the present invention.

2 is a block diagram of a system for operating a fund through the Internet according to an embodiment of the present invention.

FIG. 3 is a block diagram of a system for operating a fund via the Internet according to an embodiment of the present invention in which each component of FIG. 2 is embodied.

4 is a flowchart illustrating the operation of a system for operating a fund through the Internet according to an embodiment of the present invention.

In order to achieve the above technical problem, a system for operating a fund through the Internet according to a feature of the present invention provides a web client connected through the Internet to become a fund member, and a web client who becomes a fund member. It grants the right to evaluate information and products provided by the company, and invests in the fund and invests in the funds of the fund members invested in the company based on the result of the fund member's evaluation. The benefits resulting from this result are equally distributed to fund members by the system of the present invention.

To this end, a system for operating a fund through the Internet according to a feature of the present invention includes a homepage management server, a product evaluation server, and a fund management server.

The homepage management server provides a web page containing service information in response to a request of a web client connected through the Internet, and provides information on membership registration and fund composition.

The product evaluation server is configured to provide and evaluate information of a plurality of companies and information on tangible and intangible products provided by the company to a web client registered as a member by the homepage management server. Compute the results to calculate the investment grade for the company.

The fund management server constitutes a fund whose members are web clients who want to invest in stocks, and invests the fund funds in the stocks of the corresponding companies based on the investment grade calculated by the product evaluation server. Distribute revenue to members of the fund.

Here, the product evaluation server calculates the value of the company by combining the information of the company or a new product providing module that provides the intangible or tangible product provided by the company to the fund member, and the fund member's evaluation of the product provided by the company. It is preferable to include a valuation calculation module and a company / commodity database in which information about a company and intangible or tangible commodity information provided by the company are stored.

Here, tangible goods are general products, and intangible goods are services, advertisements, and the like.

And, the fund management server constitutes the fund as members, and checks the current value of the investment module, the invested stocks, which invests the funds in a certain ratio in the stocks of the companies of the investment grade calculated by the valuation calculation module. Profit rate is calculated for the initial investment cost, and the profit management module that generates profit by selling the stock when the calculated profit rate reaches the target rate of return, and distributes the profit generated by the profit management module to each member in a certain ratio. An investment distribution module, and information about the fund funds consisting of corporate advertising costs and subscription fees are stored, it is preferable to include a fund funding database managed by the investment module, investment distribution module.

On the other hand, the method of operating the fund through the Internet according to another feature of the present invention for achieving the technical problem,

A fund configuration step of constructing a fund with web clients connecting from a web browser;

A product evaluation step of providing the web client with tangible / intangible product information provided by the company and the company to evaluate the product;

An enterprise value calculation step of calculating a company value by collecting and determining product evaluations of the web clients;

A stock investment step of determining a company to invest fund funds based on the calculated enterprise value and investing fund funds in the stock of the corresponding company; And

A profit generation step of checking the invested stock and trading the stock if the profit reaches the target value; And

Allocating the profits generated to members.

In this case, the fund is preferably an advertising fee received from the advertiser that launched the advertisement in the site. In addition, fund funds are preferably funds raised by the advertising costs and members.

Hereinafter, with reference to the accompanying drawings will be described a method and system for operating the fund over the Internet according to the features of the present invention.

First, referring to Figures 1 and 24 will be described schematically the operation of the system for operating the fund over the Internet according to an embodiment of the present invention. 1 is a view schematically showing an operation of a system for operating a fund through the Internet according to an embodiment of the present invention, and FIG. 4 is a view showing a fund through the Internet according to an embodiment of the present invention. This is a flowchart showing the schematic operation of the operating system.

1 and 4, the web server 1000 of the present invention transmits home page file information to a web browser 10 connected through the Internet, and logs in from the web browser 10 through the home page file. in) Upon receiving the signal, if the web client is a member, the member ID account (S100, S200).

At this time, if the web client is a non-member, the web server 1000 transmits member registration web page file information to the web browser 10 so that member registration is performed. At this time, membership registration fee is free. The web server 1000 provides the member with information about the company and information (A) about new products (types of products or services, advertisements, etc.) provided by the company, and requests personal preferences for the new products and companies provided. (S300).

In addition, the web server 1000 calculates an evaluation result for each company based on the preferences written by the web clients, and uses the evaluation result as a fund management. In other words, the web server 1000 invests fund funds at a rate corresponding to the ranking of the evaluation criteria, in which the evaluation criteria are above a certain level. In more detail, the web server 1000 invests fund funds in one or two corporate stocks having a high preference for each stock group (S400 and S500).

Herein, the investment scheme is not limited to the above and may be arbitrarily changed within a predictable range. It is preferable to use fund funds only from advertising expenses received from companies, but in some cases, funding and advertising expenses of members who want to invest.

