KR101979282B1 - Financial device and method for controlling the same - Google Patents

Abstract

The present invention relates to a financial instrument.
According to one aspect of the present invention, there is provided a financial device comprising: a customer information acquiring unit for acquiring customer information; A user interface unit for displaying a menu and information for depositing or withdrawing money and receiving a command; A media processing device capable of processing a medium to be deposited or withdrawn and transferring the medium; And a control unit for controlling the media processing apparatus.
The medium processing apparatus includes a medium entry / exit module for input / output of a medium; A discrimination unit for discriminating a medium inserted into the medium entry / exit module; A multi-function module capable of temporarily accumulating media past the discriminator; And a media storage unit for storing a medium to be discharged to the media input / output module and a medium input to the media input / output module, wherein the controller is configured to transmit the medium to the media storage unit Wherein the control unit controls the media processing apparatus so that the medium can be supplemented or recovered from the media storage unit, and the control unit controls the media processing unit so that when the medium does not exist in the multi-function module, And controls the media processing apparatus to perform the function.

Description

FIELD OF THE INVENTION [0001]

This specification relates to a financial instrument and a control method thereof.

Generally, a financial instrument is a device that processes a financial business desired by a customer. The financial instrument can deposit and withdraw the medium or automatically transfer the medium. For example, the financial instrument may deposit or withdraw bills or checks.

A financial instrument is disclosed in Korean Patent Laid-Open Publication No. 10-2016-0126270.

The financial instrument, which is a prior art document, includes a temporary accumulation module for temporarily accumulating the medium during the depositing process, and an additional function module for supplementing the medium with the medium storage portion or retrieving the medium of the medium storage portion.

In the case of such a financial instrument of the prior art, there is a problem that the structure and the cost are complicated because the temporary integration module and the additional function module exist separately, and there is a problem that the individual control of each module is required and the individual management and maintenance are required .

SUMMARY OF THE INVENTION It is an object of the present invention to provide a financial instrument and a control method thereof, in which one module can perform not only a temporary accumulation function but also a supplement and recovery function.

Another object of the present invention is to provide a financial instrument and a control method thereof that improves the operability of a device by performing a temporary accumulation function in place of another module when the module performing the temporary accumulation function fails to perform the corresponding function .

According to one aspect of the present invention, there is provided a financial device comprising: a customer information acquiring unit for acquiring customer information; A user interface unit for displaying a menu and information for depositing or withdrawing money and receiving a command; A media processing device capable of processing a medium to be deposited or withdrawn and transferring the medium; And a control unit for controlling the media processing apparatus.

The medium processing apparatus includes a medium entry / exit module for input / output of a medium; A discrimination unit for discriminating a medium inserted into the medium entry / exit module; A multi-function module capable of temporarily accumulating media past the discriminator; And a media storage unit for storing a medium to be discharged to the media input / output module and a medium input to the media input / output module, wherein the controller is configured to transmit the medium to the media storage unit Function module, and the media processing apparatus is controlled so that the medium can be recovered from the media storage unit, and in the case of the deposit transaction, when the medium does not exist in the multi-function module, And controls the media processing apparatus to perform the processing.

According to another aspect of the present invention, there is provided a method of controlling a financial instrument, comprising: temporarily accumulating a medium inserted through a medium entry / exit module; And transferring the temporarily accumulated media to a storage location for storing the media. In the temporarily storing step, it is determined whether or not the medium exists in the multi-function module capable of performing the temporary integration function, And temporarily storing the medium inserted through the medium entry / exit module into the multi function module when the medium does not exist in the multi function module, temporarily storing the medium in the check storage module when the medium exists in the multi function module, In the step of transferring to the storage position, when the medium is temporarily accumulated in the multi-function module, the medium is transferred to the medium storage unit, and when the medium is temporarily accumulated in the check storage module, the medium is transferred to the medium storage unit or the multi function module .

