JPH0831150B2 - Counter transaction terminal device - Google Patents

Description

Description: TECHNICAL FIELD The present invention relates to a teller terminal device installed at a teller of a financial institution such as a bank, and more specifically, a cash handling machine having at least a cash dispensing function. The present invention relates to a counter transaction terminal device provided.

[Conventional technology]

This type of teller terminal device is a keyboard for a teller who is an operator, that is, a teller to key in information necessary for a transaction, a display unit such as a CRT display for displaying various information to the teller, Printer that prints transaction contents on bankbooks, certificates or slips, file unit such as floppy disk drive (FDD) or hard disk drive (HDD) for storing transaction progress log information and transaction guidance information, cash processing machine ,
In addition, it is generally equipped with a main control unit and the like for controlling these in a centralized manner, and when making a payment transaction, the processing is usually performed by the procedure shown in FIG.

That is, FIG. 4 is a flow chart showing the procedure of a conventional payment transaction, and S in the figure represents a processing step.

First, the teller looks at the transaction slip of the payment request received from the customer together with the passbook and selects the payment transaction with the keyboard (S100), and then inputs the payment demand amount written in the transaction slip with the keyboard (S101),
The main control unit calculates the number of cash payments from the input amount, and determines whether or not automatic payment is possible based on the calculation result, that is, the number of cash payments corresponding to the requested payment amount is a predetermined payment limit number. It is determined whether or not it exceeds (S102).

As a result, when it is determined that the automatic payment is possible, the fact is displayed on the display section, and the teller inputs the other information necessary for the transaction again by using the keyboard (S103), and the transaction with the passbook is performed on the printer. After setting the slip (S10
4) When the input completion key on the keyboard is pressed (S10
5) The cash withdrawal operation is performed by the cash processor based on the instruction from the main control unit (S106).

The progress of this withdrawal operation is sequentially reported to the main control unit, and based on this, the main control unit determines whether or not the withdrawal has been completed (S107). If the withdrawal has not been completed, the withdrawal operation is completed. The operation is continued.

Then, when the withdrawal is completed, the teller withdraws the cash from the withdrawal port of the cash processing machine, further withdraws the passbook and the transaction slip on which the transaction details are printed from the printer (S108) and returns this to the customer and the cash. By paying (S109)
Although the transaction ends, the required payment amount and the number of cash according to the denomination in S102 exceeds a predetermined amount,
If it is determined that automatic payment is not possible, the teller will carry out the transaction by the following manual operation.

That is, when the main control unit determines that automatic payment is impossible, the main control unit displays that fact on the display unit, and seeing this, the teller switches the device to the manual mode (S110).

Next, the teller manually calculates the number of cash for each denomination of the requested payment amount described in the transaction slip (S111), and inputs the number of payment for each denomination using the keyboard (S112).

Then, the requested payment amount is input (S113), other information necessary for the transaction is input (S114), the passbook and the transaction slip are set in the printer (S115), and the input completion key on the keyboard is pressed. (S116).

After that, the teller takes out the cash from the manual trading safe, performs the hand counting, confirms the hand counting, performs the hand counting again, and ends the transaction through the steps of S108 and S109.

Although the payment transaction is performed as described above, in the conventional terminal transaction terminal device as described above, the maximum number of cash that can be paid at one time with the cash processing machine is determined, and the cash processing is performed only for the payment transaction that does not exceed this limit. The cash withdrawal process is performed on the machine.

In this way, the maximum number of cash that can be paid at one time by the cash processing machine is determined because there is a restriction on the amount of cash accumulated in the cash dispensing machine at the cash outlet of the cash processing machine, and the withdrawal processing. This is due to the fact that the cash management counter held by the cash processing machine is sometimes updated. The counter is updated every time cash is withdrawn from the viewpoint of ensuring the accuracy in cash management. .

In addition to this, there is also a reason to limit the cash payment processing for one transaction only once in order to match the transaction voucher brought by the customer with the number of transactions processed by the device. Cash payments at cash processing machines are limited to one time only.

