JPS63234383A - Securities processor - Google Patents

Abstract

(57) [Summary] This bulletin contains application data before electronic filing, so abstract data is not recorded.

Description

[Detailed Description of the Invention] [Table of Contents] Overview Industrial Field of Application Conventional Technology Problems to be Solved by the Invention Means for Solving the Problems Action Example ■, Correspondence between the Example and Figure 1 Relationship ■, Configuration of the embodiment (i) Overall configuration of the securities processing device (ii) Configuration of the check processing machine ■, Operation of the embodiment (i) MICR printing process (ii) Reprinting process (iii) Verification process ■, Summary of Examples ■0 Modifications of the Invention Effects of the Invention [Summary] A securities processing device that associates and groups the reference numbers (check number, bill number, etc.) and amounts input for securities. When printing the amount in MICR characters based on the read data of the MICR characters of the set securities and the stored securities information, the input reference number and the read reference number are compared. For securities that cannot be printed because the number cannot be removed, re-enter the reference number and amount, check the amount, check the re-entered reference number with the read reference number, and print the amount. Even if there is a mistake in inputting the reference number when carrying out processing for taking out securities, etc., it can be corrected at the printing stage and the amount can be printed accurately.

[Industrial application field].

The present invention relates to a securities processing device, particularly for processing securities, etc. at a business counter of a financial institution, etc.
The present invention relates to a securities processing device that performs printing processing and verification processing of MICR characters.

The processing of securities and the like at the sales counters of financial institutions and the like is performed based on the MICR characters.

In addition, in this specification, M I CR (Magnetic
InkCharacter Recognition
or Reader) refers to a device that translates the shape and amount of magnetic ink deposited on a form into voltages representing individual characters. The MICR character includes the magnetic character E13B, which was adopted by the American Bankers Association in 1954 as a common language for check processing, and which was also adopted in Japan in 1965. If processing is performed based on such MICR characters, settlement with securities, etc. will be mechanized and automated.

Currently, in addition to securities, etc. that are subject to MICR processing at the counters of financial institutions, when referring to objects on which characters are printed using magnetic ink, in this Specification 4, it is simply referred to as "valueable securities.""Securities".

[Conventional technology]

BACKGROUND ART Conventionally, MICR characters are printed and verified within the financial institution for securities accepted at the counter of the financial institution.

First, an example of r check 1 as a security will be explained. Currently, a commonly used check has dimensions of 84++n (or 7611m) in length and 1691m in width. At the bottom of the surface is a ``clear band'' that is 16 mm wide and prohibits printing anything other than MICR characters. These are stipulated by law. This clear band is divided into four usage sections (Fields). In other words, Auxiliary on us
Field), exchange number 4fjl (TaransitN
amber Field), own bank column (On us Fi)
eld) and an amount field (^mount Field) are defined.

Of these four auxiliary own bank fields, exchange number field, own bank field, and amount field, the fields other than the amount field are usually already printed in MICR characters at the time the check is issued. Regarding the amount column, MiCR characters are printed at the stage of processing at the bank. In this case, when the check is issued, the amount indicated by the drawer in check writer characters on the face of the check is printed in MICR by the financial institution's internal processing.

Also, usually on the top left of the front of the check, for example, AA
12345-5 is a check number Nc consisting of two alphabetic characters and five digits of arithmetic numbers (corresponding to the numbers in MICR characters in the own bank column). In the upper right corner are the specified digits of arithmetic numbers (corresponding to the MICR character numbers in the exchange number column)
The exchange number is listed. Therefore, anyone can easily know the check number N and exchange office number.

Note that a MICR character printing field is separately defined for bills, and the same applies to processing procedures.

In order to print the amount in MICR characters on such securities, consider the case where a bill or check is to be settled.First of all, at the counter of the bank where the payment is made, the receipt will print the amount on the securities. Enter the amount for each piece. After that, MI the securities for which the amount has been entered one by one.
Set it in the CR character printing machine and print MICR in the amount column. This is the procedure for printing MICR characters.

