JPS63234384A - Securities processor - Google Patents

Abstract

(57) [Summary] This bulletin contains application data before electronic filing, so abstract data is not recorded.

Description

[Detailed Description of the Invention] [Table of Contents] Overview Industrial Field of Application Conventional Technology Problems to be Solved by the Invention Means for Solving the Problems Action Example ■, Correspondence between the Example and Figure 1 Relationship ■, Configuration of Example (i) Overall configuration of securities processing device (ii) Configuration of check processing machine ■, Operation of Example (i) MICR printing process (ii) Verification process ■, Summary of Example ■0 Modifications of the Invention Effects of the Invention [Summary] A securities processing device that stores reference numbers (check number 2 bill number, etc.) and amounts input regarding securities in a related manner, and records the MICR of securities. Based on the number data read from the number printed in characters, search the storage reference number data to obtain the amount data, and check whether the securities with the amount printed in MICR characters and the number in MICR characters are properly read. By storing the non-printed securities separately and re-entering and storing the non-printed securities data, it is possible to avoid MICR printing when carrying out processing for removing securities, etc. Work becomes easier.

[Industrial application field]

The present invention relates to a securities processing device, particularly for processing securities, etc. at a business counter of a financial institution, etc.
The present invention relates to a securities processing device that performs printing processing and verification processing of MICR characters.

The processing of securities and the like at the sales counters of financial institutions and the like is performed based on the MICR characters.

In addition, in this specification, M I CR (Magnetic
InkCharacter Recognition
or Reader) refers to a device that translates the shape and amount of magnetic ink deposited on a form into voltages representing individual characters. The MICR character includes the magnetic character E13B, which was adopted by the American Bankers Association in 1954 as a common language for check processing, and which was also adopted in Japan in 1965. If processing is performed based on such MrCR characters, settlement of securities, etc. will be mechanized and automated.

Additionally, in addition to securities, etc. that are subject to MICR processing at the counters of financial institutions, when we collectively refer to objects on which characters are printed using magnetic ink, in this specification, we simply refer to them as ``valueable securities.''"Securities".

[Conventional technology]

BACKGROUND ART Conventionally, MICR characters are printed and verified within the financial institution for securities accepted at the counter of the financial institution.

First, let me explain an example of "Check 1" as a security.
. Currently, the size of a commonly used check is 84 mm (or 760 mm) long x 169 mm wide. At the bottom of the surface is a ``clear band'' that is 16 mm wide and prohibits printing anything other than MICR characters. these are,
Established by law. This clear band is divided into four usage sections (Fields). In other words,
Auxiliary on us Fie
ld), exchange number column (Taransit Number
Field), own bank field (On us Field), and amount field (^mount Field) are defined.

Of these four auxiliary own bank fields, exchange number field, own bank field, and amount field, the fields other than the amount field are usually already printed in MICR characters at the time the check is issued. Regarding the amount column, MICR characters are printed at the stage of processing at the bank. In this case, when the check is issued, the amount indicated by the drawer in check writer characters on the face of the check is printed in MICR by the financial institution's internal processing.

Also, usually on the top left of the front of the check, for example, AA
A check number NC is written, such as 12345, which consists of two alphabento characters and five digits of arithmetic numbers (corresponding to the number of MICR characters in the own bank column). In the upper right corner are the specified digits of arithmetic numbers (corresponding to the MICR character numbers in the exchange number column)
The exchange number is listed. Therefore, anyone can easily know the check number N and exchange office number.

Note that a MICR character printing field is separately defined for bills, and the same applies to processing procedures.

In order to print the amount in MICR characters on such securities, consider the case where a bill or check is to be settled.First of all, at the counter of the bank where the payment is made, the receipt will print the amount on the securities. Enter the amount for each piece. After that, MI the securities for which the amount has been entered one by one.
Set it in the CR character printing machine and print MICR in the amount column. This is the procedure for printing MrCR characters.

Similarly, in the verification process for bills or checks, the amount is entered again for each security. Thereafter, the securities for which the amount has been entered are placed one by one in the MICR character reader, and the MICR print is verified. This is the procedure for MICR character print verification.

(Problem to be solved by the invention) By the way, in the above-mentioned conventional method, the M of securities is
In each of the ICR character printing process and verification process, the corresponding amount is input for each security, and then the security is set in the MICR character printing machine and the MICR character reader.

