JPH04242881A - Method for replenishing cash in cash transaction device - Google Patents

Abstract

PURPOSE:To shorten the time required for cash replenishment and to quickly return a cash transaction device to a customer waiting state in a cash replenishing method for replenishing cash from an attachable/detachable cash box to a stacker to be used for discharging cash. CONSTITUTION:In the cash transaction device 3 including the attachable/ detachable cash box 2, a cash transaction part 30 for execution at least the discharging operation of cash from the stacker 301 and a control part 34 for controlling the cash transaction part 30 and constituted so as to replenish cash from the cash box 2 to the stacker 301, the control part 34 inputs the amount of cash stored in the cash box 2 and controls the device so as to replenish the minimum number of bills set up in the stacker 301 from the cash box 2 and set up the device to a customer waiting state.

Description

[Detailed description of the invention]

(Table of Contents) Industrial Application Fields Prior Art (FIG. 10) Problems to be Solved by the Invention Means for Solving the Problems (FIG. 1) Working Example (a) Description of one embodiment of a cash transaction device (Figures 2 to 6) (
b) Explanation of processing of one embodiment (FIGS. 7 to 9) (c) Explanation of other embodiments Effects of the invention

0002

BACKGROUND OF THE INVENTION 1. Field of the Invention The present invention relates to a method for replenishing cash in a cash transaction device for replenishing a cash withdrawal stacker with cash from a removable cash safe.

[0003] In recent years, financial institutions etc. have been using automatic cash dispensing machines,
Cash transaction devices such as automatic cash deposit and withdrawal devices are widely used. Such cash transaction devices are equipped with a removable cash safe, and a cash stacker inside the device is replenished with cash from the set cash safe to perform cash withdrawals.

[0004] If cash is not replenished, transactions cannot be carried out, so it is required to replenish cash quickly.

[0005]

2. Description of the Related Art FIG. 10 is an explanatory diagram of the prior art.

The banknote recycling unit 30 includes a cash stacker 301a for 10,000 yen notes, a cash stacker 301b for 5,000 yen notes, and a cash stacker 301c for 1,000 yen notes, which are replenished with banknotes from the staff safe 20 of the cash safe 2. A discriminating unit 302 that discriminates banknotes, a dispensing pool unit 303 that temporarily pools withdrawn cash, a deposit pool unit 304 that pools returned cash, an insertion/extraction unit 305 that is a deposit/withdrawal port, and a banknote The conveyance unit 306 turns the front and back of the identified cash,
It has a cash safe 2, stackers 301a to 301c, a withdrawal pool section 303, and a front and back turn section 307 for sending money to a deposit pool section 304. Note that the black circles in the conveyance section 306 are gates, and the white circles are feeding rollers.

The operation of this banknote recycling unit 30 is to feed out banknotes from the attendant safe 20 of the cash safe 2, send them to the discrimination unit 302 by the conveyance unit 306, and after the discrimination unit 302 discriminates the banknotes, they are transferred to each stacker 301a, 301b, 3
Store it in 01c and replenish your cash.

[0008] When withdrawing money, each stacker 301a,
The banknotes are fed out from 301b and 301c, and the discrimination unit 302
After being discriminated by the discrimination unit 302, the banknotes are pooled in the withdrawal pool unit 303, and the withdrawn cash is collectively discharged to the insertion/extraction unit 305. When depositing, the banknotes are sent from the insertion/extraction unit 305 to the discrimination unit 302, After being discriminated by the discriminating unit 302, the bills are stored in stackers 301a, 301b, and 301c according to the denominations discriminated, and rejected banknotes are pooled in the deposit pool unit 304 and then discharged to the insertion/extraction unit 305.

Conventionally, when loading cash into a cash transaction device, a bank clerk fills the loading cash safe 2 with cash and sets it in the cash transaction device. The cash transaction device detects that the cash safe 2 is set, and counts all the cash remaining in the cash safe 2 while replenishing each denomination stacker 301a to 301c with cash in the cash safe 2. .

[0010] As a result, the denomination of the loaded cash,
The number of coins is clarified, the amount of cash in the device is clarified, and the history of this process is printed.

[0011] After all the above processes are completed, the device waits for customer transaction and becomes ready for transaction.

0012

[Problems to be Solved by the Invention] However, the prior art has the following problems.

[0013] After the cash safe 2 is set, replenishment/counting processing and subsequent printing processing are performed, which takes time and delays waiting for customer transactions. For example, 16 in cash safe 2
It takes about 5 minutes to count 00 pieces of cash.

