KR101965439B1 - Investment fund formation and management system - Google Patents

Abstract

A company that has small investors and affiliates as a member connects the small investors who invest money and affiliates to generate profits, and earns additional points for small investors to gain additional benefits. Initiate a funding and distribution system for investment funds. The investment fund accumulation and management system of the present invention is an investment between a service provider, one or more microinvestors who can use the services provided by the service provider, and one or more affiliated companies who can use the services provided by the service provider. A fund accumulation and operation system, the service provider server comprising: a small investor DB including one or more individual databases of each of the one or more small investors as a database set of the one or more small investors; A database of the one or more affiliates, the affiliate database comprising one or more respective databases of the one or more affiliates; A company distribution program that connects the micro-investors and the affiliated companies; And a point calculation program that calculates points and pays points to the small investors and affiliates.

Description

Investment Fund Accumulation and Management System {INVESTMENT FUND FORMATION AND MANAGEMENT SYSTEM}

The present invention relates to a system for accumulating and distributing investment funds, and more particularly, to generate profits by connecting small investors and franchisees that invest money by small investors and companies having members as members. It relates to a funding and distribution system of investment funds that allows investors to earn extra points to earn additional benefits.

General means of investment that the public can make to maintain or multiply their assets include investment products such as stocks, deposit products provided by banks, or real estate. The above general investment means have difficulty in knowing publicly listed companies or bonds, which makes it difficult for ordinary investors to know the profit structure or to invest in small amounts. I have had difficulty.

Various types of financing and operation methods have been invented and disclosed to solve these problems. For example, Korean Patent Publication No. 10-2006-0117816 discloses a network-based investment fund procurement and management system capable of avoiding investment risk, and Patent No. 10-1507151 discloses an acquaintance-based integrated investment method and a system thereof. . The disclosed or registered patents are intended to facilitate the use of stocks, which are general investment means, and are completely different from the present invention.

In addition, Patent Publication No. 10-2010-0061948 discloses a prosumer community operating system and method, and Patent No. 10-1741626 discloses a service server and a method for changing its organizational structure. Configuration, operation, etc. are completely different invention.

The present invention solves the problems of the prior art as described above, it is possible to create a fund that can be invested in affiliated companies such as small businesses and businesses as a new investment destination and generate profit by operating it, and also in the form of points to investors It relates to a funding and management system for investment funds that can generate additional benefits.

The present invention to achieve the object of the present invention as described above,

An investment fund accumulation and management system between a service provider, one or more microinvestors who can use the services provided by the service provider, and one or more affiliates who can use the services provided by the service provider, the service provider. The server includes a micro-investor DB, which is a database set of the one or more micro-investors, and includes one or more individual databases of each of the one or more micro-investors. A database of the one or more affiliates, the affiliate database comprising one or more respective databases of the one or more affiliates; A company distribution program that connects the micro-investors and the affiliated companies; And a point calculation program that calculates points and pays points to the small investors and affiliates.

Each of the micro-investors each individual database includes an investor information DB that includes the investor's personal information and login information; An investment amount DB indicating an asset invested by the corresponding investor; A matching company DB including information on matching companies as the corresponding investor invests; And a point information DB indicating points allocated to the corresponding investors.

A separate database of each affiliated company includes a company information DB including company information and login information of the affiliated company; A cost status unit including aggregate information on the capitals of which the affiliated company has received investment from other investors; A sponsor list including a list of investors matching and sponsoring the affiliate company; And it provides an investment fund earning and operation system including a point information DB that displays the points allocated to the affiliates.

In the above, the investment amount DB is an investment status flag that detects the current investment and stores the state; An investment cost input unit which records the current investment by the investor; And a company count for storing the cn value transmitted from the company distribution program.

In the above, the matching company DB may include a matching generator buffer for storing one or more identifiable IDs or identification numbers of the affiliated companies; And a matching company information DB for storing information of one or more affiliated companies stored in the matching generator buffer.

In the above, the company distribution program is a reference value for raising one cn value is input, the distribution reference counter for calculating the cn value of each of the investors; And a company waiting queue which sequentially stores one or more identifiable IDs or identification numbers of the one or more affiliated companies and assigns qn values.

In the above, the cost status unit is a distribution count for storing the qn value of the company to be transmitted in the company distribution program; And the deposit amount register, which includes the costs currently invested by the company.

