KR100432410B1 - Method and system for providing service and payment by using internet chatting system - Google Patents

Abstract

The present invention provides a variety of service goods (language education, consulting, marketing lectures, counseling, real estate counseling, etc.) in real time using the Internet chat system on the Internet, the Internet user is provided or provided in real time on the Internet to trade the service goods and such transactions It is to enable automatic payment in real time by e-money, so that site operators, Internet users, and related businesses can all make profits. Since voluntary participation of Internet users is made through chat system on the Internet without any effort of attracting consumers, C2C (Customer to Customer) which can supply and trade specific services is operated and time, place and payment methods are restricted. To pay for services Internet chat system to offer payment and intangible services by allowing you to automatically generate revenue and payments to the liver and relates to the system. The specific means for implementing the present invention as described above is "a general operation server for operating and managing the web server of the Internet operator, and when the Internet user accesses the web server of the Internet operator to register on the website screen to the database server Member management server that stores and manages information about registered member's electronic money accounts created by accessing the registered member's personal information and electronic money distribution operator's operating system at the same time, banner advertisements of various advertisers, chat rooms and electronic money distribution A link icon is formed to connect with the operator. When a registered member accesses a banner advertisement with a sponsor, it automatically connects to the web server of the electronic money distributor and opens a certain amount of money contracted with the advertiser in the database of the electronic money distributor. Ad server and various species to be managed to accumulate in the electronic money account And a server configured as an information chat room, which operates a consumer transaction market where the registered member can obtain desired information in real time from individual to individual 24 hours, and at the same time, can access a web server of the electronic money distributor. In addition, the chat room includes a consumer transaction market in which consumers and consumers can trade intangible service goods in real time in addition to various general chat rooms. Video chat window that supports video chat, many-to-many video chat, text chat window with text chat and voice chat button, voice sender, display window while sending / receiving and the number of chat room accessor, and room service ID display window and excellent service goods Excellent recommending specific registered members provided It is equipped with a recommendation button and a room exit button, and the consumer transaction market operated by the consumer transaction server is a transaction item column of various service goods, and when a specific item of the transaction item is clicked, the details of the transaction item are displayed. First of all, if you want to connect to any one of the cemok rooms that are formed on the display window, the separate excellent member recommendation section that recommends specific registered members who are faithful and excellent in providing service goods among registered members, New description of the details of the tax room, the description of the tax room, the electronic money balance display unit that displays the amount of the electronic money balance of the registered member, and a separate tax room if the registered member does not have a specific tax room. It includes a detail room button.

In addition, if the registered member clicks the new tax office button to open the tax office, the consumer transaction server checks the electronic money balance of the member in order to receive the service. In the following cases, indicate the reason for not opening the tax office, and connect to the website of the electronic money distributor to purchase the electronic money; if there is a balance, the description of the service goods to be provided in the service goods tax office is provided. There is a price per minute for the provision of service goods, limiting the number of connected persons to limit the number of members accessing at the same time, the current job, the currency unit check box and the button for providing and receiving the service, while providing the service goods Registered members are required to provide service goods regardless of the balance of electronic money. In the description room of the tax room, the contents of the service room or the contents of the service room of the room and the details of the establishment of the room, the limited details (ID, nationality, age, occupation, final education, etc.) It is characterized by a brief description of the contents you want to be provided, the number of current connections, limited number of people, and the price per minute of the services provided.

According to the present invention configured as described above, an internet operator can use a chat system to perform real-time transactions of various services, which are intangible service goods, without restriction on time, space, and payment method, using text, voice, and video. The Internet operator obtains a certain fee from the transactions incurred above, and the registered member of the Internet site provides intangible service goods that the member can provide to obtain electronic money to generate profits or to make money in the Internet space. Since the service can be purchased in real time 24 hours without restriction of time and space payment method, both registered members who are service providers or service buyers can maximize satisfaction, and related businesses can use this invention to attract efficient advertisement or customers and increase sales. Can bring the effect of.

Description

Intangible service providing and payment method using internet chatting system and method thereof {Method and system for providing service and payment by using internet chatting system}

According to the present invention, Internet users can provide various services (language education, consulting, marketing lectures, counseling, etc.) goods on the Internet in real time on the Internet, and make automatic payments in real time by electronic money (e-money). In order to make profits for website operators, Internet users, and related businesses, all services can be created through voluntary participation of Internet users through chats on the Internet, without the efforts of attracting the suppliers and consumers of artificial service goods. Intangible with Internet chat that operates C2C (Customer to Customer) that can be supplied and traded, and generates revenue by automatically making payments in real time to overcome the limitations of time, location and payment methods. Services and payment methods and systems thereof.

