KR101614217B1 - Wireless vibration pager for payment small sum based on NFC, NFC management server, and method for small sum payment using the same - Google Patents

Abstract

The present invention relates to an NFC-based wireless vibration pager for micropayment, an NFC management server, and a micropayment method using the same. The wireless vibration pager (20) according to an embodiment of the present invention performs payment by receiving a payment request from a mobile terminal (10a) or a mobile card (10b) through NFC, transmits information about the performed payment to the NFC management server (30) through Wi-Fi or 3G wireless communications, performs the payment by using a built-in secure application module (SAM) for payment corresponding to an SAM for a contactless electronic money terminal, displays a paid amount at the request of the mobile terminal (10a) or the mobile card (10b), and performs the function of an NFC-based reader in relation to the mobile terminal (10a) or the mobile card (10b). Therefore, users can easily receive events, coupons, discount services, music information, and membership information, which are transmitted to the wireless vibration pager in real time, only by touching the mobile terminals such as smartphones with an NFC function.

Description

[0001] The present invention relates to an NFC-based wireless vibration phaser for small settlement, an NFC management server, and a micro payment method using the same.

The present invention relates to an NFC-based wireless vibration phaser for a micropayment, an NFC management server, and a micropayment method using the same. More particularly, the present invention relates to a wireless vibration phaser using an NFC tag technology, An NFC-based wireless vibration phaser for a micropayment to provide an electronic money technology for a micropayment in relation to a mobile terminal such as a mobile card with a built-in card, and other smart phones, and an NFC management server, And a payment method.

With the abolition of the M / S card (Magnetic Stripe card) since 2014, the need for a small payment card using the prepaid card has been increased due to the change of the IC card and the use of the nationwide compatible transportation card.

On the other hand, the micro settlement using mobile terminals such as mobile phones and smart phones is an advanced service in the mobile payment market, with user awareness and experience of over 95%, and high growth potential is expected in the future.

At this point, the purchaser in a shop such as a coffee shop, a restaurant, a movie theater, etc. performs a micropayment using a wireless vibration pager in which a serial number is generally laid out at the time of waiting for a service after receiving an order, Previously, if we provide various information for purchasing and payment with mobile phones such as cell phones and smart phones equipped with NFC function using wireless vibration phaser, it is expected to serve as a further growth engine in the technology field of micro payment.

[Related Technical Literature]

1. Small payment settlement system based on SECURE ELEMENT of mobile terminal (Patent Application No. 10-2012-0136779)

2. SYSTEM AND METHOD FOR PROVIDING NIF-based customized PIO i information service (Patent Application No. 10-200-60131592)

SUMMARY OF THE INVENTION The present invention has been made to solve the above problems, and it is an object of the present invention to provide a mobile terminal capable of easily touching a mobile terminal such as a smart phone equipped with an NFC function by touching an event such as a discount, a coupon, The present invention provides an NFC-based wireless vibration phaser for a micropayment, an NFC management server, and a micropayment method using the same.

The present invention also provides an NFC-based wireless vibration phaser for a micropayment to enable payment (purchase) using a mobile card using an NFC payment function installed in a wireless vibration phaser, if necessary, and an NFC management server, And to provide a micropayment method using the same.

The present invention also relates to an NFC-based wireless vibration phaser for a micropayment and an NFC management server for enabling connection with various industries by improving a wireless pager limited to an operation by a simple call to an active data service device, And to provide a micropayment method using the same.

However, the objects of the present invention are not limited to the above-mentioned objects, and other objects not mentioned can be clearly understood by those skilled in the art from the following description.

In order to achieve the above object, the NFC-based wireless vibration phaser for the micropayment according to the embodiment of the present invention receives the payment request by the mobile terminal 10a or the mobile card 10b by the NFC method, , The payment information is transmitted to the NFC management server 30 through a wireless communication method of Bluetooth, WiFi or 3G communication, and a payment SAM (Secure) corresponding to the security application module for the non-contact type electronic money terminal The mobile terminal 10a or the mobile card 10b displays the amount of the settlement performed at the request of the mobile terminal 10a or the mobile card 10b, 10b), and performs an NFC-based reader function.

The wireless vibration phaser 20 recognizes the IC card having the NFC communication function built in the mobile card 10b as the payment means for the mobile card 10b and transmits it to the mobile terminal 10a The mobile terminal 10a can recognize the mobile terminal 10a as a payment means as an alternative to the mobile card 10b according to the execution of the mobile card application or the electronic wallet app by the mobile terminal 10a.

The wireless vibration phaser 20 includes a display window 23 and receives information from the NFC management server 30 whenever a touch for the information displayed on the display window 23 is input, Information can be updated.