In order to connect the investor and the franchisee through the investment fund accumulation and operation system, the franchisee sends an affiliate request to the service provider, and the service provider receives it to create an individual database of the franchisee and create the company standby database. Inserting an identifiable ID or identification number of the affiliated company into a queue (S1, S2, S3); Qn receiving step (S4) of delivering the qn value given to the affiliated company according to the step (S3) to the distribution count of the affiliated company; The step (S4) is carried out in the state that the affiliated company is waiting, the investor requests to join the member, according to the service provider to create a separate database of the investor and generate the cn value through the distribution criteria counter (S5, S6, S7); A matching provider DB generating step (S8) of generating a matching maker buffer according to the cn value generated according to the step (S7); Inserting an identifiable ID or identification number of one or more affiliated companies stored in the company waiting queue in the matching generator buffer created in step S8, and inserting the identifiable ID or identification of the inserted one or more affiliated companies Company matching step of deleting the number (S9); A matching company information DB updating step (S10) of storing the information of the companies stored in the matching generation company buffer in the matching company information DB according to the step (S9); The matching may be completed through a matching completion step S11 informing the investor individual database and the company individual database that the matching is completed after the step S10.

In the above, the point information DB in the individual DB of the investor and the affiliated company each includes a point DB including the current point value of the investor or affiliated company; And referrer information DB.

The recommender information DB includes a recommendation entry that allows the investor or affiliate to fill in and store a specific ID or identification number of the investor or affiliate that they want to recommend; A recommender list buffer for storing one or more specific IDs or identification numbers of other investors or affiliates who have recommended themselves; A recommendation acquisition recorder for calculating and specifying a numerical value pn of investors or affiliated companies stored in the recommendation list buffer; A group recording unit displaying a group to which the corresponding investor or affiliated company belongs; And a rank recorder for recording a rank of the investor or affiliated company within the group recorded in the group record.

In the above, the point calculation program comprises a group forming unit for setting a group; A rank calculator configured to calculate a rank of a corresponding investor or affiliate in a group determined by the group forming unit; And a point calculator that calculates the points of the investor or affiliate.

According to the present invention, the investors and companies are automatically and quickly matched so that the investor can make a small investment immediately, and also record the maximum profit with various point payments.

1 is a structural diagram of the investment fund earning and operating system of the present invention.
Figure 2 is a structure diagram representing the form in which the investor and the company connected to each other in the investment fund accumulation and management system of the present invention.
Figure 3 is a step by step representation of the order step that the investor and the company connected to each other.
Figure 4 is a structure diagram of the recommended connection between investors.
FIG. 5 is a structural diagram illustrating a process of ranking the group of investors and businesses and the group and calculating points.

Hereinafter, with reference to the accompanying drawings, the present invention will be described in more detail. The following description is provided to assist in the practice and understanding of the present invention, but not for limiting the present invention thereto. Those skilled in the art will appreciate that various modifications and changes can be made within the spirit of the invention as set forth in the claims below.

1 is a simplified structural diagram of an investment fund earning and operating system of the present invention. Hereinafter, the components and functions of the investment fund accumulation and operation system of the present invention will be described with reference to FIG. 1.

As shown in Figure 1, the investment fund accumulation and management system of the present invention is subscribed to use the service server and the company server 10 of the service provider (S) that is the main body that provides the service by operating the system One or more microinvestors (P), and one or more affiliates (C) who are subscribed to use the service.

First, the company server 10 may include a micro-investor DB 100 which is a database of the one or more micro-investors P, an affiliated company DB 200 which is a database of the one or more affiliates C, and the micro-investor ( P) and the company distribution program 300 that connects the affiliates (C) with each other, and a point calculation program 400 for calculating the points and pays the points to the small investors and affiliates (C). .

The micro-investor DB 100 is a database set of the micro-investors P as described above, and includes individual databases of each of the micro-investors P. In FIG. 1, only the database 1000 of investor 1 is shown among the individual databases, and the contents of the individual databases of the remaining investors are the same in structure and function, and thus description thereof will be omitted.

