KR101609070B1 - Financial device and method for controlling the same - Google Patents

Abstract

The present invention relates to a financial device. According to one embodiment of the present invention, the financial device includes: a medium depositing part which can deposit a medium; a medium withdrawing part which can withdraw the medium; an identifying part which identifies the medium deposited through the medium depositing part; a memory in which information of the medium identified in the identifying part is stored; and a control unit which determines whether or not the medium can be batched based on a check number if the medium passing through the identifying part is a check, and deposits the check which can be batched.

Description

FIELD OF THE INVENTION [0001]

This specification relates to a financial instrument and a control method thereof.

Generally, a financial instrument is a device that processes a financial business desired by a customer. The financial instrument can deposit and withdraw the medium or automatically transfer the medium.

For example, the financial instrument may be classified into a customer's financial instrument used by a customer and a banking financial instrument used by a bank administrator.

A prior art document, Korean Unexamined Patent Application Publication No. 2007-0072841 (published on July 7, 2007), discloses a financial system and a method of managing a timely manner using an automated teller machine.

In the case of the preceding documents, it is possible to deposit or withdraw cash using the automatic cash dispenser for employees, but it is impossible to recognize the check using the automatic cash dispenser for cash dispensers, And then deposits the money through the automatic teller machine.

In general, a check can be transmitted and received by communicating with a central server in a single batch of serial numbers. According to the cash register of the preceding document, only the normal bills are received and the check is recognized by itself It is necessary to manually enter the information on the check number successively to the dispatcher's terminal so that the dispatcher terminal performs the special sending and receiving with the central server so that the dispatcher's work processing time is increased and the dispatcher is troublesome .

It is an object of the present invention to provide a financial apparatus capable of detecting the state of an inserted check and bundling checks with consecutive numbers.

According to an aspect of the present invention, there is provided a financial instrument comprising: a media inlet capable of receiving a medium; A medium withdrawing portion capable of withdrawing the medium; A discrimination unit for discriminating a medium introduced through the medium inlet unit; A memory for storing information of a medium discriminated by the discriminating unit; And a control unit for judging whether or not the bundle process can be performed based on the check number when the medium past the discrimination unit is a check, and for depositing the check which can be bundled.

According to another aspect of the present invention, there is provided a control method for a financial instrument, including: a step of discriminating a check inserted into a medium withdrawal section by a discrimination section; Storing information of the check discriminated by the discriminating unit in a memory; Determining whether or not batch processing of the checks discriminated by the discrimination unit is possible based on the information of the checks stored in the memory by the control unit; And controlling the conveying of the check according to whether or not the check can be bundled.

According to another aspect of the present invention, there is provided a control method of a financial instrument, including: a step of discriminating a check inserted into a media withdrawal section by a discrimination section; Storing information of the check discriminated by the discriminating unit in a memory; The normal check being accumulated in the check temporary accumulation unit among the checks discriminated by the discrimination unit; Determining whether batch processing of the check integrated in the check temporary accumulation unit is possible based on the information of the check stored in the memory by the control unit; And controlling the conveying of the check by the control unit depending on whether or not the check can be bundled.

According to the proposed invention, not only the check number is recognized in the financial device but the bundling process is automatically performed even if the staff member or the customer does not manually input the check number, which is advantageous in that the convenience of the staff member or the customer is improved.

In addition, even when a check is additionally input, the bundling process information is stored in the memory. Therefore, the information stored in the memory can be compared with the check number of the check inserted additionally, and the bundling process can be additionally performed.

In addition, in the case of bundled checks, it is not necessary to include all the check numbers in the specialist and transmit them to the host server, which reduces the amount of data included in the specialist.

In the case where checks determined to be normal media are collectively integrated in the temporary check unit of the check, since the checks are collectively collected in the temporary check unit of the check, it is judged whether or not the batch is processed. There is an advantage that the number of checks that can be increased can be increased and the staff member or the customer does not have to re-input the returned check.

1 is a schematic view showing a financial device according to an embodiment of the present invention;
FIG. 2 is a block diagram of a financial instrument according to an embodiment of the present invention; FIG.
3 is a flowchart illustrating a method of controlling a financial instrument according to an embodiment of the present invention.
FIG. 4 is a diagram showing a check number and a bundling process for each check inserted. FIG.
5 is a diagram illustrating a control method of a financial instrument according to another embodiment of the present invention.
FIG. 6 is a view showing a check number and a bundling process according to another embodiment of the present invention; FIG.

