KR101965851B1 - Financial device and method for controlling the same, medium processing apparatus - Google Patents

Abstract

The present invention relates to a financial instrument.
According to one aspect of the present invention, there is provided a financial device comprising: a customer information acquiring unit for acquiring customer information; A user interface unit for displaying a menu and information for depositing or withdrawing money and receiving a command; And a medium processing apparatus capable of processing a medium to be deposited or withdrawn, and capable of transporting the medium, wherein the medium processing apparatus comprises: a medium input / output module for inputting / outputting the medium; A discrimination unit for discriminating a medium inserted into the medium entry / exit module; A multifunction module capable of temporarily collecting bills passing through the discriminating unit; A banknote storage module for storing banknotes introduced into the medium entry / exit module; And a check temporary accumulation unit for temporarily accumulating checks input to the medium entry / exit module. In the deposit transaction, the bill inserted into the media processing apparatus is temporarily accumulated in the multi-function module, and in the deposit transaction, Checks that are not required to be inverted are input to the check temporary accumulation unit temporarily, and the checks that need to be inverted are transferred to the check temporary accumulation unit after passing through the multi-function module.

Description

FIELD OF THE INVENTION [0001] The present invention relates to a financial apparatus and a control method thereof,

TECHNICAL FIELD [0001] The present invention relates to a financial instrument, a control method thereof, and a medium processing apparatus.

Generally, a financial instrument is a device that processes a financial business desired by a customer. The financial instrument can deposit and withdraw the medium or automatically transfer the medium. For example, the financial instrument may deposit or withdraw bills or checks.

A financial instrument is disclosed in Korean Patent Laid-Open Publication No. 10-2016-0126270.

The financial instrument, which is a prior art document, includes a temporary accumulation module for temporarily accumulating the medium during the depositing process, and an additional function module for supplementing the medium with the medium storage portion or retrieving the medium of the medium storage portion.

In the case of such a financial instrument of the prior art, there is a problem that the structure and the cost are complicated because the temporary integration module and the additional function module exist separately, and there is a problem that the individual control of each module is required and the individual management and maintenance are required .

SUMMARY OF THE INVENTION It is an object of the present invention to provide a financial instrument, a control method thereof, and a medium processing apparatus in which one module can perform not only a temporary accumulation function but also a replenishment and recovery function.

Another object of the present invention is to provide a financial instrument, a control method thereof, and a medium processing apparatus which can reverse a check by using a module for temporary accumulation when reversing a check at the time of check deposit transaction is required.

According to one aspect of the present invention, there is provided a financial device comprising: a customer information acquiring unit for acquiring customer information; A user interface unit for displaying a menu and information for depositing or withdrawing money and receiving a command; And a medium processing apparatus capable of processing a medium to be deposited or withdrawn, and capable of transporting the medium, wherein the medium processing apparatus comprises: a medium input / output module for inputting / outputting the medium; A discrimination unit for discriminating a medium inserted into the medium entry / exit module; A multifunction module capable of temporarily collecting bills passing through the discriminating unit; A banknote storage module for storing banknotes introduced into the medium entry / exit module; And a check temporary accumulation unit for temporarily accumulating a check input to the media input / output module. In the deposit transaction, the bill inserted into the media processing apparatus is temporarily accumulated in the multi-function module, Checks that are not required to be inverted are added to the check temporary accumulation unit temporarily, and the checks that need to be inverted are transferred to the check temporary accumulation unit after passing through the multi-function module.

According to another aspect of the present invention, there is provided a medium processing apparatus comprising: a media input / output module; A discrimination unit for discriminating a medium inserted into the medium entry / exit module; A banknote storage module for storing banknotes introduced into the medium entry / exit module; A multi-function module for temporarily accumulating the bill inserted into the media entry / exit module; And a check temporary accumulation unit for temporarily accumulating the check input to the medium entry / exit module. In the deposit transaction, the check which is not required to be reversed among the checks inserted into the medium processing apparatus is temporarily accumulated in the check temporary accumulation unit, The check is transferred to the check temporary accumulation unit after passing the multi-function module.