According to another aspect of the present invention, there is provided a media processing apparatus comprising: a media input / output module for inputting and ejecting a medium; A discrimination unit for discriminating a medium inserted into the medium entry / exit module; A medium storage unit for storing a medium to be discharged to the medium entry / exit module and a medium inserted into the medium entry / exit module; And a supplementary function for supplementing the medium with the medium storage unit in a financial standby state or a recovery function for recovering the medium from the medium storage unit, and when there is no medium stored in the deposit transaction, And a multi-function module that performs a temporary accumulation function for temporarily accumulating the medium.

According to the proposed invention, since the multifunction module can perform the supplementary function and / or the withdrawal function as well as the temporary integration function, the structure of the financial instrument is simplified and the manufacturing cost is reduced.

Also, when the multifunction module can not perform the temporary integration function, the other module performs the temporary integration function, thereby improving the operability of the device.

BRIEF DESCRIPTION OF THE DRAWINGS FIG. 1 is a schematic view of a financial instrument according to an embodiment of the present invention. FIG.
FIG. 2 is a diagram showing media transportation in a financial instrument when a multi-function module according to an embodiment of the present invention performs a supplementary function. FIG.
FIG. 3 is a diagram showing media transportation in a financial device when a multi-function module performs a recovery function according to an embodiment of the present invention. FIG.
FIG. 4 is a diagram showing a transfer of a medium in a financial apparatus when a multi-function module according to an embodiment of the present invention performs a temporary integration function; FIG.
5 is a diagram illustrating a process in which a medium temporarily accumulated in a multi-function module according to an embodiment of the present invention is transferred to a medium storage unit.
FIG. 6 is a diagram illustrating a process in which a medium is temporarily accumulated in a check temporary accumulation unit for a deposit transaction in a state where a medium exists in a multi-function module according to an embodiment of the present invention. FIG.
7 is a diagram illustrating a process in which a temporarily accumulated medium in a check temporary storage unit according to an embodiment of the present invention is transferred to a banknote storage module and / or a deposit check storage unit.
FIG. 8 is a diagram illustrating a process in which a medium is temporarily accumulated in a second space of a medium entry / exit module for a deposit transaction in a state where a medium exists in a multi-function module according to an embodiment of the present invention.
9 is a view illustrating a process in which a temporarily accumulated medium is transferred to a banknote storage module and / or a deposit check storage unit in a second space of a medium entry / exit module according to an embodiment of the present invention.

Hereinafter, some embodiments of the present invention will be described in detail with reference to exemplary drawings. It should be noted that, in adding reference numerals to the constituent elements of the drawings, the same constituent elements are denoted by the same reference symbols as possible even if they are shown in different drawings. In the following description of the embodiments of the present invention, a detailed description of known functions and configurations incorporated herein will be omitted when it may make the difference that the embodiments of the present invention are not conclusive.

In describing the components of the embodiment of the present invention, terms such as first, second, A, B, (a), and (b) may be used. These terms are intended to distinguish the constituent elements from other constituent elements, and the terms do not limit the nature, order or order of the constituent elements. When a component is described as being "connected", "coupled", or "connected" to another component, the component may be directly connected or connected to the other component, Quot; may be " connected, " " coupled, " or " connected. &Quot;

The financial device according to an embodiment of the present invention is a financial device that obtains various media such as banknotes, securities (including checks), giro, coins, vouchers, etc. and processes and / or processes withdrawals, Such as processing such as withdrawal, withdrawal, gift withdrawal, and the like. Examples of such financial instruments include an automated teller machine (ATM) such as a cash dispenser (CD), a cash recycling machine, and the like. However, the financial instrument is not limited to the above-described example, and may be various devices for automating the financial business such as FIS (Financial Information System).

Hereinafter, an embodiment of the present invention will be described on the assumption that the financial instrument is a financial automatic instrument. However, this assumption is only for convenience of explanation, and the technical idea of the present invention is not limited to the financial automation equipment.

1 is a schematic view of a financial instrument according to an embodiment of the present invention.