Therefore, there is a problem in that errors are likely to occur when inputting amounts, and it is difficult to detect errors in inputting amounts. In addition, inputting the amount and setting it on the MICR character printing machine and MICR character reader were performed manually, which required a large amount of processing time, resulting in the problem of poor administrative efficiency within the financial institution. Ta.

Furthermore, the materials are put through a MICR sorter to determine whether they are to be processed internally or taken out, but setting them into the MICR sorter was also done manually.

In this way, since the cents of securities with entered amounts were transferred manually to the MICR character printing machine, MICR character reader, and MICR sorter, there is a possibility that they may be misplaced or lost during each of these operations. Therefore, the number of sheets was checked to prevent them from being misplaced or lost. However, since this check of the number of sheets was also done manually, it ended up requiring a lot of processing time, and there was a problem that the efficiency within the financial institution was poor.

As a solution to these problems, a technique can be considered in which subsequent amount printing and verification processing are performed based on the check (bill) number data that is first manually input. However, even with this technique, the MICR number originally printed on the securities is still magnetically read.

If for some reason it cannot be read, the MICR
As such securities are considered unreadable, they are handled at exchanges, etc. without any amount printed on them. It is particularly desirable to be able to easily carry out the process of removing securities even in such cases where they cannot be read.

The present invention was created in response to such a demand, and an object of the present invention is to provide a securities processing device that simplifies administration for securities whose MICR cannot be read.

[Failure to solve the problem]

FIG. 1 is a basic block diagram of the securities processing apparatus of the present invention.

In the figure, data input means 113 inputs the reference number and amount based on securities 111 on which the reference number and amount are displayed and the number corresponding to the reference number is printed in MICR characters.

The data storage means 115 stores the data based on the serial number inputted from the data input means 113 and the data based on the amount in relation to each other.

The reading means 117 reads at least the number printed in MICR characters on the set securities 111.

The search means 119 searches the serial number data stored in the data storage means 115 based on the data of the number read by the reading means 117, and retrieves the amount data stored in association with the desired serial number data. get.

The printing means 121 prints MI on a predetermined position of the securities 111 based on the amount data obtained by the searching means 119.
The amount is printed in CR characters.

The first storage means 123 stores the securities 111 on which the amount is printed by the printing means 121.

If the reading means 117 does not properly read the MICR character number printed on the securities 111, the second storage means 125 stores the securities
Stores 11.

The data re-input means 127 re-inputs the serial number and amount of the non-printed securities 111 stored in the second storage means 125.

The determining means 129 determines whether the serial number re-inputted by the data re-inputting means 127 is stored in the data storage means 115 or not.

If the determination means 129 determines that the re-input serial number is stored in the data storage means 115, the non-print information storage means 131 stores the serial number and the amount.

Therefore, the system is configured so that the serial number and amount data are retained for the unreadable securities 111 as a whole.

[For production]

Among various data related to the securities 111 inputted by the data input means 113, securities information in which the serial numbers and amounts related to the securities 111 are related is stored in the data storage means 115.

The serial number in MICR characters of the set securities 111 is read, and if the reading of the number is normal and the number is in the data storage means 115, the amount is printed in MICR characters and stored in the first storage means 123.

Also, if the number reading of MICR characters is not normal,
The securities 111 are stored in the second storage means 125.

The serial number and amount of the non-printed securities 111 stored in this second storage means 125 are re-entered,
If it is determined that the information is stored in the data storage means 115, it is stored in the non-print information storage means 131.

In the present invention, when printing the amount based on the serial number of the securities 111 inputted by the data input means 113, for the securities 111 in which the MICR characters of the securities 111 are not read correctly, Since the reference number and amount can be re-entered and stored, unprinted securities 111 can be used for removal processing.
This makes the work easier.

〔Example〕

Hereinafter, embodiments of the present invention will be described in detail based on the drawings.

FIG. 2 shows the configuration of a securities processing device in an embodiment of the present invention. FIG. 3 shows the detailed configuration of the check processing machine included in the embodiment of the present invention. FIG. 4 shows the stacker mechanism of the check processing machine. FIG. 5 shows the data storage state in the embodiment of the invention. FIGS. 6(a) to (c) show
Showing the procedure of the printing process executed in the embodiment of the present invention,
FIG. 7 shows the procedure of verify processing in the embodiment of the present invention.