According to another aspect of the present invention, there is provided a method of controlling a financial instrument, including: determining a type of a medium inserted through a medium entry / exit module; And transferring the medium to a temporarily integrated position corresponding to the type of the determined medium. In the step of transferring the medium to the temporary position, the multi-function module for temporarily accumulating the banknote when the loaded medium is a banknote If the inserted medium is a check, it is determined whether or not the reversal is necessary. The check which does not need to be inverted temporarily accumulates in the check temporary accumulation unit, and the check requiring reversal is transferred to the multifunctional module.

According to the proposed invention, since the multifunction module can perform the supplementary function and / or the withdrawal function as well as the temporary integration function, the structure of the financial instrument is simplified and the manufacturing cost is reduced.

Further, even if a separate additional inverting unit is not provided, a check requiring reversal is transferred to the multifunctional module and then transferred to the check temporary accumulation unit to reverse the check, thereby simplifying the structure of the device.

BRIEF DESCRIPTION OF THE DRAWINGS FIG. 1 is a schematic view of a financial instrument according to an embodiment of the present invention. FIG.
2 is a view showing transfer of a medium in a financial device when the multi-function module performs a temporary accumulation function according to an embodiment of the present invention.
3 is a diagram illustrating a process in which a medium temporarily accumulated in a multi-function module according to an embodiment of the present invention is transferred to a medium storage unit.
4 is a diagram illustrating a process in which a media temporarily accumulated in a multi-function module according to an embodiment of the present invention is returned to a media input / output module.
FIG. 5 is a diagram illustrating a process of transferring a check to a multi-function module for reversing a check when a check is inserted in a reverse direction according to an embodiment of the present invention. FIG.
6 is a view showing a check transferred to a multi-function module according to an embodiment of the present invention is transferred to a check temporary accumulation unit.
7 is a view showing media transportation in a financial instrument when the multi function module of the present invention performs a supplementary function.
8 is a diagram showing media transportation in a financial instrument when the multi-function module of the present invention performs a recovery function.

Hereinafter, some embodiments of the present invention will be described in detail with reference to exemplary drawings. It should be noted that, in adding reference numerals to the constituent elements of the drawings, the same constituent elements are denoted by the same reference symbols as possible even if they are shown in different drawings. In the following description of the embodiments of the present invention, a detailed description of known functions and configurations incorporated herein will be omitted when it may make the difference that the embodiments of the present invention are not conclusive.

In describing the components of the embodiment of the present invention, terms such as first, second, A, B, (a), and (b) may be used. These terms are intended to distinguish the constituent elements from other constituent elements, and the terms do not limit the nature, order or order of the constituent elements. When a component is described as being "connected", "coupled", or "connected" to another component, the component may be directly connected or connected to the other component, Quot; may be "connected," "coupled," or "connected. &Quot;

The financial device according to an embodiment of the present invention is a financial device that obtains various media such as banknotes, securities (including checks), giro, coins, vouchers, etc. and processes and / or processes withdrawals, Such as processing such as withdrawal, withdrawal, gift withdrawal, and the like. Examples of such financial instruments include an automated teller machine (ATM) such as a cash dispenser (CD), a cash recycling machine, and the like. However, the financial instrument is not limited to the above-described example, and may be various devices for automating the financial business such as FIS (Financial Information System).

Hereinafter, an embodiment of the present invention will be described on the assumption that the financial instrument is a financial automatic instrument. However, this assumption is only for convenience of explanation, and the technical idea of the present invention is not limited to the financial automation equipment.

1 is a schematic view of a financial instrument according to an embodiment of the present invention.

Referring to FIG. 1, a financial instrument according to an embodiment of the present invention may include a medium processing apparatus 10 for processing a medium.

The financial instrument 1 may further include a customer information obtaining unit 18 for obtaining customer information.

The customer information acquiring unit 18 may include a passbook processing module for enabling the entry and exit of passbooks and recognizing passbooks. Alternatively, the customer information obtaining unit 18 may include a card processing module for allowing the card to be input / output and for recognizing the card.