The wireless vibration phaser 20 is connected to the mobile terminal 10a and the mobile card 10b via tags using NFC SNEP (Simple NDEF Exchange Protocol) or LLCP (Logic Link Control Protocol) An NFC communication module 21 for transmitting and receiving the data; A wireless communication module (22) for performing a short-range wireless communication method including the Bluetooth and the Wi-Fi; And a display window 23 which is composed of a screen display unit and an input unit by the touch module and which implements promotion information including event information, membership subscription information and music information received from the NFC management server 30 have.

The wireless vibration phaser 20 controls the wireless communication module 22 to receive tag-based real-time information from the NFC management server 30 and displays the received tag-based real- An NFC tag means 24a which realizes the received tag-based real time information by the NFC P2P communication method to the mobile terminal 10a in real time; And the mobile terminal 10a used as a prepaid card using an electronic wallet app formed of a USIM-based prepaid card applet or a mobile card 10b with a built-in high-pass prepaid card (electronic money) And payment means 24b for performing a mobile POS function using NFC for performing settlement for purchase or payment.

The radio vibrating phaser 20 is connected to the information transmitting means 24d so as to transmit the payment information for purchase or payment by the mobile terminal 10a or the mobile card 10b to the NFC management server 30 Feedback information according to purchase or payment received from the NFC management server 30 is provided to the display window 23 as well as feedback is provided to the mobile terminal 10a by controlling the NFC communication module 21 And means 24c.

The feedback providing means 24c controls the wireless communication module 22 to transmit the membership joining request to the NFC management server 30 after receiving the membership joining request by the mobile terminal 10a, It is possible to receive the integrated point information according to the subscription of the returned membership and implement it in the display window 23 as well as to control the NFC communication module 21 and provide it to the mobile terminal 10a.

In order to achieve the above object, the present invention provides a method and apparatus for receiving touch event information via the communication module 31 at each touch of the display window 23 of the wireless vibration pager 20 according to an embodiment of the present invention, NFC tag information management means (NFC tag information management means) for returning NFC tag information (NFC Tag) capable of real-time data transfer and real-time data change to the wireless vibration phaser 20 to be implemented as a display window 23 of the wireless vibration phaser 20 32a); .

Here, the NFC tag information may include event information including coupons and discounts, membership subscription information, music information from a speaker of a store, product or service information.

According to another aspect of the present invention, there is provided a micropayment method comprising: a wireless vibration phaser (20) for performing a round trip (RTT) through a noncontact NFC communication with a mobile terminal (10a) And when the measured distance information is less than or equal to a preset threshold distance, the wireless vibration pager 20 detects the distance between the mobile terminal 10a and the mobile card 10b, Stage 1; A second step of the wireless vibration phaser 20 performing a product / service information request to the store where the wireless vibration payer 20 is installed in the NFC management server 30; And the NFC management server 30 extract the product / service information from the database 33 and transmit the product / service information to the wireless vibration pager 20 so that the product / service information is implemented in the display window 23 of the wireless vibration payer 20 A third step; .

After the third step, the fourth step is to transmit the product / service information received by the wireless vibration pager 20 to the mobile terminal 10a so that the product / service information is implemented on the mobile terminal 10a. And a fifth step in which the mobile terminal 10a and the mobile card 10b perform settlement for a product or service corresponding to one of the product / service information through non-contact NFC communication with the wireless vibration pager 20; As shown in FIG.

After the fifth step, if payment information is transmitted to the NFC management server 30 by the wireless vibration phaser 20, the NFC management server 30 transmits feedback information indicating completion of normal payment to the wireless vibration phaser 20 ); And the wireless vibration phaser 20 retransmitting feedback information to the mobile terminal 10a; As shown in FIG.

The NFC-based wireless vibration pager and the NFC management server for a micropayment according to an exemplary embodiment of the present invention and the micropayment method using the same may be used for events such as discounts and coupons transmitted in a wireless vibration pager in real time, The user can easily receive information by simply touching a mobile terminal such as a smart phone equipped with an NFC function.

In addition, the NFC-based wireless vibration phaser and the NFC management server for micropayment according to another embodiment of the present invention and the micropayment method using the same, (Purchasing) by using the payment system.

In addition, the NFC-based wireless vibration pager and the NFC management server for a micropayment according to another embodiment of the present invention and a micropayment method using the same provide a wireless pager for simple call- To provide the effect of linking with various industries.