■, and l゛ - Here, the correspondence between the embodiment of the present invention and FIG. 1 will be shown.

Securities 111 correspond to a check.

The data input means 113 is the online tellers machine 2
Corresponds to 151-215H.

The data storage unit 115 includes a central control unit 213, a data storage unit 217. Check number search data storage section 375 of check processing machine 221. This corresponds to the check amount search data storage section 377.

The reading means 117 is the MICR character reading control section 335 of the check processing machine 221. This corresponds to the MICR character reading mechanism section 353.

The search means 119 is the main control unit 33 of the check processing machine 221.
Corresponds to 0.

The printing means 121 includes the MICR character printing control section 337 of the check processing machine 221. This corresponds to the MICR character printing mechanism section 355.

The first storage means 123 includes a non-printed check classification control section 333 of the check processing machine 221. This corresponds to the printed check storage stacker 391 of the stacker mechanism section 359.

The second storage means 125 includes a non-printed check classification control section 333. of the main control section 330. This corresponds to the reject box 397 of the stacker mechanism section 359.

The data re-input means 127 corresponds to data input means from the teller terminal 219.

The determining means 129 is the main control unit 33 of the check processing machine 221.
This corresponds to 0 (non-printed check classification control unit 333).

The non-print information storage means 131 is stored in the non-print check classification control section 333 of the check processing machine 221. This corresponds to the non-printed check data storage section 381.

Examples of the present invention will be described below assuming that the correspondence relationship as described above exists.

↓ - Discrepancies In Figure 2, the securities processing device is installed, for example, in a branch of a bank, and is connected to the communication line 211.
It is connected to a center (not shown) via the center so that it can communicate with the center (not shown).

By the way, the present securities processing device will be described below as one that processes checks.

(i) Entire structure of the securities processing device This securities processing device includes a central control unit 21 that is connected to a communication line 211 and controls the entire securities processing device.
3 is included. This centralized control unit 213 includes a plurality of online tellers machines 215 (online tellers machines 2151.215g, 215s, . . .
..., 215N) are connected, and a scrutiny terminal is attached to them. In each of these online teller's machines 215, a mutually independent teller (not shown) is arranged to perform administrative processing for dealing with customers, and operates a key (not shown) of each corresponding online teller's machine 215. By doing so, various data related to office processing can be input to the central control unit 213. That is, when processing a bill or check, each teller can input the number NK of the bill or check and its amount data based on the predetermined teller number NT.

By multiple online tellers machines 215 -
The various data inputted are processed by the central control unit 213.
The data is stored in the data storage unit 217 (RAM). However, the storage status is such that the bill or check number NK and amount data are paired as a group for the teller number N7 assigned to each teller.

Further, the central control unit 213 is connected to a teller terminal 219 installed behind the counter. This teller terminal 2
A dedicated teller terminal operator (not shown) operates a keyboard (not shown) included in the online tellers machine 215 to check (not shown) and its return slip issued from the online teller's machine 215 side. Payment and disbursement processing is performed based on the following.

Furthermore, a check processing machine 221 is connected to this teller terminal 219, and the check processing machine 221 checks the MI printed on the sent and cented check.
It reads CR characters and prints the amount in MICR characters.

(ii) C 几の書 In FIG. There is. This main control section 330 includes an input control section 351
via the MICR character reading mechanism section 353. MICR character printing mechanism section 355, hopper mechanism section 357. It is commonly connected to the stacker mechanism section 359 and the transport mechanism section 361.

The MICR character reading mechanism section 353 is connected to the check processing machine 221.
This part converts the MICR characters on a check set into voltages representing individual characters based on the shape and amount of magnetic ink. In addition, the MICR character printing mechanism section 35
5 is a part where the amount is printed in MICR characters in the amount column of the clear band of the set check. The hopper mechanism section 357 is a section where checks are set for reading or printing in the check processing machine 221. The stacker mechanism section 359 prints.

This is the part that accommodates the check after it has been read. Further, the conveyance mechanism section 361 is a section that conveys the set checks one by one for reading or printing, and then conveys them to be stored in a stacker.

