KR20170064872A - A method and apparatus for providing a service linked with payment based on a locatoin of mobile device - Google Patents

Abstract

This disclosure relates to a 5G or pre-5G communication system that will be provided to support higher data rates after a 4G communication system such as LTE. The present disclosure relates to a method and system for obtaining payment information for an article purchased in a store subscribed to the settlement link location service, Transmitting the settlement link location-based service request including the settlement information to a server providing the settlement link location-based service, and instructing the mobile terminal to be located in an area where the settlement link location- Transmitting the export information on the purchased article including location information to the server, and receiving a processing result of the settlement link location-based service corresponding to the service request from the server.

Description

TECHNICAL FIELD [0001] The present invention relates to a method and apparatus for providing location-based payment linking service of a mobile terminal,

The present disclosure relates to a method and apparatus for providing a payment-linked service based on the location of a mobile terminal. More particularly, the present invention relates to a method for providing a refund and return service based on the location of a mobile terminal that has acquired payment information.

The Internet has evolved into the Internet of Things (IoT) network, where information is exchanged between distributed components such as objects in a human-centered connection network where humans generate and consume information. The Internet of Everything (IoE) technology can be an example of the combination of IoT technology with big data processing technology through connection with cloud servers.

In order to implement IoT, technology elements such as sensing technology, wired / wireless communication and network infrastructure, service interface technology and security technology are required. In recent years, sensor network, machine to machine , M2M), and MTC (Machine Type Communication).

In the IoT environment, an intelligent IT (Internet Technology) service can be provided that collects and analyzes data generated from connected objects to create new value in human life. IoT can be applied to fields such as smart home, smart building, smart city, smart car or connected car, smart grid, health care, smart home appliances and advanced medical service through fusion and combination of existing IT technology and various industries have.

The introduction of smartphones, one of the typical means of implementing IoT, is driving non-face-to-face financial transactions through electronic settlement. The mobile payment, which is one of the typical payment methods of electronic payment, is divided into a hardware method and a software method depending on whether or not an integrated circuit (IC) chip storing key payment information is embedded. Depending on the type of service, mobile wallet type, code scanning type, server type, and mobile POS type are classified. The mobile wallet stores the money, the coupon, the ticket, the exchange and the like and provides a complex payment service. The code scanning type utilizes a bar code or a QR (Quick Resposé) code. In the remote payment, a user scans a code image attached to a leaflet or a product to move to a page for online settlement and makes a settlement. And acquires the code image to which the settlement information is linked to use the settlement. The server type payment is a method in which a user registers his / her payment information such as a credit card number and a payment key in advance in a specific server, and then inputs only a key value instead of complicated payment information at each payment. Finally, the mobile key POS refers to a service using a mobile terminal such as a sprint phone tablet or a personal computer (PC) as a card payment terminal.

Since the mobile payment market is rapidly growing, there is a need for providing a convenient service to the user based on the mobile payment history of the mobile terminal and the information generated thereby.

The present disclosure relates to a method and apparatus for providing a location based payment negotiation service through a mobile terminal.

The present disclosure relates to a method and apparatus for providing a tax refund service based on the location of a mobile terminal that has obtained payment information.

The present disclosure relates to a method and apparatus for providing a return service based on the location of a mobile terminal that has obtained payment information.

A method according to an embodiment of the present disclosure includes: A method of requesting a settlement link location based service by a mobile terminal, the method comprising: obtaining settlement information for an article purchased in a store subscribed to the settlement link location based service; The method comprising: transmitting the settlement link location based service request including the settlement information to the mobile terminal; and transmitting the settlement link location based service request including the location information indicating that the mobile terminal is located in an area where the settlement link location- Transmitting the export information to the server, and receiving a processing result of the settlement link location-based service corresponding to the service request from the server.

Another method according to an embodiment of the present disclosure comprises: A method for providing a settlement link location based service provided by an unattended terminal installed in an area for providing a settlement link location based service, the method comprising: receiving payment information of goods purchased from a mobile terminal Receiving position information on the purchased article including position information indicating that the mobile terminal is located in an area capable of providing the payment link location-based service, from the mobile terminal, To the server providing the settlement link location-based service, and receiving the processing result of the settlement link location-based service corresponding to the service request from the server.

Another method according to an embodiment of the present disclosure comprises: A method for providing a settlement link location-based service to a store device installed in a store subscribed to a settlement link location-based service, the method comprising: receiving a settlement request including payment means information of an article to be purchased at the store from a mobile terminal; Generating payment information of the article by performing the payment by accessing a financial server corresponding to the payment means information; and transmitting the payment information to the mobile terminal.

An apparatus according to an embodiment of the present disclosure includes: A mobile terminal for requesting a payment link location-based service, the mobile terminal comprising: a controller for obtaining payment information for an article purchased in a store subscribed to the payment link location-based service; Based location service based on the location information of the mobile terminal and location information indicating that the mobile terminal is located in an area where the settlement link location based service can provide, And a receiver for receiving a processing result of the settlement link location-based service corresponding to the service request from the server.

Another apparatus according to an embodiment of the present disclosure includes: An unattended terminal for providing a settlement link location based service, the method comprising: receiving a service request including payment information of an article purchased in a store subscribed to the settlement link location based service from a mobile terminal; Based on the settlement link location-based service, position information indicating that the mobile terminal is located in an area where the settlement link location-based service can provide the mobile terminal, And a transmission / reception unit for delivering the processing result of the settlement link location-based service corresponding to the service request from the server to the server.

Another apparatus according to an embodiment of the present disclosure includes: A store device for providing the settlement link location based service in a store subscribed to a settlement link location service, the store device comprising: a receiver for receiving a settlement request including payment means information of an article to be purchased in the store from a mobile terminal; A controller for accessing a financial server corresponding to the information and performing the payment to generate payment information of the article, and a transmitter for transmitting the payment information to the mobile terminal.

Other aspects, benefits, and key features of the present disclosure will be apparent to those skilled in the art from the following detailed description, which proceeds with the accompanying drawings and which discloses preferred embodiments of the present disclosure.

It may be effective to define definitions for certain words and phrases used throughout this patent document before processing the specific description portions of the present disclosure below: " include " and " Comprise " and its derivatives mean inclusive inclusion; The term "or" is inclusive and means "and / or"; The terms " associated with " and " associated therewith ", as well as derivatives thereof, are included within, included within, I do not want to be in a relationship with you. I do not want to be in a relationship with you. to communicate with, be communicable with, cooperate with, interleave, juxtapose, proximate to, to communicate with, It is likely to be or be bound to or with, have a property of, etc .; The term " controller " means any device, system, or portion thereof that controls at least one operation, such devices may be hardware, firmware or software, or some combination of at least two of the hardware, Lt; / RTI > It should be noted that the functionality associated with any particular controller may be centralized or distributed, and may be local or remote. Definitions for particular words and phrases are provided throughout this patent document and those skilled in the art will recognize that such definitions are not only conventional, But also to future uses of the phrases.

FIG. 1A is an example of an overall configuration diagram of a system for providing a tax refund service according to an embodiment of the present disclosure; FIG.
1B is an example of an operational flow diagram for providing a tax refund service according to an embodiment of the present disclosure;
2 is an example of an operational flow diagram for providing a tax refund service according to another embodiment of the present disclosure;
3 is an example of an operational flow diagram for providing a tax refund service in accordance with another embodiment of the present disclosure;
4 is an example of an operational flow diagram for providing a tax refund service in accordance with another embodiment of the present disclosure;
5 is an example of an operational flow diagram in which a tax refund service is provided according to another embodiment of the present disclosure;
Figure 6 is an example of a block diagram of a kiosk according to an embodiment of the present disclosure;
7A is an example of an overall configuration diagram of a system for providing a return service of purchased goods in accordance with another embodiment of the present disclosure;
FIG. 7B is an example of an operational flow chart for providing a return service of articles purchased with mobile settlement according to another embodiment of the present disclosure;
7c is an example of an operation flow chart for providing a location-based return service of a mobile terminal that has acquired settlement information of an article purchased according to another embodiment of the present disclosure
8A is an example of an operational flow diagram of a personal terminal according to an embodiment of the present disclosure;
8B is an example of a block diagram of a personal terminal according to an embodiment of the present disclosure;
9A is an example of an operation flow diagram of a store terminal according to the embodiment of the present disclosure,
9B is an example of a block diagram of a personal terminal according to an embodiment of the present disclosure;
10 is an example of an operation flowchart of a kiosk according to an embodiment of the present disclosure;

The principles of operation of the preferred embodiments of the present disclosure will now be described in detail with reference to the accompanying drawings. The same elements shown in the drawings are denoted by the same reference numerals even though they are shown in different drawings, and in the following description of the present disclosure, a detailed description of related functions or configurations will not be necessary to the contrary. The detailed description thereof will be omitted. It is to be understood that the following terms are defined in consideration of the functions of the present disclosure and may vary depending on the user, the intention or custom of the operator, and the like. Therefore, the definition should be based on the contents throughout this specification.

