KR101731721B1 - financial device and method for processing medium thereof - Google Patents

financial device and method for processing medium thereof Download PDF

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Publication number
KR101731721B1
KR101731721B1 KR1020150135170A KR20150135170A KR101731721B1 KR 101731721 B1 KR101731721 B1 KR 101731721B1 KR 1020150135170 A KR1020150135170 A KR 1020150135170A KR 20150135170 A KR20150135170 A KR 20150135170A KR 101731721 B1 KR101731721 B1 KR 101731721B1
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KR
South Korea
Prior art keywords
medium
cassette
damage
level
media
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KR1020150135170A
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Korean (ko)
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KR20170036247A (en
Inventor
김영민
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주식회사 엘지씨엔에스
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Priority to KR1020150135170A priority Critical patent/KR101731721B1/en
Publication of KR20170036247A publication Critical patent/KR20170036247A/en
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    • G07D11/0021—
    • G07D11/0006—
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07D—HANDLING OF COINS OR VALUABLE PAPERS, e.g. TESTING, SORTING BY DENOMINATIONS, COUNTING, DISPENSING, CHANGING OR DEPOSITING
    • G07D7/00—Testing specially adapted to determine the identity or genuineness of valuable papers or for segregating those which are unacceptable, e.g. banknotes that are alien to a currency
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F19/00—Complete banking systems; Coded card-freed arrangements adapted for dispensing or receiving monies or the like and posting such transactions to existing accounts, e.g. automatic teller machines
    • G07F19/20—Automatic teller machines [ATMs]
    • G07F19/202—Depositing operations within ATMs

Abstract

The present invention relates to a media processing apparatus and method and a financial instrument. A medium processing apparatus according to the present invention is a medium processing apparatus including a medium input / output unit for inputting or outputting a medium, a first cassette and a second cassette for integrating a medium, a normal cassette unit for recognizing a normal medium inserted into the medium entry / And if the damage level of the normal medium recognized by the medium recognition unit is less than a predetermined damage level, the medium is integrated in the first cassette, and the degree of damage of the recognized medium exceeds the level of the damage The corresponding medium is integrated in the second cassette.

Description

FIELD OF THE INVENTION [0001]

The present invention relates to a financial instrument and a medium processing method thereof.

When a request for depositing a medium is inputted, the financial instrument causes the medium inserted by the customer to be accumulated in the corresponding cassette, and when the request for retrieving the medium is input, the financial device picks up the medium integrated in the cassette and releases the medium.

However, media damaged by the customer during the process of depositing the media may be input to the financial device, and may be classified as normal when depositing the damaged media. In this case, a damaged medium classified as a normal record may lower the recognition rate of the medium in the financial apparatus and cause an error such as a medium jam. In addition, frequent errors in financial equipment can damage hardware.

Also, the corrupted media is stored in the cassette, and if a request is made to fetch the medium, the corrupted media accumulated in the cassette may cause errors in the process of being returned to the customer.

It is an object of the present invention to provide a financial instrument that can reduce the frequency of transactions through a damaged medium and minimize the frequency of occurrence of errors due to a damaged medium by dividing the normal medium integrated in the cassette into a non-defective medium and a defective medium, And a method for processing the medium.

According to an aspect of the present invention, there is provided a medium processing apparatus including a medium input / output unit into which a medium is inserted or ejected, a first cassette and a second cassette for integrating the medium, a normal medium inserted into the medium entry / And a medium recognition unit for recognizing the degree of damage of the recognized normal medium.

Here, the medium processing apparatus is characterized in that, if the degree of damage of the normal medium recognized by the medium recognition section is less than a predetermined level of damage, the medium is integrated in the first cassette, and the degree of damage of the recognized medium is The medium may be integrated in the second cassette.

According to another aspect of the present invention, there is provided a medium processing method comprising: recognizing a normal medium inserted into a financial device through a sensor and identifying a degree of damage of the recognized normal medium; If the degree of damage of the normal medium is less than a predetermined level of damage, the medium is accumulated in the first cassette in which the non-defective medium is integrated, and if the degree of damage of the recognized normal medium exceeds the level of the deficiency, And integrating the second cassette into the integrated second cassette.

