JPWO2017073463A1 - Card processing equipment, automatic transaction equipment - Google Patents

Abstract

[PROBLEMS] To reduce the size of a card to the minimum necessary length in the conveyance direction while maintaining the certainty of reading and writing magnetic data from the card and on the structure of the card conveyance function. Two roller pairs 32A and 32B are arranged at a pitch slightly shorter than the card length. The magnetic head 38 was disposed between the two pairs of rollers 32A and 32B and at a position close to the back roller pair 32B. The first shutter 24 on the upstream side and the second shutter 26 on the downstream side are disposed upstream of the two pairs of rollers 32A and 32B. The second shutter 26 regulates card insertion from the outside during the card insertion standby, and the first shutter 24 is operated because the card 14 is in the apparatus and the next card or foreign object cannot be inserted during the read / write process. . That is, the first shutter 24 is arranged at a position where the leading end of the card 14 reaches the magnetic head 38 and at a position where the rear end of the card 14 is downstream of the first shutter 24.

Description

  The present invention relates to a card processing apparatus and an automatic transaction apparatus.

  In a card processing device mounted on a device that handles magnetic cards and IC cards such as ATM and CD, and for reading (reading) and writing information (writing) magnetic data over the entire length of the card, A structure is generally used in which a pair of rollers provided along a transport path is sandwiched and transported from the top and bottom of the card. The card insertion slot is provided with a shutter mechanism for restricting card insertion.

  For example, the card processing apparatus described in Patent Documents 1 to 3 has a structure in which at least three pairs of rollers are arranged at a pitch slightly shorter than the length in the card transport direction along at least the transport direction. That is, the conveyance path | route of 2 times or more of the card conveyance direction full length (for example, 85-86 mm) is needed.

  On the other hand, magnetic data is provided in stripes (bands) over the entire length in the card transport direction. In the structure of the magnetic card processing apparatus, three pairs of roller pairs are used to reliably read and write magnetic data. Among them, a magnetic head is arranged near the central roller.

  By the way, in the card conveyance in the card processing apparatus, the minimum necessary structure that requires stable conveyance is sufficient if the two pairs of rollers are arranged at a pitch shorter than the total length in the card conveyance direction.

JP 2002-74607 A JP 2005-70986 A JP 2009-169684 A

  However, in order to reliably read and write magnetic data from the card, the total length of the card processing device is required to be at least twice as long as the total length in the card transport direction (for example, 85 to 86 mm). There was a limit to downsizing the length dimension along the transport direction.

  SUMMARY OF THE INVENTION In view of the above problems, the present invention is a card processing that can maintain the certainty of reading and writing magnetic data from a card and can be miniaturized to the minimum required transport direction length on the structure of the card transport function. It aims at obtaining a device and an automatic transaction device.

  To achieve the above object, the present invention provides a first shutter that opens and closes an insertion slot for inserting a card in which information is recorded in a specific direction, and a downstream side of the first shutter. A gate region comprising a second shutter that opens and closes a communication port that receives a card inserted from the insertion port when opened, and two sets of roller pairs arranged in a positional relationship shorter than the length in a specific direction of the card; Information between the two pairs of rollers and at a position where the rear end position of the card is downstream of the first shutter when reading / writing of the card information inserted from the insertion slot is started. A card processing device having a processing area including a processing unit that reads and writes.

  According to the present invention, it is possible to reduce the size to the minimum necessary length in the conveyance direction on the structure of the card conveyance function while maintaining the certainty of reading and writing magnetic data from the card.

(A) is a plan view of the present embodiment, and (B) is a cross-sectional view taken along line IB-IB in FIG. 1 (A) of the present embodiment. It is a control block diagram of the card processing apparatus which concerns on this Embodiment. It is a control flowchart which shows the flow of operation | movement of the card processing apparatus which concerns on this Embodiment. It is sectional drawing (equivalent to IB-IB sectional view taken on the line of FIG. 1 (A)) of the card processing apparatus of this Embodiment, Comprising: The figure explaining the state (insertion) of magnetic card transaction along the position of a card | curd is there. It is sectional drawing (equivalent to the IB-IB sectional view taken on the line of FIG. 1 (A)) of the card processing apparatus of this Embodiment, Comprising: It is the figure explaining the state (discharge) of the magnetic card transaction along the position of a card | curd. is there. It is sectional drawing (equivalent to the IB-IB sectional view taken on the line of FIG. 1 (A)) of the card processing apparatus of this Embodiment, Comprising: It is the figure explaining the state of IC card transaction along the position of a card | curd.

