JPS628266A - Control system for cash transaction device - Google Patents

Abstract

PURPOSE:To shorten a whole processing time by previously processing the business in case of the presence of a passbook through a central computer, and simultaneously performing the operation of the customer. CONSTITUTION:After a passbook is inserted, respective processing of sucking of the passbook, a reading check of the magnetic stripe data, and a reading check of a page mark are performed, then, a message is transmitted to a central computer by using the data relating to the passbook and after the response thereto is received, the passbook is printed. After 'please take the passbook' is displayed on an induction display screen, the customer receives the passbook, thereby the processing is completed. Accordingly, for the customer, only by inserting the passbook similarly to the conventional case, the processing for the existence of the passbook and the processing of the non-existence of the passbook are completely simultaneously executed in the device to be completed as the processing of the existence of the passbook in the end, so that the whole processing time can be remarkably shortened.

Description

[Detailed Description of the Invention] [Field of Application of the Invention] The present invention relates to a control method for a cash transaction device, and in particular, a system for causing a central computer to process the bankbook processing in advance and to execute customer operations in parallel. This is a control method for cash transaction machines that can shorten the overall processing time.

[Background of the invention]

For example, transaction processing of conventional automated teller machines includes:
The operation shown in FIG. 7 of Japanese Unexamined Patent Publication No. 56-13574 is known. According to this, in the case of processing with a passbook, all processes such as inputting two passbooks, inserting banknotes, confirming amounts, and processing received central communication messages are executed in series as a series of processes.

Figure 2 shows the operation of a conventional automated teller machine.
: Production flowchart.

In Figure 2, a customer uses a passbook to make a deposit.
, shows the behavior when In addition, the general term in this case is referred to as "margined deposit." In the margin deposit process, first, "Please insert your passbook" is displayed on the operation guidance screen (step 1). Look at this display.

The customer inserts his passbook (step 2). When the passbook is inserted, the operation guidance screen displays the message ``Currently accepting passbooks. Please wait for a while.'' (Step 3).

During this time, the device performs a passbook intake, a magnetic stripe data reading check, and a page mark reading check (step 4). When this operation is completed, "Please insert banknotes J" is displayed on the operation guidance screen (step 5). When the customer inserts banknotes (step 6), the device takes in the banknotes and counts them. (Step 7).When the banknote counting process is completed, the operation guidance screen displays "Please check the amount and press the confirmation button" (Step 8).The customer presses the confirmation button (Step 9). ). By pressing the customer confirmation button,
The device sends messages to the central computer and receives replies (step 10). Upon receiving the answer from the center, the device executes the following processes: printing a slip, printing a passbook, and storing banknotes (step 11). When these operations are completed, the passbook is ejected and the operation guidance screen displays "Please take the passbook" (step 12). Finally, the customer receives the passbook (
Step 13), all processing of margin deposit is completed.

In this way, automatic cash transactions are possible, but what is important in this case is the processing time required for each transaction. Even when executing the same transaction, a transaction device that takes 1 minute per transaction cannot be compared with a transaction device that takes 2 minutes per transaction in terms of performance. The time required for one transaction depends on the inherent speed of each mechanism's operation, but conventionally, speeding up has been achieved by controlling the operations of each mechanism in an automated teller machine so that they operate in parallel. Ta. That is, efforts are being made to speed up processing by increasing the conveyance speed of banknotes and the printing speed of printers. However, there are limits to this, and currently there are fewer factors that can shorten the operating time of individual mechanisms.

[Purpose of the invention]

The purpose of the present invention is to solve such conventional problems, shorten the processing time for a single transaction without changing the configuration of the conventional device, and eliminate complicated operations for customers. It is an object of the present invention to provide a control method for an automated teller machine in which parallel operations are not conscious at all.

[Summary of the invention]

In order to achieve the above object, the control method of the automatic teller machine according to the present invention is a cash teller machine that transmits and receives deposits and withdrawals of banknotes to and from a central computer, and prints transaction results on passbooks and slips. When performing processing involving a passbook, when the passbook is inserted into the device, it is possible to inhale the passbook, read and write magnetic stripe data, send and receive messages to and from the central computer, and print the passbook after receiving the message. In addition to executing bankbook processing, in parallel with the processing, inserting a banknote, confirming the amount to be inserted or withdrawn, sending and receiving messages with the central computer regarding deposits and withdrawals, printing slips after receiving the messages, etc. The feature is that it performs processing without a bankbook.

[Embodiments of the invention]

Hereinafter, embodiments of the present invention will be described in detail with reference to the drawings.

FIG. 3 is a configuration diagram of a customer-operated automated teller machine to which the present invention is applied.

In Fig. 3, reference numeral 11 is a passbook mechanism unit that reads, writes, and prints a passbook with magnetic stripe, 12 is a slip mechanism unit that prints on slips, 13 is a magnetic card mechanism unit that reads and writes cards with magnetic stripe, and 4 is a customer. Operation mechanism section consisting of buttons for operation and display for guiding operation, 15
1 is an arithmetic control mechanism unit that controls the entire device; 16 is a line control mechanism unit that connects the device to a communication line; 17 is a communication line that connects this device to a central computer;
8 is the central computer.

FIG. 4 is a front view of the customer operation mechanism section shown in FIG. 3.

In FIG. 4, reference numeral 21 indicates a guidance display for guiding operations to the customer, and reference numeral 22 indicates operation buttons for the customer to operate.

In the present invention, since there is a limit to the mechanical parallel operation inside the device, we propose parallel operation including the central computer system, and in parallel with the customer's input operation time.
By sending a bookkeeping request message to the central system and advance the bankbook recording, the longest and most time-consuming process is to speed up the bankbook recording process. In conventional customer-operated automated teller machines, we believed that guiding each operation one by one in accordance with the procedure was the fundamental strategy to ensure error-free operations, and therefore, the central computer 18 was I couldn't think of any parallel operations that I included. In the present invention, in order to reduce the processing time especially when processing a bankbook, the processing after the customer's bankbook is inserted is performed independently.

