JP7434132B2 - Voting server and voting system - Google Patents

Description

The present invention relates to a voting server and voting system.

Cashless voting is widespread in publicly managed events such as horse racing, bicycle racing, boat racing, and auto racing. In cashless voting for public competitions, for example, users can use an IC (Integrated Circuit) card to charge funds for use in cashless voting and to vote using the charged balance. When using the balance charged in this way, there may be a shortage of funds due to forgetting to charge, etc., so techniques for easily replenishing funds are also important.

Technology related to cashless voting in publicly managed competitions includes, for example, a voting method that compares the price of the voting ticket with the remaining amount of electronic money and the deposited currency, and if a change occurs, divides the change between electronic money and coins. A ticket vending machine has been proposed.

As a technology for replenishing funds, for example, a payment system has been proposed that can be used at game parlors and can replenish deposits so that players can continue playing even after the deposit has been consumed. In addition, for example, the voting server and center server of the voting ticket processing system can be used to purchase voting tickets and refund winning voting tickets cashlessly using terminal equipment installed in the stadium using voting funds transferred from bank accounts. is proposed.

Japanese Patent Application Publication No. 2012-073791 Japanese Patent Application Publication No. 2011-221730 Japanese Patent Application Publication No. 2006-79545

When a user uses an IC card for cashless voting, if the charged balance is insufficient, it may be possible to pay the shortfall from the user's other account (for example, an online account for online voting). It will be done. However, fraudulent voting is being carried out, such as voting from a user's online account using a stolen IC card, a third party linking the IC card to another user's online account, and voting from that online account. There is a risk of being exposed.

In one aspect, this case aims to deter fraudulent voting in publicly managed competitions.

In one proposal, a voting server having a processing unit is provided. When the processing unit obtains a request to vote by paying the voting amount for a publicly managed competition from the first account whose balance is charged in a prepaid manner, the processing section calculates the amount of the voting amount based on the voting amount and the balance of the first account. , determine the amount to be paid from the first account and the amount to be paid from the second account associated with the first account, and if the voting amount is paid only from the first account, the payment amount for the vote will be deposited to the first account. If it is determined that at least a part of the voting amount is paid from the second account, the second account is determined as the place where the refund for the vote will be deposited.

According to one aspect, fraudulent voting in publicly managed competitions can be suppressed.

FIG. 1 is a diagram showing an example of a voting system according to a first embodiment. It is a figure showing an example of the voting system concerning a 2nd embodiment. FIG. 2 is a diagram illustrating an example of a hardware configuration of a voting server. It is a diagram showing an example of a hardware configuration of a cashless terminal. It is a diagram showing an example of a hardware configuration of a deposit/withdrawal terminal. FIG. 2 is a block diagram showing an example of functions of each device included in the voting system. It is a figure which shows an example of voting data. It is a figure showing an example of cashless member data. It is a figure showing an example of net member data. It is a figure which shows an example of the receipt which shows the voting content. FIG. 2 is a sequence diagram illustrating an example of online account registration procedure processing. FIG. 2 is a sequence diagram illustrating an example of cashless account registration procedure processing. FIG. 2 is a sequence diagram (part 1) showing an example of cashless voting processing. FIG. 3 is a sequence diagram (part 2) showing an example of cashless voting processing. It is a flowchart which shows an example of the procedure of payment account determination processing. It is a sequence diagram showing an example of refund processing. It is a flowchart which shows an example of the procedure of a refund destination determination process. It is a sequence diagram showing an example of withdrawal processing from a cashless account. It is a sequence diagram showing an example of withdrawal processing from an online account.

The present embodiment will be described below with reference to the drawings. Note that each embodiment can be implemented by combining a plurality of embodiments within a consistent range.
[First embodiment]
First, a first embodiment will be described.

FIG. 1 is a diagram showing an example of a voting system according to the first embodiment. The voting system of the first embodiment manages accounts used for cashless voting in publicly managed sports such as horse racing, bicycle racing, boat racing, and auto racing.

The information processing system of the first embodiment includes a cashless server 1, a net member server 2, and a voting server 10. The cashless server 1 and the net member server 2 are each connected to be accessible via a network. Further, the cashless server 1 and the voting server 10 are each connected to be accessible via a network. Further, the net member server 2 and the voting server 10 may be connected to each other so as to be accessible via a network. The network to which the cashless server 1, net member server 2, and voting server 10 are connected may be a wired network or a wireless network.

The cashless server 1 manages a first account to which the balance is charged in a prepaid manner. The first account is a cashless account that allows the user to charge and withdraw funds used for cashless voting using, for example, an IC card. The cashless server 1 stores, for example, first account information 1a. The first account information 1a shows the ID of the first account, the balance of the first account (charge balance), and the ID of the second account associated with the first account (corresponding ID).

The net member server 2 manages the second account. The second account is an account from which a user authenticated by a predetermined authentication method can withdraw the balance. The predetermined authentication method is, for example, login using an ID and password. The second account is, for example, an account used for online voting in publicly managed competitions, and a logged-in user can vote using the balance of the second account and withdraw the balance of the second account to a bank account. It is. The network member server 2 stores, for example, second account information 2a. The second account information 2a shows the ID of the second account, the password of the second account, and the balance of the second account.

The voting server 10 is a computer that manages voting for publicly managed competitions. The voting server 10 has a processing section 11. The processing unit 11 can control the voting server 10 and execute necessary processing. The processing unit 11 is, for example, a processor or an arithmetic circuit included in the voting server 10.

The processing unit 11 performs processing for determining payment accounts and processing for determining refund destinations for voting in publicly managed competitions. In the payment account determination process, when the processing unit 11 obtains a request to pay and vote for a publicly managed competition from the first account, the processing unit 11 calculates the amount of the vote based on the voting amount and the balance of the first account. , determine the amount to be paid from the first account and the amount to be paid from the second account. For example, a cashless terminal (not shown) accepts input of voting details (including voting amount) by a user and reads an ID from the user's IC card. Then, the processing unit 11 obtains from the cashless terminal a request to vote by paying the input voting amount from the first account corresponding to the read ID.