[0014] When starting up the equipment first thing in the morning or adding cash during the day, it takes time until transactions can be made, resulting in poor processing efficiency for customer transactions.

[0015] Until bank staff were able to make transactions, they were unable to leave their devices to confirm the amount of loaded cash, which placed a burden on bank staff.

[0016] Accordingly, an object of the present invention is to provide a cash replenishment processing method for a cash transaction device that can shorten the time required for cash replenishment and quickly place the device in a customer waiting state.

[0017]

[Means for Solving the Problems] FIG. 1 is a diagram showing the principle of the present invention.

Claim 1 of the present invention includes a detachable cash safe 2, a cash handling unit 30 that performs at least the operation of dispensing cash from the stacker 301, and a control unit 34 that controls the cash handling unit 30. Then, from the cash safe 2 to the stacker 301
In the cash transaction device 3 that replenishes cash to the
4 is characterized in that the number of cash stored in the cash safe 2 is inputted, the cash safe 2 replenishes the stacker 301 with the set minimum number of cash, and the machine waits for a customer.

[0019] Claim 2 of the present invention provides the following in claim 1:
The control unit 34 detects that the minimum number of sheets to be replenished is stored in the stacker 301, and enters the customer waiting state without replenishing the minimum number of sheets.

[0020] Claim 3 of the present invention has a removable cash safe 2, a cash handling unit 30 that performs at least an operation of dispensing cash from the stacker 301, and a control unit 34 that controls the cash handling unit 30. Then, from the cash safe 2 to the stacker 301
In the cash transaction device 3 that replenishes cash to the
In step 4, the number of cash stored in the cash safe 2 is input, the withdrawal transaction is set to no transaction, the cash is not replenished, the state is set to wait for a customer, and when the cash safe 2 is in the state of waiting for a customer, the cash is withdrawn from the cash safe 2. A feature is that the stacker 301 is replenished with cash.

According to a fourth aspect of the present invention, in the first and third aspects, cash of each denomination is alternately stored in the cash safe 2, and the stackers 301a to 301c of each denomination are alternately replenished with cash. It is characterized by

A fifth aspect of the present invention provides a cash safe 2 that is detachable, a cash handling unit 30 that performs at least the operation of dispensing cash from the stacker 301, and a control unit 34 that controls the cash handling unit 30. Then, from the cash safe 2 to the stacker 301
In the cash transaction device 3 that replenishes cash to the
4 inputs the number of cash stored in the cash safe 2, detects that the denomination stored in the cash safe 2 is one denomination, and removes cash from the cash safe 2 without replenishing cash. It is characterized by making withdrawals.

[0023] Claim 6 of the present invention includes claims 1 and 3.
In claim 5, the cash safe 2 is provided with a memory 231 for storing the number of stored cash, and when the cash safe 2 is set, the control unit 34 reads the number of stored cash in the memory 231. .

[0024]

[Operation] In the present invention, basically, the number of coins stored in the cash safe 2 is inputted so that it is not necessary to count the cash in the cash safe 2.

In claim 1 of the present invention, the number of coins stored in the cash safe 2 is input, and the set minimum number (for example, 1 to 3) is entered.
By replenishing the amount (for transactions) and waiting for a customer transaction, it is possible to minimize replenishment and place the device in a customer waiting state at an early stage.

According to the second aspect of the present invention, the number of sheets stored in the stacker 301 is checked, and if the minimum number of sheets for replenishment is stored, no replenishment is performed, so that it is possible to bring the apparatus into a customer waiting state even earlier.

In claim 3 of the present invention, since the number of coins stored in the cash safe 2 is input and it is initially set that there will be no withdrawal transaction, it is possible to place the device in a customer waiting state at an early stage.
Since the cash is replenished while waiting for the customer, withdrawal transactions are then possible.

In claim 4 of the present invention, cash of each denomination is alternately stored in the cash safe 2, and each stacker 301a to 301
Since cash is replenished alternately, cash of each denomination can be replenished evenly, and even in the case of multiple denominations, the replenishment time can be shortened.

In claim 5 of the present invention, the number of coins stored in the cash safe 2 is input, and in the case of one denomination, cash is withdrawn from the cash safe 2 without being replenished, so replenishment is not required. To enable a device to be placed in a customer waiting state at an early stage.

According to claim 6 of the present invention, since the cash safe 2 is provided with a memory 231 for storing the number of stored coins, the number of stored coins can be input from the memory 231, and the input can be made by simply setting the cash safe 2. .

