KR102508779B1 - Guarantee purchase service provision system and method - Google Patents

Abstract

The present invention relates to a guarantee purchase service providing system and method.
To this end, the present invention provides a selection module for receiving an input as to whether or not to join a guarantee purchase program from a purchaser terminal who wants to purchase a new product; and when the selection module receives an input to sign up for the guarantee purchase program, the estimated value of the product's usage period is retrieved from the database, the purchase application period is calculated by applying the estimated value of the usage period to the purchase date, and the purchase application period is calculated to be displayed on the purchaser's terminal. A warranty purchase service providing system including a module is provided.

Description

Guarantee purchase service providing system and method {omitted}

Embodiments of the present invention relate to technology for providing warranty purchase services.

In general, when a consumer needs a product, it is purchased in the form of a new or used product or borrowed in the form of rental or lease.

When purchasing a new product, psychological satisfaction may be relatively high in that an unopened product that has not been used by others can be used, but there is a price burden and the inconvenience of having to dispose of a used product after use.

On the other hand, when purchasing in the form of a used product, psychological satisfaction is not great in that it has been used by others, but has the advantage of being relatively less expensive.

The form of borrowing, using, and returning, such as rental or lease, has recently been widely used in that both new and used products are available.

In particular, in the case of childcare products and baby products for which the use period and period are set, their use and utility rapidly decrease after a certain period of time after purchasing a new or used product. Unlike the case of car leases, products with these characteristics need to be treated specially because their use and utility rapidly decrease over a certain period of time.

It is required to develop a win-win business model that can reduce the price burden of new product buyers and the efforts of second-hand product buyers to secure excellent products.

Prior art literature: KR Patent Publication No. 2018-0063574 (published on June 12, 2018)

The present invention has been made to solve the above problems, and in particular, an object of the present invention is to provide a service that can reduce the actual purchase cost when purchasing a new product and reduce the fatigue of second-hand sales after use.

A guarantee purchase service providing system according to the present invention devised to achieve the above object includes a selection module that receives an input as to whether or not to join a guarantee purchase program from a purchaser terminal who wants to purchase a new product; and when the selection module receives an input to sign up for the guarantee purchase program, the estimated value of the product's usage period is retrieved from the database, the purchase application period is calculated by applying the estimated value of the usage period to the purchase date, and the purchase application period is calculated to be displayed on the purchaser's terminal. contains the module

In addition, when the selection module receives an input to join the guarantee purchase program, the expected compensation amount calculation module retrieves the estimated value of the used purchase price corresponding to the estimated value of the period of use of the product from the database, calculates the expected compensation amount, and displays it on the purchaser terminal. can include more.

In addition, the expected compensation amount calculation module may calculate the expected compensation amount by reflecting the residual value ratio, used transaction activity, feel index, category trend index, and category brand ranking in the estimated value of the second-hand purchase price.

In this case, the new product may be a product for which a period of use is determined according to the user's age.

A guarantee purchase service providing method according to the present invention includes the steps of (a) a price display module displaying a purchase price of a new product on a purchaser's terminal; (b) receiving, by the selection module, whether or not to join a warranty purchase program from a buyer terminal who wants to purchase a new product; (c) When the selection module receives an input to sign up for the guarantee purchase program, the purchase application period calculation module calculates the purchase application period by taking the estimated value of the product's usage period from the database and applying the usage period estimation value to the purchase date. displaying on a terminal; and (d) when the selection module receives an input of signing up for the guarantee purchase program, the expected compensation amount calculation module retrieves the estimated value of the used purchase price corresponding to the estimated value of the period of use of the product from the database, calculates the expected compensation amount, and displays the expected compensation amount to the purchaser terminal. Including displaying

In addition, in the method for providing a guarantee purchase service according to the present invention, (e) the expected actual purchase price calculation module converts the value obtained by subtracting the expected compensation amount in step (d) from the purchase price of the new product in step (a) to the purchaser terminal as the expected actual purchase price. A displaying step may be further included.

According to the present invention, a new product buyer (used product seller) can resell the used product again after a certain period of time, so that the cost of purchasing a new product can be substantially reduced, and the fatigue of second-hand sales after use can be reduced. there is

In addition, according to the present invention, the operating server can secure excellent used products with a confirmed history, can take a three-step profit structure, and used product buyers can purchase certified used products, which helps to secure high-quality used products. It has the effect of reducing the effort required.

