KR101597303B1 - Payment terminal apparatus, near field wireless communication apparatus, mobile terminal apparatus, payment relay server and control method thereof - Google Patents

Payment terminal apparatus, near field wireless communication apparatus, mobile terminal apparatus, payment relay server and control method thereof Download PDF

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KR101597303B1
KR101597303B1 KR1020140034046A KR20140034046A KR101597303B1 KR 101597303 B1 KR101597303 B1 KR 101597303B1 KR 1020140034046 A KR1020140034046 A KR 1020140034046A KR 20140034046 A KR20140034046 A KR 20140034046A KR 101597303 B1 KR101597303 B1 KR 101597303B1
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payment
short
wireless communication
customer
identification information
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KR1020140034046A
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Korean (ko)
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KR20150111447A (en
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이장혁
김정환
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한국정보통신주식회사
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Abstract

A payment terminal apparatus connected to a short-range wireless communication apparatus is disclosed. The payment terminal apparatus includes a display unit for displaying a screen, a communication unit for receiving the customer identification information and the distance-related information for each of the plurality of mobile terminal apparatuses within the communicable range of the short-range wireless communication apparatus from the short- And a control unit for controlling the display unit to classify and display the plurality of received customer identification information in the distance order, and the control unit may cause the determined first customer's mobile terminal device And controls the communication unit to transmit a payment proceeding request for requesting the related information to the short range wireless communication apparatus.

Description

TECHNICAL FIELD [0001] The present invention relates to a billing terminal apparatus, a short-range wireless communication apparatus, a mobile terminal apparatus, a payment relay server, and a control method thereof. BACKGROUND OF THE INVENTION 1. Field of the Invention [0002]

BACKGROUND OF THE INVENTION 1. Field of the Invention The present invention relates to a payment terminal device, a short-range wireless communication device, a mobile terminal device, a payment relay server and a control method thereof, and more particularly to a payment terminal device, A mobile terminal device, a payment relay server, and a control method thereof.

In the modern society, credit cards, check cards, debit cards, and cash cards (hereinafter collectively referred to as cards) are widely used as a means of replacing cash payments at online / offline merchants.

For example, in the case of offline payment using a real card, the customer first hands the physical card to the merchant clerk, the clerk of the merchant inputs the price for the goods or service in the payment terminal equipped with the card reader function, Performs the signature. In this case, the payment terminal device transmits the payment request telegram to the card company (or financial company) server through a predetermined payment network (for example, VAN (Value Added Network) The payment of the predetermined amount is performed without cash through the process of receiving the specialization, and after the payment is approved, the receipt is issued to the customer. In this case, the physical card that enables settlement is implemented in various ways such as an MS (Magnetic Stripe) card, an IC (Integrated Circuit) card, and the like.

On the other hand, a mobile terminal device such as a high-tech smart phone based on excellent IT technology is spreading due to the development of electronic technology, and a payment method using a mobile card stored in a mobile terminal device has been developed and used.

For example, in the case of off-line payment through a mobile card, a payment method using a mobile terminal device that allows settlement to be performed by contacting a mobile terminal device of a customer with an NFC (Near Field Communication) dongle connected to a payment terminal device is used .

However, such a conventional settlement method requires a preliminary settlement operation such as a customer needing to remove a physical card from a wallet or to pull out a mobile terminal device from a pocket, thus failing to achieve complete hands-free .

In addition, since the conventional payment method has to read the card to the settlement terminal device provided in the off-line store, there is a risk that the customer's card information may be exposed to a third party who has illegitimate intention.

Accordingly, there is a need for a new scheme that can replace the conventional payment method.

SUMMARY OF THE INVENTION The present invention has been made in view of the above needs, and it is an object of the present invention to provide a payment terminal device, a short range wireless communication device, a mobile terminal device, a payment relay server and a control method thereof for performing settlement using short- have.

According to an aspect of the present invention, there is provided a payment terminal apparatus connected to a near field communication apparatus, the apparatus comprising: a display unit for displaying a screen; A communication unit for receiving customer identification information and distance-related information from the near-field wireless communication apparatus, and a control unit for controlling the display unit to display the received plurality of customer identification information in a distance order by using the distance-related information, Wherein the control unit controls the communication unit to transmit a payment proceeding request for requesting the card-related information to the determined mobile terminal of the first customer to the short- can do.

According to another aspect of the present invention, there is provided a near field wireless communication device connected to a payment terminal device, including a first communication unit for short range wireless communication, a second communication unit for communication with the payment terminal, When the card-related information is received through the first communication unit according to short-range wireless communication with a mobile terminal device of a customer who is located at a predetermined distance from the payment terminal device and awaits settlement among a plurality of customers to be settled, And a control unit for controlling the second communication unit to transmit the information to the payment terminal apparatus.

According to another aspect of the present invention, there is provided a mobile terminal device, which is located at a predetermined distance from a payment terminal device, And a first communication unit for transmitting card related information using wireless communication.

According to another aspect of the present invention, there is provided a payment relay server comprising: a communication unit for receiving merchant identification information, payment amount information, and card related information for payment proceeding from a payment terminal device; And a control unit for controlling the communication unit to generate a payment approval request including the merchant identification information, the payment amount information, and the determined payment card information and transmit the payment approval request to the card company server.

According to another aspect of the present invention, there is provided a payment terminal apparatus comprising: a first communication unit for short range wireless communication; a display unit for displaying a screen; A controller for controlling the display unit to classify and display the received customer identification information in the distance order using the distance related information when the customer identification information and the distance related information for each of the mobile terminal apparatuses are received through the first communication unit, The first communication unit may perform short-range wireless communication with the mobile terminal device of the determined first customer to receive the card-related information when the first customer to be settled is determined.

According to another aspect of the present invention, there is provided a method of controlling a payment terminal apparatus connected to a near field communication apparatus, the method comprising: Identifying information and distance-related information from the near-field wireless communication device; classifying and displaying the received customer identification information in the distance order using the distance-related information; and, when a first customer to be charged is determined, And transmitting to the short-range wireless communication apparatus a payment proceeding request for requesting the card-related information to the determined mobile terminal of the first customer.

According to another aspect of the present invention, there is provided a method for controlling a near field wireless communication device connected to a payment terminal device, the method comprising: receiving, from a payment terminal device, Related information in accordance with a short-range wireless communication with a mobile terminal device of a customer to proceed with, and transmitting the received card-related information to the payment terminal device.

According to another aspect of the present invention, there is provided a method for controlling a mobile terminal apparatus, the method comprising: And transmitting the card-related information using the short-range wireless communication to the communication device.

According to another aspect of the present invention, there is provided a method of controlling a payment relay server, the method including receiving merchant identification information, payment amount information, and card related information for payment proceeding from a payment terminal device; Determining payment card information using the received card-related information, and generating a payment approval request including the merchant identification information, the payment amount information, and the determined payment card information, and transmitting the payment approval request to the card company server .

According to various embodiments of the present invention, the cashier can check the displayed screen to determine how many customers are waiting for payment near the payment terminal device, which one of a plurality of customers waiting for settlement should proceed payment , It is easy to see what customer identification information is for the payment verification process to be performed before proceeding with the payment.

Further, according to various embodiments of the present invention, the display unit displays the distance information of the customer in correspondence with each of the displayed customer identification information, so that the cashier can accurately know how far away from the payment terminal apparatuses the plural customers are located, This makes it easier to carry out the settlement process.

In addition, according to various embodiments of the present invention described above, information for settlement is transmitted and received between the payment terminal device and the mobile terminal device using the short-range wireless communication method, and accordingly, the customer must withdraw the real card from the wallet, A complete hands-free payment can be achieved without requiring a prepayment action such as withdrawing the mobile terminal device from the pocket.

In addition, according to various embodiments of the present invention, card identification information that does not include card information is input to the payment terminal device, so that the risk that the customer's card information may be exposed to a third party with illegal intention Can be removed.

1 is a diagram illustrating an offline payment method according to an embodiment of the present invention.
2 is a block diagram illustrating a payment system according to an embodiment of the present invention.
3 is a timing diagram illustrating an operation of the settlement system according to an embodiment of the present invention.
4 is a block diagram illustrating a payment terminal according to an embodiment of the present invention.
5 is a diagram illustrating distance information between a mobile terminal device and a short-range wireless communication device according to an exemplary embodiment of the present invention.
6 to 7 are views showing screens of a payment terminal according to an embodiment of the present invention.
8 is a block diagram illustrating a payment terminal according to another embodiment of the present invention.
9 is a flowchart illustrating a method of controlling a payment terminal according to an embodiment of the present invention.
10 is a block diagram illustrating a local area wireless communication apparatus according to an embodiment of the present invention.
11 is a flowchart illustrating a control method of a short-range wireless communication apparatus according to an embodiment of the present invention.
12 is a block diagram illustrating a mobile terminal device according to an embodiment of the present invention.
13 is a flowchart illustrating a method of controlling a mobile terminal apparatus according to an embodiment of the present invention.
14 is a block diagram illustrating a payment relay server according to an embodiment of the present invention.
15 is a flowchart illustrating a method of controlling a payment relay server according to an embodiment of the present invention.
16 is a diagram illustrating a link layer state of short-range wireless communication according to an embodiment of the present invention.
17 is a diagram illustrating an example of an advertisement channel packet format according to an embodiment of the present invention.
18 is a diagram illustrating a short-distance wireless communication method of an advertiser and a scanner according to an embodiment of the present invention.
FIG. 19 is a diagram illustrating a short-distance wireless communication method between an advertiser and an initiator according to an exemplary embodiment of the present invention.
20 is a diagram illustrating a broadcasting range of an advertisement message when the short-range wireless communication apparatus according to an embodiment of the present invention is an advertiser.
FIG. 21 is a timing chart showing a classification display process of a settlement terminal apparatus when the short-range wireless communication apparatus performs an initiator function according to an embodiment of the present invention.
FIG. 22 is a timing chart showing a classification display process of a payment terminal device when the short range wireless communication device performs an advertiser role according to an embodiment of the present invention. FIG.
FIG. 23 is a timing chart showing a classification display process of a payment terminal device when a short range wireless communication device performs an advertiser role according to an embodiment of the present invention. FIG.
24 is a timing diagram illustrating transmission and reception of information for settlement between a short-range wireless communication apparatus and a mobile terminal apparatus when the short-range wireless communication apparatus performs an initiator according to an exemplary embodiment of the present invention.
FIG. 25 is a timing diagram illustrating transmission and reception of information for settlement between a short-range wireless communication apparatus and a mobile terminal apparatus when the short-range wireless communication apparatus performs an advertiser function according to an exemplary embodiment of the present invention.
26 is a timing diagram illustrating a payment method according to an embodiment of the present invention.
FIG. 27 is a timing chart showing a payment method according to an embodiment of the present invention. FIG.

The following merely illustrates the principles of the invention. Thus, those skilled in the art will be able to devise various apparatuses which, although not explicitly described or shown herein, embody the principles of the invention and are included in the concept and scope of the invention. Furthermore, all of the conditional terms and embodiments listed herein are, in principle, only intended for the purpose of enabling understanding of the concepts of the present invention, and are not to be construed as being limited to such specifically recited embodiments and conditions do.