[0031]

[Embodiments] (a) Description of an embodiment of a cash transaction device Fig. 2 is a configuration diagram of an automatic cash transaction device according to an embodiment of the present invention, Fig. 3 is a configuration diagram of a banknote recycling unit according to an embodiment of the present invention, and Fig. 4 FIG. 1 is a configuration diagram of a unit control section according to an embodiment of the present invention.

In the figures, the same parts as those shown in FIGS. 1 and 10 are indicated by the same symbols. In Figure 2, 3
0 is a banknote recycling unit, which is used to deposit and withdraw banknotes, as explained in FIG. 3.
3 is a reader/writer section, which includes a card reader/writer section that reads and writes the user's card; a card emboss reading section that reads the embossed part of the user's card; a printer section that creates a receipt/journal; The device has a passbook magnetic stripe reader/writer section that reads and writes the magnetic stripe of a person's passbook, and a passbook printer section. 32 is a customer operation section, and has a color display that displays operation guidance etc. to the user. , a touch keyboard for the user to enter a PIN number, transaction type, amount spent, etc. 34 is a main body control unit connected to the center (or terminal controller), a banknote recycling unit 30, a maintenance It controls the operation section 31, reader/writer section 33, and customer operation section 32.

The operation of this automatic cash transaction device is well known and will not be explained here.

As shown in FIG. 3, the banknote recycling unit 30 has the configuration shown in FIG.
It has an optical connector CN2 for connecting and communicating between the communication section 233 of No. 3 and the unit control section 300.

The cash safe 2 includes an attendant safe 20 for storing cash, a reject safe 21 for storing rejected cash, and a forgotten safe 22 for storing cash forgotten by the user. , and a control section 23.

As shown in FIG. 4, the unit control section 300 includes a main control section 310, a storage section (memory) 311, a communication section 312 for communicating with the main body control section 34, and a control section for controlling the cash safe 2. A communication unit 313 for communicating with the communication unit 233 of the unit 23 and a discrimination control unit 3 for controlling the discrimination unit 302
14, a drive control unit 315 for controlling the drive unit (conveyance unit, etc.) 306, a sensor control unit 316 for controlling the sensor 306a of the conveyance unit 306, etc., and for controlling the electromagnetic lock 308 of the unit 30. Electromagnetic lock control section 3
17, an LED display section 309, and a power supply section 318.

FIG. 5 is a front view of a cash safe according to an embodiment of the present invention, and FIG. 6 is a block diagram of a cash safe according to an embodiment of the present invention.

As shown in FIG. 5, the cash safe 2 includes a reject door 24 for the reject safe 21 and an attendant safe 2.
0, a card reader 26 for reading an attendant card, a display section 27, and a key input section 28 on the front side.

As shown in FIG. 6, the control unit 23 of the cash safe 2 includes a main control unit 230, a storage unit 231 storing safe information such as a safe ID (identification number) and available ATM IDs, and a clock 232. , a communication section 233 for communicating with the automatic cash transaction device 3, a power supply section 234, a buzzer 235, a door electromagnetic lock 236 for locking the safe door 25 and the reject door 24, the safe door 25 and the reject door. 24, a sensor detection section 237 for detecting whether the attendant's safe 20 is full or empty, and a card reader control section 238 for controlling the card reader 26.

In this cash safe 2, when loading cash into the safe, the number of loaded coins of each denomination is written in the memory 311.

For example, when loading cash into the cash safe 2 using an automatic cash loading machine, the automatic cash loading machine writes the number of loaded coins of each denomination into the memory 311 of the cash safe 2 after loading the cash.

[0042] When the staff member manually sets the card, the staff card is read from the card reader 26 and the key input section 2 is pressed.
8, the clerk enters the password, checks it by comparing it with the password on the clerk's card, and only if the check is good, opens the door electromagnetic lock 236, allows cash to be loaded, and then enters the key input section 28.
The number of loaded coins of each denomination is input to the clerk from , and the loaded number of coins of each denomination is written into the memory 231 of the cash safe 2.

(b) Explanation of one embodiment of processing FIGS. 7 and 8 are flowcharts of cash replenishment processing according to one embodiment of the present invention, and FIG. 9 is an explanatory diagram of a cash set according to one embodiment of the present invention.

[0044] When the host (center) notifies the automatic cash transaction device 3 of the opening instruction, the type of transaction to be handled, and the minimum number of coins to be replenished, the automatic cash transaction device 3 performs the opening process.