By the way, the main control section 330 performs overall control according to a control program written in, for example, a ROM (not shown), and includes a non-printed check classification control section 333. which controls non-printed checks. MICR character reading control section 3 that controls MICR character reading mechanism section 353
35. MIC that controls the MICR character printing mechanism section 355
It includes an R character printing control section 337 and an amount data detection control section 339 that performs detection control of amount data, and also includes other control functions.

The main control unit 330 also includes a MICR character reading mechanism unit 3.
A MICR character reading data storage section 373 stores the MICR character data read by the 53, and a check number search data storage section 375 stores the number data of the check to be searched. A check amount search data storage section 377 that stores the amount data of the check to be searched, and a printed check data storage section 37 that stores the data of the printed check.
9 and a non-printed check data storage section 381 that stores check number and amount re-input data for checks that are unreadable and have no amount printed on them. These are made up of, for example, one RAM and use different areas.

I [1, (Haruyuki) In the securities processing device having the above-mentioned configuration, it will be explained with reference to FIGS. This will be explained separately from "verification processing" which determines whether or not it is true.

(i) M[Check number N written on the top left of the front of the check, below the full CR print.
Let Nel be the data input by the teller based on c, and let A M r be the data input by the teller based on the amount AM in check writer characters.

Branch a of Bank A, where this securities processing device has been installed, communicates with the center of Bank A that is connected to it, and is placed in a state where it is ready to start counter operations using this securities processing device.・Rep 5 1 1).

By the way, at the sales counter of Bank A's A branch, the tellers who handle the administrative work with customers independently of each other are:
After receiving securities, cash, etc., as necessary,
Each online teller machine 215 corresponding to each teller is operated.

Now, customer XI at the counter where Online Teller's Machine 215I is installed is checking CI (not shown)
Assume that the user brings the check C1 and requests the teller T1, who operates the online teller's machine 2151 to process the check, to settle the check C1. Then, the teller T performs a transaction regarding the check C3 (step 5).
12), that is, the teller T1 manually enters the check number Nc attached to the check C1 and its amount AM.

Here, the input check number NC is usually the last three digits of the five-digit serial number written on the front of the check C8. Also, the input amount AM is
It is written in check writer letters by the drawer.

In this way, the check number data NC0 and its amount data AMII regarding the check C3 for which the transaction was completed by the teller T are stored in the online teller's machine 21.
The data is sent to the data storage section 217 by the central control section 213 to which 51 is connected, and is stored in the data storage section 217 (step 513). Since data is stored for each teller, the check number and amount pair data (
N cr 1r , A M r r + ).

As described above, a transaction is performed each time securities such as checks and bills are received.Every time a transaction is completed, the check number data and amount data regarding the securities are
Storage is controlled by the central control unit 213 in units of teller TI. If customer XI brings another check C2, it is similarly stored as paired data with respect to the teller T (N c I□, AM+zυ
. Similarly, for the other customer x2, paired data of the check number N and the amount AM for the check brought in is stored with respect to the teller TI.

The acceptance of such a check and the storage of check number data NC1 and amount data AMI regarding the transaction in the data storage unit 217 are the same for other tellers.For example, for teller T2, as shown in FIG. As shown in (N c r□, AM++z), (Nc+
zg, AM+gz), =...

In other words, the centralized control unit 213 groups each of the tellers T and -TH of the online tellers machines 2151 to 215M in units of one tera, and the data of the check number N, which is the security with which the transaction was completed, and its amount are matched. It is stored in the data storage unit 217 as .

The above-mentioned procedure is carried out by the time determined by the need to take securities such as checks and bills to an exchange or an exchange (a negative determination is made in step 514, and the process returns to step 512 to continue the above-mentioned execution procedure). , the previous check group (in units of Tera) is sent to the teller terminal 219 connected to the central control unit 213 along with the circulation slip (scrutiny slip).
will be forwarded to the teller terminal operator. In this way, a group of checks in units of Tera issued to the teller terminal operator is
This is a check for which a transaction has been completed before the circulation slip is handed over to the teller terminal operator.

