JPH11345355A - Transfer system, transfer information input device, and transfer device - Google Patents

Abstract

PROBLEM TO BE SOLVED: To make a transfer device effectively operable. SOLUTION: The transfer system 300 is provided with a transfer information input device 100, and a transfer device 101. The transfer information input device 100 inputs transfer information, obtains a prescribed pre-input number, inputs the number and executes transfer transaction by the transfer device 101. Namely, the input work of transfer information, which takes time, is executed by the transfer information input device, the pre-input number is obtained and transfer transaction is executed in the transfer device based on the number. Thus, time using the transfer device can be shortened and the transfer device can effectively be operated. The waiting time of a customer can be shortened and service can be improved.

Description

DETAILED DESCRIPTION OF THE INVENTION

[0001]

BACKGROUND OF THE INVENTION 1. Field of the Invention The present invention relates to a transfer system, a transfer information input device, and a transfer device capable of separately inputting transfer information and executing a transfer transaction.

[0002]

2. Description of the Related Art Conventionally, when performing a transfer transaction, the operations from input of transfer information to execution of the transfer transaction and receipt of a receipt are the same as those of a transfer device (including a general automatic transaction device and a dedicated transfer device). It is supposed to do it. The input items for the transfer information include the type of financial institution, the initial letter of the bank name, the initial name of the bank, the initial letter of the branch name, the input of the branch name, the selection of the account, the input of the account number, Enter the name or name of the recipient, enter the name or name of the client,
The input includes the telephone number of the client and the amount of money to be transferred.

[0003]

However, in the conventional transfer device, there are many items for inputting the transfer information and the operation procedure is complicated, so that it takes a long time to operate, and one customer monopolizes the device. There is a problem that the device cannot be operated effectively. Further, if one transaction takes a long time, a long line of customers is formed in front of the apparatus in a busy time zone, and there is a problem that the quality of service is reduced.

[0004]

In order to solve the above problems, the present invention provides a display means for guiding a customer to an operation or displaying data input by a customer, and an input means for inputting transfer information. A transfer information input device having an identification number receiving means for transmitting the transfer information to the host computer, receiving an identification number corresponding to the transfer information from the host computer, and notifying the customer of the identification number; Input means for inputting, transmitting the input identification number to a host computer, receiving transfer information corresponding to the identification number from the host computer,
And a transfer device having a transfer executing means for executing a transfer transaction based on the transfer information.

In the above-mentioned transfer system, the time required for inputting the transfer information is performed by the transfer information input device, so that the time for using the transfer device can be shortened, and the transfer device can be operated effectively. Becomes Also,
Since the transfer information input device has few functions, it is cheaper and smaller than the transfer device. So, for example,
If two (or one) transfer information input devices and two (or three) transfer devices of the present invention are installed in a branch where four transfer devices were conventionally installed, cost can be reduced. Can be done. In addition, since the transfer information input device is small, it is possible to increase, for example, one transfer device, which leads to an improvement in service.

[0006]

DETAILED DESCRIPTION OF THE PREFERRED EMBODIMENTS Hereinafter, the present invention will be described in more detail with reference to the embodiments shown in the drawings. Note that the present invention is not limited by this. FIG. 1 is a block diagram of a transfer system according to an embodiment of the present invention. The transfer system 300 includes a transfer information input device 100 and a transfer device 101. In FIG. 1, the transfer system 300 is illustrated as including one transfer information input device and one transfer device, but the transfer system 300 includes a plurality of transfer information input devices and a plurality of transfer devices. May be used.

FIG. 2 is a detailed block diagram of the transfer information input device 100. The transfer information input device 100 prints an operation / display unit 10 for guiding a customer to an operation and receiving an instruction and an input from the customer, and a pre-input number and a result of input of the transfer information described later. It comprises a receipt processing unit 70 for issuing a receipt (statement slip), a central processing unit 80 connected to a host computer 110 as a higher-level device by a connection unit 95, and a storage unit 90 for storing data. .

FIG. 3 is an external perspective view of the transfer information input device 100. Reference numeral 200 denotes a housing, 201 denotes a transaction operation display, 204 denotes a receipt outlet, and 208 denotes a display / touch panel. The receipt outlet 204 is connected to the receipt processing unit 70. The display / touch panel 208 is connected to the operation / display unit 10.