  FIG. 1 shows a card processing apparatus 10 according to the present embodiment. 1A is a front view of the card processing apparatus 10, and FIG. 1B is a cross-sectional view taken along the line IB-IB in FIG.

  The card processing device 10 is covered with a rectangular housing 12. In this card processing device 10, information is read / written (read and written) with respect to the stripe-shaped (band-shaped) magnetic data layer 14 </ b> A and the IC chip 14 </ b> B provided on the card 14.

  The housing 12 is partitioned into a gate region 16 on the right side of FIG. 1 and a processing region 18 on the left side.

  The gate area 16 has a function of detecting the presence / absence of the card 14 inserted from the insertion slot 20 provided on the right side, discriminating the inserted card 14 and sending it to the processing area 18 through the communication port 22. Have.

  The gate region 16 includes a first shutter 24 on the insertion port 20 side, a second shutter 26 on the communication port 22 side, and a card detection switch 27. The first shutter 24 permits or prohibits insertion of the card 14 through the insertion slot 20. The second shutter 26 permits or prohibits the card 14 from passing through the communication port 22. The first shutter 24 and the second shutter 26 can be opened and closed by independent drive systems (for example, solenoids 24S and 26S). In the card processing apparatus 10, the first shutter 24 is opened and the second shutter 26 is closed in the insertion standby state of the card 14. The solenoid 24S of the first shutter 24 is preferably a solenoid that can be biased in the closing direction by a spring or the like in the non-excited state and can be kept open against the biasing force in the excited state.

  A pre-head 28 is provided on the downstream side of the insertion slot 20 so as to face the magnetic data layer 14 </ b> A provided on the card 14 inserted from the insertion slot 20. The pre-head 28 detects the presence or absence of the magnetic data layer 14A (outputs a different signal depending on the presence or absence of the magnetic data layer 14A).

  Here, the pre-head 28 is a true card (not a foreign object) by detecting the presence of the magnetic data layer 14A in the card 14 inserted from the insertion slot 20 while the first shutter 24 is opened. Judgment is made and the second shutter 26 is opened. Thereby, when the card holder inserts the card 14, the card 14 can be sent out to the processing area 18 through the communication port 22 continuously with the insertion operation.

  In recent years, since there is no magnetic data layer and there is a card 14 with only an IC chip 14B, an IC detection unit 30 is provided so as to face the IC chip 14B of the card 14, and the same as the pre-head 28. It may have a function. The IC detection unit 30 can be a metal detection sensor that outputs different signals depending on whether or not metal is opposed.

  In the processing area 18, two pairs of rollers 32 </ b> A and 32 </ b> B are arranged along the conveyance direction of the card 14 flowing from the communication port 22.

  The two pairs of rollers 32 </ b> A and 32 </ b> B are rotated by the driving force from the driving system, and the card 14 can be conveyed by sandwiching the card 14.

  The drive system includes a motor 34, a transmission (pulley, gear, etc.) that changes the rotation speed of the motor 34, and photosensors 36 </ b> A, 36 </ b> B, 36 </ b> C that detect the tip of the card 14, and controls the position of the card 14. It is possible to do.

  The pitch dimension L in which the two pairs of rollers 32A and 32B are arranged is set slightly shorter than the length of the card 14 in the conveyance direction (for example, 85 to 86 mm). More specifically, the pitch dimension L is such that the front and rear ends of the card 14 can be sandwiched between the two pairs of rollers 32A and 32B, and the pitch dimension L is within a predetermined allowable range based on 80 mm. It is said that.

  A magnetic head 38 is disposed between the two pairs of rollers 32A and 32B so as to face the magnetic data layer 14A of the card 14.

  The magnetic head 38 is disposed between the two pairs of rollers 32A and 32B, and is disposed at a position close to the roller pair 32B on the back side in the transport direction of the card 14, and a platen roller 38A is disposed facing the magnetic head 38. Yes.