The present disclosure is capable of various modifications and various embodiments, and specific embodiments are described in detail in the drawings by way of illustration. It should be understood, however, that this disclosure is not intended to be limited to any particular embodiment, but is intended to cover all modifications, equivalents, and alternatives falling within the spirit and scope of the disclosure.

It is also to be understood that the singular forms "a" and "an" above, which do not expressly state otherwise in this specification, include plural representations. Thus, in one example, a " component surface " includes one or more component surfaces.

Also, terms including ordinal numbers such as first, second, etc. may be used to describe various elements, but the elements are not limited to these terms. The terms are used only for the purpose of distinguishing one component from another. For example, without departing from the scope of the present disclosure, the first component may be referred to as a second component, and similarly, the second component may also be referred to as a first component. And / or < / RTI > includes any combination of a plurality of related listed items or any of a plurality of related listed items.

Furthermore, the terminology used herein is for the purpose of describing particular embodiments only and is not intended to be limiting on the present disclosure. The singular expressions include plural expressions unless the context clearly dictates otherwise. In this specification, the terms "comprises" or "having" and the like refer to the presence of stated features, integers, steps, operations, elements, components, or combinations thereof, But do not preclude the presence or addition of one or more other features, integers, steps, operations, elements, components, or combinations thereof.

Furthermore, in the embodiments of the present disclosure, all terms used herein, including technical or scientific terms, unless otherwise defined, are defined herein as being generically understood by one of ordinary skill in the art to which this disclosure belongs It has the same meaning. Terms such as those defined in commonly used dictionaries are to be interpreted as having a meaning consistent with the meaning in the context of the related art and, unless explicitly defined in the embodiments of the present disclosure, are intended to mean ideal or overly formal .

Hereinafter, embodiments of the present disclosure propose a method and apparatus for providing a payment-linked service based on the location of a mobile terminal. Hereinafter, in the embodiment of the present disclosure, a service associated with settlement based on the location of a mobile terminal (hereinafter referred to as a " settlement link location based service ") includes settlement information in a form capable of being stored through a mobile terminal, For example, in addition to a tax refund service or a return / exchange / refund service, payment information in a form that the mobile terminal can store, and all services that can be performed using the location information of the mobile terminal, . As an example of such a settlement link location service, in this embodiment of the present disclosure, a user of a mobile terminal provides a tax refund service for returning the tax when the purchase price exceeds a certain amount for goods purchased outside the country Will be described. The existing tax refund service is usually performed when the user purchases the goods outside the country or the foreigner purchases the goods domestically, the user usually moves to the airport, confirms the exported goods to the airport staff during the departure process, and the tax payment procedure is performed. Accordingly, since the existing tax refund procedure can be performed only during the departure process, a place restriction is imposed, and a separate waiting time for tax refund is required in the departure process, which may increase user inconvenience. In addition, after purchasing the goods, the user receives the document for the tax refund procedure at the store, and then stores the document until the tax refund procedure is performed for use in the tax refund procedure, Is lost or damaged, it may happen that it is necessary to go to the store and take steps to re-issue the document. Therefore, in the embodiment of the present disclosure, in order to simplify the tax refund procedure, a method and apparatus for providing the tax refund service using the settlement settlement information acquired by the mobile terminal and the location information of the mobile terminal are proposed.

Hereinafter, for convenience of description, each embodiment will be described with reference to drawings, but each embodiment may be implemented in combination with some or all of at least one other embodiment according to the intention of the operator or the embodiment. 1A is an example of an overall configuration diagram of a system for providing a tax refund service according to an embodiment of the present disclosure.

Referring to FIG. 1A, a system for providing a tax refund service according to an embodiment of the present disclosure includes a store terminal 106 provided in a merchant 100 that subscribes to a tax refund service, A personal mobile terminal (hereinafter referred to as 'personal terminal') 104, and a refund management server 108 for providing the tax refund service. In order to receive the tax refund service, the personal terminal 104 may move to the airport 120 and transmit location information indicating that the personal terminal 104 is located at the airport 120, for example, To the refund operation server 108. The location information may be obtained from a beacon device installed in the airport 120 and broadcasting airport related information. The operation of each configuration included in the tax refund system in FIG. 1A will be described in detail with reference to FIG. 1B.

1B is an example of an operational flow diagram for providing a tax refund service according to an embodiment of the present disclosure. Here, the user of the personal terminal 104 purchases the goods at the store 100 providing the tax refund service outside the country, or enters the domestic market as a foreigner, so that the goods in the store 100 corresponding to the duty- It can be assumed that the purchaser has purchased.

Referring to FIG. 1B, it is assumed that the user of the personal terminal 104 performs settlement for purchasing goods in step 110. FIG. If the personal terminal 104 supports the mobile payment function, the mobile terminal can purchase the article through mobile payment. Accordingly, when the store terminal 106 receives the payment request from the personal terminal 104, it acquires the payment means information of the personal terminal 104 included in the payment request. Here, the payment means may include a credit card, a debit card, a gift card, a micropayment, a paper money, etc., which can easily realize an electronic settlement service. Accordingly, the store terminal 106 connects to a card issuer server or a bank network server mapped with the payment means corresponding to the acquired payment means information, performs payment for the goods, receives the result , And result information. When the settlement is completed, the store terminal 106 transmits result information on the settlement to the personal terminal 104 in step 112. According to the embodiment of the present disclosure, the store terminal 106 provides the result information on the purchased article in the form of an electronic document in which the personal terminal 104 can store it. According to an embodiment of the present disclosure, the result information on the payment may be tagged by the personal terminal 104 based on NFC (Near Field Communication) or RFID (Radio Frequency Identification) . Alternatively, according to another embodiment, the result information may be obtained based on SNS (Social Network Services / sites). According to another embodiment, the store terminal 106 may operate as a beacon device that transmits a beacon including, for example, the location of the store, sales item information, price information, sale information, and the like. In this case, the result information may be received in the form of a beacon transmitted by the store terminal 106. Here, the result information may include payment information including purchase details of the goods purchased through the payment, and the store information according to the embodiment of the present disclosure. The payment information may include an item of the article, a date of purchase, a purchase price, and the like, and the store information may include a name, a location, and a name of the store 100. Meanwhile, according to another embodiment of the present disclosure, payment information and store information may be combined or encrypted to be provided in a new message format. According to an embodiment of the present invention, the payment information further includes a link providing a connection with a refund management server providing the tax refund service, or application information providing a refund service provided by the refund management server can do. In this case, in step 114a, the personal terminal 104 may attempt to connect with the link, or may execute or download an application corresponding to the application information to install the application. In step 114b, the personal terminal 104 may transmit a tax refund request for the purchased product to the refund management server 108 through the link or the application. Accordingly, the time and position at which the personal terminal 104 transmits the tax refund request to the refund management server according to the embodiment of the present disclosure is not limited to the case where the personal terminal 104 is located at the airport. As a specific example, the personal terminal 104 according to the embodiment of the present disclosure can use the payment information acquired after the payment to obtain a tax refund request for the goods for which payment has been made, all the time until just before moving to the airport, To the refund management server 108 at any place located before. The tax refund request includes goods information purchased in accordance with the embodiment of the present disclosure and personal information of a user who has transmitted the tax refund request. Here, the personal information may include personal identification information for the purchaser of the goods required for tax refund, such as nationality, home address, name, passport number, account information for tax refund, etc., The purchase price of the goods, the date of purchase, the information on the purchased store, a name, an item, and the like. The refund management server according to the embodiment of the present disclosure may be configured such that each of the locations or locations of the stores where the subscribers of the payment based tax return service of the mobile device are located, As an example, a property can manage those stores that are grouped into department stores. Accordingly, the refund management server 108 is assumed to be a server for managing tax refunds of stores in a certain area including the tax refund service providing store 100. For example, the refund management server 108 may be a tax refund agency server affiliated with the tax refund service providing store 100. The refund management server 108 maps the goods information and the personal information of the personal terminal 104 acquired from the step 114 to the store 100 and stores it in a database .