[Problems to be solved by the invention]

However, in such a conventional teller terminal device, as described above, the teller has to manually process cash for payment transactions in which the cash processing machine cannot perform withdrawal processing. Not only does it increase and the psychological burden on the teller is also great,
There is a problem in that it is inconvenient from the viewpoint of customer service, labor saving of the business of the branch office system, and financial efficiency.

The present invention has been made to solve such a problem, and can reduce the work and psychological burden of tellers, improve customer service, and save labor and financial efficiency of business of a branch office system. It is an object of the present invention to realize a counter transaction terminal device that can be improved.

[Means for solving problems]

In order to achieve this object, the present invention provides an input unit for inputting and operating information necessary for a transaction, a display unit for displaying information necessary for operating the input unit, and at least cash withdrawal. A terminal transaction terminal including a cash processing machine having a function and having a stacking unit for stacking cash to be dispensed within a predetermined limit number, and an information processing machine for integrally controlling these In the apparatus, the information processing machine includes a requested money storage means for storing a requested payment money input by the input unit, and a transaction money storage means for storing an amount withdrawn in one transaction by the cash processing machine. , The number of withdrawals for each denomination corresponding to the required payment amount stored in the required amount storage means is set and notified to the cash processing apparatus, and the withdrawal is performed within one transaction by the cash processing machine. Every time you receive a notification from the cash processor The cash processing machine is provided with a main control means for controlling to store the withdrawal amount obtained from the response information in the transaction amount storage means, and the cash handling machine stores an accumulation limit number of cash accumulated in the accumulation section. A number storage means, a withdrawal number storage means for storing the number of withdrawals for each denomination in one transaction notified from the information processing device, and a number of cash withdrawn within one transaction for each denomination When the total number of stored withdrawal number storage means for storing and the total number of stored withdrawal number storage means exceeds the accumulation limit number, cash is accumulated in the accumulation section by the accumulation limit number until the accumulated number is equal to or less than the accumulation limit number. Then, the stored number of the withdrawn number storage means is reduced for each withdrawal, and the withdrawn number is cumulatively stored in the withdrawn number storage means for each denomination. The cumulative number of sheets stored for each is used as response information. When the total number of sheets stored in the withdrawal sheet number storage means is equal to or less than the accumulation limit number, the corresponding amount of cash is accumulated in the accumulating unit to be withdrawn, The amount of cash notified from the information processing device is withdrawn, and the withdrawn amount is cumulatively stored in the withdrawn amount storage means for each denomination, and the cumulative storage number for each denomination is the information. It is characterized in that it is equipped with a control means for controlling the processor to notify it as response information.

[Action]

According to the present invention having such a configuration, when the requested amount is input by the input unit during the payment transaction, the main control means of the information processing device stores the requested payment amount in the requested amount storage means and the stored payment. The minimum withdrawal number corresponding to the required amount is calculated, the withdrawal number for each denomination obtained from the minimum withdrawal number is set, and the cash processing apparatus is notified.

As a result, in the cash processing machine, the control means stores the number of withdrawals for each denomination in one transaction notified from the information processing machine in the withdrawal number storage means, and the cash stored in the withdrawal number storage means. If the total number of sheets exceeds the accumulation limit number stored in the accumulation limit number storage means, cash is accumulated in the accumulation unit by the accumulation limit number of sheets until it becomes equal to or less than the accumulation limit number, and the withdrawal is made. The storage number in the withdrawal number storage means is reduced for each gold, and the withdrawal number is cumulatively stored in the withdrawal number storage means for each denomination. When the total number of sheets stored in the withdrawal sheet number storage means is less than or equal to the accumulation limit sheet number, the processor is notified of the response information as the response information, and the corresponding amount of cash is accumulated in the accumulating unit to be withdrawn, thereby Number of sheets notified by the information processing device Together to withdraw cash, the number of dispensed banknotes by cumulatively stored for each denomination in the dispensing completion count storage unit, and notifies the accumulation memory number for each denomination as response information to the information processing apparatus.

