JP5528059B2 - Automatic transaction processing device - Google Patents

Description

  The present invention relates to an automatic transaction processing apparatus that processes a deposit / withdrawal transaction according to a user's input operation.

  Conventionally, an automated teller machine (hereinafter referred to as ATM) that can perform deposit and withdrawal transactions with an account opened in a financial institution such as a bank confirms the amount of cash stored in the main body, It has a function of executing a scrutiny process for notifying the center of the result. The scrutinization process includes a counting process for counting the number of banknotes and coins stored in the main body for each denomination, and a notification process for notifying the center of the result of the counting process. The scrutiny process is executed at an appropriate interval (for example, one week interval, two week interval, one month interval).

  This scrutiny process is executed after stopping the transaction. This scrutiny process takes about 30 minutes, most of which is the time required for the counting process for counting the number of banknotes of each denomination. If the handling of transactions in ATM is stopped during the handling hours (usually from 8 am to 9 pm), the service to the user is lowered. For this reason, it is desirable to execute the scrutiny process at midnight or early morning, which is not the handling time zone.

  Moreover, about the cash replenishment (return operation | movement from a deposit banknote storage box to a withdrawal banknote storage box) in ATM, the proposal to perform without stopping the handling of the said ATM is made (refer patent document 1). Specifically, in ATM, when the end of the deposit / withdrawal transaction is detected, the reflux operation is started, and at the start of the bill counting operation for a new deposit / withdrawal transaction, the reflux operation is temporarily interrupted.

JP 60-122492 A

  However, recently, ATMs are also installed in booths outside financial institution stores (hereinafter referred to as out-of-store booths) for the purpose of improving convenience for users. ATMs installed at out-of-store booths are usually operated unattended. Security management such as starting power supply to ATMs, stopping power supply, turning on / off lights in the booth outside the store, locking / unlocking the entrance to the booth outside the store, etc. from the financial institution or this financial institution This is done by a consigned security company. In addition, the ATM stores schedule data including the start start time, the handling start time, the handling end time, the start stop time, and the like of the main body, and manages the state of the main body based on the schedule data.

  Note that the power supply start to the ATM must be earlier than the ATM start start time. Also, the power supply stop to the ATM must be later than the ATM start / stop time.

  Usually, the management of the booth outside the store and the schedule data of ATM are set on the day when the scrutiny process is not executed. For this reason, in order to execute the scrutiny process at midnight or early morning, which is not the handling time zone, the power supply start time for the ATM, the start start time of the main body on the execution date, the power supply stop time for the ATM, The start / stop time must be delayed. That is, it takes time and effort to change the data related to the management of the booth outside the store and the schedule data of ATM to midnight on the day before the execution date of the scrutiny processing and return it to midnight on the execution date of the scrutiny processing.

  If the booth management outside the store and the schedule data of the ATM are matched to the date on which the scrutiny is executed, the above-mentioned trouble will not be taken, but the time when the ATM is activated becomes uselessly long, There is a problem that operation costs increase due to wasteful power consumption.

  Therefore, for the ATMs installed in the booth outside the store, the staff will go to the booth outside the store on the day of the scrutiny process, stop the handling of the ATM by manual operation without waiting for the end of the handling time zone, and perform the scrutiny process Has started. For this reason, on the execution date of the scrutiny processing, the time when the handling of ATM is stopped is earlier, which causes a decrease in service to users.

  An object of the present invention is to provide an automatic transaction processing apparatus capable of performing a scrutinizing process for confirming the amount of cash stored in a main body without manipulating a decrease in service to a user.

  The automatic transaction processing apparatus according to the present invention is configured as follows in order to solve the above-described problems and achieve the object.

This automatic transaction processing apparatus is an automatic teller machine (hereinafter referred to as ATM ) for processing transactions involving insertion of banknotes according to user input operations , and transactions involving banknote discharge ( such as deposit / withdrawal transactions ) . Etc. The activation control means activates the main body at a first time after the start of power supply to the main body, and stops the main body at a second time before stopping the power supply to the main body. The start / stop of the power supply to the automatic transaction processing apparatus is performed by turning on / off the breaker by another apparatus. In addition, the automatic transaction processing apparatus, the transactions in accordance with the input operation of the user, time zone until the first time and handling time zone that is set between the second time (handling start time - handling end time ) To process. Bill transporting means transports the banknotes according to transactions transaction processing means that processes along the bill conveying path. The banknote transport path connects a deposit / withdrawal unit, a temporary storage unit, a denomination type cartridge, and an operation cartridge.