Referring to FIG. 1, a financial instrument according to an embodiment of the present invention may include a medium processing apparatus 10 for processing a medium.

The financial instrument 1 may further include a customer information obtaining unit 18 for obtaining customer information.

The customer information acquiring unit 18 may include a passbook processing module for enabling the entry and exit of passbooks and recognizing passbooks. Alternatively, the customer information obtaining unit 18 may include a card processing module for allowing the card to be input / output and for recognizing the card.

In this embodiment, there is no limitation on the kind of the customer information obtaining unit 18, and it is also possible to obtain the information recorded in the RFID tag or the USB, or obtain the customer information by using the biometric information such as the fingerprint. Alternatively, the customer information obtaining unit 18 may include a local area communication module.

The financial instrument 1 may further include a user interface 16 capable of displaying a menu and information for depositing or withdrawing money and inputting or selecting a command or information for deposit or withdrawal.

The financial instrument 1 may further include a control unit 14 capable of controlling the media processing apparatus 10 and the user interface 16. The control unit 14 may include a media processing apparatus control unit for controlling the media processing apparatus 10 and a financial apparatus control unit for controlling the financial apparatus 1. [

The media processing apparatus 10 may include a media input / output module 20 for media input / output.

The media input / output module 20 may include a media storage space accessible by a customer, and the media storage space may be opened and closed by a closure member such as a shutter and / or a cover, Sometimes it can be kept open without being opened or closed. The media storage space may be partitioned into a plurality of storage spaces by the partition member.

The media input / output module 20 can serve as a common input / output unit through which a plurality of kinds of media, such as banknotes and / or checks, can be input and output. The medium may be inserted into the media input / output module 20 in bundle units including a single sheet. Alternatively, media may be emitted to the media input / output module 20 in bundle units. At this time, banknotes and / or checks may be fed and discharged into the media input / output module 20 in bundle units.

Alternatively, the first space 20a (or the input space) into which the medium is inserted in the medium entry / exit module 20 and the second space 20b (or the release space) through which the medium is ejected may be distinguished. Alternatively, the media input / output module 20 may include an independent media input module and a media output module.

For example, in the depositing process, the user can insert the medium into the first space 20a, and in the withdrawal process, the medium can be discharged into the second space 20b.

The first space 20a may be provided with a separation device for separating the medium. The medium accumulated in the second space 20b may be moved toward the first space 20a as needed and separated by the separation device.

Alternatively, an additional separation device may be provided in the second space 20b. In this case, the medium integrated in the second space 20b can be separated from the second space 20b without being moved to the first space 20a by the additional separation device.

The media processing apparatus 10 may further include a discrimination unit 21. The distinguishing unit 21 can identify the denomination, the thickness, the amount of the denomination of the medium or the defective medium or the fake medium in the deposit transaction process and the withdrawal transaction process of the medium.

The media processing apparatus 10 may further include a multi-function module 30 capable of performing various functions including a medium, for example, a temporary accumulation function for temporarily accumulating banknotes.

When the multi-function module 30 performs the temporary accumulation function, the multi-function module 30 can temporarily accumulate the bill inserted into the medium entry / exit module 20 during the deposit transaction of the bill.

The banknotes accumulated in the multi-function module 30 may be transferred to the media storage unit 40 or may be returned to the media input / output module 20 in a deposit transaction process.

The media processing apparatus 10 may further include a media storage unit 40 for storing media. The media storage unit 40 may include a plurality of media storage modules 41 to 44.

The plurality of media storage modules 41 to 44 may include one or more check storage modules 41 for storing checks and one or more banknote storage modules 42, 43 and 44 for storing banknotes.

The one or more check storage modules 41 may include a printing device (not shown) for printing checks for deposits and / or withdrawals.

The one or more check storage modules 41 may include a check temporary accumulation section 41a for temporarily accumulating checks and a check storage section 41b for storing checks to be withdrawn.

