JPS6248269B2 - - Google Patents

Description

DETAILED DESCRIPTION OF THE INVENTION (a) Field of the Invention The present invention relates to a money depositing and dispensing device, such as an automatic teller machine, which is used in banking operations and has a payment function and a deposit function.

(B) Background of the Invention Conventionally, as the above-mentioned automatic teller machine, there is a device disclosed in, for example, Japanese Utility Model Application Publication No. 144796/1983.

This conventional device transfers the input banknotes for deposit to a storage box for withdrawal, uses the received banknotes as withdrawal banknotes, and when there is a shortage of withdrawal banknotes, artificially withdraws banknotes. The storage box is configured to replenish banknotes.

The problem with this conventional device is that the work of replenishing banknotes is
The problem is that the panel of the device must be opened to directly replenish the storage box with banknotes, and replenishing the banknotes takes time and effort, resulting in a long service outage for customers.

(c) Purpose of the Invention The present invention solves the problems of the conventional device described above by having a unique configuration in which updating of the balance is stopped when a predetermined certificate is input, and money is refilled from the receiving port. The purpose of the present invention is to provide a money depositing and dispensing device that can be easily used.

(d) Structure of the Invention The present invention comprises a coin receiving opening, a storage box for storing coins by denomination, a determining means for reading the pattern of the coin with a reading means to determine the denomination, and a coin discharging opening. , passing the coins received into the receiving opening one by one through the reading means and storing them in the storage box in accordance with the denomination determined by the determining means, while responding to the withdrawal operation. , a transfer device that takes out coins of a corresponding denomination from the storage box and transfers them to the discharge port; a balance updating unit that updates the balance based on the deposited amount or withdrawal amount by the depositing or withdrawing operation; A money depositing and dispensing device having a control means for a transfer device, and a panel containing the storage box, determination means, transfer device, and control means, further comprising input means for a predetermined certificate; Based on detecting that the proof has been input to the input means, the transfer device is driven to replenish the storage box with the currency received at the receiving opening without driving the balance updating means. The present invention is a money depositing and dispensing device characterized by:

(e) Effect of the invention This invention drives the transfer means to pass the coins received into the receiving slot one by one through the reading means,
This passing currency is judged by a judgment means, and according to the judgment result, it is stored in a storage box according to the denomination, and in response to a withdrawal operation, the coin of the corresponding denomination is taken out from the storage box and the coin is taken out from the ejection port. The control means detects that a predetermined proof has been input to the input means for the money deposit device, which transfers the money to the money deposit device and updates the balance by the balance update means based on the deposited amount or withdrawal amount by the deposit or withdrawal operation. Based on this, the control means does not drive the balance updating means, but instead drives the transfer device to replenish the storage box with the currency received at the receiving port.

(f) Effects of the Invention According to this invention, it is possible to replenish coins by using the coin receiving opening for deposit processing without opening the panel of the device, so there is no need to open or close the panel or put it in the storage box. This eliminates burdensome work such as loading coins, simplifying replenishment work.

Moreover, by inputting proof, it is possible to distinguish between a deposit or withdrawal operation and a replenishment operation, and a money replenishment operation does not update the balance like a deposit or withdrawal operation, but simply changes the amount of money. All you have to do is replenish the money, and the time required to replenish the money is very short, allowing for quick replenishment work.

(g) Embodiment of the invention An embodiment of the invention will be described in detail below based on the drawings.

FIG. 1 shows an automatic cash dispenser/deposit machine, which has a payment function and a deposit function, and is operated by inserting a card given to a customer and by the customer's operation.

This device handles information on 10,000 yen, 5,000 yen, and 1,000 yen bills, and each banknote is first loaded into an internal storage box, and when payment is made, the stored banknote is released. It also stores deposited banknotes, and these deposited banknotes are also used for payments.

The guide display 1 sequentially guides each payment or deposit operation procedure along each step.

The card given to the customer and the card held by the staff member are inserted into the card insertion slot 2. Necessary card data such as bank number, course number, deposit balance, and PIN number are magnetically recorded on the customer card. A code number indicating the staff member is magnetically recorded on the card.

The banknote case 3 accepts banknotes for deposit, and normally the outer surface of the case is flush with the operation panel 4.
If a customer card is inserted and the result of a predetermined card check is OK, an opening command is received from the control section and the banknotes are tilted outward to allow one or more banknotes or a bundle of banknotes to be inserted through the top opening. , the banknotes are inserted in a horizontal position.