In addition, the counting means stops the transaction with the insertion of banknotes at the timing of the scrutiny processing set within the handling time zone, and stores the denominations in the main body without stopping the transaction with the release of banknotes. The counting process for counting the number of banknotes being started is started. Therefore, the user can make a transaction with the release of banknotes during the counting process during the handling time zone.

The storage means stores the total number of banknotes released by the transaction means in the transaction accompanied by the release of the banknotes as the correction number from the banknotes counted by the counting means. The banknote counted by the counting means here does not mean the banknote of the denomination for which the above-described counting process is completed, but also includes the banknote counted as one for the denomination even during the counting process. It is out. If the counting means completes counting the number of banknotes of each denomination and is after the end time of the handling time zone, the number determining means stores the number of banknotes counted by the counting means for each denomination. The number obtained by subtracting the correction number stored in the means is determined as the number of bills stored in the main body.

In this way, this automatic transaction processing device starts counting processing for counting the number of banknotes of each denomination in the handling time zone for the scrutiny processing, and when the handling end time has passed, the banknote of each denomination Is determined by calculation processing. That is, in the scrutiny process, the counting process of counting the number of banknotes of each denomination that requires a relatively long time can be performed in the handling time zone without stopping the transaction involving the release of banknotes . Therefore, the scrutiny process can be completed before the power supply to the main body is stopped, so that the service for the user can be prevented from being lowered and the labor required for the scrutiny process can be reduced.

The counting means may be configured such that when the transaction processing means processes a transaction involving the release of banknotes, it temporarily suspends the counting process being executed, and waits for the withdrawal transaction to end before resuming. .

  According to the present invention, it is possible to suppress a decrease in service to the user and to reduce the labor required for the scrutiny process.

It is the schematic of the system to which ATM of this embodiment is applied. It is a figure which shows the structure of the principal part of this ATM. It is the schematic which shows the banknote conveyance path currently formed in the inside of this ATM. It is a figure which shows the time table of ATM in the day which does not perform a close examination process. It is a figure which shows the time table of ATM in the day which performs a close examination process. It is a flowchart which shows operation | movement of ATM. It is a flowchart which shows a close examination process. It is a figure explaining the storage area which memorize | stores the count number of sheets and a correction | amendment number of sheets. It is a flowchart which shows a counting process. It is a flowchart which shows an interruption process. It is a flowchart which shows an interruption process.

  Hereinafter, an automatic teller machine (hereinafter referred to as ATM) which is an embodiment of the present invention will be described in detail.

  FIG. 1 is a schematic diagram of a system to which the ATM of this embodiment is applied. ATM1 processes various transactions such as deposit transactions and withdrawal transactions in accordance with user input operations. ATM1 is installed in a booth outside a store of a financial institution (hereinafter referred to as an out-of-store booth). The ATM 1 is connected to a host device 2 installed at a financial institution center via a network. The host device 2 stores and manages account information relating to each opened account. The account information includes account information including an account number, account holder name, transaction history, account balance, and the like. Every time the ATM 1 processes a transaction, the ATM 1 notifies the host device 2 of transaction information indicating the content of the transaction. The host device 2 stores the transaction information notified from the ATM 1 in a cumulative manner as the transaction history of the corresponding account. Moreover, ATM1 memorize | stores the transaction content for every transaction processed with the own machine.

  In addition, the management device 3 starts security supply to the ATM 1 installed in the booth outside the store, stops power supply, turns on / off lights in the booth outside the store, locks / unlocks the entrance to the booth outside the store, etc. I do. The management device 3 is set with a time to start power supply to the ATM 1, stop power supply, turn on / off lights in the booth outside the store, lock / unlock the entrance of the booth outside the store, and the like. The management device 3 starts power supply to the ATM 1 by turning on the breaker 4 and stops power supply to the ATM 1 by turning off the breaker 4.

