JPS63234357A - Transaction processor - Google Patents

Abstract

PURPOSE:To contrive a compact transaction processor and the reduction of cost by displaying the operation guide procedures in a batch for plural types of transactions and guiding with light illumination a series of operation means of a selected transaction in the order of operations. CONSTITUTION:When a user gets close to a device 16, the transaction selecting blocks 61 and 63 provided to an operation guide panel 50 of an operation guide display device are illuminated with blinking. Then a user pushes an exchange button 63a and an illuminator 70 of a block 52 blinks. When the notes to be exchanged are supplied, a block 54 blinks. Then these notes are discriminated and counted with push of buttons. Then a block 57 blinks to guide a setting action for types of transfer memory. When a money type setting operation is carried out, the confirmation of payment is urged by a block 58. Then the reception of cash is guided by a block 6 when the payment is confirmed. Thus it is possible to obtain a compact and inexpensive transaction processor without using any complicated mechanism.

Description

[Detailed Description of the Invention] Summary of the Invention Transaction operation guides for multiple types of transactions are displayed all at once on one screen, and each operation guide is provided with an illumination means to provide corresponding operation guides as the selected transaction progresses. The illumination means were configured to sequentially illuminate.

BACKGROUND OF THE INVENTION 1. Field of the Invention The present invention relates to a transaction processing device that executes transactions such as deposits, exchanges, transfers, etc. in response to predetermined operations performed by a user.

In the transaction processing device, transaction processing progresses as the user sequentially performs predetermined operations. Therefore, it is necessary to provide an operation guide display device for sequentially displaying the procedures to be performed by the user.

As a conventional operation guidance display device, there is one such as GG. The first method is to display operation guidance messages on a cylindrical drum, and the necessary messages are selected and displayed by rotating the drum, and the second method is to display operation guidance messages sequentially on a CRT.

However, when using such conventional display devices to display multiple transaction operations, the former drum method requires a drum with a large diameter, which increases the size and the drive mechanism accordingly. In addition, in the latter CRT method, the CRT itself is large and expensive9.
Since the number of types of screens to be displayed increases, the storage capacity must be increased, and more time is required to create nine screens.

In either method, the two display devices become larger and the cost becomes higher. Also available.

There is a problem in that the operator cannot know the next operation unless the next guidance is displayed.

SUMMARY OF THE INVENTION An object of the present invention is to provide a transaction processing device that has a simple configuration, can be provided at low cost, and is equipped with an operation guide display device that allows a user to understand a series of operations in its entirety. do.

The present invention provides a transaction processing device capable of multiple transactions, in which a transaction selection key for selecting a desired transaction among multiple transactions and all operation guidance for transaction operation steps of multiple transactions are divided into areas and displayed on one screen. A display panel having means for illuminating at least a part of each operation guide area, and corresponding to the steps to be operated as the transaction progresses with respect to the transaction selected by the transaction selection key. The present invention is characterized in that a display control means is provided for controlling the illumination means in the operation guidance area to sequentially illuminate the illumination means.

According to this invention, since the configuration is such that the operation guidance procedures for multiple types of transactions are displayed all at once, and the series of operation procedures for the selected transaction are illuminated and guided in the order of operations, 9 the display device is simply provided with an illumination means. Compared to conventional systems, this system is extremely compact and does not have a complicated mechanism, which improves reliability and reduces costs. Furthermore, since a series of operating procedures are displayed in advance, the user can know what operation to perform next and can perform transaction operations smoothly.

DESCRIPTION OF EMBODIMENTS Hereinafter, an embodiment in which the present invention is applied to an automatic cash exchange and payment machine capable of exchanging two currencies and making payments will be described in detail. This automatic cash exchange machine exchanges inserted high-value banknotes with specified low-value currency (
It has an offline currency exchange function that allows you to exchange money into banknotes and coins), an online payment function that withdraws the requested amount of cash from your savings account and pays it, and an exchange payment function that withdraws the requested amount from your savings account and pays you in the designated denomination of currency. .

