JPS61223996A - Cash book carrying apparatus - Google Patents

Abstract

(57) [Summary] This bulletin contains application data before electronic filing, so abstract data is not recorded.

Description

[Detailed Description of the Invention] (Industrial Application Field) The present invention relates to cash passbooks that are installed at counters of financial institutions such as banks and transport cash, passbooks, certificates, bills, slips, etc. handled at the counter. The present invention relates to a conveying device.

(Prior Art) As a counter system in banking business, several systems have been proposed to improve the efficiency of fund management. A plurality of teller sections equipped with cash input and output ports, a teller section equipped with a safe for storing cash, a conveyance path disposed between the teller section and each teller section, and a conveyance path provided on the conveyance path. It is equipped with a conveyor that loads cash and moves between the teller section and each counter section, and according to the type of transaction, cash is loaded onto the conveyor body and the transaction cash is transferred to and from the teller section. A system for processing cash exchanged between departments has been proposed.

However, when the above-mentioned system configuration is installed in a financial institution such as a bank, the teller section, the teller section forming the counter, the transport path, and the transport body must be installed all at once, which means that the construction work will take a long time. Moreover, it required a large amount of capital, making it difficult for small and medium-sized stores to implement it. Furthermore, if a failure occurs in the transport mechanism and it becomes impossible to transport cash, cash transactions at the counter will become impossible, leading to confusion at the counter), or the bank will lose credibility as a financial institution. There was a fear that

Therefore, a system having the following configuration has been proposed in consideration of the above points. In other words, the structure of the teller counter includes a circulating bill depositing and dispensing device that distinguishes deposited coins and using them as reusable coins for payment, and a plurality of coin depositing and dispensing devices. It is constructed by providing a teller section for management and storage, a conveyance path provided between the teller section and each of the depositing and dispensing devices, and a conveyance body disposed on the conveyance path to convey cash, bankbooks, etc. A cash document processing system has been proposed.

(Problems to be Solved by the Invention) However, in the system configuration as described above, the media to be conveyed are various, such as cash including banknotes and coins, bankbooks, certificates, and slips, and these various media are In the case of direct transfer using a carrier, the mechanism and control become complicated. It is also conceivable to provide a plurality of conveyance bodies corresponding to various media and to convey them along the same conveyance path, but in this case, the control method becomes complicated. Furthermore, when conveyance paths corresponding to the plurality of conveyance bodies are provided, there is a problem that the required space increases accordingly.

(Means for Solving the Problems) In order to solve the above-mentioned problems, the present invention provides an apparatus of this type between a cash deposit/disbursement machine for depositing and withdrawing cash and a teller section having a safe for storing cash. The transport body is designed so that it can be moved between the two devices when transferring media.

Specifically, the conveyance body moves on a rail placed on the conveyance path side that connects the teller section and the deposit/disburse machine, and a platform in the transfer section which is disposed on the deposit/disburse machine side. It is configured to be detachable and moveable.

(Function) According to the present invention, since the conveyance device for cash passbooks is configured as described above, ``When transferring cash passbooks to and from a deposit/disbursement machine, the conveyance body storing the cash passbooks is moved to a stand on the conveyance path side. It is possible to control the transfer fee from the top to the top of the deposit/withdrawal machine side to the table in the transfer section, or conversely, to move the receiver from the table in the transfer section to the table on the transfer path side. . Therefore, the above-mentioned problem can be eliminated.

(Example) FIG. 2 is a schematic diagram of a cash document processing system to which the cash passbook conveyance device according to the present invention is applied. In the same figure,
1 is a high counter consisting of teller desks 2a to 2d, 3
Reference numeral 4 indicates a teller low counter constructed using teller desks 2e and 2f and a partition desk 2g, 4 a teller section equipped with a safe for storing cash, and 5a to 5f a counter circulation system of a cash processing machine that performs cash deposit and withdrawal operations. It is a deposit/withdrawal machine. In addition, 6a to 6f are cash slots, 7a to 7c and 8a to 8c are online tellers machines and passbook printers placed at the selected teller desks, respectively, and the counter staff can use the online teller's machines as needed. Operate 7a to 7a to print passbook printer 8.
Print on the passbook using a to 8c, and use the cash slot 6a to 8c.
You can insert or withdraw cash through 6F. Reference numerals 16h to 16d are document input/output ports through which documents can be inserted and taken out.

Furthermore, the teller desks 2h to 2, an online teller's machine 7d, a passbook printer 8d, etc. are devices operated by second-line bank employees who support counter operations.

FIG. 3 is a perspective view illustrating the conveyance path in the system shown in FIG. This is a first transport path that transports a first transport body 10, which will be described later. Reference numeral 11 denotes a second transport path that connects the first-line counter and second-line employees and executive offices, such as teller desks 2h to 2j, and transports a second transport body 12, which will be described later. Also, 13
The receiving section is a transfer section, which is arranged at the confluence of the first and second conveyance paths 9°11, and transfers cash and documents conveyed by the conveyor 1° in the conveyance path 9 to the conveyance path 11. The receipt was handed over to the conveyor 12 inside, and the cash and documents from the conveyor 12 were transferred to the conveyor 1.
Uke is the one that serves to pass things on to o. Further, each of the conveyance bodies 10.12 stores cash and documents therein, and reciprocates within the conveyance path 9.11.