Next, when the cash safe 2 is set in the banknote recycling unit 30 of the automatic cash transaction device 3, the sensor 306a detects the setting of the cash safe 2, and the unit control section 300 stores the memory 231 of the cash safe 2. Cash safe information (
data on the number of cash in the safe is read out and notified to the main body control unit 34.

[0046] If the main body control unit 34 determines that the cash safe information in the memory 231 does not have the number of coins data set, it performs normal cash replenishment/counting processing and proceeds to the customer waiting state of step (2) in FIG.

■On the other hand, the main body control section 34 uses the memory 231
If it is determined that the number of coins data has been set in the cash safe information,
Check whether there is a withdrawal transaction in the specified transaction type. If there is no withdrawal transaction (deposit, bookkeeping), the process proceeds to the customer waiting state of step (2) in FIG. 8 without replenishing/counting.

[0048] When there is a withdrawal transaction, the main body control unit 34
checks the number of sheets in the managed stacker, and checks whether the number of sheets in the stacker meets the specified minimum number of sheets to be replenished. If the number of sheets in the stacker is the specified minimum number of sheets to be replenished, the main body control section 34 proceeds to the customer waiting state of step (2) in FIG. 8 without replenishing/counting.

If the number of coins in the stacker is not the specified minimum replenishment number, the main body control section 34 checks the denomination in the cash safe 2 from the data on the number of coins in the cash safe 2. If the denomination in the cash safe 2 is one denomination, the main body control unit 34 proceeds to the customer waiting state of step (2) in FIG. 8 without replenishing/counting.

On the other hand, if the denominations in the cash safe 2 are two or more denominations, the main body control unit 34 controls the banknote recycling unit 30 according to the instructed minimum number of replenishment bills to remove the banknotes from the cash safe 2.
From then on, each stacker 301a to 301c is replenished with the minimum amount of cash, and the process proceeds to the customer waiting state of step (2) in FIG. At this time, as shown in FIG.
10,000 tickets and 1,000 tickets are set alternately in units of 100. Thereby, in the automatic cash transaction device 3, each denomination can be dispensed alternately, and each denomination is dispensed on average, so that the replenishment time is shortened on average.

[0051] The main body control unit 34 enters a customer waiting state. That is, the transaction selection screen is displayed, and the transaction selection screen and card/passbook insertion wait are displayed.

(2) The main body control section 34 checks the number of sheets in the stacker that it manages and determines whether it is necessary to replenish the stacker to the standard number of sheets.

[0053] When the main body control section 34 determines that it is necessary to replenish the stacker to the standard number of bills, it controls the banknote recycling unit 30 to perform a process of replenishing the stacker to the standard number of bills. During this time, it is checked whether there is any customer input, and if there is customer input, the process proceeds to step (2).

On the other hand, if there is no customer input, it is checked whether the replenishment process has been completed from the banknote recycling unit 30, and if it has not been completed, the replenishment process is continued up to the standard stacker number, and if it has been completed, the process returns to step (3).

[0055] In step ■, if it is determined that there is no need to replenish the stacker to the standard number of sheets, the main body control unit 34 checks whether there is any customer input, and if there is no customer input, returns to step ■, and checks if there is customer input. Then, proceed to each transaction processing in step (■).

[0056] In step (2), when there is a customer input, the main body control unit 34 determines whether the selected transaction requires cash processing. Transactions that require cash transactions (withdrawals/deposits/transfer transactions)
If so, the cash replenishment process is canceled and the process proceeds to each transaction process in step (2). If the transaction does not require cash transaction (balance inquiry/bookkeeping transaction), the cash replenishment process is continued and the process proceeds to each transaction process in step (2).

[0057] The main body control unit 34 processes the selected transaction (balance inquiry/bookkeeping/withdrawal/deposit/transfer), and returns to step (2) waiting for the customer upon completion of the transaction.

In this way, when the number of coins stored in the cash safe 2 is input, if a withdrawal transaction is not set, the cash safe 2 will not be replenished and will immediately enter a customer waiting state. You can replenish your cash and make withdrawals.

Further, if the denomination in the cash safe 2 is one denomination, the cash safe 2 is not refilled, the cash safe 2 is immediately placed in a waiting state for customers, and money is withdrawn from the cash safe 2.

Furthermore, if there are a plurality of denominations in the cash safe 2, the set minimum number of replenishment coins is replenished and the cash box is immediately placed in a waiting state for customers.

(b) Description of other embodiments In addition to the embodiments described above, the present invention can be modified as follows.