1 is a block diagram of an NFC tag based wireless vibration phaser 20 and an NFC management server 30 for a micropayment according to an embodiment of the present invention and an NFC tag based wireless vibration phaser 20 for a micropayment, And a mobile terminal 10a performing communication.
2 is a block diagram illustrating components of the NFC tag-based wireless vibration phaser 20 in FIG.
FIG. 3 is a block diagram showing the components of the NFC management server 30 in FIG.
FIG. 4 is a block diagram of an NFC tag based wireless vibration phaser 20 and an NFC management server 30 for a micropayment according to another embodiment of the present invention, an NFC tag based wireless vibration phaser 20 for a micropayment, And the mobile terminal 10a and the mobile card 10b that perform communication with the mobile terminal 10a.
FIG. 5 is a diagram illustrating a NFC tag-based wireless vibration pager 20 for a micropayment according to the first embodiment of the present invention and a micropayment method by the NFC management server 30.
FIG. 6 is a diagram illustrating a NFC tag-based wireless vibration phaser 20 for a micropayment according to a second embodiment of the present invention and a micropayment method by the NFC management server 30.
FIG. 7 is a diagram illustrating a NFC tag-based wireless vibration pager 20 for a micropayment according to a third embodiment of the present invention, and a micropayment method by the NFC management server 30.
FIG. 8 is a reference diagram showing a concept of a micropayment by the NFC tag-based wireless vibration pager 20 and the NFC management server 30 for a micropayment according to an embodiment of the present invention.

DETAILED DESCRIPTION OF THE PREFERRED EMBODIMENTS Hereinafter, a detailed description of preferred embodiments of the present invention will be given with reference to the accompanying drawings. In the following description of the present invention, detailed description of known functions and configurations incorporated herein will be omitted when it may make the subject matter of the present invention rather unclear.

In the present specification, when any one element 'transmits' data or signals to another element, the element can transmit the data or signal directly to the other element, and through at least one other element Data or signal can be transmitted to another component.

1 is a block diagram illustrating a communication system according to an embodiment of the present invention in which an NFC tag-based wireless vibration phaser 20 (hereinafter, wireless vibration phaser) and an NFC management server 30 for a micropayment and a wireless vibration phaser 20 The mobile terminal 10a or the mobile card 10b.

1, the wireless vibration phaser 20 receives a small payment by the mobile terminal 10a or the mobile card 10b from the mobile terminal 10a or the mobile card 10b by the NFC method and proceeds to settle the payment And transmits the purchase / payment information to the NFC management server 30 via Bluetooth, WiFi or 3G communication method.

For this purpose, the wireless vibration pager 20 has a built-in Secure Application Module (SAM) or Purchase Secure Application Module (PSAM) for prepaid micropayments for a nationwide compatible transportation card corresponding to a security application module for a contactless electronic money terminal And can display the amount of the purchase or payment performed at the request of the mobile terminal 10a or the mobile card 10b.

In this specification, a module may mean a functional and structural combination of hardware for carrying out the technical idea of the present invention and software for driving the hardware. For example, the module may mean a logical unit of a predetermined code and a hardware resource for executing the predetermined code, and it does not necessarily mean a physically connected code or a kind of hardware. Can be easily deduced to the average expert in the field of < / RTI >

On the other hand, the mobile terminal 10a can be used as an alternative to the mobile card 10b by executing a mobile card application or an electronic wallet app, and by having the NFC module, the relationship with the wireless vibration pager 20 Can be used as a payment means for purchase / payment.

The mobile card 10b can be used as a payment means for purchase / payment through NFC communication with the wireless vibration phaser 20 by incorporating an IC chip. That is, the mobile card 10b corresponds to a nationwide compatible transportation card or a credit card that incorporates an IC chip.

The mobile terminal 10a receives the event information (coupon / discount, etc.) for purchase / payment from the wireless vibration phaser 20 by the NFC method, thereby guiding the purchase connection to the mobile terminal 10a.

In addition, the mobile terminal 10a receives information from the wireless vibrating phaser 20 installed in the store from the wireless vibrating pager 20 in accordance with the NFC method for information about music flowing from the current store, thereby allowing the user to download the sound source or stream the sound source Thereby inducing a purchase connection.

Thereafter, when the non-contact NFC tag for the mobile terminal 10a or the mobile card 10b performed for purchasing / paying for the sound source is recognized, the wireless vibration pager 20 transmits the sound source download or sound source streaming to the mobile terminal 10a .

In addition, the mobile terminal 10a not only implements feedback on purchase / payment of the purchased product / service in relation to the wireless vibration pager 20, but also receives the integration point according to the membership subscription. That is, when the wireless vibration phaser 20 completes the purchase / payment according to the non-contact recognition by the NFC method with the mobile terminal 10a or the mobile card 10b, the purchase / payment payment information is transmitted to the NFC management server 30 via Bluetooth WiFi communication method, and then returns feedback information according to information transmission and provides it to the mobile terminal 10a.