Investor 1 individual DB (1000) inside the investor information DB (1100) including the personal information and login information of the investor 1, the investment amount DB (1200) indicating the assets invested by the investor 1, the investor 1 Matching company DB 1300 including the information of the matching companies as the investment, and the point information DB 1400 for calculating and displaying the points allocated to the investor 1.

The affiliated company DB 200 is also a database set of affiliated companies C, and includes individual databases of each affiliated company C. In FIG. 1, only the database 2000 of the affiliated company 1 is shown among the individual databases, and the contents of the individual databases of the remaining affiliated companies are identical in configuration and function, and thus description thereof will be omitted.

Inside the individual DB (2000) of the affiliated company 1, the company information DB (2100) including the company information and login information of the affiliated company 1, and the cost status unit (2200) including the aggregated information of the capital received; And a sponsor list 2300 which is a list of the investors P matching with the corresponding affiliated company 1 and also includes the point information DB 1400, wherein the point information DB 1400 is a company. To calculate and display the points allocated to 1

2 is a structural diagram representing a form in which the investor (P) and the company (C) are connected to each other in the investment fund accumulation and management system of the present invention, Figure 3 is the investor (P) and the company (C) is connected to each other The order of steps is expressed by time zone. Hereinafter, a flow chart illustrating how an investment (P) and a company (C) who have revealed their investment intention in the investment fund accumulation and management system of the present invention are connected to each other through FIG. 2 and FIG. 3 to make an investment. Hereinafter, the process of recruiting funds and connecting the company C by the system of the present invention through FIG. 2 and FIG. 3 will be described.

First, the operation between the individual DB 1000, the company DB 2000, and the company distribution program 300 of the investors will be described with reference to FIG. 2.

As shown in FIG. 2, the investment amount DB 1200 in each investor individual DB 1000 includes an investment status flag 1210, an investment cost input unit 1220, and a company count 1230. In detail, first, the investment cost input unit 1220 functions to allow the investors P to deposit their assets to the service provider S. FIG. This may be implemented using a conventional general deposit transfer or online payment means, so a description thereof will be omitted.

And the investment status flag 1210 has a function to indicate whether the investment is made by the investor pays the cost. The investors P may invest in assets at the same time as signing up for the service provided by the present invention, or may simply benefit from membership as a member. In this case, when the investor deposits his / her own assets and starts investing, the investment status flag 1210 changes to "1" to indicate that the investor is realizing investment, and if the investor is not investing, The investment status flag 1210 becomes "0" to indicate that the investor is not currently investing.

In addition, the company count 1230 is a part for determining how many companies to allocate and connect according to the cost invested by the corresponding investor. According to the function of the company count, the number count number "cn" value of the connected company is determined.

The matching company DB 1300 may include a matching company generation buffer 1310 which is a memory buffer that stores specific information such as a company name or ID information of a company allocated from the company distribution program 300, and the matching company generation buffer ( 1310 includes a matching company information DB 1320 including various information of the companies stored in.

The company allocation program 300 inputs a reference amount for raising one cn value, and determines the cn value by dividing the amount sent from each of the individual investor DBs 1000 by the reference amount inputted to it. Distribution criteria counter 310 having a function to, and the company waiting queue 320, which is a memory buffer for storing the order in order in time order for companies that are subscribed to the system of the present invention to be invested. In this case, the company waiting queue 320 has to enter companies in a chronological order and distribute the fastest companies to investors, so that the company waiting queue 320 is preferably formed in a queue-type data structure. Accordingly, companies entering the company waiting queue 320 are given a sequence number number "qn" indicating the current order number in the company waiting queue 320 when entering.

In more detail with respect to the specification and change of the qn value, if a specific company, for example, the company X shown in Figure 2 is inserted into the company waiting queue 320 is given a qn value, the qn value given at this time Received x, which is the first order value of the empty memory buffer of the company waiting queue 320, is automatically reduced in accordance with the deletion according to the matching of the preceding companies, the company X is the company waiting queue 320 The qn value at the very beginning of the memory buffer will be 1.

The qn value is not necessarily reduced only sequentially, since several companies may be deleted at once when companies are matched in the company waiting queue 320. For example, as shown in FIG. 2, when five companies are allocated to the investor 1 from the company 1 to the company 5, five companies from the company 1 to the company 5 in the memory buffer of the company wait queue 320 may be allocated. Companies are deleted all at once, qn was 6, the company 6 is deleted to the top of the memory buffer at the same time as the deletion of the companies qn value is also changed to 1 is the highest order number.