  FIG. 2 is a diagram showing the configuration of the main part of the ATM of this embodiment. The ATM 1 includes a main control unit 10, a display / operation unit 11, a banknote processing unit 12, a coin processing unit 13, a card / detail processing unit 14, a passbook processing unit 15, a biological information reading unit 16, A voice guidance unit 17, a communication unit 18, and a customer detection unit 19 are provided. The main control unit 10 controls the operation of each part of the ATM1 main body. In addition, the main control unit 10 stores schedule data including a start start time, a handling start time, a handling end time, a startup stop time, a next scrutinization processing start timing, and the like of the main body in a memory (not shown). The main control unit 10 is backed up by a battery.

  The display / operation unit 11 has a display provided on the front surface of the main body and a touch panel attached on the screen of the display. The display / operation unit 11 displays an operation guidance screen for the user on the display. In addition, the display / operation unit 11 detects a pressing position of the touch panel, thereby accepting a user's input operation related to a personal identification number and transaction details (transaction type, deposit / withdrawal amount, etc.).

  As shown in FIG. 3, the banknote processing unit 12 is a banknote that connects a banknote deposit / withdrawal unit 21 provided in the front of the main body, a temporary storage unit 22 inside the main body, and a plurality of cartridges 23 to 28 housed inside the main body. A banknote is conveyed along the conveyance path 30 (a banknote conveyance means said by this invention is included). The banknote deposit / withdrawal unit 21 is provided with a shutter 21a. The cartridges 23 to 26 are denomination type cartridges. The money type cartridges 23 and 24 store 10,000 yen bills. The money type cartridge 25 stores a thousand yen bill. The denomination type cartridge 26 stores banknotes for two denominations of two thousand yen bills and five thousand yen bills.

  The ATM 1 stores the 2000-yen banknote and the 5000-yen banknote inserted by the user into the banknote deposit / withdrawal unit 21 in the money-deposit cartridge 26 in the deposit transaction. ATM1 does not use the 2,000 yen bill and the 5,000 yen bill stored in the denomination cartridge 26 as the withdrawal bill. ATM1 uses 10,000 yen banknotes stored in money type cartridges 23 and 24 and 1,000 yen banknotes stored in money type cartridge 25 as withdrawal banknotes. For this reason, there is no problem even if the two-kind banknotes of 2,000 yen and 5,000 yen are stored in the denomination cartridge 26. When using 2,000 yen bills and 5,000 yen bills as withdrawal banknotes, these types of banknotes may be individually provided with a denomination cartridge.

  The cartridge 27 is a collection cartridge. The cartridge 28 is an operation cartridge for storing banknotes (10,000 yen banknotes and 1,000 yen banknotes) to be replenished to the cartridges 23 to 25. The collection cartridge 27 is divided into three bill storage areas. Specifically, an area for storing reject banknotes detected when the banknotes stored in the operation cartridge 28 are replenished to the denomination cartridges 23 to 25, an area for storing reject banknotes detected in deposit / withdrawal transactions, and It is divided into areas for storing banknotes that the user has forgotten.

  In addition, ATM1 returns the banknote depositing / withdrawing part 21 about the reject banknote detected before finalizing the money_receiving | payment amount in a payment transaction, and returns it to a user.

  Moreover, the banknote process part 12 also has the banknote identification part 31 which identifies a money type and authenticity for every banknote currently conveyed along the banknote conveyance path 30. FIG. The bill identifying unit 31 identifies authenticity and denomination based on a magnetic pattern read from a bill, a reflected light pattern, and the like.

  The coin processing unit 13 conveys coins along a coin conveyance path formed between a coin deposit / withdrawal port provided on the front surface of the main body and a coin cartridge housed inside the main body. Moreover, the coin process part 13 has a coin identification part which identifies a money type and authenticity for every coin currently conveyed along a coin conveyance path.

  The card / detail processing unit 14 takes in a cash card (hereinafter simply referred to as a card) inserted in a card insertion slot provided in the front of the main body, and stores card information (financial institution) recorded in the magnetic stripe of the card. Number, store number, account number, etc.) and rewrite card information. If the inserted card is an IC card, the data recorded on the IC chip of the card is read or rewritten as necessary. The IC chip stores biometric information (registered information) of the user who is the owner of the card. Further, the card / detail processing unit 14 has a printing unit (not shown) for printing the transaction contents on the specification. The card / detail processing unit 14 discharges the specification on which the transaction details are printed to the specification release port provided on the front face of the main body.