It is also to be understood that the detailed description, as well as the principles, aspects and embodiments of the invention, as well as specific embodiments thereof, are intended to cover structural and functional equivalents thereof. It is also to be understood that such equivalents include all elements contemplated to perform the same function irrespective of the currently known equivalents as well as the equivalents to be developed in the future, i.e., the structure.

Thus, it should be understood that all flow diagrams, state transitions, pseudo code, etc. are representative of various processes that may be substantially represented on a computer-readable medium and executed by a computer or processor, whether the computer or processor is explicitly shown .

The functions of the various elements shown in the figures, including the functional blocks depicted in the processor or similar concept, may be provided by use of dedicated hardware as well as hardware capable of executing software in connection with appropriate software. When provided by a processor, the functions may be provided by a single dedicated processor, a single shared processor, or a plurality of individual processors, some of which may be shared.

BRIEF DESCRIPTION OF THE DRAWINGS The above and other objects, features and advantages of the present invention will become more apparent from the following detailed description of the present invention when taken in conjunction with the accompanying drawings, in which: There will be. In the following description, well-known functions or constructions are not described in detail since they would obscure the invention in unnecessary detail.

Various embodiments of the present invention will be described in detail with reference to the accompanying drawings.

1 is a diagram illustrating an offline payment method according to an embodiment of the present invention.

<1. Promoting franchisees to customers located outside the merchant store>

Referring to FIG. 1, a mobile terminal device of a customer who has moved near an offline merchant store such as a mart, a coffee shop, or the like performs near-field wireless communication of a short range wireless communication device installed at the entrance of a merchant store and generates sales information of merchant stores, Information for promoting the franchisee can be received from the server or the short-range wireless communication device. Accordingly, the customer can visit the merchant after confirming the information for promoting the merchant from his / her mobile terminal device.

<2. Providing merchant information to customers visiting merchants>

When the customer's visit to the merchant shop is confirmed, the mobile terminal device of the customer receives the merchant shop information necessary for using the merchant shop, such as map information of the merchant shop, merchandise location information of the merchant shop, coupon information, can do. Accordingly, the customer can confirm the information of the affiliated shop visited from his / her mobile terminal device, and then move to the spot where the desired commodity is located.

<3. Provide product information for products>

When the customer is located at a specific shelf in the merchant, the customer's mobile terminal device displays product information such as the type of merchandise, price, discount coupon, inventory, etc. displayed on the specific shelf from a server or a local wireless communication device . Accordingly, after confirming the merchandise information in the mobile terminal device of the customer, the customer can move to the payment terminal device where the cashier is located to settle the merchandise to be purchased.

<4. Waiting for payment>

Then, the customer can stand in line in front of the payment terminal device 200 until the payment order is reached.

<5. Perform a payment>

When the payment order of the customer is reached, the payment can be performed according to the short-range wireless communication of the mobile terminal of the customer in order of settlement with the short-range wireless communication device connected to the payment terminal. For example, a customer's mobile terminal device can transmit card information stored in a secure element (SE) of a mobile terminal device via short-range wireless communication with a short-range wireless communication device, and the short- So that the settlement can be performed.

As another example, the customer's mobile terminal device can transmit the settlement ID via short-range wireless communication with the short-range wireless communication device, and the short-range wireless communication device can transmit the received settlement ID to the settlement terminal device. In this case, the payment terminal device can receive the card information corresponding to the payment ID from the server for payment and perform payment.

As another example, the customer's mobile terminal device may transmit card information and product information purchased by the customer through short-range wireless communication with the short-range wireless communication device, and the short-range wireless communication device may transmit the received card information and product information To the terminal device. In this case, the payment terminal device can calculate the payment amount based on the merchandise information, and perform settlement using the received card information.

<6. The merchant exits>

On the other hand, the customer who has completed the settlement can leave the merchant together with the purchased product.

A block diagram of the settlement system according to an embodiment of the present invention that enables the offline settlement method may be as shown in FIG. 2, and the timing diagram of the settlement system may be as shown in FIG. 2 to 3, the payment system 1000 includes mobile terminal devices 100-1, 100-2, and 100-3, a payment terminal device 200, a short range wireless communication device 300, The management server 500, the payment relay server 600, and the card issuer server 700. [

Here, the payment terminal device 200 is a terminal installed at an affiliated store located throughout the country and processing payment, and may be implemented as a credit authorization terminal, a POS (Point Of Sales) terminal, a wire terminal or a wireless terminal . The payment terminal device 200 is a combination of functions of a cash register and a computer terminal to process data such as a product name and a price at the point of sale and settle the amount of money, It may be a device that may be capable of processing.

The payment terminal apparatus 200 may be externally connected to a short range wireless communication apparatus 300 having a short range wireless communication function, for example, a dongle using a USB. However, the present invention is not limited thereto, and the payment terminal device 200 may be configured to include a short-range wireless communication device 300 that performs a short-range wireless communication function, for example, a short- It is possible to perform the short-range wireless communication function without the connected short-range wireless communication apparatus 300. [

Meanwhile, the mobile terminal devices 100-1, 100-2, and 100-3 provided by each of the plurality of customers are devices capable of short-range wireless communication, and include a smart phone, a personal digital assistant (PDA), a portable multimedia player (PMP) , A wearable smart watch, a tablet computer, a notebook computer, and the like.

Accordingly, the mobile terminal devices 100-1, 100-2, and 100-3 and the short-range wireless communication device 300 can perform the short-range wireless communication 350. [

Meanwhile, the payment relay server 600 plays a role of a payment intermediary between the settlement terminal 200 and the card issuer server 700. The payment relay server 600 includes a value added network (VAN) and a payment gateway (PG) And may include at least one.

According to one embodiment of the present invention, a plurality of customers move to a payment terminal device 200 where a cashier is located for payment of a commodity, You can stand in front of the line. In this case, the mobile terminal apparatus 100 of a plurality of customers can be located at a predetermined distance from the short-range wireless communication apparatus 300, and the plurality of mobile terminal apparatuses 100 and the short-range wireless communication apparatus 300 located at a predetermined distance Short-range wireless communication can be performed. Accordingly, each of the mobile terminal devices 100 of the plurality of customers can transmit the customer identification information to the short-range wireless communication device 300 (S101).

Here, the customer identification information includes at least one of a customer ID, a resident registration number information of the customer, a mobile phone number information of the customer (for example, four digits after the customer's mobile phone number), a name information of the customer, 100, such as a one-time authentication number, can be used to identify each of a plurality of customers waiting for payment.

Meanwhile, the short-range wireless communication device 300 may transmit the received customer identification information and distance-related information to the payment terminal 200 (S102). Here, the distance-related information is based on signal size information (RSSI: Signal Strength Indicator) and signal size information required for calculating the distance information between each of the mobile terminal devices 100 of a plurality of customers and the local area wireless communication device 300 And may include at least one of the calculated distance information.

Accordingly, the payment terminal device 200 can receive the customer identification information and the distance-related information for each of the plurality of customers located at a predetermined distance from the short-range wireless communication device 300.

Then, the payment terminal device 200 can sort the received customer identification information in the distance order and display it (S103). Specifically, the payment terminal device 200 determines the distance information based on the distance-related information for each of the plurality of mobile terminal devices 100, and classifies and displays the customer identification information in the distance order based on the determined distance information have.

In this case, the cashier checks the displayed screen to determine how many customers are waiting for settlement near the settlement terminal device, which one of a plurality of customers waiting for settlement should proceed payment, You can see what the customer identification information is for the payment verification process.

Accordingly, the cashier can perform a payment confirmation process for confirming to the customer whether the identification information of the customer is correct, whether the payment is to be made using the short-range wireless communication, etc., every time the settlement order of each of the plurality of customers reaches . That is, the cashier can confirm the order of the customer identification information displayed on the screen, and then perform the payment confirmation process before proceeding to settle the customer who has reached the settlement order.

The payment confirmation process is a process of confirming to the customer whether the customer identification information displayed on the screen is correct, whether the payment is to be made using the short-distance wireless communication, and the like. The payment method may be different from the personal authentication process of authenticating that the user is a rightful holder of the card information, Identification Number) input can be performed.

However, the present invention is not limited to the above-described exemplary embodiments. According to various embodiments of the present invention, the authentication process may be omitted. In this case, the confirmation process may be used as an alternative process.

On the other hand, when the payment confirmation process is completed, the cashier can select one of the plurality of customer identification information displayed on the screen of the payment terminal device 200, and accordingly, the payment terminal device 200 receives the selection input (S104).

In this case, the mobile terminal apparatus 100 of the selected customer can transmit the card-related information to the short-range wireless communication apparatus 300 using the short-range wireless communication with the short-range wireless communication apparatus 300 (S105). The short-range wireless communication apparatus 300 may transmit the card-related information received from the mobile terminal apparatus 100 of the selected customer to the payment terminal apparatus 200 (S106). Here, the card-related information identifies the card name information, the card number information, the PIN (Personal Identification Number) information, the card validity period information, the signature information, and the card provided by each of the plurality of customers, And card identification information that can be displayed on the display unit.

In this case, the payment terminal device 200 may include the received card-related information in the merchant identification information and the payment amount information of the selected customer, and may transmit the card-related information to the payment relay server 600 (S107).

Then, the payment relay server 600 can determine the payment card information using the received card-related information (S108). Here, the payment card information is information required when requesting payment approval to the card company server 700, and may be different according to the examination policy of each of a plurality of card companies for a payment approval request. For example, the payment card information may be a combination of card name information, card number information, and card validity period information.

Then, the payment relay server 600 may generate a payment approval request including the merchant identification information, the payment amount information, and the determined payment card information, and may transmit the payment approval request to the card issuer server 700 (S109).

In this case, the card issuer server 700 reviews the received payment approval request and provides a response to the payment approval request to the payment relay server 600 (S110). The payment relay server 600 may provide a response to the payment approval request to the payment terminal 200 and / or the mobile terminal 100 (S111).

According to the above-described overall operation of the present invention, a customer who visits a merchant shop and purchases a merchandise may complete the settlement without the need for a preliminary settlement such as withdrawing the real card from the purse or withdrawing the mobile terminal device from the pocket And when the payment is completed, the customer can leave the merchant together with the purchased product.

Meanwhile, the short range wireless communication between the short range wireless communication apparatus 300 and the mobile terminal apparatus 100 may be a Bluetooth low energy (BLE) communication. Bluetooth low energy is a wireless communication protocol used to transmit messages to low energy, and the BLE specification is defined in Volume 6 of the Bluetooth Specification.

This Bluetooth low energy operates at 2.4GHz ISM band (2400-2483.5MHz), which is a short wavelength wireless transmission frequency, and uses 40 RF channels of 2MHz in that range. In addition, Bluetooth low energy can use a radio technology called a frequency-hopping spread spectrum in which the data to be transmitted is chopped and the chunk transferred over the other channels.

In addition, the Bluetooth low energy transmission can have a transmission range of approximately 50 m, a data rate of 1 Mb / s, and a power consumption of 1% to 50% compared to conventional Bluetooth.

However, the short-range wireless communication between the short-range wireless communication apparatus 300 and the mobile terminal apparatus 100 may be realized by short-range wireless communication instead of low-energy such as Wi-Fi.

