JPH0231275A - Automatic cash transaction device - Google Patents

Abstract

PURPOSE:To pay the total amount of the balance with high efficiency by adding a total amount drawing input part to a service panel part to draw the total amount of the balance for customers. CONSTITUTION:A customer selects the transaction items shown on a touch panel 18 of a service panel 12 and inputs them with touches. In case a total amount drawing item is touched, the total balance of the customer is paid to the customer based on the input signal. While the total balance is paid except the coins less than Yen1,000 or a specific amount meaning the minimum assured amount based on the input signal in case a total balance drawing item is touched. In addition, the maximum limit amount of a single time is paid all at once in accordance with the payment ability of a device based on the input signal when a limit amount drawing item is touched. Then a designated amount is paid based on the input signal in case the touched transaction item is equal to a normal amount designating item.

Description

Detailed Description of the Invention (a) Industrial Application Field The present invention relates to an automated teller machine such as an automated teller machine used in banking, and more particularly relates to processing performance when withdrawing the entire amount. The present invention relates to automated teller machines that are rich in

(b) Conventional technology In general, this type of automated teller machine allows the customer to input data by selecting and operating input keys, etc. on the customer service panel provided on the front of the device. The specified currency is withdrawn and the withdrawal is processed.

By the way, when withdrawing the entire amount of a customer's deposit from this transaction device, the customer inputs and specifies the value of all digits of the total deposit amount and withdraws the entire amount, as in a normal withdrawal transaction. There is.

However, if the customer does not know the total deposit amount accurately down to the digits, he/she must perform a balance inquiry transaction to confirm the deposit balance and then enter the total deposit balance again. When withdrawing the entire amount, two transaction operations were required, which was time-consuming and one of the reasons for the laxity in banking operations.

(c) Problems to be Solved by the Invention The object of the present invention is to provide an automated teller machine with an excellent ability to withdraw the entire amount of the deposit balance and to efficiently withdraw the entire amount of the deposit balance.

(d) Means for Solving the Problems This invention provides a withdrawal system that dispenses money corresponding to a customer's transaction and processes the withdrawal based on input setting operations on a customer service panel provided on the front of the device main body. The automatic teller machine is equipped with a processing function, and the customer service panel section includes a full withdrawal input section for withdrawing the entire amount of a customer's deposit balance.

Further, it may be configured to include a total balance withdrawal input unit for withdrawing the entire balance excluding a specific deposit amount.

Furthermore, it may be configured to include a limit withdrawal input section for setting a maximum withdrawal limit for one time and processing the withdrawal of the limit amount.

(E) Effects of the Invention According to the present invention, a full amount of a customer's deposit balance can be withdrawn by simply inputting an input to the full amount withdrawal input section provided in the customer service panel section.

In addition, if the customer service panel section is equipped with a total balance withdrawal input section, by inputting this input section, the entire balance except for a specific deposit amount can be withdrawn.

Further, if the customer service panel section is equipped with a limit withdrawal input section, by inputting the input section, the maximum withdrawal limit for one time of a customer can be withdrawn.

(f) Effects of the Invention Therefore, when you want to withdraw the entire amount of your deposit balance, you can easily process the withdrawal with one touch, and just like a normal withdrawal transaction, you can input the numerical value corresponding to the balance amount using keys, etc. It is possible to eliminate cumbersome transaction operations such as inputting data one by one.

Therefore, the processing time when withdrawing the entire amount can be shortened, and transactions with good service by simplifying the customer's input operations and efficient transactions with high transaction speed can be performed.

Furthermore, when the entire TAg withdrawal input section is inputted, it is possible to leave a specific deposit amount such as coins as small change and withdraw the entire remaining amount with a single touch.

Further, when the input limit withdrawal input unit is operated, the maximum withdrawal limit for one time according to the withdrawal processing capacity of the device can be withdrawn with one touch, for example.

(g) Examples An embodiment of the present invention will be described in detail below based on the drawings.

The drawing shows an automatic teller machine, and in FIG. 15, and there is a coin in/out slot on the left side of the bottom of the panel [
116, and has a bill slot 17 on the right side and a CRT input type touch panel 18, and is equipped with an automatic transaction function that allows withdrawal transactions for both monuments and bills.

In this case, when performing a human withdrawal transaction, a predetermined human withdrawal transaction process is performed by the customer selecting and inputting input items for the transaction displayed on the touch panel 18.

By the way, in the case of a withdrawal transaction, the touch panel 18 allows entry of full withdrawal items for withdrawing the entire amount of the customer's deposit balance and displays them.