  Here, the position of the magnetic head 38 is such that the rear end of the card 14 is inward of the first shutter 24 in the gate region 16 when the front end of the card 14 in the transport direction reads the front end information of the magnetic data layer 14A. It must be located. In other words, when reading / writing information on the tip of the magnetic data layer 14A, the first shutter 24 is closed, and a new card is inserted or a foreign object is inserted during the transportation of the card 14 in the processing area 18. It is prevented from being inserted.

  Further, an IC information processing mechanism 39 is disposed between the two pairs of rollers 32A and 32B. The IC information processing mechanism 39 is separated from the movement locus of the card 14 in the standby state, but when the card 14 is positioned at a predetermined position (when the IC chip 14B faces the IC information processing unit 39), It approaches the card 14 direction, contacts the IC chip 14B, and reads and writes information.

  Here, it is a condition that when the card 14 is positioned at a predetermined position, the rear end of the card 14 is located inward of the first shutter 24 in the gate region 16. In other words, when reading / writing information from / to the IC chip 14B, the first shutter 24 is closed, and a new card or foreign object is inserted while the card 14 is being transported in the processing area 18. To prevent that.

  The position of the card 14 is the same when information is read from or written to the tip of the magnetic data layer 14A and when information is read from or written to the IC chip 14B.

  Further, a control unit 42 for controlling a card transport operation and an information read / write operation is disposed inside the housing 12 as a substrate.

  FIG. 2 is a block diagram for controlling the card transport operation and the information read / write operation in the control unit.

  The control unit 42 includes a microcomputer 44. The microcomputer 44 includes a CPU 46, a RAM 48, a ROM 50, an input / output unit (I / O) 56, and a bus 54 such as a data bus or a control bus for connecting them.

  The I / O 56 is connected to a photo sensor 36, a pre-head 28, and an IC detection unit 30 as an input system for card transport operation. Also, solenoids 24S and 26S and a motor 34 are connected to the I / O 56 as an output system for card transport operation.

  Further, a magnetic head 38 and an IC information processing unit 39 are connected to the I / O 56 as an information read / write system.

  Also connected to the I / O 56 is an I / F 57 that sends information read from the magnetic head 38 and the IC information processing unit 39 to the outside, or sends information from the outside to the magnetic head 38 and the IC information processing unit 39. Has been.

  Hereinafter, the operation of this embodiment will be described with reference to the flowchart of FIG. 3 and the operation diagrams of FIGS.

(Card insertion “magnetic data read / write”)
In FIG. 4A, the first shutter 24 is opened and the second shutter 26 is closed (step 100), and the card 14 is waiting to be received. In this state, the card 14 is inserted. When the card is detected by the detection switch 27 (affirmative determination in step 101), the two roller pairs 32A and 32B start normal rotation driving (step 103). When the pre-head 28 detects the magnetic data layer 14A (affirmative determination in step 104), it is determined to be a true card 14, and the process proceeds to step 106 to open the second shutter 26 (see FIG. 4B). .

  As a result, the card 14 can be sent from the gate region 16 to the processing region 18 through the communication port 22.

  As shown in FIG. 4B, when the card holder continues to insert the card 14 in the back direction, that is, the processing area 18, the leading end of the card 14 reaches the roller pair 32A on the upstream side in the card conveying direction, The card 14 is conveyed to the back side (left side in FIG. 4B) of the processing area 18 by the roller pair 32A. When the leading end of the card 14 reaches the roller pair 32A (affirmative determination in step 108), the first shutter 24 has the solenoid 24S de-energized (step 110), and the insertion opening is urged. 20 is in contact with the card 14 passing through.

  As shown in FIG. 4C, when the card 14 is continuously conveyed by the roller pairs 32A and 32B and the rear end in the conveyance direction of the card 14 passes the first shutter 24, the first shutter 24 is closed. Become. In this state, it is not possible to insert the next card or insert a foreign object.

  Thereafter, the front end of the card 14 reaches the magnetic head 38 (step 112), and the magnetic data layer 14A and the magnetic head 38 move relative to each other as shown in FIG. Can be executed (step 114). At this time, in the state of FIG. 5A, the card 14 protrudes from the left side surface of the processing area 18. That is, an area that does not interfere with the card 14 is required outside the card processing apparatus 10 (an area around the left side surface of the processing area 18). However, since there is no housing 12 behind the card processing apparatus 10 and it is only necessary to secure a gap of about the length x width x thickness (slightly larger) of the card 14, the installation space for the card processing apparatus 10 is small. can do.

