KR101643710B1 - Method for verifying real estate offerings - Google Patents

Abstract

A method for real estate listing verification is provided. The method includes the steps of receiving real estate-related rental information from a first client device that is a rental terminal connected to a server, transmitting the rental information to a second client device, which is a tenant terminal, Receiving approval information on the lease information from the second client device, generating a lease agreement including the lease information and the approval information, and determining whether the lease agreement is valid based on the seller verification condition .

Description

METHOD FOR VERIFYING REAL ESTATE OFFERINGS

More particularly, the present invention relates to a method for providing a reliable contract brokerage service by automatically verifying a real estate sale when a lease contract between a landlord and a tenant is made.

In recent years, electronic commerce has been introduced in which products and services are traded through a virtual space on the Internet. As a result, electronic commerce has been applied not only to the sale and purchase of consumer goods such as clothing and household goods but also to real estate transactions.

Therefore, in order to save real estate brokerage commission, the number of landlords and tenants who use direct dealings without using brokerage companies is rapidly increasing. Also, the damage caused by direct transactions such as cafes, blogs and websites . In other words, unlike foreign countries, there are cases of damages related to deposit due to the charter system that is only in Korea. However, the government and the Korea Real Estate Brokers Association are not paying attention to solving fundamental problems to prevent damage to real estate transactions. Therefore, it is necessary to provide a real estate transaction service that both the landlord and tenant can trust and securely trade.

Korean Patent Publication No. 2002-0040422 Korean Patent Publication No. 2003-0074565

In the conventional off-line real estate transaction system, brokers receive a certain proportion of the price of real estate for sale, but due to the nature of the real estate transaction, the brokerage fee is also high due to the large transaction amount. Although it is defined as negotiations below the upper limit rate, there are many cases of consumer damage due to the collusion of the local public insurance companies. In order to avoid the burden of the brokerage fee, there is a tendency that the landlord and the tenant directly deal with the online through the Internet, but at this time, the user with little or no contract experience does not correctly understand the right relationship Often occur. In this case, if either the landlord or the tenant specifies an unfair contract in the contract, the damages will occur and the related damage is increasing.

SUMMARY OF THE INVENTION The present invention has been made in view of the above problems, and it is an object of the present invention to provide a system and a method for automatically rejecting a contract for an article having a direct dealing damage according to a predetermined standard, And to provide a method of verifying property for sale that can prevent damages in advance.

Another technical problem to be solved by the present invention is to provide a landlord or tenant who can automatically search for an unreasonable or damaging contract out of the lease agreements and contracts specified in the sales contract, This is to provide a method of verifying property for sale that can be prevented in advance for contracts that are liable to damage by a minimum amount to a landlord or tenant who is contracted for a direct deal due to the burden of the existing brokerage commission.

The technical objects of the present invention are not limited to the above-mentioned technical problems, and other technical subjects not mentioned can be clearly understood by those skilled in the art from the following description.

According to an aspect of the present invention, there is provided a method for validating a real estate property, comprising the steps of: receiving property-related rental information from a first client device that is a rental terminal connected to a server; Receiving the approval information for the lease information from the second client device, generating a lease agreement including the lease information and the approval information, and transmitting the lease contract to the second client device, And determining whether the lease agreement is valid based on the lease agreement.

The voucher verification conditions may include one of the owner's joint name, registration other than ownership, or a mutual fund setting.

And the lease contract can be determined to be invalid if the per-user-set ratio exceeds the threshold value.

Wherein the step of determining whether the lease agreement is valid may include transmitting the lease agreement to the first client device and the second client device when the lease agreement is valid and if the lease agreement is invalid, 2 < / RTI > client device.

The method comprising the steps of: retrieving real estate listing information included in the rental information, receiving a verification request signal for the listing information from the second client device, determining whether the listing information is valid based on the seller verification condition, 2 < / RTI > client device.

According to the present invention as described above, it is possible to automatically determine whether or not the property for sale is suitable according to the property verification conditions. If the property verification condition is not met, the contract can not be transmitted to the landlord or the tenant, Users with less experience in real estate leasing or trading can also enter into reliable contracts.

In addition, since the landlord and the tenant can have legal transactions on-line, it is possible to save time and reduce the fee as compared with a lease contract between the landlord .

1 is a flowchart showing a schematic flow of a real estate property verification method according to an embodiment of the present invention.
2 is a diagram showing a schematic configuration of a server in which the method of FIG. 1 is implemented.
FIG. 3 is a diagram showing a specific example in which a lease contract is created using the real estate property verification method of FIG.