Similarly, in the verification process for bills or checks, the amount is entered again for each security. Thereafter, the securities for which the amounts have been entered are placed one by one in the MICR character reader, and the MICR print is verified. This is the procedure for MICR character print verification.

[Problem that the invention seeks to solve]

By the way, in the conventional method mentioned above, M of securities
In each of the ICR character printing process and verification process, the corresponding amount is input for each security, and then the security is set in the MICR character printing machine and the MICR character reader.

Therefore, there is a problem in that errors are likely to occur when inputting amounts, and it is difficult to detect errors in inputting amounts. In addition, inputting the amount and setting it on the MICR character printing machine and MICR character reader were performed manually, which required a large amount of processing time, resulting in the problem of poor administrative efficiency within the financial institution. Ta.

Furthermore, the materials are put through a MICR sorter to determine whether they are to be processed internally or taken out, but setting them into the MICR sorter was also done manually.

In this way, the setting of securities with amounts entered into the MICR character printing machine, MICR character reader, and MICR sorter was done manually, so there is a possibility that the securities may be misplaced or lost during each step. Therefore, the number of sheets was checked to prevent them from being misplaced or lost. However, since this checking of the number of sheets was also done manually, it ended up requiring a large amount of processing time, resulting in a problem of poor administrative efficiency within the financial institution.

To solve these problems, there is an automatic processing method that inputs the number when receiving a check (bill) and then prints the MICR amount and performs verification processing based on that number data. Conceivable. However, if the number is entered incorrectly at the reception counter, this automatic processing method will not be able to respond.

The present invention was created in consideration of these points, and even if there is a mistake in entering the number, MI
It is an object of the present invention to provide a securities processing device that can perform CR character printing and verification processing reliably and efficiently.

[Means for solving problems]

FIG. 1 is a basic block diagram of the securities processing apparatus of the present invention.

In the figure, at least one data input means 113 is provided, whereby various data regarding the MICR-printed securities 111 can be input.

The data storage means 115 stores securities information in which the serial number and the amount related to the securities 111 are related based on the correspondence information about the data input means 113.

The stored data reading means 119 reads the securities information stored in the data storage means 115 in response to the activation signal 117.
The information indicated by the correspondence information regarding the data input means 113 is read out.

The read data storage means 121 is the stored data read means 11
The securities information read by 9 is stored.

The printing means 123 reads the serial number of the MICR characters printed on the set securities 111 in response to the securities information being stored in the read data storage means 121,
The amount is printed in MICR characters according to the amount data of the securities information by comparing it with the serial number data as the securities information. Further, in accordance with the number information signal 127, the information is similarly verified and printed.

The determining means 129 receives the re-input information signal 125 representing the serial number and amount of the securities 111 for which the reading data of the serial number of printed MICR characters cannot be compared with the serial number data as securities information, and determines the amount. When the data corresponds to the amount data as securities information stored in the read data storage means 121, the number information body No. 12 representing the serial number of the meeting input information signal 125 is used.
7 is output to the printing means 123.

Therefore, the printing means 123 as a whole is configured to print the amount on the securities 111 by comparing the number information signal 127 with the reference number of the printed MICR characters.

[For production]

Securities 11 input by data input means 113
The serial number and amount for 1 are stored in the data storage means 115 as securities information. This securities information is read out to the read data storage means 121 as indicated by the corresponding information regarding the data input means 113.

The amount is printed on the securities 111 by comparing the reading data of the serial number of the printed MICR characters of the set securities 111 with the serial number data as securities information.

For securities 111 that could not be verified due to an error in inputting the reference number, the reference number and amount are re-inputted using the re-input information signal 125. If the re-entered amount corresponds to the amount data as securities information stored in the read data storage means 121,
The amount is printed on the securities 111 after checking the serial number of the printed MICR characters.

In the present invention, the reference numbers and amounts input regarding the food price securities 111 are stored in groups in association with each other, and when printing the amounts in MICR characters on the set securities, the input rearrangement Number - For securities 111 that cannot be printed because they cannot be compared with the read reference number, the re-entered amount is used to check the amount and print the amount, so even if there is a mistake in entering the reference number, it will not be printed at the printing stage. You can correct and print the amount accurately.