The banknote return slot 5 returns the banknotes inserted for deposit, and in addition to the case where the customer wishes to return the banknotes, the banknotes determined to be counterfeit are returned when the authenticity of the deposited banknotes is determined.

The deposit amount display 6 counts the amount of banknotes inserted for deposit and displays the total amount.

The payment amount display 7 displays the amount value input for payment.

The numeric keypad 8 is used to input the password that the customer remembers and the amount to be billed for payment, and the digit display lamp 9 displays the number of digits (4 digits) of the PIN number input using the numeric keypad 8.

A deposit key 10 and a payment key 11 are keys for inputting respective functions, and the key 10 is pressed to make a deposit, and the key 11 is pressed to make a payment.

The return button 12 is pressed when the customer wishes to return banknotes inserted for deposit during deposit processing when the deposit key 10 is pressed.

Further, the payment key 11 is pressed when the number of bills transferred to the bottom of the confirmation window 14 at the time of the payment processing when the payment key 11 is pressed is different from the number of bills for the requested payment amount. At this time, the banknotes are collected.

The authentication button 13 is the confirmation window 1 mentioned above during payment processing.
4 Press when the number of banknotes below can be approved. At this time, the paid banknotes are discharged into the tray 16 through the discharge port 15.

The staff call button 17 is pressed when a trouble occurs in the device and a staff member is to be called.

2 to 4 show the banknote taking-in device 18. In FIG. 2, the banknote case 3 is supported on its lower side by a support shaft 19, and a rotary solenoid 20 is installed at the end of the support shaft 19. Tilting and closing are performed by operating this rotary solenoid 20.

Inside the banknote case 3 described above, there is provided a pressing plate 23 that presses the inserted banknotes 21 toward the back side by a spring 22, and the banknotes 21 are inserted between the back side of the banknote case 3 and the pressing plate 23. Ru.

A take-in port 24 is formed at one corner on the back side of the banknote case 3, and a take-in roller 25 is provided facing the take-in port 24.

The above-mentioned take-in roller 25 is driven by an appropriate motor (not shown), and this drive is performed intermittently based on an intermittent command from the control unit, and takes out the banknotes 21 from the banknote case 3 one by one at intervals. It's crowded.

The first transfer belts 26 , 26 are provided facing each other, and sandwich the banknotes 21 taken in by the above-mentioned take-in roller 25 and transfer them to the transfer drum 27 .

The above-mentioned transfer drum 27 has upper and lower flanges 28, 2.
8 is formed, and second transfer belts 29, 29 are in contact with the flanges 28, 28, and the banknote 21 is transferred while being clamped by these.

At the transfer ends of the second transfer belts 29, 29, a third
A transfer belt 30 is placed in contact with the banknotes 21, and the banknotes 21 are transferred thereto and supplied to fourth transfer belts 31, 31.

The above-mentioned fourth transfer belts 31, 31 are arranged in two stages, upper and lower, with a slight interval between them.

A stopper 32 for stopping the transfer of the banknotes 21 is provided at the transfer end of the fourth transfer belts 31, 31, and this stopper 32 stops the transfer of the banknotes 21. Because there is a slight gap like this, it becomes a slip condition.

A portion of the circumferential portion of the fourth transfer belts 31, 31 is cut out in a planar manner at two positions on the left and right of the transfer path of the fourth transfer belts 31, 31, and D-shaped rollers 33, 33 with the cutout portions usually facing each other are mounted. The D-shaped rollers 33, 3
3 changes the transport direction to the width direction by transporting the banknotes 21 that have been transported in the length direction upwards.

A first thickness detection roller 34 is provided in contact with one of the flanges 28 of the transfer drum 27, and this roller 34 detects the amount of movement of the banknote 21 depending on the thickness of the banknote 21 in the longitudinal direction via a lever 35. It is transmitted to the pick-up coil 36, and the pick-up coil 36
It detects the thickness of one banknote and detects two banknotes or stacked banknotes.

First and second photoelectric detectors 3 for detecting the passage of banknotes 21 are installed in front and rear positions of the roller 34 described above.
7 and 38 are provided, and these detectors 37 and 38 are used to detect the length dimension of the banknote 21.

As shown in FIG.
An encoding disk 41 is fixed to the support shaft 39 located on the lower surface of the encoder, and a third photoelectric detector 42 for detecting the encoded portion is provided on the circumferential surface of the fixed plate 41, and this detector 42 outputs pulses.