As described above, the wireless vibration phaser 20 reads the payment for purchase / payment as described above, and transmits the real time information by the scheduling to the NFC management server 30 via Bluetooth, WiFi or 3G As a main function.

The NFC management server 30 performs management / information transfer for the NFC tag transmitted to the mobile terminal 10a through the wireless vibration pager 20 and transmits the management / information to the mobile terminal 10a via the mobile terminal 10a and the mobile card 10b And acquires purchase / payment information to the wireless vibration phaser 20 from the wireless vibration phaser 20. [

The NFC management server 30 may also store music output through a speaker (not shown) in the store where the wireless vibration phaser 20 is installed and information on discount / coupons provided through the wireless vibration phaser 20 Management.

In addition, the NFC management server 30 manages the real-time feedback service and membership subscription of the purchaser using the radio vibration phaser 20 and the NFC P2P function.

Hereinafter, the wireless vibration phaser 20 and the NFC management server 30 will be described in detail with reference to the detailed components in FIGS. 2 and 3.

2 is a block diagram showing the components of the wireless vibration phaser 20 described in FIG.

2, the wireless vibration phaser 20 includes an NFC communication module 21, a wireless communication module 22, a display window 23, and a function providing module 24, (Displays) the information received from the NFC management server 30 at each touch of the information implemented in the display window 23 using the NFC tag.

To this end, the wireless vibration phaser 20 can perform additional payment by paying a credit card based on an EMV (Europay Mastercard Visa) and payment with a built-in SAM or PSAM for prepaid microcredit for a nationwide compatible transportation card . That is, the wireless vibration phaser 20 is characterized in that prepaid micropayments such as nationwide compatible transportation cards, high-plus cards, and mobile micropayment cards are available.

The NFC communication module 21 performs non-contact recognition of the NFC scheme with the mobile terminal 10a and the mobile card 10b. That is, the NFC communication module 21 transmits information to the mobile terminal 10a and the mobile card 10b through a tag using NFC SNEP (Simple NDEF Exchange Protocol) / LLCP (Logic Link Control Protocol) .

The wireless communication module 22 performs data transmission / reception with the NFC management server 30 through Bluetooth, Wi-Fi, 3G, or other wireless communication methods.

The display display window 23 is composed of a screen display unit using an LCD and an LED backlight and an input unit using a touch module. Event information including coupons and discounts from the NFC management server 30 through the wireless communication module 22, The mobile terminal 10a and the mobile card 10b using the coupon event and the discount event by the wireless vibration phaser 20 are carried out to induce further purchase of the mobile terminal 10a and the mobile card 10b .

The function providing module 24 includes an NFC tag means 24a, a purchase / payment payment means 24b, a feedback providing means 24c, and an information transmitting means 24d.

The NFC tag means 24a controls the wireless communication module 22 to receive the tag-based real-time information from the NFC management server 30 and transmits the received tag-based real-time information to the display window 23, .

The NFC tag means 24a can transmit the received tag-based real time information to the mobile terminal 10a in real time using the NFC P2P communication method.

The purchase / payment payment means 24b is a prepayment method using an electronic wallet app formed of a mobile card 10b or a USIM-based prepaid card applet having a built-in prepaid card, a credit card, a transportation card, And performs payment for purchase / payment through non-contact recognition of the NFC scheme for the mobile terminal 10a used as a card.

In other words, the purchase / payment payment means 24b performs the non-contact payment payment by performing the mobile POS function using the NFC. By using the NFC P2P function, the purchase / payment payment means 24b can perform real-time wireless communication in accordance with the specifications of the mobile terminal 10a of various manufacturers .

The feedback providing means 24c requests the information transmitting means 24d to transmit the purchase / payment payment information for purchase / payment by the mobile terminal 10a or the mobile card 10b to the NFC management server 30, Feedback information according to the purchase / payment payment received from the NFC management server 30 can be implemented in the display window 23 as well as the NFC communication module 21 can be controlled and provided to the mobile terminal 10a.

After receiving the membership subscription request by the mobile terminal 10a, the feedback providing means 24c controls the wireless communication module 22 to transmit the membership subscription request to the NFC management server 30, The integrated point information according to the membership joining can be received and implemented in the display window 23 and the NFC communication module 21 can be controlled and provided to the mobile terminal 10a.