If the voting amount is less than or equal to the balance of the first account, the processing unit 11 determines to vote by paying the voting amount from the first account. Furthermore, if the voting amount is greater than the balance of the first account, the processing unit 11 determines to vote by paying the voting amount from the first account and the second account. Here, if the voting amount is larger than the balance of the first account, the processing unit 11 pays the amount of the balance of the first account from the first account, and pays the difference between the voting amount and the balance of the first account from the second account. Decide to pay and vote.

Upon determining the payment account, the processing unit 11 notifies the cashless server 1 of the ID of the first account and the amount to be paid from each of the first account and the second account, and instructs the cashless server 1 to pay the voting amount. . The cashless server 1 subtracts the amount notified as the amount to be paid from the first account from the charge balance of the first account of the notified ID in the first account information 1a. Further, the cashless server 1 notifies the ID corresponding to the first account of the notified ID and the amount to be paid from the second account, and instructs the net member server 2 to make the payment. The net member server 2 subtracts the amount notified as the amount to be paid from the second account from the account balance of the second account of the notified corresponding ID in the second account information 2a.

In the refund destination determination processing, if the voting amount is paid only from the first account, the processing unit 11 determines the first account as the destination for receiving the refund for the vote, and at least part of the voting amount is paid from the second account. If the payment is made, the second account is determined as the place where the refund for the vote will be deposited.

When the processing unit 11 determines the refund destination, it notifies the cashless server 1 of the ID of the first account, the refund destination among the first account and the second account, and the amount of the refund. Instruct the deposit. When the first account is notified as the refund destination, the cashless server 1 adds the notified amount as the refund amount to the charge balance of the first account of the notified ID in the first account information 1a. In addition, when the second account is notified as the refund destination, the cashless server 1 notifies the ID corresponding to the first account of the notified ID and the amount of the refund, and instructs the net member server 2 to make the refund. do. The net member server 2 adds the notified amount as the refund amount to the account balance of the second account of the notified corresponding ID in the second account information 2a.

In this way, when the voting server 10 of the first embodiment obtains a request to vote by paying the voting amount for voting in a public competition from the first account, based on the voting amount and the balance of the first account, Of the voting amounts, the amount to be paid from the first account and the amount to be paid from the second account are determined. Then, when the voting amount is paid only from the first account, the voting server 10 determines the first account to be the deposit destination for the refund for the vote, and when at least a part of the voting amount is paid from the second account, The second account is determined as the place where the refund for the vote will be deposited.

As a result, if a third party steals the IC card in order to use the user's first account, or if a third party associates the user's second account with the user's first account, the user's Even if the user votes from the user's second account, the voting server 10 determines the refund destination to be the user's second account. Therefore, the voting server 10 can prevent a third party from withdrawing the refund money due to fraudulent voting from the first account, and therefore can prevent fraudulent voting in public competitions.

Further, if the voting amount is less than or equal to the balance of the first account, the voting server 10 determines to vote by paying the voting amount from the first account, and if the voting amount is greater than the balance of the first account, the voting server 10 determines that the voting amount is to be paid from the first account. The user decides to vote by paying the voting amount from the second account. Thereby, if there is a sufficient balance in the first account, the refund can also be withdrawn from the first account, so the voting server 10 can improve the convenience of voting.

Further, when the voting amount is larger than the balance of the first account, the voting server 10 pays the amount of the balance of the first account from the first account, and pays the difference between the voting amount and the balance of the first account from the second account. and decide to vote. Thereby, the voting server 10 can prevent an odd amount of money from remaining in the first account.

Further, the second account is an account from which a user authenticated by a predetermined authentication method can withdraw the balance. Therefore, even if a third party fraudulently votes from the user's second account, the voting server 10 can prevent the refund from being withdrawn from the second account.

[Second embodiment]
Next, a second embodiment will be described. The second embodiment provides cashless voting for publicly managed sports such as horse racing, bicycle racing, boat racing, and auto racing. In the second embodiment, voting using a prepaid balance charged to an IC card is referred to as a cashless vote, and an account for cashless voting is referred to as a cashless account. In the voting system of the second embodiment, if the balance in the cashless account is insufficient when attempting to conduct cashless voting, the difference is debited from the online account used for online voting.

FIG. 2 is a diagram showing an example of a voting system according to the second embodiment. In the voting system of the second embodiment, a competition venue 30, a user terminal 41, a bank server 42, a voting server 100, a cashless server 200, and a net member server 300 are connected via a network 20. The network 20 may include a LAN (Local Area Network), a WAN (Wide Area Network), or the like.

Voting server 100 is a server computer that manages cashless voting. When the voting server 100 receives a request for cashless voting from a user, it notifies the cashless server 200 of the amount to be paid from the user's cashless account and the amount to be paid from the user's online account, and then pays the voting amount to the cashless server 200. instruct. Further, the voting server 100 determines a refund destination based on the account used for cashless voting, and instructs the cashless server 200 to make a refund to the determined refund destination. Note that the voting server 100 may also manage users' cash votes.

Cashless server 200 is a server computer that manages cashless accounts. When the cashless server 200 receives an instruction from the user to charge the cashless account, the cashless server 200 adds the charged amount to the balance of the user's cashless account. Further, upon receiving an instruction from a user to withdraw money from a cashless account, the cashless server 200 subtracts the amount to be withdrawn from the balance of the user's cashless account.

Further, upon receiving an instruction to pay the voting amount from the voting server 100, the cashless server 200 subtracts the amount to be paid from the user's cashless account notified by the voting server from the balance of the user's cashless account. Then, the cashless server 200 notifies the user of the amount to be paid from the user's internet account and instructs the internet member server 300 to make the payment. Further, upon receiving an instruction for a refund to a cashless account from the voting server 100, the cashless server 200 adds the amount of the refund to the balance of the user's cashless account. Further, when the cashless server 200 receives an instruction to make a refund to the online account from the voting server 100, the cashless server 200 notifies the amount of the refund and instructs the online member server 300 to make the refund.