Now, Terror T of Online Terrors Machine 2151,
When the circulation slip and the check group are distributed to the teller terminal operator (affirmative determination at step 514), the teller terminal operator presses the key (not shown) of the teller terminal 219.
By operating , the user inputs the fact that a return request has been made and the corresponding number NT of the return slip. The central control unit 213 receives the information stored in the data storage unit 217 in accordance with the reception of the input teller T and the corresponding teller number N of the return slip attached to the receiver. Searches various data, and transfers a group of data pairs of the check number N of the securities and the amount AM based on the input tera number N7 to the ζ teller terminal 219 in units of tera (step 515).

Therefore, all the check group data for teller T (
5) is stored in the check number search data storage section 375 and the check amount search data storage section 377 by the main control section 330 of the check processing machine 221 connected thereto via the teller terminal 219. However, while the paired check number data Nc Ic* /J% is stored in the stamp number search data storage section 375, the amount data A
MI is stored in the check amount search data storage section 377.

Thereafter, the teller terminal operator transfers the group of checks for Teller T+ to the hopper mechanism section 3 of the check processing machine 221.
57 at a predetermined location (not shown) (step 5).
16).

Furthermore, the check processing machine 221 is in a standby state until a "start key" (not shown) of the teller terminal 219 is operated (step 517).

When the teller operator presses the "start key" on the teller terminal 219 (affirmative determination in step 517), the check processing machine 2
The MIC"R character reading control section 335 included in the main control section 330 of 21 controls the MICR character reading mechanism section 353 to read the M-CR character on the first check group set in the check processing machine 221. The read MICR character data is stored in the MICR character reading data storage section 373 (step 518).

The read MICR character data here includes check numbers N and J, so the read data of this check number Nc is the key to the search.

Hereinafter, the data obtained by reading the check number N of MICR characters will be referred to as NCI.

Next, the main control unit 330 of the check processing machine 221 reads the check number data N,1 stored in the check number search data storage unit 375 and its check amount search data storage based on the read data NclI of the check number NC. The amount data AM stored in the section 377 is searched (step 519), and it is determined whether the corresponding check number Nc exists (step 52o). If a matching check number NC exists (affirmative determination), the amount data AM paired with the check number N″C.

is read out from the check amount search data storage section 377,
The MICR character printing control section 337 of the main control section 330 is
The CR character printing mechanism section 355 is controlled to print the amount in MICR and store it in the printed check storage stacker 391 of the stacker mechanism section 359 (step 521).

Further, even if the check number data NCI stored in the teller terminal 219 is searched based on the read data Nc11 of the check number N, if there is no matching check number (negative determination at step 520), One of the checks at that time is removed by the stacker mechanism 359 into the reject box 397 shown in FIG. 4 (step 522).

By the way, such check number reading data NC
If there is no matching check number NC in the search based on I, it means that the MIC printed on the check
This is a case where the R character cannot be translated into a regular voltage due to lack of magnetic ink, etc., and becomes unreadable. For such unreadable checks, check processing machine 221
Therefore, the amount is not printed in MICR characters.

After printing the amount (step 521) or removing the check (step 522) as described above, the check processing machine 221
The main control unit 330 determines whether all checks set in the check processing machine 221 have been processed (step 523). This determination may be made using data on whether there are any remaining checks at the cut location of the group of checks or data on the total number of checks that have been circulated.

If there are multiple Tera checks set in the check processing machine 221, even if the first check is finished,
Since the process has not been completed for all checks (negative determination at step 523), the process returns to step 51B. As a result, the main control unit 330 reads the check number N for the next set check (step 518).
) and data search (step 519), and depending on whether there is a corresponding check number N, the amount is printed (
Step 521) or check removal (Step 52)
Execute 2).

The above procedure for reading, searching, etc. of check number N is performed for all checks set in the check processing machine 221, and when the procedure is completed (affirmative determination at step 523), the check processing machine The main control unit 330 of 221 compares the received data stored in the check number search data storage unit 375 (check amount search data storage unit 377) with the printed data stored in the printed check data storage unit 379. The verification results (the number of checks with the amount printed on them, the check number with the amount printed on them N6.
the amount, check number N6 of the removed check, etc.)
It is transmitted to the teller terminal 219 (step 524).

The teller terminal 219 outputs (displays or prints out) the verification results sent from the check processing machine 221 so that the teller terminal operator can understand them.