Hereinafter, some embodiments of the present invention will be described in detail with reference to exemplary drawings. It should be noted that, in adding reference numerals to the constituent elements of the drawings, the same constituent elements are denoted by the same reference numerals even though they are shown in different drawings. In the following description of the embodiments of the present invention, a detailed description of known functions and configurations incorporated herein will be omitted when it may make the difference that the embodiments of the present invention are not conclusive.

In describing the components of the embodiment of the present invention, terms such as first, second, A, B, (a), and (b) may be used. These terms are intended to distinguish the constituent elements from other constituent elements, and the terms do not limit the nature, order or order of the constituent elements. When a component is described as being "connected", "coupled", or "connected" to another component, the component may be directly connected or connected to the other component, Quot; may be "connected," "coupled," or "connected. &Quot;

The financial device according to an embodiment of the present invention is a financial device that obtains various media such as banknotes, securities (including checks), giro, coins, vouchers, etc. and processes and / or processes withdrawals, Such as processing such as withdrawal, withdrawal, gift withdrawal, and the like. Examples of such financial instruments include an automated teller machine (ATM) such as a cash dispenser (CD), a cash recycling machine, and the like. However, the financial instrument is not limited to the above-described example, and may be various devices for automating the financial business such as FIS (Financial Information System).

The financial device according to an embodiment of the present invention can be classified into a financial device used by a customer and a financial device used by a bank administrator.

Hereinafter, an embodiment of the present invention will be described on the assumption that the financial instrument is a financial automation machine and is a financial automation machine used by a bank administrator. However, this assumption is for convenience of explanation, and it is revealed that the technical idea of the present invention is applicable not only to financial automatic machines, but also to financial automatic machines used by customers.

FIG. 1 is a schematic diagram showing a financial device according to an embodiment of the present invention, and FIG. 2 is a block diagram of a financial device according to an embodiment of the present invention.

Referring to FIGS. 1 and 2, a financial device 1 according to an embodiment of the present invention may include a main body 10 for housing a plurality of parts therein.

The financial instrument 1 includes a media inlet 11 for receiving a medium, a first media outlet 12 for withdrawing a medium for withdrawal, a medium inlet 11 for feeding the medium through the medium inlet 11, And a second medium take-out unit 13 in which the introduced medium is drawn out or the bad medium out of the introduced medium is drawn out.

In this embodiment, the first medium draw-out portion 12 and the second medium draw-out portion 13 are independently formed, but they can be integrated into one medium draw-out portion. It is also possible that the media inlet portion 11 and the media outlet portions 12 and 13 are integrated into one media entry / exit portion.

Although not shown, the media inlet 11 may include media separating means for separating the media, and the structure of the media inlet 11 may be realized by a known structure, It will be omitted.

The financial instrument 1 may further include a discriminator 14. The discriminating unit 14 can discriminate the type of the medium or discriminate the defective medium when storing or withdrawing the medium.

In addition, when the medium is a check, the distinguishing unit 14 can recognize the type of check (whether it is a check or a check), the amount of the check, and the number of the check. The distinguishing unit 14 may include at least one of an optical character reader (OCR) and a magnetic ink character reader (MICR). However, it is to be noted that there is no limitation in the kind and the number of the distinguishing unit 14 in the present invention.

The financial instrument 1 may further include a paper currency temporary accumulation unit 15 in which bank notes are temporarily accumulated. The banknote temporary accumulation unit 15 may temporarily store the banknotes received through the medium inlet unit 11 when the banknote is to be deposited in the financial instrument 11. [

The banknotes accumulated in the banknote temporary accumulation unit 15 can be transferred to the medium storage unit 20 to be described later when a deposit confirmation command is finally input.

The financial instrument 1 may further include a media storage unit 20 for storing media. The media storage 20 may include one or more bill cassettes 21 to 23 and one or more check cassettes 24.

In the check cassette 24, a check temporary accumulation unit 25 and a check storage unit 26 for withdrawal may be provided. The structure of the check cassette 24 in the present invention can be implemented by a known technique, and thus a detailed description thereof will be omitted.