The length dimension of the banknote 21 is determined by counting the number of pulses output by the third photoelectric detector 42 using an appropriate counting means while the first and second photoelectric detectors 37 and 38 are simultaneously detecting the banknote 21. The length is determined based on this count value.

Upper and lower flanges 28, 28 of the aforementioned transfer drum 27
Magnetic heads 43 and 44 are provided in the middle of the banknote 21 at positions shifted forward and backward in the transport direction, and these magnetic heads 43 and 44 read the printed pattern of the banknote 21 and determine the authenticity and denomination of the banknote 21.

A fourth photoelectric detector 45 is provided at the end of the transfer of the fourth transfer belts 31, 31, and when this detector 45 detects the arrival of the banknote 21, the D-shaped rollers 33, 33 are driven one rotation. .

As shown in FIG. 4, the D-shaped rollers 33, 33 move the banknotes 21 upward.
is converted into a transport position in the width direction.

Above the D-shaped rollers 33, 33, there are fifth transfer belts 46, 4 for transferring the transfer 21 in the front and back direction of the device.
Sixth transfer belts 48, 48 for storing the banknotes 21 in the storage box 47 are provided vertically behind the belts 46, 46. At the top, there is a seventh transfer belt 49 for transferring the banknotes 21 to the banknote return slot 5.
is provided opposite to the upper fifth transfer belt 46.

A distribution plate 50 is provided at the rear end of the transfer of the fifth transfer belts 46, 46, and this distribution plate 50
is normally in a position to transfer banknotes 21 to the sixth transfer belt 48, 48 side, and when a command to return the banknote 21 is issued, the rotary solenoid 51 is driven to transfer the banknote 21 to the seventh transfer belt 49 side. It can be switched as much as possible.

A second thickness detection roller 53 is provided in the transfer path of the fifth transfer belts 46, 46, facing the contact roller 52, and this roller 53 moves depending on the thickness of the banknote 21 in the width direction. The amount is transmitted to a pick-up coil 55 via a lever 54, and this pick-up coil 55 detects the thickness of the banknote 21 and detects the taking in of two banknotes or a pasted banknote.

Fifth and sixth photoelectric detectors 5 for detecting the passage of banknotes 21 are installed at the front and rear positions of the roller 53 described above.
6 and 57 are provided, and these detectors 56 and 57 are used to detect the width dimension of the banknote 21.

That is, an encoding disk 58 is provided so as to move at a constant speed with the fifth transfer belts 46, 46, and a seventh photoelectric detector 59 for detecting the encoded portion is provided on the circumferential surface of this disk 58. The detector 59 outputs a pulse.

The width dimension of the banknote 21 is determined by counting the number of pulses output by the seventh photoelectric detector 59 while the fifth and sixth photoelectric detectors 56 and 57 are simultaneously detecting the banknote 21 using an appropriate counting means. , the width is determined based on this count value.

An eighth photoelectric detector 60 is provided in the transfer path of the sixth transfer belt 48 to detect when the banknotes 21 are stored, and an eighth photoelectric detector 60 is provided in the transfer path of the seventh transfer belt 49 to detect when the banknotes 21 are returned. A ninth photoelectric detector 61 is provided for detecting that.

As shown in FIG. 5, the storage box 47 mentioned above has three
Entrances and exits 62 for banknotes 21 are provided at these locations, and corresponding to these entrances and exits 62, storage areas for ten thousand yen bills, five thousand yen bills, and thousand yen bills are formed inside.

The above-mentioned storage box 47 moves to store or release each denomination, and the entrance/exit 62 corresponding to the denomination is connected to the transfer ends of the sixth transfer belts 48, 48 or the eighth transfer belts 93, 93, which will be described later. They are made to face each other to the transfer starting end.

For this purpose, guide blocks 63 are fixed to the lower surface of the storage box 47, and these guide blocks 6
3... is provided so as to be able to slide through two parallel guide rods 64, 64, and a rack 65 is fixed to the center of the lower surface of the storage box 47 in parallel with the aforementioned guide rods 64, 64. The storage box 47 is moved by the motor 67 controlling the pinion 66 that meshes with the rack 65 in forward and reverse directions.

Note that positioning of the entrances and exits 62 of the storage box 47 to face the sixth transfer belts 48, 48 is performed by a suitable micro switch (not shown).

