KR20220090059A - Guarantee purchase service provision system and method - Google Patents

Abstract

The present invention relates to a system for providing a guarantee purchase service and a method therefor.
To this end, the present invention provides a selection module for receiving input from a purchaser's terminal to purchase a new product as to whether to subscribe to a warranty purchase program; and when the selection module receives an input that the subscription to the warranty purchase program is received, the estimated period of use of the product is retrieved from the database and the estimated period of use is applied to the purchase date to calculate the period of application for purchase and to calculate the period for purchase application displayed on the purchaser's terminal It provides a system for providing a guarantee purchase service, including a module.

Description

Guarantee purchase service provision system and method {omitted}

Embodiments of the present invention relate to a guarantee purchase service providing technology.

In general, when a consumer needs a product, it is purchased in the form of a new or used product, or borrowed in the form of rental or lease.

When purchasing a new product, psychological satisfaction can be relatively high in that an unopened product that others have not used can be used.

On the other hand, when purchasing in the form of a used product, the psychological satisfaction is not great in that other people have used it, but it has the advantage that the price burden is relatively low.

The form of borrowing and returning, such as renting or leasing, has recently been used a lot in that both new and used products are possible.

In particular, in the case of baby products and baby products for which the time and period of use are fixed, their use and utility rapidly decrease when a certain period elapses after purchasing a new or used product. Unlike the case of car leases, products with these characteristics need to be treated specially because their use and utility decline uniformly over a certain period of time.

It is required to develop a win-win business model that can reduce the price burden of new product buyers and reduce the effort of used product buyers to secure excellent products.

Prior art literature: KR Patent Publication No. 2018-0063574 (published on June 12, 2018)

The present invention has been devised to solve the above problems, and in particular, it is an object of the present invention to provide a service that can reduce the actual purchase cost when purchasing a new product and reduce the fatigue of second-hand sales after use.

The system for providing a guarantee purchase service according to the present invention devised to achieve the above object includes: a selection module for receiving an input regarding whether to subscribe to a guarantee purchase program from a purchaser terminal who wants to purchase a new product; and when the selection module receives an input that the subscription to the warranty purchase program is received, the estimated period of use of the product is retrieved from the database and the estimated period of use is applied to the purchase date to calculate the period of application for purchase and to calculate the period for purchase application displayed on the purchaser's terminal contains modules.

In addition, when the selection module receives an input to join the guarantee purchase program, the estimated compensation amount calculation module that calculates the expected compensation amount by fetching the estimated used purchase price corresponding to the estimated value of the period of use of the product from the database and displays it on the purchaser terminal. may include more.

In addition, the expected compensation amount calculation module may calculate the expected compensation amount by reflecting the residual value ratio, used transaction activity, feel index, category trend index, and category brand ranking in the used purchase price estimate.

In this case, the new product may be a product whose use period is determined according to the age of the user.

A guarantee purchase service providing method according to the present invention comprises the steps of: (a) displaying, by a price display module, a purchase price of a new product on a purchaser terminal; (b) receiving, by the selection module, whether to subscribe to the warranty purchase program from the purchaser terminal who wants to purchase a new product; (c) When the selection module receives an input that it will join the warranty purchase program, the purchase application period calculation module retrieves the estimated period of use of the product from the database and applies the estimate of the period of use to the purchase date to calculate the period of purchase and purchase displaying on the terminal; and (d) when the selection module receives an input to join the guarantee purchase program, the expected compensation amount calculation module retrieves the estimated used purchase price corresponding to the estimated value of the period of use of the product from the database, calculates the expected compensation amount, and sends it to the purchaser terminal. Including the step of displaying.

In addition, in the guarantee purchase service providing method according to the present invention, (e) the expected actual purchase price calculation module calculates the value obtained by subtracting the expected compensation amount in step (d) from the purchase price of the new product in step (a) to the purchaser terminal as the expected actual purchase price The step of displaying may be further included.

According to the present invention, the new product buyer (used product seller) can resell the used product again after a predetermined period, thereby substantially reducing the purchase cost of the new product, and reducing the fatigue of selling the used product after use. there is

In addition, according to the present invention, the operation server can secure excellent used products with verified history, can take a three-stage profit structure, and buyers of used products can purchase certified used products, so that it is possible to secure high-quality used products. It has the effect of reducing the effort required.