The net member server 300 is a server computer that manages net accounts. When the net member server 300 receives an instruction for depositing money into an online account from a user terminal 41 operated by the user, it cooperates with the bank server 42 to deposit money from the user's bank account to the user's online account. Further, upon receiving an instruction to withdraw money from the online account from the user terminal 41, the net member server 300 cooperates with the bank server 42 to withdraw money from the user's online account to the user's bank account.

In addition, upon receiving an instruction for payment in cashless voting from the cashless server 200, the net member server 300 pays from the balance of the user's online account as notified by the cashless server 200. Subtract the amount. Further, upon receiving an instruction for a refund to the online account from the cashless server 200, the net member server 300 adds the amount of the refund to the balance of the user's online account.

The competition venue 30 is, for example, a venue for public competitions such as a racetrack, a bicycle race track, a boat racetrack, or an auto race track. The competition venue 30 includes a member registration terminal 31, a cashless terminal 400, and a deposit/withdrawal terminal 500. The member registration terminal 31 is a terminal operated by a staff member at the competition venue 30. The member registration terminal 31 registers the user in the cashless server 200 as a member who can perform cashless voting.

The cashless terminal 400 is a terminal used by users to cast cashless votes. A user can vote in a publicly managed competition by holding an IC card over the cashless terminal 400 and having the cashless terminal 400 read a mark card marked with the voting details. The voting contents are, for example, a combination of venue name, race number, type (single-win type, multiple-win type, etc.), group number, and voting amount. The cashless terminal 400 notifies the voting server 100 of the user's identification information read from the IC card (for example, ID of the user's cashless account) and the voting details read from the mark card, and sends the cashless voting to the voting server 100. Submit your request.

The deposit/withdrawal terminal 500 is a terminal used by a user to deposit/withdraw the balance of a cashless account. The user can charge the cashless account by holding the IC card over the deposit/withdrawal terminal 500 and insert cash into the deposit/withdrawal terminal 500. The deposit/withdrawal terminal 500 notifies the charge amount and transmits an instruction to charge the user's cashless account to the cashless server 200. Further, the user can withdraw money from the cashless account by holding the IC card over the deposit/withdrawal terminal 500 and input the amount to be withdrawn into the deposit/withdrawal terminal 500. The deposit/withdrawal terminal 500 notifies the input amount to be withdrawn, transmits an instruction to withdraw money from the user's cashless account to the cashless server 200, and withdraws cash.

FIG. 3 is a diagram showing an example of the hardware configuration of the voting server. The entire voting server 100 is controlled by a processor 101. A memory 102 and a plurality of peripheral devices are connected to the processor 101 via a bus 109. Processor 101 may be a multiprocessor. The processor 101 is, for example, a CPU (Central Processing Unit), an MPU (Micro Processing Unit), or a DSP (Digital Signal Processor). At least a part of the functions realized by the processor 101 executing a program may be realized by an electronic circuit such as an ASIC (Application Specific Integrated Circuit) or a PLD (Programmable Logic Device).

Memory 102 is used as a main storage device of voting server 100. The memory 102 temporarily stores at least a portion of OS (Operating System) programs and application programs to be executed by the processor 101. The memory 102 also stores various data used for processing by the processor 101. As the memory 102, a volatile semiconductor storage device such as a RAM (Random Access Memory) is used, for example.

Peripheral devices connected to the bus 109 include a storage device 103, a graphic processing device 104, an input interface 105, an optical drive device 106, a device connection interface 107, and a network interface 108.

The storage device 103 electrically or magnetically writes and reads data to and from a built-in recording medium. The storage device 103 is used as an auxiliary storage device for the computer. The storage device 103 stores OS programs, application programs, and various data. Note that as the storage device 103, for example, an HDD (Hard Disk Drive) or an SSD (Solid State Drive) can be used.

A monitor 21 is connected to the graphic processing device 104 . The graphic processing device 104 displays an image on the screen of the monitor 21 according to instructions from the processor 101. Examples of the monitor 21 include a display device using organic EL (Electro Luminescence), a liquid crystal display device, and the like.

A keyboard 22 and a mouse 23 are connected to the input interface 105. The input interface 105 transmits signals sent from the keyboard 22 and mouse 23 to the processor 101. Note that the mouse 23 is an example of a pointing device, and other pointing devices can also be used. Other pointing devices include touch panels, tablets, touch pads, trackballs, and the like.

The optical drive device 106 reads data recorded on the optical disc 24 using laser light or the like. The optical disc 24 is a portable recording medium on which data is recorded so as to be readable by reflection of light. Examples of the optical disk 24 include a DVD (Digital Versatile Disc), a DVD-RAM, a CD-ROM (Compact Disc Read Only Memory), and a CD-R (Recordable)/RW (ReWritable).

The device connection interface 107 is a communication interface for connecting peripheral devices to the voting server 100. For example, a memory device 25 or a memory reader/writer 26 can be connected to the device connection interface 107. The memory device 25 is a recording medium equipped with a communication function with the device connection interface 107. The memory reader/writer 26 is a device that writes data to or reads data from the memory card 27. The memory card 27 is a card-type recording medium.

Network interface 108 is connected to network 20 . The network interface 108 sends and receives data to and from other computers or communication devices via the network 20.

The voting server 100 can implement the processing functions of the second embodiment with the hardware configuration described above. Note that the cashless server 1, net member server 2, and voting server 10 shown in the first embodiment can also be realized by the same hardware as the voting server 100 shown in FIG. 3. Further, the member registration terminal 31, the user terminal 41, the bank server 42, the cashless server 200, and the net member server 300 can also be realized by the same hardware as the voting server 100. Further, the processor 101 is an example of the processing unit 11 shown in the first embodiment.

