JPH113451A - Registering device for automatic teller machine - Google Patents

Abstract

PROBLEM TO BE SOLVED: To register even when on-line register transaction can not be performed by providing a means which prints unregistered transaction information on a bankbook based on transaction information which is stored on a register card and is not registered on a bankbook. SOLUTION: When an issuing button is pressed, communication with a host computer is performed, a fee is charged directly to a bank account, unregistered data is acquired, and the unregistered data is compressed and written on a register card 3. Also, an register item is printed and the card 3 is issued. Because the unregistered data is recorded on the card 3, but it is not printed on a bankbook, data that the unregistered data on the host computer is not eliminated is sent. The card 3 and the bankbook which are issued with an ATM1 is inserted into a dedicated registering machine 2 that is out of time, is not connected to the host computer and is in a register off-line state. The bankbook is checked, and when it is decided as OK, the unregistered data that is recorded on the card 3 is printed on the bankbook.

Description

DETAILED DESCRIPTION OF THE INVENTION

[0001]

BACKGROUND OF THE INVENTION 1. Field of the Invention The present invention relates to an ATM (Automatic
Teller's Machine: Automatic teller machine and CD (Ca
sh Dispenser: automatic transaction equipment such as cash dispensers)
The present invention relates to a bookkeeping device for an automatic transaction device in a system to which a dedicated bookkeeping machine for carrying out a passbook and a host computer are connected.

[0002]

2. Description of the Related Art Conventionally, an automatic transaction apparatus such as an ATM or a CD, a dedicated bookkeeping machine for bookkeeping of a passbook, and the recording of unregistered data to a passbook in a system to which a host computer is connected are always performed by a dedicated bookkeeping machine using a dedicated bookkeeping machine. The bookkeeping process was performed in an online state connected to a computer online. In addition, there has been a quick-type ATM in which the passbook issuing function is omitted in the ATM and the manufacturing cost is reduced to simplify the operation and the operation and processing are simplified to emphasize quickness.

[0003]

However, conventionally,
The entry of unregistered data to the passbook by a dedicated bookkeeping machine can only be performed when the dedicated bookkeeping machine is always connected to the host computer online. After that, there is a problem that the bookkeeping process cannot be performed. Also,
Even in an automatic transaction apparatus, there is a problem that bookkeeping processing cannot be performed outside of hours or on holidays when online processing related to bookkeeping cannot be performed.

[0004] In addition, since an ATM without a passbook issuing function cannot carry over a passbook, if the number of quick ATMs without a passbook issuing function is increased in order to reduce the cost of the entire system, the customer can easily carry over the passbook. Cannot be issued, the number of quick ATMs without a passbook issuing function cannot be increased, and the cost of the entire system increases. In addition, when issuing a passbook using a dedicated bookkeeping machine with a passbook issuing function and printing unregistered transaction information on the issued passbook, it is possible to perform processing after the bookkeeping online is closed during off hours and holidays. There was a problem that it was not possible.

[0005]

A bookkeeping device for an automatic transaction apparatus according to the present invention stores unregistered transaction information for a passbook issued when the automatic transaction apparatus is connected to a host computer in an online state. When the bookkeeping card and the passbook corresponding to the bookkeeping card are inserted, a means for printing the unbooked transaction information on the inserted passbook based on the unbooked transaction information for the passbook stored in the bookkeeping card. Means for issuing a carryover passbook, and issuing a bookkeeping card and carryover passbook storing unregistered transaction information to the carryover passbook issued when the automatic transaction device is connected to the host computer in the online state. When the old passbook to be received is inserted, a rollover passbook is issued based on the unregistered transaction information for the rollover passbook stored on the bookkeeping card. Those comprising means for printing the non bookkeeping transaction information to the issued passbook. Accordingly, if a bookkeeping card in which unregistered transaction information is stored in the passbook is issued in the automatic transaction apparatus, posting to the passbook becomes easy even when the bookkeeping is offline.