Inside the storage box 47 described above, storage boxes 68 are provided corresponding to each denomination.

As shown in FIGS. 4 and 6, the main shaft 69
The two sub-shafts 70, 71 are shared by each storage section 68.

Each main drum 72... is provided in an idling state with respect to the above-mentioned main shaft 69, and each electromagnetic clutch 73...
By driving..., power is transmitted from the main shaft 69.

A pair of sub-drums 74 and 75 are provided for one storage section 68, and these sub-drums 74 and 75 are provided on sub-shafts 70 and 71, respectively, in an idling state, and are provided on the sub-shaft 70 on the driving side. When the electromagnetic clutches 76 are driven, power is transmitted to one of the sub-drums 74, and the output pulleys 77 of the electromagnetic clutches 76 transmit the power to the tying belt 78 and the input pulley 7.
The power is transmitted to the other sub-drum 75 via 9.

A motor 80 is attached to the outer surface of the storage box 47 at one end of the main shaft 69, and the motor 80 is controlled in forward and reverse directions, and its driving force is transmitted to the main shaft 69 via an output gear 81 and an input gear 82. The signal is transmitted to one subshaft 70 via an output pulley 83, a timing belt 84, and an input pulley 85, which are connected to the input gear 82.

Two stacked storage belts 86, 86 are wound around the main drum 72, and the free ends of these storage belts 86, 86 are connected to the respective sub drums 7.
4 and 75 via guide pulleys 87 to 90, the pulleys 87 and 88 are arranged oppositely with a slight gap to facilitate the reception of banknotes 21, and the banknotes 21 are wrapped around the storage belts 86 and The banknotes 21 are supplied between the banknotes 86 and stored by being wound around the main drum 72, and are discharged by the storage belts 86, 86 being wound around the sub-drums 74, 75 and the main drum 72 unwinding them. be done.

The storing and discharging of banknotes 21 is performed by switching the electromagnetic clutches 73 and 76 corresponding to each storage section 68 and by controlling the motor 80 to switch between forward and reverse directions.

Also, inside each entrance/exit 62 of each storage section 68, there is a tenth
Photoelectric detectors 91... are provided, and these detectors 9
By counting the signals from 1..., the number of stored sheets and the number of released sheets are detected.

FIG. 7 shows a discharge device 92 that discharges banknotes 21 stored in the storage box 47.

The eighth transfer belts 93, 93 transfer the banknotes 21 discharged from the storage box 47 to the confirmation window 14 side, and are driven by an appropriate motor.

The above-mentioned storage box 47 has each entrance 62 connected to the belts 93, 93 so that the stored banknotes 21 are supplied to the transfer start end of the above-mentioned eighth transfer belts 93, 93.
The transfer is controlled so as to be opposed to, and the position is determined by an appropriate micro switch.

Ninth transfer belts 94, 94 having a horizontal surface portion at the transfer end portions of the aforementioned eighth transfer belts 93, 93;
are provided, and these belts 94, 94 are rotated at a low speed relative to the aforementioned belts 93, 93.

Therefore, the banknotes 21 ejected at high speed by the belts 93, 93 are received by the lower belt 94, so that the banknotes 21 are shifted back and forth in the transport direction, and the number of ejected banknotes at the confirmation window 14 is can be confirmed.

The aforementioned ninth transfer belts 94, 94 are controlled in forward and reverse directions, are provided with a collection box 95 at the rear of the transfer, and are provided with an eleventh photoelectric detector 96 in the transfer path.

In addition, in order to enable the staff to operate the collection box 95 from the front, it is preferable that the collection box 95 be guided by a rail member so that it can be put in and taken out from the front (customer service side).

The above-mentioned eleventh photoelectric detector 96 detects the banknote 2 to be transferred.
By detecting the leading edge of the ninth transfer belt 94, the ninth transfer belts 94, 94 are stopped and the discharged banknote 21 is delivered to the confirmation window 14.

When the approval button 13 is pressed, the belts 94, 94 are controlled to rotate normally and the banknotes 2 are discharged.
1 is released into the tray 16 and collected into the collection box 95 when the return button 13 is pressed. FIG. 8 shows a control circuit. In this automatic cash dispensing/depositing machine, loading and depositing banknotes of various denominations into the storage box 47 is performed using the banknote case 3 and the receiving device 18, and the payment device 18 is used to load and deposit banknotes of various denominations into the storage box 47. This is done using the tray 92 and the saucer 16.