According to the present invention, a medium integrated with a cassette is divided into a non-defective medium and a defective medium and integrated into different cassettes, thereby reducing the frequency of transactions through the defective medium and minimizing the frequency of errors caused by the defective medium.

1 is a diagram illustrating a configuration of a financial instrument according to an embodiment of the present invention.
2 is a diagram showing an embodiment to be referred to in describing a medium depositing operation for a medium processing apparatus of a financial instrument according to an embodiment of the present invention.
FIG. 3 and FIG. 4 are views illustrating an embodiment referred to in describing a medium withdrawal operation for a media processing apparatus of a financial instrument according to an embodiment of the present invention.
5 is a diagram showing an embodiment to be referred to in explaining a media recovery operation for a media processing apparatus of a financial apparatus according to an embodiment of the present invention.
6 to 8 are diagrams showing an operational flow for a medium processing method according to an embodiment of the present invention.

Hereinafter, some embodiments of the present invention will be described in detail with reference to exemplary drawings. It should be noted that, in adding reference numerals to the constituent elements of the drawings, the same constituent elements are denoted by the same reference symbols as possible even if they are shown in different drawings. In the following description of the embodiments of the present invention, a detailed description of known functions and configurations incorporated herein will be omitted when it may make the difference that the embodiments of the present invention are not conclusive.

In describing the components of the embodiment of the present invention, terms such as first, second, A, B, (a), and (b) may be used. These terms are intended to distinguish the constituent elements from other constituent elements, and the terms do not limit the nature, order or order of the constituent elements. When a component is described as being "connected", "coupled", or "connected" to another component, the component may be directly connected or connected to the other component, Quot; may be "connected," "coupled," or "connected. &Quot;

The financial device according to an embodiment of the present invention can be used for a variety of media such as banknotes, securities, bills, coins, vouchers, etc. to receive various kinds of media such as banknotes, And the like, and performs a financial task to perform the media processing such as the processing such as the release. Examples of such financial instruments include an automated teller machine (ATM) such as a cash dispenser (CD), a cash recycling machine, and the like. However, the financial instrument is not limited to the above-described example, and may be a device for automating financial business such as FIS (Financial Information System).

Hereinafter, an embodiment of the present invention will be described on the assumption that the financial instrument is a financial automatic instrument. However, this assumption is for convenience of explanation, and the technical idea of the present invention is not limited to the financial automation equipment.

Hereinafter, embodiments of the present invention will be described with reference to the accompanying drawings.

1 is a diagram illustrating a configuration of a financial instrument according to an embodiment of the present invention.

Referring to FIG. 1, a financial instrument 100 may include a media processing apparatus 110 and a control unit 120. In addition, the financial instrument 100 may display a menu and information for financial transaction selection such as deposit or withdrawal, and may include a user interface (not shown) for receiving and selecting commands and / or information for financial transactions .

Here, the control unit 120 may control the media processing apparatus 110 and the user interface.

First, the media processing apparatus 110 may include a media input / output unit 111, a temporary storage unit 112, a recognition unit 113, a media storage unit 114, a collection box 115 and a replenishment collection box 116 have.

The media input / output unit 111 is a means by which media such as cash and checks are input or ejected. The media input / output unit 111 is formed with a media storage space accessible by a customer, and the storage space can be selectively communicated with the outside by a shutter or the like. The media input / output unit 111 includes pickup means for separating and transporting the media one by one from the storage space when the customer stores the media, and accumulation means for accumulating and discharging the transferred media when the customer takes out the medium May be included.

The temporary storage unit 112 temporarily stores the medium recognized by the recognition unit 113 so that the final storage can be confirmed by the customer before accumulating the medium in the medium storage units 114a to 114d.

The recognizing unit 113 recognizes the medium inserted and released through the medium input / output unit 111, identifies the information of the corresponding medium, and identifies the degree of damage of the medium. Here, the recognizing unit 113 may include a sensor for detecting the information of the medium and identifying the degree of damage of the medium.