The voting server 100 implements the processing functions of the second embodiment, for example, by executing a program recorded on a computer-readable recording medium. A program that describes the processing content to be executed by the voting server 100 can be recorded in various recording media. For example, a program to be executed by the voting server 100 can be stored in the storage device 103. The processor 101 loads at least part of the program in the storage device 103 into the memory 102 and executes the program. Further, the program to be executed by the voting server 100 may be recorded on a portable recording medium such as the optical disk 24, the memory device 25, the memory card 27, or the like. The program stored in the portable recording medium becomes executable after being installed in the storage device 103 under the control of the processor 101, for example. Furthermore, the processor 101 can also directly read and execute a program from a portable recording medium.

FIG. 4 is a diagram showing an example of the hardware configuration of a cashless terminal. The cashless terminal 400 is entirely controlled by a processor 401. A memory 402 and a plurality of peripheral devices are connected to the processor 401 via a bus 411. Processor 401 may be a multiprocessor. Processor 401 is, for example, a CPU, MPU, or DSP. At least a part of the functions realized by the processor 401 executing a program may be realized by an electronic circuit such as an ASIC or a PLD.

Memory 402 is used as a main storage device of cashless terminal 400. The memory 402 temporarily stores at least a portion of an OS program or an application program to be executed by the processor 401. Further, the memory 402 stores various data used for processing by the processor 401. As the memory 402, for example, a volatile semiconductor storage device such as a RAM is used.

Peripheral devices connected to the bus 411 include a storage device 403, a display device 404, a touch panel 405, a contactless card reading unit 406, a code reading unit 407, a mark card processing unit 408, a receipt processing unit 409, and a network interface 410. be.

The storage device 403 electrically or magnetically writes and reads data to and from a built-in recording medium. The storage device 403 is used as an auxiliary storage device for the computer. The storage device 403 stores OS programs, application programs, and various data. Note that as the storage device 403, for example, an HDD or an SSD can be used.

Display device 404 displays images according to instructions from processor 401. Examples of the display device 404 include a display device using organic EL, a liquid crystal display device, and the like.
The touch panel 405 is arranged in front of the screen of the display device 404, detects a pressed position on the screen, and transmits a signal indicating the position to the processor 401.

Contactless card reading unit 406 reads information stored in the contactless IC card and transmits the read information to processor 401 .
The code reading unit 407 reads a two-dimensional code such as a QR (Quick Response) code (registered trademark) or a barcode, and transmits the read information to the processor 401.

Mark card processing unit 408 reads information marked on mark cards used for voting in public competitions, and transmits the read information to processor 401.
The receipt processing unit 409 prints characters and figures on paper according to instructions from the processor 401. For example, the receipt processing unit 409 prints a statement slip (receipt) on which the voting details are printed.

Network interface 410 is connected to network 20 . The network interface 410 transmits and receives data to and from other computers or communication devices via the network 20.

FIG. 5 is a diagram showing an example of the hardware configuration of the deposit/withdrawal terminal. The entire device of the deposit/withdrawal terminal 500 is controlled by a processor 501. A memory 502 and a plurality of peripheral devices are connected to the processor 501 via a bus 510. Processor 501 may be a multiprocessor. Processor 501 is, for example, a CPU, MPU, or DSP. At least a part of the functions realized by the processor 501 executing a program may be realized by an electronic circuit such as an ASIC or a PLD.

Memory 502 is used as a main storage device of deposit/withdrawal terminal 500. The memory 502 temporarily stores at least a portion of an OS program or an application program to be executed by the processor 501. Further, the memory 502 stores various data used for processing by the processor 501. As the memory 502, for example, a volatile semiconductor storage device such as a RAM is used.

Peripheral devices connected to the bus 510 include a storage device 503, a display device 504, a touch panel 505, a contactless card reading unit 506, a cash processing unit 507, a receipt processing unit 508, and a network interface 509.

The storage device 503 electrically or magnetically writes and reads data to and from a built-in recording medium. The storage device 503 is used as an auxiliary storage device of the computer. The storage device 503 stores OS programs, application programs, and various data. Note that as the storage device 503, for example, an HDD or an SSD can be used.

Display device 504 displays images according to instructions from processor 501. Examples of the display device 504 include a display device using organic EL, a liquid crystal display device, and the like.
The touch panel 505 is arranged in front of the screen of the display device 504, detects a pressed position on the screen, and transmits a signal indicating the position to the processor 501.

Contactless card reading unit 506 reads information stored in the contactless IC card and transmits the read information to processor 501.
The cash processing unit 507 controls deposits and withdrawals of coins and banknotes according to instructions from the processor 501. Cash processing unit 507 reads the type of deposited coins and bills and outputs it to processor 501. Further, the cash processing unit 507 releases coins and banknotes of the type instructed by the processor 501.

Receipt processing unit 508 prints characters and figures on paper according to instructions from processor 501. For example, the receipt processing unit 508 prints a statement slip (receipt) on which the details of deposits and withdrawals are printed.

Network interface 509 is connected to network 20 . The network interface 509 sends and receives data to and from other computers or communication devices via the network 20.

Next, the functions of each device included in the voting system of the second embodiment will be explained in detail.
FIG. 6 is a block diagram showing a functional example of each device included in the voting system. The voting server 100 includes a storage section 110, a voting processing section 120, and a refund processing section 130. The storage unit 110 is realized using a storage area of the memory 102 or the storage device 103. The voting processing unit 120 and the refund processing unit 130 are realized by the processor 101 executing a program stored in the memory 102.

The storage unit 110 stores voting data 111. In the voting data 111, the contents of the cashless voting by the users are registered. When the voting processing unit 120 receives a request for cashless voting from a user from the cashless terminal 400, the voting processing unit 120 uses the voting amount for cashless voting based on the voting amount and the balance of the user's cashless account. Determine which account will be used. If the voting amount is less than or equal to the balance of the user's cashless account, the voting processing unit 120 determines to pay the voting amount from the user's cashless account. Further, if the voting amount is larger than the balance of the user's cashless account, the voting processing unit 120 pays the balance amount from the user's cashless account and sends the voting amount and the user's cash from the user's online account. It is decided to pay the difference between the amount and the balance of the customer account.

When the voting processing unit 120 determines the payment account for the voting amount, it notifies the cashless server 200 of the determined payment account and transmits a request to withdraw the voting amount to the cashless server 200. Further, the voting processing unit 120 registers the contents of the user's cashless voting in the voting data 111.