Hereinafter, the payment terminal device 200, the short-range wireless communication device 300, the mobile terminal device 100, and the payment relay server 600 that perform the above-described operations will be described in more detail.

4 is a block diagram illustrating a payment terminal according to an embodiment of the present invention. 4, the payment terminal 200 includes all or a part of a storage unit 210, a display unit 220, an input unit 230, a second communication unit 240, and a control unit 260.

The storage unit 210 stores various data and applications necessary for the operation of the settlement terminal apparatus 200. In particular, when the customer identification information and the distance-related information for each of the plurality of mobile terminal devices 100 are received from the short-range wireless communication device 300, the storage unit 210 determines the distance information based on the distance-related information , The received information may be mapped to the distance information and stored.

Here, the distance-related information is based on signal size information (RSSI: Signal Strength Indicator) and signal size information required for calculating the distance information between each of the mobile terminal devices 100 of a plurality of customers and the local area wireless communication device 300 And may include at least one of the calculated distance information.

The distance information may be determined in various manners by the operation of the control unit 260. [ For example, the short range wireless communication apparatus 300 receiving signals transmitted from each of the plurality of mobile terminal apparatuses 100 may transmit the size information of the received signals to the payment terminal apparatus 200, and in this case, the controller 260 May determine the distance information between each of the plurality of mobile terminal devices 100 and the short-range wireless communication device 300 based on the signal size information.

As another example, the short-range wireless communication apparatus 300 may receive signals transmitted from each of the plurality of mobile terminal apparatuses 100, and may perform short-range wireless communication with each of the plurality of mobile terminal apparatuses 100 based on the size information of the received signals. The distance between the apparatuses 300 can be calculated and the calculated distance information can be transmitted to the payment terminal apparatus 200. [ In this case, the controller 260 can determine the distance between each of the plurality of mobile terminal devices 100 and the short-range wireless communication device 300 using the received distance information.

As another example, a plurality of mobile terminal apparatuses 100 receiving signals transmitted from the short-range wireless communication apparatus 300 may transmit the received signal size information to the short-range wireless communication apparatus 300. In this case, The communication device 300 may transmit the received signal size information or the distance information calculated based on the received signal size information to the payment terminal device 100. [ Accordingly, the controller 260 can determine distance information between each of the plurality of mobile terminal devices 100 and the short-range wireless communication device 300.

As another example, a plurality of mobile terminal apparatuses 100 receiving a signal transmitted from the short-range wireless communication apparatus 300 may transmit the calculated distance information to the short-range wireless communication apparatus 300 based on the received signal size information In this case, the short-range wireless communication apparatus 300 can transmit the received distance information to the payment terminal apparatus 100. [ Accordingly, the controller 260 can determine distance information between each of the plurality of mobile terminal devices 100 and the short-range wireless communication device 300.

The settlement terminal device 200 can receive customer identification information, distance-related information, and address information for each of the plurality of mobile terminal devices 100 from the short-range wireless communication device 300. In this case, Can be mapped to distance information and stored as shown in Table 1 below.

Here, the address information may be a public address such as the MAC address of the mobile terminal device 100 or an arbitrary address randomly formed in the mobile terminal device 100. The address information may be transmitted to the local area wireless communication apparatus 300 according to the local area wireless communication of the mobile terminal apparatus 100 and the local area wireless communication apparatus 300 and the payment terminal apparatus 200 may be connected to the local area wireless communication apparatus 300 As shown in Fig.

Customer identification information (if your mobile phone has 4 digits) Address information (for public addresses) Street Information 1626 MAC address 1 30cm 6542 MAC address 2 1m

The distance information may be a distance between the short range wireless communication device 300 performing short range wireless communication and each of a plurality of mobile terminal devices 100 located at a predetermined distance therefrom. This will be described in detail with reference to FIG.

Referring to FIG. 5, the short-range wireless communication apparatus 300 may form a communication range 1100 of a predetermined distance around the short-range wireless communication apparatus 300. In this case, the mobile terminal devices 100-1, 100-2, and 100-3 located in the coverage area 1100 can perform short-range wireless communication with the short-range wireless communication device 300. [

Here, the distance information between the short range wireless communication apparatus 300 and the first client's mobile terminal apparatus 100-1 may be d1, and the distance wireless communication apparatus 300 and the second client's mobile terminal apparatus 100-2 May be d2, and the distance information between the short range wireless communication apparatus 300 and the third client's mobile terminal apparatus 100-3 may be d3.

Meanwhile, in the actual use environment, the short-range wireless communication device 300 is connected to the payment terminal 200 by being externally connected or embedded in the payment terminal 200, and the distance information is roughly stored in the payment terminal 200, And a plurality of mobile terminal devices 100, respectively. Or distance information may be roughly interpreted as the distance between the cashier operating the payment terminal device 200 and the customer for each of the plurality of mobile terminal devices 100. [

The distance information may be determined in various manners by the operation of the control unit 260. [ For example, the short range wireless communication apparatus 300 may include the received signal strength indicator (RSSI) received from each of the plurality of mobile terminal apparatuses 100. In this case, The mobile terminal device 250 can determine the distance between each of the plurality of mobile terminal devices 100 and the short-range wireless communication device 300 based on the signal size information.

As another example, the distance-related information may be information indicating that the short range wireless communication apparatus 300 that receives the signals transmitted from each of the plurality of mobile terminal apparatuses 100 has a plurality of mobile stations (hereinafter, referred to as mobile stations) 100 based on Received Signal Strength Indicator The distance between each of the terminal devices 100 and the short range wireless communication device 300 can be calculated and the calculated distance information can be transmitted to the payment terminal device 200. [ In this case, the controller 260 can determine the distance between each of the plurality of mobile terminal devices 100 and the short-range wireless communication device 300 using the received distance information.

As another example, each of the plurality of mobile terminal apparatuses 100 may transmit information to the short-range wireless communication apparatus 300 including the size information of the signal received from the short-range wireless communication apparatus 300, The signal size information can be directly transmitted or the distance information can be calculated and transmitted to the payment terminal device 200.

As another example, each of the plurality of mobile terminal devices 100 may calculate the distance information based on the size information of the signal received from the short range wireless communication device 300, and transmit the calculated distance information to the short range wireless communication device 300 In this case, the short-range wireless communication apparatus can transmit the distance information to the payment terminal apparatus 200. [

In addition, the storage unit 210 may store merchant identification information, payment amount information for a product purchased by the customer, and card-related information for payment by the customer. Here, the franchise identification information may be information such as a franchise ID that can identify each of a plurality of franchisees. Also, the payment amount information may be stored according to the scan operation of the cashier for the product purchased by the customer, as information on the amount of money the customer pays for the product purchased by the customer. The card-related information is transmitted to the short-range wireless communication apparatus 300 using the short-range wireless communication, and the short-range wireless communication apparatus 300 ) To the payment terminal apparatus 200, as shown in Fig.

Herein, the storage unit 210 may be implemented as a random access memory (RAM), a flash memory, a ROM (Read Only Memory), an EPROM (Erasable Programmable ROM), an EEPROM (Electronically Erasable and Programmable ROM) Card, or the like, as well as a detachable type storage device such as a USB memory.

The display unit 220 functions to display a screen. In particular, the display unit 220 may sort the received customer identification information in the order of distance. This will be described in detail with reference to FIG.

Referring to FIG. 6A, the display unit 220 classifies the customer's identification information for each of the plurality of mobile terminal devices 100 located within a predetermined distance from the payment terminal and waiting for payment, in the order of distances So that it can be displayed sequentially. Here, the order of the customer identification information displayed on the display unit 220 may correspond to a payment order of a plurality of customers who are standing in line in front of the payment terminal 200 and waiting for their payment order.

That is, as shown in FIG. 6, the identification information 1200-1 for the first customer, which is located nearest to the payment terminal 200 and is to be settled in the first order, may be displayed at the top.

Also, the identification information 1200-2 for the second customer who is located behind the first customer and to perform settlement in the second order may be displayed under the identification information of the first customer.

In addition, the identification information 1200-3 for the third customer located within a predetermined distance from the payment terminal and performing settlement last can be displayed at the bottom.

In this case, the cashier confirms the display unit 220 to determine how many customers are waiting for settlement near the settlement terminal device, which one of a plurality of customers waiting for settlement should proceed payment, You can see what customer identification information is for the billing verification process you'll be performing before.

On the other hand, the cashier can perform the settlement confirmation process using the customer identification information displayed on the display unit 220 every time the settlement order of each of the plurality of customers reaches. That is, after confirming the order of the customer identification information displayed on the screen, the cashier can perform the payment confirmation process by confirming the customer identification information to the customer before proceeding to settlement of the customer who has reached the payment order.

For example, when the customer identification information is mobile phone number information, when the payment order of the first customer is reached, the cashier inquires of the first customer whether the mobile phone number information of the displayed first customer matches the mobile phone number information of the first customer If so, it can inform the first customer that the customer identification information is consistent, and if not, inform the first customer that the customer identification information is inconsistent.

On the other hand, when the payment confirmation of the customer whose settlement order has been reached is completed, the cashier CASHIER selects the identification information of the customer whose payment has been confirmed among the plurality of customer identification information displayed on the display unit 220 as shown in FIG. (1200-4), and can select the settlement request 1200-5. In addition, when the settlement amount during the payment in progress according to the settlement request 1200-5 is erroneously settled or the customer requests cancellation of the settlement, the cashier may identify the customer in progress among the plurality of customer identification information displayed on the display unit 220 You can select the information and choose to cancel the payment. In addition, if the customer identification information of the customer whose settlement order is reached does not match, the payment confirmation process can be performed in order to check whether the customer identification information is correct. Also, the customer identification information desired to be deleted among the plurality of customer identification information displayed on the display unit 220 can be selected on the display unit 220 by selecting the identification information of the customer to be deleted and selecting the deletion. In this case, the input unit 230 may receive the selection input of the cashier.

Also, the display unit 220 may display the determined distance information in association with each of the displayed customer identification information. This will be described in detail with reference to FIG. That is, when the screen is displayed as shown in FIG. 6, the cashier performs a settlement checking process to the customers waiting for settlement in the order of the customer identification information displayed on the display unit 220 screen. However, in this case, the cashier can not know how far away from the payment terminal 300 the plural customers are located.

Accordingly, the display unit 220 according to an embodiment of the present invention can display the determined distance information 1300 in association with each of the displayed customer identification information. In this case, the cashier can know exactly how many customers are located at the distance from the settlement terminal 300, and can more easily perform the settlement process.

For example, a first customer who is located nearest to the settlement terminal device 200 (at a distance of about 1 meter from the settlement terminal device 200) and performs settlement in the first order may have a mobile terminal device without a short- And the second customer who performs settlement in the second order with a location behind the first customer (distance from the settlement terminal is about 2 m) includes a mobile terminal device having a short-range wireless communication function, the display unit 220 The customer identification information for the second customer can be displayed at the top and the distance information 1300-1 can be displayed. In this case, the cashier who has confirmed the distance information can recognize that the first customer has a mobile terminal device having no short-range wireless communication function, and can provide the first customer with a real card for payment You can proceed with the payment.