Deposit and withdrawal operations using the teller circulation depositing and dispensing machine will be described below.

FIG. 4 is a schematic cross-sectional view showing an example of a teller circulation warrior dispensing machine to which the cash passbook conveying device according to the present invention is applied and which constitutes the main part of the cash document processing system, in which cash A cash slot 6 for taking out and putting in cash is provided on the teller side and the customer side, respectively. When cash is inserted, a discriminating unit 101 discriminates the authenticity, denomination, fitness, front and back, etc. of the cash, and as a result, those that are determined to be genuine are stored, but are false. Those determined to be tickets are returned to the cash slot 6 where they were inserted.

Afterwards, regarding the nine banknotes that were identified as genuine and stored,
The degree of fatigue will be checked to determine the possibility of reuse. Then, banknotes that are too fatigued to be reused as payment banknotes are stored in a conveyor via the transfer section 106, and are sent to a damaged note storage box (not shown). It will be accommodated in

In addition, for banknotes that have a low degree of fatigue and can be reused as payment banknotes, after the denomination is determined, the banknotes are stored in the 10,000-note storage box 102, the 5,000-note storage box 103, and the 1,000-note storage box 104 according to the denomination.
be accommodated in. At this time, each storage box 102, 103, 104
If either of them is full, the deposit storage box 105
will be stored in.

Regarding the withdrawal operation, the deposit/withdrawal mechanism 107 operates according to instructions from a control section (not shown) in response to the operation of the online teller's machine 7 (FIG. 2) or the like by a bank employee. This deposit/withdrawal mechanism 107 deposits and withdraws cash from each of the storage boxes 102 to 105 and 109 as needed. In this case, it separates and sends out the required number of predetermined banknotes one by one from each of the storage boxes 102 to 104. , through the discriminating section 10, for example, to distinguish between front and back sides.In the reversing section 108, all the banknotes to be withdrawn are arranged face up, and a counting check is performed.
Send to. During the above series of withdrawal operations, stacking of banknotes)
If there is such a problem, it will be stored in the storage box 109 for ejection.

In the counter circulation warrior dispensing machine 5, there is a storage box 1 for each banknote.
If the amount of crushed banknotes to be stored among 02 to 104 is reduced, it is detected by, for example, a means not shown, and the bank staff is notified of this, and thereafter, the banknotes are closed by the staff's operation or automatically. Figure 2) Transporter 1 carries banknotes for replenishment.
0 is used to convey the banknotes, and the banknotes are stored in storage boxes 102 to 104 for each banknote via a transfer section, which will be described later.

FIGS. 1(a) to (c) show an embodiment of the cash passbook conveying device according to the present invention applied to the teller circulation warrior dispensing machine that constitutes the system shown in FIGS. 2 to 4. FIG. 3 is a cross-sectional view showing the operation of the device and explaining its operation.

In FIGS. 1(a) to (c), the transfer unit 106 transfers the transfer fee between the removable transfer unit 10 and the transfer unit 106, which transfers the transfer fee between the transfer path 9 and the teller circulation warrior dispensing machine 5. 10, a driving wheel 42 for moving the platform 41 to the transport path 9, and a link 43 for receiving and passing the transport body 10. Further, the transport path 9 is provided with rails 44, and a transport platform 46 equipped with a vehicle 45 is arranged to move on the rails 44. As an example below, the conveyance cost for the conveyance unit is 10
The operation of conveying cash from the counter circulation type cash dispensing machine 5 to the teller section 4 by the function of 6 will be explained.

First, in FIG. 1(a), when cash is inserted into the cash input/output port 6 of the counter circulation warrior dispensing machine 5, the cash, for example, banknotes 48, is conveyed to the conveyor 10 via the belt 47, It will be stored. At this time, the banknotes 48 are the means 49a, 49
It is held by b. Thereafter, the drive wheel 42 is controlled to rotate counterclockwise, and the carrier 10 stores the banknotes 48.
The table 41 on which is placed is moved toward the conveyance path 9 side, and one tip engages with the arm 10a of the conveyor 10, causing the link 43 having a rotational fulcrum on the table 41 to rotate counterclockwise. Due to the breakage, the conveyor 10 becomes the conveyor 9 as shown in the first part).
It will be stored on the conveyor table 46 inside.

Now, let's take a closer look at the movement of the carrier 10. stand 4
1 moves, its protrusions 4, . 1-a, the receiver of the conveyor table 46 pushes the portion 46a. Therefore, the receiver is part 4
6a rotates clockwise, and with it - lock 46b
1 also rotates, and as the link 43 rotates, the carrier 10 is transferred from the top of the platform 4 to the carrier 1 46, as shown in FIG.
) as shown by the solid line. At this time, the tip of the link 43 moves along the arm 10a of the carrier 10 and is in a released state.