The refund processing unit 130 determines a refund destination for each cashless vote registered in the voting data 111. The refund processing unit 130 determines whether the online account usage amount for cashless voting is 0 yen. If the refund processing unit 130 determines that the net account usage amount for cashless voting is 0 yen, the refund processing unit 130 determines the cashless account as the transfer destination for the refund. Further, if the refund processing unit 130 determines that the amount of money used in the online account for cashless voting is not 0 yen, the refund processing unit 130 determines the transfer destination of the refund to be the online account. After determining the refund destination, the refund processing unit 130 notifies the cashless server 200 of the determined refund destination and transmits a request to transfer the refund amount to the cashless server 200.

The cashless server 200 has a storage section 210 and a member information processing section 220. The storage unit 210 is realized using the memory of the cashless server 200 or the storage area of a storage device. The member information processing unit 220 is realized by the processor of the cashless server 200 executing a program stored in the memory of the cashless server 200. The storage unit 210 stores CL (cashless) member data 211. Information on the balance of the user's cashless account is registered in the CL member data 211.

The member information processing unit 220 registers the user as a member according to instructions from the member registration terminal 31. Upon receiving the membership registration request from the membership registration terminal 31, the membership information processing unit 220 registers the user in the CL membership data 211. Further, upon receiving an online account registration request from the membership registration terminal 31, the member information processing unit 220 registers the user's online account in the CL member data 211 in association with the user's cashless account.

The member information processing unit 220 deposits and withdraws money from the cashless account according to instructions from the deposit and withdrawal terminal 500. When the member information processing unit 220 receives a deposit request from the deposit/withdrawal terminal 500, it adds the amount notified from the deposit/withdrawal terminal 500 to the balance of the user's cashless account registered in the CL member data 211. Further, upon receiving a withdrawal request from the deposit/withdrawal terminal 500, the member information processing unit 220 subtracts the amount notified from the deposit/withdrawal terminal 500 from the balance of the user's cashless account registered in the CL member data 211. .

Further, the member information processing unit 220 debits the voting amount and transfers the refund amount according to instructions from the voting server 100. When the member information processing unit 220 receives a request to withdraw the voting amount from the voting server 100, it pays from the cashless account notified by the voting server 100 from the balance of the user's cashless account registered in the CL member data 211. Subtract the amount. Then, the member information processing unit 220 notifies the net member server 300 of the amount to be paid from the net account notified by the voting server 100, and transmits to the net member server 300 a request to withdraw the voting amount from the net account. Further, upon receiving a refund transfer request from the voting server 100, the member information processing unit 220 adds the balance of the user's cashless account registered in the CL member data 211 to the cashless account notified from the voting server 100. Add the amount to be transferred. Then, the member information processing unit 220 notifies the net member server 300 of the amount to be transferred to the net account notified by the voting server 100, and transmits to the net member server 300 a request to transfer the refund amount to the net account.

The net member server 300 has a storage section 310 and a member information processing section 320. The storage unit 310 is realized using the memory of the network member server 300 or the storage area of a storage device. The member information processing section 320 is realized by the processor of the net member server 300 executing a program stored in the memory of the net member server 300. The storage unit 310 stores network member data 311. In the net member data 311, information on the balance of the user's net account is registered.

The member information processing unit 320 registers the user as a member according to instructions from the user terminal 41. When the member information processing unit 320 receives a member registration request from the user terminal 41, it registers the user in the network member data 311.

Further, the member information processing unit 320 deposits and withdraws money from the online account according to instructions from the user terminal 41. When the member information processing unit 320 receives a deposit request from the user terminal 41, it adds the amount notified from the user terminal 41 to the balance of the user's online account registered in the online membership data 311. The member information processing unit 320 causes the bank server 42 to withdraw the amount deposited from the user's bank account to the online account. Further, upon receiving a withdrawal request from the user terminal 41, the member information processing unit 320 subtracts the amount notified from the user terminal 41 from the balance of the user's online account registered in the online membership data 311. The member information processing unit 320 causes the bank server 42 to deposit the amount withdrawn from the online account into the user's bank account.

Further, the member information processing unit 320 debits the voting amount and transfers the refund amount according to instructions from the cashless server 200. When the member information processing unit 320 receives a request to withdraw the voting amount from the cashless server 200, it pays from the balance of the user's online account registered in the online membership data 311 from the online account notified by the cashless server 200. Subtract the amount. Further, upon receiving a refund transfer request from the cashless server 200, the member information processing unit 320 adds the balance of the user's online account registered in the online member data 311 to the online account notified from the cashless server 200. Add the amount to be transferred.

Note that the lines connecting each element shown in FIG. 6 show a part of the communication route, and communication routes other than the illustrated communication route can also be set. Next, information stored in each device included in the voting system of the second embodiment will be explained in detail.

FIG. 7 is a diagram showing an example of voting data. Voting data 111 includes member number, voting no. and voting information items. The member number of the user's cashless account is set in the member number field. Voting No. A number for identifying the vote is set in the field. Information regarding voting is set in the voting information item. Items of voting information include the following items: venue name, race, purchasing method, type of ceremony, group number, amount, CL account, online account, inquiry status, and refund amount.

In the field name field, the name of the place where the race to vote is held is set. In the race item, the race number of the race to vote for is set. The buying method item sets the voting buying method. In the formula-specific item, the voting formula is set. The group number for voting is set in the group number item. The voting amount is set in the amount item. The amount paid from the cashless account out of the voting amount is set in the CL account item. In the item of net account, the amount of the voting amount paid from the net account is set. In the inquiry status item, it is set whether the voting results have been inquired (uninquired or inquired). The refund amount is set in the refund amount field.

FIG. 8 is a diagram showing an example of cashless member data. The CL member data 211 has items such as member number, name, CL member information, and net member information. The member number of the user's cashless account is set in the member number field. The user's name is set in the name field. Information on the user's cashless account is set in the CL member information item. The CL member information items include password and account balance items. The password for the cashless account is set in the password field of the CL member information. The cashless account balance is set in the account balance item of the CL member information.

