KR101753976B1

KR101753976B1 - Financial apparatus and controlling method of the same

Info

Publication number: KR101753976B1
Application number: KR1020150124367A
Authority: KR
Inventors: 정영철
Original assignee: 주식회사 엘지씨엔에스
Priority date: 2015-09-02
Filing date: 2015-09-02
Publication date: 2017-07-19
Also published as: KR20170027569A

Abstract

The financial device according to an embodiment of the present invention may include a depository and withdrawal unit having at least one accumulation unit, judging the medium as a top-right suspicious medium or a non-legitimate medium, discriminating the non- And a control unit for separating the suspect medium discriminated by the medium discrimination unit and the Rejec media, and transferring the discriminated medium to different accumulation units of the deposit and withdrawal unit.

Description

BACKGROUND OF THE INVENTION 1. Field of the Invention [0001] The present invention relates to a financial instrument and a control method thereof,

The present invention relates to a financial instrument and a control method thereof.

Through financial instruments, customers can use financial services provided by banks or credit card companies without having to visit financial institutions and conduct financial transactions. For example, a financial instrument provides financial transactions such as a deposit, an account transfer, a balance inquiry, a deposit withdrawal, and a bookkeeping, and prints transaction details on a financial transaction sheet to a user and provides the transaction details to a user. In recent years, financial instruments have been installed in convenience stores, subway stations, and building lobbies, enabling customers to conveniently conduct financial transactions without having to go directly to the bank.

Thus, a variety of financial services are processed through a financial device, and a medium rejected in the process (for example, a medium judged to be impossible for normal transactions) occurs. Rejected media include top-ranked, damaged media, media that exceeds the acceptable number of financial devices, and general financial devices emit various types of Reject media through a single depository. The ruler has to visually identify the released Rejec media and distinguish them from each other. The process of identifying the media that are rejected due to various causes and distinguishing the media from each other is troublesome and takes a long time.

It is an object of the present invention to provide a financial instrument and a control method thereof that can shorten the time for discriminating a superior medium, thereby improving work efficiency of a staff member.

The technical problems of the present invention are not limited to the above-mentioned technical problems, and other technical problems which are not mentioned can be understood by those skilled in the art from the following description.

A method of controlling a financial instrument according to an embodiment of the present invention includes the steps of inputting a medium to a first accumulation unit of a depository and withdrawal unit, discriminating the medium as a top-right suspicious medium or a non-stale medium, Determining whether the media is a normal medium or a Reject medium, accumulating the normal medium in a temporary accumulation unit, accumulating the Reject medium in a second accumulation unit of the deposit and withdrawal unit, And a step of integrating the information into the part.

A method of controlling a financial instrument according to an embodiment of the present invention includes the steps of inputting a medium to a first accumulation unit of a depository and withdrawal unit, discriminating the medium as a top-right suspicious medium or a non-stale medium, Determining whether the medium is a normal medium or a Reject medium, accumulating the suspected medium in a temporary accumulation unit, accumulating the normal medium in a second accumulation unit of the deposit and withdrawal unit, And a step of integrating the information into the part.

The financial apparatus and the control method thereof according to the embodiment of the present invention can shorten the time for discriminating the medium of the medium and improve the efficiency of the worker.

1 shows a financial device according to an embodiment of the present invention.
2 is a flowchart illustrating a method of controlling a financial instrument according to a first embodiment of the present invention.
FIG. 3 is a flowchart illustrating a method of controlling a financial instrument according to a second embodiment of the present invention.
4 is a flowchart illustrating a method for controlling a financial institution according to a second embodiment of the present invention.

Hereinafter, some embodiments of the present invention will be described in detail with reference to exemplary drawings. It should be noted that, in adding reference numerals to the constituent elements of the drawings, the same constituent elements are denoted by the same reference symbols as possible even if they are shown in different drawings. In the following description of the embodiments of the present invention, a detailed description of known functions and configurations incorporated herein will be omitted when it may make the difference that the embodiments of the present invention are not conclusive.