  The bankbook processing unit 15 includes a printing unit (not shown) that takes in a bankbook inserted into a bankbook insertion port provided on the front of the main body and prints a transaction history for the bankbook. In addition, the passbook processing unit 15 is recorded on a page turning mechanism for turning over the page of the imported passbook, a bar code reader for reading a bar code indicating a page number printed on the passbook, and a magnetic stripe attached to the passbook. It also has a magnetic head or the like that reads the bankbook information (financial institution number, store number, account number, etc.).

  The biometric information reading unit 16 includes a biometric information reading sensor provided on the front surface of the main body. This biometric information reading sensor reads a finger vein pattern of a user. Here, a sensor that reads a finger vein pattern is taken as an example of the biological information reading sensor, but it may be a sensor that reads other types of biological information such as palm veins, irises, and retinas. The biometric information reading unit 16 collates the biometric information (read information) of the user read by the biometric information reading sensor with the biometric information (registered information) recorded on the IC chip of the card, and based on the similarity. Authenticates whether the user and the cardholder are the same person.

  The voice guidance unit 17 provides voice guidance to the user. The communication unit 18 controls communication with the host device 2 installed at the center of the financial institution. The customer detection unit 19 includes a proximity sensor whose detection area is the front of the main body, and detects the presence or absence of a user located on the front of the apparatus main body using the proximity sensor.

  The ATM 1 starts the activation process of the main body when the activation start time stored in the memory of the main control unit 10 is reached. The ATM 1 starts handling the user involved in the transaction when the handling start time stored in the memory of the main control unit 10 comes. The ATM 1 ends the handling of the user involved in the transaction when the handling end time stored in the memory of the main control unit 10 is reached. The ATM 1 starts the main body stop process when the start / stop time stored in the memory of the main control unit 10 is reached. Further, the ATM 1 starts a scrutiny process, which will be described later, at the scrutiny process start timing stored in the memory of the main control unit 10.

  The activation start time corresponds to the first time referred to in the present invention. The stop start time corresponds to the second time referred to in the present invention. Moreover, the time zone from the handling start time to the handling end time is the handling time zone referred to in the present invention. Further, the host device 2 notifies the ATM 1 of the scrutiny processing start timing at an appropriate timing. The ATM 1 updates and stores the date and time notified from the host device 2 in the memory as the next scrutinization processing start timing. The timing at which the host device 2 notifies the next scrutinization process start timing may be any timing before the scrutinization process start timing.

  In addition, the management device 3 stores the time when the breaker 4 is turned on / off. The time when the breaker 4 is turned on is earlier than the activation start time of the ATM 1. Further, the time when the breaker 4 is turned off is a time later than the stop start time, and is set in consideration of the time required for the ATM 1 to perform the stop process. Specifically, the breaker 4 is set to be turned off after completion of the stop process started by the ATM 1 at the stop start time (not to turn off the breaker 4 when the ATM 1 is executing the stop process). Set.)

  FIG. 4 is an example showing an ATM time table on a day when the scrutiny process is not executed. In this example, the management device 3 turns on the breaker 4 at 7 am and turns off the breaker 4 at 9:15 pm.

  Moreover, ATM1 starts a starting process at 7:30 am. That is, ATM1 has memorized 7:30 am as the start time described above. In this activation process, each part of the main body of the ATM 1 is started up and a communication path with the host device 2 is established. Also, ATM1 starts handling transactions with the user at 8:00 am, and ends handling transactions with the user at 9:00 pm. In other words, ATM 1 stores 8:00 am as the above-described handling start time, and stores 9:00 pm as the above-described handling end time. From 8:00 am to 9:00 pm is the handling time zone referred to in the present invention, and various transactions such as deposit transactions and withdrawal transactions are processed according to the input operation of the user.

  For some types of transactions (for example, transfer transactions and currency exchange transactions), settings can be made to stop handling during the handling time zone.

  Moreover, ATM1 starts a stop process at 9:10 pm. That is, ATM1 memorize | stores 9:10 pm as the stop start time mentioned above. In this stop process, the ATM 1 main unit is dropped, the communication path with the host device 2 is disconnected, and the like. The time required for this stop process is a few minutes (1-2 minutes).