〔Example〕

Hereinafter, embodiments of the present invention will be described in detail based on the drawings.

FIG. 2 shows the configuration of a securities processing device in an embodiment of the present invention. FIG. 3 shows a detailed configuration of a check processing machine included in an embodiment of the present invention. FIG. 4 shows the configuration of the stacker mechanism section, and FIG. 5 shows the data storage state in the embodiment of the present invention.

FIGS. 6(a) to 6(C) show the procedure of printing processing in the embodiment of the present invention. FIG. 7 shows the procedure of verify processing in the embodiment of the present invention.

(2) and 1'', - Here, the correspondence between the embodiment of the present invention and FIG. 1 will be shown.

Securities 111 correspond to a check.

The data input means 113 is the online tellers machine 2
15. It corresponds to ~2158.

The data storage means 115 corresponds to the central control section 213 and the data storage section 217.

The energizing signal 117 corresponds to a control signal given to read data in units of Tera by the teller terminal operator operating the teller terminal 219 at the deadline time.

The stored data reading means 119 includes a central control unit 213, a teller terminal 219 . This corresponds to the check processing machine 221.

The read data storage means 121 stores the check number search data storage section 375. of the check processing a221. This corresponds to the check amount search data storage section 377.

The printing means 123 is a MICR character reading control section 335 of the check processing machine 221. MICR character reading mechanism section 353. M
ICR character printing control section 337. This corresponds to the MICR character printing mechanism section 355.

The re-input information signal 125 corresponds to the information signal of the check number and amount that the teller terminal operator re-enters from the teller terminal 219.

The number information signal 127 corresponds to check number information based on the search result of the check number rewriting control unit 333.

The determining means 129 is the main control unit 33 of the check processing machine 221.
This corresponds to 0 (check number rewriting control unit 333).

Examples of the present invention will be described below assuming that the correspondence relationship as described above exists.

■-Real Blood Team Seating Structure In Figure 2, the securities processing device is installed, for example, in a branch of a bank, and the communication line 211
It is connected to a center (not shown) via the center so that it can communicate with the center (not shown).

By the way, the present securities processing device will be described below as one that processes checks.

(i) This securities processing device includes a central control unit 21 that is connected to a communication line 211 and controls the entire securities processing device.
3 is included. This centralized control unit 213 includes a plurality of online tellers machines 215 (online tellers machines 215..215g, 215s, . . .
, 215N) are connected, and a scrutiny terminal is attached to them. In each of these online teller's machines 215, a mutually independent teller (not shown) is arranged to perform administrative processing for dealing with customers, and each corresponding online teller's machine 2
By operating No. 15 keys (not shown), various data related to office work can be input into the central control unit 213. In other words, when each teller processes a bill or check, the bill or check number N,
and its amount data can be entered.

Various data input by the plurality of online tellers machines 215 are stored in a data storage unit 217 (RAM) by the central control unit 213. However, the storage status is such that the bill or check number NK and amount data are paired as a group for the teller number Nt assigned to each teller.

Further, the central control unit 213 is connected to a teller terminal 219 installed behind the counter. This teller terminal [2
A dedicated teller terminal operator (not shown) operates a keyboard (not shown) included in the online tellers machine 215 to check (not shown) and its return slip issued from the online teller's machine 215 side. Payment and disbursement processing is performed based on the following.

Furthermore, a check processing machine 221 is connected to this teller terminal 219, and the check processing machine 221 is configured to print the M printed on the circulated and set check.
It reads ICR characters and prints the amount in MICR characters.

(ii) In FIG. 3, a main control unit 330 (consisting of a CPU, for example) included in the check processing machine 221 is connected to the teller terminal 219 via an interface control unit 341. . This main control section 330 includes an input control section 351
via the MICR character reading mechanism section 353. MICR character printing mechanism section 355, hopper mechanism section 357. It is commonly connected to the stacker mechanism section 359 and the transport mechanism section 361.