By providing this full amount withdrawal item, you can easily withdraw the entire amount of your deposit balance with a single touch, eliminating the troublesome transaction operations of entering numerical values corresponding to the balance amount one by one as in normal withdrawal transactions. Can be omitted.

In addition to this full amount withdrawal item, the touch panel 18 also displays all remaining amount withdrawal items for withdrawing the entire remaining amount while leaving a transaction guarantee amount or a specific deposit amount such as coins.
If you equip it, you can easily withdraw the entire balance as well.

Furthermore, if the touch panel 18 is equipped with a withdrawal limit item for setting a single maximum withdrawal limit that is limited by the withdrawal processing capacity of the device and processing withdrawals of that limit, this can be done in the same way. You can easily withdraw the limit amount.

FIG. 2 shows a control circuit block diagram of the touch panel of the automatic teller machine, in which the CPU 21 controls each circuit device according to the 10 grams stored in the ROM 22, and the controlled input/output data is stored in the RAM 23. .

The display control circuit 24 causes the touch panel 18 to display and output each transaction item required for a deposit transaction, a withdrawal transaction, a full amount withdrawal transaction, and the like.

The display item control circuit 25 detects that any one of the panel display items 26 displayed on the touch panel 18 has been touched, and transmits the detected input signal to the CPU 21.
control the output and process it.

Next, the withdrawal processing operation of this automatic teller machine will be explained with reference to the flowchart shown in FIG.

Now, when the customer selects the transaction item displayed on the touch panel 18 of the customer service panel 12 and inputs it by touch (first to second
Steps 31-32) If the touch-input transaction item is a full withdrawal item, the entire deposit balance of the customer is processed for withdrawal based on this input signal (third-fourth steps 33-34).

In addition, if the transaction item entered by touch is an item for withdrawing the entire balance, based on this input signal, for example, a specific deposit amount that is less than 1,000 yen or the minimum guaranteed amount will be left, and the entire remaining amount will be withdrawn. Process (5th to 6th steps 3)
5-36).

Further, if the touch-input transaction item is a limit withdrawal item, based on this input signal, for example, the maximum withdrawal limit for one time according to the withdrawal processing capacity of the device is processed at once (7th ~Eighth Steps 37-38) If the transaction item that was touch-input is a normal amount specification item in which an amount is specified, the specified amount is withdrawn based on this input signal (Steps 9 to 38). 10th step 39-40).

As mentioned above, if you want to withdraw the entire amount of your deposit balance, you can easily withdraw the entire amount with a single touch, and you can avoid the troublesome transaction operations of entering numerical values corresponding to the balance amount one by one like in normal withdrawal transactions. It can be omitted.

Therefore, the processing time when withdrawing the entire amount can be shortened, and transactions with good service by simplifying the customer's input operations and efficient transactions with high transaction speed can be performed.

In the correspondence between this invention and the configuration of the above-mentioned embodiment, the automatic teller machine of the present invention corresponds to the automatic teller machine fill of the embodiment, and similarly, the customer service panel part is
Corresponding to the customer service panel 12, the full amount withdrawal input section, the total remaining amount withdrawal input section, and the limit amount withdrawal input section all correspond to the touch panel 18 and its panel display items 26.
The present invention is not limited to the configuration of the above-described embodiment.

[Brief explanation of the drawing]

The drawings show one embodiment of the present invention, and FIG. 1 is an external fill perspective view of an automatic teller machine, and FIG.
The figure is a control circuit block diagram of the touch panel, and FIG. 3 is a flowchart showing the withdrawal processing operation. 11...Automated teller machine 18...Touch panel 26...Panel display items 12...Customer service panel 21...CPU Figure 2 Touch Nogunel no Takashi 3 @ Circuit block diagram 18... Evening nano ε channel 21... CPU 26... Pane display items

Claims (3)

[Claims] (1) An automated teller machine equipped with a withdrawal processing function that dispenses money corresponding to a customer's transaction and processes the withdrawal based on the input setting operation of the customer service panel installed on the front of the device body. . An automatic cash transaction device, wherein the customer service panel section includes a full amount withdrawal input section for processing a full amount withdrawal of a customer's deposit balance. (2) The automated teller machine according to claim 1, further comprising a total balance withdrawal input unit for withdrawing the entire balance remaining after a specific deposit amount. (3) The automated teller machine according to claim 1, further comprising a withdrawal limit input section for setting a maximum withdrawal limit for one time and processing the withdrawal of the maximum withdrawal amount.