FIG. 1 shows the external appearance of the automatic cash exchange and payment machine 1. As shown in FIG. The operation surface that stands up almost vertically on the front of the automatic currency exchange and payment machine 1 has a display that allows transactions or currency exchange (
(in other words, the operation is not stopped) 2.
Handling mode indicator indicating operable processing modes 3. 4. Receipt outlet with printed payment transaction results. Illuminated pushbutton switch for calling staff 5. A speaker 6 for guiding the user by playing operating procedures and other information by voice, a magnetic card insertion lower for confirming that the user is qualified for the transaction in a payment transaction, and a card insertion lower. A card insertion flicker indicator to remind users of the required steps? a, a receipt flicker display 4a that indicates that an issued receipt should be taken out, and a currency exchange setting panel 8 for the user to make currency exchange settings. The display 4a shows “
The words ``Receipt'' are displayed and flash. Similarly, the word "CARD" is displayed on the display 7a and blinks. .

In addition, on the horizontal operation surface, there is an operation guidance display device 161 for displaying and guiding the user through the procedures to be performed, a coin discharge port 999 for discharging exchanged loose coins, and a package for exchanging exchanged coins. Packaged coin discharge port 12 provided with a shutter for discharging coins and their flicker indicator 9a
, a bill outlet 10 and its flicker display 10a1 provided with a shutter that can be opened and closed, which is used as an input port for bills to be exchanged in currency exchange and a discharge port for exchanged bills.
Pushbutton switch for manually closing the 0 shutter 11. A keyboard 13 and its flicker indicators 1 and 3a are also provided for inputting the amount to be paid, a password, other numerical values, and other functional information. The flicker display 9a displays the words "Loose Coins,""WrappedCoins," and "Loose, Wrapped Coins," and the corresponding characters flash depending on the type of coin to be ejected. On the flicker display tOa, there are the words "Banknote" indicating that the banknotes should be inserted into the doorway 10 or the banknotes should be removed from the doorway 10, and the word "Return" indicating that the inserted banknotes have been returned to the doorway 10. Characters and the word "Push Button" indicating that the push button 11 should be pressed are displayed, and the corresponding characters blink when these operations are to be performed. The flicker display 13a displays the characters "Password" indicating that a password should be entered and the characters "Amount" indicating that the amount to be paid should be entered, and when these pieces of information should be entered. The characters corresponding to flash.

Further, at the bottom of the front of the automatic cash exchange/disbursement machine 1, there is an attendant key 14. A customer sensor 15 is provided to detect when a user approaches the front of the machine 1. This customer sensor I5 is an ultrasonic detector.

It consists of a photoelectric detector, etc.

FIG. 2 shows the exchange setting panel 8. This exchange setting panel 8 is provided with two display groups and a push button/switch group. The display device is a deposited amount display device 2 that displays the total amount of bills to be exchanged inserted into the bill slot 10.
19 There is an exchange set amount display 229 for displaying the total amount of money exchanged. There is a set amount display 23 for each denomination for displaying the amount for each denomination for which exchange has been set. The amount to be paid in the payment mode is also displayed on the deposited amount display 21. The exchange set amount display 22 may display the remaining amount obtained by subtracting the exchange set amount from the total amount invested. The pushbutton switches include a pushbutton switch 24 for setting nine exchange denominations and a function pushbutton switch.

The function pushbutton switch includes a cancel pushbutton 27. Correction push button 28. There is a payment confirmation pushbutton 29. The payment confirmation push button 29 instructs that the entire billed amount (withdrawal amount) in a payment transaction or the remaining amount after subtracting the exchange setting amount from the input amount in currency exchange processing should be released according to the principle of the minimum number of coins. It is for the purpose of

Denominations include 10,000 yen hole, 5,000 yen bill, 1,000 yen bill, 500 yen coin,
There are 100 yen coins, 50 yen coins, and 10 yen coins. For banknotes, press the denomination setting pushbutton 24 to set 1 or 5 banknotes.
One unit can be set as 1 sheet, 10 sheets, 50 sheets, etc.

There are two types of coins: bulk coins and packaged (tube) coins, and by pressing the pushbutton 24, the units can be set to 1, 5, 10, and 1, 2, 4, 10, etc., respectively.

FIG. 3 shows an example of the keyboard 13.

The keyboard 13 has a numeric keypad 31. Function keys 32 for inputting units of 10,000 and 1,000 yen are provided.

FIG. 4 shows the front side of the operation guide display device 16. As shown in FIG. This display device 1B includes an operation guide panel 50.

This panel 50 includes transaction selection blocks 61, 82, 83.
゜A line 72 extending straight from these blocks and an operation procedure display block 5 placed on the line 72
2 to 60 are represented in advance by printing or other methods.