Hereinafter, preferred embodiments of the present invention will be described in detail with reference to the accompanying drawings. BRIEF DESCRIPTION OF THE DRAWINGS The advantages and features of the present invention, and the manner of achieving them, will be apparent from and elucidated with reference to the embodiments described hereinafter in conjunction with the accompanying drawings. The present invention may, however, be embodied in many different forms and should not be construed as limited to the embodiments set forth herein. Rather, these embodiments are provided so that this disclosure will be thorough and complete, and will fully convey the scope of the invention to those skilled in the art. To fully disclose the scope of the invention to those skilled in the art, and the invention is only defined by the scope of the claims. Like reference numerals refer to like elements throughout the specification.

Unless defined otherwise, all terms (including technical and scientific terms) used herein may be used in a sense commonly understood by one of ordinary skill in the art to which this invention belongs. Also, commonly used predefined terms are not ideally or excessively interpreted unless explicitly defined otherwise.

The terminology used herein is for the purpose of illustrating embodiments and is not intended to be limiting of the present invention. In the present specification, the singular form includes plural forms unless otherwise specified in the specification. The terms " comprises "and / or" comprising "used in the specification do not exclude the presence or addition of one or more other elements in addition to the stated element.

Hereinafter, a programmable coupled block device according to embodiments of the present invention will be described with reference to the drawings.

Referring to FIG. 1, a schematic flow of a real estate listing method according to an embodiment of the present invention is shown.

In the present specification, a client may be a party performing a series of processes of exchanging data with a server using a client apparatus. Also, the client device may refer to a client access terminal device for performing a function of collecting and transmitting various kinds of necessary information scattered in the server as the case may be.

For example, the client device may be a computer such as a desktop PC, a notebook PC, or any type of wired / wireless communication device capable of accessing a server through a predetermined network to use a two-way communication service. Also, the client device may be a cellular phone, a PCS phone, a synchronous / asynchronous IMT-2000 (International Mobile Telecommunication-2000) mobile terminal A personal digital assistant (PDA), a smart phone, a wireless application protocol phone (WAP phone), a mobile play-station, and the like. A communication module for connecting to a server such as a personal computer, a display device, and any wired / wireless home appliance / communication device having a user interface. In the embodiments to be described later, the client and the client apparatus may be interpreted in the same sense.

The client or client device communicates with the server and can exchange predetermined data with the server. The client device may be directly connected to the server to transmit and receive data, but the present invention is not limited thereto. The client device may be connected through a predetermined intermediary server, and all data may be transmitted and received through the intermediary server.

The server may allow connection of one or more client terminal devices via the network. The network may be a wired or wireless Internet, or may be a core network integrated with a wired public network, a wireless mobile communication network, or a portable Internet, or may be a core network including a TCP / IP protocol and various services located thereon, ), Telnet, File Transfer Protocol (FTP), Domain Name System (DNS), Simple Mail Transfer Protocol (SMTP), and the like.

First, rental information can be received from the first client device (S11). The first client device may be a landlord terminal, where the landlord becomes the seller and the tenant becomes the buyer. Since the seller plays the same role as the landlord and the buyer has the same role as the tenant, even if the landlord and the tenant are shown in the embodiment, the present invention is not limited to this but the same can be applied to the sale of real estate.

In order for the server to receive the lease information from the first client device, the first client device may access the server on which the real estate verification method according to the embodiment is implemented to perform the membership and authentication procedure.

The lease information may be information to be inputted for leasing or selling of the real estate. In this embodiment, the leasing information may be the location, structure, use, area, rights relation, rent or marketing cost of the real estate, It can cover a variety of information such as a register copy of registration required for real estate transactions, a building register, and so on. For example, if the landlord wants a lease for a specific building, he can further specify the official land price, the lease portion of the rental period building, etc., and the landlord transmits the lease information to the server using the first client device .

Next, the server can transmit the lease information to the second client device (S12). In other words, the server can transmit the rental information received from the first client device to the second client device which is the lease scheduled or the buyer, and the second client device receives the rental information including the contract condition and contents from the server .

After confirming the lease information in the second client device, the approval information can be transmitted to the server (S13). For example, if the leaseholder confirms the lease information including the general information about the leased land, and if there is a contract intention, the approval information can be transmitted to the server using the second client device. The approval information may include, but is not limited to, personal authentication information such as a resident registration number of a person who is going to be leased or planned to buy, an electronic signature, a contract agreement, and personal information.

In some other embodiments, the lease information received from the server may be queried to send modification request information to the server instead of approval information. In other words, when an error occurs in agreement contents included in the lease information, or when an agreement point is required, or when an additional point of consultation is required, the modification request information including the entire contents can be transmitted to the server. Or to a first client device that is a seller.