In addition, according to the present invention, a standard market price is provided by forming the reliability of the automatically estimated used transaction price, convenience for setting an appropriate used transaction price during sale, and convenience for determining an appropriate used transaction price when purchasing are provided, By identifying and blocking fraudulent inducement transactions according to factors in advance, it has the effect of increasing the convenience and reliability of second-hand transactions.

In addition, according to the present invention, there is an effect that can increase the recycling of idle resources according to the overall increase in the convenience of second-hand transactions, thereby saving social resources, improving environmental problems, and further increasing the common benefit of society.

1 is a flowchart of a guarantee purchase service providing system and method according to a preferred embodiment of the present invention;
2 is a block diagram of a guarantee purchase service providing system according to a preferred embodiment of the present invention;
3 is a block diagram of an expected compensation amount calculation module in FIG. 2;
4 is a view implementing an example of a guarantee purchase service providing system according to a preferred embodiment of the present invention;
5 is an example of application of the recell bank module among the expected compensation amount calculation modules.

Hereinafter, preferred embodiments of the present invention will be described in detail with reference to the accompanying drawings. First of all, it should be noted that in adding reference numerals to the components of each drawing, the same components are given the same reference numerals as much as possible even though they are indicated on different drawings. In addition, in describing the present invention, if it is determined that a detailed description of a related known configuration or function may obscure the gist of the present invention, the detailed description thereof will be omitted. In addition, preferred embodiments of the present invention will be described below, but the technical spirit of the present invention is not limited thereto and may be variously implemented by those skilled in the art without being limited thereto.

1 is a flowchart of a guarantee purchase service providing system and method according to a preferred embodiment of the present invention.

The system and method for providing a guarantee purchase service according to a preferred embodiment of the present invention can be applied to all products regardless of the type and nature of the product. In particular, the present invention is suitable for products for which the period of use according to the age of the user is determined, such as childcare products.

Referring to FIG. 1 , a new product seller sells a new product to a new product buyer (①). At this time, the seller of the new product earns a profit corresponding to the cost or the difference between the purchase price and the selling price. The new product seller may be the same subject as the guarantee purchase operation server (hereinafter referred to as the operation server) below or may be a different entity. In FIG. 1, for convenience, the new product seller and the operation server are illustrated as separate entities.

Buyers of new products are at the same time sellers of used products. The purchaser of a new product makes a contract with the operation server and the warranty purchase program through the purchaser's terminal (②). The operating server will generate a profit corresponding to the insurance cost when signing the guarantee purchase program (revenue 1).

According to the warranty purchase contract, the operating server proceeds with the warranty purchase after the new product buyer (used product seller) uses the product (③).

The operation server may earn sales brokerage revenue while brokering sales so that the new product seller can sell the new product to the new product buyer (revenue 2). As described above, when the new product seller and the operating server are separate entities, the operating server puts the product of the new product seller on the operating server and mediates sales with the new product buyer, which corresponds to a profit that can be raised. On the other hand, if the seller of the new product and the operating server are the same entity, ① the profit obtained from the sale of the new product will be the profit of the operating server.

Through this, the high-quality used products secured by the operation server are sold to the buyers of used products, and through this, the operation server increases the sales revenue of used products (revenue 3).

In summary, if the new product seller and the operating server are different entities, the operating server can generate insurance cost revenue, sales brokerage revenue, and used product sales revenue. You can increase sales revenue, insurance cost revenue, and used product sales revenue. In both cases, the operating server can design a three-stage revenue structure.

Through this revenue model, buyers of new products (sellers of used products) can resell used products after a set period of time, which can substantially reduce the cost of purchasing new products and reduce the fatigue of selling used products after use. .

In addition, the operation server can secure excellent used products whose history is confirmed, and can take a three-stage profit structure.

In addition, buyers of used products can purchase certified used products, thereby reducing the effort required to secure high-quality used products.

According to the present invention, when purchasing a new product, it is possible to confirm the used sale by signing a guarantee purchase contract.

2 is a block diagram of a system for providing a guarantee purchase service according to a preferred embodiment of the present invention, and FIG. 3 is a block diagram of an expected compensation amount calculation module in FIG. 2 . 4 is a diagram illustrating an example of a guarantee purchase service providing system according to a preferred embodiment of the present invention. 5 is an example of application of the recell bank module among the expected compensation amount calculation modules.

The guarantee purchase service providing system according to a preferred embodiment of the present invention, with reference to FIGS. 2 to 4 , a price display module 10 , a selection module 20 , an insurance cost display module 30 , a purchase application period calculation module 40 , an expected compensation amount calculation module 50 , and an expected actual purchase price calculation module 60 .