In the transaction selection blocks 61 to 83, characters "exchange,""exchangepayment," and "payment" indicating the type of transaction are written, respectively, and a push button φ switch 61a- is used by the user to select the desired transaction. 83a are provided respectively. These pushbutton switches 61a to 63a are preferably of an illuminated type that lights up when pressed. Moreover, illuminators 71 for illuminating these blocks from the back are arranged on the back surfaces of the blocks 61 to 63, respectively. The illuminator 71 is shown as a small block with dashed lines for convenience.

The operation procedure display block shows operation guidance in letters and figures, and includes instructions for placing the banknotes to be exchanged in the banknote exit slot.
A block 521 informing that the user should press the push button 11 when he/she has finished inserting the banknotes to be exchanged. Block 53 that guides you to insert a magnetic card into the magnetic card insertion lower for confirming that there is a magnetic card. Block 55 prompting you to enter your PIN number. Block 5B1 informing you that you should enter the payment request amount Block 579 Informing you that you should make currency exchange settings Block 579 Informing you that you should press the payment confirmation key 29 when you have finished entering the exchange setting amount or payment request amount 58. Block 590 indicating that magnetic cards and receipts should be received Block 6 indicating that banknotes, loose coins or packaged coins should be accepted
There is 0.

Blocks 52 and 54 are on line 70 extending from exchange transaction selection block 61, blocks 53, 54 . and 59
is common to exchange payment and payment transactions, so the selection block 62 for these transactions. Block 5B extends over line 70 extending from H, block 5B extends over line 70 of payment transaction selection block 63, block 57 extends over line 70 of blocks at and 82 since it is common to exchange and exchange payment transactions, blocks 58 and 60 are respectively placed over the lines 70 of all transactions. Further, these blocks 52 to BO are arranged from left to right in accordance with the order of operations.

An illuminator 70 is placed on the back of these blocks 52 to 60 to illuminate these blocks independently. In FIG. 4, the illuminator 70 is shown as a small block with broken lines for convenience of illustration. Instead of the illuminator that illuminates from the back, an indicator light such as a light emitting diode may be provided on the top surface of the panel 50 at the position of the small block indicated by the broken line, and this may be turned on or blinking. It is assumed that such indicator lights are also included in the illumination means.

If desired, the corresponding line 70 may also be illuminated when a transaction type is selected. Lifecycle 0 itself may be formed of an indicator light.

FIG. 5 shows the electrical configuration of the automatic money exchange and payment machine.

The CPU 40, which controls the entire automatic exchange and payment machine 1, has an area or ROM 42 that stores its execution program,
Payment transaction processing 1 It is provided with an area or RAM 41 for storing data necessary for exchange transaction processing. When in the payment transaction mode, the CPU 4G communicates via the line control unit 43 with a control center (as shown) having a file in which customer (user) accounts are provided.

Furthermore, the CPU 40 includes an operation display section 44. Card printer processing section 451 Banknote withdrawal section 46 and coin withdrawal section 47
is connected. The operation display unit 44 includes the above-mentioned operation guide display device 1B2 exchange setting panel 8. Various indicators 2, 3
, 4a, 7a, 9a, loa, 13a.

Speaker 6, key group 5.11.13. Includes customer sensor 15 and the like. The card printer processing unit 45 includes a card reader/writer that reads magnetically recorded data on a card inserted into the card insertion lower and records predetermined data on the card, and a printer that prints transaction results on a receipt or journal (both are (as shown), etc., and controls these.

In the payment mode, the banknote withdrawal unit 4B dispenses banknotes equivalent to the withdrawal amount or banknotes set for exchange from the storage box and discharges them into the doorway 10, and in the 1-money exchange mode, checks the authenticity of the banknotes inserted into the doorway IO. The type is determined, the banknotes are stored in the storage box, and two banknotes of denominations set for exchange are fed out from the storage box and discharged into the entrance/exit 10. The coin ejection section 47 is.

One denomination of loose coins set for exchange is taken out from the storage box and released into the discharge port 9, and two packaged coins of the denomination set for one exchange are taken out from the storage mechanism and released into the discharge port 12. It is something.

FIG. 6 shows the operation of the automatic money exchange and payment machine 1 having the above-described structure, particularly the processing procedure performed by the CPU 4G.