Then, in the information processing device, the main control means stores the withdrawal amount obtained from the denomination and the number of withdrawal banknotes sent as response information from the cash processing device in the transaction amount storage means, and each time it is first notified. The transaction is terminated after confirming that the withdrawal number of

Therefore, according to this, even when the teller pays the cash exceeding the accumulation limit number, it is not necessary to manually perform the payment transaction as in the conventional case, thereby reducing the work and the psychological burden of the teller. it can.

Further, every time the cash is dispensed by the cash processor during the transaction, the withdrawal amount is stored in the transaction amount storage means of the information device. Therefore, the withdrawal amount information stored in the transaction amount storage means is used. It is possible to notify the teller of the discharge of the cash of the accumulation limit number of sheets by the cash handling machine. This is especially true when the cash processing machine and the information processing machine are physically separated from each other, or when the counter transaction terminal device is composed of two or more information processing machines and one cash processing machine. It is valid.
This is because if the cash processing machine is far from the information processing machine, the teller cannot always monitor the cash discharge with the cash processing machine.If possible, if the transaction can be done smoothly without monitoring, the work efficiency will be improved. The work load is also reduced.
Similarly, when two or more information processing machines are used for one cash processing machine, one of the information processing machines is notified of the withdrawal amount information notified from the cash processing machine. Can tell the teller in charge of the machine,
As a result, work efficiency is improved and work load is reduced.

Further, every time a cash is dispensed by the cash processor during a transaction, the withdrawal amount is stored in the transaction amount storage means of the information device, so that even if a failure occurs during the withdrawal process, the withdrawal is actually made. The amount of money can be grasped, and reliable cash management becomes possible.

Embodiments Embodiments will be described below with reference to the drawings.

FIG. 1 is a schematic configuration diagram showing an embodiment of a counter transaction terminal device according to the present invention. In the figure, 1 is a keyboard as an input unit for a teller to key in information necessary for a transaction, and 2 is a teller. CR for displaying various information
A display unit such as a T-display, 3 is a printer for printing transaction details on the device on a passbook, certificate or slip, and 4 is a floppy disk drive (FDD) for storing transaction log information and transaction guidance information. ) Or a file unit such as a hard disk drive (HDD), 5 is a cash processing machine, and 6 is an apparatus main body as an information processing machine having a main control unit 7 that controls the above-mentioned 1 to 5 in general. The machine 5 is connected to the apparatus main body 6 by a communication line 8a, and the apparatus main body 6 is connected to a host device such as a host computer (not shown) by a communication line 8b.

In the present embodiment, a bill depositing / dispensing machine is used as the cash handling machine 5, and the bill depositing / dispensing machine, that is, the cash handling machine 5 is composed of the following components.

That is, 9 is a loading section provided in the banknote deposit opening for setting deposit banknotes, 10 is a stacking section provided in the banknote dispensing slot located above the banknote depositing slot, A shutter (not shown) is provided.

11 is a discriminating unit that discriminates banknotes required for deposit / withdrawal transactions such as authenticity, denomination, damage, etc., and count and detection of conveyance abnormalities, 12 is a front / back reversing unit for aligning front and back of bills, and 13 and 14 15 and 15 are temporary storages for temporarily storing the received bills that are genuine and discriminated as genuine by the discriminating unit 11, 16 and 17 and 18 are denomination safes that store bills by denomination. Yes, here, for example, 16 is a denomination safe for 1,000 yen, 17 is a vault for 10,000 yen, 18
Is a kind safe for 5,000 yen.

Reference numeral 19 denotes a reject safe for storing a deposit banknote that is a genuine note by the discriminating unit 11 but is discriminated as an unfit banknote that is not reusable, and a withdrawal reject banknote in which conveyance abnormality or the like is detected, 20 to 23.
Is a transporting means composed of a belt and rollers for holding and transporting banknotes and a drive mechanism thereof, and the loading section 9 and the discrimination section 11 are connected by the transporting means 20, and the front and back reversing section 12 and the temporary storage section 13 are connected.
~ 15 and the reject safe 19 are connected by a transport means 21, and the denomination safes 16-18 and the discrimination section 11 are transported by the transport means 22.
Further, the front / back reversing unit 12 and the stacking unit 10 are connected by the conveying means 23.