The above-mentioned loading and depositing of banknotes and settlement are carried out by an attendant, and for this purpose an attendant's card with an attendant code number set and magnetically recorded is used.

Furthermore, time slots are set for the above-mentioned loading deposit and settlement money operations, with loading deposit being carried out between 8:30 and 9:00, and settling money being carried out between 15:00 and 16:00.

The attendant code setting circuit 97 is set with the above-mentioned attendant code numbers, and also stores, for example, three attendant code numbers so that a plurality of attendants can operate the circuit.

The buffer memory 98 has an area a1 for storing the loading deposit time period within the above-mentioned time period, and an area a2 for storing the settlement payment time period. When set up, it indicates the respective time zone.

Then, the clock device 99 ticks the time and controls the above-mentioned flags F1 and F2.

Area a3 stores card data read from customer cards and staff cards;
4 stores key data input from the numeric keypad 8, deposit key 10, and payment key 11, and stores the billed amount for payment from the numeric keypad 8.

Area a5 stores the total value of deposits, and the deposited amount is added to this deposit in addition to the loading deposit. Area a6 stores the total value of withdrawals, and this withdrawal is the addition value of the payment amount.

The card reader 100 is provided inside the aforementioned card insertion slot 2, and reads data on the inserted customer and staff cards.

The bill checker 101 determines the authenticity and denomination of banknotes, as well as counts the amount.
8, 42, 56, 57, 59, etc.

The recording device 102 records and stores data on loading deposits and settlement payments in addition to payment and deposit transaction data.

The interface 103 performs input/output between each circuit device and the microprocessor 104, and the microprocessor 104 not only controls each circuit device but also has an arithmetic function, and the transmission circuit calculates the billed amount for payment. Remember.

Area a5 stores the total value of deposits, and the deposited amount is added to this deposit in addition to the loading deposit. Area a6 stores the total value of withdrawals, and this withdrawal is the addition value of the payment amount.

The card reader 100 is provided inside the aforementioned card insertion slot 2, and reads data on the inserted customer and staff cards.

The bill checker 101 determines the authenticity and denomination of banknotes, as well as counts the amount.
8, 42, 56, 57, 59, etc.

The storage device 102 records and stores data on loading deposits and settlement payments in addition to payment and deposit transaction data.

The interface 103 inputs and outputs data between each circuit device and the microprocessor 104, and the microprocessor 104 not only controls each circuit device but also has an arithmetic function, and transmits data to the center via the transmission circuit 105. Sends and receives data to and from the

The operation will be explained with reference to the flowchart in Figure 9.
First, when a card is inserted into the card insertion slot 2, the card reader 100 reads the card data and determines whether the card is a customer or an employee.

Discrimination between a customer and an attendant is made by the presence or absence of an attendant code magnetically recorded on the card.

In the case of an attendant card, the attendant code number magnetically recorded on this card and the attendant code setting circuit 9
The microprocessor 104 compares the code number with the clerk code number stored in 7, and when the microprocessor 104 determines that the person is the clerk, the loading deposit or settlement deposit operation is permitted.

In the case of a loading deposit, the deposit key 10 is pressed to input that it is a deposit. In the case of loading and depositing, it is not determined whether or not it is the operation time period, that is, it is determined whether or not the flag F1 in area a1 of the buffer memory 98 is set to "1".
If it is "0", it means that it is outside the loading/depositing time period, so the clerk's card is returned.

Further, if the above-mentioned flag F1 is "1", loading and depositing is permitted, and banknotes are deposited for each denomination.

That is, by allowing the deposit, the banknote case 3 is tilted, and the banknote 21 for loading and depositing is placed therein.
are bundled and thrown in.

The taking-in device 18 is driven, and the taking-in roller 25 takes in the banknotes 21 one by one, and the bill checker 101 judges the authenticity and denomination and counts the amount.

Based on the determination of the denomination described above, the storage box 47 connects the entrance 62 corresponding to the denomination to the sixth transfer belt 4.
8, 48 to face the transfer ends.

Main drum 72 of storage section 68 corresponding to deposited banknotes
is controlled by the forward rotation of the motor 80 and the electromagnetic clutch 73
is rotated in the storage direction by turning ON, and the transferred deposited banknotes 21 are sandwiched between the storage belts 86, 86, wound up, and stored.