Hereinafter, it is assumed that the personal terminal 104 moves to the airport 102 outside the country for departure. Then, in step 116, the user of the personal terminal 104 transmits the goods export information to the refund management server 108 in order to receive the tax refund of the goods purchased before departure. The article carry-out information may also be transmitted by connecting to the downloaded application or the link. Here, the article carry-out information includes the position information of the user along with the article information to be refunded. Here, the location information of the user may be acquired using a global positioning system (GPS) provided in the personal terminal 104. In addition, the location information of the user may be configured in the form of a security message from the airport-related information transmitted by the beacon device installed at the airport in order to enhance security and reliability according to the embodiment. This security message can be configured, for example, by using a technique for setting a Geo-fencing zone in the airport and detecting whether the user who transmitted the goods export information is located within the Geo-fencing zone. For example, in the set geo-fencing zone, the beacon may transmit a signal indicating that the zone is a geo-fencing zone, and the individual terminal 104 may receive the signal and include it in the article carry- To the server 108. At this time, the signal transmitted by the beacon device may be transmitted in a character notification or specific information form. For example, the character notification or specific information may be an authentication code configured using HMAC (hash based message authentication code). Accordingly, the refund operation server 108 can only issue the tax refund service for the goods export information composed of the security message based on the information provided through the beacon device installed at the airport designated for the departure of the personal terminal 104 Lt; / RTI > Also, according to the embodiment, the article information included in the article carry-out information may be configured by combining position information to enhance security and reliability. In this case, the combination of the location information may be a watermark, a signal indicating the geo-fencing zone obtained at the airport after acquiring an image of the purchased article using the camera function of the personal terminal 104, Steganography, or the like. Here, the information that can be acquired at the airport may include, for example, an image in which the beacon device changes in a predetermined time or pattern according to a rule prearranged with the refund operation server 108, Code and so on. The refund management server 108 having received the article export information according to the embodiment of the present invention configured as described above checks whether the tax refund condition of the article is satisfied based on the article export information at step 118 , The tax refund process is performed according to the confirmation result, and the process result information is transmitted to the personal terminal 104 in step 120. For example, the refund management server 108 may determine the location where the personal terminal 104 can refund the tax through the location information or the image of the personal terminal 104 included in the article information obtained from the article export information, that is, , Or whether it is in the airport. Specifically, according to the embodiment, the refund operation server 108 can determine the reliability of the location information of the personal terminal 104 by checking the valid time of the authentication information included in the location information. Alternatively, according to the embodiment, the refund operation server 108 may check whether the corresponding article is located in the airport from a signal indicating that it is a geo-fencing zone included in the image transmitted by the personal terminal 104, Once it is confirmed that it is located within the airport, the tax refund process for the goods can be performed and the resulting information can be generated. The result information of the tax refund processing according to the embodiment of the present disclosure may be directly transmitted to the personal terminal 1040 in the form of an electronic document in which the personal terminal 104 can be stored, The result information of the processing can be obtained by tagging with a kiosk (kiosk) installed in an airport based on NFC or RFID. According to the embodiment, the result information of the tax refund processing is transmitted to the kiosk or the refund management server 108 (E.g., a short message service (SMS), etc.).

As a result, the personal terminal 104 receiving the result information displays the result of the tax refund process successfully processed in the personal terminal 104 through the downloaded application, Can save time.

According to another embodiment of the present disclosure, after the personal terminal sends the tax refund request to the refund management server, it can deliver the goods export information through the kiosk installed at the airport. Then, in accordance with the embodiment, the kiosk performs the tax refund process of the goods to be exported in association with the refund management server, and notifies the individual terminal of the tax refund result information. 2 is an example of an operational flow diagram for providing a tax refund service according to another embodiment of the present disclosure. 1B, the user of the personal terminal 104 moves to the store 100 providing the tax refund service outside the country, and when the goods are purchased in the store 100, or when the foreigner enters the domestic market, It is assumed that the goods are purchased at duty free shops.

Referring to FIG. 2, the personal terminal 104, the store terminal 106, and the refund management server 108 in steps 210 to 215 operate in the same manner as steps 110 to 115 of FIG. 1, do. Accordingly, the user of the personal terminal 104 has transmitted the tax refund request including the payment information of the purchased goods stored in the personal terminal 104 to the refund management server 108 in step 210, The refund management server 108 also stores the article information and the personal information of the personal terminal 104 acquired from the tax refund request in the DB 100 and stores the same in the DB.

Then, it is assumed that the personal terminal 104 moves to the airport for departure and is located in the airport 120. In this case, according to another embodiment of the present disclosure, the personal terminal 104 delivers a tax refund request to the kiosk 200 installed in the airport 120 in step 216a. At this time, the tax refund request includes the goods export information. Here, the article carry-out information includes position information that can prove that the article to be taken out is located in the airport 120, like the article carry-out information of FIG. 1B. Since the article carry-out information is constructed in the same manner as the article carry-out information of FIG. 1B, detailed description is omitted. In addition, the article carry-out information may include personal information to be used for authenticating the personal terminal 104 when the kiosk 200 transmits the article carry-out information to the refund managing server 108 according to the embodiment of the present disclosure . Here, the personal information is configured to include personal identification information of the purchaser of the goods required for the tax refund, such as nationality, home address, name, passport number, account information for tax refund, and the like. According to an embodiment, the personal information transmitted together with the article carry-out information may be composed of only some of the pieces of information. Then, in step 216b, the kiosk 200 transmits a tax refund processing request of the personal terminal 104 to the refund management server 108. At this time, the tax refund request includes the goods export information including the personal information of the personal terminal 104, which is acquired in step 216a.

In step 218a, the refund management server 108 compares the personal information of the personal terminal 104 stored in the DB with the personal information received from the step 216b, and authenticates the personal terminal 104. [ The refund management server 108 uses the goods information and the location information included in the goods carry-out information to determine whether the purchase place of the goods, the purchase price, and the location of the user are satisfied with the tax refund condition And determines whether the tax refund can be made according to the result of the check. In step 218b, the refund management server 108 transmits information indicating whether the refund can be made to the kiosk 200. Then, in step 218c, the kiosk 200 performs a refund process for paying the refunded tax to the personal terminal 104. [ In step 220, the kiosk 200 transmits a refund result indicating that the tax refund process is completed to the personal terminal 104. [

2, the individual terminal 104 to which the goods are to be exported can perform the tax refund processing through the kiosk installed at the airport.

Hereinafter, in another embodiment of the present disclosure, the tax refund request of the individual terminal may be transmitted to the refund management server through the store terminal installed in the store where the article is purchased.

3 is an example of an operational flow diagram for providing a tax refund service in accordance with another embodiment of the present disclosure. 2, when the user of the personal terminal 104 moves to the store 100 providing the tax refund service outside the country and purchases the goods at the store 100, or when the foreigner enters the domestic market, It is assumed that the goods are purchased at duty free shops.