At this time, the check storage module 41 can store gift certificates, securities, tickets, etc. in addition to checks. Alternatively, one or more of the check storage modules 41 may be replaced with a storage module for storing gift certificates, securities, tickets, and the like.

The multi-function module 30 can additionally perform a supplementary function for supplementing the medium or a recovery function for retrieving the medium.

For example, when the multi-function module 30 performs a supplementary function, the medium stored in the multi-function module 30 may be transferred to the medium storage unit 40. [

When the multi-function module 30 performs the retrieval function, the medium stored in the medium storage unit 40 may be retrieved to the multi-function module 30. [

The media processing apparatus 10 may further include a transfer module 24 for guiding the medium to the multi function module 30 or for transferring the medium from the multi function module 30. [

The transfer module 24 may further include a recovery space for recovering the medium. Although it is not restrictive, the medium which has been discharged to the medium entry / exit module 20 in the collection space 25 but has not been taken by the customer and / or a medium judged as a bad medium by the discrimination unit 21, The unrecognized medium may be received. Alternatively, the collection space 25 may be provided separately from the transport module 24 and connected to the transport module 24.

The media processing apparatus 10 may further include a collection unit 60. In the recovery unit 60, a medium determined to be a defective medium may be recovered in at least one of the process of depositing the medium, the process of withdrawing the medium, the process of supplementing the medium, and the recovery process of the medium.

The media processing apparatus 10 may further include a deposit check storage section 61, 62 in which a deposit check transferred from the medium entry / exit module 20 is stored. At this time, the deposit check may be recovered by separating the check issued by the bank operating the financial institution from the check issued by another bank.

For example, the deposit check storage units 61 and 62 may include a self check check storage unit 61 and a check check storage unit 62.

The collection unit 60 and the deposit check storage units 61 and 62 may be separate modules or a space divided into a single module.

The cash dispenser 60 and / or the deposit check storage units 61 and 62 can be easily opened to the collection unit 60 and / or the deposit check storage units 61 and 62 And may be located at the end of the financial instrument for access.

The media processing apparatus 10 may further include a transfer device 50 capable of transferring the medium to the collection unit 60 and the deposit check storage units 61 and 62.

The media processing apparatus 10 may further include a memory 19. [ The memory 19 may store information on functions or states currently performed by the multi-function module 30.

The control unit 14 controls the transportation of the medium in the medium processing apparatus 10 according to the function or status of the multi function module 30 stored in the memory 19. [ For example, the media processing apparatus 10 may include one or more branches for transferring the medium to a specific module, and the control unit 14 may control the transfer direction by controlling the one or more branches.

Hereinafter, the transfer of the medium in the financial apparatus according to the function and / or the state of the multi-function module 30 will be described.

FIG. 2 is a view showing media transportation in a financial device when the multi-function module of the present invention performs a supplementary function, and FIG. 3 is a diagram illustrating a medium in a financial device when the multi- Fig.

2, a medium stored in the multi-function module 30 may be supplemented by the medium storage unit 40. [

The user can input a medium for making up with the multi-function module 30, and a medium for making up the supplementary information input to the multi-function module 30 is extracted from the multi-function module 30, And then transferred to the media storage unit 40.

The mode of the financial device for performing the supplementary function by the multi-function module 30 may be referred to as a first mode. The current state of the multi-function module 30 may be stored in the memory 19.

The control unit 14 may control the media processing apparatus 10 so that the financial instrument operates in the first mode based on the current state information of the multi function module 30. [

For example, when it is necessary to supplement the medium to the media storage unit 40 in a state where the multi function module 30 can perform the supplementary function, the control unit 14 controls the control unit 14 so that the financial equipment 1 mode in order to operate the media processing apparatus 10. [

Next, referring to FIG. 3, the medium stored in the medium storage unit 40 may be retrieved by the multi-function module 30. FIG.

The mode of the financial device for performing the recovery function by the multi-function module 30 may be referred to as a second mode. The current state of the multi-function module 30 may be stored in the memory 19.