As another example, if two people visit a merchant together to purchase a commodity and one person pays the amount, two customers can be located at the same distance from the settlement terminal 300 and wait for payment. In this case, the display unit 220 may display the customer identification information for two customers together with the distance information 1300-2, and the cashier who confirmed the distance information inquires of the two parties who will proceed the payment , The payment confirmation process can be performed using the customer identification information to the customer who is going to settle.

Here, the display unit 220 may be a liquid crystal display, a thin film transistor-liquid crystal display, an organic light-emitting diode, a flexible display, A display (3D display), a transparent display, a head up display (HUD), a head mounted display (HMD), and a prism projection display.

The input unit 230 receives a user input for operating the settlement terminal apparatus 200. In particular, the input unit 230 may receive a user input selected by one of the plurality of customer identification information displayed on the display unit 220.

Here, the input unit 230 may include various types of buttons, a touch sensor that receives a touch input to the display unit 220, a proximity sensor that receives motion that is not directly connected to the surface of the display unit 220, And a microphone for receiving the microphone. However, the present invention is not limited thereto and may be implemented in any form capable of receiving user input.

The second communication unit 240 can perform communication between the payment terminal 200 and another apparatus. Particularly, the second communication unit 240 can communicate with the short-range wireless communication apparatus 300, the affiliate shop management server 500, and the payment relay server 600 connected to the settlement terminal apparatus 200. For example, when the identification information of the customer to be settled among the plurality of customer identification information displayed on the screen as shown in FIG. 6 (b) is selected (1200-4) and the payment request 1200-5 is selected, The mobile terminal device 240 may transmit the mobile terminal device address information of the selected customer for requesting the card related information to the selected mobile terminal device 100 to the local wireless communication device 300. In this case, when the card-related information is transmitted from the short-range wireless communication apparatus 300 to the short-range wireless communication apparatus 300 using the short-range wireless communication in the mobile terminal apparatus 100 of the selected customer according to the request, It is possible to receive the card-related information.

The second communication unit 240 includes a wired / wireless communication module for wirelessly or wiredly communicating with a local area network (LAN) and an Internet network, a USB interface module for communicating via a USB (Universal Serial Bus) , A NFC (Near Field Communication), a Wi-Fi (Wi-Fi) communication module for accessing and communicating with a mobile communication network according to a variety of mobile communication standards such as 3G, 3G, 3GPP, LTE (Long Term Evolution) And a short range communication module for communicating via a short distance wireless communication method such as a wireless LAN.

Thus, according to an embodiment of the present invention, the short range wireless communication device 300 and the payment terminal device 200 can externally connect through the USB interface module to perform communication.

Meanwhile, the payment terminal device 200 according to an embodiment of the present invention may further include a first communication unit 250 for short-range wireless communication as shown in FIG. Here, the first communication unit 250 may be implemented as a short-range wireless communication chip (short-range wireless communication module) built in the payment terminal 200 and performing a Bluetooth low-energy communication function.

In this case, the payment terminal device 200 can perform a short-range wireless communication function without the short-range wireless communication device 300 connected externally. For example, when identification information of a customer to be paid out among a plurality of customer identification information displayed on the screen as shown in FIG. 6 (b) is selected (1200-4) and the payment request 1200-5 is selected, The controller 250 may perform short-range wireless communication using the address information of the selected customer's mobile terminal 100 to receive card-related information from the selected mobile terminal 100 of the customer.

The control unit 260 controls all or a part of the storage unit 210, the display unit 220, the input unit 230, the first communication unit 250, and the second communication unit 240, Can be controlled.

Hereinafter, a method of controlling the payment terminal device 200 according to an embodiment of the present invention will be described in detail with reference to FIG.

9, when the local wireless communication apparatus 300 is connected to the mobile terminal apparatus 100 of a plurality of customers located at a predetermined distance from the local wireless communication apparatus 300 according to local area wireless communication of the local area wireless communication apparatus 300, (Step S201). The mobile terminal device may receive the customer identification information and the distance-related information for each of the plurality of mobile terminal devices. Here, the step S201 may further receive address information for each of the plurality of mobile terminal devices 100.

Then, the distance information between each of the plurality of mobile terminal devices and the short-range wireless communication device can be determined based on the received distance-related information (S202).

Then, the distance information may be mapped to the received customer identification information and stored (S203).

Then, the received customer identification information can be classified and displayed in the distance order (S204). Here, the step of displaying (S204) can display each of the customer identification information in association with the distance information. Here, the storing step S204 may map the distance information to the customer identification information and the address information and store the distance information.

In addition, a user input for selecting one of the displayed customer identification information may be received (S205).

In this case, the wireless communication device 300 may transmit a payment proceeding request for requesting the card-related information to the mobile terminal device 100 corresponding to the selected customer identification information (S206). Here, the payment proceeding request may include at least one of the customer identification information for the selected customer and the address information of the selected mobile terminal 100 of the customer.

When the short range wireless communication apparatus 300 receives the card related information in accordance with the short distance wireless communication between the mobile terminal apparatus 100 of the selected customer and the short range wireless communication apparatus 300, Information (S207).

The card-related information may be included in the merchant identification information and the payment amount information of the selected customer, and may be transmitted to the payment relay server 600 (S208).

10 is a block diagram illustrating a local area wireless communication apparatus according to an embodiment of the present invention. Referring to FIG. 10, a short range wireless communication apparatus 300 includes all or a part of a storage unit 310, a first communication unit 320, a second communication unit 330, and a control unit 340.

The storage unit 310 stores various data and applications necessary for the operation of the short-range wireless communication device 300. [ In particular, the storage unit 310 stores information transmitted and received in accordance with short-range wireless communication between the plurality of mobile terminal devices 100 and the short-range wireless communication apparatus 300, communication between the payment terminal apparatus 200 and the short-range wireless communication apparatus 300 The information transmitted and received can be stored. For example, the storage unit 310 may store the customer identification information and the address information transmitted from each of the plurality of mobile terminal devices 100 in accordance with short-distance wireless communication between the plurality of mobile terminal devices 100 and the short- Can be stored.

Also, the storage unit 310 may store the distance-related information. For example, the storage unit 310 stores the size information (RSSI: Received Signal Strength Indicator) received from each of the plurality of mobile terminal devices 100 and received by the short range wireless communication apparatus 300 or the operation of the controller 340 It is possible to store distance information between each of the plurality of mobile terminal devices 100 and the short range wireless communication device 300 calculated based on signal size information.

Herein, the storage unit 310 may be implemented as a random access memory (RAM), a flash memory, a ROM (Read Only Memory), an EPROM (Erasable Programmable ROM), an EEPROM (Electronically Erasable and Programmable ROM) Card, or the like, as well as a detachable type storage device such as a USB memory.

Meanwhile, the short-range wireless communication apparatus 300 according to an exemplary embodiment of the present invention may further include a first communication unit 320 for short-range wireless communication.

Accordingly, the short-range wireless communication apparatus 300 performs short-range wireless communication with a plurality of customers' mobile terminal apparatuses 100 located at a predetermined distance and awaiting settlement, Information and address information of the mobile terminal device. The short-range wireless communication apparatus 300 performs short-range wireless communication with the mobile terminal apparatus 100 of the first client which has reached the settlement order and proceeds to settle the card-related information to the mobile terminal apparatus 100 of the first customer. Lt; / RTI &gt;

Here, the first communication unit 320 may be implemented as a short-range wireless communication chip (short-range wireless communication module) embedded in the short-range wireless communication apparatus 300 and performing a Bluetooth low-energy communication function.

In addition, the second communication unit 330 may perform a communication function other than the communication function provided by the first communication unit 320. [ In particular, the second communication unit 330 transmits information received from each of the plurality of mobile terminal devices 100 to the payment terminal device 200 through the first communication unit 320, or transmits information from the payment terminal device 200 . In addition, the second communication unit 330 may receive a payment proceeding request from the payment terminal 200 for requesting the card-related information to the mobile terminal 100 of the customer to proceed payment.

Here, the second communication unit 330 includes a wired / wireless communication module for wirelessly or wiredly communicating with a local area network (LAN) and an Internet network, a USB interface module for communicating via a USB (Universal Serial Bus) , A NFC (Near Field Communication), a Wi-Fi (Wi-Fi) communication module for accessing and communicating with a mobile communication network according to a variety of mobile communication standards such as 3G, 3G, 3GPP, LTE (Long Term Evolution) And a short range communication module for communicating via a short distance wireless communication method such as a wireless LAN.

Thus, according to an embodiment of the present invention, the short range wireless communication device 300 and the payment terminal device 200 can externally connect through the USB interface module to perform communication.

The control unit 340 may control the entire operation of the short-range wireless communication device 300 by controlling all or a part of the storage unit 310, the first communication unit 320, and the second communication unit 330.

Hereinafter, a control method of the short-range wireless communication apparatus 300 according to an embodiment of the present invention will be described in detail with reference to FIG. 11, first, in accordance with a short distance wireless communication with a mobile terminal device 100 of a plurality of customers located at a predetermined distance from the near field wireless communication device 300 and waiting for payment, The address information of the mobile terminal device can be received (S301).

Then, the received customer identification information and the distance-related information for each of the plurality of mobile terminal devices 100 can be transmitted to the payment terminal 200 (S302). Here, the transmitting step S302 may further transmit the address information of the mobile terminal device 100 to each of the plurality of customers.

Meanwhile, if the customer to be settled is determined, the payment terminal 200 can receive a payment proceeding request for requesting the card-related information from the selected mobile terminal 100 of the selected customer (S303). Here, the payment proceeding request may include at least one of the mobile terminal device 100 address information and the customer identification information.

In this case, the short-range wireless communication device 300 may perform short-range wireless communication with the customer's mobile terminal device 100 corresponding to the selected customer identification information to receive the card-related information for proceeding with the payment (S304). For example, when the settlement request includes the mobile terminal 100 address information, the short range wireless communication apparatus 100 forms a short range wireless communication channel using the address information of the received mobile terminal 100, The card-related information can be received by the channel. In other words, when the settlement request includes the customer identification information, the short range wireless communication apparatus 100 detects the address information of the mobile terminal apparatus 100 in the storage unit 310 based on the received customer identification information, The short-range wireless communication channel can be formed using the address information of the mobile terminal device 100, and the card-related information can be received through the formed channel.

Then, the received card-related information can be transmitted to the payment terminal device 200 (S305).

12 is a block diagram illustrating a mobile terminal device according to an embodiment of the present invention. 12, the mobile terminal device 100 includes a storage unit 110, a display unit 120, an input unit 130, a first communication unit 140, a second communication unit 150, a sensor unit 160, And includes all or a part of the control unit 170. [

Here, the sensor unit 160 may sense various information required for the mobile terminal device 100. The sensor unit 160 includes a geomagnetism sensor for sensing a rotation state and a moving direction of the mobile terminal device 100, an acceleration sensor for detecting acceleration and acceleration directions at the time of motion generation, a Coriolis A gyro sensor that detects the angular velocity by measuring the force of the mobile terminal device 100, a grip sensor that is disposed at a rim or a handle of the mobile terminal device 100 to sense a grip of a user, and the like. Accordingly, for example, when the customer having the mobile terminal device 100 moves toward the payment terminal device for settlement, or moves in a line state, the sensor unit 160 may detect the movement of the mobile terminal device 100 ) Is in a moving state.