Referring to FIG. 3, the operation between the personal terminal 104 and the store terminal 106 in steps 310 to 314a operates in the same manner as steps 110 to 114a in FIG. 1B, and redundant description will be omitted. Accordingly, the personal terminal 104 acquires the payment information and the store information of the purchased product in step 310, and executes the application provided with the tax refund service according to the embodiment of the present disclosure provided from the store terminal 106 Downloaded, installed, or acquired a link.

In step 314, the personal terminal 104 transmits a tax refund request for the goods purchased in step 310 to the store terminal 106 according to the embodiment of the present disclosure. In step 316, the store terminal 106 transmits the tax return And forwards the refund request to the refund management server 108. Here, the tax refund request includes the result information on the settlement of goods purchased in step 310 and the personal information of the user who has transmitted the tax refund request, and each information is duplicated in the description of FIG. 1B. It is omitted. However, since the tax refund request at the step 314b of FIG. 3 is transmitted through the store terminal 106, the time and location at which the tax refund request is transmitted are stored in the store 100 when the personal terminal 104 is located in the store 100 .

 Operations between the personal terminal 104 and the refund management server 108 in steps 315 to 320 operate in the same manner as steps 115 to 120 of FIG. 1B, and thus redundant description will be omitted.

Hereinafter, in another embodiment of the present disclosure, when a settlement for purchasing an article in a store where a tax refund service is provided is performed and result information on the settlement is acquired through a personal terminal, a store terminal installed in the store It is possible to transmit the tax refund instruction information mapped to the result information together with the result information on settlement to the personal terminal and the refund operation server. Accordingly, in another embodiment of the present disclosure, instead of delivering a tax refund request to the refund management server, the personal terminal delivers the refund request information to the store terminal. The tax refund instruction information according to another embodiment of the present disclosure is used for instructing a tax refund request set in advance between the store terminal 106 and the refund management server 108. [ The information may be in the form of at least one of a flag, a code, and an image. 4 is an example of an operational flow diagram for providing a tax refund service in accordance with another embodiment of the present disclosure. If the user of the personal terminal 104 moves to the store 100 providing the tax refund service outside the country and purchases the goods at the store 100 or if the foreigner enters the domestic market, It is assumed that the article is purchased.

Referring to FIG. 4, in step 410, the user of the personal terminal 104 performs settlement for purchasing goods in the store 100. FIG. If the personal terminal 104 is a device supporting mobile settlement, the purchaser may purchase the goods through mobile settlement. Accordingly, the store terminal 106 obtains the payment means information of the personal terminal 104 included in the payment request acquired from the personal terminal 104, and transmits the payment means corresponding to the payment means information, for example, , It is possible to connect to a card issuer server corresponding to the card information, perform payment for the article, receive the result, and generate the result information. When the settlement is completed, the store terminal 106 transmits result information on the settlement to the personal terminal 104 in step 412. According to the embodiment of the present disclosure, the store terminal 106 provides payment information for the purchased article in the form of an electronic document in which the personal terminal 104 can store it. According to the embodiment of the present disclosure, the result information on the settlement can be acquired by tagging the store terminal 106 based on NFC or RFID. Alternatively, according to another embodiment, the result information may be acquired based on the SNS, or may be received in the form of a beacon transmitted by the beacon device of the store. Here, the result information may include payment information including purchase details of the goods purchased through the mobile settlement according to another embodiment of the present disclosure, payment information including the store information and a tax refund set in advance with the refund management server 108 And may further include usage indication information. Here, the settlement information and the store information are the same as those of FIG. 1B, and therefore, detailed description thereof will be omitted. The tax refund instruction information is previously set between the store terminal 106 and the refund management server 108 and is used for instructing a tax refund request. The information may be in the form of at least one of a flag, a code, and an image.

In step 414a, the personal terminal 104 operates in the same manner as step 114a of FIG. 1 to obtain link information for providing a tax refund service, or execute or download an application. In step 414b, the personal terminal 104 stores the tax refund instruction information.

In step 412, the store terminal 106 transmits the settlement result information including the tax refund instruction information to the personal terminal 104 according to the embodiment of the present disclosure in step 412. In step 414c, The billing information and the store information transmitted to the terminal 104 are mapped with the tax refund instruction information and transmitted to the refund management server 108. Then, in step 415, the refund management server 108 maps the payment information and store information of the personal terminal 104 to the tax refund instruction information and stores the information in the DB.

Then, in step 416a, the personal terminal 104 transmits only the tax refund instruction information acquired and stored in step 412 instead of the tax refund request for the purchased product using the payment in step 410 to the refund management server 108 do. In this case, the time and position of transmitting the tax refund instruction information in step 416a may be transmitted through the application at the time and location until the personal terminal 104 purchases the article and immediately before departure . In step 416b, the personal terminal 104 which has moved to the airport for departure sends the goods export information on the goods to the refund management server 108. When the user arrives at the airport to transmit the tax refund request, according to the embodiment, the steps 416a to 416b map the tax refund instruction information to the goods export information, and transmit them to the refund management server 108 at the same time Can be operated as a single step. In this case, the time and place at which the tax refund instruction information and the article carry-out information are simultaneously transmitted is limited to the case where the tax refund instruction information and the goods carry-out information are located at the airport for departure. Here, since the article carry-out information is the same as the previous description, the duplicate description will be omitted.

In step 418, the refund management server 108 confirms whether the personal terminal 104 satisfies the tax refund condition based on the payment information mapped to the refund instruction information and the goods export information in the DB And performs a tax refund process according to the result of the confirmation. In step 420, the result of the tax refund process is transmitted to the personal terminal 104. Here, the procedure for confirming whether the tax refund condition is satisfied operates in the same manner as the operation of FIG. 1B, and redundant description will be omitted.

On the other hand, in another embodiment of the present disclosure, the embodiment of FIG. 2 and the embodiment of FIG. 3 may be mixed. Specifically, in another embodiment of the present disclosure, a personal terminal transmits a tax refund request for an item purchased through a store terminal to a refund management server through a store terminal, and stores the goods export information for tax refund into a kiosk And receive the tax refund processing result transmitted from the refund operation server through the kiosk. 5 is an example of an operational flow diagram in which a tax refund service is provided according to another embodiment of the present disclosure.

Referring to FIG. 5, steps 510 to 515 operate in the same manner as steps 310 to 315 of FIG. 3, so that redundant description will be omitted. According to another embodiment, in step 512, the store terminal 106, when transmitting the result information on settlement of goods purchased by the personal terminal 104 in step 512, Information can be mapped and transmitted. In this case, the store terminal transmits the result information in which the tax refund instruction information is mapped to the refund management server 108. Accordingly, in step 514b, the personal terminal 104 may transmit the tax refund instruction information to the store terminal 106 instead of the tax refund request.

Steps 516a to 520b operate in the same manner as steps 216a to 220 of FIG. 2, and thus detailed description thereof will be omitted.

2 and 5, the tax refund service according to the embodiment of the present disclosure can be provided through a refund management server and a kiosk installed at an airport, And can provide information for constructing a message for enhancing security and reliability of information. 6 is an example of a block diagram of a kiosk according to an embodiment of the present disclosure.

6, the kiosk 600 includes, for example, a control unit 602, a transmission / reception unit 604, a purchase history request unit 606, an authentication unit 608, and a DB 610 . The configuration of such a kiosk is described as an example only, and each configuration may be subdivided or integrated into one unit depending on the intention of the operator or the embodiment.

The controller 602 controls the operation of the remaining configurations to perform the operations for providing the tax refund service of FIGS. 1B to 5 according to the embodiment of the present disclosure. The transceiver unit 604 receives the goods export information from the individual terminal, receives the tax refund availability indication information from the refund management server, and transmits the information to the corresponding individual terminal. Upon receipt of information indicating whether or not a refundable tax is available from the refund management server, the controller 602 performs a refund for refunding the refundable taxable amount of the refundable goods, 604 to the corresponding individual terminal.

The purchase history request unit 606 may request the article export information of the article to be exported to the personal terminal that has received the tax refund request.

The purchased product authentication unit 608 includes a balance function and the like to check the weight of an article to be carried out, to support RFID, NFC-based tagging, or a barcode reader to identify a corresponding article, or to add a camera function The image of the article can be photographed to identify the article and the security of the location information necessary for the tax refund processing of the article can be enhanced.

