JPS59167778A - Information control processing method of automatic account device - Google Patents

Abstract

PURPOSE:To shorten the time required for an account to improve an operating rate by transmitting and receiving a telegraphic text between an automatic account device using a card and a center while a key number to be read from a card by the automatic account device, and a key number inputted with a key are compared with each other. CONSTITUTION:A card reader 17 reads information on an account party such as his account number, key number, or the like from an inserted cash card to store the information in an RAM13'. The key number, an account field, the amount of money, etc. are inputted from a key input device 6 and are stored in an RAM13''. The key numbers in the RAMs 13' and 13'' are collated with each other to discriminate the validity, and in parallel this work, the telegraphic text concerning the account is created between the device and the center to control the transmission 21 and 22. If the qualifications meet, the account processing is executed. Thus, the time required for the account is shortened to improve the operating rate of the automatic account device.

Description

[Detailed Description of the Invention] <Technical Field of the Invention> The present invention relates to an automated teller machine, such as an automatic teller machine, which uses a card for transactions, in which a PIN number is input and a communication center is communicated with the machine. The present invention relates to an information control processing method for specifying the procedure n.

<Background of the Invention> For example, in a conventional automatic teller machine, as shown in FIG.
2) After checking whether the billed amount and PIN are entered manually (steps 53 and 54), the key data is stored (step 55), and the read data and the key data match each other for the PIN; Determine inconsistency.

Then, if it is determined in step 56 or "=YES'", the message editing process is performed (step 58), a transaction request command is sent to the center device, a transaction response command is waited for from the center device, and the process proceeds to post-transaction processing or transaction rejection processing. Proceed (step 59~
661). Therefore, the conventional method waits for the customer to complete manual key operations, communicates with the center device, and then executes post-transaction processing in sequence, which increases the time required for one transaction. There was a problem that transaction processing efficiency was low.

<Object of the Invention> The present invention employs a method in which the manual processing of the PIN number and the communication processing with the center device are performed in parallel.
It is an object of the present invention to provide an information control processing method in an automatic transaction device that reduces transaction time and thereby improves transaction processing efficiency.

<Structure and Effects of the Invention> In order to achieve the above object, the present invention reads the recorded data of the Masu card, and sends a transaction request message containing the read data to the center while waiting for the customer to enter the PIN number manually. It was decided to send the transaction to the device, wait for the manual input of the PIN number and reception of the transaction response message from the center device in parallel, and then proceed with the post-transaction processing.

According to the present invention, communication with the center device is started while the customer manually operates the key of the PIN number, so compared to the conventional method in which these steps are performed sequentially, transaction time is significantly shortened, and transaction time is significantly reduced. Processing efficiency can be improved, etc.
It achieves the excellent effect of achieving the purpose of the invention.

<Explanation of Examples> FIG. 1 shows an automatic teller machine according to the invention.

The illustrated device includes a passbook insertion slot 2 at the upper position of the customer service surface 1;
It is equipped with a cash card insertion slot 3 and a cash withdrawal slot 4, and a keyboard 5 is provided at the center of the height. In addition to a keypad 6 consisting of a large number of keys, the keychain 5 has a CRT display section 7 that displays guide characters to guide transaction processes such as machine operations, a bill slot 8, and a bill return slot 9. Each is provided.

Figure 2 shows an example of the circuit configuration of an automatic teller machine.
Computing processing unit 10 (hereinafter referred to as "81-CPU"), RO
h ding (Read 0nly Memory) and RAM (Random Access Memory)
y), each arithmetic and control unit 1
2 (called ``5-CPUJ'' below), ROM and RA
Various input/output means are connected through an auxiliary control section 13 consisting of M. The input/output means includes a banknote dispensing machine 14, a pill checker 15 for determining authenticity of banknotes, a slip issuing machine 16, a card reader 17, a bankbook entry machine 18, and a key manual device 6.
, a CRT display section 7, an object detector 19, and an attendant panel 20, the operation programs of these input/output means are stored in the ROM of the main control section 11 or the auxiliary control section 13, and various necessary data are stored in the RAM, respectively. and M-CI
'UIQ or S-C: The PU 12 decodes and executes the program and controls the operations of each input/output means in series.

In the figure, a transmission control section 21 controls information transmission with the center equipment E, and a transmission control section 22 controls information transmission with the remote monitoring equipment.

FIG. 3 shows the operational flow of an automatic teller machine implementing the present invention.

When the customer or the card holder is selected, in step 31 the card information such as the PIN number is recorded by the card reader]71, and this read data is stored in the data storage area of RAM in the next step 32. M+ (FIG. 4(1) (shown)) is set. When the customer inputs the billing amount using the key input device 6 in step 33, the CPU 1'Q of the main control unit 11 inputs the card in step 34. After editing the message to be sent to the center based on the read data etc., in step 35, other C in the device
Issue an interrupt request to the PU. CP that received an interrupt request
In step 36, U makes a transaction based on the created message.
The request command is sent to the center device via the transmission control unit 21, and the transaction response from the Senku Soho is received. On the other hand, C, l'UIQ accepts the key input of the password by the key input input 6 in parallel with the communication process with the center device. This key human power data is 1. (Written to the data storage (lii'1N12 (shown in No. 413Jt21) of i~1 (step 38.39). At the same time, CPUIQ is written to each data storage area"), and the card reading takes from 8 to 2 to the PIN number. 5' and the key manual data are extracted and compared to determine if the two data match or do not match.

If the determination at step 40 is NO'' due to a match, the customer is requested to manually enter the PIN number again. Opportunities for this input/output operation are allowed a certain number of times, and the number of times is checked at step 41. Ru.

After the above-mentioned match of the PIN numbers is determined, an interrupt occurs from another CPU (steps 42 and 43). If the transmission control unit 21 receives a transaction reply from the center device, Cl'
An interrupt for U IQ occurs, and the determination at step 43 becomes "YES". In this way, when it is determined in step 40 that the PIN numbers match, if the determination in step 44 as to whether the PIN is valid is ``YES'', and the transaction response from the center device is ``transaction allowed'', then The determination at step 45 is also "YES", and the post-transaction processing is subsequently executed.

On the other hand, if it is determined that the PIN numbers do not match, the determination in step 44 becomes 'NO', and in step 46, the transmission control unit 21 sends a transaction cancellation message to the center device. At step 47, the card is returned, and at step 48, a slip is issued, each transaction is rejected and processed, and the transaction is completed.

Incidentally, even if the determination in step 45 as to whether the transaction is possible is "NO", the same transaction rejection processing power S is executed.

[Brief explanation of drawings]

Fig. 1 is a perspective view of the automatic teller machine, Fig. 2 is a block diagram showing its circuit configuration, Fig. 3 is a flowchart showing the operation of the machine, and Fig. 4 is a diagram showing the memory contents of the RAM.
] Ir diagram and FIG. 5 are flowcharts showing the operation of the conventional example. To Sui Φ Shukarifu ＼

Claims (1)

[Claims] In an automatic transaction device that executes transaction processing by comparing the card read data related to the PIN and key manual data, after reading the recorded data of the card, a transaction request message containing the read data while waiting for the key manual input of the PIN is generated. 11- in an automatic transaction device whose controlling device is to transmit a password to a center device, wait for the manual input of the PIN number and reception of a transaction response message from the center device in parallel, and then proceed with post-transaction processing. Parent control processing method.