  If necessary, a protective cover that can accommodate the card 14 sufficiently and sufficiently may be provided on the left side surface of the housing 12.

(Card discharge)
As described above, in FIG. 5A, the read / write process is completed over the entire length of the magnetic data layer 14A. When reading information from the magnetic data layer 14A in the reverse direction, the process from the state of FIG. 5A to the state of FIG. 5C through the state of FIG. 5B (carrying the card 14). Will be implemented.

  In the actual processing, after the writing process is performed in the insertion direction of the card 14, the reading is performed in the direction opposite to the insertion direction, and it is confirmed whether or not the writing is normally performed. At this time, since the second shutter 26 is kept open, it does not interfere with the reciprocal conveyance of the card 14 and does not interfere with the reading process. In this case, the closing of the first shutter 24 is continued.

  As shown in FIG. 5D, when the read / write processing from the magnetic data 14A is completed, the first shutter 24 is opened (step 116), and then the two roller pairs 32A and 32B are driven in reverse (step). 118), the card 14 is discharged from the insertion slot 20. In addition, discharge becomes a form in which a part of the card 14 protrudes from the insertion slot 20, and the card holder pulls out thereafter. When it is confirmed that the card 14 has been pulled out by turning off the card detection switch 27 (step 120), the second shutter 26 is closed (step 122). If there is no withdrawal of the card 14 for a certain period of time, the card 14 is collected for security (steps 124 and 126).

(IC information reading)
Next, based on FIG. 6A to FIG. 6D, an operation when reading / writing IC information to / from the IC chip 14B will be described.

  In FIG. 6A, the first shutter 24 is opened and the second shutter 26 is closed, and the card 14 is waiting to be received. In this state, the card 14 is inserted. When the card is detected, the two pairs of rollers 32A and 32B start normal rotation driving. Next, when the pre-head 28 detects the magnetic data layer 14A, it is determined that the card 14 is a true card 14, and the second shutter 26 is opened (see FIG. 6B).

  As a result, the card 14 can be sent from the gate region 16 to the processing region 18 through the communication port 22.

  In the case of the card 14 without the magnetic data layer 14A, the second shutter 26 is opened when the IC chip 14B is detected by the IC detection unit 30 instead of the pre-head 28. When the card holder continues to insert the card 14 in the back direction, that is, to the processing area 18, when the leading end of the card 14 reaches the roller pair 32A on the upstream side in the card conveying direction, the card 14 is moved into the processing area 18 by the roller pair 32A. It is conveyed to the back side (left side in FIG. 4B). At this time, the first shutter 24 comes into contact with the card 14 passing through the insertion slot 20 with an urging force such as a spring by removing a stopper (not shown).

  As shown in FIG. 6C, when the card 14 is continuously conveyed by the roller pairs 32A and 32B and the rear end in the conveyance direction of the card 14 passes the first shutter 24, the first shutter 24 is closed. Become. In this state, it is not possible to insert the next card or insert a foreign object.

  Thereafter, when the IC chip 14B faces the IC information processing section 39, the IC information processing section 39 is brought close to the card 14 as shown in FIG.

  When the IC read / write process is completed, a part of the card 14 protrudes from the insertion slot 20 in the same procedure as in FIGS. 5C and 5D, and the card holder is urged to pull out.

(Comparison with conventional structure 1)
In the card processing apparatus of the conventional structure 1, three pairs of rollers are arranged in the card conveying direction at a pitch (L) slightly shorter than the total length of the card, and a read / write magnetic head is arranged near the central roller. A single shutter is disposed in front of the three roller pairs. In the card processing apparatus having the conventional structure 1, the total length is more than twice the total length of the card.

(Comparison with conventional structure 2)
As a conventional card processing apparatus of Structure 2, there is a card processing apparatus that performs only reading without writing magnetic data and includes two pairs of rollers in the transport system. In this conventional card processing apparatus, the card protrudes from the insertion slot when reading magnetic information. Therefore, if the card holder does not release the card immediately or intentionally moves it, the card is read. May not work properly. Even when magnetic information is read in the reverse direction (card ejection direction), if the cardholder touches the card, reading may not be performed normally. For this reason, the card processing apparatus having the conventional structure 2 is rarely used in high security automatic machines such as ATMs and CDs.