As another example, it is also possible that the check temporary accumulation unit 25 exists as a separate module from the check cassette 24 and is disposed outside the check cassette 24.

The financial instrument 1 may further include an operation cassette 30. The operating cassette 30 may store a medium to be supplemented by the medium storage unit 20 or may store the medium recovered from the medium storage unit 20. [

Although not shown, each of the cassettes 21 to 24 and the operation cassette 30 may include media separating means for separating the medium from the medium accumulating means for accumulating the medium, and each of the cassettes 21 to 24 and the operation cassette Since the structure can be implemented by a known structure, a detailed description will be omitted.

The financial instrument 1 includes a first collection box 31 for collecting media determined to be defective in the depositing process, a second collection box 32 capable of recovering a media determined to be defective in the withdrawal process, As shown in FIG.

As another example, any one of the first collection box 31 and the second collection box 32 can perform a check deposit function in which a check that has been deposited is stored. In this case, the defective medium may be stored in the other of the first collection box 31 and the second collection box 32.

As another example, it is possible to further include a check deposit box in which a check, which has been separately processed from the first collection box 31 and the second collection box 32, is stored.

The financial instrument 1 includes a user interface unit 41 for receiving a deposit or withdrawal instruction of a user or a clerk or displaying information to a user or a clerk, a memory 43 for storing information, A transporting device 42 for transporting media between each of the modules (media inlet portion, medium withdrawal portion, discriminating portion, temporary accumulating portion, operating cassette, and medium storage portion) for controlling the transporting device 42, 40 and a communication unit 45 capable of transmitting and receiving a message by communication with the host server 2. [

The user interface unit 41 may input a transaction command or display information on the transaction. Alternatively, the user interface unit 41 may include a staff interface unit and a customer interface unit.

The memory 43 may store information on the medium stored in the financial instrument 1. [ For example, the number, amount, and denomination information of the media stored in the financial device 1 may be stored.

In addition, the memory 43 may store the type of the inserted check, the amount of the check, and the check number.

The control unit 40 can control the transport device 42 in accordance with the type of financial transaction or the state of the medium.

Hereinafter, a method of controlling a financial instrument according to an embodiment of the present invention will be described.

FIG. 3 is a flowchart for explaining a method of controlling a financial instrument according to an embodiment of the present invention. FIG. 4 is a diagram illustrating a check number and a bundling process according to an input order of an inserted check.

In this case, FIG. 4A shows a check number by the deposit order of the inserted check, and FIG. 4B is a view showing a process of bundling the self check.

Referring to FIGS. 1, 3 and 4, in order to store the medium in the financial transaction machine 1 during the deposit transaction, the medium is inserted into the medium inlet section 11 (S1).

The medium inserted into the medium inlet portion 11 is separated by the medium separating means, passes through the discriminating portion 14, and the discriminating portion discriminates the medium (S2).

The information of the medium discriminated by the discriminating unit 14 is stored in the memory 43. [

Next, the control unit 40 determines whether the medium passing through the discrimination unit 14 is a normal medium (S3).

If it is determined in step S3 that the medium passing through the discrimination unit 14 is not a normal medium (in the case of a defective medium), the control unit 40 controls the transport apparatus 42 so that the defective medium And is returned to the first medium draw-out section 12 or the second medium draw-out section 13 (S9).

On the other hand, if it is determined in step S3 that the medium passing through the discrimination unit 14 is a normal medium, the control unit 40 determines whether the medium passing through the discrimination unit 14 is a check (S4).

If it is determined in step S4 that the medium passing through the discrimination unit 14 is not a check, that is, if it is a banknote, the control unit 40 controls the conveying device 42 so that the banknote is temporarily accumulated To be transferred to the unit 15 (S5).

On the other hand, if it is determined in step S4 that the medium passing through the discrimination unit 14 is a check, the control unit 40 determines whether the check is a cash check (S6).

In this specification, self-check is a check issued by a bank in which the financial instrument is installed, and the check is a check issued by a bank other than the bank in which the financial instrument is installed.

As a result of the determination in step S6, if the check after the discrimination unit 14 is a self check, the control unit 40 determines whether the self-check can be bundled (S7).

