JPS6267696A - Window cash processing system - Google Patents

Abstract

(57) [Summary] This bulletin contains application data before electronic filing, so abstract data is not recorded.

Description

DETAILED DESCRIPTION OF THE INVENTION (Field of Industrial Application) The present invention relates to a counter cash processing system installed at a counter of a financial institution such as a bank to handle cash.

(Conventional technology) Currently, in order to improve the efficiency of fund management, counter systems in banking business distinguish deposited cash at the counter and use cash that can be reused as payment cash as withdrawal cash. It is a circulation type bill depositing and dispensing device, and a plurality of coin depositing and dispensing devices are arranged. However, when replenishing cash from the teller's department to the cash depositing and dispensing devices, or collecting cash from the cash depositing and dispensing devices to the teller's department, the counter staff must This caused problems in terms of operational efficiency, as cash was transferred directly to and from the teller's office away from the counter.

Therefore, a plurality of the above-mentioned cash depositing and dispensing devices are arranged at the teller counter, and a teller section for managing and storing cash;
A conveyance path provided between the teller section and each cash depositing/dispensing device, and a conveyance body provided in the conveyance path for conveying cash, when a counter staff replenishes and collects cash. In addition, an over-the-counter cash processing system has been proposed in which cash processing can be carried out between the carrier and each of the cash depositing and dispensing devices while sitting at the counter.

(Problems to be solved by the invention) However, in the configuration of the counter cash processing system,
When the counter staff replenishes cash from the teller's department to each cash dispenser and collects cash from each cash deposit/withdrawal device to the teller's department, each cash deposit/withdrawal device receives and receives paid cash and collects deposited cash. A counter staff member must be present between the cash input/receipt slot where cash is inserted and the cash replenishment/collection slot where cash is loaded and removed from the conveyor, and therefore, the counter staff cannot touch the cash. There were problems such as the psychological burden caused by the work and the physical burden caused by the work of setting cash.

SUMMARY OF THE INVENTION In order to solve the above-mentioned problems, it is an object of the present invention to provide a counter cash processing system that makes it possible to automate the replenishment or collection of cash in the counter cash processing system and to reduce the burden on counter staff.

(Means for Solving the Problems) The present invention provides a plurality of teller cash processing devices provided at a teller counter, a teller section for managing and storing cash tellers,
In a counter cash processing system having a transport path provided between the teller section and the counter cash processing device, and a transport body provided in the transport path for transporting cash, the counter cash processing device includes: When replenishing cash from the teller's department or collecting cash from the teller's department, a transfer mechanism is provided to transfer cash between the conveyor and the teller cash processing device, and this can be done without the intervention of a teller staff. It is configured as follows.

(Function) With the above-described configuration, the present invention is capable of handling paper sheets such as cash or paper sheets such as passbooks and certificates when the cash is exchanged between the cash processing device and the teller section. After being stored in a conveyor, it can be moved along a conveyance path and conveyed to a counter cash processing device or a teller's department. At this time, there is no need for human intervention.

(Embodiment) Fig. 1 is a schematic diagram showing an embodiment of the present invention, and Fig. 2 is a schematic diagram showing an embodiment of the present invention.
It is a perspective view explaining the conveyance path in the system shown in the figure. In Figure 1, 1 is the high counter at the counter, 2
3 is a teller counter, 4a to 4e are counter circulation warrior dispensing machines which are counter cash processing devices that handle banknotes, 5
A to 5e are cash input/output ports, and 6a to 6d are passbook input/output ports.
This is the outlet. As shown in the figure, the counter high counter 1 is 4
Online Terrors Machine 7a
7d, passbook printers 8a to 8d are provided, and the counter staff have cash insertion and withdrawal ports 5a to 5e.