In addition, according to the present invention, a standard market price is provided by forming the reliability of the automatically estimated used transaction price, convenience for setting an appropriate used transaction price at the time of sale, convenience for identifying an appropriate used transaction price when purchasing, and price There is an effect of increasing the convenience and reliability of used transactions by identifying and blocking fraudulently lured transactions according to factors in advance.

In addition, according to the present invention, it is possible to increase the recycling of idle resources according to the general increase in the convenience of used transactions, thereby saving social resources, improving environmental problems, and further increasing the common benefit of society.

1 is a flowchart of a guarantee purchase service providing system and method according to a preferred embodiment of the present invention;
2 is a block diagram of a guarantee purchase service providing system according to a preferred embodiment of the present invention;
3 is a block diagram of an expected compensation amount calculation module in FIG. 2;
4 is a diagram implementing an example of a guarantee purchase service providing system according to a preferred embodiment of the present invention;
5 is an example of application of a recell bank module among expected compensation amount calculation modules.

Hereinafter, preferred embodiments of the present invention will be described in detail with reference to the accompanying drawings. First, in adding reference numerals to components of each drawing, it should be noted that the same components have the same numerals as much as possible even if they are displayed on different drawings. In addition, in describing the present invention, if it is determined that a detailed description of a related known configuration or function may obscure the gist of the present invention, the detailed description will be omitted. In addition, although preferred embodiments of the present invention will be described below, the technical idea of the present invention is not limited or limited thereto and can be modified and implemented in various ways by those skilled in the art.

1 is a flowchart of a guarantee purchase service providing system and method according to a preferred embodiment of the present invention.

The warranty purchase service providing system and method according to a preferred embodiment of the present invention can be applied to all products regardless of the type and nature of the product. In particular, the present invention is suitable for products whose use period is determined according to the user's age, such as baby products.

Referring to FIG. 1 , a new product seller sells a new product to a new product buyer (①). At this time, the seller of the new product earns a profit corresponding to the difference between the cost or purchase price and the selling price. The seller of the new product may be the same entity as the warranty purchase operation server (hereinafter referred to as the operation server) or may be a different entity. In FIG. 1, for convenience, the new product seller and the operating server are shown as separate subjects.

Buyers of new products are at the same time sellers of used products. The purchaser of the new product makes a contract with the operation server for the warranty purchase program through the purchaser's terminal (②). The operation server earns a profit corresponding to the insurance cost when signing a guarantee purchase program (revenue 1).

According to the warranty purchase contract, after the new product buyer (used product seller) uses the product, the operating server proceeds with the warranty purchase (③).

The operation server can earn sales brokerage revenue (revenue 2) by brokering sales so that the seller of the new product can sell the new product to the buyer of the new product. As described above, if the new product seller and the operation server are separate entities, this corresponds to the profit that the operation server can earn by putting the new product seller's products on the operation server and mediating sales with the new product buyer. On the other hand, if the seller of the new product and the operating server are the same entity, ① the revenue from the sale of the new product will be the revenue of the operating server.

Through this, the high-quality used products secured by the operating server are sold to the used product buyers, and through this, the operating server earns profits from selling used products (revenue 3).

In summary, if the new product seller and the operating server are different subjects, the operating server can raise insurance cost revenue, sales brokerage revenue, and used product sales revenue. You can raise sales revenue, insurance cost revenue, and used product sales revenue. In both cases, the operating server can design a three-step profit structure.

Through this revenue model, new product buyers (used product sellers) can resell used products after a certain period of time, thereby substantially reducing new product purchase costs and reducing fatigue from second-hand sales after use. .

In addition, the operating server can secure excellent used products whose history has been confirmed, and can take a three-step profit structure.

In addition, buyers of used products can purchase certified used products, reducing the effort required to secure high-quality second-hand products.

According to the present invention, when purchasing a new product, it is possible to conclude a second-hand sale by concluding a warranty purchase contract.