A control unit 24 controls the entire cash processing machine 5 including 10 to 23, and the control unit 24 includes counters 25 to 29.

Here, the counter 25 functions as a transaction number storage means for storing the number of transactions processed by the cash processing machine 5, and the counter 26 stores the number of banknotes stored in the denomination-based safes 16 to 18 for each denomination. As a storage number storage means, a counter 27 is a withdrawal number storage means for storing, for each denomination, the number of banknotes instructed to be withdrawn in one transaction, and a counter 28 is the number of banknotes withdrawn in one transaction. The counter 29 functions as a dispensed number storage means for storing each of the denominations, and further as a stacking limit number storage means for storing the stacking limit number of banknotes in the stacking unit 10.

On the other hand, the main control unit 7 of the apparatus main body 6 includes counters 30 to 32. Here, the counter 30 functions as a transaction number storage means for storing the number of transactions processed by the main control unit 6, and the counter 31 is As the required amount storage means for storing the customer's required amount of payment input by the operator on the keyboard 1,
Further, the counter 32 functions as a transaction amount storage means for storing the amount of bills dispensed in one transaction.

FIG. 2 is an explanatory diagram showing an example of response information sent from the cash handling machine 5 to the apparatus body 6.

FIG. 3 is a flow chart showing the operation of the embodiment shown in FIG. 1. FIG. 3 (I) shows the operation of the apparatus main body 6, and FIG. 3 (II) shows the operation of the cash handling machine 5.

Next, the operation will be described with reference to FIGS. 2 and 3 together with FIG. 1 described above.

 Incidentally, S in FIG. 3 represents a processing step.

First, the teller looks at the transaction slip of the payment request received from the customer together with the passbook, selects the payment transaction with the keyboard 1, then inputs the information such as the account number of the customer, and then reads the passbook and the slip as in the conventional case. Set it on the printer 3 and press the input completion key. As a result, the input information is notified to the apparatus main body 6, stored in the file section 4 through the main control section 7, and sent to a host apparatus such as a host computer.

Then, the customer information held by the higher-level device is collated with the input information, and when the identity of the customer is confirmed by this, the fact is notified to the main control unit 7 and the transaction becomes possible.

Here, when the teller inputs the requested payment amount written in the transaction voucher with the keyboard 1, the main control unit 7 of the apparatus body 6 stores the input requested payment amount in the counter 31, and Calculate the minimum number of banknotes to be withdrawn by the cash processor 5 (S1
a) Next, the withdrawal number is set for each denomination, and the set number information is sent to the control unit 24 of the cash processing machine 23 together with the operation instruction information (S2a).

After that, the main control unit 7 of the apparatus body 6 monitors the state of the cash processing machine 5 and determines whether or not the response information described later has been sent (S3a). If the response information has not been sent, the response information is not sent. Wait for it to be sent.

On the other hand, when the control unit 24 of the cash handling machine 5 receives the set number information and the operation instruction information from the apparatus body 6, the control unit 24 stores the set number as the withdrawal instruction number in the counter 27, and at the same time, the cash box 16- It is determined whether bills are stored in 18 (S1b), and if there is no bill, the main control unit 7 of the apparatus body 6 is determined.
Send an error notification to (S2b).

When the main control unit 7 receives the error notification, the main control unit 7 notifies the display unit 2 to that effect, and also stops the operation of the device and suspends the transaction.

When it is determined in S1b that the banknotes are stored in the money-type safes 16 to 18, the control unit 24 subsequently determines whether or not there are banknotes corresponding to the number of dispensed money for each denomination. (S3b), if there is not, the error notification is transmitted to the main control unit 7 of the apparatus body 6 as in the above case, and the transaction is canceled by this, but if there is, the control unit 24 Is the accumulation unit 10 in which the number of withdrawal instructions for the transaction is preset.
It is determined whether or not the number of stacked sheets exceeds the stacking limit number based on the value stored in the counter 29 (S4b).