In addition, the first communication unit 140 may perform a short-range wireless communication function of the mobile terminal device 100. Accordingly, when the customer is located at a predetermined distance from the short-range wireless communication apparatus 300 connected to the payment terminal 200 for settlement, the mobile terminal apparatus 100 transmits the short- And may transmit the customer identification information and the address information of the mobile terminal device to the short-range wireless communication device 300. [ When the mobile terminal device 100 arrives at a predetermined distance from the short-range wireless communication device 300 connected to the payment terminal device 200 and proceeds to the settlement process, the mobile terminal device 100 transmits the short- The card-related information can be transmitted. In addition, the first communication unit 140 can transmit the distance-related information to the short-range wireless communication apparatus 300 through short-range wireless communication with the short-range wireless communication apparatus 300. [ For example, when a signal transmitted from the short-range wireless communication device 300 is received, the first communication unit 140 transmits the calculated distance information based on the received signal size information or the received signal size information to the short- ).

The first communication unit 140 may be implemented as a Bluetooth low energy communication module for short range wireless communication and the Bluetooth low energy communication module may be implemented as a dongle or a mobile terminal unit 100 may be implemented with a Bluetooth low energy communication chip installed inside the Bluetooth wireless communication chip.

The second communication unit 150 may perform other communication functions of the mobile terminal 100 except for the communication functions supported by the first communication unit 140. Here, , A short range wireless communication module, a GPS module, a wireless communication module, a wired communication module, a mobile communication module, and the like. Herein, the short-range wireless communication module may include a module for performing communication with an external device located at a short distance according to a short-range wireless communication method such as NFC (Near Field Communication), ZigBee method, WiFi, The wired / wireless communication module may be a module that is connected to an external network and performs communication according to a wired / wireless communication protocol. The mobile communication module may be a module for performing communication by accessing a mobile communication network according to various mobile communication standards such as 3G (3rd Generation), 3rd Generation Partnership Project (3GPP), LTE (Long Term Evolution)

Meanwhile, the storage unit 110 stores various data and applications necessary for the operation of the mobile terminal device 100. In particular, the storage unit 110 stores the customer ID, the resident registration number information of the customer, the mobile phone number information of the customer (for example, four digits after the mobile phone number), the name information of the customer, The customer identification information that can identify each of the plurality of customers waiting for settlement, such as the one-time authentication number entered in the purchase confirmation screen.

In addition, the storage unit 110 may store card-related information for the settlement process. Here, the card-related information includes card name information, card number information, PIN (Personal Identification Number) information, signature information, card validity period information, and a card provided by each of a plurality of customers And card identification information that can identify the card. Here, the card identification information may be, for example, a customer ID that allows the customer to identify his or her card registered in the payment relay server with a card registered by another customer in the payment relay server.

Accordingly, according to an embodiment of the present invention, the second communication unit 150 of the mobile terminal device 100 of the customer who has reached the settlement proceeding order receives the card name information, the card number information, the PIN (Personal Identification Number) information, card valid period information, and the like, to the payment relay server 600. [

Alternatively, according to another embodiment of the present invention, the second communication unit 150 of the mobile terminal device 100 of the customer who has reached the settlement process order may transmit the card identification information that does not include the card information for the card To the payment relay server 600. In this case, the security issue due to the transmission of the card information can be further strengthened.

Herein, the storage unit 110 may be implemented as a random access memory (RAM), a flash memory, a ROM, an erasable programmable ROM (EPROM), an electrically erasable and programmable ROM (EEPROM), a register, a hard disk, Card, a Universal Subscriber Identity Module (USIM), or the like, as well as a detachable type storage device such as a USB memory.

The display unit 120 functions to display a screen. In particular, the display unit 120 may display a screen for card selection. For example, when there are a plurality of cards previously stored in the mobile terminal device 100, a screen for selecting a card to be used for the current payment among a plurality of cards, or a screen for selecting a primary card Screen can be displayed. If one of the cards stored in the mobile terminal device 100 is selected, the second communication unit 150 may transmit the card-related information corresponding to the selected card to the payment relay server 600. [

On the other hand, when a plurality of cards corresponding to the card identification information of the customer are registered in the payment relay server 600, the mobile terminal device 100 is used in cooperation with the payment relay server 600 and used for the current payment among the plurality of cards A screen for selecting a card or a screen for selecting a primary card to be used for each settlement time among a plurality of cards can be displayed.

The display unit 120 may be a liquid crystal display, a thin film transistor-liquid crystal display, an organic light-emitting diode, a flexible display, A display (3D display), a transparent display, a head up display (HUD), a head mounted display (HMD), and a prism projection display.

The input unit 130 receives a user input for operating the mobile terminal device 100. Here, the input unit 130 may include various types of buttons, a touch sensor that receives a touch input to the display unit 120, a proximity sensor that receives motion that is not directly connected to the surface of the display unit 120, And a microphone for receiving the microphone. However, the present invention is not limited thereto and may be implemented in any form capable of receiving user input.

The control unit 170 may control all or a part of the storage unit 110, the display unit 120, the input unit 130, the first communication unit 140, the second communication unit 150, and the sensor unit 160 .

Hereinafter, a method of controlling the mobile terminal device 100 according to an embodiment of the present invention will be described in detail with reference to FIG. 13, the customer's mobile terminal device 100 may be located at a predetermined distance from the short-range wireless communication device 300 connected to the payment terminal 200 for payment (S401).

In this case, the mobile terminal device 100 may transmit the customer identification information and the address information of the mobile terminal device to the short-range wireless communication device 300 through short-range wireless communication (S402).

Meanwhile, when the customer of the mobile terminal device 100 reaches the order of payment, the card-related information can be transmitted to the short-range wireless communication device 300 connected to the payment terminal 200 using the short-distance wireless communication (S403 ).

14 is a block diagram illustrating a payment relay server according to an embodiment of the present invention. 14, the payment relay server 600 includes all or a part of the communication unit 610, the storage unit 620, and the control unit 630. [

The communication unit 610 can perform communication between the settlement relay server and another apparatus. Accordingly, the communication unit 610 can receive the merchant identification information, the payment amount information, and the card-related information for the payment progress from the payment terminal device 200. [

Here, the communication unit 610 may include a wired / wireless communication module for wirelessly or wiredly communicating with a local area network (LAN) and an Internet network, a USB interface module for communicating via a USB (Universal Serial Bus) NFC (Near Field Communication), Wi-Fi (Wi-Fi), and the like which are connected to a mobile communication network according to various mobile communication standards such as 3rd Generation Partnership Project (3GPP), Long Term Evolution And a short range communication module that communicates through the same short range wireless communication method.

The storage unit 620 stores various data and applications necessary for the operation of the payment relay server 600. [ In particular, the storage unit 620 may store at least one of the card name information, the card number information, the PIN (Personal Identification Number) information, the card validity period information, and the signature information to match the card identification information as shown in Table 2 below .

Card identification information (if customer ID) Card name information Card number information Card validity information (month / year) ABC12 Shinhan Card 1234-1234-1234-1234 10/17 DDE34 Hyundai Card 3456-3456-3456-3456 12/18

Herein, the storage unit 620 may be a RAM (Random Access Memory), a flash memory, a ROM (Read Only Memory), an EPROM (Erasable Programmable ROM), an EEPROM (Electronically Erasable and Programmable ROM) Card, or the like, as well as a detachable type storage device such as a USB memory.

The storage unit 620 may be implemented in the payment relay server 600 or in the form of an external database connected to the payment relay server 600.

The control unit 630 controls the overall operation of the settlement relay server 600. Specifically, the control unit 630 can control all or a part of the communication unit 610 and the storage unit 620.

In particular, the control unit 630 determines payment card information using the received card-related information, generates a payment approval request including the merchant identification information, the payment amount information, and the payment card information, The communication unit 610 can be controlled. Here, the payment card information is information required when requesting payment approval to the card company server 700, and may be different according to the examination policy of each of a plurality of card companies for a payment approval request.

For example, payment card information including at least one of card name information, card number information, PIN (Personal Identification Number) information, card validity period information, and signature information received from the payment terminal 200 can be determined.

As another example, the card identification information received from the payment terminal device 200 is applied to Table 2 to detect card name information, card number information, PIN (Personal Identification Number) information, card validity period information, and signature information, And can determine the payment card information including at least one of the detected information.

If a response to the payment approval request is received from the card issuer server 700 through the communication unit 610, the control unit 630 transmits a response to at least one of the mobile terminal apparatus 100 and the payment terminal apparatus 200 It is possible to control the communication unit 610 so as to transmit it to one of them.

15 is a flowchart illustrating a method of controlling a payment relay server according to an embodiment of the present invention. Referring to FIG. 15, the merchant identification information, the payment amount information of the customer, and the card related information for the payment progress of the customer can be received from the payment terminal device 200 (S501).

Then, the payment card information is determined using the received card-related information, and a payment approval request including the merchant identification information, the payment amount information, and the determined payment card information is generated and transmitted to the card issuer server 700 (S502).

If a response to the payment approval request is received from the card issuer server 700, the response may be transmitted to at least one of the mobile terminal device 100 and the payment terminal device 200 that has performed the payment (S503).

Hereinafter, with reference to FIG. 16 to FIG. 20, a description will be made of a short-range wireless communication between a plurality of mobile terminal devices 100 and a short-range wireless communication device according to an embodiment of the present invention do.

16 is a diagram illustrating a link layer state of short-range wireless communication according to an embodiment of the present invention. Referring to FIG. 16, the short-range wireless communication includes a link state of a link state of a standby state, an advertising state, a scanning state, an initiating state, layer state.

The standby state may be a state in which packets are not transmitted and received and may be ready for entry in both an advertisement state, a scanning state, a start state, and a connection state.

An advertising state may be a state of broadcasting advertising channel packets and optionally listening to and responding to a response triggered from the ad channel packet. Here, the advertisement state can be entered in the idle state, and the device in the advertisement state can be referred to as an advertiser.

A scanning state may be a state in which an advertisement channel packet is received from an advertiser, a scanning state may be entered in a waiting state, and a device in a scanning state may be referred to as a scanner.

The initiating state can be entered in a waiting state, with the advertising channel packet being received from the specific device and in response to the ad channel packet to initiate the connection with the other device, May be referred to as an initiator.

The connection state can enter the advertisement state and the start state, and the device that enters the connection state from the start state performs the role of master, and the device that enters the connection state in the advertisement state is the slave ) Can play the role of.

Here, the short-range wireless communication apparatus 300 may be implemented to be capable of only the above-described advertising state in order to achieve optimum low-energy. In this case, the short-range wireless communication device 300 may broadcast advertising channel packets.

However, the present invention is not limited to this, and the short-range wireless communication apparatus 300 may be implemented to be capable of at least one of the above-described plurality of states. For example, the short-range wireless communication device 300 may be implemented to be capable of initiating state. In this case, the short-range wireless communication device 300 may connect to each of a plurality of mobile terminal devices capable of short- And can transmit and receive data channel packets.