The transfer information input device 100 is a device used to input transfer information and obtain a pre-input number. FIG. 4 is a detailed block diagram of the transfer device 101.
The transfer device 101 includes an operation / display unit 11 for guiding an operation to a customer, receiving an instruction and an input from the customer, and reading / writing a magnetic stripe of a cash card or a transfer card. Card processing unit 2
1, a bill processing unit 31 that performs depositing and dispensing and counting of banknotes and stores the bills, and a coin processing unit 41 that performs depositing and dispensing and counting of coins and stores the coins.
A journal processing unit 51 for recording a journal, a passbook processing unit 61 for recording a passbook, a receipt processing unit 71 for issuing a receipt on which the contents of a transaction are printed, and connection to a host computer 110 as a higher-level device. It comprises a central processing unit 81 connected by a unit 96 and a storage unit 91 for storing data.

FIG. 5 is an external perspective view of the transfer device 101. FIG. 210 is a housing, 211 is a transaction business display, 21
3 is a card insertion / ejection port, 214 is a receipt ejection port, 21
5 is a passbook insertion / ejection port, 216 is a coin deposit / dispense port, 217 is a bill deposit / dispense port, and 218 is a display / touch panel. The card insertion / ejection port 213 is connected to the card processing unit 21. The receipt outlet 214 is connected to the receipt processing unit 71. The passbook insertion / ejection port 215 is connected to the passbook processing unit 61. The coin receiving / dispensing port 216 is connected to the coin processing unit 41. The bill receiving / dispensing port 217 is connected to the bill processing unit 31. The display / touch panel 218
Is connected to the operation / display unit 11.

The transfer device 101 is a device used for inputting a pre-input number and executing a transfer transaction. In the above description, the transfer device 101 is illustrated as a general automatic transaction device, but may be a transfer-only device that does not include the card processing unit 21, the journal processing unit 51, the passbook processing unit 61, and the like.

Next, the operation of the transfer information input device 100 when inputting transfer information will be described with reference to the flowchart of FIG. In step S1, a financial institution type selection screen G1 is displayed on the display / touch panel 208 as shown in FIG. On this financial institution type selection screen G1, keys for selecting the type of financial institution are displayed. The customer makes a selection by lightly touching one of the keys displayed on the financial institution type selection screen G1. Here, it is assumed that the customer has selected “bank”.

In step S2, a bank initials selection screen G2 is displayed on the display / touch panel 208 as shown in FIG. In this bank initials selection screen G2,
Character keys and numeric keys for selecting the initial letter of the bank name are displayed. The customer selects the initial key of the bank name. Here, it is assumed that the customer has selected “A”.

In step S3, a bank name selection screen G3 is displayed on the display / touch panel 208 as shown in FIG. On the bank name selection screen G2, banks whose bank names start with "A" are listed. The customer selects one bank. Here, the customer says, "Oh
Suppose you have selected "bank". In step S4, a branch initial name selection screen G4 is displayed on the display / touch panel 208 as shown in FIG. The branch initial name selection screen G4 displays character keys and numeric keys for selecting the initial name of the branch name. The customer selects the initial key of the branch name. Here, it is assumed that the customer has selected "i".

In step S5, the display / touch panel 208 displays a branch name selection screen G5 as shown in FIG.
Is displayed. On the branch name selection screen G5, the branches whose branch names start with "i" are listed. The customer selects one branch. Here, the customer says, "I
Suppose you have selected "Branch". In step S6, an item selection screen G6 is displayed on the display / touch panel 208 as shown in FIG. On the subject selection screen G6, subjects such as "normal", "interim", and "savings" are displayed. The customer selects one subject.

In step S7, an account number input screen G is displayed on the display / touch panel 208 as shown in FIG.
7 is displayed. The account number input screen G7 displays a numeric key for inputting an account number. Here, the customer inputs an account number. In step S8,
As shown in FIG. 14, a recipient name input screen G8 is displayed on the display / touch panel 208. The recipient name input screen G8 displays character keys and numeric keys for inputting the recipient's name and name. Here, the customer inputs the name or name of the recipient.

