JPS61169984A - Automatic window teller system - Google Patents

Abstract

(57) [Summary] This bulletin contains application data before electronic filing, so abstract data is not recorded.

Description

DETAILED DESCRIPTION OF THE INVENTION (Field of Industrial Application) The present invention relates to a 7-system automatic teller deposit/withdrawal system that is installed at a counter of a financial institution such as a bank and promotes automation of banknote deposit/withdrawal handling operations.

(Prior Art) Several counter systems have been proposed for improving the efficiency of fund management in banking operations. For example, Utility Model Publication No. 53-42154 or JP-A-59
- As described in Publication No. 55595, inserting cash,
A plurality of teller sections each equipped with a discharge outlet, a teller section equipped with a safe for storing cash, a conveyance path provided between the teller section and each teller section, and a conveyor path installed in the conveyance path and capable of storing cash. It is equipped with a conveyor that is loaded and moved between the teller section and each counter section, and according to the type of transaction, cash is loaded on the conveyor body and transaction cash is transferred between the teller section and the teller section. A cash processing system has been proposed.

(Problems to be Solved by the Invention) However, in the system configuration as described above, when installed in a financial institution such as a bank, the teller section, the teller conveyance path forming the counter, and the conveyance body must be installed at the same time. Therefore, the construction required a long period of time and a large amount of capital, making it difficult for small and medium-sized stores to implement the system.

Furthermore, if a failure occurs in the transport mechanism and it becomes impossible to transport cash, there is a risk that cash transactions at the counter will become impossible, leading to confusion at the counter, or a loss of credibility as a financial institution. there were.

(Means for Solving the Problems) In order to solve the above-mentioned problems, the present invention provides a teller automatic deposit/withdrawal system including component equipment incorporated in the cashier/receiver,
Specifically, the Vcti cash dispensing machine has a conveyance path that is approximately parallel to the counter inside the teller desk.

(Function) In the present invention, as described above, each component of the automatic teller deposit/withdrawal system is provided with a transport path, so even if the number of constituent devices of the automatic teller deposit/withdrawal system changes depending on the scale of one store, each It forms a series of conveyance paths connecting component devices, and it is also easy to replace the component devices, so even if the component devices are replaced, a series of conveyance paths can be formed immediately. Therefore, the above-mentioned problem can be eliminated. The present invention will be explained below using the drawings.

(Example) FIG. 1 is a layout diagram showing an embodiment of the present invention.

In the figure, 1 is a high counter consisting of teller desks 2a to 2d, and 3 is a teller desk 2e, 2f and a partition desk 2g.
4 is a teller section equipped with a safe for storing cash, and 5a to 5f are teller circulation warrior dispensing machines of a cash processing machine for depositing and dispensing cash. Also, 6
a~6ft-1 cash inlet/outlet, 7a~7c and 8a~8
C is an online teller machine and a passbook printer installed on each selected teller desk, and the staff at the counter operates the online tellers machines 7a to 7c as necessary to print on the passbook using the passbook printers 8a to 8c. ,
When cash is inserted through the cash input/output ports 6a to 6f,
Or you can take it out.

Furthermore, the teller desks 2h to 2k, the online teller's machine 7d, and the bankbook printer 8d are devices operated by bank employees who support counter operations.

FIG. 2 is a perspective view illustrating the conveyance path provided in the counter consisting of the teller desks 2a to 2f, and in the figure, 9 connects the above-mentioned counter circulation warrior dispensing machines 5a to 5f and the teller section 4. This is a conveyance path that conveys a conveyance body 1°, which will be described later. This conveyance path 9 includes a conveyance path 11 provided on the teller section 4 and a conveyance path 12 provided on each of the teller machines 2a to 2f.
a to 12f and conveyance paths 13a to 13f provided on counter circulation warrior dispensing machines 5a to 5f. Further, 1O is a conveying body in which actual items such as banknotes are stored and reciprocated between the teller section 4 and each counter circulation warrior dispensing machine 5a to 5f along the connected conveyance path 9. It is.