The banknotes 21 as described above are stored in the storage section 68 corresponding to each denomination, and the amount thereof is displayed on the display 7.

The code number of the clerk and the amount of money to be loaded and deposited are recorded in the journal by the recording device 102.

Further, the total sum of the loaded deposits for each denomination is recorded in area a5 of the buffer memory 98 as the deposit total.

When this loading/depositing operation is completed, the card is returned to the staff member.

On the other hand, in the case of a settlement payment, the payment key 11 is pressed to input that it is a withdrawal. In the case of payment settlement, it is determined whether or not it is the time period, and it is determined whether the flag F2 in area a2 of the buffer memory 98 is set to "1", and if it is "0", it is the time for payment settlement. The staff card will be returned because it is out of scope.

Further, if the above-mentioned flag F2 is "1", settlement of funds is permitted, and banknotes are withdrawn for each denomination.

That is, when the withdrawal is allowed, the discharge device 92 is driven, and the storage box 47 has one entrance 62 facing the transfer start end of the eighth transfer belts 93, 93.

The storage box 47 is connected to the auxiliary drum 74 by controlling the motor 80 in reverse and turning on the electromagnetic clutch 76 of the storage section 68 corresponding to the above-mentioned entrance/exit 62.
75 rotates and winds up storage belts 86, 86.

Therefore, since the main drum 72 is rewound, the banknotes 21 caught between the storage belts 86, 86 are ejected, and the banknotes 21 are transferred to the eighth transfer belts 93, 93 and the ninth transfer belts 94, 94. Therefore, it is sequentially released into the saucer 16.

The above-described ejection of banknotes 21 is performed for each denomination, the banknotes 21 are taken out from the tray 16, and the amount thereof is displayed on the display 6.

The code number of the clerk and the amount paid are recorded in the journal by the recording device 102.

Also, since the amount of banknotes 21 in the storage box 47 becomes zero due to the payment, the area a5 of the buffer memory 98
The total amount of money deposited is updated to zero, and area a6 is updated with the amount of the settled money added.

When the payment operation is completed, the card is returned to the staff member.

Next, regarding the customer's operations, as mentioned above, it is determined that the customer is a customer based on the fact that there is no clerk code on the inserted card.

When a customer performs a cash operation, by pressing the deposit key 10, the fact that it is a deposit is input.

By this input, the banknote case 3 is tilted, and the banknotes 21 for these cash are inserted. If deposits are made in multiple denominations, deposits shall be made for each denomination.

The taking-in device 18 is driven in the same manner as in the above-mentioned loading and depositing, and the bills 21 are taken into the inside one by one, and the bill checker 101 judges the authenticity and denomination, and also counts the amount.

Then, the deposit banknotes 21 are stored in the storage section 68 corresponding to the denomination of the storage box 47.

Since the card data read from the customer card has already been stored in area a3 of buffer memory 98, this card data is sent to the center via transmission circuit 105.

The center searches the file based on the account number in the card data and updates the deposit balance.

The recording device 102 records the card number (account number) and the deposited amount in a journal, and the area a5 of the buffer memory 98 is updated to the total deposited amount to which the deposited amount has been added.

When this deposit operation is completed, the card is returned, but if the deposit balance is recorded on the card, this also needs to be updated by the card reader 100.

When a customer performs a payment operation, the payment is inputted by pressing the payment key 11. In the case of payment, a secret number is entered using the numeric keypad 8.

Since the card data read from the customer card is already stored in area a3 of the buffer memory 98, the PIN number of this card data is compared with the aforementioned secret number, and if there is a discrepancy, the correspondence between the card and the customer is determined. will not be accepted and the card will be returned.

If the above comparison results in a match, then the billed amount for payment (withdrawal amount) is input using the numeric keypad 8.

The card data stored in area a3 of buffer memory 98 and the entered billing amount are sent to the center, and the center searches the file based on the account number and determines whether payment is possible.

When payment is possible, the deposit balance is updated and payment (withdrawal) is permitted.

The discharge device 92 is driven in the same manner as for the above-mentioned payment settlement, and the entrance 62 of the storage box 47 storing banknotes 21 of the denomination corresponding to the payment is connected to the eighth transfer belt 93,9.
A predetermined number of sheets are discharged facing the transfer start end of No. 3.