The DB 610 stores information transmitted or received through the tax refund procedure according to the embodiment of the present disclosure, and stores the location identification information of the airport, which is output by changing the stored time or pattern or the like.

Another example of the settlement link location-based service according to another embodiment of the present disclosure is to provide a return service for exchanging or refunding purchased goods. In another embodiment of the present disclosure, when a refund or exchange occurs for an item purchased through settlement through an offline store or an online shopping mall, the user must perform a return procedure for the purchased item in order to receive a refund or exchange of the item . Therefore, embodiments of the present disclosure suggest a method and apparatus for providing a return service for refund or exchange of purchased goods.

FIG. 7A is an example of an overall configuration diagram of a system for providing a return service for purchased articles in accordance with another embodiment of the present disclosure; FIG.

Referring to FIG. 7A, a system for providing a return service of purchased goods according to another embodiment of the present disclosure includes a kiosk installed in a specific area (hereinafter referred to as a 'return area') 704 where a return service is provided 704). Here, the return area 704 may include not only the store where the article to be returned is sold but also a place easily accessible when the user moves, for example, a convenience store, a subway station, and an apartment management office. More specifically, the kiosk providing the return service according to the embodiment of the present disclosure supports the return service of the malls that are mapped according to the zones in which the corresponding kiosk is installed among the offline stores and online stores that subscribe to the return service. For example, a kiosk may be installed in each subway station, and the user can obtain the location information of the kiosk supporting the return service of the store in which the item is purchased from the payment information of the goods to be returned. For example, the user can check the nearest subway station among the subway stations installed with kiosks supporting the return service of the store, and the user can return the goods through the kiosk installed in the identified subway station. The kiosk 704 according to the embodiment of the present disclosure may further provide a separate space, that is, a collection box, in which the user can receive the item to be returned. When the article to be returned is received in the collection box, the stored articles are collected into the store after the server and the predetermined period. The contents related to the collection of the goods to be returned are beyond the scope of the technology proposed in the present disclosure, and a detailed description thereof will be omitted here. According to the embodiment of the present disclosure, the kiosk 704 can output the return result information of the article stored in the collection box in a form that the user's personal terminal can store by mapping the article information inputted by the user. Here, the article information may include a purchase price of the purchased article, a date of purchase, information on the purchased store, a name, an item, and the like. In addition, the kiosk according to the embodiment of the present disclosure transmits return result information of the article to the server as well as the personal terminal, thereby obtaining the return information from the article take-out information received from the personal terminal, The reliability of the returned product information can be determined. The return result information according to the embodiment of the present disclosure is information indicating whether the article to be returned is stored in the collection box of the kiosk.

After returning the purchased item, when the user sends the article export information including the return result information and the article information acquired from the kiosk to the server via the personal terminal, the server extracts the article Confirms whether the exchange or refund condition corresponding to the return service is satisfied, performs exchange or refund processing according to the confirmation result, and transmits the exchange or refund processing result information to the personal terminal.

FIG. 7B is an example of an operation flowchart for providing a location-based return service of a mobile terminal that has acquired payment information of an article purchased according to another embodiment of the present disclosure.

Referring to FIG. 7B, it is assumed that the user of the personal terminal 702 performs settlement in step 710 to purchase the article in the offline store or online store. If the personal terminal 702 supports the mobile payment function, it may purchase the article through mobile payment. The store where the personal terminal 702 purchased the goods is a store subscribed not only to the store but also to the return service capable of returning the goods through the kiosk installed in at least one return zone according to the embodiment of the present disclosure. Then, in step 712a, the personal terminal 702 acquires the result information on the purchased item from the server 706 that provides the return service to which the store that purchased the article subscribes. According to an embodiment of the present disclosure, the result information for the purchased item is provided in the form of an electronic document that the personal terminal 104 can store. 7B, according to an embodiment of the present disclosure, when the article is purchased in an offline store, the result information may be stored in the store terminal 702, which is based on NFC or RFID, It can be obtained through tagging with. Alternatively, when the personal terminal 702 purchases the article through the online shopping mall, the personal terminal 702 can acquire the SNS form. According to another embodiment, the result information may be received in the form of a beacon transmitted by a beacon device that transmits a beacon including, for example, the location of the store, sales item information, price information, sale information, and the like . In this case, the result information according to the embodiment of the present disclosure includes payment details and store information. Here, the payment details may include an item of the purchased item, a purchase date, a purchase price, information on the purchased store, and the like. In addition, the store information may further include location information of the store according to the embodiment of the present disclosure, and return service related information according to the embodiment of the present disclosure in addition to the mutual information. The return service related information may include an application for a return service provided by the server providing the return service or link information providing a connection with the server. Alternatively, the return service related information according to the embodiment may further include position information of the kiosk to be returned when using the return service, or may provide a link for providing the position information of the kiosk. According to the embodiment, the settlement information and the store information may be combined or encrypted to be provided in a new message format. In step 712b, the personal terminal 702 stores the result information.

Suppose that after the purchase of the article, the user of the personal terminal 702 discovers a simple remorse or a defect of the purchased article, and decides to return the article or return it for refund. In this case, in order to deliver the return request including payment information to the server 706 in step 714a, the personal terminal 702 may connect with a link provided from the return service related information included in the stored payment information, Execute or download and install the server 706, and then connect to the server 706 and deliver the return request. Here, the return request includes the purchased article information according to the embodiment of the present disclosure. The user of the personal terminal 702 moves to the kiosk 704 corresponding to the position of the kiosk acquired from the return service related information in order to return the article, and then, in step 714b, the personal terminal 702 Stores the article to be returned to the collection box of the kiosk 704, and transmits the article information of the article to the kiosk 704. If the kiosk 704 according to the embodiment of the present disclosure confirms the receipt of the corresponding article in the collection box, it can output to the personal terminal 702 the return result information indicating that the article has been stored in the collection box in step 716a. In step 716b, the kiosk 704 transmits the returned product information to the server 706. [ At this time, the kiosk 704 maps at least one piece of article information received from the personal terminal 702 to the return result information, and transmits the result to the server 704. The server 704 may receive and store the article information including the at least one piece of article information of the articles to be returned, which are stored in the DB, and the returned article information.

Then, in step 718, the personal terminal 702 transmits the article export information including the returned product information to the server 706. [ The return result information may include one of information included in the article information transmitted to the server 706 at the request of the return at step 714a. The returned product information may be output as text notification, specific information, or image format. Alternatively, the return result information may be stored in an image form by the personal terminal 702 using a camera function. Accordingly, the article carry-out information according to the embodiment of the present disclosure can be composed of the information obtained from the return result information.

Then, in step 720, the server 706 confirms whether the return result information obtained from the goods carry-out information is matched with the goods carry-out information acquired from the kiosk 704. As a result of the checking, if the information is matched, it is checked whether the user's request for the article, that is, exchange or refund, is satisfied based on the article information of the article mapped to the returned result information, If the condition is satisfied, the server 706 exchanges or refunds the article. The exchange or refund condition corresponds to a case where it is within a predetermined period from the date of purchase. In step 722, the server 706 informs the personal terminal 702 of the exchange or refund processing result of the returned article.

According to another embodiment of FIG. 7B, the personal terminal 702 confirms the location of the kiosk 704 from the return service related information included in the result information on the settlement of the goods to be returned, And may transmit a request for returning the article to the server. In this case, the kiosk 704 sends an exchange request or refund request indicating whether the exchange requested or refunded condition is satisfied, based on the article information included in the return request from the server 706 Information is received. If the received exchange or refund possible indication information indicates that the returned requested item can be exchanged or refunded, the kiosk 704 confirms whether the returned requested item is stored in the collection box, When the article is received, the exchange or refund processing is performed and the result of the execution can be notified to the personal terminal 702. [

According to another embodiment of FIG. 7B, the personal terminal 702 may transmit the result information on settlement of goods to be returned to the server 706 through a store terminal installed in the store. According to another embodiment, the kiosk or the store terminal may map the return instruction information to the personal terminal 702 that purchased the product and transmit the result when the result information for payment is transmitted. In this case, the result information and the return information information are also mapped to the server providing the return service. Then, the personal terminal 702 may map the return instruction information to the payment details and transmit the return instruction information to the server 706 instead of transmitting a separate message at the time of the return request.

