KR102270774B1 - 양방향 검증 모바일 결제 방법 및 시스템 - Google Patents

양방향 검증 모바일 결제 방법 및 시스템 Download PDF

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KR102270774B1
KR102270774B1 KR1020187032911A KR20187032911A KR102270774B1 KR 102270774 B1 KR102270774 B1 KR 102270774B1 KR 1020187032911 A KR1020187032911 A KR 1020187032911A KR 20187032911 A KR20187032911 A KR 20187032911A KR 102270774 B1 KR102270774 B1 KR 102270774B1
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South Korea
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mobile payment
issuer
payment
payment terminal
biometric
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KR1020187032911A
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English (en)
Korean (ko)
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KR20190015226A (ko
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즈롱 션
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차이나 유니온페이 컴퍼니 리미티드
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Publication of KR20190015226A publication Critical patent/KR20190015226A/ko
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    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/388—Payment protocols; Details thereof using mutual authentication without cards, e.g. challenge-response
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/02—Payment architectures, schemes or protocols involving a neutral party, e.g. certification authority, notary or trusted third party [TTP]
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/322—Aspects of commerce using mobile devices [M-devices]
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/382—Payment protocols; Details thereof insuring higher security of transaction
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/401—Transaction verification
    • G06Q20/4014—Identity check for transactions
    • G06Q20/40145—Biometric identity checks

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  • Business, Economics & Management (AREA)
  • Accounting & Taxation (AREA)
  • Engineering & Computer Science (AREA)
  • Strategic Management (AREA)
  • Physics & Mathematics (AREA)
  • General Business, Economics & Management (AREA)
  • General Physics & Mathematics (AREA)
  • Theoretical Computer Science (AREA)
  • Finance (AREA)
  • Computer Security & Cryptography (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
KR1020187032911A 2016-06-16 2017-05-19 양방향 검증 모바일 결제 방법 및 시스템 KR102270774B1 (ko)

Applications Claiming Priority (3)

Application Number Priority Date Filing Date Title
CN201610426371.5A CN106127461A (zh) 2016-06-16 2016-06-16 双向验证移动支付方法及系统
CN201610426371.5 2016-06-16
PCT/CN2017/085011 WO2017215402A1 (zh) 2016-06-16 2017-05-19 双向验证移动支付方法及系统

Publications (2)

Publication Number Publication Date
KR20190015226A KR20190015226A (ko) 2019-02-13
KR102270774B1 true KR102270774B1 (ko) 2021-07-01

Family

ID=57470110

Family Applications (1)

Application Number Title Priority Date Filing Date
KR1020187032911A KR102270774B1 (ko) 2016-06-16 2017-05-19 양방향 검증 모바일 결제 방법 및 시스템

Country Status (4)

Country Link
JP (1) JP6723386B2 (zh)
KR (1) KR102270774B1 (zh)
CN (1) CN106127461A (zh)
WO (1) WO2017215402A1 (zh)

Families Citing this family (4)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN106127461A (zh) * 2016-06-16 2016-11-16 中国银联股份有限公司 双向验证移动支付方法及系统
CN108269084A (zh) * 2017-01-03 2018-07-10 阿里巴巴集团控股有限公司 一种用于在移动设备上进行扫码支付的方法及装置
CN107301551B (zh) * 2017-07-15 2020-09-29 刘兴丹 一种网络支付前搜索、查询、验证的方法、装置、系统
CN110826030B (zh) * 2019-11-08 2023-09-15 湖南长城医疗科技有限公司 一种自助软件和相关模块授权使用方法

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* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
KR100753746B1 (ko) * 2005-11-30 2007-08-31 강성욱 생체인식을 이용한 호텔 예약 및 결제 방법
JP2008171218A (ja) * 2007-01-12 2008-07-24 Hitachi Ltd 個人認証方法、個人認証システム
JP2009116628A (ja) * 2007-11-06 2009-05-28 Hitachi Ltd 電子マネーの決済システム、当該システムの管理サーバ、及び当該システムに適用可能な情報端末
US20120084203A1 (en) * 2010-09-30 2012-04-05 The Western Union Company System and method for secure transactions using device-related fingerprints
KR102087984B1 (ko) * 2012-12-21 2020-03-11 삼성전자주식회사 주변 기기를 이용한 결제 시스템 및 방법
CN103049850A (zh) * 2013-01-05 2013-04-17 深圳市中兴移动通信有限公司 一种基于nfc的移动支付终端、系统及其支付方法
CN103716153B (zh) * 2013-03-15 2017-08-01 福建联迪商用设备有限公司 终端主密钥tmk安全下载方法及系统
CN103606084A (zh) * 2013-12-03 2014-02-26 深圳市赛为智能股份有限公司 一种基于生物特征识别的移动在线支付方法及系统
KR101707648B1 (ko) * 2014-03-07 2017-02-20 주식회사 핑거 트라스트 뱅킹 방법 및 시스템
CN103985038A (zh) * 2014-04-16 2014-08-13 深圳市亚略特生物识别科技有限公司 基于指纹识别的移动终端的支付方法
KR20150141232A (ko) * 2014-06-09 2015-12-18 에스케이플래닛 주식회사 모바일 결제 시스템, 결제 단말기 및 이를 이용한 사용자 검증 방법
KR102422372B1 (ko) * 2014-08-29 2022-07-19 삼성전자 주식회사 생체 정보와 상황 정보를 이용한 인증 방법 및 장치
JP2016066849A (ja) * 2014-09-24 2016-04-28 株式会社ソットヴォーチェ 認証システム
CN105550862A (zh) * 2015-06-26 2016-05-04 宇龙计算机通信科技(深圳)有限公司 移动支付身份认证方法、认证终端及支付终端
CN105631673A (zh) * 2015-08-07 2016-06-01 宇龙计算机通信科技(深圳)有限公司 一种云支付方法、支付终端、云端支付平台和云支付系统
CN105550877A (zh) * 2015-12-21 2016-05-04 北京智付融汇科技有限公司 支付方法及装置
CN106127461A (zh) * 2016-06-16 2016-11-16 中国银联股份有限公司 双向验证移动支付方法及系统

Also Published As

Publication number Publication date
JP6723386B2 (ja) 2020-07-15
JP2019519855A (ja) 2019-07-11
WO2017215402A1 (zh) 2017-12-21
KR20190015226A (ko) 2019-02-13
CN106127461A (zh) 2016-11-16

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