The MICR character reading mechanism section 353 is connected to the check processing machine 221.
This part converts the MICR characters on a check set into voltages representing individual characters based on the shape and amount of magnetic ink. In addition, the MICR character printing mechanism section 35
5 is a part where the amount is printed in MICR characters in the amount column of the clear band of the set check. The hopper mechanism section 357 is a section where checks are set for reading or printing in the check processing machine 221. The stacker mechanism section 359 prints.

This is the part that accommodates the check after it has been read. Further, the conveyance mechanism section 361 is a section that conveys the set checks one by one for reading or printing, and then conveys them to be stored in a stacker.

By the way, the main control section 330 performs overall control according to a control program written in, for example, a ROM (not shown), and includes a check number rewrite control section 333. MICR character reading control unit 3 that controls the MICR character reading mechanism unit 353
35. MIC that controls MrCR character printing mechanism section 355
It includes an R character printing control section 337 and an amount data detection control section 339 that performs detection control of amount data, and also includes other control functions.

The main control unit 330 also includes a MICR character reading mechanism unit 3.
A MICR character reading data storage section 373 stores the MICR character data read by the 53, and a check number search data storage section 375 stores the number data of the check to be searched. A check amount search data storage section 377 that stores the amount data of the check to be searched, and a printed check data storage section 37 that stores the data of the printed check.
9 and a re-input data storage section 381 that stores check number and amount data re-entered for checks whose amounts were not printed because they were unreadable.

These are made up of, for example, one RAM and use different areas.

1-Coal traction operation The securities processing apparatus having the above-mentioned configuration will be described with reference to FIGS. 2 to 7. In the following, we will explain the rMIcR printing process, which prints the amount, the reprint process, which prints the unprinted check again, and the verification process, which determines whether the printed amount is valid. .

(i) MICR Below, the check number N written on the upper left of the front of the check.
Let NcI be the data entered by the teller based on , and let AM be the data entered by the teller based on the amount AM in check writer characters.

shall be.

Branch a of Bank A, where this securities processing device is installed, communicates with the center of Bank A that is connected to it, and becomes ready to start counter operations using this securities processing device (step 511).

By the way, at the sales counter of Bank A's A branch, the tellers who handle the administrative work with customers independently of each other are:
After receiving securities, cash, etc., as necessary,
Each online teller machine 215 corresponding to each teller is operated.

Now, a customer XI at the counter where the online teller's machine 2151 is installed brings a check CI (not shown) to the online teller's machine 215. Assume that the check C is settled by the teller T1 who operates the check C. Then, the teller T1 becomes
Perform a transaction regarding the check C1 (step 51
2). That is, the teller Tl inputs the check number N attached to the check C3 and its amount AM.

Here, the input check number NC is usually the last three digits of the five-digit serial number written on the front of the check C6. Also, the input amount AM is
It is written in check writer letters by the drawer.

In this way, the check number data NC1+ and its amount data AMII regarding the check CI for which the transaction was completed by the teller T1 are stored in the online teller's machine 2.
The central control unit 213 to which 151 is connected sends the data to the data storage unit 217, and is stored in the data storage unit 217 (step 513). As for this storage state, data is stored for each teller, so for teller T,
As shown in FIG. 5, the check number and amount are stored as paired data (N c + + +, A M r + l).

As described above, a transaction is performed every time a check, two bills, or other securities are accepted. Every time a transaction is completed, check number data and amount data regarding securities are
Storage is controlled by the central control unit 213 in units of teller T+. If customer X brings another check C2, it is treated similarly as paired data and stored with respect to teller T (N c + t + ,
A M Iz l). Also, another customer X! Similarly, paired data of the check number Nc and the amount AM for the check brought in is stored for the teller T.