Here, if it is determined that the withdrawal instruction number exceeds the stacking limit number, the control unit 24 first feeds out a predetermined number of banknotes within the stacking limit number from the money type safes 16 to 18 and stacking unit 10. (S5b). This is because the withdrawal is carried out by dividing the number into a good number, and the operation is performed as follows.

That is, the control unit 24 is fed out from the money type safe 16 to 18 by a feeding unit (not shown), the bills fed out are sent to the discrimination unit 11 by the conveying unit 22, and the discrimination unit 11 discriminates that the bills are suitable for withdrawal. The normal banknotes are counted and then accumulated in the accumulating section 10 via the front / back reversing section 12 and the conveying means 23.

Further, the banknotes that have been detected to be invincible for withdrawal by the discrimination unit 11 having detected conveyance abnormalities are stored in the reject safe 19 via the front / back reversing unit 12 and the conveyance means 21.

During this time, the control unit 24 monitors whether or not the predetermined number of banknotes have been stacked in the stacking unit 10 based on the count information from the discriminating unit 11, and when stacked, the banknotes from the money-type safes 16-18. Stop feeding.

Then, the value of the counter 26 is updated by subtracting the value of the counter 29 (S6b), and the value of the counter 27 is also updated by subtracting the value of the counter 29 (S7b). Only value is added and updated (S8b).

After that, the control unit 24 notifies the main control unit 7 of the apparatus body 6 of the value of the counter 28 as the response information shown in FIG. 2 (S9b), and also opens the shutter (not shown) of the dispensing port to the stacker 10 in the teller. Remove the banknotes accumulated in (S10
b).

At this time, the control unit 24 monitors whether or not the teller has pulled out the bill by a sensor (not shown) provided at the dispensing port (S11b), confirms the pulling out, and closes the shutter.

Upon receiving the notification of the response information, the main control unit 7 of the apparatus body 6 determines whether the values of the counters 26 to 28 in the control unit 24 have been updated based on the content of the response information (S4a). As a result, if it is not the update execution response, the next response information notification is awaited, but if it is the update execution response, the value of the counter 32, that is, the amount of withdrawn money is stored and updated based on it (S5a), and the cash processing machine 5 further Control unit 2
It is determined whether or not the withdrawal is completed by the presence or absence of the withdrawal completion notification from S4 (S6a), and if the withdrawal is not completed, the next response information notification is sent from the control unit 24 of the cash processing machine 5. wait.

Here, the control unit 24 again determines whether or not the withdrawal instruction number in S4b exceeds the accumulation limit number, that is, the updated counter.
It is determined whether the value of 27 is larger than the value of the counter 29, and if it is larger, the processing from S5b is repeated.

When it is determined that the value of the counter 27 has become smaller than the value of the counter 29, the number of the counter 27 values, that is, the remaining number of banknotes are accumulated in the accumulating unit 10 in the same procedure as described above (S12b), and the accumulation is performed. When finished, the value of the counter 28 is updated. That is, the value of the counter 28 is updated by adding the number of sheets accumulated in the accumulating unit 10 (S13b).

After that, the control unit 24 notifies the main control unit 7 of the apparatus body 6 of the updated value of the counter 28 as response information (S14b),
After that, the control unit 24 determines whether or not the withdrawal instruction is sent from the main control unit 7 of the apparatus body 6 (S15b).

Upon receiving the notification of the response information, the main control unit 7 of the apparatus body 6 updates the amount of money corresponding to the value of the counter 28, which is the response information, as the value of the counter 32, and then withdraws from the values of the counters 31 and 32. The designated number of sheets is compared with the total number of already dispensed sheets and the number of banknotes currently accumulated in the accumulating unit 10 (S7a), and it is determined whether or not they coincide with each other (S8a). ), If they do not match, the transaction is stopped by notifying the teller on the display unit 2 that some trouble has occurred. The value of the counter 32 is used for the subsequent recovery work.