In step S9, the display / touch panel 208 displays a client name input screen G as shown in FIG.
9 is displayed. In this client name input screen G9, character keys and numeric keys for inputting the name and name of the client are displayed. Here, the customer inputs the name and the name of the client. In step S10, a client telephone number input screen G10 is displayed on the display / touch panel 208 as shown in FIG. This client phone number input screen G
Numeral 10 indicates a numeric key for inputting a telephone number. Here, the customer inputs the telephone number of the client.

In step S11, a transfer amount input screen G11 is displayed on the display / touch panel 208 as shown in FIG. In this transfer amount input screen G11,
Numeric keys for entering the amount are displayed. Here, the customer inputs the amount to be transferred. Next, the transfer information input device 100 executes the steps S1 to S11.
Is transmitted to the host computer 110 via the connection unit 95. Host computer 11
0 receives the transfer information, adds a unique identification number (hereinafter referred to as a pre-input number) to the transfer information, and registers the transfer information in association with the pre-input number. Then, the host computer 110 transmits the pre-input number corresponding to the received transfer information and the registration result of the transfer information to the transfer information input device 100. Note that the host computer 110
For example, a four-digit number is randomly generated as the pre-input number.

In step S12, a transaction content confirmation screen G12 is displayed on the display / touch panel 208 as shown in FIG. In this transaction content confirmation screen G12,
The transfer information input in steps S1 to S11 is displayed. Here, the customer confirms the displayed transfer information. To re-enter the transfer information, select "correction". Here, it is assumed that the customer selects “confirm”.

In step S13, an information input end screen G13 is displayed on the display / touch panel 208 as shown in FIG. Then, the receipt processing section 70 of the transfer information input device 100 discharges the receipt on which the transfer information and the pre-input number are printed from the receipt discharge port 204. The customer receives the receipt. Thus, the input of the transfer information ends.

Next, using the flowchart of FIG.
A description will be given of an operation when a pre-input number is input by the transfer apparatus 101 and a transfer transaction is executed. In step T1, a transaction selection screen G14 is displayed on the display / touch panel 218 as shown in FIG. The transaction selection screen G14 displays all transactions that can be transacted by the transfer device 101. Here, the customer selects “transfer”.

In step T2, a transfer method selection screen G is displayed on the display / touch panel 218 as shown in FIG.
15 is displayed. The transfer method is displayed on the transfer method selection screen G15. Here, the customer selects “pre-input”. In step T3, a pre-input number input screen G16 is displayed on the display / touch panel 218 as shown in FIG. The pre-input number input screen G16 displays a numeric key for inputting a pre-input number. The customer enters the pre-input number printed on the receipt.

Next, the transfer device 101 transmits the information and the pre-input number input in steps T1 to T3 to the host computer 110 via the connection section 96. The host computer 110 receives the information and the pre-input number, determines transfer information corresponding to the pre-input number, and transmits the information to the transfer apparatus 101. If there is no transfer information corresponding to the input pre-input number, an error message is output.

Since the pre-input number is generated at random, it is possible to prevent the user from inputting the pre-input number of another person and viewing the transfer information of the other person. In step T4, a transaction content confirmation screen G17 is displayed on the display / touch panel 218 as shown in FIG. The transaction content confirmation screen G17 includes the host computer 11
The transfer information sent from 0 is displayed. Here, the customer confirms the displayed transfer information.

If there is no transfer information corresponding to the input pre-input number, an error message is output. Since the pre-input number is a randomly generated number, it is possible to prevent the user from inputting another person's pre-input number and viewing the transfer information of that person. In step T5, a money amount insertion screen G18 is displayed on the display / touch panel 218 as shown in FIG. Here, the customer inserts bills and / or coins corresponding to the amount to be transferred. Note that bills are inserted from the bill receiving / dispensing port 217 and coins are inserted from the coin receiving / dispensing port 216.

Next, the transfer device 101 is used to transfer bills and / or bills.
Alternatively, a coin is measured, and a request to execute a transfer transaction is issued to the host computer 110 via the connection unit 96.
The host computer 110 executes a transfer transaction based on the transfer information, and transmits the result to the transfer apparatus 101.
In step T6, the display / touch panel 218
As shown in FIG. 29, a transfer end screen G19 is displayed.
Then, the receipt processing section 71 of the transfer device 101 discharges the receipt on which the result of the transfer transaction is printed from the receipt discharge port 214. The customer receives the receipt. Thereby, the transfer transaction ends.