The return service according to another embodiment of the present disclosure is installed in a store without a kiosk, and it is possible to confirm the location of the place where the goods can be returned through the store terminal, return the goods at the confirmed returnable place, Information can be obtained. 7C is an example of an operation flowchart for providing a location-based return service of a mobile terminal that has acquired payment information of a purchased product according to another embodiment of the present disclosure.

Referring to FIG. 7C, it is assumed that the user of the personal terminal 702 performs settlement for purchasing goods in step 730. If the personal terminal 702 supports the mobile payment function, the mobile terminal can purchase the article through mobile payment. Accordingly, when the store terminal 705 receives the payment request from the personal terminal 702, it acquires the payment means information of the personal terminal 702 included in the payment request. Here, the payment means may include a credit card, a debit card, a gift card, a micropayment, a paper money, etc., which can easily realize an electronic settlement service. Accordingly, the store terminal 705 connects to a card issuer server or a bank network server mapped with the payment means corresponding to the acquired payment means information, performs payment for the goods, receives the result , And result information. When the settlement is completed, the store terminal 705 transmits the settlement result information to the personal terminal 702 in step 732. According to the embodiment of the present disclosure, the store terminal 702 can be provided in the form of an electronic document in which the personal terminal 702 can store the result information on the purchased article. According to the embodiment of the present disclosure, the result information on the settlement may be obtained by tagging the store terminal 705 by the personal terminal 702 based on NFC or RFID. Alternatively, the result information may be acquired based on the SNS provided by the store or refund operation server 706 according to another embodiment. Here, the store terminal 705 can operate as a beacon device that transmits a beacon including, for example, a location of the store, sales article information, price information, sale information, and the like. In this case, the result information may be received in the form of a beacon transmitted by the store terminal 705. Here, the result information may include payment information including purchase details of the goods purchased through the payment, and the store information according to the embodiment of the present disclosure. Here, the store information may further include location information of the store according to the embodiment of the present disclosure, and return service related information according to the embodiment of the present disclosure in addition to the mutual information. The return service related information may include an application for a return service provided by the server providing the return service or link information providing a connection with the server. Alternatively, according to the embodiment, the return service related information may further include position information of a returnable place of the article when using the return service, or may further provide a link for providing position information of the returnable place . The refund management server 706 according to the embodiment of the present disclosure may be configured to determine the location or location characteristics of the stores that subscribe to the settlement-based refund service, In this example, you can manage those stores that are grouped into department stores. Accordingly, the refund management server 706 assumes a server that manages the refund of stores in a certain area including the store where the personal terminal purchases the goods. For example, the refund management server 706 may be a refund agency server affiliated with a store providing a refund service based on the payment details of individual terminals. Accordingly, the returnable place according to the embodiment of the present disclosure may further include at least one specific place designated by each of the stores managed by the refund operation server 108 or by a store group grouped for management have. Here, the specific place may include a place easily accessible when the user moves, for example, a convenience store, a subway station, an apartment management office, and the like. According to the embodiment, the settlement information and the store information may be combined or encrypted to be provided in a new message format. According to the embodiment, the payment information may include a link providing a connection with the refund management server 706 or application information providing a refund service provided by the refund management server, May be further included. In the embodiment of FIG. 7C, a refund management server is described as an example of a server for providing a return service, but the return service according to the embodiment of the present disclosure is not limited to a refund, Lt; / RTI > In this case, in step 734a, the personal terminal 702 may attempt to connect to the link, or execute or download an application corresponding to the application information, and install the application. In step 734b, the personal terminal 702 may transmit a refund request for the purchased product in step 730 to the refund management server 706 through the link or the application. Accordingly, the time and position at which the personal terminal 702 transmits a refund request to the refund management server 706 according to the embodiment of the present disclosure is not limited to the specific time or position of the personal terminal 702. [ As a specific example, the personal terminal 702 according to the embodiment of the present disclosure can use the payment information acquired after the payment to obtain a refund request for the paid-up article at all times until immediately before moving to the place where the article can be returned, Or to the refund management server 706 at any place located before arriving at a place where the article can be returned. Here, the refund request includes the item information purchased according to the embodiment of the present disclosure. In step 735, the refund operation server 706 maps the article information and the personal information of the personal terminal 702 acquired from the step 734b to the store where the store terminal 705 is installed, and stores the same in the DB .

Hereinafter, it is assumed that the personal terminal 702 moves to the returnable region provided by the refund management server 706 for returning the article. Then, the user of the personal terminal 104 transmits the return result information to the refund management server 706 in step 736 in order to receive the refund service of the returned article. The return result information may also be transmitted by connecting to the downloaded application or the link. Here, the return result information includes the position information of the user together with the article information to be returned. Here, the location information of the user can be acquired using the GPS provided by the personal terminal 702. [ In addition, the location information of the user can be configured in the form of a secure message using information obtained from beacons transmitted by the beacon device installed in the returnable area in order to enhance security and reliability according to the embodiment. This security message can be configured, for example, by using a technique for setting a Geo-fencing zone in the store and detecting whether the user who transmitted the goods export information is located within the Geo-fencing zone. For example, in the set geo-fencing zone, the beacon may transmit a signal indicating that the zone is a geo-fencing zone, and the individual terminal 702 may receive the signal and include the signal in the return result information, To the server 706. At this time, the signal transmitted by the beacon device may be transmitted in a character notification or specific information form. As the character notification or specific information, for example, an authentication code configured using HMAC can be used. Accordingly, the refund management server 706 transmits the refund service only for the goods export information composed of the security message based on the information provided through the beacon device installed at the designated place for returning the goods of the personal terminal 702 Lt; / RTI > In addition, according to the embodiment, the article information included in the return result information may also be configured by combining position information to enhance security and reliability. In this case, the combination of the location information is obtained by acquiring an image of the purchased article using the camera function of the personal terminal 702, and then transmitting a signal indicating that the acquired geo-fencing area is a watermark, And the like. Here, the information obtainable at the returnable place may be, for example, an image in which the beacon device changes in a predetermined time or pattern according to a rule prearranged with the refund management server 706, a QR code . The refund management server 706 receiving the return result information according to the embodiment of the present invention configured as described above checks whether the refund condition of the corresponding item is satisfied based on the returned result information in step 738, And transmits the processing result information to the personal terminal 702 in step 740. The personal terminal 702 transmits the processing result information to the personal terminal 702 in step 740. [ For example, the refund management server 706 may receive the return information from the location information or the image of the individual terminal 702 included in the article information obtained from the return result information, And whether or not there is any. Specifically, according to the embodiment, the refund operation server 706 can determine the reliability of the location information of the personal terminal 702 by checking the valid time of the authentication information included in the location information. Alternatively, according to the embodiment, the refund operation server 706 checks whether a corresponding article is located within a designated returnable place from a signal indicating that the article is a geo-fencing zone included in the image transmitted by the personal terminal 702 , And if it is confirmed that the article is located within the designated returnable place, the article can be refunded and the resulting information can be generated. The result information of the refund processing according to the embodiment of the present disclosure can be directly transmitted to the personal terminal 702 in the form of an electronic document in which the personal terminal 702 can be stored. Alternatively, the result information of the refund processing may be acquired by tagging the kiosk installed in the place where the personal terminal 702 returned the article, based on NFC or RFID, according to the embodiment. The return result information may be acquired based on the kiosk or a message (e.g., SMS) provided by the refund operation server 706 according to the embodiment.

As a result, the personal terminal 702 receiving the result information displays the result of the refund process successfully processed in the personal terminal 702 through the downloaded application, Can be saved.

FIG. 8A is an example of an operation flow chart of a personal terminal according to the embodiment of the present disclosure.