If it is determined in step S7 that the cash check can be bundled, the control unit 40 bundles the bundled cashier's check (S8). That is, the control unit 40 determines that the bundled check can belong to any one bundle, and stores the check in the memory 43.

The control unit 40 controls the conveying device 42 to control the check to be transferred to the check temporary accumulating unit 25 (S10). As a result of the determination in step S6, the control unit 40 also controls the transport device 42 to determine whether the check before the discrimination unit 14 is a self check, Is transferred to the check temporary accumulating unit 25 (S10).

On the other hand, if it is determined in step S7 that the cash check can not be bundled, the control unit 40 controls the transport device 42 so that the cash check is sent to the first media outlet 12, And is returned to the medium withdrawal portion 13 (S9).

The bundling of checks will be described.

Hereinafter, it is explained that eleven check checks sequentially pass through the distinguishing unit. For convenience of explanation, the check numbers are exemplified by two numbers after the second digit.

In the present invention, it is assumed that the cashier's check is bundled into four bundles. The number of bundles to be bundled by the kind of banking machine or bank is not limited, and it can be set or changed by the manager Leave.

11 check checks having check numbers of 78, 80, 85, 90, 91, 79, 00, 21, 22, 02, 01 may sequentially pass through the discriminating unit 14.

When 11 pieces of check are past the discrimination unit 14, the order of depositing 11 check checks and the check number of each 11 checks can be stored in the memory 43. In addition, the bundle number to be bundled and the check number belonging to the bundle number may be stored in the memory 43 as shown in FIG. 4B.

The control unit 40 determines whether or not the bundle process can be performed based on the check number stored in the memory 43. [

First, when the first check having the check number 78 passes through the discrimination unit 14, the control unit 40 determines that the first check belongs to the first bundle.

Next, when the second check having the check number of 80, the third check having the check number of 85, and the fourth check having the check number of 90 are sequentially passed through the discrimination unit 14, It is determined that the check belongs to the second bundle, the third check belongs to the third bundle, and the fourth check belongs to the fourth bundle.

That is, the control unit 40 determines that the first check to the fourth check can be bundled. Therefore, the first to fourth checks are accumulated in the check temporary accumulation unit 25 after passing through the discrimination unit 14.

Next, when the fifth check having the check number 91 passes the discrimination unit 14, the check number of the fifth check is continuous with the check number of the fourth check belonging to the fourth bundle. Therefore, 5 Determine that the check belongs to the fourth bundle. Therefore, the fifth check also accumulates in the check temporary accumulation unit 25 after passing through the discrimination unit 14. [

Next, when the sixth check having the check number 79 passes the discrimination unit 14, the control unit 40 determines that the sixth check belongs to the first batch. Thus, the sixth check is accumulated in the check temporary accumulation unit 25 after passing through the discrimination unit 14. [

At this time, the check number of the sixth check is a number between the check number of the first check and the check number of the second check, and the check numbers of the first check, the sixth check and the second check are consecutive.

Therefore, the control section 40 determines that the first check, the sixth check, and the second check belong to the first bundle. In this case, since the second check belonging to the second bundle is changed to belong to the first bundle, the control unit 40 changes the third check having the check number 85 to belong to the second bundle, , The fourth check (91) and the fifth check (5) belong to the third bundle.

Then, when the seventh check whose check number is 00 passes the discrimination unit 14, the control unit 40 determines that the seventh check belongs to the fourth bundle. Thus, the seventh check is accumulated in the check temporary accumulation unit 25 after passing through the discrimination unit 14. [

Then, when the eighth check with the check number 21 passes through the discrimination unit 14, the eighth check can not belong to any one of the four bundles, that is, the eighth check can not belong to any of the four bundles The control unit 40 controls the transport device 42 to return the eighth check to the first medium withdrawal unit 12 or the second medium withdrawal unit 13 because it is not continuous with the check number.

Next, when the ninth check having the check number 22 passes through the discrimination unit 14, the ninth check can not belong to any one of the four bundles, that is, the ninth check is not included in the four bundles The control section 40 controls the transport device 42 to return the ninth check to the first media outlet section 12 or the second media outlet section 13 because it is not continuous with the check number.

The tenth check can not belong to any one of the four bundles when the tenth check having the check number 02 next passes through the discrimination unit 14 and therefore the control unit 40 controls the transport device 42 So that the tenth checks are returned to the first media outlet 12 or the second media outlet 13.