In describing the components of the embodiment of the present invention, terms such as first, second, A, B, (a), and (b) may be used. These terms are intended to distinguish the constituent elements from other constituent elements, and the terms do not limit the nature, order or order of the constituent elements. Also, unless otherwise defined, all terms used herein, including technical or scientific terms, have the same meaning as commonly understood by one of ordinary skill in the art to which this invention belongs. Terms such as those defined in commonly used dictionaries should be interpreted as having a meaning consistent with the meaning in the context of the relevant art and are to be interpreted in an ideal or overly formal sense unless explicitly defined in the present application Do not.

1 shows a financial device according to an embodiment of the present invention.

1, a financial apparatus 100 according to an exemplary embodiment of the present invention includes a deposit / withdrawal unit 110, a temporary accumulation unit 120, a medium discrimination unit 130, a storage unit 140, and a controller 150 ).

For example, the financial instrument 100 may receive various kinds of media such as banknotes, securities, coins, coins, gift certificates, etc., and processes such as deposit processing, paper storage, exchange of vouchers, and / And performs a financial task to perform media processing. Examples of such financial instruments include a cash dispenser (CD), a financial automation device (ATM) such as a cash recycling device, and the like. However, the financial instrument is not limited to the above-described example, and may be a device for automating financial business such as FIS (Financial Information System).

The deposit-and-withdrawal unit 110 can receive a medium from a user or emit a medium to a user. For example, the user may be a member of a financial institution. The deposit / withdrawal portion 110 is disposed on the outer surface of the financial instrument 100 and can be opened / closed through a shutter (not shown).

The deposit-and-withdrawal portion 110 may include at least three spatially separated integrated portions. For example, the deposit / withdrawal unit 110 may include a first accumulation unit 111, a second accumulation unit 112, and a third accumulation unit 113.

The first integrated unit 111 may be loaded with a medium from a user and integrated into the financial device 100. The second accumulation unit 112 may store the normal medium or the Rejec media discriminated by the medium discrimination unit 130. The third accumulation unit 113 may store the suspect medium or the Reject medium discriminated by the medium discrimination unit 130. [ The shutters (not shown) of the first accumulation unit 111, the second accumulation unit 112, and the third accumulation unit 113 can be independently opened and closed. The above-mentioned normal medium, Rejek medium and suspect medium will be described in more detail below.

The temporary accumulation unit 120 can temporarily accumulate the medium. For example, the temporary accumulation unit 120 may temporarily accumulate the normal medium and / or the suspect medium discriminated by the medium discrimination unit 130.

The medium discrimination unit 130 may discriminate the medium and judge it as a top-right suspicious medium or a non-medium medium. The medium discrimination unit 130 may discriminate the non-medium medium and judge it as a normal medium or a Reject medium. The medium discrimination unit 130 can count the medium.

For example, the Rejec media may be identified as non-conforming media, but may include media that is corrupted, media that must be ejected beyond the acceptable media limit of the financial device 100, and the like. For example, the upper-right suspicious medium may include a medium that is the upper-right medium, a medium in which the information for identifying the authenticity of the medium is damaged, and a upper-right list medium.

The upper right list medium is a medium having the same identification information as the identification information previously stored in the financial instrument 100, and the previously stored identification information may mean the identification information of the media that have been judged as the upper right in advance. For example, the identification information may include a serial number of a bill or a check. The normal medium may mean a medium other than the Reed-Zero medium among the non-medium medium as the result of discrimination by the medium discrimination unit 130. [

The storage unit 140 may store the identification information of the medium discriminated through the medium discrimination unit 130. The storage unit 140 may store the order information of the media discriminated through the medium discrimination unit 130, and may store the order information of the medium judged as the suspect medium. In addition, the storage unit 140 may store identification information about a specific medium (e.g., a specific top level) in advance, and the identification information about a specific medium (e.g., a specific top level) may be understood as top level list information.

For example, the storage unit 140 may store the order information and the identification information of the discriminated medium. The storage unit 140 may be a flash memory type, a hard disk type, a micro type, a card type (for example, an SD card (Secure Digital Card) or an XD ROM, a programmable ROM (PROM), an EEPROM (Electrically Erasable PROM), and a memory such as a flash memory, And may include a storage medium of the type of at least one of magnetic memory (MRAM, magnetic RAM), magnetic disk, and optical disk type memory.