When the fund is invested in the stock, the web server 1000 checks the stock price of the invested company in real time, determines whether the checked stock price has increased by the initial investment price ratio target, and when the stock price reaches the target price, Selling the invested shares to generate a profit (S600). Conversely, if a loss of money is caused by a stock investment, it is sold at a certain amount, for example, if a loss of about 10% of the total fund funds occurs, the stock is sold, and the amount sold is reinvested in the stock with the highest profit.

Then, the web server 1000 distributes the generated profit to the members (S700).

2 to 5, the operation of the system for operating the fund via the Internet according to an embodiment of the present invention will be described.

2 is a block diagram of a system for operating a fund through the Internet according to an embodiment of the present invention. As shown in FIG. 2, a system for operating a fund through the Internet according to an embodiment of the present invention includes a homepage management server 1100, a product evaluation server 1200, and a fund management server 1300.

The homepage management server 1100 provides a web page containing a service information corresponding to a request of a web client connected through the Internet to a web browser, and determines whether the connected web browser is a member or a non-member, If the user is a non-member, the member registration window is provided to the web client to register as a member.

When the product evaluation server 1200 receives a signal requesting a company / new product preference display from a web browser, the product evaluation server 1200 provides and provides information on a plurality of companies and information on tangible / intangible products provided by the company. It displays preferences for tangible and intangible products and companies, and the web clients receive a signal about the evaluation preferences from a web browser, evaluate the companies from the preferences, and calculate investment grades according to the evaluation results.

The fund management server forms a fund whose members wish to invest in stocks, and prepares fund funds by requesting investment funds from the fund members. In addition, the fund management server invests the funds in investment-grade qualified corporate stocks calculated by the product evaluation server, calculates the profit generated by the investment in real time, and generates a profit when the calculated profit reaches the target value. To distribute the proceeds to members of the fund.

3 to 5 will be described in detail the operation of the system for operating the fund over the Internet according to an embodiment of the present invention. FIG. 3 is a block diagram of a system for operating a fund via the Internet according to an embodiment of the present invention in which each component of FIG. 2 is embodied.

As shown in Figure 3, the system for operating the fund via the Internet according to an embodiment of the present invention, the web browser 10, homepage management server 1100, product evaluation server 1200 and the fund management server 1300 Is made of.

Of these, the homepage management server 1100 includes a homepage management module 1110, a homepage DB (database) 1120, and a member DB 1130.

The homepage management module 1110 receives a URL resource request signal from the web browser 10 as the web client inputs a corresponding Uniform Resource Locator (URL), and in response thereto, reads the homepage file information from the homepage DB 1120. Send to the web browser (10). The homepage management module 1110 receives an ID and password signal from the web browser 10 and searches whether there is an ID and password received from the member DB 1130 to determine whether the web client is a member or a nonmember. To judge. If the web client is a member, the homepage management module 1110 then reads the web page containing the content corresponding to the signal received from the web browser 10 from the homepage DB 1120 and transmits it to the web browser 10.

Here, the content of the web page transmitted from the homepage management module 1110 to the web browser 10 may be a content that allows a web client to be registered as a fund member, a fund history, that is, fund funds, company / new product information, Content about investment companies, rate of return, and profit distribution. Such content is changed by the product evaluation server 2000 and the fund management server 3000.

Meanwhile, the homepage DB 1120 stores content information such as web page file information and advertisement information for operating the homepage, and the member DB 1130 includes personal information of the web client registered as a member and funds information entrusted to the fund. It is stored.

The product evaluation server 1200 includes a new product providing module 1210, a evaluation calculation module 1220, a company / product DB 1230, and an evaluation DB 1240.

When the new product providing module 1210 receives a signal requesting an indication of a preference for a company / new product from the web browser 10, information about the companies stored in the company / product DB 1230 and the presence / absence provided by these companies. Intangible new product information is read and transmitted to the web browser 10. Then, the web browser 10 receives information about the company / new product from the new product providing module 1210 and displays it on the monitor, so that the web client displays the preference for some or all of the company / new product displayed on the monitor. Display. At this time, the preference display is to select one of the numbers within a certain range provided from the new product providing module 1210.

When the web client indicates a preference, a signal for this preference is transmitted to the evaluation calculation module 1220 through the web browser 10.

Then, the evaluation calculation module 1220 determines the preference signal, calculates a value, that is, investment value, for the company as the preference, and stores the evaluated enterprise value information in the evaluation DB 1240. Here, the company providing the tangible / intangible goods stored in the company / new product DB 1230 pays a predetermined advertising cost, which is operated by the fund management server 1300 as fund funds.

The fund management server 1300 includes an investment module 1310, a yield management module 1320, an investment distribution module 1330, and a fund fund DB 1340.