The popularization of Internet use has a rapid development of information and communication, and has an absolute influence on all industrial fields, and the entire global village is changing into one globalization of globalized information.

In particular, electronic commerce, which transfers general economic activities such as production, distribution, and consumption to cyber space based on information retrieval through the Internet, is completely changing the traditional concept of real economy distribution structure. Advertisement and information provision are becoming increasingly new venture businesses.

Such information provision through the internet can be conveniently and accurately used by many unspecified users without any space limitation, thereby eliminating the inconvenience of acquiring information through the use of existing literature or direct teaching.

However, since the Internet has been commercialized since the past, personal service goods (language education, consulting, counseling, etc.) have been overcome in places, times, suppliers and consumers' procurement, payment methods, etc. There is no customer-to-consumer (C2C) trading site where consumers can voluntarily and easily provide 24-hour service in real time on the market, and can directly trade and make payments automatically on the Internet. For example, education is inconvenient for both suppliers and consumers due to various restrictions, such as location limitations of education, time constraints on time, restrictions on artificially procuring instructors and trainees, and restrictions on how payments are made. The reality is that you have dissatisfaction with the situation.

Even current education sites on the Internet are usually stored in the form of data, and the existing materials are operated by users accessing and reproducing the data and studying by themselves, and the lectures provided in real time are provided by a specific lecturer at a specific time. The provision does not overcome the above mentioned constraints.

In addition, even on the Internet, there is no market form in which the Internet users themselves as suppliers and consumers of service goods and trade in real time for 24 hours by becoming individual suppliers and consumers.

The solution to this problem is to use a chat system, but most of the current chat sites provide only a simple chat service, such a chat system is classified into two types.

First, there is a type that can receive services directly from a web browser, and there is a chat system where a web browser is always available where a chat is connected to the Internet, which is easy to use and convenient because it does not require a separate program. It has the disadvantage of riding and the disadvantage of not being supported depending on the web browser or taking a long time to load the contents of the conversation.

Second, using a separate program, that is, by using a separate chat-only program, you can enjoy chatting using two-dimensional or three-dimensional graphics, not just text, and set a character called an avatar. There is an advantage that can be expressed in graphics such as a happy expression, a sad expression.

However, although most of the conventional chat systems have evolved from the text mode to the graphic mode, the situation does not deviate from the uniformity / simplification. Therefore, the conventional chat system has a problem in that the access rate decreases with time as the user easily eats.

Accordingly, the present invention is a service of the Internet (personal education, consulting, counseling, etc.) from the chat site to the individual person by applying the function of the Internet chat site that provides text, voice, video, etc. in real time and the real-time payment system of electronic money ) To provide a consumer-to-consumer (C2C) transaction that can be traded, and more preferably, by using a chat site on the Internet, a 24-hour service product (education, consulting, counseling) in real time. Etc.) to provide and trade and automatically make real-time payments with electronic money on the Internet and operate autonomously by participants in the market to provide intangible services and payment methods and system using internet chat for the benefit of all participants. The purpose is to provide.

1 is a schematic connection relationship diagram of an intangible service providing and payment method using an internet chat system of the present invention, and an internet service provider and a related service web browser by the system;

2 is a schematic diagram of an advertisement server in an intangible service providing and payment system using the Internet chat system according to the present invention;

Figure 3 is a schematic diagram including a consumer transaction market in the general chat site in the intangible service providing and payment system using the Internet chat system of the present invention,

4 is a schematic diagram of a consumer transaction market operated by a consumer transaction server by an intangible service providing and payment system using an internet chat system;

5 is a configuration diagram of a chat room by an intangible service providing and payment system using an Internet chat system,

6 is a detailed view of the newly established Semokbang in the intangible service providing and payment system using the Internet chat system,

7 is a detailed view of the description room of the Semokbang in the intangible service providing and payment system using the Internet chat system,

8 is a flow chart of an intangible service providing and payment system using an internet chat system.