In the transfer system 300, while one customer is inputting the transfer information with the transfer information input device 100, another customer can make a transfer with the transfer device 101. Therefore, even if it takes time for the transfer information input device 100 to input the transfer information, the time for one customer to exclusively use the transfer device 101 can be reduced, and the transfer device 101 can be operated effectively. Further, the transfer information can be input by the transfer information input device 100 when there is enough time, and the transfer transaction can be executed later by the transfer device 101, so that the time can be used effectively.

Further, since the transfer information input device 100 has few functions, it is cheaper and smaller than the transfer device 101. Therefore, for example, in a branch where four transfer devices 101 were conventionally installed, two (or one) transfer information input devices 100 of the present invention and two transfer information devices 101 are installed.
If three (or three) units are installed, the cost can be reduced. Further, since the transfer information input device 100 is small, it is possible to increase the number of transfer devices 101 by one, for example, which leads to an improvement in service.

[0029]

As described above, according to the present invention, a time-consuming transfer information input operation is performed by the transfer information input device to obtain a play input number, and a transfer transaction is performed by the transfer device based on the number. . Therefore, the time for using the transfer device can be reduced, and the transfer device can be operated effectively. In addition, the waiting time of the customer can be reduced, which leads to an improvement in service.

[Brief description of the drawings]

FIG. 1 is a block diagram of a transfer system according to an embodiment of the present invention.

FIG. 2 is a detailed block diagram of the transfer information input device of the present invention.

FIG. 3 is an external perspective view of the transfer information input device of FIG. 2;

FIG. 4 is a detailed block diagram of the transfer device of the present invention.

5 is an external perspective view of the transfer device of FIG. 4;

FIG. 6 is a flowchart of a transfer information input procedure.

FIG. 7 is an exemplary diagram of a financial institution type selection screen.

FIG. 8 is a view showing an example of a bank initials selection screen.

FIG. 9 is a view showing an example of a bank name selection screen.

FIG. 10 is an illustration of a branch initials selection screen.

FIG. 11 is an illustration of a branch name selection screen.

FIG. 12 is an exemplary diagram of a subject selection screen.

FIG. 13 is an illustration of an account number input screen.

FIG. 14 is an exemplary diagram of a recipient name input screen.

FIG. 15 is a view showing an example of a client name input screen.

FIG. 16 is a view showing an example of a client telephone number input screen.

FIG. 17 is a view showing an example of a transfer amount input screen.

FIG. 18 is an exemplary diagram of a transaction content confirmation screen.

FIG. 19 is an illustration of an information input end screen.

FIG. 20 is a flowchart of an operation procedure of a transfer transaction.

FIG. 21 is an illustration of a transaction selection screen.

FIG. 22 is an illustration of a transfer method selection screen.

FIG. 23 is an exemplary view of a pre-input number input screen.

FIG. 24 is a view showing an example of a transaction content confirmation screen.

FIG. 25 is a view showing an example of an amount insertion screen.

FIG. 26 is an illustration of a transfer end screen.

[Explanation of symbols]

 300 transfer system 100 transfer information input device 10 operation / display unit 70 receipt processing unit 80 central processing unit 90 storage unit 95 connection unit 101 transfer device 11 operation / display unit 21 card processing unit 31 banknote processing unit 41 coin processing unit 51 journal Processing unit 61 Passbook processing unit 71 Receipt processing unit 81 Central processing unit 91 Storage unit 96 Connection unit

Claims (3)

[Claims] 1. A display means for guiding an operation to a customer or displaying data input by the customer, an input means for inputting transfer information, and transmitting the transfer information to a host computer. A transfer information input device having an identification number receiving means for receiving an identification number corresponding to the transfer information and notifying the customer of the identification number; an input means for inputting the identification number; A transfer device having transfer means for transmitting to a host computer, receiving transfer information corresponding to the identification number from the host computer, and executing a transfer transaction based on the transfer information. system. 2. A display means for guiding a customer to an operation or displaying data input by the customer, an input means for inputting transfer information, and transmitting the transfer information to a host computer. A transfer information input device comprising: an identification number receiving means for receiving an identification number corresponding to the transfer information and notifying the customer of the identification number. 3. An input means for inputting an identification number,
And a transfer executing means for transmitting the input identification number to a host computer, receiving transfer information corresponding to the identification number from the host computer, and executing a transfer transaction based on the transfer information. Transfer device.