Subsequently, when the server receives the approval information from the second client apparatus (S13), it can generate the lease contract based on the lease information received from the first client apparatus and the approval information received from the second client apparatus (S14 ).

As described above, the rental agreement can be replaced by a sales contract, and the rental information can also be replaced by the sales information.

The lease agreement may include lease terms, terms and conditions, landlord and tenant's consent or electronic signature, and may further include brokers' certification data, digital signatures, brokerage fees, etc. In other words, the electronic signature of a broker, a real estate agent or a lawyer, can be included in the electronic contract to create legal effect.

On the other hand, upon receipt of the lease information and the approval information, the server can search the lease contract form stored in the server, make a call, and generate a lease contract by mapping the lease information and the approval information to the lease agreement form. However, no. For example, the first client device can connect to the server and download the lease agreement form from the server, and the first client device records the lease information suitable for the lease agreement form and transmits it to the server, To the second client device. The second client device can record the tenant's information and electronic signature on the received contract form, and the server can replace the lease contract creation process by receiving this contract form.

Next, the server can determine whether the generated lease agreement is valid (S15). That is, the server can inquire the lease information and the approval information included in the lease agreement, and can determine whether the lease agreement is appropriate according to the sale verification conditions stored in the server.

In this embodiment, the seller verification condition may include, but is not limited to, whether or not the real estate specified in the contract is suitable for the transaction, It is possible to judge whether or not it is suitable based on a variety of information that can be discriminated.

For example, if the landlord A intends to rent the property A to the tenant, and the tenant agrees, the contract may be concluded. However, if the name of the real estate A, that is, the name of the real estate A, is the landlord A and the landlord B, then the landlord B also agrees to the lease so that the lease can be established.

Therefore, the server can search the location of the real estate included in the rental information to search for common name, and if another name is searched, the server can transmit the information to the second client device which is a lease-scheduled person. Alternatively, it is possible to send a monetary agreement containing rental information and approval information to another person, and if another person approves it, it can add a name to the rental information to create a modified rental agreement. Likewise, the server can further retrieve registration information other than ownership of the real estate based on the lease information, thereby determining whether the contract is suitable.

In addition, the server can calculate the risk of the lease contract based on the per-capita setting. For example, the server can receive the lease information from the first client device. The lease information includes whether the real estate of the real estate is set in the neighborhood, or the location of the real estate included in the rental information is searched for . At this time, if the real estate is set to the real estate and the real estate is set to 60% or more of the official land price of the real estate, it is possible to transmit the real estate to the second client device which is the reserved person.

In other words, the server can calculate the transaction risk of the real estate or transmit it to the second client device that the property price is inadequate if the ratio of real estate to real estate exceeds the threshold ratio set for the server.

That is, the server sets and stores the property verification conditions in advance according to the common name, the register information, and the setting ratio of the per capita rate, and determines whether the rental contract is suitable according to the property verification conditions (S15). If the lease agreement does not include the information according to the sale verification conditions, the lease contract is determined to be a valid contract, and the generated lease contract is determined and transmitted to the first client device and the second client device, and the lease contract can be outputted (S16 ). On the other hand, if the rental agreement is searched and the information matching the seller verification condition is found, it is determined that the contract is an invalid contract or a risky contract, and a message including the contract refusal message or contents related thereto is transmitted to the first client device or the second client (S17).

In some other embodiments, step S15 of determining whether the rental agreement is valid may be performed when the rental information is received from the first client device (S11), but the present invention is not limited thereto, Upon receiving the request message, step S15 may be performed.

In general, the lease information provided by the landlord includes the location of the real estate, and the server can use the received location to view the registered copy and the building register. The registered copy of the register and the building ledger include information on the name of the real estate, the registered information such as the registered name, the disposition, the registration of the notice, the registering of the proprietary rights such as the confiscation, the seizure, the auction, Even if the device is not viewed separately, the server can automatically inquire about these issues and predict the risk of the real estate transaction by comparison with the conditions of the property verification.

If the searched property matches the nonconformity reason contained in the seller verification condition, the server cancels the transmission and output of the contract, and can transmit the reason for rejection to the first client device or the second client device (S17). Thus, even less experienced users of real estate transactions can achieve reliable leasing and sales contracts.

Referring to Fig. 2, a specific configuration of the server of Fig. 1 is shown.

The server 30 in which the real estate for sale verification method according to the present embodiment is implemented includes a communication unit 31 capable of transmitting and receiving data to and from a plurality of client apparatuses including the first and second client apparatuses, A determination unit (33) for determining the risk level or validity of the rental agreement based on the seller verification condition, a seller verification condition And a database unit 34 for managing detailed information of the client apparatus.