2 is a configuration diagram of a guarantee purchase service providing system according to a preferred embodiment of the present invention, and FIG. 3 is a configuration diagram of an expected compensation amount calculation module in FIG. 2 . 4 is a diagram implementing an example of a guarantee purchase service providing system according to a preferred embodiment of the present invention. 5 is an example of application of a recell bank module among expected compensation amount calculation modules.

Referring to FIGS. 2 to 4 , the warranty purchase service providing system according to a preferred embodiment of the present invention includes a price display module 10, a selection module 20, an insurance cost display module 30, and a purchase application period calculation module. (40), an expected compensation amount calculation module 50, and an expected actual purchase price calculation module 60.

The price display module 10 displays the purchase price of a new product on the purchaser's terminal. Referring to the left terminal screen of FIG. 4 , the price display module 10 displays the price of a product at the top of the screen. Of course, the purchase price of the product may be displayed as a discounted price.

The selection module 20 receives an input as to whether or not to join a guarantee purchase program from a purchaser terminal who wants to purchase a new product. Referring to the terminal screen on the left side of FIG. 4 , a check box for signing up for the warranty purchase program is displayed.

The insurance cost display module 30 displays the insurance cost corresponding to the subscription fee for the guarantee purchase program on the screen of the purchaser's terminal. The cost of insurance can be set in various ways, and of course, it can be indicated free of charge in accordance with the policy.

When the selection module 20 receives an input to join the guarantee purchase program, the purchase application period calculation module 40 calculates the purchase application period by fetching the estimated value of the product's use period from the database and applying the estimated value of the use period to the purchase date. and displayed on the purchaser's terminal.

For example, if the purchase date of a specific product is 2020.12.20 and the estimated period of use is a walking aid for 6 to 12 months, the purchase application period calculation module 40 adds 6 to 12 months to the purchase date to determine the purchase application period from 2021.6.20 to 2021.6.20. It is calculated as 12.20 and displayed on the buyer's terminal.

The estimated value of shelf life is stored in a database for each product. In the case of a new product that is not stored in the database, the period of use can be calculated and entered directly.

When the selection module 20 receives an input of signing up for the guarantee purchase program, the expected compensation amount calculation module 50 retrieves the estimated used purchase price corresponding to the estimated value of the period of use of the corresponding product from the database, calculates the expected compensation amount, and calculates the expected compensation amount. displayed on the terminal. The expected compensation amount calculation module 50 calculates the expected compensation amount by reflecting various factors on the used purchase price, which will be described later.

The expected actual purchase price calculation module 60 displays a value obtained by subtracting the expected compensation amount of the expected compensation amount calculation module 50 from the new product purchase price of the price display module 10 as the expected actual purchase price on the buyer terminal.

For example, referring to the terminal screen in the middle of FIG. 4 , since the purchase price of a new product is 950,000 won and the expected compensation amount is 475,000 won, the expected actual purchase price is 485,000 won. Of course, since a new product is purchased and used for 950,000 won and the estimated compensation amount is given when a warranty purchase application is made within the purchase application period, the estimated actual purchase price is the value reflected in the current new product purchase price by converting the future value of the new product into the present. can be seen as an amount.

Referring to FIG. 3 , the expected compensation amount calculation module 50 includes a used purchase price estimation module 52, a resell bank module 54, and a correction module 56.

The used purchase price estimation module 52 automatically estimates the value of used assets using big data and artificial intelligence technology. The second-hand purchase price estimation module 52 automatically calculates an appropriate second-hand price through new product price, purchase period, used market price, search frequency, asking price by region, and competitive product analysis.

The resell bank module 54 applies an index reflecting the transaction value and ease of transaction in the second-hand transaction of the product to the price automatically calculated by the second-hand purchase price estimation module 52. As indicators, residual value rate, used transaction activity, feel index, category trend index, category brand ranking, etc. can be applied.

The residual value rate is an indicator of the ratio of the used price to the new price that is formed after a product's normal use period.

Used transaction activity is an indicator of the product's activity in the used transaction market, and is calculated as the ratio of used sales volume to new product sales volume in the corresponding month.

The pill index is an index that shows how much the product is needed by the target customer, and is calculated according to the nature of the product in consideration of the elasticity of demand and the substitution effect of goods.

