JPH11259726A - Automatic tansaction machine - Google Patents

Abstract

PROBLEM TO BE SOLVED: To enable a user to recognize the contents of transactions more clearly, following the orders by sequentially displaying the printed content by an image displaying means for every time when the transaction data are recorded (printed) on a bankbook. SOLUTION: When a user inserts a bankbook into a bankbook insertion entrance and performs a prescribed operation that should execute a transaction accompanying bankbook recording, unregistered data are sent from a host computer 10 and are received. Whenever one line corresponding to one item of the transaction is printed, the end of the bankbook recording processing is decided after the printed content for the one line is displayed on a display 7. Then, when all of the unregistered data sent from the computer 10 are not printed, return to elimination decision on a screen. Thus, the elimination decision on the screen, the printing one line on the bankbook which follows it and the screen display of the printed content for one line are repeatedly carried out and the printed contents displayed on the screen are increased gradually.

Description

DETAILED DESCRIPTION OF THE INVENTION

[0001]

The present invention relates to an automatic transaction apparatus installed in a financial institution or the like.

[0002]

2. Description of the Related Art Conventionally, for example, in a financial institution such as a bank, an automatic transaction apparatus (ATM) for automatically performing transactions such as deposit, payment, transfer, and passbook recording by users has been widely used. The number of installations is also steadily increasing.

[0003] When any transaction using a passbook is performed by an automatic transaction apparatus, transaction data which has not been recorded (printed) in the passbook among data relating to other transactions already executed before the transaction is obtained. As unposted data,
Sent from the data management center to the automated teller machine. The automatic transaction apparatus receives the unposted data and records it in the passbook, and repeats the reception of the unposted data and the passbook recording until there is no more unposted data in the data management center, and then the transaction data at the time of the current transaction. And then return the passbook to end the transaction.

[0004]

As described above, when a transaction using a passbook is performed by a conventional automatic transaction apparatus, during passbook recording, nothing is done and the user simply waits without waiting. Finally, the printed transaction content can be confirmed. When the number of unregistered data is large, for example, there is a problem that the waiting time during the passbook recording becomes long and the user feels frustrated.

The present invention has been made to solve such a problem, and the time for passbook recording, which the user has just waited for, is effectively utilized, and the serviceability to the user is improved. The purpose of the present invention is to provide an automatic transaction device.

[0006]

An automatic transaction apparatus according to the present invention comprises a screen display means, a passbook recording means for recording transaction data of a user in a passbook, and the transaction data during passbook recording by the passbook recording means. And display control means for displaying the information by the screen display means.

In the automatic transaction apparatus of the present invention, the same transaction data is displayed on the screen display means in parallel with the process of recording the transaction data of the user in the passbook, so that the end of passbook recording (printing) is waited. You can check the details of the transaction on the display screen in time, and you can save the trouble of checking the printed content again after returning the passbook. In this way, the user can effectively use the time that was conventionally simply waiting time As a result, information on the transaction contents can be obtained quickly, so that the user does not feel irrelevant or frustrated during the passbook recording process. In particular, when the transaction data is recorded (printed) in the passbook for one transaction, the printed content is sequentially displayed on the screen display means. If the transaction data has already been completed or is currently being executed, Can be more clearly recognized by the user step by step.

[0008]

DESCRIPTION OF THE PREFERRED EMBODIMENTS One embodiment of the present invention will be described below with reference to the drawings.

FIG. 1 is a perspective view showing the appearance of an embodiment of the automatic transaction apparatus according to the present invention. In the figure, reference numeral 1 denotes a main body of an automatic transaction apparatus which is installed in a business store of a financial institution such as a bank and trades with a passbook or a card account carried by a user. An L-shaped customer service operation panel 2 including a horizontal portion 2a and a horizontal portion 2b is provided.

The vertical section 2a is provided with a passbook insertion slot 3 and a card insertion / receipt (slip) issuing port 4.
The horizontal portion 2b is provided with a bill receiving / dispensing port 5 and a coin receiving / dispensing port 6, respectively, and a display 7 such as a color liquid crystal display is provided as a display means. A touch panel (not shown) for inputting information is provided on the display screen of the display 7 so that various information can be input from the user side according to the operation guide screen.

FIG. 2 schematically shows the internal configuration of such an automatic transaction apparatus. In the figure, reference numeral 8 is
The main control unit controls the entire apparatus.
Is communicatively connected to a host computer (central processing unit) 10 of a data management center, which is an external device, via a transmission control unit 9. The main control unit 8 is connected to the storage unit 11, the floppy disk device 12, and the remote monitor 13, and a power supply unit 14 is provided separately. Here, the storage unit 11 stores a control program and the like, and the floppy disk device 12 stores various information related to transaction processing. The remote monitor 13 displays maintenance data for maintenance personnel. The power supply unit 14 outputs an operating voltage of the entire device.

The main controller 8 further includes a card reader / receipt printer unit 15, a passbook printer unit 1
6. Bill receiving / dispensing unit 17, coin receiving / dispensing unit 1
8, a display 7 equipped with a touch panel type input device,
The voice guidance unit 19 and the internal monitor 20 are respectively connected.

The card reader / receipt printer unit 15 accepts a card, for example, a magnetic card inserted into the card insertion / receipt issuing port 4, reads the magnetic information, and issues a receipt according to the contents of the transaction. Out of the card insertion / receipt issuing port 4.

The passbook printer unit 16 receives the passbook inserted into the passbook insertion slot 3, reads the magnetic information on the passbook, records the transaction data by printing on the passbook, and prints the printed passbook on the passbook insertion slot. 3 and send out.