Explanation of symbols on the main parts of the drawings

1: Operation Server 2: Member Management Server

3: Ad Server 4: Consumer Transaction Server

10: web server 20: database server

30: banner advertisement 31: chat room

32: Link Icon 40: Consumer Transaction Market

100: web server 310: chat room

311: video chat window 312: text chat window

313: voice transmission and reception button 314: voice transmitter and receiver display window

315: ID display window 316: Excellent supplier recommendation button

317: exit button 400: transaction items

401: Tax Target Sight 402: Recommendation of Excellent Registered Members

403: Semokbang 404: Detail room of Semokbang

405: electronic money balance display unit 406: new tax office button

407: Description of Semokbang IT: Internet operators

IU: Internet users M: Electronic money distributors

Intangible service providing and payment method using the Internet chat of the present invention for achieving the above object and the system, "general operation server for operating and managing the web server of the Internet operator, the Internet user of the Internet server of the Internet operator The member management server that stores and manages the information on the registered member's electronic money account, which is created by simultaneously accessing the registered member's personal information and the operating system of the electronic money distributor when the user registers on the website screen. And, a banner icon of various advertisers, and link icons that can be connected to chat rooms and electronic money distributors are formed. When a registered member accesses a banner advertisement with a sponsor, the advertiser automatically connects to the web server of the electronic money distributor. Electronic contract set up a contracted amount of money in database of electronic money distributors The server consists of an advertisement server which allows the account to be managed and accumulated, and various types and forms of information chat rooms. The electronic money is operated while operating a consumer transaction market where the registered member can obtain information desired by individuals 24 hours in real time. It includes a consumer transaction server that can access the distributor's web server,

In addition, the chat room has a consumer transaction market in which consumers and consumers can trade intangible service goods in real time, in addition to various general chat rooms, so that the chat room includes individual-to-person video chat, individual-to-many video chat, and many-to-many. Video chat window that supports video chat, text chat window that can chat by text, voice send / receive button, voice sender, display window during transmission and reception, room accessor ID display window which shows the number of chat room users, and certain registered members who provided excellent service goods. It is equipped with the recommendation button of the excellent supplier and the room exit button. In addition, in the consumer transaction market operated by the consumer transaction server, a transaction item column of various service goods, a tax target sight window displaying details of the transaction item when a specific item is clicked, and service goods among registered members are provided. The separate excellent member registration recommendation column recommending a specific registered member who is faithful and excellent in the case, and when the user connects to any one of the cemok rooms formed in the tax target window, the description room of the cemok room where the detailed description of the cemok room to be accessed appears first. And, the electronic money balance display unit that displays the amount of electronic money balance of the registered member currently connected, and a new tax office button that can open a separate tax room if the registered member does not have a specific tax room, If you click the new tax office button to open the tax office, the consumer transaction server For registered members who open a tax office to be provided, the electronic money balance of the member is checked and if the balance is less than 0 won, the reason for not opening the tax room is displayed and the electronic money distributor connects to the site of the electronic money distributor to purchase the electronic money. If there is a balance, explain the desired service goods in the description column of the service goods tax room to be provided, and limit the number of members who can access at the same time the price per minute for the provision of service goods, and limit the number of members who are currently connected. In the meantime, there is a currency unit selection box and a button for providing and receiving services, whereas registered members who wish to provide the service goods can provide service goods regardless of the balance of electronic money. Details of the services provided or desired to be provided by the tax office Limited details of the establishment of the room (ID, nationality, age, occupation, final education, etc.) and a brief description of the services provided or desired to be provided by the room, the number of current connections, limited number of people, and services provided per minute. It is characterized by representing prices, etc. 』

Hereinafter, an intangible service providing and payment method using the present invention and the implementation principle of the system will be described in detail with the accompanying drawings.

FIG. 1 is a schematic connection diagram of an intangible service providing and payment method using an internet chat system according to the present invention, and a web browser of an internet service provider and a related service provider by the system. FIG. 2 is a view illustrating an internet chat system according to the present invention. In the intangible service providing and payment system used, a schematic diagram of an advertisement server is shown.

Reference numeral 1 denotes an operation server, which operates and manages the web server 10 of the Internet operator (IT).

Reference numeral 2 indicates a member management server, wherein the member management server 2 is connected to the web server 10 of the Internet operator (IT) by the Internet user (IU) and registers on the website screen. The server 20 stores and manages information about the registered member's personal information and the electronic money account of the registered member created by accessing the operating system of the electronic money distributor (M) at the same time.