The price display module 10 displays the purchase price of the new product on the purchaser terminal. Referring to the left terminal screen of FIG. 4 , the price display module 10 displays the price of the product at the top of the screen. Of course, the purchase price of the product may be displayed as a discount price.

The selection module 20 receives an input regarding whether to subscribe to the guarantee purchase program from the purchaser terminal who wants to purchase a new product. Referring to the left terminal screen of FIG. 4 , a check box for subscribing to the guarantee purchase program is displayed.

The insurance cost display module 30 displays the insurance cost corresponding to the subscription fee of the guarantee purchase program on the screen of the purchaser terminal. Of course, insurance costs may be set in various ways, and may be displayed free of charge according to policy.

The purchase application period calculation module 40 calculates the purchase application period by fetching the estimated period of use of the product from the database and applying the estimate of the period of use to the purchase date when the selection module 20 receives an input that the subscription to the guarantee purchase program is received. and displayed on the purchaser's terminal.

For example, if the purchase date of a specific product is 2020.12.20 and the estimated period of use is 6 to 12 months, the purchase application period calculation module 40 adds 6 to 12 months to the purchase date to extend the purchase application period from 2021.6.20 It is calculated as 12.20 and displayed on the purchaser terminal.

The lifetime estimate is stored in a database for each product. In the case of a new product that is not stored in the database, the period of use can be calculated and entered directly.

When the selection module 20 receives an input that the selection module 20 subscribes to the guarantee purchase program, the expected compensation amount calculation module 50 retrieves the estimated used purchase price corresponding to the estimated value of the period of use of the product from the database, calculates the expected compensation amount, and the purchaser displayed on the terminal. The expected compensation amount calculation module 50 reflects various factors in the used purchase price to calculate the expected compensation amount, which will be described later.

The expected actual purchase price calculation module 60 displays a value obtained by subtracting the expected compensation amount of the expected compensation amount calculation module 50 from the purchase price of the new product of the price display module 10 as the expected actual purchase price on the purchaser terminal.

For example, referring to the terminal screen in the middle of FIG. 4 , since the purchase price of a new product is 950,000 won and the expected compensation amount is 475,000 won, the expected actual purchase price is 485,000 won. Of course, if you purchase a new product at KRW 950,000 and use it, and apply for a guarantee purchase within the purchase application period, the expected compensation amount is given. It can be seen as an amount.

The expected compensation amount calculation module 50 includes, referring to FIG. 3 , a used purchase price estimation module 52 , a resell bank module 54 , and a correction module 56 .

The used purchase price estimation module 52 automatically estimates the value of used assets using big data and artificial intelligence technology. The used purchase price estimation module 52 automatically calculates an appropriate used price through new product price, purchase time, used market price, search frequency, asking price by region, competitive product analysis, and the like.

The recell bank module 54 applies an index that reflects the trading value and ease of trading during the used transaction of the product to the price automatically calculated by the used purchase price estimation module 52 . As indicators, residual value ratio, second-hand transaction activity, feel index, category trend index, category brand ranking, etc. may be applied.

The residual value ratio is an indicator of the ratio of the used market price to the price of a new product, which is formed after the normal period of use of the product.

The second-hand transaction activity is an index indicating the activity of the product in the second-hand market, and is calculated as the ratio of the used sales volume to the new product sales volume for the month.

The fill index is an indicator of how much the target customer needs the product, and is calculated according to the nature of the product in consideration of the defensive elasticity of demand and the substitution effect of the product.

The category trend index is an index that reflects the product's preference, market share, and purchase ranking within the same category. Functional and design differentiation and originality within the same category are also reflected.

The category brand ranking indicates the competitive ranking of the corresponding brand within the same category, and is classified according to the level of awareness, sales volume, and brand activity.

Referring to FIG. 5 , the product has a residual value ratio of 80% (high), second-hand transaction activity 68% (low), category trend index 92 (very high), category brand ranking 7th (normal), feel index 48 (moderate) An example calculated by .

The correction module 56 corrects by reflecting the price increase factor or the decrease factor in the value weighted by the recell bank module 54 . Factors for price drop include feeling of use, scratches, dents, color peeling, breakdown, and loss of accessories.

Next, a method for providing a guarantee purchase service according to a preferred embodiment of the present invention will be described.

Step 1 is a step in which the price display module displays the purchase price of the new product on the purchaser terminal.