The control unit 150 can control the overall operation of the financial instrument 100. [ For example, the control unit 150 may control the depositing operation, the withdrawal operation, the counting operation, the retrieving operation, and the like of the financial instrument 100.

The control unit 150 can control the suspicious medium of the upper right and the Rejec media separately. Hereinafter, a control process of the controller 150 according to each operation mode of the financial instrument 100 will be described.

The media input from the user to the first accumulation unit 111 of the deposit / withdrawal unit 110 can be transmitted to the medium discrimination unit 130. [ The medium discrimination unit 130 can discriminate the mediums and judge them as a top-right suspicious medium or a non-medium medium. Further, the media discrimination unit 130 can discriminate the non-dominant medium and judge it as the normal medium or the Reject medium.

The control unit 150 can transfer the normal medium to the temporary accumulation unit 120 and accumulate it. The control unit 150 may transmit a normal medium integrated in the temporary storage unit 120 to a cassette (not shown). The control unit 150 may transmit the Reagent medium to the second accumulation unit 112 and control the user to receive the Reagent medium. The control unit 150 may transfer the suspect medium to the third accumulation unit 113 and accumulate the same. Therefore, it is possible to discriminate between the top-suspicious medium and the REJECK medium, and the user can confirm whether or not the top-right suspicious medium accumulated in the third stacking unit 113 is accumulated, and thus can quickly discriminate.

&Lt; Case of counting operation >

The counting operation may mean an operation for checking the quantity of the media loaded into the financial instrument 100 or the media stored in the financial instrument 100. Hereinafter, the counting operation will be described on the assumption that the media to be input to the financial instrument 100 are counted.

The media loaded into the first accumulation unit 111 from the user may be transmitted to the medium discrimination unit 130. [ The medium discrimination unit 130 can discriminate the mediums and judge them as a top-right suspicious medium or a non-medium medium. The medium discrimination unit 130 may discriminate the non-medium medium and judge it as a normal medium or a Reject medium. Also, the medium discrimination unit 130 can discriminate the upper right list medium among the upper right suspicious mediums. For example, the medium discrimination unit 130 may discriminate the upper right list medium among the upper-right suspicious mediums by using the upper list information stored in advance in the storage unit 140. [ Here, the uplink list may be a list of actual upper-level identification information, and a medium having the same identification information compared with the identification information of the upper-level suspicious mediums may be referred to as a upper-right list medium. The identification information may be, for example, a serial number. The medium discrimination unit 130 may store the identification information of all the upper-right suspicious mediums and / or the accumulated order information after the discrimination in the storage unit 140. [

The control unit 150 may transfer the suspect medium to the temporary stacker 120 and accumulate the suspect medium. The control unit 150 may transfer the normal medium to the second accumulation unit 112 and accumulate the same. The control unit 150 may transport the Reagent medium to the third accumulation unit 112 and accumulate the same.

The control unit 150 may determine whether the normal medium integrated in the second integration unit 112 and the Reed-in medium integrated in the third integration unit 113 are recovered from the user. When the normal medium integrated in the second accumulation unit 112 and the Reed medium accumulated in the third accumulation unit 113 are retrieved from the user, the control unit 150 controls the upper accumulation unit 120, List medium to the third stacking unit 113, and the upper-right suspicious medium excluding the upper-right list medium to the second stacking unit 112. [

Accordingly, in the financial device 100 according to an exemplary embodiment of the present invention, the top-suspicious medium and the Rejec media can be separately controlled, and the same identification information as the top list information stored in advance in the storage unit 140 among the top- The user can distinguish between the medium having the identification information and the medium having the identification information, so that the user can confirm whether or not the medium is the upper right by receiving only the medium not the upper right list medium integrated in the second accumulation unit 112,

In addition, the control unit 150 does not transmit the upper-right suspicious medium accumulated in the temporary accumulating unit 120 to the medium discriminating unit 130 again, but directly transmits the upper list medium and the upper list medium The medium is transferred to the third accumulation unit 113 and the second accumulation unit 112, respectively, so that the delivery path of the medium is shortened, thereby shortening the medium delivery time within the financial apparatus 100. [

The retrieval operation may refer to an operation of transferring media from the cassettes (not shown) stored in the media to the deposit / withdrawal portion 110.