Referring to FIG. 6a, when the customer sensor 15 detects an approaching user, the automatic exchange and payment machine 1 starts processing operations. The transaction selection blocks 81 to B8 provided on the operation guidance panel 50 of the operation guidance display device 1B flash to indicate that one of the transactions should be selected (step 101).

When the user presses the currency exchange push button 63a on the operation guide panel 50 (step 102), it is determined that the user has selected the currency exchange mode, and the shutter of the nine banknote entrance/exit 10 opens (step tOa), and the flicker display 10a opens. of"
The words "Banknotes" flash. In addition, the block 52 that guides you to insert banknotes is illuminated and blinks (step 104).
).

When the user inserts the banknotes to be exchanged into the entrance/exit door 10 (step 105), the word "push button" on the flicker display 10a flashes, and the block 54 that guides the user to press the push button 11 appears on the operation guide panel 50. When the light flashes (Step 10B), this pushbutton 11 is turned on within a certain period of time or the certain period of time has elapsed (Steps 107 and 108).

The shutter of the entrance/exit 10 is closed (step 109).

The inserted banknotes are identified and counted (Step 1)
10).

Referring to FIG. 6b, the total amount of the verified and counted banknotes is displayed as the deposited amount on the display 21, and the illuminated exchange money setting push button 24 is used to exchange money within the range of the above-mentioned similar amounts. Possible things will light up. Furthermore, a block 57 instructing that currency exchange settings should be made on the operation guide panel 50 lights up and blinks (step 113). Thereafter, the process proceeds to the exchange process from step 114 to step 123.

Referring again to FIG. 6a, if there is a defective banknote or a counterfeit banknote as a result of the discrimination and counting of the input banknotes (step l1l
), it is returned to the banknote entrance lO, its shutter is opened, and the word "return" flashes on the flicker display 10a (steps 131, 132), so when the user takes it out (step 133), step 104
In the same manner as above, the word "Banknote" flashes on the display 10a, and the guide block 52 that prompts the insertion of banknotes on the panel 50 lights up and flashes (steps 133 and 134).
. The user can also insert the returned banknote or another banknote (step 135), or may exchange money only with the banknotes that have been determined to be genuine.

When the exchange setting operation guidance is performed in step 113 of FIG. 6b, the user presses the button 2 in accordance with the instruction.
4 to perform the exchange denomination setting operation (step 114). The set amount for each denomination is displayed on the display 23, and the total set amount is displayed on the display 22. Further, on the operation guide panel 50, a block 58 that prompts the user to press the payment confirmation button 29 to issue an instruction to release the remaining amount according to the principle of the minimum number of coins lights up and flashes (step 115). The remaining amount obtained by subtracting the specified amount from the deposit amount becomes 0, or
Or when the payment confirmation button 29 is pressed (step 11
8°117), it is determined that the exchange settings have been completed.

Then, the set amount of banknotes, loose coins, and wrapped coins of the set denomination is dispensed from each storage box or storage mechanism (step 118), and after the exchange data is totaled and printed on the journal (step 119), the above-mentioned banknotes, loose coins, and wrapped coins are fed out through the entrance/exit 10. Outlet 9
, 12, and the shutters of the entrance 10 and discharge port 12 are opened, and the flicker indicators 10a, 9a flash characters such as "Banknotes,""Loose, Wrapped Coins J," and furthermore, these discharged bills, loose coins, The block 60 of the panel 50 indicating that a wrapped coin should be received flashes, and the user takes it out (step 120; 1).
21°122). Thereafter, the banknotes that have been inserted into the entrance/exit lO and are temporarily held at a proper location after being discriminated and counted are stored in the banknote storage box (step 123).

In step 102 of FIG. 6a, the user presses pushbutton 8.
When the user presses 2a or 83a to select payment or exchange payment, the block 53 on the operation guide panel 50 indicating that a card should be inserted flashes, and the card insertion flicker indicator 7a also flashes (step 140).

Once the card is inserted into its insertion lower (step 141
), the card league reads the data and checks the bank code, etc. in the card data (step 142).

Next, the block 55 on the operation guide panel 50 indicating that the PIN number should be entered blinks, and the "PIN code" on the flicker display 13a blinks (step 143).
). When the user inputs a PIN number using the numeric keypad 31 (step 144), the PIN number entered manually and the PIN number in the card data read from the card are in a predetermined correspondence relationship (for example, a match). It is checked whether the transaction is online (step 145), and if it matches the schedule (YES in step 14B), it is set in a predetermined area of the RAM 41 to be online (i.e., payment transaction) (step 147), and step 180 The process proceeds to the process shown in FIG. 6C below.