In the item of net member information, information about the user's net account that is associated with the user's cashless account is set. Items of net member information include items of ID, password, and account balance. The ID of the net account is set in the ID field of the net member information. The password of the Internet account is set in the password field of the Internet membership information. The balance of the net account is set in the account balance item of the net member information.

FIG. 9 is a diagram showing an example of net member data. The net member data 311 includes items such as ID, password, account balance, and bank account number. The ID of the online account is set next to the ID. The password for the online account is set in the password field. In the account balance item, the balance of the online account is set. In the bank account number field, the account number of the bank account used for depositing and withdrawing money to the online account is set.

Next, a receipt printed when cashless terminal 400 accepts a vote will be explained.
FIG. 10 is a diagram illustrating an example of a receipt indicating voting details. The receipt 51 is printed by the receipt processing unit 409 of the cashless terminal 400 when a cashless vote is received from the cashless terminal 400.

The date and time when the cashless vote was received and the membership number of the user's cashless account are printed on the receipt 51. Further, the details of the cashless voting are printed on the receipt 51. For example, on the receipt 51, the venue name, race date and time, race number, type of race, method of purchase, group number, voting amount, etc. are printed. Further, on the receipt 51, a refund destination account for cashless voting is printed. Note that when the cashless terminal 400 receives a plurality of cashless votes, the contents of each of the plurality of cashless votes are printed on the receipt 51. Further, the total voting amount of a plurality of cashless votes is printed on the receipt 51. Further, the balance of the cashless account and the balance of the online account after voting are printed on the receipt 51.

In this way, the voting system of the second embodiment allows the user to confirm the details of the cashless vote he or she has made and the account to which the refund will be made, using the receipt 51.
Next, the online account registration procedure process will be explained using a sequence diagram.

FIG. 11 is a sequence diagram showing an example of online account registration procedure processing. First, the user terminal 41 transmits a membership registration request to the network membership server 300 according to the user's operation (step S11). For example, the user terminal 41 notifies the internet member server 300 of the password of the internet account and the account number of the user's bank account, which have been input by the user, and transmits a membership registration request to the internet member server 300. Upon receiving the member registration request from the user terminal 41, the member information processing unit 320 of the net member server 300 registers the user as a member (step S12). For example, the member information processing unit 320 adds a user record to the net member data 311. Then, the member information processing unit 320 notifies the user terminal 41 of the user's ID.

Next, the user terminal 41 transmits a deposit request to the net member server 300 according to the user's operation (step S13). For example, the user terminal 41 notifies the net member server 300 of the user ID and amount input by the user, and transmits a deposit request to the net member server 300. Upon receiving the deposit request from the user terminal 41, the member information processing unit 320 transmits a withdrawal request from the user's bank account to the bank server 42 (step S14). For example, the member information processing unit 320 refers to the online member data 311, notifies the bank server 42 of the bank account number and amount corresponding to the ID notified from the user terminal 41, and sends the withdrawal request to the bank server 42. Send to 42.

Upon receiving the withdrawal request from the internet member server 300, the bank server 42 withdraws money from the user's bank account (step S15). For example, the bank server 42 withdraws the amount notified from the net member server 300 from the bank account number notified by the net member server 300. Then, the bank server 42 notifies the net member server 300 that the money has been withdrawn from the user's bank account. When the member information processing unit 320 is notified from the bank server 42 that the money has been withdrawn from the user's bank account, the member information processing unit 320 deposits the money into the user's online account (step S16). For example, the member information processing unit 320 adds the amount notified from the user terminal 41 to the account balance of the record of the ID notified from the user terminal 41 in the net member data 311.

In this way, the net member server 300 can register the user to use the net account in response to a request from the user terminal 41. Note that the member registration process in steps S11 to S12 and the deposit process in steps S13 to S16 do not have to be performed consecutively. Next, cashless account registration procedure processing will be explained using a sequence diagram.

FIG. 12 is a sequence diagram illustrating an example of cashless account registration procedure processing. First, the member registration terminal 31 transmits a member registration request to the cashless server 200 according to the operation of the staff member (step S21). For example, the member registration terminal 31 notifies the cashless server 200 of the user's name and the password for the cashless account input by the clerk, and transmits a member registration request to the cashless server 200. Upon receiving the member registration request from the member registration terminal 31, the member information processing unit 220 of the cashless server 200 registers the user as a member (step S22). For example, the member information processing unit 220 adds a user record to the CL member data 211. Then, the member information processing unit 220 notifies the member registration terminal 31 of the user's membership number. Here, for example, the membership registration terminal 31 writes a membership number on an IC card, and the staff member hands the IC card with the membership number written on it to the user.

Next, the member registration terminal 31 transmits an online account registration request to the cashless server 200 according to the operation of the staff member (step S23). For example, the member registration terminal 31 notifies the cashless server 200 of the ID and password of the user's online account and the member number of the user's cashless account, which have been input by the staff member, and cashes the online account registration request. to the response server 200. Upon receiving the online account registration request from the member registration terminal 31, the member information processing unit 220 registers the user's online account in association with the user's cashless account (step S24). For example, the member information processing unit 220 refers to the CL member data 211 and adds the user's online account ID and password to the record of the member number notified from the member registration terminal 31. Then, the member information processing unit 220 notifies the member registration terminal 31 that the online account registration has been completed.

Next, the deposit/withdrawal terminal 500 requests the cashless server 200 to deposit money into the user's cashless account according to the user's operation (step S25). For example, the deposit/withdrawal terminal 500 uses the contactless card reading unit 506 to read the membership number from the user's IC card. The deposit/withdrawal terminal 500 also accepts input of an amount by the user from the touch panel 505. Further, the deposit/withdrawal terminal 500 accepts the input amount of cash from the cash processing unit 507 . Then, the deposit/withdrawal terminal 500 notifies the cashless server 200 of the read membership number and the input amount, and requests the cashless server 200 to deposit the money into the user's cashless account. Upon receiving the deposit request from the deposit/withdrawal terminal 500, the member information processing unit 220 deposits the deposit into the user's cashless account (step S26). For example, the member information processing unit 220 adds the amount notified from the deposit/withdrawal terminal 500 to the account balance of the CL member information in the record of the membership number notified from the deposit/withdrawal terminal 500 that is registered in the CL member data 211. Add. Then, the member information processing unit 220 notifies the deposit/withdrawal terminal 500 that the deposit processing has been completed.