Cash and documents can be taken out and inserted through the passbook insertion/removal ports 6a to 6d. In FIG. 2, reference numeral 9 denotes a conveyance path connecting the teller circulation warrior dispensing machines 4a to 4e and the teller section 3, 10 a conveyance body, 11 a conveyance path connecting the counter, the second line, executive seats, etc., and 13 a conveyance path. The transfer section serves as a transfer section for passing bankbooks and the like conveyed in the conveyor 11 to the conveyor 10 in the conveyor path 9, and vice versa. Customers are located outside the teller counter, and exchange cash, bankbooks, documents, etc.9 with the teller staff via the teller counter.

FIG. 3 is a schematic diagram showing an embodiment of a carrier applied to the present invention. In the figure, the conveyor is composed of a banknote transport box 21 for transporting banknotes, a passbook transport box 22 for transporting bankbooks, and a transport platform 23 on which the banknote transport box 21 and bankbook transport box 22 are mounted and transported. The conveyor table 23 is rotationally driven.
It is located on a conveyor belt 26 stretched between rotating shafts 24 and 25, and the movement of the conveyor belt 26 reciprocates between each counter circulating adult withdrawal device 4a to 4e and the teller section 3 shown in FIG. do. The transport table 23 is provided with an identification mark A1B indicating the mounting position of the banknote transport box 21 and the passbook transport box 22. The two types of counters 1 and 2 forming the conveyance path 9
A sensor 27 is provided on the side facing the identification mark A1B, and a plant magnet 29 is provided at the tip of which a conveyor stop member 28 having an acute angle is attached.

Next, the operation of the carrier described in FIG. 3 will be described.

For example, when the remaining amount of banknotes in the counter circulation adult dispensing device 4a is less than a predetermined amount, the banknote transport box 21 loaded with banknotes is conveyed from the teller section 3.

The sensor 27 detects the identification mark A when the banknote transport box 2 of the banknote receptacle of the counter circulation adult dispensing device 4a reaches a predetermined position where banknotes can be smoothly transferred to and from the transfer section.

When this identification mark is detected, the carriage stopping member 28 attached to the plunger magnet 29 protrudes and is inserted into the notch C provided in the carriage 23, and the carriage 23 is stopped. After stopping, the bill transport box 21 is pushed in the direction shown by the arrow, and the bill receiver is passed to the transfer section.

Thereafter, the lid 30 provided on the banknote transport box 21 opens upward, and the banknotes stored therein are replenished into the counter circulation warrior dispensing device 4. Also, when bankbooks are inserted or thrown out from the banknote outlet 6, the same procedure as for banknotes is carried out. That is, when the sensor detects the identification mark B and informs the plant magnet that the bankbook transport box 22 has come to a predetermined position relative to the bankbook input/output port 6, the transport table 2
The conveyor table stop member 28 is inserted into the notch provided in the conveyor table 23, and the conveyor table 23 is stopped. Then passbook transport box 2
2 is pushed in the direction of the arrow to insert bankbooks, etc., and is pushed out below the outlet 6 and taken out by the counter staff. others,
When banknotes are collected from the counter circulation dispensing device 4 or when a bankbook is transported through the bankbook input/output port 6, the above-mentioned procedure is reversed.

FIG. 4 is a schematic diagram showing an embodiment of the counter circulation military withdrawal device 4 and the cash delivery mechanism according to the present invention. In the figure, 31 is a teller side banknote input/receiving slot, 32 is a shutter, 33 is a discrimination unit that determines authenticity, fitness, and denomination of banknotes, 34 is an overflow storage box, and 35 is a reject when withdrawing money. A banknote storage box for storing banknotes,
36 is a ten-thousand-ticket storage box, 37 is a five-thousand-ticket storage box, 38 is a one-thousand-ticket storage box, and 39 is a transport box push-out/pull-in device provided in the counter 2.

Next, the operation procedure for replenishing banknotes in the configuration described above will be explained. When the banknote transport box 21 is stopped at a predetermined position by the operation shown in FIG. 3, the transport box push/pull device 39
It is pushed to the right in the diagram. At this time, the lid 30 is rotated upward and opened by means not shown, and the banknotes in the banknote transport box 21 are taken out by the transport belts 40 and 41 and carried into the teller side banknote input/receive slot 31. Note that the teller side banknote input/receipt slot 31 is rotatably provided. When the conveyance of banknotes into the teller-side banknote input/receipt port 31 is completed, the teller-side banknote input/receipt port 31 rotates counterclockwise and drops the banknotes into the separating and sending section 43 .