The control unit 14 may control the media processing apparatus 10 so that the financial instrument operates in the second mode based on the current state information of the multi function module 30. [

For example, when it is necessary to retrieve the medium of the media storage unit 40 to the multifunction module 30 in a state where the multifunction module 30 can perform the recovery function, The control unit 14 may control the media processing apparatus 10 so that the financial instrument operates in the second mode.

In the present embodiment, the multi-function module 30 may perform a supplementary function or a recovery function in a financial transaction (deposit transaction, withdrawal transaction, transfer transaction, etc.) standby state of the financial device.

FIG. 4 is a diagram showing a transfer of a medium in a financial device when the multi-function module according to an embodiment of the present invention performs a temporal integration function. FIG. 5 is a block diagram illustrating a multi-function module according to an embodiment of the present invention. FIG. 2 is a view showing a process in which a temporarily integrated medium is transferred to a medium storage unit.

Referring to FIGS. 4 and 5, the multi-function module 30 can perform a temporary accumulation function at the time of deposit transaction.

In the present embodiment, when the user starts the deposit transaction, the function of the multi-function module 30 is switched to the temporary integration function, and the current state of the multi-function module 30 can be stored in the memory 19 .

At this time, the temporary accumulation function may be performed only when the medium stored in the multi-function module 30 does not exist.

The mode of the financial device for performing the temporary integration function of the multi-function module 30 may be referred to as a third mode. The control unit 14 may control the media processing apparatus 10 so that the financial instrument operates in the third mode based on the current state information of the multi function module 30. [

First, referring to FIG. 4, a medium for depositing may be inserted into the media input / output module 20 to perform a deposit transaction.

The bill is fed to the multi-function module 30 via the conveying module 24 after passing through the discriminating portion 21, so that the multi-function module 30 ). ≪ / RTI > At this time, a bad medium or an unrecognized medium may be rejected to the medium entry / exit module 20 from the medium passing through the distinguishing unit 21.

If the medium inserted into the media entry / exit module 20 is a check, the check may be temporarily accumulated in the check temporary storage unit 41a in the check storage module 41 after passing through the identification unit 21. [

Then, the denomination and amount of the medium for depositing can be displayed through the user interface 16, and the deposit confirmation command can be inputted from the user.

5, when the deposit confirmation command is input through the user interface 16, the medium temporarily accumulated in the multi-function module 30 is extracted from the multi-function module 30, 21) to the media storage unit 40. [0050] The check temporarily accumulated in the check temporary accumulation unit 41a can be transferred to the deposit check storage units 61 and 62. [

On the other hand, when the deposit transaction is terminated, the function of the multi-function module 30 can be switched to the supplementary function or the withdrawal function. Accordingly, the multi-function module 30 performs the supplementary function or the withdrawal function while waiting for the financial transaction, and when the payment transaction is started, the multi-function module 30 can be switched to the temporary integration function.

FIG. 6 is a diagram illustrating a process in which a medium is temporarily accumulated in a check temporary accumulation unit for a deposit transaction in a state where a medium exists in a multi-function module according to an embodiment of the present invention. FIG. Is temporarily transferred to the banknote storage module and / or the deposit check storage unit.

If the medium exists in the multi-function module 30, the medium can not be temporarily accumulated in the multi-function module 30 during the deposit transaction process.

In the case where the medium exists in the multi-function module 30, the supplementary medium remains in the process of performing the supplementary function, or there is a medium recovered as a result of performing the recovery function.

In this state, since the multifunction module 30 can not perform the temporary integration function, when the operation of the financial instrument is stopped, the convenience of the user is lowered and the operability of the financial instrument is lowered. When the multifunction module 30 can not perform the temporary accumulation function, the medium can be temporarily accumulated in the check temporary accumulation unit 41a. That is, not only check but also paper money can be temporarily accumulated in the check temporary accumulation unit 41a.