  As described above, in the card processing apparatus 10 that reads and writes the entire card data length, the two pairs of rollers 32A and 32B are arranged at a pitch (L) that is slightly shorter than the card length.

  Further, the magnetic head 38 is disposed between the two pairs of rollers 32A and 32B and close to the inner roller pair 32B, and a platen roller 38A is disposed at the opposite portion of the magnetic head 38 so as to read and write. The adhesion between the card 14 and the magnetic head 38 was improved.

  As a means for restricting insertion of the card 14, a two-sheet configuration of a first shutter 24 and a second shutter 26 is used, and the first shutter 24 on the upstream side and the second shutter 26 on the downstream side are two pairs of rollers 32A and 32B. It was arranged on the upstream side.

  The second shutter 26 regulates card insertion from the outside during the card insertion standby, and the first shutter 24 is operated because the card 14 is in the apparatus and the next card or foreign object cannot be inserted during the read / write process. .

  That is, the first shutter 24 is arranged at a position where the leading end of the card 14 reaches the magnetic head 38 and at a position where the rear end of the card 14 is downstream of the first shutter 24.

  Further, the IC information processing unit 39 is between the two roller pairs 32A and 32B, and the rear end of the card 14 is located downstream of the first shutter 24 during the information reading / writing process with respect to the IC chip 14B. Place at the position.

  Under the above conditions, the total length of the card processing apparatus 10 can be shorter than twice the total length of the card 14 (85 × 2 = 170 mm). In addition, since the shutter has two shutters (the first shutter 24 and the second shutter 26), the insertion of the card 14 and the next card during the information read / write process without increasing the overall length of the apparatus or The insertion restriction of the foreign matter can be performed in the same manner as the conventional device.

DESCRIPTION OF SYMBOLS 10 Card processing apparatus 12 Case 14 Card 14A Magnetic data layer 14B IC chip 16 Gate area 18 Processing area 20 Insertion port 22 Communication port 24 1st shutter 26 2nd shutter 24S, 26S Solenoid 27 Card detection switch 28 Pre head 30 IC detection part 32A, 32B roller pair 34 motor 36A, 36B, 36C photo sensor 38 magnetic head 38A platen roller 39 IC information processing unit 42 control unit 44 microcomputer 46 CPU
48 RAM
50 ROM
54 Bus 56 Input / output section (I / O)
57 I / F

Claims (8)

A first shutter that opens and closes an insertion slot for inserting a card in which information is recorded in a specific direction, and a card inserted from the insertion slot when the first shutter is opened is received downstream of the first shutter. A gate region comprising a second shutter for opening and closing the communication port;
When two sets of roller pairs arranged in a positional relationship shorter than the length in a specific direction of the card and the reading and writing of the card information inserted from the insertion slot between the two sets of roller pairs A processing area comprising: a processing unit that reads and writes information at a position such that a rear end position of the card is downstream of the first shutter;
A card processing apparatus. The card is a magnetic card provided with a stripe-shaped magnetic data layer;
2. The card processing device according to claim 1, wherein the processing unit performs information read / write processing on the magnetic data layer when the magnetic card is sandwiched and conveyed by the two pairs of rollers. 3. The gate area includes an insertion detection unit that detects that the card has been inserted from the insertion slot,
In the card insertion standby state, the first shutter is opened and the second shutter is closed,
The card processing device according to claim 1, wherein when the insertion detection unit detects that a card has been inserted into the insertion slot, the second shutter is opened and the card can be received by the processing unit.   2. The card processing device according to claim 1, wherein the second shutter is opened and the first shutter is closed during a process of reading / writing information from / to the card in the processing area.   The card processing apparatus according to claim 1, wherein a total length when the gate region and the processing region are directly connected is shorter than twice a total length of the card moving through the gate region and the processing region.   The card processing device according to claim 1, wherein the processing area includes an IC information processing unit capable of reading and writing information with respect to an IC chip of an IC card.   The card processing device according to claim 6, wherein the gate area includes an IC detection unit that detects the presence or absence of an IC chip of an IC card, and detects an IC card having no magnetic data layer.   An automatic transaction apparatus comprising the card processing apparatus according to claim 1.

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