In the short-range wireless communication, 40 RF channels can be allocated to two physical channels including an advertisement channel and a data channel. Here, the ad physical channel can use three RF channels to discover devices, initiate connections, and broadcast data. Also, the data physical channel can use up to 37 RF channels to communicate with connected devices.

The link layer of the short-range wireless communication may have one packet format 410 to be used for advertising channel packets and data channel packets. Hereinafter, with reference to FIG. 16, the format of an advertisement channel packet broadcasted through an advertisement channel will be described in detail.

17 is a diagram illustrating an example of an advertisement channel packet format according to an embodiment of the present invention. 17, each packet includes four fields: a preamble field 412, an access address field 414, a protocol data unit (PDU) field 416, and a cyclic redundancy check (CRC) field 418 &lt; / RTI &gt;

When a packet is transmitted on an ad physical channel, the PDU 416 may be referred to as an ad channel PDU, and the PDU 416 may be referred to as a data channel PDU when the packet is transmitted on the data physical channel.

The advertisement channel PDU 416 may include a 16-bit header 420 and a variable size payload 430. The PDU type field 421 included in the header 420 of the advertisement channel PDU 416 may indicate the PDU type. Here, the current PDU type is seven, which will be described later.

The length field 425 may refer to the length of the payload 430. Here, the variable range of the length field 425 may be 6 to 37 octets. The RFU field 422, the TxAdd field 423, the RxAdd field 424, and the RFU field 426 may be further included.

PDU types of the PDU type field 421 included in the header 420 of the advertisement channel PDU 416 may be used in specific events as described below.

'ADV_IND' is connectable and can be used for an advertisement event that does not specify a receiving device, 'ADV_DIRECT_IND' is connectable, the receiving device can be used for a specific advertisement event, 'ADV_NONCONN_IND' is not connectable, &Quot; ADV_SCAN_IND &quot; can be used for an advertisement event that is scanable and does not specify a receiving device.

These PDU types may be transmitted through the link layer in an advertising state.

Here, the PDU type of each of ADV_IND, ADV_NONCONN_IND, and ADV_SCAN_IND may indicate that the broadcast is not specifying the receiving apparatus. Thus, it can be received by any device located in the transmission range of the transmission device.

The ADV_IND type can also be used to establish a connection with at least one receiving device. However, the ADV_NONCONN_IND type can be used to perform non-connectable or one-way communication with at least one receiving apparatus. On the other hand, the ADV_SCAN_IND type can be used to perform a SCAN_REQ-capable communication in at least one receiving apparatus.

Here, the payload 430 of both ADV_IND, ADV_NONCONN_IND, and ADV_SCAN_IND may be the same. Payload 430 AdvA field 432 and AdvData field 434. AdvA field 432 may include an advertiser's public or random address.

AdvData field 434 may include advertising data at the advertiser's host. In one example, if the short-range wireless communication device 300 is an advertiser, the advertisement data may be referred to as an advertisement message, and the advertisement message may be defined by a format of the advertisement message that can be transmitted in a near field wireless communication protocol. Here, the advertisement message format may require a minimum amount of data to conserve low energy, or may include as many advertisement messages as possible in each packet. In another embodiment, the advertising message format may allow variable length or variable size of the advertising message depending on the purpose of the advertising message or the type of broadcasting message. For example, some advertising messages may be short between 2 or 8 bits, and may have as large a size as needed in a communication protocol if many octets are needed.

This advertisement message may be formatted to be included in the AdvData field 434 of the payload 430 of the PDU 416 of the ad channel packet 410. In one example, AdvData field 434, as shown, may include advertising messages 0 through 31 octets. Accordingly, the advertisement message in the AdvData field 434 may include the data in the range, and data exceeding the range may be separately transmitted to the other advertisement channel packet 410.

In addition, a plurality of advertisement messages may be included in the AdvData field 434 of one advertisement channel packet 410. For example, the advertisement message 1, the advertisement message 2, ..., the advertisement message N may be included in the AdvData field 434 of one advertisement channel packet 410.

On the other hand, the ADV_DIRECT_IND type may indicate that the receiving apparatus is a specific broadcast. Here, the payload 430 of ADV_DIRECT_IND may be composed of an AdvA field and an InitA field. The AdvA field may include the advertiser's public or random address and may include the public or random address of the InitA field initiator.

The PDU types of the advertisement channel PDU 416 may further include the following types.

'SCAN_REQ' may be transmitted in the link layer of the scanning state and received in the link layer of the advertisement state, 'SCAN_RSP' may be transmitted in the link layer of the advertisement state and received at the link layer of the scanning state, and 'CONNECT_REQ' May be sent at the link layer in the initial state and received at the link layer in the advertisement state.

The SCAN_REQ, SCAN_RSP, and CONNECT_REQ will be described in detail with reference to FIGS. 18 to 19. FIG.

18 is a diagram illustrating a short-distance wireless communication method of an advertiser and a scanner according to an embodiment of the present invention. Referring to FIG. 18, an advertiser may broadcast an advertisement channel packet ADV_INV using up to three advertisement channels (channels 37 to 39). In this case, the scanner can receive the advertisement channel packet ADV_INV sent from the advertiser and send the scan request to the advertiser as the advertisement channel packet SCAN_REQ to request more information. Here, the PAYLOAD of the SCAN_REQ PDU may include a ScanA field including a public or random address of the scanner, and an AdvA field including an advertiser's public or random address.

Meanwhile, the advertiser receiving the scan request can transmit the scan response corresponding to the scan request to the scanner, which has requested the scan with the advertisement channel packet (SCAN_RSP). Here, the PAYLOAD of the SCAN_RSP PDU may include an AdvA field including an advertiser's public or random address, and a ScanRspData field including data at the advertiser's host.

Accordingly, the scanner requested to be scanned can receive more information generated by the advertiser through the advertisement channel.

FIG. 19 is a diagram illustrating a short-distance wireless communication method between an advertiser and an initiator according to an exemplary embodiment of the present invention. Referring to FIG. 19, an advertiser may broadcast an advertisement channel packet ADV_INV using up to three advertisement channels (channels 37 to 39). In this case, the initiator may receive the advertisement channel packet ADV_INV sent from the advertiser and send the connection request to the advertiser as an advertisement channel packet (CONNECT_REQ). Here, the PAYLOAD of the CONNECT_REQ PDU may include an initA field including the public or random address of the initiator, and an AdvA field including the advertiser's public or random address.

On the other hand, when the connection is established, the initiator plays the role of master, the advertiser can perform the role of slave, and can transmit and receive the data channel packet through the data channel.

On the other hand, the above-mentioned address may be an address for identifying each of a plurality of devices, and may include at least one of a public address and a random address. Here, the public address may be a MAC address including a company_assigned field and a company_id field, and an arbitrary address may be a randomly formed address including a hash field and a random field.

The broadcasting range of the short-range wireless communication will be described in detail with reference to FIG.

20 is a diagram showing a broadcasting range of an advertisement message when the short range wireless communication apparatus 300 according to an exemplary embodiment of the present invention is an advertiser. Referring to FIG. 19, the short-range wireless communication apparatus 300 may generate and broadcast at least one advertisement message using the short-range wireless communication protocol described above. The broadcast message broadcasted here has a coverage area 1100, and the transmission range may be approximately 50 to 100 meters. Where the transmission radius may vary depending on various factors.

Meanwhile, the mobile terminal devices 100-1, 100-2, and 100-3 located in the coverage area 1100 among the plurality of mobile terminal devices 100 capable of short-distance wireless communication can receive advertisement messages. And, among the plurality of mobile devices 100 capable of short-range wireless communication, the mobile device 100-4 not located in the coverage area 1100 can not receive the advertisement message.

20 is an example of a case where the short range wireless communication apparatus 300 as an advertiser is fixedly installed at a specific position, and the approximate center point of the broadcasting range is an installation position of the short range wireless communication apparatus 300 have. However, when the advertiser is a mobile terminal device, the approximate center point of the broadcasting range is the location of the mobile terminal device and can be moved according to the movement of the mobile terminal device.

Hereinafter, when the short range wireless communication apparatus 300 performs an initiator role based on the above description, the short range wireless communication apparatus 300 classifies the short range wireless communication apparatus 300 as an advertiser, The classification operation will be described in detail.

&Lt; In the case where the short-range wireless communication device 300 performs an initiator role >

FIG. 21 is a timing chart showing a classification display process of a payment terminal device when the short range wireless communication device performs an initiator according to an embodiment of the present invention. FIG. Referring to FIG. 21, a plurality of customers who wish to perform settlement can move to the settlement terminal 200. In this case, each of a plurality of mobile terminal devices 100 provided by a plurality of customers plays an advertiser role, The mobile terminal device address information and the customer identification information may be repeatedly broadcast through the advertisement channel (S901).

Here, the mobile terminal device address information may be included in the AdvA field 432 of the advertisement channel packet. In addition, the customer identification information may be included in the AdvData field 434 of the advertisement channel packet.

In this case, the short-range wireless communication device 300 may receive address information and customer identification information for the mobile terminal device broadcasted by each of the plurality of mobile terminal devices through the advertisement channel.

Then, the short-range wireless communication device 300 may transmit the address information, the customer identification information, and the distance-related information of the received mobile terminal device to the payment terminal 200 (S902).

Then, the settlement terminal apparatus 200 can determine distance information between each of the plurality of mobile terminal devices 100 and the short-range wireless communication apparatus 300 using the distance-related information (S903).

Then, the control unit 260 may sort the customer identification information for each of the plurality of customers in the distance order based on the determined distance information (S904). Accordingly, the settlement terminal device 200 can classify and display the customer identification information in the order of distance that a plurality of customers who are going to proceed settlement are waiting in front of the settlement terminal device 200.

Meanwhile, the control unit 260 repeats the above-described distance determination step (S903) to determine whether or not the classification result is obtained in a situation where the customer leaves the line or the order of the customers changes in the line according to the completion of the payment of the preceding customer It can be updated and displayed repeatedly.

&Lt; Case where the short-range wireless communication apparatus 300 performs the role of an advertiser >

FIG. 22 is a timing chart showing a classification display process of a payment terminal device when the short range wireless communication device performs an advertiser role according to an embodiment of the present invention. FIG. Referring to FIG. 22, the short-range wireless communication apparatus 300 may play an advertiser and repeatedly broadcast the short-range wireless communication apparatus address information through an advertisement channel (S1001).

Here, the short range wireless communication device address information may be included in the AdvA field 432 of the advertisement channel packet.

In this case, each of the mobile terminal devices 100 of the plurality of customers receives the broadcast signal from the short-range wireless communication device 300 (step &lt; RTI ID = 0.0 &gt; can do.

Each of the mobile terminal devices 100 of a plurality of customers performs an initiator function and transmits an access request including mobile terminal device address information to the short range wireless communication device 300 through an advertisement channel in response to the broadcasting, (S1002).

Here, the connection request may be the CONNECT_REQ shown in Fig. 19 described above, and the CONNECT_REQ may include an initA field including mobile terminal device address information, and an AdvA field including the short-range wireless communication device address information.

According to this operation, a connection between the device of one of the plurality of mobile terminal apparatuses 100 and the short-range wireless communication apparatus 300 can be established.

Meanwhile, the mobile terminal apparatus 100 having the connection established can transmit the customer identification information to the connected short-range wireless communication apparatus 300 through the data channel (S1003).