The media can be damaged, broken, torn, or worn. At this time, the financial instrument 100 may classify the level according to the degree of damage of the medium, and may set the reference level as the level of the damage among the divided levels. For example, the damage level of the medium may be classified into level 0 to level 10 according to the degree of wrinkling, tearing degree, desired level of the medium, graffiti and foreign matter included in the medium, and the level of degradation is any one of level 0 to level 10 Can be determined. At this time, the lower the level, the less undesirable media can be classified. Here, the level of corruption can be adjusted according to the amount of media accumulated in the cassette storing the non-destructive medium.

Hereinafter, the non-corruption right means a medium in which the degree of damage of the medium recognized by the recognition unit 113 is equal to or less than a predetermined level of damage, and the right of damage means a medium in which the degree of damage of the medium exceeds a predetermined level of corruption .

The media storage 114 may include a plurality of cassettes 114a to 114d for accumulating the media identified by the recognition unit 113 for each type. At this time, the media storage box 114 can be stored in each of the cassettes 114a to 114d according to the denomination of the medium and the degree of damage of the medium.

For example, a plurality of cassettes can be divided into a non-destructive cassette and a damaged cassette. At this time, the first cassette is a cassette for accumulating media identified as non-corruption media, and the first cassette may include a non-corruption 10,000 won cassette 114a and a non-corruption 50,000 won cassette 114c. On the other hand, the second cassette is a cassette for accumulating the medium identified as a defective medium, and the second cassette may include a 10,000-won cassette 114b for damages and a 50,000-won cassette 114d for damages.

On the other hand, if the financial instrument 100 supports check transactions, the media repository 114 may include a check ticket cassette. If four cassettes are provided as shown in FIG. 1, the unassisted 10,000 KRW cassette 114a, the 10,000 KRW cassette 114b, the non-corruption KRW 50,000 cassette 114c, and the check ticket cassette 114d, . ≪ / RTI > Thus, in the case where the number of cassettes is limited, a cassette for each denomination (for example, 10,000 won, 50,000 won, check ticket) and a damaging ticket cassette for a denomination (for example, 10,000 won) can do.

If the medium withdrawal command is input, the cassettes 114a to 114d on which the medium is integrated pick up the integrated medium and provide it to the medium input / output unit 111. [

Here, the medium can be picked up and discharged from the first cassette more preferentially than the second cassette of the same type. If the medium integrated in the first cassette is insufficient, the medium integrated in the second cassette is further picked up and discharged . On the other hand, when there is no medium integrated in the first cassette at the time of inputting the medium withdrawal command, the medium integrated in the second cassette may be picked up and released.

In the collection box 115, media recognized as abnormal media by the recognition unit 113 are accumulated. In addition, the collection box 115 may accumulate media that the customer has not withdrawn from the media retrieved at the request of the customer.

The replenishment recovery box 116 stores media for replenishing the media to be accumulated in the media storage 114. [ At this time, the media stored in the replenishment recovery box 116 are transferred to the recognition unit 113, classified by the recognition unit 113, and integrated into the media storage box 114. [ In some cases, the replenishment recovery box 116 may temporarily integrate the media input via the media input / output unit 111. [

Each operation of the media processing apparatus 110 configured as described above can be controlled by the control unit 120. [ In addition, the control unit 120 can control the operation of the application and the application system, and can process deposit and withdrawal transaction information using the medium by the operation of the application and the application system.

As described above, the financial apparatus 100 including the media processing apparatus 110 and the control unit 120 determines the level of deterioration that is a criterion for distinguishing the non-corruption medium from the corruption medium, If the level of damage of the medium recognized by the defective level of the medium is less than the defective level, the medium is accumulated in the first cassette, and if the degree of damage of the recognized medium exceeds the level of defeat, have.

For example, if the level of damage is set to Level 7, the media with levels of degradation of the media from level 0 to level 7 are classified as non-destructive media and integrated in the first cassette, 10 mediums are classified as a defective medium and integrated into the second cassette.