The acceptance of such checks and the storage of check number data N, 1 and amount data AM regarding the transaction in the data storage unit 217 are the same for other tellers. For example, for Teller T2, as shown in Figure 5, (N c I□, AMzz), (NCI2
2. AM+tz), ・”-.In other words, the centralized control unit 213 groups each of the tellers T+-TN of the online tellers machines 2151 to 215 into one tera unit, and the securities for which the transaction has been completed are The data of the check number N and its amount AM are stored as a pair in the data storage section 217.

The above-mentioned procedure is carried out by the time determined by the need to take securities such as checks and bills to an exchange or an exchange (a negative determination is made in step 514, and the process returns to step 512 to continue the above-mentioned execution procedure). , the previous check group (in units of Tera) is sent to the teller terminal 219 connected to the central control unit 213 along with the circulation slip (scrutiny slip).
will be forwarded to the teller terminal operator. In this way, a group of checks in units of Tera issued to the teller terminal operator is
This is a check for which a transaction has been completed before the circulation slip is handed over to the teller terminal operator.

Now online Terrors Machine 215I Terror T1
When the circulation slip and the group of checks are distributed to the teller terminal operator (affirmative determination at step 514), the teller terminal operator operates the keys on the teller terminal 219 to
The user inputs the fact that a return has been accepted and the corresponding number Nt of the return slip attached. The centralized control unit 2
13 searches the various data stored in the data storage unit 217, and searches for a group of data pairs of the check number N of the securities and the amount AM based on the input Tera1 number N7 in Tera unit. is transferred to the teller terminal 219 (step 515).

Therefore, all the check group data for teller T1 (
5) is stored in the check number search data storage section 375 and the check amount search data storage section 377 by the main control section 330 of the check processing machine 221 connected thereto via the teller terminal 219. However, the paired check number data N6. is stored in the check number search data storage section 375, and the amount data A Mr is stored in the check amount search data storage section 377.

Thereafter, the teller terminal operator transfers the group of checks for the teller Tt to the hopper mechanism section 3 of the check processing machine 221.
57 at a predetermined location (not shown) (step 5).
16).

Furthermore, the check processing machine 221 is in a standby state until a "start key" (not shown) of the teller terminal 219 is operated (step 517).

When the teller operator presses the "start key" on the teller terminal 219 (affirmative determination in step 517), the check processing machine 2
The MICR character reading control unit 335 included in the main control unit 330 of 21 controls the MICR character reading mechanism unit 353,
The MICR character on the first sheet of the group of checks set in the check processing machine 221 is read. The read MICR character data is stored in the MICR character read data storage section 373 (step 518).

The read MICR character data here includes the check number NcJ, so the read data of this check number NC is the key to the search.

Hereinafter, the data obtained by reading the check number N of MICR characters will be referred to as NCI.

Next, the main control unit 330 of the check processing machine 221 reads the check number data Ncl stored in the check number search data storage unit 375 and its check amount search data storage based on the read data NC,I of the check number Nc. When searching for the amount data AMI stored in the section 377 (Step 519), it is determined whether or not the corresponding check number Nc exists (Step 520). If a matching check number N exists, an affirmative determination is made. ), the amount data A M + paired with the check number N is read out from the check amount search data storage section 377, and the MICR character printing control section 337 of the main control section 330 reads out the amount data A M + paired with the check number N.
The R character printing mechanism section 355 is controlled to print the amount in MICR and store it in the printed check storage stacker 391 of the stacker mechanism section 359 shown in FIG. 4 (step 521).

Further, even if the check number data NCI stored in the teller terminal 219 is searched based on the read data NclI of check number N, if no matching check number exists (negative determination at step 520), One of the checks at that time is removed by the stacker mechanism 359 into the reject box 397 shown in FIG. 4 (step 522).

By the way, such check number reading data NC
If there is no matching check number N in the search based on *, there is an error in inputting the check number NC by the teller (an error in operating the online teller's machine 215 in step 512). In such a case, the amount is not printed in MICR characters on the check currently being read by the check processing machine 221.

After printing the amount (step 521) or removing the check (step 522) as described above, the check processing machine 221
The main control unit 330 determines whether all checks set in the check processing machine 221 have been processed (step 523). This determination may be made using data on whether there are any remaining checks at the set location of the check group or data on the total number of checks that have been circulated.