Thereafter, the banknotes are separated and sent out into the separating and sending section 43 by the stacking car 42, and stored in the corresponding banknote storage boxes 36-38.

Next, a description will be given of the operation procedure for collecting banknotes from inside the counter circulation warrior dispensing device 4a to the banknote transport box 21.

The banknotes separated and sent out from the corresponding banknote storage boxes 36 to 38 are discriminated by the denomination etc. in the discriminating section 33 and then sent to the banknotes 1-A.
, and is collected in the separation and delivery section 43 by the collection vehicle 42 . At this time, the banknote transport box 21 is pushed out from a predetermined position to the right in the figure by the transport box push-out/pull-in device 39 and is on standby. After that, the banknotes are stored in the banknote transport box 21 by the transport belts 40 and 41, and then the banknote transport box 21 is pushed out of the transport box, and is pulled into the transport box 39 and placed at a predetermined position on the transport table 23. and transported to the storage section 3.

On the other hand, when the teller clerk deposits banknotes, the shutter 3
2 is opened, and a banknote is inserted into the teller side banknote input/receipt slot 31. The inserted banknotes are passed through the separating and sending section 43 to the discriminating section 33.
The banknotes that are determined to be genuine by the discrimination unit 33 are stored in a 10,000-note storage box 36, a 5,000-note storage box 37, and a 1,000-note storage box 3 according to their denominations.
8, and the banknotes that have been determined to be damaged are also stored in the extract banknote storage box 35. In addition, each banknote storage box 36,
When either of 37° and 38 is full, it is stored in the overflow storage box 34. When a teller staff withdraws paid bills, they are sent out to the separation and delivery unit arranged above each banknote storage box 36, 37° 38, passed through the discrimination unit 33, and separated by the stacking car 42. It is integrated within the sending section 43. Thereafter, the bill is conveyed into the teller side bill insertion/receiving slot 31, the shutter 32 is opened, and the teller staff can receive the bill.

Although the counter cash processing device has been described as a banknote processing device as an embodiment of the present invention, a coin processing device can also process cash in the same way, and can replenish coins from the teller section to the counter and transfer coins to the teller section. It can be configured so that collection can be carried out without involving a counter staff member.

(Effects of the Invention) As explained above, according to the present invention, the counter cash processing device can replenish cash from the teller's department and collect cash from the teller's department without involving a teller staff. As a result, it is possible to reduce the psychological burden of handling cash on counter staff and the physical burden of setting cash, and it is also possible to improve work efficiency by increasing processing speed through automation.

[Brief explanation of drawings]

FIG. 1 is a schematic diagram showing an embodiment of the counter cash processing system according to the present invention, FIG. 2 is a perspective view explaining the conveyance path in FIG. 1, and FIG. 3 is an illustration of a conveyance body used in the present invention. FIG. 4 is a schematic diagram showing an example of the structure of a cash processing device constituting the present invention. 1 is the high counter at the counter, 2 is the low counter at the counter, 3
is the teller department, 4a to 4c are counter circulation warrior dispensing machines, 5a to 5
e is a cash input/output port, 9 and 11 are conveyance paths, 10 is a conveyance body, 13 is a receiving part, 21 is a banknote conveyance box, 22 is a passbook conveyance box, 23 is a conveyance box, 27 is a sensor, and 28 is a conveyance 33 is a discriminating unit; 39 is a transport box pushing and pulling device; A; B is an identification mark.

Claims (1)

[Scope of Claims] A cash processing device that includes a plurality of teller cash processing devices installed at a teller counter, a teller section that manages and stores cash, and a conveyor that transports cash, A counter cash processing system comprising: a conveyance path provided between the teller and the counter; and a transfer mechanism that transfers cash between the carrier and the counter cash processing device.