In addition, the financial instrument 100 can adjust the level of corruption according to the amount of media accumulated in the first cassette. If the media stacking amount of the first cassette exceeds the predetermined maximum stacking amount in the state where the damage level is set to the level 7 (Level 7), the control unit 120 may adjust the damage level to Level 6 (Level 6). In this case, since the medium accumulation amount of the first cassette is sufficient, the financial instrument 100 adjusts the level of the damage to be lowered so that the media whose level of damage to the medium is level 0 to level 6 are classified as non-destructive medium, And mediums having a degree of damage of the medium of level 7 to level 10 may be classified as a defective medium and integrated in the second cassette.

On the other hand, if the medium accumulation amount of the first cassette is less than the predetermined minimum accumulation amount in the state where the damage level is set to the level 7 (Level 7), the financial instrument 100 can raise the damage level to Level 8 (Level 8). In this case, since the medium accumulation amount of the first cassette is insufficient, the financial instrument 100 adjusts the level of the erosion so that the media whose level of damage of the medium is level 0 to level 8 are classified as non-corrupt media, And mediums with levels of damage of the medium level 9 and level 10 may be classified as a defective medium and integrated in the second cassette.

In addition, the financial instrument 100 may determine the priority of the cassette that emits the medium in response to the medium fetch command. At this time, the financial instrument 100 may prioritize the first cassette with respect to the second cassette so that the non-damaged media accumulated in the first cassette is firstly discharged. Of course, when the medium integrated in the first cassette is deficient or there is no medium integrated in the first cassette, the medium integrated in the second cassette, that is, the defective medium, can be released.

2 is a diagram showing an embodiment to be referred to in describing a medium depositing operation for a medium processing apparatus of a financial instrument according to an embodiment of the present invention.

Referring to FIG. 2, the medium inserted into the medium processing apparatus is identified by the sensor while information is passing through the recognition section 113, and is then accumulated in the temporary storage box 112. If it is determined that the recognized medium is an abnormal medium, the corresponding medium may be returned to the customer through the media input / output unit 111 in the temporary storage unit 112. [

On the other hand, if the recognized medium is a normal medium, the medium passes through the recognition unit 113 again when the medium is moved from the temporary storage unit 112 to the media storage box. When the recognized medium passes through the recognition unit 113 again, The degree of damage can be identified. At this time, the recognized medium is integrated into the first cassette or the second cassette depending on the degree of damage of the medium. The degree of damage may be identified together with the initial recognition unit 113. [

As an example, if the recognized medium is an untouched 10,000 KRW, the medium may be integrated into the uncompacted 10,000 KRW cassette 114a via the first path 210. [ On the other hand, if the recognized medium is a damaged 10,000 KRW, the corresponding medium may be accumulated in the 10,000 KRW cassette 114b through the second path 220.

FIG. 3 and FIG. 4 are views illustrating an embodiment referred to in describing a medium withdrawal operation for a media processing apparatus of a financial instrument according to an embodiment of the present invention.

First, FIG. 3 illustrates the operation of ejecting media from a first cassette, i.e., a non-corruption cassette, and delivering it to a customer. In this case, it is assumed that the medium is integrated in the unassisted 10,000 won cassette.

For example, if the customer inputs a media withdrawal instruction for 700,000 won at the customer's request, the media processing apparatus picks up 70 sheets of media from the uncompacted 10,000 won cassette 114a and emits them, (111) through the media input / output unit (113).

On the other hand, in the case where the number of media integrated in the non-destructive 10,000 KRW cassette 114a is less than 70, the medium processing apparatus first picks up and emits the medium integrated in the uncompacted 10,000 KRW cassette 114a, 4 to be picked up and discharged from the damaged 10,000 won cassette 114b.

Of course, in the case where there is no medium integrated in the uncompacted 10,000 won cassette 114a, the medium processing apparatus picks up 70 sheets of medium from the unfenced 10,000 won cassette 114b as shown in Fig. 4 and discharges the discharged medium To the medium input / output unit 111 through the recognition unit 113. [

5 is a diagram showing an embodiment to be referred to in explaining a media recovery operation for a media processing apparatus of a financial apparatus according to an embodiment of the present invention.