In this embodiment, there is no limitation on the kind of the customer information obtaining unit 18, and it is also possible to obtain the information recorded in the RFID tag or the USB, or obtain the customer information by using the biometric information such as the fingerprint. Alternatively, the customer information obtaining unit 18 may include a local area communication module.

The financial instrument 1 may further include a user interface 16 capable of displaying a menu and information for depositing or withdrawing money and inputting or selecting a command or information for deposit or withdrawal.

The financial instrument 1 may further include a control unit 14 capable of controlling the media processing apparatus 10 and the user interface 16. The control unit 14 may include a media processing apparatus control unit for controlling the media processing apparatus 10 and a financial apparatus control unit for controlling the financial apparatus 1. [

The media processing apparatus 10 may include a media input / output module 20 for media input / output.

The media input / output module 20 may include a media storage space accessible by a customer, and the media storage space may be opened and closed by a closure member such as a shutter and / or a cover, Sometimes it can be kept open without being opened or closed. The media storage space may be partitioned into a plurality of storage spaces by the partition member.

The media input / output module 20 can serve as a common input / output unit through which a plurality of kinds of media, such as banknotes and / or checks, can be input and output. The medium may be inserted into the media input / output module 20 in bundle units including a single sheet. Alternatively, media may be emitted to the media input / output module 20 in bundle units. At this time, banknotes and / or checks may be fed and discharged into the media input / output module 20 in bundle units.

Alternatively, the first space 20a (or the input space) into which the medium is inserted in the medium entry / exit module 20 and the second space 20a (or the release space) through which the medium is ejected may be distinguished. Alternatively, the media input / output module 20 may include an independent media input module and a media output module.

For example, in the depositing process, the user can insert the medium into the first space 20a, and in the withdrawal process, the medium can be discharged into the second space 20b.

The first space 20a may be provided with a separation device for separating the medium. The medium accumulated in the second space 20b may be moved toward the first space 20a as needed and separated by the separation device.

Alternatively, an additional separation device may be provided in the second space 20b. In this case, the medium integrated in the second space 20b can be separated from the second space 20b without being moved to the first space 20a by the additional separation device.

The media processing apparatus 10 may further include a discrimination unit 21. The distinguishing unit 21 can identify the denomination, the thickness, the amount of the denomination of the medium or the defective medium or the fake medium in the deposit transaction process and the withdrawal transaction process of the medium.

The media processing apparatus 10 may further include a multi-function module 30 capable of performing various functions including a medium, for example, a temporary accumulation function for temporarily accumulating banknotes.

When the multi-function module 30 performs the temporary accumulation function, the multi-function module 30 can temporarily accumulate the bill inserted into the medium entry / exit module 20 during the deposit transaction of the bill.

The banknotes accumulated in the multi-function module 30 may be transferred to the media storage unit 40 or may be returned to the media input / output module 20 in a deposit transaction process.

The media processing apparatus 10 may further include a media storage unit 40 for storing media. The media storage unit 40 may include a plurality of media storage modules 41 to 44.

The plurality of media storage modules 41 to 44 may include one or more check storage modules 41 for storing checks and one or more banknote storage modules 42, 43 and 44 for storing banknotes.

The one or more check storage modules 41 may include a printing device (not shown) for printing checks for deposits and / or withdrawals.

The one or more check storage modules 41 may include a check temporary accumulation section 41a for temporarily accumulating checks and a check storage section 41b for storing checks to be withdrawn.

At this time, the check storage module 41 can store gift certificates, securities, tickets, etc. in addition to checks. Alternatively, one or more of the check storage modules 41 may be replaced with a storage module for storing gift certificates, securities, tickets, and the like.

The multi-function module 30 can additionally perform a supplementary function for supplementing the medium or a recovery function for retrieving the medium.