  At 9:15 pm, the management device 3 turns off the breaker 4 and stops the power supply to the ATM 1 main body.

  As described above, the management device 3 turns off the breaker 4 15 minutes after stopping the handling of the ATM 1 and stops the power supply to the ATM 1. During this 15 minutes, it is impossible for ATM1 to perform a scrutiny process that counts the number of banknotes stored in each denomination and notifies the result to the host device 2. is there. Normally, it takes about 30 minutes for ATM1 to count the number of banknotes stored inside each denomination.

  The ATM 1 operates on the time table shown in FIG. 5 for the day on which the scrutiny process is executed. In ATM1, the activation start time, the handling start time, the handling end time, and the activation stop time are the same regardless of whether or not it is the day on which the scrutiny process is executed. In addition, the power supply start time, the power supply stop time, and the like in the management device 3 are the same regardless of whether or not it is the day on which the scrutiny process is executed. The difference from the day when the scrutiny process is not executed is that the scrutiny process is started at the timing when the scrutiny process start timing stored in the memory of the main control unit 10 is reached. The example shown in FIG. 5 shows an example of starting the scrutiny process at 8:30 pm.

  Note that the timing for starting the scrutinization process is a counting process to be described later, and takes into account the time required for the counting process to count the number of banknotes stored in the ATM 1 for each denomination. Time is preferred.

  Next, the operation of this ATM 1 will be described. FIG. 6 is a flowchart showing the operation of ATM. The ATM 1 waits for the activation start time and starts the activation process (s1, s2). As described above, the management device 3 turns on the breaker 4 and starts supplying power to the ATM 1 before the activation start time is reached.

  When the activation process is completed, the ATM 1 waits for the handling start time (s3). ATM1 starts handling the transaction at the handling start time (s4). The management device 3 performs lighting of the booth outside the store where the ATM 1 is installed and unlocks the entrance several minutes before the handling start time.

  The ATM 1 waits until there is a transaction request by the user (s5), whether the stored scrutiny processing start timing is reached (s7), or the handling end time is reached (s9). When there is a transaction request by the user, ATM1 processes the requested transaction (s6). In s6, various transaction processes such as a deposit transaction, a withdrawal transaction, a transfer transaction, a transfer transaction, a passbook entry transaction, and a balance inquiry transaction are processed. Since the transaction processing here is the same as that of a known device, detailed description thereof is omitted.

  However, the transaction to be processed in s6 is a type of transaction whose handling is not stopped at that time, and ATM1 does not accept the request itself for a type of transaction whose handling is stopped at that time.

  Moreover, ATM1 starts a scrutinization process at the scrutinization process start timing (s8). Details of this examination process will be described later.

  Moreover, ATM1 will stop handling the transaction in the main body when the handling end time comes (s10). Then, the ATM 1 waits for the stop start time (s11) and starts the stop process (s12). After the ATM 1 completes the stop process, the management device 3 turns off the breaker 4 and stops the power supply to the ATM 1. In addition, the management device 3 turns off the lighting of the outside booth where the ATM 1 is installed and locks the entrance.

  On the day when the scrutiny process is not performed, the scrutiny process is not performed, so the s8 scrutiny process is not performed. In other words, the date for executing the scrutiny process starts the scrutiny process according to s8 at the time when the scrutinization process start timing comes.

  FIG. 7 is a flowchart showing this scrutiny process. When the scrutinization process is started, the ATM 1 constantly monitors the presence or absence of a transaction request by the user. When there is a transaction request, the ATM 1 processes the transaction by interruption processing.

  First, at this time, if a transaction of a type (payment transaction, transfer transaction, etc.) involving the insertion of banknotes by the user is being handled, the ATM 1 stops handling that type of transaction (s21). In s21, handling is not stopped for transactions involving banknote discharge (withdrawal transactions) and transactions without banknote insertion and release (such as balance inquiry transactions).

  The ATM 1 determines whether or not the operation cartridge 28 is empty (s22). If the operation cartridge 28 is not empty, the ATM 1 pays out the banknotes stored in the operation cartridge 28 one by one, performs the denomination and authenticity identification by the banknote identification unit 31, and the corresponding denomination cartridge 23. To 26 or the recovery cartridge 27 and stored (s23). That is, ATM1 empties the operation cartridge 28.