After the above state, the drive wheel 42 is rotated clockwise and the platform 4
1 in the direction away from the conveyance path 9 side. As a result, the receiving portion 46a is released from the pressure of the protruding portion 41m, and is rotated counterclockwise by, for example, a spring (not shown), and returns to the initial position. That is, the port 46b1 engages with the locking portion 10bl of the carrier 10, and the carrier IO is fixed onto the carrier 46 in cooperation with the lock 46b2 that engages with the locking portion 10b2. Become. This state is shown in FIG. 1 (0), and after that, the transport body 10 is moved to the rail 4 in the transport path 9 by the action of a control section (not shown).
4 via a car 45, and can transport banknotes 48 to the teller section 4.

- The operation of conveying cash to the teller section 4 by the conveyor 10 has been explained above, but on the contrary, when cash is conveyed from the teller section 4 to the teller circulation type deposit/dispensing machine s side and replenished. It goes without saying that this can be done (by performing operations in the reverse order to that described above).

As explained above with reference to FIGS. 1(a) to (c), the conveyance body is configured to be detachable from the conveyance path and devices such as teller circulation type deposit/withdrawal machines. The conveyor is taken into the conveyor through the conveyance path, and the medium can be transferred to and from the conveyor on the apparatus.

Also, in the above explanation, the cash transfer operation related to the teller circulation deposit/disburse machine 5 has been described, but in the case of documents, documents such as passbooks and bills are inserted into the document input/output port 16 shown in Fig. 4. By doing so, the conveyance operation is performed. For example, in FIG. 3, when a certificate is inserted through the document input/output port 16b, the certificate is stored in the conveyor 10 and moved within the conveyance path 9 as already explained in FIGS. 1 (IL) to (e). , the receiver, which is the confluence point with the conveyance path 11, stops at the transfer section 13.

At the same time, the receiving and passing unit 13 controls the receiving and passing of the certificate conveyed by the conveying body 10 to the conveying body 12 that has moved. This control allows you to receive and withdraw certificates.
The stored conveyance body 12 moves along the conveyance path 11 and is conveyed to the document input/output port 16e where a second-line bank employee or cashier is located. Then, the necessary measures are taken by the cashier, etc., and the certificate, or other slips or instruction documents replacing it, are transported in the reverse order of the transport operation described above, and passed through the document input/output port 16b to the counter in charge. It is sent to bank employees.

Furthermore, the object and effect of the present invention will not be impaired even if the removable conveyance body is dedicated to each medium to be handled, and the conveyance path side is used in common.

(Effects of the Invention) As described in detail above, the present invention uses a removable conveyor to transport media between the teller department and counter staff, and each counter staff receives cash at the handing position. The structure is configured such that a conveyor body containing conveyance items such as cash, etc. is taken into a device such as a deposit/withdrawal machine, and then the stored items such as cash inside the conveyor body are processed. It is possible to provide a device that can reliably transport and exchange various media of different shapes, such as coins, bankbooks, certificates, etc., regardless of their shape.

[Brief explanation of drawings]

1(a) to 1(C) are cross-sectional views showing one embodiment of the cash passbook conveyance device according to the present invention, FIG. 2 is a schematic diagram of a system to which the present invention is applied, and FIG. 3 is the same as that shown in FIG. FIG. 4 is a perspective view illustrating the conveyance path in the system shown in FIG. 1 is the teller high counter, 2b~2g t 2b~2 is the teller desk, 3 is the teller low counter, 4 is the teller section, 5a~
5f is a counter circulation type deposit/withdrawal machine, 68~6f are cash input/output ports, 73~7d are online tellers machines, 8a''~
8d is a passbook printer, 9 is a transport path, 10 is a transport body, 10
a is an arm, 10b1゜10b2 is a locking part, 13 is a receiving part, 41 is a stand, 42 is a driving wheel, 43 is a link, 44
is the rail, 45 is the car, 46 is the transport platform, 46m is the receiving section,
46bl. 46b2 is a lock, 101 is a discriminating unit, 102 to 105 and 109 are storage boxes, 106 is a transfer unit for receiving the carrier,
107 is a deposit/withdrawal mechanism, and 108 is a front/back reversal unit. Patent applicant: Oki Electric Industry Co., Ltd. Figure 1 Figure 3

Claims (1)

[Scope of Claims] A teller section including a cash deposit/disbursement machine for depositing and withdrawing cash, a safe for storing cash, and a conveyor system that connects the deposit/disbursement machine and the teller section to form a series, and transports a conveyor body. When transferring media between the deposit/disbursement machine and the teller section, it is characterized by moving the carrier containing the medium from the conveyance route to the deposit/disburse machine, or from the deposit/disbursement machine to the conveyance route. Cash passbook conveyance device.