The media stored in the cassette (not shown) may be transmitted to the media discrimination unit 130. The medium discrimination unit 130 can discriminate the mediums and judge them as a top-right suspicious medium or a non-medium medium. The medium discrimination unit 130 may discriminate the non-medium medium and judge it as a normal medium or a Reject medium. Also, the medium discrimination unit 130 can discriminate the upper right list medium among the upper right suspicious mediums. For example, the medium discrimination unit 130 can discriminate the upper right list medium among the upper right suspicious mediums by using the upper list information stored in the storage unit 140. [ The medium discrimination unit 130 may store the discrimination order information of the suspect mediums in the storage unit 140.

The control unit 150 may determine whether the normal medium integrated in the second integration unit 112 and the Reed-in medium integrated in the third integration unit 113 are recovered from the user. When the normal medium integrated in the second accumulation unit 112 and the Reed medium accumulated in the third accumulation unit 113 are retrieved from the user, The medium may be transmitted to the third accumulation unit 113 and the media other than the upper list medium may be transmitted to the second accumulation unit 112. [

Accordingly, the top-suspicious medium and the Rejec media can be separately controlled. By distinguishing the top-right list medium and the medium other than the top-ranked list medium from the top-ranked suspicious medium, So that it is possible to quickly discriminate whether or not it is the right.

In addition, the control unit 150 does not transmit the upper-right suspicious medium accumulated in the temporary accumulating unit 120 to the medium discriminating unit 130 again, but directly transmits the upper list medium and the upper list medium And the media are transferred to the third and the third collecting units 113 and 112, respectively, thereby shortening the delivery path of the medium, thereby shortening the media delivery time within the financial apparatus 100. [

As described above, the financial device 100 according to the embodiment of the present invention can improve the efficiency of the user's work processing by separately controlling the suspicious medium for the right and the Rejec media.

2 is a flowchart illustrating a method of controlling a financial instrument according to a first embodiment of the present invention.

For example, the method for controlling a financial instrument according to the first embodiment of the present invention may refer to a method for controlling a medium in the depositing operation of the financial instrument 100. [

Referring to FIG. 2, a method of controlling a financial instrument according to a first embodiment of the present invention includes a step of inputting a medium to a first accumulation unit of a deposit / withdrawal unit (S110), discriminating a medium and judging the medium as a top- A step S140 of discriminating non-medium media as a normal media or a Rejec media, a step S140 of accumulating the normal medium in a temporary medium aggregation unit, a step of accumulating the medium in a second accumulation unit of the deposit / Step S150, and accumulating the top-right suspicious medium in the third accumulation unit of the deposit-and-withdrawal unit (S160).

Hereinafter, steps S110 to S160 described above will be described in more detail.

Media is input from the user to the first accumulation unit 111 (S110). The media loaded into the first accumulation unit 111 may be transmitted to the medium discrimination unit 130. [

The media discrimination unit 130 may discriminate media and judge them as a top-right suspicious medium or a non-medium medium (S120).

The medium discrimination unit 130 may discriminate the non-medium medium and judge it as a normal medium or a Reject medium (S130).

The control unit 150 can deliver the normal medium to the temporary accumulation unit 120 and accumulate it (S140). Then, the control unit 150 can transmit the normal medium stored in the temporary storage unit 120 to a cassette (not shown).

The control unit 150 may transfer the Reagent medium to the second accumulation unit 112 and accumulate the same (S150).

The control unit 150 may transfer the suspect medium to the third accumulation unit 113 and accumulate the same (S160).

Therefore, the top-suspicious medium and the Rejec media can be separately controlled, and the user can confirm whether or not the top-right suspicious medium accumulated in the third stacking unit 113 is accumulated, and thus can quickly discriminate.

FIG. 3 is a flowchart illustrating a method of controlling a financial instrument according to a second embodiment of the present invention. 4 is a flowchart illustrating a method for controlling a financial institution according to a second embodiment of the present invention.

For example, the method for controlling a financial instrument according to the second embodiment of the present invention may refer to a method of controlling a medium in the counting operation or the withdrawal operation of the financial instrument 100.