In the cost status unit 2200 in the individual DB 2000 of each company, a distribution count 2210 for storing the qn value of the company transmitted from the company distribution program 300, and the company is currently invested. It includes a deposit amount status unit 2220 for storing the status of the cost.

Based on the above components, the system of the present invention describes the process in which the investor P and the affiliated company C are connected by the service provider S. First, the affiliated company C provides the service. An affiliate request transmission step S1 of transmitting an affiliate request to the provider S is performed.

And according to the step (S1), the service provider (S) implements the affiliate request receiving step (S2) receiving the affiliate request of the affiliated company (C), according to the membership of the affiliated company (C) accordingly Create a company individual DB (2000) of the affiliated company (C), and performs the company waiting step (S3) for inserting the company in the first place of the empty space of the company waiting queue 320.

According to the step (S3), the affiliated company (C) is given a qn value, and qn transfers the given qn value to the distribution count 2210 in the individual DB (2000) of the affiliated company (C) The reception step S4 is performed. According to the step S4, the updated qn value is stored in the distribution count 2210, and the affiliated company C can confirm this through their terminal. The qn value at this time may also serve as a kind of waiting sequence.

In the state in which the affiliated company C is waiting to receive the qn value as described above, an investor registration step S5 is performed in which the micro-investor P requests membership to subscribe to the service using the system of the present invention. . According to the step (S5), the affiliated company (C) creates an investor individual DB (1000) of the investor requesting the membership (S6), generates a cn value and displays it on the company count (1230) (S7) ).

In this case, the method for generating the cn value, as described above, when the investor in which the individual DB 1000 is created enters an amount into the investment cost input unit 1220 of the DB 1000, the distribution reference counter 310. May be calculated and generated by dividing the amount recorded in the investment cost input unit 1220 by a predetermined reference amount.

In this case, when the member only registers without inputting the cost in the investment cost input unit 1220, that is, when the cost of the amount written in the investment cost input unit 1220 is '0', the generated cn value is 0. Therefore, the cn value displayed in the company count 1230 will also be zero. If the cn value displayed at this time is 0, the matching company DB 1300 remains empty and does not proceed to the next step.

If the cn value is not 0, the server 10 of the service provider S matches the cn value in the matching company DB 1300 of the individual investor DB 1000, and generates a matching company buffer 1310. Performs a matching company DB generation step (S8) to generate a. For example, since the cn value of the individual investor DB 1000 shown in FIG. 2 is 5, the matching company creation buffer 1310 has at least five spaces for recording specific IDs or company names of the companies. The buffer is formed.

When the matching company generation buffer 1310 is generated as described above, the server 10 sequentially enters the matching company generation buffer 1310 from the company having a qn value of 1 in the company waiting queue 320, and the matching company. The company matching step S9 is performed until the generation buffer 1310 is full. At this time, it is preferable that the information of the company inserted into the matching generator buffer 1310 is a unique ID or identification number of the company that can identify the company. In addition, the unique ID or identification number of the company is not made by the company itself, it is preferable that the service provider (S) to generate and give itself according to a predetermined algorithm, etc. in order to prevent duplication.

In addition, in the step S9, the inserted companies are deleted from the company waiting queue 320, and if the deleted companies want to enter the company waiting queue 320 again, the company waiting queue from the beginning ( 320 will be given a value of qn.

When all the companies are inserted into the matching company creation buffer 1310 through the step (S9), receiving the information of the inserted companies from their respective company DB to update their matching company information DB 1320 Matching company information DB update step (S10) is carried out.

At this time, the information of the company in the matching company information DB 1320 to be updated should include the company's name, address, type of business, the company's current cost, and the company's current rate of return.

Since the information of the individual investor DB 1000 is updated and all the companies are all assigned through the step S10, the service provider server 10 determines that the matching is completed, the individual investor individual DB 1000 and the individual company DB 2000. In step S11, the matching is completed.