If there are multiple checks set in the check processing machine 221 in units of Tera (processing units), even if the process is completed for the first one, it is not completed for all the checks (step 523). (negative determination), the process returns to step 51B. As a result, the main control unit 330 reads the check number N for the next set check (step 518) and searches for data (step 5).
19), the amount is printed (step 512) or the check is removed (step 512) depending on whether there is a corresponding check number N.
Step 522) is executed.

The above procedure for reading, searching, etc. of check number N is performed for all checks set in the check processing machine 221, and when the procedure is completed (affirmative determination at step 523), the check processing machine The main control unit 330 of 221 compares the received data stored in the check number search data storage unit 375 (check amount search data storage unit 377) with the printed data stored in the printed check data storage unit 379. and the verification results (number of checks with amount printed, check number Nc with amount printed,
the amount, the check number Nc of the removed check, etc.)
It is transmitted to the teller terminal 219 and the execution procedure ends.

In this way, when the processing is completed for all the set checks (affirmative determination at step 523), the process moves on to the processing for the checks that could not be printed.

First, the teller terminal operator takes out the checks for which the amount could not be printed from the reject box 397 and inputs the check number Nc and the amount AM for all of the checks for which the amount was not printed. Re-enter by key operation. Their check number NC and amount AM
are associated with each other and sequentially stored in the re-input data storage section 381 (step 5551). Here, the data of check number N and amount AM, which were input and stored by the teller terminal operator again, are entered into NC, 4 and AMM.
shall be.

The check number rewriting control section 333 of the main control section 330 reads one of the amount data AMH stored in the re-input data storage section 381. This read amount data A M
Based on H, the check amount search data storage unit 377 is searched for amount data AMI that matches the amount (step 552), if there is matching amount data AM, and it is the same as the re-entered check number data NCM at that time. It is determined whether there is any losing check number data Nc, I (step 553).

Here, amount data AM that matches amount data AMM,
and if there is check number data NCR that matches the corresponding re-entered check number data NcM (affirmative determination), the check amount search data storage unit 37 at that time
The check number data NclI stored in the check number search data storage section 375 corresponding to the stored amount data AM1 of No. 7 is rewritten to the re-input check number data N9.4 (step 554). On the other hand, if the amount data AMI that matches the amount data AMM does not exist in the check amount search data storage section 377, or if there is no check number data Ncl that matches the re-entered check number data NCM (negative determination), The check number data NCR stored in 375 is not rewritten (step 555).

It is determined whether all of the amount data A M , 4 stored in such re-input data storage section 381 have been searched (step 556). If all the searches have not been completed (negative determination), the process returns to step 552 and the search is repeated. When the search for the last amount data AM stored in the re-input data storage unit 381 is completed (affirmative determination in step 556),
Shifts to amount printing operation. At the input stage, the check number data NC1 entered incorrectly by the teller is rewritten to correct data (re-entered check number data NCM).

The main control 330 (check number rewriting control unit 333) of the check processing machine 221 reads the check number in MICR characters of the check that the teller terminal operator has reset into the check processing machine 221 from the reject box 397, and selects a check number that matches the check number. is searched from 375 (step 557). The amount data paired with the matching check number is read from the check amount search data storage section 377, and the amount is printed in MICR characters on the current check (step 558).

After such printing, it is determined whether the check is final (step 559). If there are still checks to be printed (negative determination), the process returns to step 557 and the above search and print steps are executed. Once the amount has been printed on the final check (affirmative determination at step 559), the reprinting operation ends.

In this way, the amount is printed on a check that was not printed due to an incorrect input of the original check number. Concerning the next check issued for another teller,
Just continue the steps as described above.

This completes the rMIcR printing process, so continue with
Proceed to "verify processing".

(iii) Perifile This verification process determines whether the printed amount on the check printed by the check processing machine 221 as described above is valid.