When the above-described step S1003 is completed, the connection between the mobile terminal device 100 and the short-range wireless communication device 300 can be disconnected. Thereafter, the connection between the other mobile terminal device 100 and the short- ) Is established and step S1003 can be repeated. Accordingly, the short-range wireless communication device 300 can receive the customer identification information from each of the plurality of mobile terminal devices 100.

Then, the short-range wireless communication device 300 may transmit the address information, the customer identification information, and the distance-related information of the received mobile terminal device to the payment terminal 200 (S1004).

Then, the settlement terminal apparatus 200 can determine the distance information between each of the plurality of mobile terminal devices 100 and the short-range wireless communication apparatus 300 using the distance-related information (S1005).

The controller 260 may classify and display the customer identification information for each of the plurality of customers in the distance order based on the determined distance information (S1006). Accordingly, the settlement terminal device 200 can classify and display the customer identification information in the order of distance that a plurality of customers who are going to proceed settlement are waiting in front of the settlement terminal device 200.

On the other hand, as in the case where the customer moves off the line or the order of the customers changes in the line according to completion of the payment of the advanced customer, The customer's mobile terminal apparatus 100 can repeatedly perform the above-described connection request S1002 and / or data channel packet transmission (S1003). Accordingly, the classification result can be updated and displayed repeatedly.

23 is a timing diagram illustrating a classification display process of a payment terminal device when the short range wireless communication device performs an advertiser role according to an exemplary embodiment of the present invention. Referring to FIG. 23, the short-range wireless communication apparatus 300 may serve as an advertiser and repeatedly broadcast the short-range wireless communication apparatus address information and information for connection to the management server 500 through the advertisement channel S1101).

Here, the short range wireless communication device address information may be included in the AdvA field 432 of the advertisement channel packet.

The information for connection to the management server 500 is information for connection to the management server 500 such as the URL of the management server 500 and may be included in the AdvData field 434 of the advertisement channel packet.

In this case, each of the plurality of mobile terminal devices 100 of the plurality of customers transmits a signal broadcasted from the short-range wireless communication device 300, Lt; / RTI &gt;

In this case, each of the plurality of mobile terminal devices 100 accesses the management server 500 using the information for connection to the management server 500, repeatedly transmits the customer identification information and the distance related information to the management server 500, (S1102).

Then, the settlement terminal 300 can receive the information from the management server 500 (S1103).

Then, the settlement terminal device 300 can determine the distance information between each of the plurality of mobile terminal devices 100 and the short-range wireless communication device 300 based on the distance-related information (S1104).

Then, the payment terminal device 300 may classify and display the customer identification information for each of the plurality of customers in the distance order based on the determined distance information (S1105). Accordingly, the settlement terminal device 200 can classify and display the customer identification information in the order of distance that a plurality of customers who are going to proceed settlement are waiting in front of the settlement terminal device 200.

On the other hand, as in the case where the customer moves off the line or the order of the customers changes in the line according to completion of the payment of the advanced customer, The above-described transmission (S1102) can be repeatedly performed. Accordingly, the classification result can be updated and displayed repeatedly.

Meanwhile, when one of the customer identification information items displayed on the payment terminal device 200 is selected, the payment terminal device 200 transmits the payment information to the mobile terminal device 100 corresponding to the selected customer identification information, It is possible to control the settlement to proceed according to the short-range wireless communication of the mobile terminal 300. In this case, when the short-range wireless communication apparatus 300 plays the role of an initiator or a scanner, the short-range wireless communication apparatus 300 plays the role of an advertiser.

&Lt; In the case where the short-range wireless communication device 300 performs an initiator role >

24 is a timing diagram illustrating transmission and reception of information for settlement between a short-range wireless communication apparatus and a mobile terminal apparatus when the short-range wireless communication apparatus performs an initiator according to an exemplary embodiment of the present invention. Referring to FIG. 24, the payment terminal 200 may receive a user input for selecting among the plurality of customer identification information to perform settlement (S 1301).

In this case, the payment terminal device 200 may transmit the mobile terminal device address information of the customer corresponding to the selected customer identification information to the short-range wireless communication device 300 (S1302).

The short range wireless communication apparatus 300 may transmit a connection request including the address information of the selected customer's mobile terminal apparatus 100 to the selected mobile terminal apparatus 100 through the advertisement channel (S1303).

Here, the connection request may be the CONNECT_REQ shown in Fig. 19 described above, and the CONNECT_REQ may include an AdvA field including address information for the mobile terminal device 100 and an InitA field including address information of the short- Field.

The connection between the selected mobile terminal device 100 and the local area wireless communication device 300 can be established according to this operation.

Then, the mobile terminal device 100 in which the connection is established can transmit the card-related information to the short-range wireless communication device 300 through the data channel (S1304).

When the step S1304 is completed, the connection between the mobile terminal device 100 and the local area wireless communication device 300 can be disconnected, and thereafter the connection between the other mobile terminal device 100 and the local area wireless communication device 300 ) May be established and the steps described above may be repeated. Accordingly, the short-range wireless communication apparatus 300 can receive the card-related information from the mobile terminal apparatus 100 of the customer in the arrival order of the payment order by using the short-range wireless communication.

&Lt; Case where the short-range wireless communication apparatus 300 performs a scanner function >

FIG. 25 is a timing diagram illustrating transmission and reception of information for settlement between a short-range wireless communication apparatus and a mobile terminal apparatus when the short-range wireless communication apparatus performs a scanner function according to an exemplary embodiment of the present invention. Referring to FIG. 25, the payment terminal 200 may receive a user input for selecting one of a plurality of customer identification information for performing settlement (S 1401).

In this case, the payment terminal device 200 may transmit the mobile terminal device address information of the customer corresponding to the selected customer identification information to the short-range wireless communication device 300 (S1402).

The short range wireless communication device 300 may transmit a scan request including address information of the selected customer's mobile terminal device 100 to the selected mobile terminal device 100 through the advertisement channel in step S1403.

Here, the scan request may be SCAN_REQ shown in FIG. 18, the SCAN_REQ may include an AdvA field including address information for the mobile terminal device 100 and a ScanA field including address information of the short- Field.

The selected mobile terminal device 100 may transmit the scan response including the card-related information to the short-range wireless communication device 300 through the advertisement channel (S1404).

Here, the scan response may be the SCAN_RSP shown in FIG. 17 described above, and the SCAN_RSP may include an AdvA field including address information for the mobile terminal device 100 and a ScanRspData field including card related information.

Meanwhile, when step S1404 is completed, the above-described steps may be repeated between another mobile terminal 100 and the short-range wireless communication device 300. [ Accordingly, the short-range wireless communication apparatus 300 can receive the card-related information from the mobile terminal apparatus 100 of the customer in the arrival order of the payment order by using the short-range wireless communication.

&Lt; Case where the short-range wireless communication apparatus 300 performs the role of an advertiser >

FIG. 26 is a timing chart illustrating transmission and reception of information for settlement between a short-range wireless communication apparatus and a mobile terminal apparatus when the short-range wireless communication apparatus performs an advertiser function according to an exemplary embodiment of the present invention. Referring to FIG. 26, the payment terminal 200 may receive a user input for selecting among the plurality of customer identification information to perform settlement (S 1501).

In this case, the payment terminal device 200 may transmit the mobile terminal device address information of the customer corresponding to the selected customer identification information to the short-range wireless communication device 300 (S1502).

Then, the short-range wireless communication device 300 may broadcast the address information of the selected customer's mobile terminal device 100 through the advertisement channel (S1503). Here, the PDU type of the broadcast signal may be ADV_DIRECT_IND, the address information for the mobile terminal device may be included in the InitA field, and the address information for the short-range wireless communication device 300 may be included in the AdvA field .

In this case, the plurality of mobile terminal devices 100 can receive the broadcasted signal (S1504). The mobile terminal device 100 of a selected one of the plurality of mobile terminal devices performs an initiator role and transmits a connection request to the short-range wireless communication device 300 through the advertisement channel in response to broadcasting S1504) Here, the connection request may be CONNECT_REQ, and the CONNECT_REQ may include an InitA field including address information for the mobile terminal device and an AdvA field including address information of the short-range wireless communication device 300. [

The connection between the selected mobile terminal device 100 and the local area wireless communication device 300 can be established according to this operation.

Then, the mobile terminal device 100 having the connection established can transmit the card-related information to the short-range wireless communication device 300 through the data channel (S1505).

When the step S1505 is completed, the connection between the mobile terminal device 100 and the local area wireless communication device 300 can be disconnected. Thereafter, the connection between the other mobile terminal device 100 and the local area wireless communication device 300 ) May be established and the steps described above may be repeated. Accordingly, the short-range wireless communication apparatus 300 can receive the card-related information from the mobile terminal apparatus 100 of the customer in the arrival order of the payment order by using the short-range wireless communication.

FIG. 27 is a timing chart showing a payment method according to an embodiment of the present invention. FIG. Referring to FIG. 27, the payment terminal 200 may receive a user input for selecting one of a plurality of customer identification information displayed on the screen to perform payment (S1601).

In this case, the payment terminal device 200 may transmit the address information of the selected customer's mobile terminal device 100 to the short-range wireless communication device 300 (S1602).

The short range wireless communication apparatus 300 may perform short-range wireless communication with the selected mobile terminal apparatus 100 using the address information to receive the card related information from the selected mobile terminal apparatus 100 S1603).

Then, the payment terminal device 100 can receive the card-related information from the short-range wireless communication device 300 (S1604).

The payment terminal device 200 may include the received card-related information in the merchant identification information and the payment amount information of the selected customer, and may transmit the card-related information to the payment relay server 600 (S1605).

In this case, the payment relay server 600 can determine the payment card information using the received card-related information (S1606). Then, the payment relay server 600 may generate a payment approval request including the merchant identification information, the payment amount information, and the determined payment card information, and may transmit the payment approval request to the card issuer server 700 (S1607).

In this case, the card issuer server 700 reviews the received payment approval request and provides a response to the payment approval request to the payment relay server 600 (S1608). In this case, the payment relay server 600 may provide a response to the payment approval request to the payment terminal 200 and / or the mobile terminal 100 (S1609).

According to the above-described overall operation of the present invention, a customer who visits a merchant shop and purchases a merchandise may complete the settlement without the need for a preliminary settlement such as withdrawing the real card from the purse or withdrawing the mobile terminal device from the pocket .

Meanwhile, the control method according to various embodiments of the present invention described above may be implemented in the form of program code and provided to each server or devices in a state stored in various non-transitory computer readable media.

A non-transitory readable medium is a medium that stores data for a short period of time, such as a register, cache, memory, etc., but semi-permanently stores data and is readable by the apparatus. In particular, the various applications or programs described above may be stored on non-volatile readable media such as CD, DVD, hard disk, Blu-ray disk, USB, memory card, ROM,

While the present invention has been particularly shown and described with reference to exemplary embodiments thereof, it is to be understood that the invention is not limited to the disclosed exemplary embodiments, but, on the contrary, It will be understood by those skilled in the art that various changes in form and details may be made therein without departing from the spirit and scope of the present invention.