As a result, the teller terminal operator becomes aware of the status of the amount printed on the circulated check, which is denominated in units of tera. By looking at it, the teller terminal operator knows whether there is a check that has been removed to the reject box 397 without any printed amount. The teller terminal operator is
For checks on which MICR was not printed, it is determined whether to try printing again (step 525). If the amount was printed correctly for all checks, rMIc
Takeshi "R printing process". Therefore, the process can be returned to step 515 and the procedure described above can be continued for the next check issued for another teller.

Note that if the teller terminal operator determines that it is necessary to try printing again due to the existence of checks for which MrCR was not printed (affirmative determination at step 525),
The main control unit 330 determines whether the retry j is the last one (step 526). You can judge by whether or not it is.

If it is the first retry, a negative determination is made in step 526, so the stacker mechanism section 359
The checks removed in 97 are collected and sent to the check processing machine 2 again.
21 at the specified location. And the main control unit 330
Then, the set check is again subjected to the above-mentioned reading, searching, etc. procedures (steps 518 to 52).
3) is controlled to be repeated (step 527). As a result, the retry reading was successful (step 5).
18) As a result of searching based on the read check number data Nc11 (step 519), if there is a corresponding check number N (affirmative determination in step 520), M
The amount is printed in ICR characters (step 520), and if there is no corresponding check number Nc even after retrying (negative determination in step 520), the check is removed to the reject box 397 again (step 522).

In this way, once the retrial for all re-cented checks has been completed (affirmative determination at step 523), the verification results are sent again to the teller terminal 219 (step 5).
24) Therefore, the teller terminal operator will know the situation in which the amount was printed for the retry check. Seeing this, the teller terminal operator rejected the reject box 397.
It is determined whether or not another retry is to be attempted for the check that has been removed again (step 525). Such retry is repeated a predetermined number of times (until an affirmative determination is made in step 526), and depending on the retry result, The teller terminal operator finally knows whether there are any checks on which the amount could not be printed.

Thereafter, the teller terminal operator takes out the checks on which the amounts are not printed from the reject box 397, and inputs the check number N and the amount AM for one of the non-printed checks from the teller terminal 219 (step 52B).

The non-printed check classification control section 333 of the main control section 330 determines whether the check number Nc input for the non-printed check matches the check number data NC+ stored in the check number search data storage section 375. Determination is made (Step 529). Thereby, the check number is checked against the check number input by the teller in step 512.

If both data match and it is confirmed that the check number has already been input from the online teller's machine 215 (affirmative determination), the data of check number N and amount AM input by the teller terminal operator in step 528. are stored as a pair in the non-printed check data storage section 381 (Step 7 530). On the other hand, if the two data do not match, the check number is not the check number that has already been input from the online teller's machine 215 (negative determination at step 529), and the main control unit 330 informs the teller terminal 2 of this fact.
19, and in response, the teller terminal 219 notifies the teller terminal operator by displaying, etc. (step 531).

Thereafter, the teller terminal 219 determines whether all data input by the teller terminal operator has been completed (
In step 532), if there is another non-printed check (affirmative determination), the process returns to step 528 and repeats the procedure as described above.

In this way, if the input of the check number N and the amount AM input by the operator of the non-printing teller terminal that could not be read is completed (affirmative determination at step 532), the main control unit 330 Check classification control unit 333
is information about non-printed checks stored in the non-printed check data storage unit 381 (for example, TEL number, total number of non-printed checks 9 individual check numbers and amounts)
is output by a printer (not shown) (step 5
33), such hardcopy allows the teller terminal operator to perform classification statistics on checks to be taken to a clearinghouse or the like as non-width characters.

This means that MICR printing has been completed by the check processing machine 221 for all current checks in units of Tera, so the above procedure is completed and the rMICR printing process is ended. The procedure described above can be continued for the next check issued for another teller.

This completes the rMIcR printing process, so continue with
Proceed to "verify processing".

(ii) Perifile This verification process determines whether the printed amount on the check printed by the check processing machine 221 as described above is valid.

First, the teller terminal operator sets the modes for rverify processing j and r take-out processing j in the teller terminal 219 (step 611). Set it at a predetermined location (step 612).