In the present embodiment, the mode of the financial apparatus for temporarily accumulating not only checks but also bank notes in the check temporary accumulation unit 41a may be referred to as a fourth mode. The control unit 14 may control the media processing apparatus 10 so that the financial instrument operates in the fourth mode based on the current state information of the multi function module 30. [

First, referring to FIG. 6, a medium for depositing may be input to the media input / output module 20 to perform a deposit transaction.

The medium inserted into the medium entry / exit module 20 is transferred to the check temporary accumulation unit 41a of the check storage module 41 after passing through the discrimination unit 21 and temporarily accumulated. That is, not only the checks inserted into the medium entry / exit module 20, but also bills are temporarily accumulated in the check temporary accumulation section 41a.

At this time, if the medium for depositing is a check, the printing should be performed on one side of the check in the process of depositing the check. If the check is put in the forward direction and can be printed in the check storage module 41 without reversing the check (when the necessary surface is conveyed so as to face the printing device) It can be temporarily accumulated in the accumulating unit 41a.

On the other hand, if the check is input in the reverse direction, which is the opposite direction of the forward direction, the check may be printed in the check storage module 41 to be reversed. In this case, the check may be transferred to the media entry / exit module 20 for returning to the user without reversing the check. Of course, the user can change the direction of the check insertion and re-deposit the returned check.

7, when a deposit confirmation command is inputted through the user interface 16, the temporarily accumulated medium in the check temporary accumulation unit 41a is retrieved from the check temporary accumulation unit 41a, And can be transferred to the medium storage unit 40 or the deposit check storage unit 61, 62.

If the medium can not be stored in the medium storage unit 40 or if necessary, the bill withdrawn from the check temporary accumulation unit 41 can be transferred to the multi-function module 30. [

For example, when the check temporary accumulation unit 41a is used as a temporary accumulation unit for banknotes, the medium can not be stored in one or more of the banknote storage modules 42, 43, and 44. In this case, if the banknotes temporarily accumulated in the check temporary accumulation unit 41a can not be transferred to the banknote storage modules 42, 43 and 44, they can be transferred to the collection unit 60. However, when the banknotes are conveyed to the collecting unit 60, the collecting unit 60 quickly becomes full, and the apparatus can no longer be used.

Accordingly, in the present embodiment, when the banknotes temporarily accumulated in the check temporary accumulation section 41a can not be transferred to the banknote storage modules 42, 43 and 44, the banknotes are not transferred to the collection section 60, To be transferred to the multi-function module (30).

At this time, the number of storable media in the multi-function module 30 is larger than the number of storable media in the collection unit 60. At this time, the collecting unit may be a module that can only collect media and can not fetch it. Therefore, when the medium is transported to the recovery unit, the medium integrated in the recovery unit can not be drawn out. Therefore, when the recovery unit is full, abnormal storage of the medium becomes impossible and the financial apparatus can no longer be operated.

The banknotes stored in the multi-function module 30 capable of accumulating and withdrawing the media can be transferred to the banknote storing module 42, 43, 44 through a withdrawal transaction process, Function module 30 in the financial transaction waiting state and can be supplemented to the banknote storage modules 42, 43,

If the banknote does not exist in the multi-function module 30, the multi-function module 30 can perform a temporary accumulation function in the deposit transaction.

FIG. 8 is a diagram showing a process in which a medium is temporarily accumulated in a second space of a medium entry / exit module for a deposit transaction in a state where a medium exists in a multi-function module according to an embodiment of the present invention. FIG. 5 is a diagram illustrating a process in which a temporarily accumulated medium in a second space of the medium entry / exit module according to the embodiment is transferred to the banknote storage module and / or the deposit check storage section.

If the medium exists in the multi-function module 30, the medium can not be temporarily accumulated in the multi-function module 30 during the deposit transaction process.

In addition, it may happen that the medium can not be temporarily accumulated in the check temporary accumulation unit 41a due to an abnormal state of the check storage module 41 or the like.