For example, when the multi-function module 30 performs a supplementary function, the medium stored in the multi-function module 30 may be transferred to the medium storage unit 40. [

When the multi-function module 30 performs the retrieval function, the medium stored in the medium storage unit 40 may be retrieved to the multi-function module 30. [

The media processing apparatus 10 may further include a transfer module 24 for guiding the medium to the multi function module 30 or for transferring the medium from the multi function module 30. [

The transfer module 24 may further include a recovery space for recovering the medium. Although it is not restrictive, the medium which has been discharged to the medium entry / exit module 20 in the collection space 25 but has not been taken by the customer and / or a medium judged as a bad medium by the discrimination unit 21, The unrecognized medium may be received. Alternatively, the collection space 25 may be provided separately from the transport module 24 and connected to the transport module 24.

The media processing apparatus 10 may further include a collection unit 60. In the recovery unit 60, a medium determined to be a defective medium may be recovered in at least one of the process of depositing the medium, the process of withdrawing the medium, the process of supplementing the medium, and the recovery process of the medium.

The media processing apparatus 10 may further include a deposit check storage section 61, 62 in which a deposit check transferred from the medium entry / exit module 20 is stored. At this time, the deposit check may be recovered by separating the check issued by the bank operating the financial institution from the check issued by another bank.

For example, the deposit check storage units 61 and 62 may include a self check check storage unit 61 and a check check storage unit 62.

The collection unit 60 and the deposit check storage units 61 and 62 may be separate modules or a space divided into a single module.

The cash dispenser 60 and / or the deposit check storage units 61 and 62 can be easily opened to the collection unit 60 and / or the deposit check storage units 61 and 62 And may be located at the end of the financial instrument for access.

The media processing apparatus 10 may further include a transfer device 50 capable of transferring the medium to the collection unit 60 and the deposit check storage units 61 and 62.

The media processing apparatus 10 may further include a memory 19. [ The memory 19 may store information on functions or states currently performed by the multi-function module 30.

The control unit 14 controls the transportation of the medium in the medium processing apparatus 10 according to the function or status of the multi function module 30 stored in the memory 19. [ For example, the media processing apparatus 10 may include one or more branches for transferring the medium to a specific module, and the control unit 14 may control the transfer direction by controlling the one or more branches.

Hereinafter, the transfer of the medium in the financial apparatus according to the function and / or the state of the multi-function module 30 will be described.

FIG. 2 is a diagram showing a transfer of a medium in a financial apparatus when the multi-function module according to an embodiment of the present invention performs a temporary accumulation function. FIG. 3 is a block diagram illustrating a multi-function module according to an exemplary embodiment of the present invention. FIG. 2 is a view showing a process in which a temporarily integrated medium is transferred to a medium storage unit. FIG. 4 is a diagram illustrating a process in which a media temporarily accumulated in a multi-function module according to an exemplary embodiment of the present invention is returned to a media input / output module.

The multi-function module 30 can perform a temporary accumulation function during the deposit transaction. At this time, the temporary accumulation function may be performed only when the medium stored in the multi-function module 30 does not exist.

In the present embodiment, when the user starts the deposit transaction, the function of the multi-function module 30 is switched to the temporary integration function, and the current state of the multi-function module 30 can be stored in the memory 19 .

The mode of the financial device for the multifunction module 30 to perform the temporary integration function may be referred to as a first mode. The control unit 14 may control the media processing apparatus 10 so that the financial instrument operates in the first mode based on the current state information of the multi function module 30. [

First, referring to FIG. 2, a medium for depositing may be inserted into the medium entry / exit module 20 to perform a deposit transaction.

The bill is fed to the multi-function module 30 via the conveying module 24 after passing through the discriminating portion 21, so that the multi-function module 30 ). ≪ / RTI > At this time, a bad medium or an unrecognized medium may be rejected to the medium entry / exit module 20 from the medium passing through the distinguishing unit 21.

If the medium inserted into the media entry / exit module 20 is a check, the check may be temporarily accumulated in the check temporary storage unit 41a in the check storage module 41 after passing through the identification unit 21. [

At this time, when the check is inputted in the forward direction and can be printed in the check storage module 41 without reversing the check (when the surface requiring printing is conveyed so as to face the printing apparatus) It can be temporarily accumulated in the accumulating unit 41a. A case in which the check is inserted in a reverse direction opposite to the forward direction will be described later with reference to the drawings.