In this way, the cashless server 200 can register users to perform cashless voting in response to a request from the member registration terminal 31. Note that the member registration process in steps S21 and S22, the online account registration process in steps S23 and S24, and the deposit process in steps S25 and S26 do not have to be performed consecutively. Next, cashless voting processing will be explained using a sequence diagram.

FIG. 13 is a sequence diagram (part 1) showing an example of cashless voting processing. First, the cashless terminal 400 receives a request for cashless voting from a user (step S31). For example, the cashless terminal 400 uses the contactless card reading unit 406 to read the membership number from the user's IC card, thereby accepting a request for cashless voting from the user. The cashless terminal 400 requests the cashless server 200 to perform membership authentication of the user (step S32). For example, the cashless terminal 400 notifies the cashless server 200 of the membership number read from the user's IC card, and requests the cashless server 200 to authenticate the user's membership. Note that the cashless terminal 400 may have the user input a password, and may notify the input password to the cashless server 200 together with the membership number.

Upon receiving the member authentication request from the cashless terminal 400, the member information processing unit 220 of the cashless server 200 authenticates the user as a member (step S33). For example, the member information processing unit 220 refers to the CL member data 211 and verifies that there is a record of the member number notified from the cashless terminal 400 to authenticate the member. In addition, when the member information processing unit 220 is notified of the password along with the membership number from the cashless terminal 400, it confirms that the notified password is registered in the record of the notified membership number in the CL member data 211. You can authenticate your membership by doing this. When membership authentication is successful, the member information processing unit 220 inquires about the balance of the user's cashless account (step S34). For example, the member information processing unit 220 refers to the account balance item of CL member information in the record of the member number notified from the cashless terminal 400, which is registered in the CL member data 211. Furthermore, the member information processing unit 220 transmits a request to inquire about the balance of the user's online account to the online member server 300 (step S35). For example, the member information processing unit 220 notifies the net member server 300 of the ID of the net member information of the record of the member number notified from the cashless terminal 400, which is registered in the CL member data 211, and inquires about the balance. The request is sent to the network member server 300.

When the member information processing unit 320 of the net member server 300 receives a request to inquire about the balance of the online account from the cashless server 200, it inquires about the balance of the user's online account (step S36). For example, the member information processing unit 320 refers to the account balance item of the record of the ID registered in the net member data 311 and notified from the cashless server 200. Then, the member information processing unit 320 notifies the cashless server 200 of the account balance of the inquired online account.

When the inquiry of the balance of the cashless account and the balance of the online account is completed, the member information processing unit 220 transmits the authentication result and balance information to the cashless terminal 400 (step S37). For example, the member information processing unit 220 notifies the cashless terminal 400 that membership authentication has been successfully completed, the balance of the inquired cashless account, and the balance of the net account notified from the net member server 300.

The cashless terminal 400 causes the display device 404 to display the balance information notified from the cashless server 200 (step S38). Then, the cashless terminal 400 receives input of voting details from the user (step S39). For example, the cashless terminal 400 uses the mark card processing unit 408 to read the voting details from the mark card on which the user has written the voting details. Further, for example, the cashless terminal 400 may read a QR code indicating voting details using the code reading unit 407. Further, for example, the cashless terminal 400 may receive input of voting details from the user through the touch panel 405. Note that the cashless terminal 400 may accept a plurality of voting details from users. Then, the cashless terminal 400 notifies the voting server 100 of the input voting details, the user's membership number, the balance of the cashless account, and the balance of the online account.

FIG. 14 is a sequence diagram (part 2) showing an example of cashless voting processing. When the voting processing unit 120 of the voting server 100 is notified of the voting details, membership number, cashless account balance, and net account balance from the cashless terminal 400, it executes a payment account determination process (step S40). Details of the payment account determination process will be described later (see FIG. 15). After determining the payment account for the voting amount, the voting processing unit 120 transmits a request to withdraw the voting amount to the cashless server 200 (step S41). For example, the voting processing unit 120 notifies the cashless server 200 of the membership number of the user's cashless account, the amount to be paid from the cashless account, and the amount to be paid from the online account, and requests the withdrawal of the voting amount from the cashless server 200. to the response server 200.

When the member information processing unit 220 receives a request to withdraw the voting amount from the voting server 100, it withdraws the amount from the cashless account (step S42). For example, the member information processing unit 220 receives the amount to be paid from the cashless account from the voting server 100 based on the account balance of the CL member information of the record of the member number registered in the CL member data 211 and notified from the voting server 100. Subtract the notified amount. Furthermore, the member information processing unit 220 transmits a request for withdrawal from the online account to the online member server 300 (step S43). For example, the member information processing unit 220 identifies the ID of the net member information of the record of the member number notified from the voting server 100, which is registered in the CL member data 211, as the ID of the user's net account. Then, the member information processing unit 220 notifies the Internet member server 300 of the user's Internet account ID and the amount to be paid from the Internet account, and transmits a withdrawal request from the Internet account to the Internet member server 300.

When the member information processing unit 320 receives a request for withdrawal from the online account from the cashless server 200, it debits the online account (step S44). For example, the member information processing unit 320 calculates the amount notified from the cashless server 200 as the amount to be paid from the online account based on the account balance of the record of the ID registered in the online member data 311 and notified from the cashless server 200. Subtract. Then, the member information processing unit 320 notifies the cashless server 200 that the withdrawal from the online account has been completed. Then, the member information processing unit 220 transmits the withdrawal result to the voting server 100 (step S45).