Step 2 is a step in which the selection module receives an input of whether to subscribe to the warranty purchase program from the terminal of the purchaser who wants to purchase a new product. In this case, the cost for subscribing to the guarantee purchase program, that is, the insurance cost, may be displayed on the purchaser's terminal.

In step 3, when the selection module receives an input that the subscription to the warranty purchase program is received, the purchase application period calculation module retrieves the estimated product usage period from the database, applies the usage period estimate to the purchase date, calculates the purchase application period, and calculates the purchase application period. It is a step to display on the terminal.

In step 4, when the selection module receives an input to join the guarantee purchase program, the expected compensation amount calculation module retrieves the used purchase price estimate corresponding to the estimated period of use of the product from the database, calculates the expected compensation amount, and displays it on the purchaser terminal is a step to

Specifically, step 4 is the step 4-1 and step 4-1 that automatically calculate the appropriate second-hand price through analysis of new product price, purchase time, used market price, search frequency, asking price by region, competitive product, etc. In steps 4-2 and 4-2, indexes that reflect the trading value and ease of trading in used products such as price, residual value ratio, second-hand transaction activity, feel index, category trend index, and category brand ranking are applied to the price. Steps 4-3 of correcting by reflecting a price increase factor or a decrease factor in the value weighted by the company are included.

Step 5 is a step of displaying the value obtained by subtracting the expected compensation amount in step 4 from the purchase price of the new product in step 1 as the expected actual purchase price on the purchaser terminal.

The above description is merely illustrative of the technical idea of the present invention, and those of ordinary skill in the art to which the present invention pertains may make various modifications, changes and substitutions within the scope without departing from the essential characteristics of the present invention. will be. Accordingly, the embodiments disclosed in the present invention and the accompanying drawings are for explaining, not limiting, the technical spirit of the present invention, and the scope of the technical spirit of the present invention is not limited by these embodiments and the accompanying drawings . The protection scope of the present invention should be construed by the following claims, and all technical ideas within the scope equivalent thereto should be construed as being included in the scope of the present invention.

10 - Pricing module
20 - optional module
30 - Insurance Expense Display Module
40 - Purchase application period calculation module
50 - Expected compensation amount calculation module
52 - Used purchase price estimation module
54 - Recell Bank Module
56 - Calibration module
60 - Estimated actual purchase price calculation module

Claims (6)

a selection module that receives an input from a purchaser's terminal who wants to purchase a new product on whether to subscribe to the warranty purchase program; and
When the selection module receives an input to sign up for the warranty purchase program, the purchase application period calculation module retrieves the estimated period of use of the product from the database, calculates the period of purchase by applying the estimate of the period of use to the purchase date, and displays it on the purchaser terminal.
Including, guarantee purchase service provision system. According to claim 1,
When the selection module receives an input to join the guarantee purchase program, the estimated compensation amount calculation module retrieves the used purchase price corresponding to the estimated period of use of the product from the database, calculates the expected compensation amount, and displays it on the purchaser terminal
Further comprising, a guarantee purchase service providing system. 3. The method of claim 2,
The expected compensation amount calculation module is,
A system for providing a guaranteed purchase service that calculates the expected compensation amount by reflecting the residual value rate, used transaction activity, feel index, category trend index, and category brand ranking in the used purchase price estimate. The new product of any one of claims 1 to 3 is a product whose use period is determined according to the age of the user, a system for providing a guarantee purchase service. (a) displaying, by the price display module, the purchase price of the new product on the purchaser terminal;
(b) receiving, by the selection module, whether to subscribe to the warranty purchase program from the purchaser terminal who wants to purchase a new product;
(c) When the selection module receives an input that it will join the warranty purchase program, the purchase application period calculation module retrieves the estimated period of use of the product from the database and applies the estimate of the period of use to the purchase date to calculate the period of purchase and purchase displaying on the terminal; and
(d) When the selection module receives an input to join the guarantee purchase program, the expected compensation amount calculation module retrieves the estimated used purchase price corresponding to the estimated period of use of the product from the database, calculates the expected compensation amount, and displays it on the purchaser terminal step to do
A method of providing a guarantee purchase service, including. 6. The method of claim 5,
(e) displaying, by the expected actual purchase price calculation module, the value obtained by subtracting the expected compensation amount in step (d) from the purchase price of the new product in step (a) as the expected actual purchase price on the purchaser terminal
Further comprising, a guarantee purchase service providing method.

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