Deposit and withdrawal operations using the teller circulating Bushin dispensing machine will be explained below.

FIG. 3 is a schematic cross-sectional view showing an example of a teller circulation warrior dispensing machine that constitutes the main part of the teller automatic deposit/withdrawal system of the present invention. A take-out port 6 is provided on the counter staff side and the customer side, respectively. When cash is inserted, a discrimination unit 101 discriminates the authenticity, denomination, fitness, front and back, etc. of the cash, and as a result, the bills determined to be genuine are stored. Those determined to be counterfeit bills are returned to the cash slot 6 where they were inserted. For banknotes that are determined to be genuine and stored, their fatigue level is then checked to determine whether they can be reused. Then, banknotes that are too fatigued to be reused as payment banknotes are stored in a conveyor via the transfer section 106, and are sent to a damaged note storage box (not shown). It will be accommodated in In addition, for banknotes that have a low degree of fatigue and can be reused as payment banknotes, after determining the denomination,
Depending on the denomination, there are 102 storage boxes for 10,000 notes and 10 storage boxes for 5,000 notes.
3. It is stored in the thousand ticket storage box 104. At this time, if any one of the storage boxes 102, 103, and 104 is full, the money is stored in the deposit storage box 105.

Regarding the withdrawal operation, the deposit/withdrawal mechanism 107 operates according to instructions from a control section (not shown) in response to the operation of the online teller's machine 7 (FIG. 1) or the like by a bank employee. This deposit/withdrawal mechanism 107 deposits and withdraws cash from each of the storage boxes 102 to 105 and 10B as needed. In this case, it separates and sends out the required number of predetermined banknotes one by one from each of the storage boxes 102 to 104. , the banknotes to be disbursed are subjected to discrimination processing via the discrimination unit 101 and checked for counting, and then the cash input/output port 6
Send to. During the above-described series of withdrawal operations, if bills are fed in duplicate or the like, they will be stored in the renoect storage box 10g.

In the counter circulation warrior dispensing machine 5, when the remaining amount of banknotes to be stored in each of the banknote storage boxes 102 to 104 is low, it is detected by, for example, a means not shown, and the bank staff is notified of the fact. Thereafter, banknotes for replenishment are conveyed from the teller section 4 (FIG. 1) by an operation of a bank employee or automatically using the conveyor 10, and a receiver (to be described later) passes each banknote from the storage box 102 to the transfer section. 104.

The conveyance of cash by the conveyor will be explained below with reference to the drawings. 4 to 6 are cross-sectional views showing the specific structure of the transfer section 106 and explaining its operation. As shown in these figures, the conveyance amount of the conveyor is
Reference numeral 6 denotes a conveyor 10 which is passed between the conveyance path 9 and the teller circulation warrior dispensing machine 5, a platform 41 on which the conveyor 10 is placed, and a drive vehicle 42 for moving the platform 41 to the conveyance path 9. and a link 43 for receiving and passing the carrier 10.

Further, the conveyance path 9 is provided with rails 44, and a conveyance table 46 equipped with a vehicle 45 is disposed so as to move on the rails 44. below. The transport amount will be explained by the operation of transporting cash from the teller circulation dispensing machine 5 to the teller section 4 by the function of the transfer section 106.

First, in FIG.
Banknotes 48 are stored in 0. At this time, the banknote 48 is the means 49
It is held between a and b.

Thereafter, the drive wheel 42 is controlled to rotate counterclockwise to move the platform 41 on which the carrier 10 containing banknotes 48 is placed toward the carrier path 9 side, and the tip is moved to the side of the carrier 10.
A link 43 that engages with the frame 10a and has a rotational fulcrum on the base 4.
Rotate counterclockwise. As a result, the carrier 10 is stored on the carrier 46 within the carrier 9 as shown in FIG.