Referring to FIG. 3, a method of controlling a financial device according to a second embodiment of the present invention includes a step S210 of inputting a medium into a first accumulation unit of a deposit and withdrawal unit, a step S210 of discriminating a medium, (S230) judging the unrecorded medium to be a normal medium or a Reed-in medium (S230), accumulating the suspect medium in the temporary accumulating unit (S240), determining the normal medium in the second accumulating unit (S250), and integrating the Reekz medium into the third accumulation unit of the depositing and dispensing unit (S260).

Hereinafter, steps S210 to S260 described above will be described in more detail.

Media is input from the user to the first accumulation unit 111 (S210). The media loaded into the first accumulation unit 111 may be transmitted to the medium discrimination unit 130. [ However, in the case of the recovery operation, the medium may be transferred from the cassette (not shown) to the medium discrimination unit 130.

The media discrimination unit 130 can discriminate the media and judge it as a top-suspected medium or a non-medium (S220).

The medium discrimination unit 130 may discriminate the non-medium medium and judge it as a normal medium or a Reject medium (S230).

The control unit 150 may transfer the suspect medium to the temporary accumulation unit 120 and accumulate it (S240).

The control unit 150 may transfer the normal medium to the second accumulation unit 112 and accumulate the same (S250).

The control unit 150 may transfer the Reagent medium to the third accumulation unit 113 (S260).

Accordingly, the financial apparatus according to the present embodiment can control the suspicious medium of the right of priority and the lemke match separately.

Referring to FIG. 4, a method of controlling a financial instrument according to a second embodiment of the present invention includes a step S310 of causing a medium to be inserted into a first accumulation unit of a deposit-and-withdrawal unit or a medium integrated in a cassette S310, (S320), judging the medium to be a normal medium or a Reject medium (S330), discriminating the non-medium medium from the medium medium or the cassette (S350) of storing the discrimination order information of the upper list medium (S350), accumulating the suspect medium in the temporary accumulation unit (S360), and accumulating the normal medium in the second accumulation unit of the deposit and withdrawal unit (S380), a step (S390) of determining whether the normal medium and the Rejec media are recovered from the user (S390), the step (S400) of accumulating the upper right list media among the upper suspected mediums integrated in the temporary accumulation unit (S400), and accumulating media other than the upper right list media in the second accumulation unit ).

Hereinafter, steps S310 through S410 will be described in detail.

Media loaded into the first accumulation unit 111 from the user or accumulated in the cassette may be discharged to the first accumulation unit 111 (S310). The media loaded into the first accumulation unit 111 may be transmitted to the medium discrimination unit 130. [ However, in the case of the recovery operation, the medium may be transferred from the cassette (not shown) to the medium discrimination unit 130.

The medium discrimination unit 130 may discriminate the mediums and determine the medium as a suspect medium or a non-medium medium (S320).

The medium discrimination unit 130 can discriminate the non-medium medium and judge it as a normal medium or a Reject medium (S330).

The medium discrimination unit 130 can discriminate the upper right list medium from the upper right suspicious medium (S340). For example, the medium discrimination unit 130 discriminates a medium having the same identification information as the identification information of the upper list medium stored in the storage unit 140 among the upper suspicious mediums using the identification information stored in the storage unit 140 can do.

The medium discrimination unit 130 may store the discrimination order information of the suspect mediums in the storage unit 140 (S350).

The control unit 150 may transfer the suspect medium to the temporary accumulation unit 120 (S360).

The control unit 150 transmits the normal medium to the second accumulation unit 112 and accumulates it (S370).

The control unit 150 may transfer the Reagent medium to the third accumulation unit 113 (S380).

The control unit 150 may determine whether the normal medium integrated in the second accumulation unit 112 and the Rejec media accumulated in the third accumulation unit 113 are recovered from the user at step S390.

When the normal medium integrated in the second accumulation unit 112 and the Reed medium accumulated in the third accumulation unit 113 are retrieved from the user, the control unit 150 controls the upper accumulation unit 120, The list medium can be integrated in the third integrated unit 113 (S400). The control unit 150 may integrate media other than the upper list medium in the second accumulation unit 112 (S410). Steps S400 and S410 may be performed simultaneously.