■Input of the number of coins data to the automatic cash transaction device 3 is not limited to input from the memory 231 of the cash box 2, but can also be performed by key input on the automatic cash transaction device 3, key input on the cash safe 2, or transmission from the host. You can also do this by

(2) Although the cash transaction device has been explained using an example of an automatic cash deposit/dispensing device, the present invention may also be applied to an automatic cash withdrawal device.

■The cash handling section was explained using the bill handling section, but
It may be the coin handling section or both.

The present invention has been explained above using examples, but
Various modifications are possible within the scope of the present invention, and these are not excluded from the scope of the present invention.

[0066]

[Effects of the Invention] As explained above, according to the present invention,
It has the following effects.

■ Since the number of coins stored in the cash safe 2 is input, there is no need for counting processing in the cash safe 2, and minimum replenishment or no replenishment is performed, so the customer is placed in a waiting state at an early stage. be able to.

[0068] ■ No counting process in the cash safe 2 is required;
Since we try to do minimum replenishment or no replenishment,
Transactions can be made earlier, improving the processing efficiency of customer transactions.

[0069] Since transactions can be made early, the burden on staff is reduced.

[Brief explanation of the drawing]

FIG. 1 is a diagram showing the principle of the present invention.

FIG. 2 is a configuration diagram of an automatic cash transaction device according to an embodiment of the present invention.

FIG. 3 is a configuration diagram of a banknote recycling unit according to an embodiment of the present invention.

FIG. 4 is a configuration diagram of a unit control section according to an embodiment of the present invention.

FIG. 5 is a front view of a cash safe according to an embodiment of the present invention.

FIG. 6 is a block diagram of a cash safe according to an embodiment of the present invention.

FIG. 7 is a flowchart of replenishment processing according to an embodiment of the present invention.

FIG. 8 is a flowchart of replenishment processing according to an embodiment of the present invention.

FIG. 9 is an explanatory diagram of a cash set according to an embodiment of the present invention.

FIG. 10 is an explanatory diagram of a prior art.

[Explanation of symbols]

2 Cash safe 3 Cash transaction device 30 Cash handling department 34 Main body control section 231 Memory 301 Stacker

Claims (6)

[Claims] 1. A removable cash safe (2), a cash handling unit (30) that performs at least an operation of dispensing cash from a stacker (301), and a control unit (34) that controls the cash handling unit (30). ), and replenishes cash from the cash safe (2) to the stacker (301), the control unit (34) is configured to control the number of cash stored in the cash safe (2). A method for replenishing cash in a cash transaction device, characterized in that the cash transaction device receives a cash safe (2), replenishes the stacker (301) with a set minimum number of replenishment coins, and enters a customer waiting state. 2. The control unit (34) detects that the minimum number of replenishment sheets is stored in the stacker (301), and returns the state to the customer waiting state without replenishing the minimum number of replenishment sheets. A cash replenishment processing method for a cash transaction device according to claim 1, characterized in that: 3. A detachable cash safe (2), a cash handling unit (30) that performs at least an operation of dispensing cash from a stacker (301), and a control unit (34) that controls the cash handling unit (30). ), and replenishes cash from the cash safe (2) to the stacker (301), the control unit (34) is configured to control the number of cash stored in the cash safe (2). is input, the withdrawal transaction is set to not be performed, the cash is not refilled, the state is set to wait for a customer, and the cash is refilled from the cash safe (2) to the stacker (301) while in the customer wait state. A cash replenishment processing method for a cash transaction device, characterized in that: 4. Cash of each denomination is alternately stored in the cash safe (2), and the cash is stored in stackers of each denomination (301a to 301a to 301a).
Claim 1 characterized in that 01c) is alternately supplemented.
and a cash replenishment processing method for a cash transaction device according to claim 3. 5. A detachable cash safe (2), a cash handling unit (30) that performs at least an operation of dispensing cash from a stacker (301), and a control unit (34) that controls the cash handling unit (30). ), and replenishes cash from the cash safe (2) to the stacker (301), the control unit (34) is configured to control the number of cash stored in the cash safe (2). is input, it detects that the denomination stored in the cash safe (2) is one denomination, and withdraws cash from the cash safe (2) without replenishing cash. A cash replenishment processing method for a cash transaction device. 6. The cash safe (2) is provided with a memory (231) for storing the number of stored cash;
2), the control section (34) controls the memory (
6. The cash replenishment processing method for a cash transaction device according to claim 1, claim 3, and claim 5, characterized in that the number of stored cash in item 231) is read.