Reference numeral 3 denotes an advertisement server, wherein the registered member can execute a plurality of video banner advertisements 30, banner advertisements 30 of various advertisers, a chat room 31, and an electronic money distributor (M). Link icon 32 is formed that can be connected to the registered member is connected to the banner advertising 30 of the sponsor sponsors (M) is automatically connected to the web server 100 of the electronic money distributors (M) contracted with the advertiser A certain amount is to be managed to accumulate in the electronic money account opened in the database of electronic money distributors (M).

Reference numeral 4 indicates a consumer transaction server, which is a server configured to trade service goods, which are various types and types of information, between consumers. At the same time operating the market 40 is to be able to access the web server 100 of the electronic money distributors (M).

FIG. 3 is a schematic diagram showing a consumer chat market in a general chat site in an intangible service providing and payment system using an internet chat system of the present invention, and FIG. 4 provides an intangible service using an internet chat system. FIG. 5 shows a schematic diagram of a consumer transaction market operated by a consumer transaction server by a payment system. FIG. 5 shows a configuration of an intangible service using an internet chat system and a chat room by a payment system. FIG. FIG. 7 shows a detailed view of the new tax office in the intangible service provision and settlement system using the system, and FIG. 7 shows a detailed view of the tax office in the intangible service provision and settlement system using the Internet chat system.

As shown in FIG. 3, the chat room 31 includes a consumer transaction market 40 through which consumers and consumers can trade intangible service goods in real time, in addition to various general chat rooms 310. When the trading market 40 is selected, the electronic payment system of the database operated by the web server 100 of the electronic money distributor M operates.

In addition, as shown in FIG. 5, the chat room 31 has a video chat window 311 that supports person-to-person video chat, person-to-many video chat, and many-to-many video chat, and a text chat window capable of chatting with text ( 312) and excellent supplier recommendation for recommending a specific registered member who provided an excellent service goods and a voice call receiver button 313, a voice call receiver and display window 314 during transmission and reception, and a room visitor ID display window 315 indicating the number of chat room accessors. A button 316 and a room exit button 317 are provided.

On the other hand, as shown in FIG. 4, in the consumer transaction market 40 operated by the consumer transaction server 4, the transaction item column 400 of various service goods and a specific item of the transaction item are clicked. It is formed in the tax target sight window (401) displaying the details of the, a separate excellent registered member recommendation column (402) for recommending a particular registered member sincere and excellent in providing service goods among the registered members, and the tax target sight window (401) When connecting to any one of the established rooms (403), first, the detailed room of the detailed room (404) showing the detailed description of the room to be connected with and the electronic money remaining balance of the registered member's electronic money. The money balance display unit 405 and a new tax room button 406, which can open a separate tax room if the registered member does not have a specific tax room,

As shown in FIG. 6, when a registered member clicks on the new tax office button 406 to open the tax office 403, the consumer transaction server 4 registers to establish the tax office 403 to receive the service. In the case of the member, it is connected to the web server 100 of the electronic money distributor (M), and the balance of the electronic money of the member is checked. If the balance is less than 0 won, the reason for opening the tax office 403 is displayed and the electronic money is displayed. Connect to the distributor's site to purchase electronic money, and if there is a balance, explain the desired service goods in the description column (407) of the service goods tax office that you want to receive. In order to limit the price and the number of members accessing at the same time, the number of restricted persons, current job, currency unit check box and the service providing and receiving button are formed, while providing the service goods. Members who want to register will have to provide a good service, regardless of the amount of e-money balances.

In addition, as shown in FIG. 7, the detailed description column 404, the details of the service provided or the contents you want to be provided in the room and the details of the founder of the room (ID, nationality, age, Occupation, final education, etc.) and the brief description of the services provided or desired to be provided by the tax office, the current connections, the limited number, and the price per minute of the services provided.

Referring to the operation relationship of the intangible service providing and payment system using the Internet chat system of the present invention configured as described above on the basis of `` Flowchart of the intangible service providing and payment system using the Internet chat system '' of FIG. same.

First, when an Internet user (IU) accesses a web server 10 of an Internet service provider (IT) and prepares a new specification for membership registration and registers as a member, the member management server 2 registers with the database server 20. At the same time, the user's personal information is stored, and the web server 100 of the electronic money distributor (M) is automatically connected to store the personal information of the registered member and other matters in the database, and the electronic money account of the registered member is opened. It is to be stored in the database server 20.

That is, as shown in FIG. 1, a registered member who is an Internet user (IU) enters his / her ID and PASSWORD and accesses the web server 10 of the internet operator (IT) to view his / her electronic money balance or electronic money. It is automatically connected between the Internet operator (IT) and the electronic money distributor (M), even if you access the distribution server (M) Web server 100 to view their electronic money balance.