While the present invention has been described in connection with what is presently considered to be the most practical and preferred embodiment, it is to be understood that the invention is not limited to the disclosed embodiments. That is, within the scope of the present invention, all of the components may be selectively coupled to one or more of them. In addition, although all of the components may be implemented as one independent hardware, some or all of the components may be selectively combined to perform a part or all of the functions in one or a plurality of hardware. As shown in FIG. The codes and code segments constituting the computer program may be easily deduced by those skilled in the art. Such a computer program can be stored in a computer-readable storage medium, readable and executed by a computer, thereby realizing an embodiment of the present invention. As the storage medium of the computer program, a magnetic recording medium, an optical recording medium, a carrier wave medium, or the like may be included.

Furthermore, the terms "comprises", "comprising", or "having" described above mean that a component can be implanted unless otherwise specifically stated, But should be construed as including other elements. All terms, including technical and scientific terms, have the same meaning as commonly understood by one of ordinary skill in the art to which this invention belongs, unless otherwise defined. Commonly used terms, such as predefined terms, should be interpreted to be consistent with the contextual meanings of the related art, and are not to be construed as ideal or overly formal, unless expressly defined to the contrary.

The foregoing description is merely illustrative of the technical idea of the present invention, and various changes and modifications may be made by those skilled in the art without departing from the essential characteristics of the present invention. Therefore, the embodiments disclosed in the present invention are intended to illustrate rather than limit the scope of the present invention, and the scope of the technical idea of the present invention is not limited by these embodiments. The scope of protection of the present invention should be construed according to the following claims, and all technical ideas within the scope of equivalents should be construed as falling within the scope of the present invention.

100: Financial equipment
110:
111: first integrated unit
112: second integrated unit
113: third integrated unit
120: temporary integration unit
130: Medium discrimination unit
140:
150:

Claims

A deposit-and-withdrawal portion having at least one integrated portion;
A medium discrimination unit discriminating the medium as a top-suspected medium or a non-medium medium, and judging the non-medium medium as a normal medium or a Reject medium;
A control unit for separating the suspect medium discriminated by the medium discriminating unit and the Rejec media and transferring the discriminated medium to different accumulation units of the deposit and withdrawal unit;
A storage unit for storing discrimination order information of the upper right list medium among the upper right suspect mediums; And
And a temporary accumulation unit in which the suspect medium is accumulated,
Wherein the deposit and withdrawal portion includes: a first accumulation portion for accumulating a medium to be charged;
A second accumulation unit for accumulating the normal medium or the Reed-shaped medium; And
And a third integrated portion on which the Reed-Zeb medium is integrated,
The method of claim 1, further comprising the steps of:
The control unit stores the discrimination sequence information transmitted from the medium discrimination unit in the storage unit, and when the normal medium integrated in the second accumulation unit and the REJECK medium integrated in the third accumulation unit are retrieved from the user , The control unit controls the upper right list medium among the upper right suspicious mediums integrated in the temporary accumulation unit to be integrated in the third accumulation unit based on the discrimination sequence information, A financial device for controlling the second integrated unit to be integrated.

The method according to claim 1,
Wherein the deposit and withdrawal unit is charged or discharged with the medium.

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The method according to claim 1,
Wherein the control unit controls the normal medium to be integrated in the second accumulation unit during the counting operation or the recovery operation and controls the reacquisition medium to be integrated in the third accumulation unit, Financial instruments that control as much as possible.

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The medium being inserted into the first accumulation unit of the deposit and withdrawal unit;
Judging the medium as a top-suspicious medium or a non-medium medium by discriminating the medium;
Judging the non-medium medium as a normal medium or a Reed medium;
Accumulating the suspect medium in a temporary accumulation unit;
Accumulating the normal medium in a second accumulation unit of the deposit and withdrawal unit; And
And accumulating the Reed-Zeb medium in the third accumulation unit of the deposit-and-withdrawal unit,
Discriminating the presence or absence of a rights list medium on only the suspect medium;
Storing the discrimination order information of the upper right list medium;
Determining whether the normal medium integrated in the second accumulation unit and the Reedk media integrated in the third accumulation unit are recovered from a user;
Accumulating the upper right list medium among the upper right suspicious mediums accumulated in the temporary accumulation unit on the third accumulation unit based on the discrimination order information; And
Further comprising the step of accumulating, in the second accumulation unit, a medium other than the upper-right list medium among the upper-priority suspicious mediums.

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