Then, when the eleventh check having the check number 01 passes the discrimination unit 14, the check number of the eleventh check continues with the check number of the seventh check belonging to the fourth bundle, 11 Determine that the check belongs to the fourth bundle.

In summary, the control unit 40 judges whether or not the cash check can be bundled, and bundles the bundled checks to belong to any bundle.

That is, in the present specification, "bundling" means that checks are consecutively determined as one group.

Referring back to FIG. 3, after completing the bundling process, the controller 40 determines whether a deposit confirmation command is input (S11). If the deposit confirmation command is not input, the control unit 40 controls the bill accumulation unit 15 and the check temporary accumulation unit 25 to collect bills and checks in the first medium withdrawal unit 12 and / 2 medium withdrawal portion 13. In this case,

On the other hand, if it is determined in step S11 that a deposit confirmation command has been input, the control unit 40 causes the communication unit 45 to transmit and receive a check of the check deposited in the host server 2 (S12).

For example, the advertisement sent to the host server 2 may include check information belonging to four bundles. At this time, since the check numbers are consecutive for each bundle, the full text does not include all bundle check numbers, and may include the fastest check number among the bundle check number and check number. In addition, the specials may include the number and amount information of the check.

According to the present invention, since the specialist does not include all the check numbers and includes one check number and the number of sheets per bundle, the amount of data included in the specialist is reduced.

When the special transmission / reception with the host server 2 is completed, the control unit 40 deposits a check and a banknote (S13). That is, the control unit 40 controls the conveying device 42 so that each bill and check accumulated in the check temporary accumulating unit 25 and the bill accumulating unit 15 are sent to the discriminating unit 14 again I will pass.

The control unit 40 allows the bills past the discriminating unit 14 to be conveyed to the paper currency cassettes 21 to 23 and allows the check to be transferred to the check unit 14 through the check.

On the other hand, as shown in Fig. 4 (b), the tenth check is returned without being bundled. However, the tenth check is consecutive with the seventh check and the eleventh check and the check number belonging to the fourth bundle.

3, when the additional deposit instruction is inputted before the step S11 and the tenth check is input again, the check number of the tenth check preceding the discrimination unit 14 is the seventh check belonging to the fourth bundle, Since the check and the check number are continuous, the control unit 40 can determine and bundle that the tenth check belongs to the fourth bundle.

Then, the steps after step S11 can be performed.

According to the present embodiment, the check number is not only recognized in the financial device even when the staff member or the customer does not manually input the check number, but also the batch processing is performed, thereby improving convenience for the staff member and the customer.

In addition, even when a check is additionally input, the bundling process information is stored in the memory. Therefore, the information stored in the memory can be compared with the check number of the check inserted additionally, and the bundling process can be additionally performed.

In addition, in the case of bundled checks, it is not necessary to include all the check numbers in the specialist and transmit them to the host server, which reduces the amount of data included in the specialist.

In the above description, when checks and bills are not put together but only checks are input, the contents of bill insertion, temporary collection of bills, transfer of bills, and storage of bills in a bill cassette may be omitted.

FIG. 5 is a view for explaining a control method of a financial instrument according to another embodiment of the present invention, FIG. 6 is a diagram showing a check number according to a deposit order of an inserted check in accordance with another embodiment of the present invention, to be.

The present embodiment is similar to the previous embodiment in other respects, but is characterized in that there is a difference in the bundling method and timing. Therefore, only the characteristic parts of the present embodiment will be described below.

1, 5 and 6, in order to store the medium in the financial instrument 1 in the deposit transaction, the medium is inserted into the medium inlet portion 11 (S21).

After being separated by the medium separating unit, the medium inserted into the medium inlet unit 11 passes through the discriminating unit 14, and the discriminating unit discriminates the medium (S22).

The information of the medium discriminated by the discriminating unit 14 is stored in the memory 43. [

Then, the control unit 40 determines whether the medium passing through the discrimination unit 14 is a normal medium (S23).

As a result of the judgment in the step S23, if the medium passing through the discrimination unit 14 is not a normal medium (in the case of a defective medium), the control unit 40 controls the transporting device 42, To be returned to the first medium draw-out unit 12 or the second medium draw-out unit 13 (S29).