Then, the denomination and amount of the medium for depositing can be displayed through the user interface 16, and the deposit confirmation command can be inputted from the user.

3, when the deposit confirmation command is inputted through the user interface 16, the medium temporarily accumulated in the multi-function module 30 is extracted from the multi-function module 30, 21) to the media storage unit 40. [0050] The check temporarily accumulated in the check temporary accumulation unit 41a can be transferred to the deposit check storage units 61 and 62. [

4, when a deposit canceling command is inputted through the user interface 16, the checks temporarily accumulated in the medium temporarily integrated in the check temporary accumulation unit 41a and the medium temporarily accumulated in the multi-function module 30 May be returned to the media input / output module 20.

FIG. 5 is a diagram illustrating a process in which a check is transferred to a multi-function module for reversing a check when a check is inserted in a reverse direction according to an embodiment of the present invention. FIG. And the check transferred to the module is transferred to the check temporary accumulation unit.

Referring to FIGS. 2, 5 and 6, when a medium inserted through the medium entry / exit module 20 passes through the discriminating portion 21, it can be determined whether the check is inputted in the forward direction or the backward direction.

Since the reversal is unnecessary when the check is inputted in the forward direction, the forward input check past the discrimination unit 21 is immediately transferred to the check temporary accumulation unit 41a.

On the other hand, when the check is inputted in the reverse direction, the reverse input check is required, and the reverse input check passed through the discriminating part 21 is transferred to the multi-function module 30.

At this time, the multi-function module 30 can separate the media in a manner that the imported media is first drawn out.

Accordingly, the check may be reversed while the check is drawn in the multi-function module 30 and then taken out of the multi-function module 30 and passing through the discrimination unit 21. [

As shown in FIG. 6, the checks past the discrimination unit 21 may be temporarily accumulated in the check temporary accumulation unit 41a.

Here, only a check may be input to the medium entry / exit module 20, or a check and a bill may be put together.

5 and 6, the check inserted in the backward direction is drawn into the multi-function module 30 and then pulled back from the multi-function module 30 And temporarily accumulated in the check temporary accumulation unit 41a.

Then, the deposit confirmation command of the user can be inputted through the user interface. When the deposit confirmation command is input, the check temporarily accumulated in the check temporary accumulation unit 41a is printed in the process of being drawn out from the check storage module 41 and then transferred to the deposit check storage unit 61 or 62 .

On the other hand, when at least one of the inserted checks is inserted into the medium entry / exit module 20 together with checks and bills, the check inserted in the forward direction is transferred to the check temporary accumulation section 41a, The inserted check and banknotes are transferred to the multi-function module 30.

Then, the deposit confirmation command of the user can be inputted through the user interface. When the deposit confirmation command is input, the bill and the check entered into the multi-function module 30 are taken out from the multi-function module 30 and passed through the discrimination unit 21. [ The bills passing through the discriminating portion 21 are transferred to the medium storage portion 40 and the reverse input check past the discriminating portion 21 is transferred to the check temporary accumulation portion 41a.

Then, in a state in which the check input unit 41a finally combines the forward input check and the reverse input check, the checks are printed in the process of being drawn out from the check storage module 41, 62, respectively.

As another example, when the deposit confirmation command is input, the checks accumulated temporarily in the check temporary accumulation unit 41a are printed in the process of withdrawing from the check storage module 41, , And then the bill and check entered into the multi-function module 30 can be withdrawn from the multi-function module 30. The multi-

The checks and bills withdrawn from the multi-function module 30 pass through the distinguishing unit 21. The bills passing through the discriminating portion 21 are transferred to the medium storage portion, and the reverse input check past the discriminating portion 21 is transferred to the check temporary accumulating portion 41a. The temporarily accumulated check transferred to the check temporary accumulation unit 41a may be transferred to the deposit check storage unit 61 or 62 after printed in the process of being taken out from the check storage module 41. [

FIG. 7 is a diagram showing media transportation in a financial instrument when the multi-function module according to the present invention performs a supplementary function, and FIG. 8 is a diagram showing a medium in a financial instrument when the multi- Fig.