On the other hand, if the above verifications match, a withdrawal (release) instruction is sent to the control unit 24 of the cash processing machine 5 (SS9a), and the counter 30 is incremented by 1 to update the value (S10a), Further, it is determined whether or not the transaction in the cash processing machine 5 is completed, depending on whether or not a notification of the completion of withdrawal is sent from the control unit 24 of the cash processing machine 5 (S11a).

When the withdrawal (discharging) instruction is sent from the main control unit 7 of the apparatus body 6, the control unit 24 of the cash processing machine 5 updates the value of the counter 26 by subtracting the number of sheets accumulated in the accumulating unit 10. (S16
b) Further, the value of the counter 27 is also updated by subtracting the same number as the number of sheets, that is, the value is cleared to 0 (S17b), and at the same time, the shutter (not shown) of the dispensing port is opened and the bills accumulated in the accumulating unit 10 are accumulated in the teller. Release (S18b).

At this time, the control unit 24 monitors whether or not the teller has withdrawn the bill by a sensor (not shown) provided at the dispensing port (S19b), confirms the withdrawal, closes the shutter, and adds 1 to the counter 25. Then, the value is updated (S20b), and then a notice of completion of withdrawal is sent to the main control unit 7 (S21b).

 As a result, the cash handling machine 5 ends the operation of one transaction.

When the main control unit 7 of the apparatus main body 6 receives the notification of the completion of the withdrawal from the control unit 24 of the cash processing machine 5, the teller is informed that the withdrawal has been normally performed on the display unit 2, and then further. The main control unit 7 uses the updated value of the counter 30 and the counters 31 and 32.
Value is stored in the file unit 4 as transaction information, the upper-level device is notified, and when the transaction information acquisition notification and the printer 3 output completion notification are received, the values of the counters 31 and 32 are cleared to 0. Then, the processing ends.

Here, the teller pays the banknote withdrawn from the cash processing machine 5 to the customer together with the passbook and the slip taken out from the printer 3, and ends the transaction.

Although one embodiment of the present invention has been described above, the present invention is not limited to this. For example, in the above-described embodiment, after the banknotes are accumulated in the accumulating unit 10 in the cash processing machine 5, the shutter of the withdrawal opening is opened after waiting for a withdrawal instruction from the main control unit 7 of the apparatus body 6 to withdraw the banknotes. However, it is also possible to open the shutter and withdraw money according to the judgment of the cash processing machine 5.

Further, although the cash handling machine 5 that handles banknotes is used in the above-described embodiment, the present invention can be applied to a cash handling machine that handles coins.

Further, in the above-described embodiment, the teller terminal device for handling cash by operating the teller is explained, but the present invention can be similarly applied to the teller terminal device for handling cash by operating the customer himself.

〔The invention's effect〕

As described above, according to the present invention, when the requested amount is input by the input unit during the payment transaction, the main control unit of the information processing device stores the requested payment amount in the requested amount storage unit and the stored payment request. Set the number of withdrawals for each denomination corresponding to the amount and notify the cash processing device,
As a result, in the cash processing machine, the control means stores the number of withdrawals for each denomination in one transaction notified from the information processing machine in the withdrawal number storage means, and the cash stored in the withdrawal number storage means. If the total number of sheets exceeds the accumulation limit number stored in the accumulation limit number storage means, cash is accumulated in the accumulation unit by the accumulation limit number of sheets until it becomes equal to or less than the accumulation limit number, and the withdrawal is made. The storage number in the withdrawal number storage means is reduced for each gold, and the withdrawal number is cumulatively stored in the withdrawal number storage means for each denomination. When the total number of sheets stored in the withdrawal sheet number storage means is less than or equal to the accumulation limit sheet number, the processor is notified of the response information as the response information, and the corresponding amount of cash is accumulated in the accumulating unit to be withdrawn, thereby Number of sheets notified by the information processing device The cash is withdrawn, and the number of withdrawn cash is cumulatively stored in the withdrawn number storage means for each denomination, and the cumulative number of memorized numbers for each denomination is notified to the information processing device as response information. I have to.