[0006]

DESCRIPTION OF THE PREFERRED EMBODIMENTS FIG. 1 is an explanatory diagram for explaining a bookkeeping device of an automatic transaction device according to one embodiment of the present invention. In the figure, 1 is an ATM, 2 is a bookkeeping machine, and 3 is a bookkeeping card. The ATM 1 displays a message to a card reader / printer 10 for reading a card or issuing a receipt, a card issuing unit 11 for issuing a card, a passbook printer unit 12 for printing a passbook, and an operator. A CRT 13 with a touch key 14 for detecting an input by an operator, a bill depositing / dispensing unit 15 for depositing / dispensing bills, a coin depositing / dispensing unit 16 for depositing / dispensing coins, an interface unit 17 for communicating with a host computer, and an ATM. The control unit 18 controls the entire system.

The bookkeeping unit 2 includes a card reading / writing unit 20 for reading and writing cards, a passbook processing unit 21 for printing and issuing a passbook, an interface unit 22 for communicating with a host computer, and a bookkeeping unit. The control unit 23 includes a control unit 23 that controls the entire machine 3. In this case, a bookkeeping device that performs a bookkeeping process on a passbook using the bookkeeping card 3 is incorporated in the bookkeeping machine 2.

Next, the operation of this embodiment will be described. First, a description will be given of an operation in which the dedicated bookkeeping machine 2 performs bookkeeping in a bookkeeping offline state that is not connected to the host computer. FIG. 2 is a flowchart showing the operation of the ATM during the bookkeeping process of this embodiment, FIG. 3 is a flowchart showing the operation of the bookkeeping machine during the bookkeeping process of this embodiment, and FIG. 9 is a flowchart showing the operation of the online connection process.

First, a card transaction process is performed on the ATM 1 side (S100), and there are many unregistered data (NB).
It is determined whether or not there is an instruction to print unrecorded data (S10).
1) If it is determined in S101 that there is no unrecorded data printing instruction, the cash card is returned, cash / receipt is discharged (S102), and the process is terminated.

If it is determined in step S101 that there is an instruction to print unregistered data, a notification that there are a large number of unregistered data,
In addition, an issuance button for issuing a book card for performing a bookkeeping process outside the hours is displayed (S103). Then, it is determined whether the issue button has been pressed (S10).
4) If it is determined in S104 that the issue button has not been pressed, the cash card is returned, cash / receipt is released (S102), and the process is terminated.

If it is determined in S104 that the issue button has been pressed, communication with the host computer is performed, and
Deduction of commission and acquisition of unrecorded data (S1
05), the cash card is returned, and the cash / receipt is released (S106). Then, the non-bookkeeping data is compressed and written on the stripe of the bookkeeping card 3, the bookkeeping serial number is written, and the bookkeeping items are printed on the bookkeeping card 3 (S10).
7).

Then, the bookkeeping card 3 is issued (S10).
8) The unrecorded data is recorded on the recording card 3 but is not printed on the passbook. Therefore, the unrecorded data on the host computer must not be deleted. The data is transmitted to the host computer (S109), and the process ends.

[0013] Then, the bookkeeping card 3 and passbook issued by the ATM 1 are inserted into the bookkeeping dedicated machine 2 which is not connected to the host computer after hours and is in the booklet offline state (S110), and the passbook is checked (S111). ), S
It is determined whether the check at 111 is OK (S11).
2) If the check is determined to be OK in S112, the non-bookkeeping data recorded on the bookkeeping card 3 is printed on the passbook (S113).

Then, data such as the account number of the entry card 3 and the entry serial number are recorded (S114), the passbook is returned (S115), and the entry card 3 is returned (S116).
The bookkeeping process ends. If it is determined that the check is not OK in S112, the passbook is returned (S115), the posting card 3 is returned (S116), and the posting process ends.

Further, in the bookkeeping dedicated machine 2, when the bookkeeping online connected to the host computer within the time period, the bookkeeping process is performed in the bookkeeping offline state and the recording card data is recorded. Since the printing of the unposted data may be completed and the unposted data on the host computer may be deleted, the data of the end of the posting process to that effect is transmitted to the host computer, and the process is repeated until all the posting processes are completed ( S120, S1
21).

Next, the operation of issuing a passbook by another machine in an ATM having no passbook issuing function will be described. Here, it is assumed that the passbook is issued by the dedicated bookkeeping machine 2. FIG. 5 is a flowchart showing the operation of the ATM side during the passbook issuing process of this embodiment, FIG. 6 is a flowchart showing the operation of the bookkeeping machine side during the passbook issuing process of this embodiment, and FIG. It is a flowchart showing the operation of online connection processing on the side.