When the deposit transaction is terminated, the function of the multi-function module 30 can be switched to the supplementary function or the withdrawal function. Accordingly, the multi-function module 30 performs the supplementary function or the withdrawal function while waiting for the financial transaction, and when the payment transaction is started, the multi-function module 30 can be switched to the temporary integration function.

7, a medium stored in the multi-function module 30 may be supplemented by the medium storage unit 40. [

The user can input a medium for making up with the multi-function module 30, and a medium for making up the supplementary information input to the multi-function module 30 is extracted from the multi-function module 30, And then transferred to the media storage unit 40.

The mode of the financial device for performing the supplementary function by the multi-function module 30 may be referred to as a second mode. The current state of the multi-function module 30 may be stored in the memory 19.

The control unit 14 may control the media processing apparatus 10 so that the financial instrument operates in the second mode based on the current state information of the multi function module 30. [

For example, when it is necessary to supplement the medium to the media storage unit 40 in a state where the multi function module 30 can perform the supplementary function, the control unit 14 controls the control unit 14 so that the financial equipment 2 mode to control the media processing apparatus 10 to operate in the second mode.

Next, referring to FIG. 8, the medium stored in the medium storage unit 40 may be recovered by the multi-function module 30. FIG.

The mode of the financial device for performing the recovery function of the multi-function module 30 may be referred to as a third mode. The current state of the multi-function module 30 may be stored in the memory 19.

The control unit 14 may control the media processing apparatus 10 so that the financial instrument operates in the third mode based on the current state information of the multi function module 30. [

For example, when it is necessary to retrieve the medium of the media storage unit 40 to the multifunction module 30 in a state where the multifunction module 30 can perform the recovery function, The control unit 14 may control the media processing apparatus 10 so that the financial instrument operates in the second mode.

In the present embodiment, the multi-function module 30 may perform a supplementary function or a recovery function in a financial transaction (deposit transaction, withdrawal transaction, transfer transaction, etc.) standby state of the financial device.

According to the proposed invention, since the multifunction module can perform the supplementary function and / or the withdrawal function as well as the temporary integration function, the structure of the financial instrument is simplified and the manufacturing cost is reduced.

Further, even if a separate additional inverting unit is not provided, a check requiring reversal is transferred to the multifunctional module and then transferred to the check temporary accumulation unit to reverse the check, thereby simplifying the structure of the device.

While the present invention has been described in connection with what is presently considered to be the most practical and preferred embodiment, it is to be understood that the invention is not limited to the disclosed embodiments. That is, within the scope of the present invention, all of the components may be selectively coupled to one or more of them. Furthermore, the terms "comprises", "comprising", or "having" described above mean that a component can be implanted unless otherwise specifically stated, But should be construed as including other elements. All terms, including technical and scientific terms, have the same meaning as commonly understood by one of ordinary skill in the art to which this invention belongs, unless otherwise defined. Commonly used terms, such as predefined terms, should be interpreted to be consistent with the contextual meanings of the related art, and are not to be construed as ideal or overly formal, unless expressly defined to the contrary.

The foregoing description is merely illustrative of the technical idea of the present invention and various changes and modifications may be made by those skilled in the art without departing from the essential characteristics of the present invention. Therefore, the embodiments disclosed in the present invention are intended to illustrate rather than limit the scope of the present invention, and the scope of the technical idea of the present invention is not limited by these embodiments. The scope of protection of the present invention should be construed according to the following claims, and all technical ideas within the scope of equivalents should be construed as falling within the scope of the present invention.