The investment module 1310 electronically deposits fund funds received as advertising expenses to the securities company (D) in which the account is opened, and reads the value of the company calculated by the evaluation calculation module 1220 from the evaluation DB 1240 and invests it. Judge companies in the class, and invest funds at a set rate in the companies' shares. As an example, the investment module 1310 limits the number of companies to be invested to five or less, and 20%, 15%, 10%, 5%, 5% of the fund funds are invested in the order of the best enterprise value.

The yield management module 1320 receives the current price of the invested stocks from the securities company (D) who opened the account, calculates the return on the initial investment cost based on the received stock prices, and when the calculated return reaches the target yield After selling the stock, it generates a profit.

The investment distribution module 1330 electronically withdraws the profit generated by the yield management module 1320 from the securities company D, divides it by the number of members read from the withdrawn member DB 1120, and deposits the profit into each member's account. Distribute to each member.

The fund fund DB 1340 stores information on corporate advertising costs, membership fees, investment stock companies, securities accounts, and the like.

In the present invention, it is preferable to re-invest some of the profits generated as fund funds. In addition, since the dividend decreases as the number of members increases, the present invention receives a membership subscription fee from a certain number of members, and the subscription fee can be used as dividends and fund funds.

On the other hand, the present invention receives a membership subscription fee at the time of membership registration, it is possible to use the membership subscription fee as fund funds, the present invention provides non-members with a corporate value calculated through the evaluation of the company and the preference of the web client for a fee, It is possible to use paid information expenses as profits or funds for members.

Although the above has been described with reference to a preferred embodiment of the present invention, those skilled in the art will be able to variously modify and change the present invention without departing from the spirit and scope of the invention as set forth in the claims below. It will be appreciated.

According to the present invention, the web client can display preferences for the new products provided by the company and the company, thereby securing a customer with a high purchasing power from the company's point of view and gaining profit from the member's point of view.

In addition, the present invention can secure an objective evaluation of the company has the effect of providing information that can be used for personal stock investment.

Claims (8)

A fund configuration step of constructing a fund with web clients connecting from a web browser; An evaluation step of providing the web client with tangible / intangible product information provided by the company and the company to evaluate the web client; An enterprise value calculation step of calculating a company value by collecting and determining product evaluations of the web clients; A stock investment step of determining a company to invest fund funds based on the calculated enterprise value and investing fund funds in the stock of the corresponding company; And A profit generation step of checking the invested stock and trading the stock if the profit reaches the target value; And A method of operating a fund via the Internet that includes a profit sharing step of allocating profits generated to members. The method of claim 1, wherein the fund configuration step Accessing and registering a registered web client as a fund member; And forming a fund fund based on the advertisement fee received from the company. The method of claim 1, wherein the fund composition step, Making a fund member a web client having a fund investor among the web clients registered as a member; And forming a fund fund using advertising funds received from a company and funds invested by the web client. In claim 1, The evaluation step, And a web client indicating a preference for the company or the new product. In claim 1, The stock investment stage is Determining a company that has a good investment evaluation through evaluation of the company obtained through the enterprise value calculation step; A method of operating a fund over the Internet, the method comprising investing fund funds at a rate set in a stock of a company to be invested. A homepage management server providing a web page containing service information in response to a request of a web client connected through the Internet and providing information on membership registration and fund composition; Providing and evaluating information of a plurality of companies and information on tangible and intangible products provided by the company to a web client registered as a member by the homepage management server, and calculating the result evaluated by the web client A product valuation server that calculates an investment grade for the; And A fund comprising a web client that wants to invest stocks, invests the fund funds in the stocks of the company based on the investment grade calculated by the product evaluation server, and returns the profits generated by the fund A system for operating a fund over the Internet comprising the fund management server for allocating members. In claim 6, The product evaluation server A new product providing module for providing the fund members with intangible or tangible goods provided by the company or the intangible or tangible goods provided by the company, a valuation calculation module that collects the valuation of the fund members for the goods provided by the company and calculates the value of the company; A system for operating a fund through the Internet, comprising a company / product database that stores information about the company, and intangible or tangible product information provided by the company. In claim 6, The fund management server, An investment module for constructing a fund with members and investing a fund at a predetermined rate in stocks of companies of the investment grade calculated by the valuation calculation module, A yield management module that checks the current price of the invested stocks, calculates the yield on the initial investment cost, and sells the stocks when the calculated yield reaches the target yield, generating profits; An investment distribution module for allocating profits generated by the yield management module to each member at a predetermined ratio to profits; and A system for operating a fund through the Internet, wherein information about a fund fund including a corporate advertisement fee and a membership fee is stored and includes a fund fund database managed by the investment module and the investment distribution module.