In this case also, in the present embodiment, in order to improve the operability of financial instruments, when the multifunction module 30 can not perform the temporary accumulation function and the medium can not be temporarily accumulated in the check temporary accumulation section 41a The medium can be temporarily accumulated in the second space 20b of the medium entry / exit module 20. [

In this embodiment, the mode of the financial equipment for temporarily storing the medium in the second space 20b of the medium entry / exit module 20 may be referred to as a fifth mode. The control unit 14 controls the media processing apparatus 10 so that the financial instrument operates in the fifth mode based on the current status information of the multi function module 30 and the check temporary accumulation unit status information .

First, referring to FIG. 8, a medium for depositing can be inserted into the first space 20a to perform a deposit transaction.

The medium inserted into the first space 20a is transferred to the second space 20b of the medium entry / exit module 20 after passing through the distinguishing unit 21, and temporarily accumulated. However, since the check storage module can not be used in the fifth mode of the financial instrument, only bank notes can be deposited.

The second space 20b is used as a space in which the defective medium is rejected in the depositing process in the first mode to the fourth mode of the financial instrument.

Since the reject space is used as a temporary space in the fifth mode, if it is judged that the medium is a bad medium even if one of the medium past the discrimination unit 21 is inserted into the first space 20a, All the media loaded into the first space 20a are transferred to the second space 20b and returned to the user for guiding the user to re-enter.

9, when a deposit confirmation command is inputted through the user interface 16, a medium temporarily accumulated in the second space 20b of the medium entry / exit module 20 is stored in the second space 20b Or may be taken out of the first space 20a after being moved to the first space 20a and transferred to the media storage unit 40. [

If the medium can not be stored in the media storage unit 40, or if necessary, the bill drawn out from the second space 20b can be transferred to the multi-function module 30. [

According to the proposed invention, since the multifunction module can perform the supplementary function and / or the withdrawal function as well as the temporary integration function, the structure of the financial instrument is simplified and the manufacturing cost is reduced.

Also, when the multifunction module can not perform the temporary integration function, the other module performs the temporary integration function, thereby improving the operability of the device.

While the present invention has been described in connection with what is presently considered to be the most practical and preferred embodiment, it is to be understood that the invention is not limited to the disclosed embodiments. That is, within the scope of the present invention, all of the components may be selectively coupled to one or more of them. Furthermore, the terms "comprises", "comprising", or "having" described above mean that a component can be implanted unless otherwise specifically stated, But should be construed as including other elements. All terms, including technical and scientific terms, have the same meaning as commonly understood by one of ordinary skill in the art to which this invention belongs, unless otherwise defined. Commonly used terms, such as predefined terms, should be interpreted to be consistent with the contextual meanings of the related art, and are not to be construed as ideal or overly formal, unless expressly defined to the contrary.

The foregoing description is merely illustrative of the technical idea of the present invention, and various changes and modifications may be made by those skilled in the art without departing from the essential characteristics of the present invention. Therefore, the embodiments disclosed in the present invention are intended to illustrate rather than limit the scope of the present invention, and the scope of the technical idea of the present invention is not limited by these embodiments. The scope of protection of the present invention should be construed according to the following claims, and all technical ideas within the scope of equivalents should be construed as falling within the scope of the present invention.

10: Media processing device 14:
20: Medium entry / exit module 21:
30: Multi-function module 40: Media storage unit

Claims (14)