10: Media processing device 14:
20: Medium entry / exit module 21:
30: Multi-function module 40: Media storage unit

Claims (9)

A customer information acquisition unit for acquiring customer information;
A user interface unit for displaying a menu and information for depositing or withdrawing money and receiving a command; And
A medium processing apparatus capable of processing a medium to be deposited or withdrawn, and capable of transferring the medium,
The medium processing apparatus includes a medium entry / exit module for input / output of a medium;
A discrimination unit for discriminating a medium inserted into the medium entry / exit module;
A multifunction module capable of temporarily collecting bills passing through the discriminating unit;
A banknote storage module for storing banknotes introduced into the medium entry / exit module; And
And a check temporary accumulation unit for temporarily accumulating checks inserted into the medium entry / exit module,
At the time of the deposit transaction, the bill inserted into the media processing apparatus is temporarily accumulated in the multi-function module,
At the time of the deposit transaction, the check which is not required to be reversed among the checks inserted into the media processing apparatus is temporarily accumulated in the check temporary accumulation unit, and the check requiring the reversal is transferred to the check temporary accumulation unit after passing through the multi-
Wherein the function of the multi-function module is switched to the supplementary function or the withdrawal function when the deposit transaction is completed after the multi-function module performs the temporary accumulation function in the deposit transaction process. delete The method according to claim 1,
When a check inserted into the media entry / exit module together with a check and a banknote and at least one of the inserted checks is inserted in the reverse direction,
Wherein the check inserted in the forward direction is transferred to the check temporary accumulation unit, and the check and the bill inserted in the reverse direction are transferred to the multi function module. The method of claim 3,
When the check and bill inserted in the reverse direction are transferred to the multifunction module and a settlement confirmation command is inputted through the user interface,
The bill inserted into the multi-function module and the reverse input check are taken out from the multi-function module and pass through the discrimination unit,
Wherein the banknotes passing through the discriminating section are transferred to the banknote storage module, and the reverse input check past the discriminating section is transferred to the check temporary accumulating section. 5. The method of claim 4,
Wherein the reverse input check is stored in the deposit check storage unit after printed in a state of being combined with the forward input check. The method of claim 3,
When the check and bill inserted in the reverse direction are transferred to the multifunction module and a settlement confirmation command is inputted through the user interface,
First, a forward input check integrated in the check temporary accumulation unit is printed and stored in a deposit check storage unit,
Next, the bill inserted into the multi-function module and the reverse input check are taken out from the multi-function module and passed through the discriminating portion, and the bills passing through the discriminating portion are transferred to the banknote storage module,
Wherein the reverse input check that has passed through the discrimination unit is transferred to the check temporary accumulation unit and the reverse input check transferred to the check temporary accumulation unit is stored in the deposit check storage unit after being printed. A media input / output module for media input and output;
A discrimination unit for discriminating a medium inserted into the medium entry / exit module;
A banknote storage module for storing banknotes introduced into the medium entry / exit module;
A multi-function module for temporarily accumulating the bill inserted into the media entry / exit module; And
And a check temporary accumulation unit for temporarily accumulating checks inserted into the medium entry / exit module,
In the deposit transaction, the bill inserted into the media entry / exit module is temporarily accumulated in the multi-function module,
At the time of deposit transaction, a check that is not required to be reversed among the checks inserted into the media entry / exit module is temporarily accumulated in the check temporary accumulation unit, and the check that needs to be reversed is transferred to the check temporary accumulation unit after passing through the multi-
Wherein the function of the multifunction module is switched to a supplementary function or a withdrawal function when the deposit transaction is completed after the multifunction module performs the temporary integration function in the deposit transaction process. Determining a type of the loaded medium through the medium entry / exit module; And
And transferring the medium to a temporary accumulation position corresponding to the type of the judged medium,
In the step of transporting the medium to the temporary accumulation position,
When the loaded medium is a banknote, the banknote is temporarily accumulated by a multi-function module for temporarily accumulating the banknote,
The checks which need not be reversed are temporarily accumulated in the check temporary accumulation unit and the checks which need to be reversed are transferred to the check temporary accumulation unit after passing through the multi function module,
Wherein the function of the multi-function module is switched to the supplementary function or the recovery function after the multi-function module performs the temporary integration function. 9. The method of claim 8,
Wherein the checks which are transferred to the multi-function module and are required to be reversed are transferred to the check temporary accumulation unit and are stored in the deposit check storage unit after passing through the printing process.

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