Under the control of the MrCR character reading control unit 335 of the main control unit 330, the MICR character reading mechanism unit 353 reads the MrCR character of the cented check (step 613).
, At this time, the read data includes check number Nc and r
Amount data printed using "MfcR printing process" can also be obtained. Here, the data of the check number Nc obtained by reading is set as NcRv, and the read data of the printed amount is set as AM□.

Next, based on the read check number data Ne□, the main control unit 330 searches the check number search data storage unit 375 for received check number data Nc1 that is defeated, and matches it with the corresponding check number N. The amount data AM, which is
It is determined whether or not lv and AMI) are negative (step 615), and if they match, the amount printed on the check is valid. If the check does not fail (negative determination at step 615), the check will be treated as an error and the check will be sent to the reject box 397 (
(see FIG. 4) (step 616).

Here, if the printing of the amount is valid, the main control unit 330:
Next, according to the classification data of the read MTCR character,
The items are stored in a stacker (not shown) in the stacker a structure 359 according to the type of item to be taken out (step 617).The items to be taken out include, for example, other branches of the bank, exchanges (exchanges), etc.

Next, it is determined whether or not all of the sent checks have been completed (step 61B). Since there are multiple checks and the processing has not been completed for the first one (negative determination), the process returns to step 613. , perform the steps described above. In this way, the check number Nc is read, the printed amount is evaluated, and the classification is performed for all checks.

If this is done for all checks (affirmative determination at step 618), the teller terminal 2
19 responds, automatically outputs based on the above processing data, and ends the check removal process. In response to this, the teller terminal operator may similarly perform verification processing on other tera checks.

By the way, for checks whose printed amount is invalid and an error is determined in step 616, r(
You may try "retrying" as described above in "i) MICR print processing".

■Summary of the above As described above, among the various data related to checks entered manually in the online teller's machine 215, the check number data N, I and the amount data AM1 are stored as a pair for each teller. The received data is read by the MICR character of the cented securities and sent to the MTC according to the check information stored in the check processing machine 221.
The R character is printed, so that the amount printed is the check number N entered on the online teller's machine 215.
Since MICR is automatically printed based on c, the carrying out process becomes easy.

At that time, if the check number in MICR characters that is used to search for the check cannot be read,
7, enter the check number and amount again, and store it. Post-processing (classification processing) for unreadable checks becomes easy.

Furthermore, by reading the printed amount of the check and comparing the printed amount data with the amount data stored in the check processing machine 221, the check number N entered in the online teller's machine 215 is updated. Since the verification process is automatically performed based on the above information, the verification process is also extremely efficient.

Note that in the embodiment of the present invention described above, the centralized control unit 2
13, the data (
Although the paired data (check number and amount) is based on the teller operating the online teller machine 215, the paired data may be handled based on the number defined in the online teller machine 215.

Further, in the embodiment of the present invention described above, input data is transferred from the data storage unit 217 to the check processing machine 221 in units of tera, but the present invention is not limited to this. Since it is stored as digitized, based on Teraichi number data N7,
Data may be extracted every time MICR printing or verification processing is performed.

In the data storage state in the data storage section 217, the check number and the amount are paired, but the present invention is not limited to this. In short, it is sufficient that both data are related and that the amount and data can be obtained based on the check number data.

In the above embodiment, when the amount could not be maintained, a retry was performed, but if it is unnecessary, the repeating steps 525 to 527 can be omitted in the step shown in FIG. 6(b). Furthermore, each time a non-printed check is re-inputted, it is searched and the re-input data is stored in the non-printed check data storage section 381 (steps 528 to 532 shown in FIG. 6(c)). It is also possible to input all information at the beginning and have the non-printed check classification control unit 333 automatically control the search and storage.

In the embodiments of the present invention described above, only checks have been explained, but the same applies to bills and other bills. The same applies even if bills and checks are mixed. It goes without saying that the present invention can be applied to any other item on which MICR characters are printed, not just a single check.

Furthermore, in "1. Correspondence between Examples and FIG. 1",
Although the correspondence between FIG. 1 and the present invention has been described, those skilled in the art will easily imagine that the present invention is not limited to this and that there are various modifications.