Therefore, according to this, even when the teller pays the cash exceeding the number of accumulated sheets, it is not necessary to manually perform the payment transaction as in the conventional case, thereby reducing the work and the psychological burden of the teller. At the same time, withdrawal banknotes are automatically and quickly counted in the cash processing machine, so that it is possible to improve customer service, save labor in the sales office system, and improve capital efficiency. To be

Further, every time the cash is dispensed by the cash processor during the transaction, the withdrawal amount is stored in the transaction amount storage means of the information device. Therefore, the withdrawal amount information stored in the transaction amount storage means is used. It is possible to notify the teller of the discharge of the cash of the accumulation limit number of sheets by the cash handling machine. This is especially true when the cash processing machine and the information processing machine are physically separated from each other, or when the counter transaction terminal device is composed of two or more information processing machines and one cash processing machine. It is valid.
This is because if the cash processing machine is far from the information processing machine, the teller cannot always monitor the discharge of cash in the cash processing machine. However, the work load can be reduced. Similarly, when two or more information processing machines are used for one cash processing machine, one of the information processing machines is notified of the withdrawal amount information notified from the cash processing machine. You can notify the teller in charge of the machine, which improves work efficiency,
The work load can be reduced.

Further, as described above, every time the cash is dispensed by the cash processor during the transaction, the withdrawal amount is stored in the transaction amount storage means of the information device, so that even if a failure occurs during the withdrawal process, It is also possible to obtain an effect that the amount of money withdrawn to can be grasped and reliable cash management can be performed.

[Brief description of drawings]

FIG. 1 is a schematic configuration diagram showing an embodiment of the terminal transaction terminal device according to the present invention, FIG. 2 is an explanatory diagram showing an example of response information in the embodiment, and FIG. 3 is a flow chart showing the operation of the embodiment. FIG. 4 is a flowchart showing the operation of the conventional counter transaction terminal device. 1: Keyboard, 2: Display section 3: Printer, 4: File section 5: Cash processing machine, 6: Device main body 7: Main control section, 10: Stacking section 11: Discrimination section, 16 to 18: Safe by denomination 24: Controller, 25-32: Counter

Claims (1)

[Claims] 1. An input unit for inputting and operating information necessary for a transaction, a display unit for displaying information necessary for operating the input unit, and the like, and having at least a cash dispensing function, and In the terminal transaction terminal, which comprises a cash processing machine having a stacking unit for collecting the cash to be dispensed within a predetermined stacking limit number, and an information processing machine for integrally controlling these, The processor includes a required amount storage unit that stores the required payment amount input by the input unit, a transaction amount storage unit that stores the amount withdrawn in one transaction by the cash processing unit, and the required amount storage The number of withdrawals for each denomination corresponding to the required payment amount stored in the means is set and notified to the cash processing device, and the cash processing device is used each time the withdrawal is performed within one transaction. Response notified from The cash processing machine is provided with a main control unit that controls to store the withdrawal amount obtained from the information in the transaction amount storage unit, and the cash handling machine stores an accumulation limit number memory that stores an accumulation limit number of cash accumulated in the accumulation unit. Means, a withdrawal number storage means for storing the number of withdrawals for each denomination within one transaction notified from the information processing device, and a number of cash withdrawn within one transaction for each denomination Withdrawal number storage means, and when the total number stored in the withdrawal number storage means exceeds the accumulation limit number, collects cash in the accumulation unit by the accumulation limit number until the accumulation limit number or less. Withdrawal is performed, and the number of stored sheets in the withdrawn number storage means is reduced for each withdrawal, and the number of withdrawn coins is cumulatively stored in the withdrawn number storage means for each denomination, and for each denomination The above information is stored using the cumulative number of stored When the processing machine is notified and the total number of sheets stored in the withdrawal sheet number storage means becomes less than or equal to the accumulation limit number, the corresponding amount of cash is accumulated in the accumulating unit and withdrawn, whereby the information processing machine The amount of cash notified from is withdrawn, and the withdrawn number is cumulatively stored in the withdrawn number storage means for each denomination, and the cumulative storage number for each denomination is stored in the information processing device. A counter transaction terminal device comprising a control means for performing control so as to be notified as response information.