The banknote depositing / dispensing unit 17 and the coin depositing / dispensing unit 18 discriminate / count and store bills and coins inserted into the respective depositing / dispensing ports 5, 6.
If necessary, a predetermined number of banknotes and coins stored in advance are taken out, and the banknotes and coins are collectively paid out from the deposit / withdrawal ports 5 and 6. In addition, payment return of forgotten bills, forgotten collection,
It has loading and scrutiny functions.

The voice guidance unit 19 outputs guidance information for the user by voice. The internal monitor 20 is provided for a staff member involved in the operation of the apparatus, and when a failure occurs, displays the content of the failure and notes to the staff member accompanying the failure.

The main control section 8 includes the following (1) to (1) as main functional means relating to the screen display of passbook record (print) contents.
Means (5) is provided. (1) Transaction data not recorded in the user's passbook (unregistered data) when executing the transaction selected by the user
Receiving means for receiving from the host computer 10. Note that the unposted data includes data relating to a transaction that has been executed and has not yet been recorded in the passbook, and data relating to a transaction selected by the user.

(2) Passbook record control means for printing and recording the received unregistered data in the passbook of the user by the passbook printer unit 16.

(3) Unregistered data to be printed on the passbook is displayed on the display 7, and this display is displayed on the display 7 each time one transaction data is printed on the passbook. Display control means for sequentially performing the operation at the timing.

(4) Display updating means for deleting the display screen up to that point when the transaction data recorded on one page of the passbook is displayed on the display 7 and replacing it with a new screen.

(5) Passbook return control means for returning the passbook to the user when printing of the unbooked data on the passbook is completed;
It has.

Next, the operation of the main controller 8 having the above configuration will be described with reference to the flowchart of FIG.

When the user inserts a passbook into the passbook insertion slot 3 and performs a predetermined operation to execute a transaction involving passbook recording,
The unposted data is transmitted from the host computer 10,
This data is received. Then, in parallel with the recording of the received unregistered data by printing on the passbook, the following screen display processing routine is executed.

In the screen display processing routine, first, in step 1, it is determined whether the display screen is to be deleted. That is, it is determined whether printing for one page of the passbook has been completed. At the start of passbook recording, printing is not completed (No in step 1), and an initial screen displaying a message indicating that the bookkeeping process is being performed is displayed on the display 7.

Each time one line corresponding to one transaction is printed on the passbook (step 3), the printed content of one line is displayed on the display 7 (step 4).
After that, the end of the passbook recording process is determined (step 5). Then, all of the unrecorded data transmitted from the host computer 10 is not printed (step 5).
If No), the flow returns to step 1 for the screen deletion determination.

In this manner, the screen is determined to be erased (step 1).
Then, the subsequent printing of one line on the passbook (step 3) and the display of the printed content of one line on the screen (step 4) are repeatedly executed, and the printed content displayed on the screen gradually increases. FIG. 4 shows a display screen of the display 7 during the execution of the above steps. On the screen, a message indicating that the bookkeeping process is being performed and the content printed on the passbook are displayed. Also, the contents printed on the passbook at this time are
As shown in FIG.

During the repetitive execution of these steps, printing for one page of the passbook is completed (Yes in step 1).
In this case, the screen on which the printed content of one page is displayed is erased. Then, only the wording indicating that the bookkeeping process is being performed is displayed, the initial screen in which nothing is displayed on the passbook is returned to the initial screen, and one line printing (step 3) on the passbook and the subsequent steps are repeated. It is executed repeatedly. In these processes, all the unrecorded data transmitted from the host computer 10 is printed (Yes in step 5).
When all the unbooked data is printed and the end of the bookkeeping process is determined (Yes in step 5), the passbook is returned from the passbook insertion slot 3 to the user.

In the embodiment constructed as described above, the contents of the transaction data being printed on the passbook are sequentially displayed on the display 7 such that the content is displayed on the screen every time one line is printed. The user can quickly and clearly recognize the contents of the transaction that has already been completed or is currently being executed. In this manner, the time until the passbook recording is completed is not simply used as the waiting time, but is used for detailed confirmation of the print content, and the time can be effectively used.

The present invention is not limited to the above embodiment, but can be implemented in various modifications without departing from the scope of the invention.

[0030]

As is apparent from the above description, according to the present invention, the transaction contents can be known by effectively utilizing the time which has conventionally been merely the waiting time for the passbook record processing. Serviceability is improved. Therefore, the user does not feel irrelevant or frustrated when executing the transaction by the automatic transaction device.

[Brief description of the drawings]

FIG. 1 is a perspective view showing the appearance of an embodiment of an automatic transaction apparatus according to the present invention.

FIG. 2 is a block diagram schematically showing the internal configuration of the embodiment.

FIG. 3 is a flowchart showing a print content screen display processing routine in the operation of the main control unit of the embodiment.

FIG. 4 is an exemplary view showing a screen during passbook entry processing in the embodiment.

FIG. 5 is a view showing the contents of printing on a passbook.

[Explanation of symbols]

 DESCRIPTION OF SYMBOLS 1 ... Automatic transaction apparatus main body 3 ... Passbook insertion slot 7 ... Display 8 ... Main control part 10 ... Host computer 11 ... Storage part 16 ... Passbook printer unit

Claims (3)

[Claims] 1. A screen display means, a passbook recording means for recording user transaction data in a passbook, and a display control means for displaying the transaction data on the screen display means during passbook recording by the passbook recording means. An automatic transaction device comprising: 2. The system according to claim 1, wherein each time the transaction data is recorded in the passbook for one transaction data, the recorded transaction contents are sequentially displayed on the screen display device. Automatic transaction device as described. 3. The automatic display device according to claim 1, wherein the display control means updates the display screen every time the transaction contents recorded on one page of the passbook are displayed on the screen display means. Trading equipment.