First, a passbook transaction process is performed on the ATM 1 side (S130), and it is determined whether or not there is no passbook printing location and there is an instruction to carry over the passbook (S131).
If it is determined that there is no passbook transfer instruction, the medium is returned (S132), and the process is terminated.

If it is determined in S131 that there is an instruction to carry over the passbook, it is notified that the passbook is full and issuance for issuing a book card for another bank to perform passbook issuance processing. Display a button (S13
3). Then, it is determined whether or not the issue button has been pressed (S134). If it is determined in S134 that the issue button has not been pressed, the medium is returned (S132), and the process ends.

If it is determined in step S134 that the issue button has been pressed, communication with the host computer is performed.
The passbook carryover data is acquired (S135), and the medium is returned (S136). Then, the non-bookkeeping data to the passbook carried over to the stripe of the bookkeeping card 3 is compressed and written, a bookkeeping serial number is written, and a bookkeeping item is printed on the bookkeeping card 3 (S137).

Then, the bookkeeping card 3 is issued (S13).
8) The data for the unregistered passbook to be carried over is recorded on the bookkeeping card 3, but the unprinted data on the host computer must not be deleted because it is not printed on the passbook to be carried over. The data in the bookkeeping process to the effect is transmitted to the host computer (S139), and the process ends.

Then, the bookkeeping card 3 and the passbook issued by the ATM 1 are inserted into the bookkeeping machine 2 having a passbook issuing function in a bookkeeping offline state which is not connected to the host computer outside of the working hours (S140). A check is performed (S141), it is determined whether the check in S141 is OK (S142), and if the check is determined to be OK in S142, the old passbook is returned (S143), a new passbook is issued, and a bookkeeping card is issued. The non-bookkeeping data recorded in No. 3 is printed (S144).

Then, data such as the account number of the entry card 3 and the entry serial number is recorded (S145), the new passbook is returned (S146), and the entry card 3 is returned (S14).
7), end the bookkeeping process. If it is determined in S142 that the check is not OK, the old passbook is returned (S14).
8) Return the entry card 3 (S147) and end the entry process.

Further, the bookkeeping machine 2 issues a new passbook when the bookkeeping online connected to the host computer within the time period, performs a bookkeeping process of the unbooked data on the new passbook, and executes the bookkeeping card data. As for the one recorded, the printing of the unposted data on the new passbook is completed and the unposted data on the host computer may be deleted.
The data of the end of the bookkeeping process is transmitted to the host computer, and the process is repeated until all the bookkeeping processes are completed (S150, S151).

In this embodiment, a bookkeeping card is issued on the ATM side, and unbooked data is recorded on the bookkeeping card.
Unbooked data is printed on the passbook by inserting the bookkeeping card and passbook into the off-line dedicated bookkeeping machine, so even when online bookkeeping transactions such as after hours and holidays are not possible, bookkeeping is possible. Can be performed.

Also, on the ATM side without the passbook issuing function, when the passbook is carried over, a bookkeeping card is issued, the unregistered data of the passbook to be carried over to the bookbook card is recorded, and the bankbook having the offline passbook issuing function is used. By inserting a register card and passbook into the machine, a new passbook is issued and unregistered data is printed on the new passbook.
It is possible to issue a carry-over passbook easily without issuing a passbook on the ATM side, thereby enabling a simple configuration of the ATM and preventing the quickness of the quick ATM from deteriorating. In addition, since it is possible to easily issue a passbook such as a rolled-over passbook, even if the number of quick ATMs without a passbook issuing function is increased, customers can easily issue a rolled-over passbook, thereby reducing the cost of the entire system. It becomes possible to reduce.

Although this embodiment has been described with reference to an example using a magnetic card, a transaction using an IC card may be used. In this case, data larger than the capacity of the magnetic card is
Since the data can be recorded in the C card, a large amount of data can be taken into a dedicated bookkeeping machine, and various processes can be performed in an offline state. Alternatively, data larger than the capacity of the magnetic card may be transmitted by connecting the ATM and the dedicated bookkeeping machine online. In this case, a large amount of data can be transmitted to the dedicated bookkeeping machine, and the unbooked data can be printed on the passbook by the offline bookkeeping machine without using a magnetic card, thereby improving workability. Becomes possible.

In this embodiment, bookkeeping is performed by a bookkeeping machine. However, when online processing related to bookkeeping cannot be performed due to an automatic transaction apparatus outside of hours or on holidays, bookkeeping is performed using a bookkeeping card. It may be performed.