In accordance with the execution of the step (S11), in the individual DB (1000) of the investor (P) recognizes that the matching is completed, the investor matching completion step (S12) for deleting the cn value in the company count 1230, the company Recognizing that the matching is completed in the individual DB (2000) of (C) and performing the company matching completion step (S13) of deleting the qn value in the distribution count 2210, respectively, between the investor (P) and the company (C) Finalize the connection. Thereafter, the service provider S transfers the amount of money inputted by the investor P into the investment cost input unit 1220 to the company C to execute the investment. Since the investment agreement under mutual agreement is required, the explanation thereof is omitted.

In addition, when the investment made after the steps S1 to S13 is completed by completion of a period or achievement of a profit target, an investment distribution step S14 for distributing an investment including profits will be performed. And since the investment is completed according to the step (S14), the investor DB update step (S15) of updating the investment amount DB 1200, matching company DB 1300 of the individual DB (1000) of the investor (P), A company DB update step (S16) of updating the deposit amount status unit 2220 and the sponsor list 2300 of the individual DB 2000 of the company C is prepared to input new investment information.

At this time, it is preferable that the update in the step (S15, S16) includes the initialization.

Figure 4 is a structure diagram of the recommended connection between investors. Hereinafter, a structure connected through recommendation between individual investors or companies will be described with reference to FIG. 4.

4, the individual DB 1000 of Investor 1 will be described as an example. The point information DB 1400 belongs to not only the individual DB 1000 of the investor but also the individual company DB 2000 as described above. Since the point information DB 1400 in the individual company DB 2000 also has the same components and operations, description thereof will be omitted.

In addition, the system of the present invention may designate another investor or a company as a recommender. The recommender designation function may utilize functions on a web page or a program that is generally implemented. In this case, the method of designating a recommender may be performed by specifying a specific ID or identification number of an investor or a company to be designated as a recommender.

In addition, the system of the present invention may establish one or more distinguishable groups and assign one or more investors or businesses to each of the established groups. The manner in which the investor or company belongs to the group will be described later.

First, as shown in FIG. 4, the point information DB 1400 in the individual DBs 1000 and 2000 of each investor or company is a value of a point provided by the investor in various ways by the service provider S. FIG. Point DB (1410) including, and the recommender information DB (1420) including the information of other investors recommended by the investor or company, and also recommended the investor or company.

In more detail with respect to the components included in the recommender information DB 1420, the recommender information DB 1420, the investor or company to identify a specific possible ID or identification number of the investor or company that they want to recommend A recommendation entry unit 1421 for writing and storing, a recommendation list buffer 1422 storing one or more specific IDs or identification numbers of other investors or businesses who recommended themselves, and an investor stored in the recommendation list buffer 1422. Or a recommendation recorder 1423 which calculates and specifies a value of "pn", which is a number of recommenders, by counting the number of companies, and a group recorder 1424 which indicates a group to which the investor or business belongs. And a ranking recorder 1425 for recording the ranking of the investor.

In this case, the ranking of the investor recorded in the ranking recorder 1425 is determined by the service provider S based on a predetermined criterion in the group to which the investor belongs.

The pn value may be additionally recorded by dividing the number pn value "pn1" of individual investors and the number pn value "pn2" of companies. The pn value at this time will be the sum of pn1 and pn2 values.

The components included in the recommender information DB 1420 will be described in more detail with reference to the contents shown in FIG. 4 as an example. The recommender entry unit 1421 is an investor whose investor 1 has confirmed and described as a recommender. This is where the specific possible ID or identification number of A is stored.

In addition, the recommender list buffer 1422 stores specific IDs or identification numbers of other investors or companies that have registered investor 1 as a recommender. Therefore, investors 2 to 3, etc., shown in FIG. 4, may have written a specific possible ID or identification number of investor 1 in their recommendation entry. Similarly, investor A's recommendation list buffer will contain investor 1's specific possible ID or identification number.

To this end, the recommendation entry unit 1421 may request a DB of a listed investor or company to input a specific ID or identification number of the investor or company into the recommender list buffer in the DB of the investor or company. have.

As described above, when all possible IDs or identification numbers of investors or companies are recorded in the recommendation list buffer 1422, a pn value to be input to the recommendation acquisition record may be calculated. As shown in FIG. 4, if 20 or more specific IDs or identification numbers of 20 investors or businesses are entered in the recommender list buffer 1422, the pn value will be 20, and this number is the recommendation recorder 1423. Is entered.