  The memory of the main control unit 10 includes, for each denomination, a scrutinized number storage area for storing the number of banknotes counted by this scrutiny processing (counted number), the number of banknotes released after counting (corrected number), and a fixed number of sheets, About the reject banknote accommodated in the collection | recovery cartridge 27, it has the collection | recovery number storage area which memorize | stores a number with the estimated denomination (refer FIG. 8). ATM1 clears the examination number storage area shown in FIG. 8 (s24).

  In addition, every time ATM1 stores a banknote in the collection | recovery cartridge 27, it counts up the number of the banknote of the estimated denomination in the collection | recovery number storage area. Further, the clerk clears the collected number storage area when collecting the banknotes stored in the collecting cartridge 27.

  The ATM 1 performs a counting process for counting the number of 10,000 yen banknotes stored in the denomination cartridges 23 and 24 (s25). The ATM 1 performs a counting process of counting the number of 1,000 yen banknotes stored in the denomination cartridge 25 (s26). Furthermore, ATM1 performs the count process which counts the number of sheets for a money type about the 2,000 yen bill and the 5,000 yen bill accommodated in the money type cartridge 26 (s27). The order of the counting process relating to s25 to s27 may be any order.

  Here, the counting process for s25, s26, and s27 will be described. FIG. 9 is a flowchart showing this counting process. ATM1 determines whether the bill to be counted is a denomination used in the withdrawal transaction (s41). If ATM1 determines that it is a denomination (here 10,000 yen banknote and 1,000 yen banknote) used in the withdrawal transaction in s41, the denomination cartridges 23 to 25 storing the banknote of that denomination. Then, an appropriate number of banknotes (for example, 100) are conveyed to the temporary storage unit 22 and stored (s42). At this time, the banknotes conveyed to the temporary storage unit 22 are identified by the banknote identification unit 31 as to the denomination or authenticity, and only the banknotes that can be identified are stored in the temporary storage unit 22. The ATM 1 transports and stores the banknotes that could not be identified to the collection cartridge 27.

  The ATM 1 pays out the remaining banknotes of the denomination from the denomination cartridges 23 to 25, and conveys and stores them in the operation cartridge 28 (s43). The banknotes to be transported to the operation cartridge 28 are also recognized by the banknote recognition unit 31 as to the denomination and authenticity, and only the recognized banknotes are stored in the operation cartridge 28. The banknotes that could not be identified are transported to the collection cartridge 27. Storing.

  When all the banknotes stored in the denomination type cartridges 23 to 25 of the denomination are transported and stored in the operation cartridge 28, the ATM 1 feeds out the banknotes transported and stored in the current operation cartridge 28 one by one. Return to the denomination denomination cartridges 23 to 25 (s44). The banknotes returned from the operation cartridge 28 to the denomination cartridges 23 to 25 are also identified by the banknote recognition unit 31 as to the denomination and authenticity, and only the banknotes that can be identified are returned to the denomination cartridges 23 to 25.

  ATM1 will determine whether the banknote is accommodated in the temporary storage part 22, if the return of the banknote from the operation cartridge 28 to the money type cartridges 23-25 is completed (s45). If ATM1 has stored the banknote in the temporary storage part 22 (if there is a banknote stored by s42), it will return the banknote to the denomination type cartridges 23-25 of the said denomination (s46). Also at this time, the banknote identification unit 31 identifies the denomination and authenticity, and returns only the banknotes that can be identified to the denomination cartridges 23 to 25. Moreover, ATM1 is counting the number of the banknotes returned to the denomination cartridges 23-25 from the temporary storage part 22 by s46.

  ATM1 corresponds to the total number of banknotes returned from the operational cartridge 28 to the denomination cartridges 23 to 25 in s44, and the total number of banknotes returned from the temporary storage unit 22 to the denomination cartridges 23 to 25 in s46. The number of denominations is stored in the scrutinized number storage area (s47).