5, the damaged media accumulated in the second cassette, that is, the damaged cassette 114b, is moved to the collection box 115 via the recognition unit 113 for collection, and is returned to the replenishment collection box 116 < / RTI > At this time, the damaged medium moved to the replenishment recovery box 116 may be recovered by the administrator or managed separately.

The operation flow of the media processing apparatus of the financial apparatus according to the present invention will be described in more detail as follows.

6 to 8 are diagrams showing an operational flow for a medium processing method according to an embodiment of the present invention.

First, FIG. 6 shows an embodiment of the operation of integrating media into a cassette.

Referring to FIG. 6, when the medium is inserted (S110), the medium processing apparatus recognizes the medium inserted through the sensor (S120). At this time, if it is recognized that the recognized medium is not in the normal state (S130), it is returned to the customer (S180).

On the other hand, if it is recognized that the recognized medium is in a normal state (S130), the financial device identifies the degree of damage of the medium recognized through the sensor (S140).

The media processing apparatus can select a cassette on which the medium is to be accumulated according to the degree of damage of the identified medium. In other words, if the degree of damage of the identified medium does not exceed the predetermined level of damage L (S150), the financial instrument causes the medium to be integrated in the non-corruption authority cassette (S160). On the other hand, if the degree of damage of the identified medium exceeds the predetermined level of damage L (S150), the medium processing apparatus causes the corresponding medium to be accumulated in the damage right cassette (S170).

Here, as shown in FIG. 7, the media processing apparatus can adjust the level of damage L to determine whether the medium is a damaged medium according to the medium accumulation amount A of the non-destructive-force cassette.

In other words, the medium processing apparatus confirms the medium accumulation amount (A) of the non-destructive-force cassette. At this time, if the medium accumulation amount A of the settlement volume cassette exceeds the predetermined maximum accumulation amount M (S220), the medium processing apparatus adjusts the damage level L downward (S230). On the other hand, if the medium accumulation amount A of the settlement volume cassette is less than the predetermined minimum accumulation amount N (S240), the damage level L is adjusted upward (S250).

On the other hand, Fig. 8 shows an embodiment of an operation of pulling out a medium integrated in a cassette.

Referring to FIG. 8, when the medium withdrawal request is inputted (S310), the medium processing apparatus checks whether or not the medium is integrated in the unauthorized copy cassette. If it is confirmed that the medium is integrated in the non-destruction authority cassette (S320), the medium integrated in the non-destruction authority cassette is picked up and released (S330).

At this time, if all of the media requested to be fetched from the non-damaged volume cassette are discharged (S340), the released media is delivered to the customer (S360).

On the other hand, if the medium is not integrated in the non-damaged cassette in the process of 'S320', or if the requested number of mediums are not released from the non-damaged cassette in the process of 'S340', the medium processing apparatus requests (S350), and causes the released medium to be delivered to the customer (S360).

Although the operations of Figs. 6 to 9 have been described as operations performed in the media processing apparatus, it is to be understood that operations performed by a financial instrument when the financial instrument includes a media processing apparatus according to an embodiment of the present invention It is natural.

While the present invention has been described in connection with what is presently considered to be the most practical and preferred embodiment, it is to be understood that the invention is not limited to the disclosed embodiments. That is, within the scope of the present invention, all of the components may be selectively coupled to one or more of them. In addition, although all of the components may be implemented as one independent hardware, some or all of the components may be selectively combined to perform a part or all of the functions in one or a plurality of hardware. As shown in FIG. The codes and code segments constituting the computer program may be easily deduced by those skilled in the art. Such a computer program can be stored in a computer-readable storage medium, readable and executed by a computer, thereby realizing an embodiment of the present invention. As the storage medium of the computer program, a magnetic recording medium, an optical recording medium, a carrier wave medium, or the like may be included.