That is, the feedback providing means 24c allows the real-time membership subscription through the wireless vibration pager 20 to be performed after the information through the mobile app of the mobile terminal 10a is input.

Real-time feedback and membership subscription using NFC bi-directional service and NFC P2P function through such components can be performed by the mobile terminal 10a and the mobile card 10b via the NFC management server 30, the wireless vibration pager 20, Integrated interworking by electronic payment becomes possible.

FIG. 3 is a block diagram showing the components of the NFC management server 30 in FIG. Referring to FIG. 3, the NFC management server 30 includes a communication module 31, an NFC tag management module 32, and a database 33.

The communication module 31 performs data transmission / reception with the wireless vibration phaser 20 through Bluetooth, Wi-Fi, 3G, or other short-range wireless communication method.

The database (DB) 33 stores and manages information received from the wireless vibration phaser 20 by the NFC tag management module 32.

In this specification, the database (DB) 33 may mean functional and structural combination of software and hardware for storing information corresponding to each database. The database (DB) 33 may be implemented as at least one table, and may further include a separate DBMS (Database Management System) for searching, storing, and managing information stored in the database. Also, it can be implemented in various ways such as a linked-list, a tree, and a relational database, and includes all data storage media and data structures capable of storing information corresponding to a database.

The NFC tag management module 32 includes NFC tag information management means 32a, purchase / payment information collection means 32b, service management means 32c such as cafe music provision, and buyer feedback management means 32d do.

The NFC tag information management means 32a receives the touch event information through the communication module 31 at each touch of the display window 23 of the wireless vibration pager 20 and then transmits real time data and real time data change (NFC tag) information to the wireless vibrating phaser 20 to be realized as the display window 23 of the wireless vibrating phaser 20.

Here, the NFC tag information may include event information including coupons and discounts, membership subscription information, music information from the speaker of the store, product / service information, and the like.

The purchase / payment information collection means 32b collects the purchase / payment information from the wireless vibrating phaser 20 via the communication module 31 in the relationship between the wireless vibrating phaser 20 and the mobile terminal 10a or the mobile card 10b Upon receiving the purchase / payment settlement information, the serial number of the mobile terminal 10a or the mobile card 10b is matched with the purchase / payment settlement information and stored in the database 33.

The service management means 32c extracts various promotional information on event information including membership information, membership information, and the like, including coupons and discounts stored in the database 33, and transmits the promotional information to the wireless vibration pager 20 via the communication module 31, Or 3G using a short-range communication method.

The service management means 32c controls the communication module 31 to extract the music information provided through the speaker of the store stored in the database 33 and transmit the extracted music information to the sound equipment including the speaker installed in the store, To be outputted by a speaker.

The service management means 32c is connected to the wireless vibration phaser 20 for the music information output by the wireless vibration phaser 20 and the sound source download or sound streaming by the mobile terminal 10a or the mobile card 10b Payment information for the purchase / payment is received and stored in the database 33 by matching with the serial number of the mobile terminal 10a or the mobile card 10b.

The buyer feedback management means 32d is configured to send feedback information to the wireless vibration phaser 20 when the purchase / payment settlement information is stored on the database 33 by the purchase / payment payment information collection means 32b Thereby controlling the module 31. The buyer feedback management unit 32d may be configured to send feedback information to the mobile terminal 10a via the wireless vibration pager 20 in the form of NFC tag information capable of real-time data transfer and real- The mobile terminal 10a can control not only the feedback information but also the integrated point information according to the membership subscription request of the mobile terminal 10a via the wireless vibration pager 20 to transmit the feedback information to the mobile terminal 10a The module 31 can be controlled.

The buyer feedback management means 32d is also connected to the mobile terminal 10a and the mobile card 10b via the wireless vibration phaser 20 to provide the NFC The real-time feedback service and the membership subscription information using the P2P function are stored in the database 33. [

4 is a block diagram of a mobile terminal 10a and a mobile card 10a for performing communication in an NFC communication manner with the wireless vibration phaser 20 and the NFC management server 30 and the wireless vibration pager 20 according to another embodiment of the present invention. 10b.

Referring to FIG. 4, a payment settlement server 40 may be additionally provided to the NFC management server 30 to perform data transmission / reception through a network such as a LAN or a WAN. Here, the payment payment server 40 is provided for receiving payment information for payment / purchase from the NFC management server 30 and performing an actual financial transaction.