In the password check, if the password manually entered does not have the expected correspondence with the password in the card data, the password can be repeatedly input a certain number of times (step 148).

If the planned correspondence still does not exist, the card is returned (steps 149 to 151).

Referring to FIG. 6c, when the user selects exchange payment in step 102 described above, the block 57 on the operation guide panel 50 indicating that the exchange denomination should be set flashes and the exchange setting is set. Since the exchange denomination setting button 24 in the panel 8 lights up (step 1eo), the user presses the exchange denomination setting button 24 to make exchange settings (step 161). The set amount for each denomination is displayed on the display 23,
The set total amount is displayed on the display 22, and this total amount is displayed as the payment request amount on the display 21.
After the exchange settings are completed, the block 58 indicating that the payment confirmation button 29 should be pressed flashes and the illuminated payment confirmation button 29 lights up (step 162). When the desired currency exchange settings are completed, the user presses the payment confirmation button 29 to input that the currency exchange settings have been completed (step 163). The amount displayed on the display 21 at this time becomes the requested payment amount.

When the user selects a payment transaction in step 102, the block 56 on the operation guide panel 50 indicating that the amount requested for payment should be input flashes, and the "amount" on the flicker display 13a flashes. (step 170). In accordance with this, the user presses the numeric keypad 31.
Enter the payment request amount manually (Step 17)
1) The input amount is displayed on the display 21, and if there is no error in the displayed amount, the block 58 that guides you to press the payment confirmation button 29 lights up and flashes (step 172). . When the user presses the payment confirmation button 29, the processing for setting the amount to be paid is completed (step 173).

When the payment confirmation button 29 is pressed for either exchange payment or payment transaction, it means that the data necessary for the transaction has been prepared, so the process moves on to communication with the center (step 180).
, This automatic cash exchange/disbursement machine 1 transmits transaction data such as card data and input billed amount to the center.

The center searches the user's account and determines whether the payment is permitted or not by checking whether the balance is greater than the withdrawal amount, and if it is approved, the balance in the user's account is updated. be done.

Further, this processing result is sent to the automatic exchange and payment machine 1.

When the automatic exchange/payment machine 1 receives the telegram from the center, if payment is permitted, it dispenses 9 pieces of cash of the exchange denomination set in the above process or cash equivalent to the payment amount (step 181).

Returning to FIG. 6b, a receipt with transaction data printed is created (step 182), tabulation processing and journal printing are performed (step 183), and the card is returned and the created receipt is released (step 182). 18
4). On the operation guide panel 50, a block 59 indicating that a card and a receipt should be received flashes, and the "Receipt" display 1 display 7a appears on the 1 display 4a.
The characters ``CARD'' of ``CARD'' blink to notify the user (step 185). If the card and receipt are extracted (step IH), the process proceeds to the above-described dispensing process for dispensing cash (steps 120 to 123).

[Brief explanation of the drawing]

Figure 1 is a front view showing the appearance of the automatic cash exchange and payment machine;
The figure is a front view of the exchange setting panel, Figure 3 is a front view of the keyboard, Figure 4 is a plan view showing the configuration of the operation guidance panel of the operation guidance display device, and Figure 5 is the electrical configuration of the automatic exchange payment machine. The block diagram shown. FIGS. 6a, 6b and 6c are flowcharts showing the operation of the automatic exchange and payment machine. 1G...Operation guide display device. 40...CPU. 50...Operation guide panel. 52-60...Operating procedure display pro-tsuku. 01-63...Transaction selection block. 61a-63a...Transaction selection pushbuttons. 70, 71... illuminator. Patent applicant Tateishi Electric Co., Ltd. Representative Patent attorney Tsukasa Ushiku (1 other person) Figure 1

Claims (1)

[Claims] In a transaction processing device capable of performing multiple transactions, a transaction selection key for selecting a desired transaction from among the multiple transactions, and all operation guidance in transaction operation steps of the multiple transactions are divided into areas. a display panel having a means for illuminating at least a part of each operation guide area, and a display panel having means for illuminating at least a part of each operation guidance area, and a display panel that displays steps to be performed as the transaction progresses for the transaction selected by the transaction selection key. A transaction processing device comprising: display control means for controlling illumination means to sequentially illuminate areas of corresponding operation guidance.