〔Effect of the invention〕

As described above, according to the present invention, the serial number and amount input for securities are stored in a related manner, and the data is read based on the number printed in MICR characters on the securities. Securities with amounts printed in MICR characters after searching the storage reference number data are stored separately, and if the MICR characters cannot be read properly, they are not printed and the non-printing is done. This is extremely useful in practice, since the serial number and amount of the printed securities are re-entered, which simplifies the process of removing securities, etc. with non-printed securities.

[Brief explanation of drawings]

FIG. 1 is a principle block diagram of the securities processing device of the present invention, FIG. 2 is a block diagram of the configuration of the securities processing device according to an embodiment of the present invention, and FIG. 3 is a block diagram of the structure of the securities processing device according to the embodiment of the present invention shown in FIG. FIG. 4 is an explanatory diagram showing the detailed configuration of the check processing machine; FIG. 4 is an explanatory diagram of the configuration of the stacker mechanism section; FIG. 6 is a flowchart showing the procedure of printing processing in the embodiment of the present invention shown in FIG. 2, and FIG. 7 is a flowchart showing the procedure of verification processing in the embodiment of the invention shown in FIG. In the figure, 111 is a security, 113 is a data input means, 115 is a data storage means, 117 is a reading means, 119 is a search means, 121 is a printing means, 123 is a first storage means, 125 is a second storage means, 127 129 is a data re-input means, 129 is a determination means, 131 is a non-print information storage means, 211 is a communication line, 213 is a central control unit, 215 and 215N are online tellers machines, 21
7 is a data storage unit, 219 is a teller terminal, 221 is a check processing machine, 330 is a main control unit, 333 is a non-printing check classification control unit, 335 is an MICR character reading control unit, 337 is an MICR character printing control unit, 339 351 is an input control unit; 353 is an MICR character reading mechanism unit; 355 is an MICR character printing mechanism unit; 357 is a hopper mechanism unit; 359 is a stacker mechanism unit; 373 is an MICR character reading data storage unit; 375 is a check number search data storage section, 377 is a check amount search data storage section, 379 is a printed check data storage section, 381 is a non-printed check data storage section 381, 391 is a printed check storage stacker, and 397 is a reject box. be. Outside picture data n eel mouth Fig. 5■ Last 'f-processing theory a140 Fig. 6 (1)) Go to "S7r I%+"! IP111tQm Figure 7

Claims (7)

[Claims] (1) Data input means ( 113), a data storage means (115) for storing the data based on the reference number inputted from the data input means (113) and the data based on the amount in relation to each other; at least MIC
a reading means (117) for reading the number printed in the R character; and a reading means (117) for reading the number, which is read by the reading means (117), and organizing the data stored in the data storage means (115) based on the data of the number read by the reading means (117) a search means (119) for searching the number data and obtaining the amount data stored in association with the desired serial number data; and based on the amount data obtained by the search means (119), the securities ( 111), a printing means (121) for printing an amount in MICR characters at a predetermined position, a first storage means (123) for storing the securities (111) on which the amount has been printed by the printing means (121), and a reading means. (117), if the number of MICR characters printed on the securities (111) is not properly read, a second storage means (125) for storing the securities (111); a data re-input means (127) for re-inputting the serial number and amount of the non-printed securities (111) stored in the second storage means (125); and re-input by the data re-input means (127). a determining means (129) for determining whether or not the re-input serial number is stored in the data storing means (115); ) Non-print information storage means (131) for storing the serial number and amount if it is determined that the securities are stored in the securities processing apparatus (131). (2) The securities processing device according to claim 1, wherein the amount displayed on the securities (111) is displayed in check writer characters. (3) Securities (111) by printing means (121)
2. The securities processing apparatus according to claim 1, wherein the predetermined position where the amount is printed is a clear band on the securities (111). (4) The search by the search means (119) is performed by the reading means (1
17) and the serial number data stored in the data storage means (115) to determine whether they match or not. The securities processing device according to paragraph 1. (5) Securities (111) in reading means (117)
2. The securities processing device according to claim 1, wherein when the number reading of the printed MICR character is not appropriate, the reading state is the reading state when the printed state of the MICR character is not normal. (6) The securities processing device according to any one of claims 1 to 3, wherein the securities (111) are checks, and the serial number is a check number. (7) Claim 1, characterized in that the securities (111) are bills, and the reference number is a bill number.
The securities processing device according to any one of Items 1 to 3.