JPH05250397A - Automatic teller machine - Google Patents

Abstract

PURPOSE:To provide the automatic teller machine on which a log of past payment transactions, transfer transactions, etc., can be confirmed only with a card. CONSTITUTION:This automatic teller machine, equipped with bill and coin paying and receiving machines 5 and 6, a bankbook entering machine 4, a card reader and receipt printer 3, and a display device and touch panel 7, is connected to a host computer 13 where customer information is filed, and equipped with a transaction log inquiry means which receives card information on a customer and specific information from the display device and touch panel 7 to receive a log regarding specific transactions of the customer from the host computer 1, and prints out the log.

Description

Detailed Description of the Invention

[0001]

BACKGROUND OF THE INVENTION 1. Field of the Invention The present invention relates to an automatic transaction apparatus, and more particularly to an automatic transaction apparatus which prints out a log relating to past payment transactions, transfer transactions, etc. even when only a card is used.

[0002]

2. Description of the Related Art In a conventional automatic transaction device used in a financial institution or the like, a customer himself / herself checks a log of past payment transactions and transfer transactions of his / her own account, and records the information in a passbook using a passbook. I went by seeing what was done.

[0003]

However, although the conventional automatic transaction apparatus can make a transaction for deposit and payment only with the card, there is an inconvenience that the card cannot confirm the transaction log. The present invention is intended to solve this problem, and an object thereof is to provide an automatic transaction device capable of confirming a transaction log only with a card.

[0004]

The present invention comprises cash deposit / withdrawal means, passbook entry means, customer card information reading means, and input means for inputting information necessary for transactions.
In an automatic transaction device which is connected to a host computer in which customer information is stored, by receiving card information of a customer and predetermined information from an input means, a log relating to a specific transaction of the customer is received from the host computer. Then, a transaction log inquiry means for printing out the log is provided.

[0005]

In the present invention, when a card is inserted and predetermined information is input from the input means, the transaction log inquiry means fetches a log relating to a specific transaction from the host computer and prints it out.

[0006]

FIG. 1 is a block diagram of an automatic transaction device showing an embodiment of the present invention. In the figure, 1 is an automatic transaction device, 2 is a main control unit for controlling each device constituting the automatic transaction device 1, 3 reads information of an inserted card, and prints transaction contents on a sheet. Outputting card reader / receipt printer, 4 is a passbook entry machine for taking in a passbook and printing transaction details, 5 is a banknote depositing / dispensing machine for calculating and depositing / discharging banknotes, 6 is a coin for calculating / dispensing coin A depositing / dispensing machine, 7 is a display device / touch panel equipped with various buttons for guiding operations and inputting information for transactions, and 8 is a speaker for receiving confirmation input from the display device / touch panel 7 and generating a confirmation sound. , 9 are operation display control units for controlling the display device / touch panel 7 and the speaker 8, 10 is an interface with an external device, and 11 is a power supply. Also,
Reference numeral 12 is a modem, and 13 is a host computer in which customer information is stored.

FIG. 2 is a flowchart showing an operation example of the transaction log inquiry means of the present invention. A control program for executing this operation is incorporated in the main control unit 2 of the automatic transaction device 1. Next, based on FIG. 1 and FIG. 2, the automatic transaction device 1
The transaction log inquiry means will be described.

On the display device / touch panel 7, among the transactions that can be performed by the automatic transaction apparatus 1, payment transaction, deposit transaction, and transfer transaction are displayed as "payment transaction inquiry", "deposit transaction inquiry", and "transfer transaction inquiry", respectively. Each button is equipped.
Now, when any one of these buttons is pressed (S1),
The display device / touch panel 7 gives an instruction to insert a card (S2), and further gives an instruction to input a personal identification number (S3).
Next, the entered personal identification number is compared with the information of the previous card (S4), and if they match, the host computer 13 is contacted, the file of the customer is accessed, and the payment initially set is made. , The transaction log corresponding to any of the deposit and the transfer is received (S5). The span of this log can be arbitrarily set, for example, several times before this time or several months. Upon receipt of this log, the automatic transaction device 1 prints it with the card reader / receipt printer 3 (S6),
It is output as a log receipt and the card is returned (S7). Data transmission / reception between the automatic transaction device 1 and the host computer 13 may be performed by the same method as in the case of performing a passbook entry.