As described above, the group recording unit 1424 and the ranking recording unit 1425 are places for recording the group of the investor or the company and the ranking within the group.

FIG. 5 is a structural diagram illustrating a process of calculating points of the investor or company by ranking the pn value in a group and a group and calculating points. Hereinafter, a process of calculating the group and ranking and points of the investor or company will be described with reference to FIG. 5.

Prior to the description, in FIG. 5, the individual DB 1000 of Investor 1 will be described as an example. The point information DB 1400 belongs to not only the individual DB 1000 of the investor but also the individual company DB 2000 as described above. Since the point information DB 1400 in the individual company DB 2000 also has the same components and operations, description thereof will be omitted.

As shown in FIG. 5, the configuration of the point calculation program 400 will first be described. The point calculation program 400 includes a group forming unit 410, a rank calculation unit 420, and a point calculator 430. It includes.

In this regard, the group forming unit 410 is a part for setting a group based on the pn value in the recommendation recorder 1423 of each investor, and the ranking calculating unit 420 is the group forming unit 410. The point calculator 430 calculates points based on the pn value of the investor, the established group, and the ranking within the group.

When the investor 1 updates his points through the point calculation program 400 including the above components, the point information PI of the investor 1 before updating is shown in FIG. 5. . The point information PI is a collection of conceptual information. Depending on the implementation, the point calculation program 400 may calculate the values in the point information PI in real time and continuously update the point information PI. PI may be bundled into one data packet to sequentially perform a series of processes of transmitting, updating, and receiving the point calculation program 400 again. The various update processing methods of the point information (PI) can be implemented in various conventional manners and those skilled in the art will be able to understand these various implementations.

The point information (PI) is the current point value (PI1), the current point value of the investor 1, the current pn value (PI2), the pn value of the current investor 1, the current group value (PI3), the group value to which the current investor 1 belongs, the current investor It includes the current rank value (PI4) that is the rank value in the group to which 1 belongs. Taking the displayed value in FIG. 5 as an example, the current point value PI1 will be "X1", the current pn value PI2 is "60", the current group value PI3 is "Y1", and the current rank value ( PI4) is "Z1".

Here, as described above, the pn value may be divided into pn1 and pn2. Accordingly, the point information PI may include a current pnl value PI2a and a current ppn2 value PI2b.

The point information PI including the components as described above first updates the current group value PI3 through the group forming unit 410 in the point calculation program 400. In this case, the manner or policy of setting the group of investor 1 may be at the discretion of the service provider S, and the group may be set according to the pn value, pn1 value or pn2 value, or a combination of one or more thereof.

The current group value PI3 "Y1" is updated by the group forming unit 410 to the updated group value PI3` "A".

In addition, based on the updated group value PI3` changed through the group forming unit 410, the ranking calculator 420 ranks investor 1 within the "A" group, and the current ranking value PI4. Update "Z1" to the updated rank value (PI4`) "1". In this case, the manner or policy of ranking the group of investors 1 is at the discretion of the service provider S, but the ranking of the group is based on the pn value, pn1 value or pn2 value, or a combination of one or more thereof. It is preferable.

When the ranking of the group and the group is updated as described above, the point calculator 430 displays the current pn value PI2 or ppn1 value PI2a, ppn2 value PI2b, updated group value PI3`, The amount of points to be updated by the investor 1 is determined by using one or more updated rank values PI4`, and thus, the points in the current point value PI1 are subtracted and changed to the updated point values PI1`. do.

In this manner, the points of Investor 1, the group to which Investor 1 belongs, and the ranking in the group to which Investor 1 belongs are updated. The updated point value PI1`, updated group value PI3`, and updated rank value PI4` are stored in the point DB 1410, group recording unit 1424, and ranking recording unit 1425, respectively. .

10: vendor server. 100: Small investor individual DB.
1100: Investor Relations DB. 1200: Investment amount DB.
1210: Investment status flag. 1220: Investment cost input unit.
1230: Company count. 1300: Matching Company DB.
1310: Create Matching Buffer. 1320: Matching company information DB.
1400: Point information DB. 1410: point DB.
1420: Referral Information DB. 1421: Recommended entry.
1422: Referrer list buffer. 1423: Acknowledgment Records.
1424: group record. 1425: ranking record.
200: individual affiliated DB. 2100: Company Information DB.
2200: Cost Status Department. 2210: Allocation Count.
2220: Deposit amount. 2300: Sponsor List.
300: Company allocation program. 310: distribution standard counter.
320: Waiting queue for companies. 400: Point calculation program.
410: group forming unit. 420: ranking calculator.
430: a point calculator.