In another embodiment of the present invention, a network is a high-speed period network of a large-scale communication network capable of a large-capacity, long-distance voice and data service, and may be a next generation wired and wireless network for providing Internet or high- . If NETWORK is a mobile communication network, it may be a synchronous mobile communication network or an asynchronous mobile communication network. As an embodiment of the asynchronous mobile communication network, a WCDMA (Wideband Code Division Multiple Access) communication network is exemplified. In this case, although not shown in the drawing, the network NETWORK may include a Radio Network Controller (RNC). Meanwhile, although the WCDMA network is exemplified, it may be a next generation communication network such as a 3G LTE network or a 4G network, or an IP network based on other IP.

FIG. 5 is a diagram showing a wireless vibration phaser 20 according to the first embodiment of the present invention and a micropayment method by the NFC management server 30. FIG. 1 to 5, the NFC management server 30 transmits music information to the wireless vibrating phaser 20 (S11), and the wireless vibrating phaser 20 transmits the music information received by the mobile terminal 10a (S12).

After step S12, the mobile terminal 10a performs a sound source download or sound streaming request through NFC communication with the wireless vibration pager 20 in step S13. The mobile terminal 10a and the mobile card 10b Performs settlement in relation to the wireless vibration phaser 20 (S14).

After step S14, the radio vibrating phaser 20 performs a sound source download or sound source streaming request to the NFC management server 30, and transmits the payment information in step S14 to the NFC management server 30 (S15 ).

After step S15, the NFC management server 30 performs sound transmission to the wireless vibration phaser 20 (S16), and the wireless vibration phaser 20 retransmits the sound source received by the mobile terminal 10a S17).

FIG. 6 is a diagram showing a wireless vibration phaser 20 according to the second embodiment of the present invention, and a micropayment method by the NFC management server 30. FIG. Referring to FIGS. 1 to 4 and 6, when the NFC management server 30 transmits event information including coupons and discounts to the wireless vibration payer 20 (S21), the wireless vibration payer 20 Coupon, discount, and the like to the mobile terminal 10a (S22).

After step S22, the mobile terminal 10a requests application of the event information to the wireless vibration pager 20, and the mobile terminal 10a and the mobile card 10b transmit the wireless vibration pager 20 and the noncontact NFC And performs payment using one of events such as a coupon and a discount through communication (S24).

After step S24, the wireless vibration pager 20 requests the NFC management server 30 to apply event information such as coupons and discounts, and transmits the payment information according to step S24 to the NFC management server 30 (S25).

After the step S25, the NFC management server 30 transmits feedback information indicating completion of settlement to which the normal event information is applied to the wireless vibration pager 20 (S26). When the wireless vibration payer 20 transmits the feedback information to the mobile terminal 10a (S27). ≪ / RTI >

FIG. 7 is a diagram showing a wireless vibration phaser 20 according to the third embodiment of the present invention and a micropayment method by the NFC management server 30. FIG. 1 to 4 and 7, the wireless vibration pager 20 transmits mutual distance information through RTT (Round Trip Time) through non-contact NFC communication with the mobile terminal 10a or the mobile card 10b, (S31). If the measured distance information according to step S31 is less than the predetermined threshold distance, the wireless vibration pager 20 determines that the mobile terminal 10a or the holder of the mobile card 10b is seated (S32).

After step S32, the wireless vibration pager 20 requests the NFC management server 30 to request the product / service information for the store where the wireless vibration payer 20 is installed (S33).

After step S33, the NFC management server 30 extracts the product / service information from the database 33 and transmits it to the wireless vibrating phaser 20 (S34) To implement the product / service information (S35).

After step S35, the wireless vibration phaser 20 transmits the product / service information received in step S34 to the mobile terminal 10a (S36), and the mobile terminal 10a implements the product / service information (S37).

After step S37, the mobile terminal 10a and the mobile card 10b perform settlement for a product or service corresponding to one of the product / service information through non-contact NFC communication with the wireless vibration pager 20 (S38), the wireless vibration phaser 20 transmits the payment information according to the step S38 to the NFC management server 30 (S39). On the other hand, in order to select a product or service corresponding to one of the product / service information in step S38, the display on the display window 23 of the wireless vibration phaser 20 is displayed on the display window 23 Converted information for various products or services can be implemented.

After step S39, the NFC management server 30 transmits feedback information indicating completion of normal payment to the wireless vibration pager 20 (S40), and the wireless vibration pager 20 transmits the feedback information to the mobile terminal 10a The information is retransmitted (S41).

8 is a reference diagram showing a concept of a micropayment by the wireless vibration phaser 20 and the NFC management server 30 according to the embodiment of the present invention.

The present invention can also be embodied as computer-readable codes on a computer-readable recording medium. A computer-readable recording medium includes all kinds of recording apparatuses in which data that can be read by a computer system is stored.