First, the teller terminal operator sets the modes of "verify processing" and "take-out processing" in the teller terminal 219 (step 611). Thereafter, the printed check (unit: Tera) is set in a predetermined location of the check processing machine 221 (step 612).

Under the control of the MICR character reading control unit 335 of the main control unit 330, the MICR character reading mechanism unit 353 reads the MICR characters of the cented check (step 613).
. The read data at this time includes the check number N, and r
Amount data printed using "MICR printing process" can also be obtained. Here, let Nc*v be the data of the checked check number N obtained by reading, and let AMIlv be the read data of the printed amount.

Next, based on the read check number data NCIIv, the main control unit 330 searches the check number search data storage unit 375 for received check number data Nc1 that matches it, and pairs it with the corresponding check number N. The check amount search data storage unit 37 retrieves the amount data AMI
7 (step 614). It is determined whether or not these two amount data CAM□ and AMI) match (step 615). If they match, the amount printed on the check is valid. If they do not match (negative determination at step 615), the check will be treated as an error and the check will be sent to the reject box 39.
7 (see FIG. 4) (step 616).

Here, if the printing of the amount is valid, the main control unit 330:
Next, according to the classification data of the MICR character read,
The items are stored in a stacker (not shown) of the stacker mechanism section 359 according to the category to be taken out (step 617). Note that the withdrawal classification includes, for example, other branches of the own bank, exchanges (exchanges), etc.

Next, it is determined whether all the set checks have been processed (step 618). Since there are a plurality of checks and the process has not been completed for the first one (negative determination), the process returns to step 613 and the above-described procedure is executed. In this way, the check number N, is read, the printed amount is evaluated, and the classification is performed for all checks.

Once done for all checks (step 618')
(affirmative determination of T:), the teller terminal 219 responds to the instruction from the main control unit 330, automatically outputs based on the above processing data, and ends the check removal process. In response to this, the teller terminal operator may similarly perform verification processing on other tera checks.

By the way, if the printed amount is not valid and the check is determined to be an error in step 616, a "retry" may be attempted.

(2) Summary of the above As described above, among the various data related to checks manually entered by the online teller machine 215, the check number data N, 1 and the amount data AM are stored as a pair for each teller. The stored data is read from the MICR character of the set check, and MICR is processed according to the check information stored in the check processing machine 221.
Print characters. As a result, the amount printed will be changed to the check number NC entered on the online teller's machine 215.
Since MICR is automatically printed based on

At that time, if there is an error when inputting the check number at the collection counter and there is no matching check number even after searching based on the check number in MICR characters, the receipt is stored in the check box 397. The teller terminal operator
Re-enter the check number and amount, check the re-entered amount, and check the re-entered check number and M.
The amount is printed based on the ICR characters read and the check number.

Furthermore, by reading the printed amount of the check and comparing the printed amount data with the amount data stored in the check processing machine 221, the check number NC entered in the online teller's machine 215 is updated. Since the verification process is automatically performed based on the verification process, the verification process is also extremely efficient.

■、3F.

In addition, in the embodiment of the present invention described above, the centralized control section 2
13, the data (
Although the paired data (check number and amount) is based on the teller operating the online teller machine 215, the paired data may be handled based on the number defined in the online teller machine 215.

In the embodiment of the present invention described above, input data is transferred from the data storage unit 217 to the check processing machine 221 in units of Tera.
However, it is not limited to this. For example, since they are grouped and stored in units of tera, based on the tera number data N, the MIC
Data may be extracted every time R printing and verification processing is performed.

In the data storage state in the data storage section 217, the check number and the amount are paired, but the present invention is not limited to this. In short, it is sufficient that both data are related and that amount data can be obtained based on check number data.

Further, in the above-described embodiments of the present invention, only checks have been described, but the same applies to bills. The same applies even if bills and checks are mixed. It goes without saying that the present invention can be applied to any other item on which MICR characters are printed, not just a single check.

Furthermore, in "1. Correspondence between Examples and FIG. 1",
Although the correspondence relationship between FIG. 1 and the present invention has been explained, the present invention is not limited to this (although those skilled in the art can easily imagine that there are various modifications).