Referring to FIG. 8A, in step 800, a personal terminal performs settlement for purchasing goods with a store terminal installed in a store subscribed to the location-based service, and obtains result information on the settlement. If the personal terminal supports the mobile payment function, the payment can be performed through mobile payment. The result information on the settlement may be acquired by tagging the store terminal based on NFC or RFID. Alternatively, according to another embodiment, the result information may be obtained based on the SNS. According to another embodiment, the store terminal can operate as a beacon device that transmits a beacon including, for example, the location of the store, sales article information, price information, sale information, and the like. In this case, the result information may be received in the form of a beacon transmitted by the store terminal. Here, the result information may include payment information including purchase details of the goods purchased through the payment, and the store information according to the embodiment of the present disclosure. The payment information may include an item of the article, a date of purchase, a purchase price, and the store information may include a name of the store, a location information, a business name, and the like. According to an embodiment, the payment information may further include a link providing a connection with a refund management server providing the refund service, or application information providing a refund service provided by the refund management server . According to the embodiment of FIG. 4, the payment information may be mapped and received with the service request indication information of the location-based service. In this case, instead of transmitting the service request in step 802, Can be transmitted.

In step 802, the personal terminal transmits a service request including personal information for the location-based service and the payment history information to the server providing the location-based service. Here, the location-based service corresponds to the tax refund service or the return service described above, and accordingly the server providing the location-based service corresponds to the refund management server 108 of FIG. 1A or the server 706 of FIG. 7B. According to the embodiment of FIG. 3, the service request may be transmitted to the corresponding server through the store terminal.

In step 804, the personal terminal transmits location information indicating that the location-based service can be provided to the corresponding server together with the personal information and the payment history information. In this case, if the location-based service is a tax refund service according to the embodiment of FIG. 1A, the area where the location-based service can be provided corresponds to the airport to which the user of the personal terminal departs, If the location-based service is a return service, it may correspond to an area where the kiosk providing the return service to which the store purchasing the goods is subscribed is installed. According to the embodiment of FIG. 2, when the personal terminal transmits the location information to the server together with the personal information and the payment history information, the personal terminal may transmit the location information to the server through the kiosk installed at the airport.

In step 806, the personal terminal receives a service processing result indicating whether the location-based service can be provided corresponding to the service request from the server. The service processing result may also be transmitted from the server or from the server via the kiosk according to the embodiment, and may correspond to a tax refund or return processing result from the server or the kiosk.

8B is an example of a block diagram of a personal terminal according to an embodiment of the present disclosure.

8B, the personal terminal 810 includes a controller 812, a transmitter / receiver 814, a location-based service requester 816, and an information generator 818, for example. The configuration of such a personal terminal is described as an example only, and each configuration may be subdivided or integrated into one unit according to the intention of the provider or the embodiment.

The controller 812 controls the rest of the configurations for the overall operation of the personal terminal according to the embodiment of FIGS. 1A through 7B. The transmission / reception unit 814 transmits / receives the information described in FIG. 8A according to an instruction from the control unit 812. The location-based service request unit 816 determines whether to perform the tax refund service or the return service according to the embodiment, generates the determined service request, and transmits the generated service request to the transmission / reception unit 814. The information constructor 818 may configure the information transmitted by the personal terminal in accordance with the embodiments of the present disclosure.

FIG. 9A is an example of an operation flow chart of a store terminal according to the embodiment of the present disclosure. Here, the store terminal is a device installed in a store subscribed to the settlement link location-based service according to the embodiment of the present disclosure.

Referring to FIG. 9A, in step 902, the store terminal receives a payment request including payment means information from a personal terminal. Then, in step 904, the store terminal connects to the financial server corresponding to the payment means information to perform settlement, and generates result information on payment of the purchased goods. Here, the result information is the same as the result information for the settlement explained in FIG. 8A, and redundant description will be omitted. 4, the store terminal includes a process of mapping the service request indication information of the location-based service to the service terminal when the result information is generated, To the server providing the base service. Here, the server providing the location based service corresponds to the server 706 of FIG. 7B that provides the refund operation server or the return service according to the embodiment.

In step 906, the store terminal transmits result information on the settlement to the personal terminal.

Meanwhile, according to the embodiment of FIG. 3, the store terminal can receive a service request including personal information for a location-based service and the payment result information from a personal terminal, and deliver the service request to a server providing the location-based service.

9B is an example of a block diagram of a store terminal according to the embodiment of the present disclosure.

9B, the store terminal 910 includes a control unit 912, a transmission / reception unit 914, and a settlement related information configuration unit 916, for example. The controller 912 controls the operation of the remaining configurations for the overall operation of the store terminal according to the embodiments of the present disclosure. The settlement related information configuration unit 916 configures the settlement result information according to the instruction, and at this time, according to the embodiment of FIG. 4, the settlement related information configuration unit 916 transmits service request instruction information, for example, Information can be mapped and configured. Here, the result information is the same as the result information for the settlement explained in FIG. 8A, and redundant description will be omitted. Or by mapping the return request instruction information according to the embodiment of FIG. 7B.

 The transmission / reception unit 914 transmits the result information to the personal terminal or the server according to an instruction from the controller 912.

10 is an example of an operational flow diagram of a kiosk according to an embodiment of the present disclosure. Here, the kiosk corresponds to an unattended terminal installed in an area for providing a settlement link location-based service according to the embodiment of the present disclosure. As a specific example, the kiosk may be located in an airport to provide a tax refund service according to the embodiment of the present disclosure, or to be located in a corresponding area to support a return service for each store subscribed to the return service according to the embodiment of this disclosure. have.

Referring to FIG. 10, in operation 1000, the kiosk includes location information indicating that the location-based service is located in the area where the location-based service can be provided from the personal terminal, and location information indicating the location of the location- And receives a service request including information. In step 1002, the kiosk transmits the service request to a server providing a location-based service corresponding to the service request. In step 1004, the kiosk receives the service processing result indicating the availability of the location-based service corresponding to the service request from the server. In step 1006, the kiosk provides the location-based service to the personal terminal Notify the result. According to the embodiment of the present disclosure, the kiosk may generate predetermined information, for example, an image, a QR code, or the like, which changes in accordance with a rule previously agreed with the server providing the location-based service, that is, a predetermined time or pattern . Accordingly, the location information includes the specific information. The service processing result is determined to have been successfully processed when the location information that the server can provide the location service and the location information match.

Certain aspects of the present disclosure may also be implemented as computer readable code in a computer readable recording medium. The computer readable recording medium is any data storage device capable of storing data that can be read by a computer system. Examples of the computer-readable recording medium include a read only memory (ROM), a random access memory (RAM) And compact disk-read only memories (CD-ROMs), magnetic tapes, floppy disks, optical data storage devices, and carrier waves and carrier waves (such as data transmission over the Internet). The computer readable recording medium may also be distributed over networked computer systems, and thus the computer readable code is stored and executed in a distributed manner. In addition, functional programs, code, and code segments for accomplishing the present disclosure may be readily interpreted by those skilled in the art to which this disclosure applies.

It will also be appreciated that the apparatus and method according to one embodiment of the present disclosure may be implemented in hardware, software, or a combination of hardware and software. Such arbitrary software may be stored in a memory such as, for example, a volatile or non-volatile storage device such as a storage device such as ROM or the like, or a memory such as a RAM, a memory chip, a device or an integrated circuit, , Or stored in a storage medium readable by a machine (e.g., a computer), such as a compact disk (CD), a DVD, a magnetic disk or a magnetic tape, have. The method according to one embodiment of the present disclosure may be implemented by a computer or a mobile terminal including a controller and a memory and the memory is adapted to store programs or programs containing instructions embodying the embodiments of the present disclosure It is an example of a machine-readable storage medium.