The communication unit 31 can transmit the contract form stored in the database unit 34 of the server 30 to the first client apparatus or the second client apparatus and can transfer the rental information from the first client apparatus to the approval information Or modification request information.

The contract creating unit 32 may create a lease contract by mapping the lease information and the approval information received from the first client apparatus and the second client apparatus to the contract form. In the determination unit 33, It is possible to judge whether or not the lease contract is satisfied by inquiring the lease contract generated from the lease contract.

The database unit 34 can manage the contract form, property verification conditions, detailed information of the client devices registered in the server, and contract information history.

In some other embodiments, the server 30 may be provided with a manual providing service for providing manual information on the real estate contract, a voice information providing service for providing voice information for guiding the rent information recording method of the rental contract, The contract management unit transmits the contract-related information as character information to the first client device, which is a portable wireless terminal, and the second client device, which is a tenant portable terminal, creates a real estate contract as a photo file contract, And may further include a character sending unit that transmits the character string to the client device.

Referring to FIG. 3, there is shown an embodiment in which a lease contract is concluded in accordance with a real estate property verification method according to the present embodiment.

First, the landlord can access the server 30 using the first client device 10 (S21). To this end, the first client device can be installed in advance with a separate executable file or application provided by the server 30, and can access the server 30 by executing it.

In addition, when the first client device is a terminal not registered in the server 30, the server can perform a series of procedures for membership registration with the first client device. The server 30 may perform the procedure for authenticating the first client device 10 at the time of subscription, but the present invention is not limited thereto.

The lease contract form can be transmitted at the request of the first client device 10 connected to the server 30 (S22). The landlord who is the first client device 10 can specify the lease information in the lease agreement form (S23) and send it back to the server (S24). However, the present invention is not limited to this, Page to access rental information.

The server 30 can publish the sale or lease information of the real estate on the web page linked with the server 30 or the server 30 based on the rental information received from the first client device, 2 client device 20 may retrieve it and send a request for a contract desire to the server 30.

Subsequently, the server 30 can transmit the lease information to the second client device 20 (S25). At this time, the server 30 may restrictively publish the rental information received from the first client device, and may transmit all the rental information if the second client subtracts the virtual currency, but the present invention is not limited thereto. Alternatively, the server 30 may inquire the credit level of the second client device 20, and the rental information may be limitedly provided according to the credit rating. However, the present invention is not limited thereto, and rental information may be provided regardless of the credit rating It is possible.

Upon receipt of the approval information requesting the contract from the second client device 20 (S26), a lease contract can be created based on the lease information and the approval information (S27), and the common name, (S28), the risk of the lease contract or the validity of the lease contract can be judged according to the conditions of the sale verification including whether the lease contract or not.

Finally, if it is determined that the lease agreement is reliable and safe, the generated lease agreement is transmitted to the first client device or the second client device, and in the opposite case, the lease agreement can not be outputted or a notification message (S29).

While the present invention has been described in connection with what is presently considered to be practical exemplary embodiments, it is to be understood that the invention is not limited to the disclosed embodiments, but, on the contrary, You will understand. It is therefore to be understood that the above-described embodiments are illustrative in all aspects and not restrictive.

Claims (5)

A method for verifying property listings performed by a server,
Receiving real estate-related rental information from a first client device that is a rental terminal connected to the server;
Transmitting the lease information to a second client device that is a tenant terminal;
Receiving approval information on the lease information from the second client device;
Generating a lease agreement including the lease information and the approval information;
Automatically determining whether the lease agreement is valid based on a seller verification condition; And
When the rental contract is automatically validated, when a different common name of the real estate is searched, the rental agreement containing the rental information and the approval information is transmitted to the common name holder, And adding the common name to the lease information when the approval for the lease agreement is received,
Wherein the step of automatically determining whether or not the lease agreement is valid includes the step of the server searching the location of the real estate included in the lease information and searching for a common name,
Further comprising canceling transmission and output of the lease if the authorization to the subrogation is not received, and transmitting a reason for rejection to the first client device or the second client device. The method according to claim 1,
Wherein the property verification condition includes one of an owner's joint name, a registration other than ownership, and a mutual fund setting. 3. The method of claim 2,
Further comprising the step of the server determining that the rental contract is invalid if the per-proximity setting ratio exceeds a threshold value. The method according to claim 1,
Wherein the step of determining whether the server is valid comprises:
And transmits the lease agreement to the first client device and the second client device when the lease agreement is valid,
And transmitting an alert message to the first client device and the second client device if the lease agreement is invalid. The method of claim 1,
Retrieving real estate listing information included in the rental information and receiving a verification request signal for the listing information from the second client device; And
Further comprising: determining whether the seller information is valid based on the seller verification condition and transmitting the result to the second client device.

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