Then, this banknote 21 is transferred to the ninth transfer belt 94,
94, the sheets are stacked and transported with their tips shifted in position, and once stopped at the confirmation window 14, the number of sheets is confirmed, and then the discharge port 1
5 into a saucer 16.

The recording device 102 records the card number (account number) and the payment amount (withdrawal amount) in a journal, and the area a6 of the buffer memory 98 is updated to the withdrawal total by adding the payment amount.

When this payment operation is completed, the card is returned, but if a deposit balance is recorded on the card, this is also updated by the card reader 100.

In the above-described embodiment, the secret number may also be input to the staff member. Further, a key with an electric or magnetic contact may be used instead of the staff card.

Further, the flags F1 and F2 for loading deposit and settlement deposit may be made common. On the other hand, if there is no need to set time limits for staff management, these flags F
1, F2 need not be stored and tested.

It is also possible to issue slips to customers and use passbooks.

The inserted money can also be configured to be temporarily stored.

Loading and payment switches may be provided separately.

The present invention can also be used for coins, and can be used not only for deposits and payments but also for sales deposits and change withdrawals.

Further, in the above-described embodiment, the banknotes were once shifted to the confirmation window 14 and aligned when being discharged, but the banknotes may be directly discharged to the discharge port without providing the confirmation window 14. Further, although the storage box 47 is moved to different positions depending on storage and release, storage and release may be performed at one location. In this case, for example, the sixth transfer belt 4
8 can be rotated in forward and reverse directions, and a sorting section is provided in the middle, and after deflecting the discharged banknotes downward by the sorting section, they are discharged by the eighth transfer belts 93, 93. Furthermore, although the storage box 47 stores and releases banknotes using a pair of storage belts 86, 86, the mechanism itself for storing and releasing banknotes without using such storage belts is based on, for example, Jikkosho. 51
It is well known as described in Japanese Patent Laid-Open No. 54217 and Japanese Patent Application Laid-open No. 136690/1982, and it goes without saying that such a mechanism may be used in the present invention.

Regarding the correspondence between the structure of this invention and the structure of the above-mentioned embodiment, the receiving port of this invention corresponds to the banknote case 3 of the embodiment, and the storage box corresponds to the storage box 47, and the reading The means corresponds to the magnetic heads 43 and 44, the determining means corresponds to the bill checker 101, the ejecting port corresponds to the receiving tray 16, and the transferring means corresponds to the bill 21, which includes the taking device 18 and the ejecting device 92. Corresponding to the transfer device, the panel includes an operation panel 4 for automatic cash dispensing and
The control means corresponds to a panel surrounding the outer periphery of the deposit machine, the control means corresponds to the microprocessor 104, the balance updating means corresponds to processing for the buffer memory 98, and the input means corresponds to a card and an attendant code setting circuit 97.
However, the present invention is not limited to the configuration of the above-described embodiment.

[Brief explanation of the drawing]

The drawings show an embodiment of the present invention, in which Fig. 1 is a perspective view of an automatic cash dispenser/deposit machine, Fig. 2 is a plan view of the vertical transfer section of the taking-in device, and Fig. 3 is taken along A-A in Fig. 2.
4 is a partial sectional side view of the lateral transfer section of the uptake device, FIG. 5 is a perspective view of the storage box, FIG. 6 is a line diagram of the drive system of the storage box, and FIG. 7 is a diagram of the drive system of the storage box. A side view of the device, FIG. 8 is a block diagram of the control circuit, and FIG. 9 is a flow diagram. 3... Bill case, 10... Deposit key, 11... Payment key, 16... Receiver, 18... Taking device, 47... Storage box, 92... Discharging device.

Claims (1)

[Scope of Claims] 1. A coin receiving opening, a storage box for storing coins by denomination, a determining means for reading the pattern of the coin with a reading means and determining the denomination, a coin discharging opening, and the receiving box. The coins received at the entrance are passed through the reading means one by one and stored in the storage box according to the denomination determined by the determination means, while the coins are stored in the storage box in accordance with the withdrawal operation. a transfer device that takes out coins of a corresponding denomination from a box and transfers them to the outlet; a balance update unit that updates a balance based on a deposit or withdrawal amount by a deposit or withdrawal operation; A money depositing and dispensing device comprising: a control means; and a panel containing the storage box, determination means, transfer device, and control means; Based on detecting that the certificate has been input, the transfer device is driven to replenish the storage box with the currency received at the receiving port without driving the balance updating means. A money depositing and dispensing device.