JPS63253496A - Automatic transaction processor - Google Patents

Abstract

(57) [Summary] This bulletin contains application data before electronic filing, so abstract data is not recorded.

Description

DETAILED DESCRIPTION OF THE INVENTION FIELD OF THE INVENTION The present invention relates to an automatic transaction processing device, and more particularly to an automatic transaction processing device having both a deposit payment function and a currency exchange function.

(b1 Overview of the Invention The automatic transaction processing device according to the present invention has both the functions of an automatic teller machine (ATM), a cash dispensing machine (CD), and a automatic currency exchange machine (BTR), and each function is Separate customer operation panels were provided for each of the two.This prevents a single operation surface from becoming complicated.

(C) Conventional Technology In order to save space in small-scale stores, financial institutions are increasingly becoming multi-functional, in which a single automatic transaction processing device is provided with multiple functions. For example, a device has been proposed in which an automatic money exchange machine that operates only during counter business hours has a deposit payment function, and can operate as an ATV or a CD outside of counter business hours.

(d) Problems to be solved by the invention Conventionally, such multi-functional automatic transaction processing devices include:
A single customer operation panel was provided with various reception ports and key switches corresponding to each stage of each function.

For this reason, customers must judge and operate the reception ports and key switches that correspond to their own transaction processing functions, making operations complicated and transaction times long (as well as slowing down transactions).
There was a problem that customers who were unfamiliar with transactions could make mistakes in operations. In addition, when many operating units are installed on the same panel, space constraints become large, making it difficult to maintain the equipment, and requiring key switches to be placed in locations that are difficult for customers to operate. (There were some problems.

This invention has been made in view of the above-mentioned problems, and an object of the present invention is to provide an automatic transaction processing device that facilitates operations by customers by providing separate operation panels for each of a plurality of functions. purpose.

(Means for solving the e1 problem) This invention provides a customer operation panel for automatic deposit payment operation;
A customer operation panel for automatic currency exchange operation is provided on separate surfaces.

(f) Function When the automatic transaction processing device of the present invention functions as an automatic money changer, the operation surface of the automatic transaction processing device is directed toward the customer side. At this time, this customer operation panel surface is activated to operate the money exchange function, and the entire device operates as a money exchange machine. Furthermore, when operating as an ATM or a CD, the customer operation panel face faces the customer and operates as an ATM or a CD. The switching timing of the operation panel surface may be determined by the device itself based on a time table and an internal clock, or may be configured to be switched by an operation by a staff member. Furthermore, the orientation of the operation panel surface may be changed automatically by placing the device on a turntable and rotated by a motor or the like, or by attaching casters or the like to the device by having an attendant turn the device.

(Bright Embodiment FIGS. 1(A) and 1(B) are examples of this invention.
), there is a handling indicator 40. on the vertical panel surface. Operation mode indicator 41. Call button 43 and card person exit 42
is provided. The handling display 40 displays whether or not this device is accepting transactions, and the operation mode display 41 indicates the operation mode of this device, that is, what types of transactions can be accepted. It is to be displayed. Also, on the horizontal operation panel surface is a CRT45 for customer operation guidance. A banknote exit 46 is provided. CRT
A touch panel switch 49 is provided on the surface of the switch 45 to detect the position touched by a customer's finger or the like. Furthermore, an attendant key 47 and a customer sensor 48 for detecting the approach of a customer are provided below the surface of the operation panel.

In the one-way view CB), the vertical operation panel surface is provided with a handling display 50 that indicates that the coin is being handled, and an amount display setting key 51, and the horizontal operation panel surface is provided with a coin ejection port 5.
2. A packaged coin outlet 53 and a banknote outlet 54 are provided.

Further, a rotary table 55 is attached to the bottom of this device, and the device main body can be rotated on this table.

FIG. 2 is a block diagram of the control section of the automatic transaction processing device. This control section is composed of a master-slave system. The main control unit 10, which controls the operation of the entire apparatus, is composed of a master CPU (M-CPU) 10a, a ROM 10b storing a control program, and a RAM 10c. The main control section 10 is connected to auxiliary side barbs 11a to 11g that control the respective operating sections. Each auxiliary control unit 11a to 11g is a slave CPU (
S-CPU), ROM that stores the operating program of the 5-CPU, RAM that stores various input and output data, etc.
It is made up of.