[0028]

As described above, according to the present invention, the bookkeeping card storing the unbooked transaction information to the passbook and the bookkeeping issued when the automatic transaction apparatus is connected to the host computer in the online state are stored. When a passbook corresponding to the card is inserted, the unbooked transaction information is printed on the inserted passbook based on the unbooked transaction information stored in the passbook, and a rollover passbook is issued. Then, when the automatic transaction device is issued when the online state connected to the host computer connected to the host computer, a bookkeeping card storing unregistered transaction information to the carryover passbook and an old passbook to be issued for the carryover passbook are inserted, Based on the unbooked transaction information for the carryover passbook stored on the bookkeeping card, the bankbook is issued for the carryover, and the unbooked transaction information is issued for the issued passbook. Since printing is performed, if a bookkeeping card that stores unregistered transaction information to the passbook is issued in the automatic transaction device, even if online bookkeeping transactions such as overtime and holidays are not possible, bookkeeping is possible. This makes it possible to issue a carry-over passbook and print unregistered data on the passbook even when online bookkeeping transactions are not possible, such as after hours and holidays.

[Brief description of the drawings]

FIG. 1 is an explanatory diagram for explaining a bookkeeping device of an automatic transaction device according to an embodiment of the present invention.

FIG. 2 is a flowchart showing an operation on the ATM side at the time of bookkeeping processing of the embodiment.

FIG. 3 is a flowchart showing the operation of the bookkeeping machine at the time of bookkeeping processing according to the embodiment.

FIG. 4 is a flowchart showing the operation of an online connection process on the bookkeeping machine.

FIG. 5 is a flowchart illustrating an operation on the ATM side during passbook issuing processing according to the embodiment;

FIG. 6 is a flowchart illustrating an operation of the bookkeeping machine at the time of passbook issuing processing according to the embodiment;

FIG. 7 is a flowchart showing an operation of an online connection process on the bookkeeping machine.

[Explanation of symbols]

 DESCRIPTION OF SYMBOLS 1 ATM 2 Bookkeeping machine 3 Bookkeeping card 10 Card reader / print part 11 Card issuing part 12 Bankbook printer part 13 CRT 14 Touch key 15 Banknote deposit / withdrawal part 16 Coin deposit / withdrawal part 17 Interface part 18 Control part 20 Card reading / writing part 21 Passbook processing unit 22 Interface unit 23 Control unit

Claims (6)

[Claims] When a bookkeeping card in which unbooked transaction information is stored in a passbook and a passbook corresponding to the booklet card, which is issued when the automatic transaction apparatus is connected to a host computer in an online state, is inserted. A bookkeeping apparatus for an automatic transaction apparatus, comprising: means for printing the unbooked transaction information on the inserted passbook based on the unbooked transaction information on the passbook stored in the bookbook card. 2. A means for issuing a carryover passbook, and issuance of a bookkeeping card and carryover passbook storing unregistered transaction information to the carryover passbook, which is issued when the automatic transaction apparatus is connected to a host computer in an online state. When the old passbook to be received is inserted, based on the unbooked transaction information to the carryover passbook stored in the bookkeeping card, a passbook to be carried forward is issued, and printing of the unbooked transaction information is performed on the issued passbook. 2. The bookkeeping device for an automatic transaction device according to claim 1, further comprising means for performing the operation. 3. The bookkeeping device for an automatic transaction device according to claim 1, wherein the automatic transaction device that issues the bookkeeping card is an automatic transaction device without a passbook issuing function. 4. The bookkeeping apparatus for an automatic transaction apparatus according to claim 1, wherein the bookkeeping apparatus is incorporated in a bookkeeping machine. 5. The bookkeeping device for an automatic transaction device according to claim 1, wherein the recording device is incorporated in the automatic transaction device. 6. The transaction information for which printing of unregistered transaction information has been completed is stored in an offline state when not connected to the host computer, and is stored in an online state when connected to the host computer. The system according to claim 1, further comprising: means for deleting, from the unbooked transaction information on the host computer, the transaction information for which printing of the unbooked transaction information has been completed, based on the transaction information for which printing of the unbooked transaction information has been completed. The bookkeeping device of the automatic transaction device according to 1, 2, 3, 4, or 5.