On the other hand, if it is determined in step S23 that the medium passing through the discrimination unit 14 is a normal medium, the control unit 40 determines whether the medium passing through the discrimination unit 14 is a check (S24).

As a result of the judgment in the step S24, if the medium passing through the discrimination unit 14 is not a check, that is, a banknote, the control unit 40 controls the conveying device 42 so that the banknote is temporarily accumulated (S31).

On the other hand, if it is determined in step S24 that the medium passing through the discrimination unit 14 is a check, the control unit 40 causes the check to be transferred to the check temporary accumulating unit (S25). That is, in the present embodiment, checks are transferred to the check temporary accumulating unit 25 irrespective of the type of the checks and the possibility of batch processing, as long as the checks past the discriminating unit 14 are normal checks.

After the temporary accumulation of checks or bills is completed, a screen for confirming whether or not the inputted number of bills or checks is matched can be displayed on the user interface 41. When the staff member or the customer inputs an agreement confirmation command, The injection is ended (S26).

In the present embodiment, the termination of the first input does not mean that the transaction is terminated, but means that the additional input is not proceeded.

Of course, it is also possible to omit the process of displaying the screen for confirming whether the first input is completed, that is, whether the input number of bills or checks are identical, and receiving the confirmation confirmation command.

Next, the control unit 40 determines whether or not the check integrated in the check temporary accumulation unit 25 can be bundled (S27).

If it is determined in step S27 that the check accumulated in the check temporary accumulation unit 25 can be bundled with the cash check, the control unit 40 bundles the bundled cashier's check. That is, the control unit 40 determines that the bundled check can belong to any one bundle, and stores the check in the memory 43.

The control unit 40 may pass the check accumulated in the check temporary accumulation unit 25 again after the check is drawn out from the check temporary accumulation unit 25. [

The control unit 40 controls the conveying device 42 to convey a check which can be checked or bundled among the checks past the discriminating unit 14 to the temporary accumulating unit 15 S31). On the other hand, the control unit 40 controls the conveying device 42 so that a check that can not be bundled out of the checks past the discrimination unit 14 is output to the first medium draw- (Step S29).

As another example, when the checks accumulated in the check temporary accumulation unit 25 are not passed through the discrimination unit 14 after being drawn out to the check temporary accumulation unit 25, The unprocessable check can be returned to the media draw-out portion. That is, the memory 43 stores the type, amount, and number of the medium passing through the discriminating unit 15, and the order in which each medium is drawn into the check temporary accumulating unit 25 can be stored.

Therefore, even if the check drawn out from the check temporary accumulating unit 25 does not pass through the discriminating unit 14 again, the conveying direction of the check can be controlled based on the information stored in the memory 43.

The bundling of checks will be described.

Hereinafter, twelve self-checks will sequentially pass through the distinguishing unit, and for convenience of explanation, the check numbers will be described with two numbers in the last two digits, for example.

Referring to FIG. 6, the check number of the checks sequentially discriminated is stored in the memory 43, and the control unit 40 performs the batch processing of checks based on the check numbers stored in the memory 43, . At this time, the bundle check number is as shown in FIG. 6 (b).

For example, the first set may be determined to include a first check with a check number of 78, a sixth check with a check number of 79, and a second check with a check number of 80.

And the second set may be determined to include a third check having a check number of 85.

The third set may be determined to include a fourth check having a check number of 90 and a fourth check having a check number of 91. [

The fourth set may be determined to include a seventh check with a check number of 00 and a tenth check with a check number of 01. [

The fifth set may be determined to include an eighth check with check number 21 and a ninth check with check number 22.

The sixth bundle may include an eleventh check having a check number 07 and the seventh bundle may be determined to include a twelfth check having a check number 09. [

As described above, the control unit 40 can primarily determine the first through seventh bundles by performing the bundling process.

In this case, when the number of bundles is set to four in the financial apparatus, four bundles are selected in the order of bundles having a large number of sheets or in the order of depositing a check, and the remaining bundles are determined with a check to be returned. In this specification, the selection criteria of the number of bundles is not limited.

6B, the first bundle, the third bundle, the fourth bundle, and the fifth bundle are ultimately bundled, and the second bundle, the sixth bundle, and the seventh bundle may be finally determined as the check to be returned .