A banknote deposit/dispensing machine 14 that counts banknotes to be withdrawn and discharges them to a deposit/dispensing port 24 is connected to the auxiliary control section 11a. A pill checker 4 that determines the authenticity of banknotes deposited through the deposit/withdrawal port 24 is connected to the auxiliary control section 11b. The auxiliary control unit 11C includes a slip issuing machine 1 that issues a transaction statement slip.
6.33 and Card League 17.34 are connected. A passbook printing machine 18 is connected to the auxiliary control unit lid. Connected to the auxiliary control section 116 are a keypad 221 to which the touch panel switch 49 and the amount display setting key 51 are connected, and a display section 22 to which the CRT 45 and the amount display setting key 51 are connected. The auxiliary control unit 11f includes a coin processing machine 19 and a cylinder coin processing machine 35.
is connected. A floppy disk device 28 for backing up data and the like is connected to the auxiliary control section 11g. The internal bus also includes a transmission control section 29.
31 is connected. The transmission control unit 29 is the monitoring center 3
FIG. 3 is a schematic structural diagram of a banknote processing device provided inside the device. This banknote processing apparatus includes the banknote deposit/dispensing machine 14 for transporting banknotes and a pill checker 15 for determining the denomination and authenticity of banknotes.

On the BTR side (left side) of the device, there are banknote deposit and withdrawal slots 54. Ten thousand bill cartridge 1. 5,000 yen bill cartridge 2.
A thousand yen bill cartridge 3 and a bill collection box 6 are installed. In addition, on the ATM side, there are banknote deposit and withdrawal slots 46 in order from the top.
．． - A next stocker 7 and an unidentifiable banknote stocker 8 are installed. In addition, the Birche force 15 is provided at the center of the device.
is installed. A banknote transport path 9 is formed between each cartridge and stocker, and transports banknotes from a predetermined banknote storage section to a banknote storage section. Further, the banknote transport path 9 always allows the banknotes to pass through the pill checker 15. At this time, the denomination of the banknote.

Authenticity, degree of pain, etc. are determined, and processing of the banknote is determined. The banknote conveyance path 9 is composed of rollers, belts, and flappers for distribution. This banknote deposit/withdrawal 4i14
As mentioned above, it has two banknote exits 54 and 46 on the left and right sides, and one of the banknote exits is activated by a command from the control section.

FIG. 4 is a flowchart showing the general operation of the automatic transaction processing device. When the operation starts, if the operation is to be performed as a BTR or as an ATM, the process proceeds to n7 and subsequent steps.

At n2, the BTR operation panel #5 is rotated to face the customer side automatically or by the operation of the staff member. Next, the amount display setting device 51 is activated, and after performing initial processing of the thin tube coin processing machine 35, etc., the exchange transaction is processed (n5
). Thereafter, when the function is switched by judgment based on time table reference or key operation by an attendant, the process proceeds to n7.

On the other hand, when operating as an ATM, the ATM operation panel 4 is directed toward the customer (n7) and the CRT 45 is activated (n8). After this, card reader 17, slip issuing machine 1
After performing initial processing such as 6 (n9), a cash payment transaction is processed (nlO). When the function is switched to BTR (nil), proceed to n2.

(h) Effects of the Invention As described above, according to the present invention, in an automatic transaction processing device having multiple functions such as an automatic currency exchange machine and an automatic deposit dispensing device, separate customer operation panels corresponding to both functions are provided. This makes each operation easier to understand and reduces transaction time. As a result, even if multiple functions are installed in one device, space-saving measures are taken, and even if the control unit is shared, transactions can be performed in the same way as if each device was installed independently, and customer service is improved. This can contribute to improving transaction processing efficiency.

Furthermore, since 10,000 yen bills, which are deposited at BTR and never withdrawn, are withdrawn in large quantities at ATMs, funds can be managed more efficiently.

[Brief explanation of the drawing]

FIG. 1 is an external view of an automatic transaction processing device that is an embodiment of the present invention, and (A) of the same figure shows the ATM operation panel surface.
Figure (B) shows the BTR operation panel surface. FIG. 2 is a block diagram of the control section of the automatic transaction processing device, FIG. 3 is a diagram showing the structure of the banknote processing device, and FIG. 4 is a flowchart showing the general operation of the control section. 4-ATM operation panel, 5-BTR operation panel surface.

Claims (1)

[Claims] (1) An automatic transaction processing device characterized in that a customer operation panel for automatic deposit payment operations and a customer operation panel for automatic currency exchange operations are provided on separate surfaces.