Examples of the computer-readable recording medium include a ROM, a RAM, a CD-ROM, a magnetic tape, a floppy disk, an optical data storage device and the like, and also implemented in the form of a carrier wave (for example, transmission over the Internet) .

The computer readable recording medium may also be distributed over a networked computer system so that computer readable code can be stored and executed in a distributed manner. And functional programs, codes, and code segments for implementing the present invention can be easily inferred by programmers skilled in the art to which the present invention pertains.

As described above, preferred embodiments of the present invention have been disclosed in the present specification and drawings, and although specific terms have been used, they have been used only in a general sense to easily describe the technical contents of the present invention and to facilitate understanding of the invention , And are not intended to limit the scope of the present invention. It is to be understood by those skilled in the art that other modifications based on the technical idea of the present invention are possible in addition to the embodiments disclosed herein.

10a: mobile terminal
10b: Mobile card
20: NFC tag-based wireless vibration pager
21: NFC communication module
22: Wireless communication module
23: display window
24: Function Providing Module
24a: NFC tag means
24b: Purchase / payment instrument
24c: feedback providing means
24d: Information transmission means
30: NFC management server
31: Communication module
32: NFC tag management module
32a: NFC tag information management means
32b: Means for collecting purchase / payment information
32c: service management means
32d: buyer feedback management means
33: Database

Claims (12)