FIG. 3 exemplifies an output sheet representing a log of a transfer transaction. It should be noted that, in the figure, letters and numbers corresponding to the transaction contents are put in the circles and crosses.

FIG. 4 is a flow chart showing an example of a transaction by the automatic transaction device of the present invention. In the automatic transaction device 1 of the present invention, it is assumed that various conventional transactions can be performed, and an example in which a payment transaction for withdrawing cash and a transfer transaction inquiry for outputting a log of the transfer transaction are simultaneously performed will be described.

First, the user presses the "card payment" and "transfer transaction inquiry" buttons provided on the display device / touch panel 7 (S11). Thereafter, a card is inserted and a personal identification number is input in accordance with the guidance of the display device / touch panel 7. If the personal identification number and the card match, the withdrawal amount is input (S12 to S15). Next, the automated teller machine 1 judges whether or not there is a log inquiry (S16), and if there is a request for a log inquiry, it proceeds to a log inquiry routine. In this embodiment, since the transfer transaction inquiry is requested, the host computer 13 is contacted, the log relating to the transfer transaction of the customer is received from the host computer 13 (S17), and the contents are received by the card reader / receipt printer 3 by the receipt. Is printed on (S18).

After that, the process returns to the normal payment transaction routine, that is, the same as when there is no log inquiry request in S16, the host computer 13 is contacted to check the balance (S19), and the payment is approved. Cash is calculated by the banknote pay-in / pay-out device 5 and the coin pay-in / pay-out device 6, and at the same time, the contents of the payment transaction are printed on the receipt by the card reader / receipt printer 3 (S20). After that, the card is returned (S21), the cash, the payment receipt, and the log receipt are further returned (S22), and the series of transactions ends.

In this embodiment, the "transfer transaction inquiry" is set and the log relating to the transfer transaction is output. However, if the "payment transaction inquiry" or "deposit transaction inquiry" button is pressed, S
In steps 17 to S18, the corresponding logs are received and printed on the receipt. Further, the inquiry of the log can be performed not only in the payment transaction as in the present embodiment but also in other transactions, or can be performed independently.

[0014]

According to the automatic transaction device of the present invention, the past transaction log of the own account can be output by using the card.
The service to users can be improved. In particular, the automatic transaction device of the present invention is effective during a time zone or a day of the week when transactions cannot be made using a passbook.

[Brief description of drawings]

FIG. 1 is a block diagram of an automatic transaction device showing an embodiment of the present invention.

FIG. 2 is a flowchart showing an operation example of transaction log inquiring means of the present invention.

FIG. 3 is a diagram illustrating a description of an output sheet showing a log of a transfer transaction.

FIG. 4 is a flowchart showing an example of a transaction by the automatic transaction device of the present invention.

[Explanation of symbols]

 1 Automatic transaction device 2 Main control unit 3 Card reader / receipt printer 4 Passbook entry machine 5 Banknote deposit / withdrawal machine 6 Coin deposit / withdrawal machine 7 Display / touch panel 10 Interface 12 Modem 13 Host computer

Claims (1)

[Claims] 1. A host computer having a cash deposit / withdrawal means, a passbook entry means, a customer's card information reading means, and an input means for inputting information necessary for a transaction, wherein the customer information is filed. Transactions in which an automated transaction device connected to the server receives a customer's card information and predetermined information from the input means to receive a log relating to the specific transaction of the customer from the host computer, and prints out the log. An automatic transaction device comprising a log inquiry means.