The category trend index is an index that reflects the preference, market share, and purchase ranking of the corresponding product within the same category. Functional and design differentiation and originality within the same category are also reflected.

The category brand ranking indicates the competitive ranking of the corresponding brand within the same category, and is classified according to awareness, sales volume, and activity level of the brand.

Referring to Figure 5, the product has a residual value rate of 80% (high), used transaction activity of 68% (low), category trend index 92 (very high), category brand ranking 7th (average), pill index 48 (average) An example calculated by is shown.

The correction module 56 corrects the value whose weight is reflected by the recell bank module 54 by reflecting a price increase factor or a price decrease factor. Reasons for price decline include feeling of use, scratches, dents, color peeling, breakdown, and loss of accessories.

Next, a guarantee purchase service providing method according to a preferred embodiment of the present invention will be described.

Step 1 is a step in which the price display module displays the purchase price of a new product on the buyer's terminal.

Step 2 is a step in which the selection module receives an input of whether or not to join a warranty purchase program from a buyer terminal who wants to purchase a new product. At this time, the cost for subscribing to the guarantee purchase program, that is, the insurance cost may be displayed on the purchaser's terminal.

In step 3, when the selection module receives an input to sign up for the guarantee purchase program, the purchase application period calculation module retrieves the estimated value of the product's usage period from the database, applies the estimated value to the purchase date, calculates the purchase application period, and calculates the purchase application period. This is the step of displaying on the terminal.

In step 4, when the selection module receives an input to sign up for the guarantee purchase program, the expected compensation amount calculation module retrieves the estimated used purchase price corresponding to the estimated value of the product's usage period from the database, calculates the expected compensation amount, and displays it on the purchaser's terminal. It is a step to

Specifically, step 4 is step 4-1, which automatically calculates the appropriate used price through new product price, purchase period, used market price, search frequency, asking price by region, and competitive product analysis, etc. In the 4-2 step and 4-2 step, which applies indicators that reflect the transaction value and ease of transaction in the used transaction of the product, such as price, residual value rate, used transaction activity, feel index, category trend index, category brand ranking, etc. It includes steps 4-3 of correcting the value reflected by the weight by reflecting the price increase factor or decrease factor.

Step 5 is a step of displaying a value obtained by subtracting the expected compensation amount in step 4 from the purchase price of the new product in step 1 as an estimated actual purchase price on the buyer terminal.

The above description is merely an example of the technical idea of the present invention, and those skilled in the art can make various modifications, changes, and substitutions without departing from the essential characteristics of the present invention. will be. Therefore, the embodiments disclosed in the present invention and the accompanying drawings are not intended to limit the technical idea of the present invention, but to explain, and the scope of the technical idea of the present invention is not limited by these embodiments and the accompanying drawings. . The protection scope of the present invention should be construed according to the claims below, and all technical ideas within the equivalent range should be construed as being included in the scope of the present invention.

10 - Price display module
20 - optional module
30 - Insurance cost display module
40 - Purchase application period calculation module
50 - Expected compensation amount calculation module
52 - Used Purchase Price Estimation Module
54 - resell bank module
56 - Calibration module
60 - Expected actual purchase price calculation module

Claims (6)