Normally, when a customer inserts a bankbook, a series of processes related to the bankbook are performed, such as inhaling the bankbook, reading the magnetic stripe, and checking data. Furthermore, among the various processes in the automatic teller machine, the process related to the passbook is to retrieve the transaction history stored in the central computer using the account number as a key, and print it on the corresponding line of the corresponding page of the passbook. This process can be performed completely independently of other processes, such as inserting banknotes, counting them, confirming the amount, and transmitting it to a central computer.

Therefore, in the present invention, by utilizing the characteristics of this passbook processing,
After a customer inserts a passbook, only the passbook process is processed independently.

Comparing Figure 1 (this embodiment) and Figure 2 (conventional example), we find that in Figure 2, all processing is performed serially, whereas in Figure 1, banknotes are inserted, counted, and .

Processing steps 3 to 9 such as checking the amount of money and steps 12 to 14 of one passbook processing are processed in parallel.

In other words, during each operation period of passbook inhalation, magnetic stripe data reading check, and page mark reading check, from the customer's perspective, the message "Accepting the passbook. Please wait for a while."
This means that the device is on standby in the state shown in step 3 of FIG. 2. Additionally, you can print out the slip.

Of the passbook printing and banknote storage operations (step 11 in Figure 2), the one that takes the longest is the passbook printing, and the customer is required to display the first message "Please pick up your passbook" until the passbook printing is completed.
(Step 12) will be waited for. Therefore, after executing the passbook inhalation, magnetic stripe data reading check, and page mark reading check (step 4), only the processes of message transmission 1 same reply reception (step 10) and passbook printing (step 11) are taken out to the central computer. If these processes are processed in parallel with other processes, customers will not have to wait for bankbook-related processes.

FIG. 1 is an operational flowchart of a control system for an automated teller machine according to an embodiment of the present invention.

Hereinafter, FIG. 1 will be explained in order with reference to FIGS. 3 and 4.

``Please insert your passbook'' on the operation guidance screen of the display 21.
(Step 1a), customers who see this
``Passbook insertion'' is performed from the mechanism section 11 (step 2a).

Here, the operation is divided into two systems. In the first divided flow, immediately after inserting the passbook, a guidance screen "Please insert banknotes" is displayed on the display 21 (step 3a). When the customer inserts banknotes from the customer operation mechanism 14 (step 4a), the device counts the input banknotes (step 5a).Next, the operation guidance screen of the display 21 displays the message ``Check and confirm the amount. "Please press the button" is displayed (step 6a). As a result, when the customer presses the confirmation button on the customer operation mechanism section 14 (step 7a),
The device sends messages to and receives replies from the central computer 18 (step 8a).

After receiving the reply from the center, the device prints the slip and stores the banknotes (step 9a). The processing so far.

From the customer's perspective, the processing operation is exactly the same as the conventional processing operation shown in FIG. In fact, steps 12a, 13a, 14a are executed in parallel by the divided second flow. That is, after one bankbook is inserted, each process of inhaling the bankbook, checking the reading of magnetic stripe data, and checking the reading of page marks is performed (step 12a). Next, using data related to the bankbook, a message is sent to the central computer and a reply is received (step 13a). After receiving the reply, printing of the bankbook is executed (step 14a), where other processing is performed. The end is synchronized and ends. In other words, after displaying "Please take your passbook" on the guidance screen (Step 1)
0a), the process is completed by the customer receiving the passbook (step 11a).

As is clear from Figure 1, from the customer's perspective.

Just insert your passbook in the same way as before.

Inside the device, the process with a passbook and the process without a passbook are executed in parallel, and finally the process is completed as a process with a passbook, so the overall processing time is significantly shortened.

In this case, there is no need to make any changes to the hardware of the apparatus, and it is only necessary to enable the control program in the arithmetic control mechanism 15 shown in FIG. 3 to execute two types of processing in parallel.

〔Effect of the invention〕

As explained above, according to the present invention, a customer simply inserts a passbook using the same operation as before, and processes related to one passbook process are executed in parallel with other processes, without changing the structure of the device. , it is possible to significantly shorten the time required for one transaction compared to the conventional method.

[Brief explanation of drawings]

FIG. 1 is an operation flowchart of a control method for a cash transaction device showing an embodiment of the present invention, and FIG. 2 is an operation flowchart of a control method for a conventional cash transaction device. FIG. 3 is a block diagram of an automatic cash transaction system to which the present invention is applied, and FIG. 4 is a front view of the customer operation mechanism in FIG. 3. 11: Passbook mechanism section, 12: Slip mechanism section, 13: Magnetic card mechanism section, 14: Operation mechanism section, 15: Arithmetic control section, 16
2-line mechanism section, 17: communication line, 18: central computer, 21: display, 22: operation buttons. Patent applicant: Hitachi, Ltd.-9-7:;7:

Claims (1)

[Claims] (1) In a cash transaction device that transmits and receives banknote deposits and withdrawals to and from a central computer and prints transaction results on passbooks and slips, when performing processing involving the above passbook, the passbook is inserted into the device. At that point, it executes passbook presence processing such as inhaling the passbook, reading and writing magnetic stripe data, sending and receiving messages with the central computer, and printing the passbook after receiving the message, and in parallel with the processing, A cash transaction device that performs bankbook-less processing such as inserting banknotes, confirming the amount to be inserted or withdrawn, sending and receiving messages to and from a central computer regarding deposits and withdrawals, and printing slips after receiving the messages. control method.