Furthermore, the terms "comprises", "comprising", or "having" described above mean that a component can be implanted unless otherwise specifically stated, But should be construed as including other elements. All terms, including technical and scientific terms, have the same meaning as commonly understood by one of ordinary skill in the art to which this invention belongs, unless otherwise defined. Commonly used terms, such as predefined terms, should be interpreted to be consistent with the contextual meanings of the related art, and are not to be construed as ideal or overly formal, unless expressly defined to the contrary.

The foregoing description is merely illustrative of the technical idea of the present invention, and various changes and modifications may be made by those skilled in the art without departing from the essential characteristics of the present invention. Therefore, the embodiments disclosed in the present invention are intended to illustrate rather than limit the scope of the present invention, and the scope of the technical idea of the present invention is not limited by these embodiments. The scope of protection of the present invention should be construed according to the following claims, and all technical ideas within the scope of equivalents should be construed as falling within the scope of the present invention.

100: financial instrument 110: media processing device
111: Media input / output unit 112: Drafts
113: Recognition section 114: Media storage box
114a to 114d: Cassette 115: Recycle Bin
116: replenishment recovery box 120:

Claims (12)

A media input / output unit through which a medium is inserted or ejected;
A medium recognition unit for recognizing a medium inserted into the medium entry / exit unit;
A first cassette for accumulating the medium if the medium recognized by the medium recognition unit is a normal medium or a degree of damage less than a predetermined level of damage;
And a control unit for changing the predetermined level of damage according to the amount of media accumulated in the first cassette. The method according to claim 1,
Wherein the control unit adjusts the level of damage to be lowered if the medium accumulation amount of the first cassette exceeds a predetermined maximum accumulation amount. The method according to claim 1,
Wherein the control unit adjusts the level of the damage to be higher if the medium accumulation amount of the first cassette is less than a predetermined minimum accumulation amount. The method according to claim 1,
And a second cassette for accumulating the medium if the medium recognized by the medium recognition unit exceeds a normal medium or a degree of damage of the medium. The method according to claim 1,
The degree of the above-
Based on at least one of the degree of wrinkling, the degree of tearing, and the degree of desirability of the medium. The method according to claim 1,
The degree of damage to the medium,
Level 0 to Level 10,
The above-
A financial instrument as claimed in any one of the claims 1 to 10. The method of claim 4,
And when the medium withdrawal command is inputted, first ejects the medium accumulated in the first cassette from the second cassette. The method of claim 7,
And when the medium integrated in the first cassette is discharged, the medium integrated in the second cassette is further released if the medium integrated in the first cassette is insufficient. The method of claim 4,
And when the medium withdrawal command is input, releases the medium integrated in the second cassette if there is no medium integrated in the first cassette. The method according to claim 1,
Wherein the first cassette comprises:
And a cassette which is different for each denomination of the medium. The method of claim 4,
Wherein the second cassette comprises:
And a cassette which is different for each denomination of the medium. Recognizing a medium inserted into the media input / output unit;
And integrating the medium into the first cassette if the recognized medium is below normal media or damage level to a predetermined level of degradation,
Wherein the accumulating step changes the predetermined level of damage according to a medium accumulation amount of the first cassette.
KR1020150135170A 2015-09-24 2015-09-24 financial device and method for processing medium thereof KR101731721B1 (en)

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KR101731721B1 true KR101731721B1 (en) 2017-04-28

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Citations (3)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
JP2006350818A (en) 2005-06-17 2006-12-28 Toshiba Corp Paper sheet processor
KR101229727B1 (en) 2011-09-07 2013-02-15 가부시끼가이샤 도시바 Paper sheet handling apparatus
JP2013109382A (en) 2011-11-17 2013-06-06 Hitachi Omron Terminal Solutions Corp Paper sheet processor and paper sheet processing method

Patent Citations (3)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
JP2006350818A (en) 2005-06-17 2006-12-28 Toshiba Corp Paper sheet processor
KR101229727B1 (en) 2011-09-07 2013-02-15 가부시끼가이샤 도시바 Paper sheet handling apparatus
JP2013109382A (en) 2011-11-17 2013-06-06 Hitachi Omron Terminal Solutions Corp Paper sheet processor and paper sheet processing method

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