Therefore, the checks finally bundled, that is, the checks belonging to the first bundle, the third bundle, the fourth bundle and the fifth bundle are bundled in step S28 (S30), and the bill temporary accumulation unit 15 The checks belonging to the second bundle, the sixth bundle and the seventh bundle may be returned to the first media outlet 12 or the second media outlet 13.

Next, the controller 40 determines whether a deposit confirmation command is input (S32). If the deposit confirmation command is not input, the control unit 40 causes the bill accumulated in the bill collecting unit 15 and the check to be transferred to the first and second media withdrawing units 12 and 13 To be returned.

On the other hand, if it is determined in step S32 that a deposit confirmation command has been input, the control unit 40 causes the communication unit 45 to transmit and receive the check sent to the host server 2 (S33).

For example, the advertisement sent to the host server 2 may include check information belonging to four bundles. At this time, since the check numbers are consecutive for each bundle, the full text does not include all bundle check numbers, and may include the fastest check number among the bundle check number and check number. In addition, the specials may include the number and amount information of the check.

When the special transmission / reception with the host server 2 is completed, the control section 40 deposits the check and the banknote (S34). That is, the control unit 40 controls the conveying device 42 so that the respective bills and checks accumulated in the paper currency temporary accumulating unit 15 pass through the discriminating unit 14 again.

The control unit 40 controls the conveying device 42 to convey the banknotes past the discriminating unit 14 to the banknote cassettes 21 to 23.

On the other hand, the control unit 40 may transfer the check drawn out from the temporary paper currency accumulation unit 15 to the temporary paper currency accumulation unit 25 again. The check temporary accumulation unit 25 may be provided with a printing device (not shown) for printing a check. Therefore, the check drawn out from the bill temporary accumulation unit 15 can be drawn out from the check temporary accumulation unit 25 after being printed in the check temporary accumulation unit 25, and finally, can be transferred to the check deposit.

According to this embodiment, since the checks determined as normal media are collectively collected in the check temporary accumulation unit, it is determined whether or not the bundling process is performed, so that the number of checks that can be bundled by one input can be increased, There is an advantage that the manager or the customer does not have to re-input the returned check.

In the above description, when checks and bills are not put together but only checks are input, the contents of bill insertion, temporary collection of bills, transfer of bills, and storage of bills in a bill cassette may be omitted.

While the present invention has been described in connection with what is presently considered to be the most practical and preferred embodiment, it is to be understood that the invention is not limited to the disclosed embodiments. That is, within the scope of the present invention, all of the components may be selectively coupled to one or more of them. Furthermore, the terms "comprises", "comprising", or "having" described above mean that a component can be implanted unless otherwise specifically stated, But should be construed as including other elements. All terms, including technical and scientific terms, have the same meaning as commonly understood by one of ordinary skill in the art to which this invention belongs, unless otherwise defined. Commonly used terms, such as predefined terms, should be interpreted to be consistent with the contextual meanings of the related art, and are not to be construed as ideal or overly formal, unless expressly defined to the contrary.

The foregoing description is merely illustrative of the technical idea of the present invention, and various changes and modifications may be made by those skilled in the art without departing from the essential characteristics of the present invention. Therefore, the embodiments disclosed in the present invention are intended to illustrate rather than limit the scope of the present invention, and the scope of the technical idea of the present invention is not limited by these embodiments. The scope of protection of the present invention should be construed according to the following claims, and all technical ideas within the scope of equivalents should be construed as falling within the scope of the present invention.

1: financial instrument 10: media inlet
14: Discrimination part 15: Banknote temporary accumulation part
20: Media storage unit 40: Control unit

Claims (17)