Accordingly, this disclosure includes a program including code for implementing the apparatus or method described in any claim herein, and a storage medium readable by a machine (such as a computer) for storing such a program. In addition, such a program may be electronically transported through any medium, such as a communication signal carried over a wired or wireless connection, and this disclosure suitably includes equivalents thereof

Also, an apparatus according to an embodiment of the present disclosure may receive and store the program from a program providing apparatus connected by wire or wireless. The program providing apparatus includes a memory for storing a program including instructions for causing the program processing apparatus to perform a predetermined content protection method, information necessary for a content protection method, and the like, and a wired or wireless communication with the graphics processing apparatus And a control unit for transmitting the program to the transceiver upon request or automatically by the graphic processing apparatus.

While the invention has been described in connection with what is presently considered to be the most practical and preferred embodiment, it is to be understood that the invention is not limited to the disclosed embodiments. Therefore, the scope of the present disclosure should not be limited to the embodiments described, but should be determined by the scope of the appended claims, as well as the appended claims.

Claims (32)

A method for a mobile terminal to request a settlement link location based service,
Acquiring settlement information for an item purchased at a store subscribed to the settlement link location-based service;
Transmitting a settlement link location based service request including the settlement information to a server providing the settlement link location based service;
Transmitting, to the server, export information on the purchased article including location information indicating that the mobile terminal is located in an area where the settlement link location-based service can provide;
And receiving a processing result of the settlement link location based service corresponding to the service request from the server.
The method according to claim 1,
Wherein the transmitting the service request comprises:
And transmitting the service request to the server through the store device installed in the store and providing the payment information.
The method according to claim 1,
Obtaining service request indication information of the settlement link location-based service included in the payment information;
Further comprising the step of mapping the personal information for the settlement link location-based service and the settlement information to the service request indication information and transmitting the mapping information to the server upon the service request,
Wherein the payment information of the mobile terminal stored in the server is mapped with the service request indication information received from the store device installed in the store and providing the payment information.
The method according to claim 1,
Wherein the step of transmitting the export information to the server comprises:
If the mobile terminal moves to the area, transmitting the location-based service related information to the server through a kiosk installed in the area and broadcasting the location-based service related information.
The method according to claim 1,
When the service request is transmitted, transmitting the payment request to the server through a store device installed in the store and providing the payment information;
If the mobile terminal moves to the area, transmitting the export information to the server through a kiosk installed in the area and broadcasting the location-based service related information.
The method according to claim 1,
The location information may include:
Wherein the mobile terminal is configured to measure using a position measuring device mounted on the mobile terminal or to use information obtained from a beacon device installed in the area and broadcasting position related information of the area.
The method according to claim 6,
The location information may include:
Wherein the beacon device comprises information generated according to rules conventionally agreed with the server.
The method according to claim 1,
The service processing result includes,
Wherein success or failure is determined according to location information of an area where the location-based service can be provided and matching of the location information received from the mobile terminal.
The method according to claim 1,
Wherein the location-based service is one of a tax refund service for the purchased item, an exchange of the purchased item, or a refund service.
A method for providing the settlement link location based service by an unattended terminal installed in an area for providing a settlement link location based service,
Receiving, from a mobile terminal, a service request including payment information of an article purchased in a store subscribed to the settlement link location-based service;
Based on the location information of the mobile terminal, location information indicating that the mobile terminal is located in an area where the settlement link location-based service can provide the mobile terminal from the mobile terminal, To the server,
And receiving a processing result of the settlement link location based service corresponding to the service request from the server.
11. The method of claim 10,
The location information may include:
Wherein the mobile terminal is configured to measure using a position measuring device mounted on the mobile terminal or to use information obtained from a beacon device installed in the area and broadcasting a location of the area.
12. The method according to claim 11,
Wherein the beacon device comprises information generated according to rules conventionally agreed with the server.
11. The method of claim 10,
The service processing result includes,
Wherein success or failure is determined according to location information of an area where the location-based service can be provided and matching of the location information stored in advance by the server. A method for providing a settlement link location based service to a store device installed in a store subscribed to a settlement link location service,
Receiving a payment request including payment means information of an article to be purchased from the mobile terminal from a mobile terminal;
Generating payment information of the article by performing the payment by accessing a financial server corresponding to the payment means information;
And transmitting the payment information to the mobile terminal.
15. The method of claim 14,
When the payment information is generated, mapping the payment information to service request indication information of the settlement link location based service;
And transmitting the payment information mapped with the service request indication information to a server providing the mobile terminal and the payment link location-based service.
16. The method of claim 15,
Receiving the service request including the personal information for the settlement link location-based service and the settlement information from the mobile terminal and delivering the service request to the server providing the settlement link location-based service.
Claims [1] A mobile terminal for requesting a settlement link location based service,
A control unit for acquiring payment information for an item purchased in a store subscribed to the settlement link location-based service;
Based location service request including the payment information to the server providing the settlement link location-based service, and transmits location information to the mobile terminal in response to the location information indicating the location of the settlement link location- To the server, export information on the purchased article,
And receiving a processing result of the settlement link location-based service corresponding to the service request from the server.
18. The method of claim 17,
The transmitter may further comprise:
And transmits the service request to the server through the store device installed in the store and providing the payment information. 18. The method of claim 17,
When the service request indication information of the settlement link location based service included in the settlement information is obtained, the control unit transmits the personal information for the settlement link location based service and the settlement information to the service request instruction Information to the server, and controls the transmitting unit to transmit the information to the server,
Wherein the payment information of the mobile terminal stored in the server is mapped and stored in the store and the service request indication information received from the store device providing the payment information.
18. The method of claim 17,
Wherein the mobile terminal transmits the export information to the server through a kiosk installed in the area and broadcasting the location-based service related information when the mobile terminal moves to the area.
18. The method of claim 17,
Wherein the transmission unit transmits the payment information to the server through the store location equipment installed in the store and provides the payment information according to an instruction from the control unit when the service request is transmitted, And transmits the export information to the server through a kiosk installed in the area and broadcasting the location-based service related information.
The method according to claim 17,
The location information may include:
Wherein the mobile terminal is configured to measure using a position measuring device mounted on the mobile terminal or using information obtained from a beacon device installed in the area and broadcasting position related information of the area.
23. The method of claim 22,
The location information may include:
Wherein the beacon device comprises information generated in accordance with rules pre-agreed with the server.
18. The method of claim 17,
The service processing result includes,
Wherein success or failure is determined according to location information of an area where the location-based service can be provided and matching of the location information received from the mobile terminal.
18. The method of claim 17,
Wherein the location-based service is one of a tax refund service for the purchased item, an exchange of the purchased item, or a refund service.
An unattended terminal for providing a settlement link location based service,
Receiving a service request including payment information of an article purchased in a store subscribed to the settlement link location-based service from the mobile terminal; and receiving, from the mobile terminal, the mobile terminal in an area where the settlement link location- Based on the settlement link location-based service corresponding to the service request from the server, receiving the export information for the purchased article including location information indicating the settlement link location-based service corresponding to the service request, And a transmitting / receiving unit for receiving the processing result.
27. The method of claim 26,
The location information may include:
Wherein the mobile terminal is configured to measure using a position measuring device mounted on the mobile terminal or to use information obtained from a beacon device installed in the area and broadcasting a location of the area.
28. The method of claim 27,
The location information may include:
Wherein the beacon device comprises information generated according to a rule previously agreed with the server.
27. The method of claim 26,
The service processing result includes,
Wherein the success or failure is determined according to whether the location information of the area in which the location-based service is stored in advance by the server matches the location information and the location information.
A settlement device providing the settlement link location based service in a store subscribed to a settlement link location based service,
A receiving unit for receiving a payment request including payment means information of an article to be purchased from the mobile terminal from the mobile terminal;
A control unit connected to a financial server corresponding to the payment means information and performing the payment to generate payment information of the article;
And a transmitter for transmitting the payment information to the mobile terminal.
31. The method of claim 30,
Wherein the controller is configured to map the payment information to the service request indication information of the settlement link location based service when generating the payment information and to transmit the payment information mapped with the service request indication information through the transmitter to the mobile terminal And a server providing the settlement link location based service.
32. The method of claim 31,
The transmitter transmits personal information for the settlement link location based service received from the mobile terminal through the receiver and a service request including the settlement information to a server providing the settlement link location based service, Store equipment.

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