Now, let's take a closer look at the movement of the carrier 10. stand 4
When the holder 4 moves, the protruding portion 41a pushes the receiving portion 46a of the conveyor table 46. Therefore, the receiving part 46a
rotates clockwise, and the lock 46b also rotates at the same time, so the carrier 10 is transferred from the platform 41 to the carrier 46 as the link 430 rotates, and is stored as shown by the solid line in FIG. be. At this time, the tip of the link 43 moves along the arm 10a of the carrier 10 and is in a released state.

After the above state, the drive wheel 42 is rotated clockwise and the platform 4
9 in the direction away from the conveyance path 9 side. As a result, the receiver part 46a is released from the oppression of the protruding part 41a, so that it is rotated counterclockwise by, for example, a spring (not shown) and returned to the initial position. That is, the lock 46b+ is locked to the locking portion 10b+ of the carrier 10, and the locking portion 1ob2 is locked.
The transport body 10 is
will be firmly fixed on the conveyor table 46. This state is shown in FIG. 6. From then on, the transport body 10 is moved to the rail 44 in the transport path 9 by the action of a control section (not shown).
It is possible to transport cash, in other words, banknotes 48, to the teller section 4 by moving on the top via a car 45.

The operation of conveying cash to the teller section 4 by the conveyor lO has been explained above, but in contrast, when cash is conveyed and replenished from the teller section 4 to the teller circulation warrior dispensing machine 5 side, the above-mentioned order is used. There is no need to explain that the opposite operation can be performed.

(Effects of the Invention) As described above in detail, according to the present invention, a conveyance path is configured in a component device arranged at a counter of a financial institution such as a bank, specifically a teller desk, and the conveyance path is configured as described above. When the component devices are arranged in a connected manner, they form a series of conveyance paths.
Financial institutions installing this type of system can freely arrange the system according to the size of the store and the shape of the floor. Furthermore, even if a failure occurs in some of the component devices, the system can be restarted by replacing only the relevant device, thereby minimizing confusion.

Therefore, the present invention is a system in which depositing and dispensing machines are arranged in a connected manner, and when a person makes a withdrawal transaction, the discriminating section returns the bills that are determined to be counterfeit bills, and among the bills that are determined to be genuine, the bills for payment are returned. This system is expected to be effective when applied to a system that aims to improve capital efficiency by transporting banknotes that are not suitable for reuse to a cash box and managing them collectively as unfit banknotes.

[Brief explanation of drawings]

Fig. 1 is a layout diagram showing one embodiment of the counter automatic deposit/withdrawal system according to the present invention, Fig. 2 is a perspective view explaining the conveyance path in Fig. 1, and Fig. 3 is a counter circulation Bushin withdrawal machine. 4 to 6 are sectional views showing a specific example of the transfer portion of the conveying body shown in FIG. 3, and are sectional views for explaining the operation thereof. 1 is the high counter at the counter, 2a to 2g, 2h to 2 are the teller desks, 3 is the low counter at the counter, 4 is the teller section, 5a to 5f
6a-6f are cash input/output exits,
7a to 7d are online tellers machines, 8a to 8d are passbook printers, 9 is a transport path, 10 is a transport body, 10a is an arm, 10b+, 1Ob2 is a locking part, 4 is a stand, 4
2 is a drive vehicle, 43 is a link, 44 is a rail, 45 is a car,
46 is a conveyance table, 46a is a receiving part, 46b, and so on. 46b2 is o7, 101 is a discrimination part, 102 to 105 and 10B are storage boxes, 106 is a conveyance body transfer part,
No. 07 is a deposit/withdrawal mechanism. Patent applicant Oki Electric Industry Co., Ltd. Figure 4 Figure 5 Figure 6

Claims (1)

[Claims] A plurality of cash processing machines that perform at least cash deposit and withdrawal operations;
An automatic teller deposit/withdrawal system comprising a teller section having a safe for storing cash and a plurality of teller desks for performing teller operations, wherein a conveyance path for a conveyor for conveying cash is arranged in each of the system component devices. 1. An automatic teller deposit/withdrawal system characterized in that each conveyance path is formed so as to form a series of conveyance paths when a plurality of system component devices are arranged adjacent to each other.