Claims (9)

An investment fund accumulation and management system between a service provider, one or more microinvestors who can use the services provided by the service provider, and one or more affiliates who can use the services provided by the service provider, the service provider. On the server
A microinvestor database comprising a database of the one or more microinvestors, the microinvestor DB including one or more individual databases of each of the one or more microinvestors;
A database of the one or more affiliates, the affiliate database comprising one or more respective databases of the one or more affiliates;
A distribution reference counter for inputting a reference amount for raising one cn value to connect the small investors and the affiliated companies to calculate the cn value of each of the investors; And a company distribution program including a standby queue in the form of a queue, which sequentially stores one or more identifiable IDs or identification numbers of the one or more affiliated companies and assigns qn values.
And a group forming unit for setting a group to calculate points and pay points to the micro-investors and affiliates. A rank calculator configured to calculate a rank of a corresponding investor or affiliate in a group determined by the group forming unit; And a point calculation program including a point calculator for calculating points of the investor or affiliate,
Each of the microinvestors in their respective database
An investor information database including the investor's personal information and login information;
An investment status flag for detecting a current investment and storing a state to display assets invested by the corresponding investor; An investment cost input unit which records the current investment by the investor; And investment amount DB including a company count for storing the cn value transmitted from the company distribution program;
A matching producer buffer capable of storing one or more identifiable IDs or identification numbers of the affiliated companies in order to include information of matched companies as the corresponding investor invests; And a matching company DB including a matching company information DB for storing information of one or more affiliate companies stored in the matching generator buffer.
And a point information DB indicating points allocated to the corresponding investors.
Each of these affiliates has its own database
A company information DB including the company information and login information of the affiliate company;
A distribution count storing the qn value of the company transmitted by the company distribution program, in order to include the aggregate information of the capital invested by other investors in the affiliate company; And a cost status section including a deposit status section including a current status of the investment of the company;
A sponsor list including a list of investors matching and sponsoring the affiliated company;
In addition, the point information DB indicating the points allocated to the affiliates includes a point DB each including a current point value of the corresponding investor or affiliate; And a referral information DB,
The recommender information DB includes a recommendation entry that allows the investor or affiliate to fill in and store a specific ID or identification number of the investor or affiliate that they want to recommend; A recommender list buffer for storing one or more specific IDs or identification numbers of other investors or affiliates who have recommended themselves; A recommendation acquisition recorder for calculating and specifying a numerical value pn of investors or affiliated companies stored in the recommendation list buffer; A group recording unit displaying a group to which the corresponding investor or affiliated company belongs; And a ranking recorder for recording a ranking of the investor or affiliated company in the group recorded in the group record.
delete delete delete delete As a method of connecting investors and affiliates through the investment fund accumulation and management system of claim 1,
The affiliated company transmits an affiliate request to the service provider, and the service provider receives the generated affiliate database to create the individual database of the affiliated company and inserts the identifiable ID or identification number of the affiliated company in the waiting queue (S1). S2, S3);
Qn receiving step (S4) of delivering the qn value given to the affiliated company according to the step (S3) to the distribution count of the affiliated company;
The step (S4) is carried out in the state that the affiliated company is waiting, the investor requests to join the member, according to the service provider to create a separate database of the investor and generate the cn value through the distribution criteria counter (S5, S6, S7);
A matching provider DB generating step (S8) of generating a matching maker buffer according to the cn value generated according to the step (S7);
Inserting an identifiable ID or identification number of one or more affiliated companies stored in the company waiting queue in the matching generator buffer created in step S8, and inserting the identifiable ID or identification of the inserted one or more affiliated companies Company matching step of deleting the number (S9);
A matching company information DB updating step (S10) of storing the information of the companies stored in the matching generation company buffer in the matching company information DB according to the step (S9);
And after the step (S10) characterized in that the matching is completed through the matching completion step (S11) to inform the investor individual database and the company individual database that the matching is completed, investors and affiliates using the investment fund earning and operation system How to connect between companies.
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