Preferably, the registered member may be automatically provided with the registration mileage when the electronic money account is opened at the time of joining, and the electronic money distributor (M) may earn money by exchanging it for electronic money.

In addition, the electronic money distributor (M) is associated with a number of advertisers, a plurality of shopping mall business owners other related businesses.

Next, the registered member as described above accesses the banner advertisement 30 with the sponsor set on the website of the internet operator (IT) and at the same time the ID of the registered member connected to the database of the electronic money distributor (M). And PASSWORD is searched and the corresponding amount contracted in advance with the advertiser is credited to the registered member's electronic money account according to the number and time of access to the banner advertisement 30, and a link to connect with the electronic money distributor (M). Click the icon (32) to access the electronic money distributor (M) 's site to purchase electronic money, transfer electronic money accumulated on other sites, exchange mileage for electronic money, etc. Can be credited to your electronic money account.

On the other hand, when a registered member accesses the chat room 31, a consumer transaction market 40 is formed in which consumers and consumers can trade intangible service goods in real time together with various general chat rooms 310. When the market 40 is clicked, it is also connected to the electronic money distributor (M), so the electronic money account of the registered member is activated.

Upon accessing the consumer transaction market 40 as described above, immediately uploading information on the electronic money account, and displays the electronic money accumulation history of the registered member on the electronic money balance display unit 405, the specific registration desired by the registered member For example, if the transaction item column 400 is clicked on language education, the tax target window 401 for the language education, which is the transaction item set on the right, is used for various languages (Japanese, English, Korean, French, Russian, etc.). Semokbang (403) of the registered member who is a knowledgeable service provider is displayed, and when the registered member who wants to receive the service clicks on one of the semokbang (403) desired, it is set at the bottom of the tax target window (401). As shown in Figure 7 in the detail room 404, the contents of the service provided by the room or desired to be provided, as well as the limited details of the establishment of the room (ID, nationality, age, occupation, final education, etc.) and A brief description of the room's service offerings or the content you want to receive is displayed, including current access, limited number, and price per minute of the service provided.

Accordingly, when the registered member clicks on the enter key at the bottom of the detail display window 401 and enters the corresponding room providing the service, the consumer transaction server 4 wants to enter the room. Check the accumulated balance amount of the member's electronic money account, and if there is a remaining balance, admit admission and if there is no accumulated balance, the contents are displayed on the electronic money balance display unit 405 and the electronic money distributor (M). Connect to the web server 100 to earn).

In addition, by setting the excellent registered member recommendation column 402 which recommends the excellent service provider, it is much easier to select the registered member who wants to receive the service by limiting the status of the registered member who provided the service sincerely and excellently. You can do it.

On the other hand, if the registered member wants to provide the desired service or if the desired tax room 403 has not been established, the registered tax office button 406 is located on the right side of the Enter key so that the registered member can open the tax room. If the consumer transaction server (4) forms a click to open the Semok room (403) to receive the service, the consumer transaction server (4) is connected to the web server (100) of the electronic money distributor (M) and the electronic money of the member. If the balance is checked and the balance is less than 0 won, indicate the reason for not opening the Semokbang (403) and connect to the electronic money distributor (M) 's site to purchase the electronic money. To explain the desired service goods in the description column (407) for the service goods tax center, and to set the price per minute for the provision of service goods and limit the number of members who access at the same time. By limiting the number of employees, the current job, the currency unit check box and the service providing and receiving buttons are formed, whereas the registered member who wants to provide the service goods can provide the service goods regardless of the balance of the electronic money. .

By doing so, the registered member who received the service calculates the time of enrollment of the registered member when leaving the office, calculates the residence time of Semokbang (403) after a specific time, and provides the specific hourly service presented by the establishment of the cemokroom when opening the room. In addition to the unit price, a certain percentage of the amount is transferred to the electronic money distributor (M) for transfer to the electronic money account of the Internet operator (IT), the site operator, and the electronic money account of the founder of Semokbang, the service provider. It is possible to generate profits for Internet operators (IT), registered members who are Internet users (IU), and electronic money distributors (M).