100: mobile terminal device 200: payment terminal device
300: Local area wireless communication device 500: Management server
600: Payment relay server 700: Card issuer server

Claims (20)

  1. A billing terminal apparatus connected to a short-range wireless communication apparatus,
    A display unit for displaying a screen;
    A communication unit for receiving customer identification information and distance-related information for each of a plurality of mobile terminal devices within a communication range of the short-range wireless communication apparatus from the short-range wireless communication apparatus; And
    Classifying the received plurality of customer identification information in the distance order using the distance-related information, and classifying the customer identification information according to a distance from the payment terminal device in correspondence with a payment order of customers corresponding to the customer identification information, And a control unit for controlling the display unit to sequentially select the display unit,
    Wherein the customer identification information includes identification information for confirming a settlement performed prior to proceeding to settlement of a customer who has reached the settlement order,
    Wherein,
    When the first customer to be settled is determined according to the selection of the customer identification information, transmits a payment proceeding request for requesting the card-related information to the determined mobile terminal of the first customer to the short- The billing terminal apparatus comprising:
  2. The method according to claim 1,
    And an input unit for receiving a user input for operating the payment terminal apparatus,
    Wherein,
    And determines a customer corresponding to the customer identification information selected according to the user input among the plurality of displayed customer identification information as the first customer.
  3. The method according to claim 1,
    The payment progress request includes:
    The identification information of the first customer, and the mobile terminal device address of the determined first customer.
  4. A short range wireless communication device connected to a payment terminal device,
    A first communication unit for short range wireless communication;
    A second communication unit for communication with the payment terminal device; And
    When the customer identification information for each of the plurality of mobile terminal devices within the communicable range is received through the first communication section, distance information for each of the plurality of mobile terminal devices and the received customer identification information are transmitted to the payment terminal device The second communication unit is controlled by the first communication unit in accordance with short-range wireless communication with a mobile terminal device of a customer to be settled among a plurality of customers located at a predetermined distance from the payment terminal apparatus and waiting for payment, And a control unit for controlling the second communication unit to transmit the received card-related information to the payment terminal apparatus when the related information is received,
    The settlement terminal apparatus classifies the received customer identification information into the distance order with respect to the settlement terminal apparatus by using the distance related information and stores the customer identification information corresponding to the settlement order of the customers corresponding to the customer identification information, And sequentially displays information according to the distance from the payment terminal device,
    Wherein the customer identification information includes identification information for confirmation of payment performed prior to proceeding to settlement of a customer who has reached a payment order of the payment terminal apparatus.
  5. 5. The method of claim 4,
    Wherein the first communication unit comprises:
    And transmits a scan request including address information of a mobile terminal device of the customer to be paid to the mobile terminal device of the customer through an advertisement channel,
    Wherein the mobile terminal receives the scan response including the card-related information from the mobile terminal of the customer through the advertisement channel in response to the scan request.
  6. 5. The method of claim 4,
    Wherein the first communication unit comprises:
    Broadcasting the address information of the mobile terminal device of the customer who is going through the payment through the advertisement channel,
    Receiving a connection request of the customer's mobile terminal device through an advertisement channel in response to the broadcasting,
    Wherein when the connection with the mobile terminal device of the customer is established, the card-related information is received from the mobile terminal device of the customer through the data channel.
  7. 7. The method according to any one of claims 4 to 6,
    The short-
    Wherein the mobile station is a communication scheme for broadcasting an advertisement channel packet in a link layer state of an advertising state and receiving an advertisement channel packet in a link layer state of a scanning state. Device.
  8. 7. The method according to any one of claims 4 to 6,
    The short-
    And Bluetooth low energy (BLE: Bluetooth Low Energy).
  9. In a mobile terminal device,
    A first communication unit for transmitting card-related information using a short-range wireless communication to a short-range wireless communication apparatus connected to the payment terminal, when a predetermined distance from the payment terminal is reached and a payment is made; And
    And a control unit for controlling the first communication unit to transmit the customer identification information for the mobile terminal device to the short-range wireless communication device when the wireless communication device is within the communicable range of the short-
    The settlement terminal apparatus classifies the customer identification information into the distance order with respect to the settlement terminal apparatus by using the distance-related information collected by the short-range wireless communication apparatus with respect to the mobile terminal apparatus, And sequentially displaying the customer identification information in accordance with the distance from the payment terminal device,
    Wherein the customer identification information includes identification information for a payment confirmation performed prior to proceeding to settlement of a customer who has reached a payment order of the payment terminal apparatus
    A mobile terminal device.
  10. 10. The method of claim 9,
    Wherein the first communication unit comprises:
    And broadcasts an advertisement channel packet including address information on the mobile terminal device and the card related information.
  11. 10. The method of claim 9,
    Wherein the first communication unit comprises:
    Receiving address information for the mobile terminal device broadcast in the short-range wireless communication device through an advertisement channel,
    Transmitting a connection request to the short-range wireless communication apparatus through the advertisement channel in response to the broadcasting,
    Related information is transmitted to the near-field communication device through a data channel when a connection is established with the short-range wireless communication device.
  12. In a payment relay server,
    A communication unit for receiving merchant identification information, payment amount information, and card related information for a payment selected from a payment terminal device based on the customer identification information; And
    Determines the payment card information using the received card-related information, and generates a payment approval request including the merchant identification information, the payment amount information, and the determined payment card information, and controls the communication unit to transmit the payment approval request to the card company server And a control unit,
    The settlement terminal apparatus classifies the customer identification information into the distance order with respect to the settlement terminal apparatus by using the distance-related information collected by the short-range wireless communication apparatus with respect to the mobile terminal apparatus, And sequentially displays the customer identification information according to the distance from the payment terminal device,
    Wherein the customer identification information includes identification information for a payment confirmation performed prior to proceeding to settlement of a customer who has reached a payment order of the payment terminal apparatus
    Payment relay server.
  13. 13. The method of claim 12,
    The card-
    The information transmitted from the customer's mobile terminal device to the short-range wireless communication device connected to the payment terminal device using short-range wireless communication,
    The short-
    Broadcasts an advertisement channel packet in a link layer state of an advertising state and receives an advertisement channel packet broadcast in a link state of a scanning state. Payment relay server.
  14. 13. The method of claim 12,
    The card-
    Wherein the payment relay server includes at least one of PIN (Personal Identification Number) information, card name information, card number information, card valid period information, and card identification information capable of identifying a card provided by each of a plurality of customers .
  15. 13. The method of claim 12,
    Wherein,
    And controls the communication unit to transmit the response to at least one of the mobile terminal apparatus and the payment terminal apparatus when a response to the payment approval request is received from the card issuer server.
  16. In a payment terminal apparatus,
    A first communication unit for short range wireless communication;
    A display unit for displaying a screen;
    When the customer identification information and the distance related information for each of the plurality of mobile terminal devices within the communication range of the short range wireless communication device are received through the first communication section, And a payment terminal device, and controls the display unit to sequentially display the customer identification information according to a distance from the payment terminal device, corresponding to a payment order of customers corresponding to the customer identification information And a control unit,
    Wherein the customer identification information includes identification information for confirming a settlement performed prior to proceeding to settlement of a customer who has reached a settlement order,
    Wherein the first communication unit comprises:
    Wherein the mobile terminal device performs short-range wireless communication with the mobile terminal device of the determined first customer to receive the card-related information when a first customer to proceed with settlement is determined according to the selection of the customer identification information.
  17. A method for controlling a payment terminal apparatus connected to a short range wireless communication apparatus,
    Receiving from the near-field wireless communication apparatus customer identification information and distance-related information for each of a plurality of mobile terminal apparatuses within a communication range of the short-range wireless communication apparatus;
    Classifying and displaying the received customer identification information in the distance order using the distance related information;
    Classifying the received customer identification information into the distance order with respect to the settlement terminal device using the distance related information, and transmitting the customer identification information to the settlement terminal according to the settlement order of the customers corresponding to the customer identification information, Sequentially displaying the information according to a distance from the apparatus; And
    When the first customer to be charged is determined according to the selection of the customer identification information, transmitting a payment proceeding request for requesting the card-related information to the determined mobile terminal of the first customer to the short- Including,
    Wherein the customer identification information includes identification information for confirmation of payment performed prior to proceeding to settlement of a customer who has reached a payment order in the payment terminal device.
  18. A control method for a short range wireless communication apparatus connected to a payment terminal apparatus,
    Receiving customer identification information for each of a plurality of mobile terminal devices in accordance with short-distance wireless communication with each of a plurality of mobile terminal devices within a communication coverage of the short-range wireless communication device;
    Transmitting distance related information for each of the plurality of mobile terminal devices and the received customer identification information to the payment terminal device;
    Receiving card-related information according to short-range wireless communication with a mobile terminal device of a customer who is located at a predetermined distance from the payment terminal device and awaits settlement among a plurality of customers waiting for settlement; And
    And transmitting the received card-related information to the payment terminal device,
    Wherein the payment terminal device classifies the received customer identification information into the distance order with respect to the payment terminal device using distance related information collected from the short range wireless communication device to the mobile terminal device, And sequentially displays the customer identification information in accordance with the distance from the payment terminal device,
    Wherein the customer identification information includes identification information for confirming a settlement performed prior to proceeding to settlement of a customer who has reached a settlement order of the settlement terminal apparatus.
  19. A method of controlling a mobile terminal device,
    Transmitting, to the short-range wireless communication apparatus, customer identification information for the mobile terminal apparatus when the apparatus is located in a communication range of the short-range wireless communication apparatus connected to the payment terminal apparatus;
    And transmitting the card-related information to the short-distance wireless communication device connected to the payment terminal device using short-range wireless communication when the predetermined time is elapsed from the payment terminal device to proceed with settlement,
    The settlement terminal apparatus classifies the customer identification information into the distance order with respect to the settlement terminal apparatus by using the distance-related information collected by the short-range wireless communication apparatus with respect to the mobile terminal apparatus, And sequentially displaying the customer identification information in accordance with the distance from the payment terminal device,
    Wherein the customer identification information includes identification information for a payment confirmation performed prior to proceeding to settlement of a customer who has reached a payment order of the payment terminal apparatus
    Control method.
  20. A method for controlling a payment relay server,
    Receiving merchant identification information, payment amount information, and card-related information for a payment proceeding for a customer selected on the basis of the customer identification information in the payment terminal device;
    Determining payment card information using the received card related information; And
    And generating a payment approval request including the merchant identification information, the payment amount information, and the determined payment card information, and transmitting the payment approval request to the card company server,
    The settlement terminal apparatus classifies the customer identification information into the distance order with respect to the settlement terminal apparatus by using the distance-related information collected by the short-range wireless communication apparatus with respect to the mobile terminal apparatus, And sequentially displays the customer identification information according to the distance from the payment terminal device,
    Wherein the customer identification information includes identification information for a payment confirmation performed prior to proceeding to settlement of a customer who has reached a payment order of the payment terminal apparatus
    Control method.
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KR101865630B1 (en) * 2016-08-17 2018-06-11 주식회사 피노스 Method for Providing Nonoccupational Substitute Settlement
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WO2018199352A1 (en) * 2017-04-26 2018-11-01 김종각 Method for transmitting payment data through bluetooth communication, and payment data transmission/reception terminal and payment data processing system using same
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