〔Effect of the invention〕

As described above, according to the present invention, the serial numbers and amounts input for securities are associated, grouped and stored, and read data of MICR characters of set securities and stored securities are stored. When printing an amount in MICR characters based on information, if the entered reference number and the read reference number cannot be matched and cannot be printed, the reference number and amount can be re-entered to print the amount. By comparing the re-entered reference number with the read reference number and printing the amount, even if there is a mistake in inputting the reference number when processing securities, etc., it will not be printed. It is extremely useful in practical terms because it allows corrections to be made in stages and the amount to be printed accurately.

[Brief explanation of drawings]

FIG. 1 is a principle block diagram of a securities processing device according to the present invention, FIG. 2 is a block diagram of the configuration of a securities processing device according to an embodiment of the present invention, and FIG. 3 is a block diagram of the structure of a securities processing device according to an embodiment of the present invention shown in FIG. FIG. 4 is an explanatory diagram showing the detailed configuration of the check processing machine; FIG. 4 is an explanatory diagram of the configuration of the stacker mechanism section; FIG. 6 is a flowchart showing the procedure of printing processing in the embodiment of the present invention shown in FIG. 2, and FIG. 7 is a flowchart showing the procedure of verification processing in the embodiment of the invention shown in FIG. In the figure, 111 is securities, 113 is data input means, 115 is data storage means, 117 is an activation signal, 119 is stored data reading means, 121 is read data storage means, 123 is printing means, 125 is re-input information 127 is a number information signal, 129 is a discrimination means, 211 is a communication line, 213 is a central control unit, 2151 to 215H are online tellers machines, 21
7 is a data storage unit, 219 is a teller terminal, 221 is a check processing machine, 330 is a main control unit, 333 is a check number rewriting control unit, 335 is a MICR character reading control unit, 337 is a MICRIC medium character control unit, 339 is an amount Data detection control section, 351 is input control section, 353 is MICR character reading mechanism section, 355 is MICR character printing mechanism section, 357 is hopper mechanism section, 359 is stacker mechanism section, 373 is MICR character reading data storage section, 375 is A check number search data storage section, 377 a check amount search data storage section, 379 a printing method check data storage section, and 381 a re-input data storage section. 391 is a printing method check stacker, and 397 is a reject box. Where is the present invention? Figure 1 Figure 4 Figure 41 Eel Bh [n Figure 6

Claims (5)

[Claims] (1) At least one data input means (113) capable of inputting various data regarding the MICR-printed securities (111); Data storage means (1) for storing securities information related to reference numbers and amounts
15) and the data storage means (11) in response to the energizing signal (117).
5) stored data reading means (119) for reading out the securities information stored in the securities information indicated by the corresponding information about the data input means (113); read data storage means (12) for storing the securities information;
1), and in response to the security information being stored in the read data storage means (121), the set security (1) is read out.
11) printing means (123) for reading the reference number in printed MICR characters, comparing it with the reference number data as the securities information, and printing an amount in MICR characters according to the amount data in the securities information; Re-input information signal (125) representing the serial number and amount of the securities (111) for which the read data of the serial number of printed MICR characters cannot be matched with the serial number data as the securities information is received, and the amount is If the data corresponds to the amount data as the securities information stored in the read data storage means (121), a number information signal (127) representing the serial number of the re-input information signal (125) is output. The printing means (123) is configured to compare the number information signal (127) with the serial number of the printed MICR characters and print the amount on the securities (111). A securities processing device characterized by: (2) The securities processing device according to claim 1, wherein the correspondence information regarding the data input means (113) is number information about the teller who operates the securities (111). . (3) The securities processing device according to claim 1, wherein the correspondence information regarding the data input means (113) is number information regarding the data input means (113). (4) The securities processing device according to claim 1 or 2, wherein the securities (111) are checks, and the serial number is a check number. (5) Claim 1, characterized in that the securities (111) are bills, and the reference number is a bill number.
The securities processing device as described in paragraph 1 or paragraph 2.