a selection module that receives an input as to whether or not to join a warranty purchase program from a purchaser terminal who wants to purchase a new product;
An insurance cost display module that displays insurance costs corresponding to the subscription fee for the guarantee purchase program on the screen of the purchaser's terminal;
When the selection module receives an input to sign up for a guarantee purchase program, a purchase application period calculation module that retrieves the estimated value of the product's usage period from the database, calculates the purchase application period by applying the estimated value of the usage period to the purchase date, and displays it on the purchaser's terminal. ; and
When the selection module receives an input to sign up for the guarantee purchase program, the estimated compensation amount calculation module retrieves the estimated value of the used purchase price corresponding to the estimated value of the period of use of the product from the database, calculates the expected compensation amount, and displays it on the purchaser terminal.
including,
The expected compensation amount calculation module,
Second-hand purchase price estimation module that estimates used purchase price by reflecting new product price, purchase period, used market price, search frequency, asking price by region, and competitive product analysis;
A resell bank module that applies indicators that reflect the transaction value and ease of transaction in the second-hand transaction of a product to the price automatically calculated by the second-hand purchase price estimation module;
A correction module that corrects the value that is weighted by the resell bank module by reflecting a price increase factor or a price decrease factor
Including,
The indicators of the resell bank module are the residual value ratio, which is the ratio of used market price to new product price formed after a product's normal use period, and the activity of the product in the second-hand trading market, calculated as the ratio of used sales volume to new product sales volume for that month. second-hand transaction activity, the pill index that indicates how much the product is needed by the target customer and is calculated according to the nature of the product in consideration of the consumption elasticity of demand and the substitution effect of goods, and the preference, share, and purchase of the product within the same category Category trend index reflecting ranking, functional, and design differentiation and originality, and category brand ranking that indicates the brand's competitive ranking within the same category and is classified according to awareness, sales volume, and the degree of brand activity,
Factors that decrease the price of the correction module include feeling of use, scratches, dents, color peeling, failure, and loss of accessories, judged by product photos, and reflected by giving differential values according to the degree,
The operation server includes a selection module, an insurance cost display module, a purchase application period calculation module, and an expected compensation amount calculation module,
If the new product seller and the operating server are different subjects, the operating server can earn insurance cost revenue, sales brokerage revenue, and used product sales revenue. If the new product seller and the operating server are the same entity, the operating server can earn new product sales revenue. , insurance cost revenue, and used product sales revenue. In both cases, the operating server has a 3-step profit structure, Guarantee purchase service provision system. delete delete According to claim 1,
The new product is a product that has a fixed period of use according to the age of the user, a warranty purchase service providing system. (a) displaying the purchase price of the new product on the purchaser's terminal by the price display module;
(b) receiving, by the selection module, whether or not to join a warranty purchase program from a buyer terminal who wants to purchase a new product;
(c) When the selection module receives an input to sign up for the guarantee purchase program, the purchase application period calculation module calculates the purchase application period by taking the estimated value of the product's usage period from the database and applying the usage period estimation value to the purchase date. displaying on a terminal; and
(d) When the selection module receives an input to sign up for the guarantee purchase program, the expected compensation amount calculation module retrieves the estimated used purchase price corresponding to the estimated value of the product's usage period from the database, calculates the expected compensation amount, and displays it on the purchaser's terminal step to do
including,
Step (d) automatically calculates the appropriate used price through new product price, purchase period, used market price, search frequency, asking price by region, competitive product analysis, etc., and the price automatically calculated in step (d1) In the step (d2) and step (d2) of applying indicators reflecting the transaction value and ease of transaction in the used transaction of the product, including the residual value rate, used transaction activity, feel index, category trend index, and category brand ranking (d3) correcting by reflecting a price increase factor or a decrease factor in the value whose weight is reflected by
The indicators in step (d2) are the residual value ratio, which is the ratio of used market price to new product price formed after the product's normal use period, and the activity of the product in the second-hand trading market, expressed as the ratio of used sales volume to new product sales volume for that month. used transaction activity calculated, the pill index calculated according to the characteristics of the product in consideration of the consumption elasticity of demand and the substitution effect of goods, indicating how much the product is needed by the target customer, the preference of the product in the same category, the market share, Category trend index reflecting purchase ranking, functional and design differentiation and originality, and category brand ranking that indicates the brand's competitive ranking within the same category and is classified according to awareness, sales volume, and the degree of brand activity,
Factors for price reduction in step (d3) include feeling of use, scratches, dents, color peeling, failure, and loss of accessories, judged by product photos, and reflected by giving differential values depending on the degree,
The operation server includes a price display module, a selection module, a purchase application period calculation module, and an expected compensation amount calculation module,
If the new product seller and the operating server are different subjects, the operating server can earn insurance cost revenue, sales brokerage revenue, and used product sales revenue. If the new product seller and the operating server are the same entity, the operating server can earn new product sales revenue. , insurance cost revenue, and used product sales revenue. In both cases , the operating server has a three-step profit structure. According to claim 5,
(e) The expected actual purchase price calculation module displays the value obtained by subtracting the expected compensation amount in step (d) from the purchase price of the new product in step (a) as the expected actual purchase price on the buyer terminal.
Further comprising a, warranty purchase service providing method.

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