  If there is a withdrawal transaction request by the user after the start of s25, ATM1 executes an interruption process. 10 and 11 are flowcharts showing this interrupt processing. The ATM 1 determines whether banknotes are being paid out from the denomination cartridges 23 to 26, the operation cartridge 28, or the temporary storage unit 22 (s51). That is, it is determined whether or not any of the processing of s42, s43, s44, or s46 described above is in progress. If ATM1 is paying out banknotes, ATM1 interrupts the process (s52). Moreover, ATM1 determines the presence or absence of the banknote currently conveyed on the banknote conveyance path 30 (s53). At this time, the banknote conveyed on the banknote conveyance path 30 is a denomination banknote counting the number of sheets at this time. When there is a banknote transported on the banknote transport path 30, the ATM 1 transports and stores all banknotes on the banknote transport path 30 to the transport destination at this time (s54). At this time, if the ATM 1 is counting bills, it temporarily stores the number counted at that time.

  ATM1 determines the number of banknotes for each denomination to be withdrawn in the current withdrawal transaction (s55). ATM1 judges whether it is a denomination which has not started the counting process for every denomination of the banknote to withdraw (s56). If the denomination has not started the counting process, the number of banknotes to be withdrawn is fed out from the denomination type cartridges 23 to 25 of the denomination, conveyed to the banknote deposit / withdrawal unit 21, and stored (s57). Even if the counting process is started, at this time, if it is before actually counting the number of banknotes (before s43 described above) (s58), in s56, the denomination cartridges 23 to 25, the operation cartridge 28, Alternatively, the number of banknotes to be withdrawn is paid out from the temporary storage unit 22, transported to the banknote deposit / withdrawal unit 21, and stored (s 59). The order of priority of the storage unit that picks up banknotes in s58 is preferably in the order of money type cartridges 23 to 25, operation cartridge 28, and temporary storage unit 22 in order to suppress an increase in processing time in the counting process.

  Moreover, if ATM1 is a denomination in the middle of actually counting the number of banknotes (s60), the banknote of the number withdrawn from the temporary storage part 22 will be paid out (s61), and will be conveyed to the banknote depositing / withdrawing part 21. And store. Here, when the banknotes withdrawn are insufficient with only the banknotes stored in the temporary storage unit 22, the insufficient number of banknotes is fed out from the operation cartridge 28, conveyed to the banknote depositing / withdrawing unit 21, and stored ( s62, s63). Furthermore, when it is insufficient even if the banknote accommodated in the operation cartridge 28 is added, the insufficient number of banknotes are fed out from the denomination type cartridges 23 to 25, conveyed to the banknote deposit / withdrawal unit 21, and stored ( s64, s65). When ATM 1 pays out banknotes from denomination cartridges 23 to 25 in s65, it updates the corrected number of banknotes of the corresponding denomination stored in the scrutinized number storage area to a value obtained by adding the number of papers drawn out in s65 this time. (S66).

  Moreover, ATM1 will perform the process after s65 if it is the banknote which has already completed the counting process.

  ATM1 will complete | finish this interruption process, if this withdrawal transaction is completed (s67). When the interrupt process is completed, ATM1 resumes the interrupted counting process.

  In addition, ATM1 does not perform this interruption process, and does not interrupt the count process in progress, when transactions, such as a balance inquiry, without discharge | release of a banknote are requested | required.

  Returning to FIG. 7, after completing the counting process for each denomination, the ATM 1 waits for the handling end time (s28). During this time as well, when there is a withdrawal transaction request by the user, the above-described interruption process is executed. When ATM1 determines that the handling end time has come in s28, it stops handling the transaction in the main body (s29). Then, a number determination process for determining the number of stored sheets for each denomination is performed (s30). In s30, for each denomination, calculation processing is performed in which the determined number is obtained by subtracting the corrected number from the counted number stored in the scrutinized number storage area. Then, a scrutinization result output such as notifying the host device 2 of a scrutiny result as a scrutiny result and the number of banknotes of each denomination stored in the collection cartridge 27 (the contents stored in the collection number storage area). Processing is performed (s31), and this processing is terminated.

  Thus, ATM1 does not perform the process which counts the banknote accommodated in the main body for every denomination after reaching the handling end time, but executes it before that, at the handling end time, The number of banknotes for each denomination is determined by a simple calculation process. For this reason, the amount of cash stored in the main body can be confirmed between the handling end time and the start / stop time, and the result can be notified to the host device 2 of the center. In addition, the ATM 1 and the management device 3 can be operated with the same schedule data regardless of whether or not it is a day for executing the scrutiny process.