A media inlet capable of receiving a medium;
A medium withdrawing portion capable of withdrawing the medium;
A discrimination unit for discriminating a medium introduced through the medium inlet unit;
A memory for storing information of a medium discriminated by the discriminating unit; And
A control unit for judging whether or not the bundle process can be performed based on the check number when the medium passing through the discrimination unit is a check, and for depositing a bundle checkable check; And
Further comprising a communication unit for communication with the host server,
Wherein the control unit includes information of the bundled checks in a bundle-by-bundle basis, and controls the communication unit to transmit and receive a message to and from the host server. The method according to claim 1,
Wherein the control unit can return the check that can not be bundled to the medium withdrawal unit. The method according to claim 1,
Further comprising a check temporary accumulation unit in which the check inserted through the medium inlet unit can be temporarily integrated,
Wherein the control unit causes the check advance to be accumulated in the check temporary accumulation unit when the check past the discrimination unit is a check,
Wherein the check is accumulated in the check temporary accumulation unit when the check before the discrimination unit is a self check and when the self-check can be bundled. The method of claim 3,
Wherein the control unit returns the cashier's check to the medium withdrawal unit when the check before the check unit is a cash check and when the cashier's check can not be bundled. 5. The method of claim 4,
Wherein the control unit transfers the reinserted cash check to the check temporary accumulation unit when the return check returned to the media withdrawal unit is reentered before the depositing confirmation command is input and reinserted cash checks can be bundled. The method according to claim 1,
A check temporary accumulation unit in which the check inserted through the media inlet unit can be temporarily integrated;
Further comprising a paper currency temporary accumulation unit for temporarily accumulating the paper money drawn through the medium inlet unit,
Wherein the control unit causes the check to be accumulated in the check temporary accumulation unit irrespective of the type of the check and whether or not the check can be bundled when the check is a normal check. The method according to claim 6,
Wherein the control unit judges whether or not the bundle of checks integrated in the check temporary accumulation unit can be processed,
If the check accumulated in the check temporary accumulation unit is a check or bundle process, the check or bundle check can be transferred to the temporary accumulation unit,
Wherein the check integrated in the check temporary accumulation unit is returned to the medium withdrawal unit by the check unit, the check being unable to be bundled. 8. The method of claim 7,
A banknote cassette for storing deposited banknotes,
Further comprising: a check deposit box for storing the deposited check,
Wherein the control unit allows the check, check, and paper money accumulated in the temporary paper currency accumulation unit to pass through the discrimination unit again when a deposit confirmation command is input,
The bill is fed to the bill cassette again,
And the checks are sent again to the check depositing unit. delete A step of discriminating the check inserted into the media take-out part by the discriminating part;
Storing information of the check discriminated by the discriminating unit in a memory;
Determining whether or not batch processing of the checks discriminated by the discrimination unit is possible based on the information of the checks stored in the memory by the control unit; And
The control unit controlling the conveyance of the check depending on whether or not the check can be bundled,
Wherein the control unit controls the communication unit to send and receive a message to and from the host server by including the information of the bundled check in a bundle-by-bundle basis. 11. The method of claim 10,
Wherein the step of controlling the transfer of the check includes transferring the batch processable check to the check temporary accumulation unit and returning the unprocessable check to the medium withdrawal unit. A step of discriminating the check inserted into the media take-out part by the discriminating part;
Storing information of the check discriminated by the discriminating unit in a memory;
The normal check being accumulated in the check temporary accumulation unit among the checks discriminated by the discrimination unit;
Determining whether batch processing of the check integrated in the check temporary accumulation unit is possible based on the information of the check stored in the memory by the control unit; And
Wherein the control unit controls the conveyance of the check according to whether or not the check can be bundled,
Wherein the control unit controls the communication unit to send and receive a message to and from the host server by including the information of the bundled check in a bundle-by-bundle basis. 13. The method of claim 12,
Wherein the step of controlling the transfer of the check includes the step of transferring the check to the banknote temporary accumulation unit when the check can be bundled and returning the check to the medium withdrawal unit when the bundle can not be bundled. 14. The method of claim 13,
Wherein the step of controlling the transfer of the check further comprises the step of causing the check drawn out from the check temporary accumulation unit to pass again through the discrimination unit. 14. The method of claim 13,
And wherein the step of controlling the transfer of the check further comprises the step of transferring the check drawn by the check temporary accumulation unit to the bill accumulation unit without passing through the discrimination unit. 14. The method of claim 13,
Further comprising the step of transferring the check accumulated in the banknote temporary accumulation unit to the check deposit bank when the deposit confirmation command is inputted. 17. The method of claim 16,
Wherein the check accumulated in the bill collecting unit is transferred to the check temporary accumulating unit before being conveyed to the check depositing unit, and the printed check is conveyed to the check depositing unit.

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