A customer information acquisition unit for acquiring customer information;
A user interface unit for displaying a menu and information for depositing or withdrawing money and receiving a command;
A media processing device capable of processing a medium to be deposited or withdrawn and transferring the medium; And
And a control unit for controlling the media processing apparatus,
The medium processing apparatus includes:
A media input / output module for media input / output;
A discrimination unit for discriminating a medium inserted into the medium entry / exit module;
A medium storage unit for storing a medium to be discharged to the medium entry / exit module and a medium inserted into the medium entry / exit module; And
And a multifunction module capable of temporarily accumulating the medium past the discrimination unit and replenishing the medium with the medium storage unit or recovering the medium from the medium storage unit,
In the medium storage portion,
A banknote storage module for storing banknotes; And
A check storage module including a check temporary accumulation unit for temporarily accumulating a check and a check storage for storing a check for withdrawal,
Wherein the control unit controls the medium processing apparatus to temporarily accumulate the medium inserted through the medium entry / exit module in the check temporary accumulation unit when the medium exists in the multi function module at the time of financial transaction. The method according to claim 1,
And a memory for storing the function or state of the multi-function module. The method according to claim 1,
Wherein the control unit switches the function of the multi-function module to a supplementary function or a withdrawal function when the financial transaction is completed after the multi-function module performs the temporary integration function in the deposit transaction process. The method according to claim 1,
Wherein the medium temporarily accumulated in the multi-function module is transferred to and stored in the medium storage unit. delete The method according to claim 1,
When the check-in side is inserted into the medium entry / exit module in the forward direction, i.e., the direction in which the print is required to face the printing apparatus, the check is integrated in the check temporary storage unit,
And a check is returned to the media entry / exit module when the check is inserted into the media entry / exit module in a reverse direction opposite to the normal direction. The method according to claim 1,
The banknote temporarily accumulated in the check temporary accumulation unit is transferred to the multi-function module or transferred to the media storage unit. The method according to claim 1,
The medium entry / exit module may be divided into a first space into which the medium is inserted and a second space through which the medium is ejected,
Wherein when the medium exists in the multifunction module and the check temporary accumulation unit can not be used at the time of deposit transaction, the control unit controls the medium access control unit such that the bill inserted into the first space of the medium entry / A financial instrument for controlling a processing device. 9. The method of claim 8,
If it is judged that even one of the mediums which have passed through the discrimination unit is a defective medium, the control unit may transmit the entire medium inserted into the first space to the second space for returning to the user, A financial instrument for controlling a media processing apparatus. 9. The method of claim 8,
And a banknote temporarily accumulated in the second space is transferred to the multi-function module. 11. The method according to claim 7 or 10,
Wherein the control unit controls the medium processing apparatus such that the medium transferred to the multi function module is supplemented to the medium storage unit in a financial transaction waiting state. A media input / output module for media input and output;
A discrimination unit for discriminating a medium inserted into the medium entry / exit module;
A medium storage unit for storing a medium to be discharged to the medium entry / exit module and a medium inserted into the medium entry / exit module; And
And a media recovery function for recovering the medium from the media storage unit when the media stored in the media storage unit is not present in the deposit transaction, And a multifunction module that performs a temporary integration function for temporarily integrating the multifunction module,
In the medium storage portion,
A banknote storage module for storing banknotes; And
A check storage module including a check temporary accumulation unit for temporarily accumulating a check and a check storage for storing a check for withdrawal,
Wherein when the medium is present in the multifunction module, the medium inserted through the medium entry / exit module is temporarily accumulated in the check temporary storage unit. Temporarily accumulating the media input through the media input / output module; And
Transporting the temporarily integrated media to a storage location for storage,
In the temporarily accumulating step,
Determining whether a medium exists in a multi-function module capable of performing a temporal integration function,
Function module, when a medium is not present in the multi-function module, and when a medium is present in the multi-function module, the medium inserted through the medium entry / The medium is temporarily accumulated,
In the step of transferring to the storage position,
Function module, the medium is temporarily transferred to the medium storage unit or the deposit check storage unit, and when the medium is temporarily accumulated in the check storage module, the medium is transferred to the medium storage unit or the deposit check storage unit Method of control of equipment. 14. The method of claim 13,
The medium entry / exit module may be divided into a first space into which the medium is inserted and a second space through which the medium is ejected,
In the deposit transaction,
Wherein when the medium exists in the multifunction module and the check temporary accumulation unit can not be used, the bill inserted into the first space of the medium entry / exit module is temporarily accumulated in the second space.

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