According to the present invention configured as described above, an internet operator can use a chat site to perform real-time transactions on various services, which are intangible service goods using text, voice, video, etc., without restriction on time, space, and payment method. The Internet operator obtains a certain rate of fees from the transactions incurred above, and the registered members of the Internet site provide intangible service goods that the members can provide to acquire electronic money to generate profits or services required in the Internet space. Can be purchased in real time 24 hours without limitation of time and space payment method, so that all registered members who are service providers or service buyers can maximize their satisfaction, and related businesses can use this invention to attract efficient advertisement or customers and increase sales. It can bring an effect.

While the invention has been shown and described with reference to certain preferred embodiments, the invention is not limited to the embodiments described above and does not depart from the spirit of the invention and has ordinary skill in the art to which the invention pertains. Various changes and modifications may be made by the user.

Claims (6)

delete A general operation server 1 for managing and operating a web server 10 of an internet service provider (IT), When the Internet user (IU) accesses the web server 10 of the Internet operator (IT) and registers on the website screen, the user information of the registered member is stored in the database server 20 and the electronic money distributor (M). Member management server (2) for storing and managing information on the electronic money account of registered members created by accessing the operating system at the same time; Banner advertisements 30 of various advertisers; In addition to the general chat room 310 with various menus, a video chat window 311, a text chat window 312, and a voice transmission / reception button 313 are provided so that consumers and consumers can trade intangible service goods in real time. A chat room 31 in which a trading market 40 is formed; And link icon 32 that can be connected to the electronic money distributors (M); is formed, Clicking the link icon 32 links to the site of the electronic money distributor (M) to purchase electronic money, and in the case of clicking on the banner advertisement 30 with the sponsor, the web of the electronic money distributor (M) Ad server (3) is automatically linked to the server 100 is given a fixed amount contracted with the advertiser, so that the corresponding amount is managed in the electronic money account of the Internet user opened in the database of the electronic money distributor (M) (3). )Wow, As a server configured to trade service goods, which are various types and types of information, among consumers, the registered member operates a consumer trading market 40 that can obtain information desired by individuals 24 hours in real time. Intangible service providing and payment system using the Internet chat system, characterized in that it comprises a consumer transaction server (4) which is connected to the web server 100 of the money distributor (M). The method of claim 2, The video chat window 311 of the chat room 31 supports person-to-person video chat, person-to-many video chat, and many-to-many video chat, and the chat room 31 includes a voice receiver and a display window 314 during transmission and reception. And a room accessor ID display window (315) indicating the number of visitor and chat room accessors, and an excellent supplier recommendation button (316) and a room exit button (317) for recommending a specific registered member who provided excellent service goods. Intangible service provision and payment system using chat system. The method of claim 2, The consumer transaction market (40) operated by the consumer transaction server (4) in the transaction item column 400 of various service goods, and when you click on a specific item of the transaction item, the tax target sight window (401) showing the details of the transaction item ), A separate excellent registered member recommendation column 402 for recommending a specific registered member who is sincere and excellent in providing service goods among the registered members, and any one of the cemok rooms 403 formed in the tax target sight window 401. In the case of accessing the tax room of the registered room, first, the detailed room of the detailed room for the detailed room of the tax room to be connected (404), the electronic money balance display unit (405) for displaying the electronic money balance of the registered member who is currently connected, and the registered member If there is no specific tax room you want to provide an intangible service using the Internet chat system, characterized in that it includes a new tax room button 406 to open a separate tax room Payment systems. The method of claim 4, wherein When the registered member clicks on the new tax office button 406, the consumer transaction server 4 is the web server 100 of the electronic money distributor (M) in the registered member who opens the tax office 403 to receive the service. When the balance of the member's electronic money is checked and the balance is less than 0 won, it indicates the reason for not opening the Semokbang (403) and connects to the electronic money distributor (M) site to purchase the electronic money. For example, if there is a balance, explain the desired service goods in the description column 407 of the service goods tax office 403 to be provided, and limit the access per minute for the provision of service goods and limit the number of members who access at the same time. The number of employees, current job, currency unit, and service providing and receiving buttons are formed, whereas registered members who wish to provide the service goods are irrelevant to the balance of electronic money. Intangible service provision and payment system using the Internet chat system, characterized in that to provide the service goods. The method of claim 4, wherein The detailed description column 404 of the details of the tax room (403), the contents of the service provided or desired to receive the service and the details of the establishment of the establishment of the tax room (ID, nationality, age, occupation, final education, etc.) and the corresponding Intangible service provision and payment system using the Internet chat system, characterized by a brief description of the service offerings or contents that you want to receive from Semokbang, the current number of connections, limited number of people, the price per minute of the services provided.