The mobile terminal 10a or the mobile card 10b receives the payment request by the NFC method and performs payment and transmits the payment information to the mobile terminal 10a or the mobile card 10b through the wireless communication method of Bluetooth, WiFi, In the wireless vibration phaser 20 transmitted to the management server 30,
A settlement SAM (Secure Application Module) corresponding to a security application module for a contactless electronic money terminal is built in and the settlement is performed, and when the settlement is performed according to a request of the mobile terminal 10a or the mobile card 10b And performs an NFC-based reader function in relation to the mobile terminal 10a or the mobile card 10b,
The wireless vibration phaser (20)
An NFC communication module 21 for transmitting and receiving information to and from the mobile terminal 10a and the mobile card 10b through a tag using Simple Network Management Protocol (NFC SNEP) or Logic Link Control Protocol (LLCP);
A wireless communication module (22) for performing a short-range wireless communication method including the Bluetooth and the Wi-Fi; And
And a display window (23) formed of a screen display unit and an input unit by a touch module and implementing promotion information including event information, membership subscription information, and music information received from the NFC management server (30)
The wireless vibration phaser (20)
Based real time information on the display window 23 after controlling the wireless communication module 22 to receive the tag based real time information from the NFC management server 30, (NFC) tag means 24a for transmitting Tag-based real-time information to the mobile terminal 10a in an NFC P2P communication manner in real time;
(NFC) non-contact recognition of a mobile terminal 10a used as a prepaid card using an electronic wallet app formed of a mobile card 10b having a built-in high-pass prepaid card (electronic money) or a USIM-based prepaid card applet Payment means (24b) for performing a mobile POS function using NFC for performing payment for payment; And
The mobile terminal 10a or the mobile card 10b to the NFC management server 30 so as to transmit the payment information to the NFC management server 30 from the NFC management server 30 And feedback providing means 24c for not only implementing the feedback information on purchase or payment on the display window 23 but also controlling the NFC communication module 21 and providing the feedback information to the mobile terminal 10a,
The wireless vibration phaser (20)
Contactless NFC communication with the mobile terminal 10a or the mobile card 10b using the wireless communication module 22 and measures mutual distance information through RTT (Round Trip Time) It is determined that the mobile terminal 10a or the holder of the mobile card 10b is seated, and if it is determined that the distance information is less than the predetermined threshold distance,
The feedback providing means (24c)
Based real time information transmitted from the mobile terminal 10a or the mobile card 10b to the mobile terminal 10a by the NFC tag means 24a is detected by the speaker of the store In the case of music information to be output, the mobile terminal 10a requests the NFC management server 30 to download the music information when the music information download request is performed by the mobile terminal 10a,
After the downloading of the music information is completed, if the payment means 24b carries out payment for downloading the music information, the paid music information is received from the NFC management server 30 and the received music information To be transmitted to the mobile terminal 10a,
And transmits the payment information for downloading the music information to the NFC management server (30) so that the payment information is stored in the NFC management server (30). The NFC- Pager. The method according to claim 1,
The wireless vibration phaser (20)
For the mobile card 10b, the IC chip having the NFC communication function is recognized as the payment means in the mobile card 10b,
The mobile terminal 10a may be provided with the mobile terminal 10a as an alternative to the mobile card 10b in accordance with the execution of the mobile card application or the electronic wallet app by the mobile terminal 10a Wherein the NFC-based wireless vibrating pager includes a plurality of antennas. The method according to claim 1,
The wireless vibration phaser (20)
And a display display window (23) for receiving information from the NFC management server (30) and updating the displayed information each time a touch on information displayed on the display window (23) is input. NFC based wireless vibration phaser. delete delete delete The method according to claim 1,
The feedback providing means (24c)
After receiving the membership subscription request by the mobile terminal 10a, controls the wireless communication module 22 to transmit the membership subscription request to the NFC management server 30 and then receives the integrated point information on the returned membership subscription And provides the NFC communication module 21 to the mobile terminal 10a by controlling the NFC communication module 21 as well as the display window 23. An NFC tag (NFC tag) capable of transmitting real-time data and real-time data change after receiving touch event information through the communication module 31 at every touch of the display window 23 of the wireless vibration pager 20, NFC tag information management means (32a) for returning information to the wireless vibration phaser (20) to be realized as the display window (23) of the wireless vibration phaser (20); / RTI >
The NFC tag information management means (32a)
The wireless vibration phaser 20 performs noncontact NFC communication with the mobile terminal 10a or the mobile card 10b and measures distance information between the mobile terminal 10a and the mobile card 10b through RTT (Round Trip Time) When the wireless vibration phaser 20 judges that the mobile terminal 10a or the holder of the mobile card 10b is seated when the wireless vibration phaser 20 is determined to be equal to or less than the set threshold distance, The NFC tag information is music information from the speaker of the store and the music information of the music information from the radio vibrating phaser 20 is judged to be the music information of the mobile terminal 10a or the mobile card 10b. When the download request is received, the download request of the received music information is completed, and after the download request of the music information is completed, When the payment request is received by the mobile terminal 10a or the mobile card 10b separately provided by the NFC method so that the music information is transmitted to the mobile terminal 10a through the wireless vibration phaser 20 and,
The NFC management server,
And receives and stores payment information for downloading the music information from the wireless vibration phaser (20). The method of claim 8, wherein the NFC tag (NFC Tag)
An event information including a coupon and a discount, membership subscription information, product or service information. The wireless vibration phaser 20 measures the distance information between the mobile terminal 10a and the mobile card 10b through a non-contact NFC communication through RTT (Round Trip Time), and the measured distance information is transmitted to the mobile terminal 10a or the mobile card 10b through a predetermined threshold distance The wireless vibration phaser 20 may be a first step in which the mobile terminal 10a or the mobile card 10b judges that the user is seated;
A second step of the wireless vibration phaser 20 performing a product / service information request to the store where the wireless vibration payer 20 is installed in the NFC management server 30; And
The NFC management server 30 extracts the product / service information from the database 33 and transmits the product / service information to the wireless vibration pager 20 so that the product / service information is implemented in the display window 23 of the wireless vibration payer 20 A third step; Lt; / RTI >
A fourth step of transmitting product / service information received by the wireless vibration phaser 20 to the mobile terminal 10a after the third step so that product / service information is implemented on the mobile terminal 10a;
The mobile terminal 10a and the mobile card 10b perform settlement for a product or service corresponding to one of the product / service information through non-contact NFC communication with the wireless vibration phaser 20, ;
After the fifth step, when the payment information is transmitted to the NFC management server 30 by the wireless vibration phaser 20, the NFC management server 30 transmits feedback information indicating that the normal payment is completed to the wireless vibration phaser 20, (20); And
A seventh step of the wireless vibration phaser 20 retransmitting feedback information to the mobile terminal 10a; Further comprising:
The second step comprises:
When the product / service information is music information from a speaker of the store, the radio vibration phaser requests the NFC management server to download the music information,
In the third step,
When downloading of the music information is requested, the NFC management server 30 extracts the music information from the database 33 and transmits the music information to the wireless vibration pager 20,
In the fourth step,
When the music information is received by the wireless vibration phaser 20, the wireless vibration phaser 20 transmits the received music information to the mobile terminal 10a so that the music information is implemented in the mobile terminal 10a And,
In the fifth step,
When the music information is implemented in the mobile terminal 10a, the mobile terminal 10a and the mobile card 10b can download the music information through the non-contact NFC communication with the wireless vibration phaser 20 So that the settlement can be performed,
In the sixth step,
When the payment for downloading the music information is completed, payment information is transmitted to the NFC management server 30 by the wireless vibration phaser 20, and the transmitted payment information is stored in the NFC management server 30 And transmits the feedback information indicating that the NFC management server (30) has completed the normal payment to the wireless vibration phaser (20).
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