  Moreover, even if the process which counts the banknote accommodated in the main body for every denomination is performed, if it is a handling time slot | zone, handling will not be stopped about a withdrawal process.

  Therefore, a decrease in service to the user can be suppressed, and labor for the scrutiny process can be suppressed.

  In addition, it is good also as a setting which does not use a 1000 yen banknote in the payment | withdrawal transaction after the start of a scrutinization process. In this case, since the banknotes used in the withdrawal transaction are only 10,000 yen banknotes, the processing related to the processing (s46 described above) for returning from the temporary storage unit 22 to the money type cartridges 23 and 24 becomes the handling end time. You may make it carry out at the time.

  In this case, the number of the 1,000 yen bill, the 2000 yen bill, and the 5000 yen bill may be counted first.

  Moreover, although ATM1 memorize | stores the date which starts the next scrutinization process, it is good also as a structure which instruct | indicates the start of a scrutiny process from the host apparatus 2 grade | etc.,.

1 ... ATM
DESCRIPTION OF SYMBOLS 2 ... Main control part 3 ... Management apparatus 4 ... Breaker 10 ... Main control part 11 ... Operation part 12 ... Banknote processing part 13 ... Coin processing part 14 ... Statement processing part 15 ... Passbook processing part 16 ... Biological information reading part 17 ... Voice guidance unit 18 ... Communication unit 19 ... Customer detection unit 21 ... Bill deposit / withdrawal unit 22 ... Temporary storage unit 23-26 ... Debt cartridge 27 ... Recovery cartridge 28 ... Operation cartridge 30 ... Bill transport path 31 ... Bill recognition unit

Claims (5)

Activation control means for activating the main body at a predetermined first time and stopping the main body at a second time;
Transaction processing means for processing a deposit / withdrawal transaction according to a user's input operation in a handling time zone set between the first time and the second time;
In an automatic transaction processing apparatus comprising: a banknote transporting means for transporting a banknote involved in a transaction involving the insertion of banknotes processed by the transaction processing means and a transaction involving the release of banknotes along a banknote transport path;
At the scrutinization processing start timing determined within the handling time zone, the transaction with the insertion of the banknote is stopped, and the transaction with the release of the banknote is stopped, and for each denomination, the banknote stored in the main body Counting means for starting a counting process for counting the number of sheets;
Storage means for storing, as a correction number, the total number of banknotes released from the banknotes counted by the counting means in transactions involving the release of banknotes;
If the counting means completes counting the number of banknotes of each denomination and is after the end time of the handling time zone, the storage means is calculated from the number of banknotes counted by the counting means for each denomination. An automatic transaction processing apparatus comprising: a sheet number determining means for determining a number obtained by subtracting the correction number stored in the card as a number of banknotes stored in the main body.   The counting means, for each denomination, transports the banknotes stored in the denomination type cartridge of the denomination to the operation cartridge by the banknote transfer means, or the banknotes transferred to the operation cartridge 2. The automatic transaction processing apparatus according to claim 1, wherein the number of sheets is counted when the cartridge is returned to the money cartridge. The counting means temporarily holds part of the banknotes stored in the denomination type cartridge by the banknote transporting means for banknotes of denominations used for transactions involving the release of banknotes that continue. When the remaining banknotes stored in this denomination cartridge are being transported to the operation cartridge after being transported to the department, or when the banknotes transported to this operation cartridge are being transported back to the denomination cartridge The first number is counted, and then the second number is counted when the bills conveyed to the temporary storage unit are conveyed back to the denomination cartridge, and the first number and the first number are counted. The automatic transaction processing apparatus according to claim 2, wherein the number obtained by adding the number of 2 is defined as the number of denominations. When the transaction processing means processes a transaction involving the release of banknotes during the execution of the counting process, the counting means temporarily suspends the counting process being executed, and the transaction involving the release of the banknotes ends. The automatic transaction processing apparatus according to any one of claims 1 to 3, which waits for and resumes. The said transaction processing means preferentially uses the banknote which is not counted at this time as a banknote to discharge | release , when processing the transaction with discharge | release of a banknote after the said close inspection process start timing. The automatic transaction processing apparatus in any one.

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