When the voting processing unit 120 receives the withdrawal result from the cashless server 200, it registers the voting details in the voting data 111 (step S46). For example, the voting processing unit 120 uses the user's membership number and a voting number that differs depending on the voting content. Generates a record with . The voting processing unit 120 sets the field name, race, buying method, ceremony type, group number, and amount of money in the generated record based on the voting content. Further, the voting processing unit 120 sets the amount paid from the cashless account for the voting content in the CL account item of the generated record. Further, the voting processing unit 120 sets the amount paid from the net account for the voting content in the net account item of the generated record.

The voting processing unit 120 transmits the voting details registered in the voting data 111 to the cashless terminal 400 (step S47). Then, upon receiving the voting details from the voting server 100, the cashless terminal 400 uses the receipt processing unit 409 to print a receipt 51 indicating the received voting details (step S48).

In this way, the voting system of the second embodiment can allow users to vote cashless using a cashless account and an online account. As a result, the voting system of the second embodiment can allow users to vote cashless even if the balance in the cashless account is insufficient due to the user forgetting to charge the balance to the cashless account. , it is possible to increase the voting opportunities of users. Next, a processing procedure for determining a payment account by the voting server 100 based on the voting details and the balance of the cashless account notified from the cashless terminal 400 will be described.

FIG. 15 is a flowchart illustrating an example of the procedure for payment account determination processing. The process shown in FIG. 15 will be described below in accordance with step numbers.
[Step S101] The voting processing unit 120 selects unselected voting details.

[Step S102] The voting processing unit 120 determines whether the voting amount for the voting content selected in step S101 is less than or equal to the balance of the cashless account. Note that the balance of the cashless account to be compared with the voting amount is the balance of the cashless account notified from the cashless terminal 400 minus the voting amount determined to be paid from the cashless account in the payment account determination process. It is. If the voting processing unit 120 determines that the voting amount is less than or equal to the balance of the cashless account, the voting processing unit 120 advances the process to step S103. Further, when the voting processing unit 120 determines that the voting amount is larger than the balance of the cashless account, the voting processing unit 120 advances the process to step S104.

[Step S103] The voting processing unit 120 determines to pay the voting amount for the voting content selected in step S101 from the cashless account. The process then proceeds to step S106.

[Step S104] The voting processing unit 120 determines that the amount remaining in the cashless account will be paid from the cashless account.
[Step S105] The voting processing unit 120 determines to pay the difference between the voting amount for the voting content selected in step S101 and the balance amount of the cashless account determined to be paid in step S104 from the online account.

[Step S106] The voting processing unit 120 determines whether all voting contents have been selected. When the voting processing unit 120 determines that all voting contents have been selected, the voting processing unit 120 ends the process. Further, when the voting processing unit 120 determines that unselected voting details remain, the voting processing unit 120 advances the process to step S101.

In this manner, the voting server 100 determines to vote by paying the voting amount from the cashless account if the voting amount is less than or equal to the balance of the cashless account. Therefore, the voting server 100 allows the user to vote only from the cashless account if there is a sufficient balance remaining in the cashless account. Further, if the voting amount is larger than the balance of the cashless account, the voting server 100 pays the balance of the cashless account from the cashless account, and pays the difference between the voting amount and the balance of the cashless account from the online account. Decide to vote. Thereby, the voting server 100 can prevent an odd amount of money from remaining in the cashless account.

Next, the refund process will be explained using a sequence diagram. Note that the voting server 100 may start the refund process described below at regular intervals or when the race ends (that is, when the presence or absence of a refund and the amount of the refund are determined).

FIG. 16 is a sequence diagram showing an example of refund processing. First, the refund processing unit 130 of the voting server 100 executes a refund destination determination process (step S51). Details of the refund destination determination process will be described later (see FIG. 17). After determining the refund destination, the refund processing unit 130 transmits a request to transfer the refund amount to the cashless server 200 (step S52). For example, the refund processing unit 130 notifies the cashless server 200 of the membership number of the user's cashless account, the amount of the refund to be transferred to the cashless account, and the amount of the refund to be transferred to the online account, and transfers the refund. A request is sent to the cashless server 200.

Upon receiving the refund request from the voting server 100, the member information processing unit 220 of the cashless server 200 transfers the refund to the cashless account (step S53). For example, the member information processing unit 220 transfers the amount transferred from the voting server 100 to the account balance of the CL member information of the record of the member number notified from the voting server 100, which is registered in the CL member data 211, as the amount to be transferred to the cashless account. Add the notified amount. Further, the member information processing unit 220 transmits a request for transfer to an online account to the online member server 300 (step S54). For example, the member information processing unit 220 identifies the ID of the net member information of the record of the member number notified from the voting server 100, which is registered in the CL member data 211, as the ID of the user's net account. Then, the member information processing unit 220 notifies the net member server 300 of the user's net account ID and the amount to be transferred to the net account, and transmits a request for transfer to the net account to the net member server 300.

When the member information processing unit 320 of the net member server 300 receives the request for transfer to the net account from the cashless server 200, it transfers the money to the net account (step S55). For example, the member information processing unit 320 adds the amount notified from the cashless server 200 as the amount to be transferred to the online account to the account balance of the record of the ID registered in the online member data 311 and notified from the cashless server 200. Add. Then, the member information processing unit 320 notifies the cashless server 200 that the transfer to the online account has been completed. Then, the member information processing unit 220 transmits the transfer result to the voting server 100 (step S56).

In this way, the voting system of the second embodiment transfers the refund amount to the cashless account and the online account. Next, a procedure for determining a refund destination by the voting server 100 will be explained.

FIG. 17 is a flowchart illustrating an example of a procedure for determining a refund destination. The process shown in FIG. 17 will be described below in accordance with step numbers.
[Step S111] The refund processing unit 130 selects a record in which the inquiry status item of the voting data 111 is uninquired.

[Step S112] The refund processing unit 130 inquires about the voting success status of the record selected in step S111 (selected record). For example, the refund processing unit 130 determines whether or not the vote is correct based on the field name, race, buying method, type of ceremony, and group number of the selected record. If the vote is correct, the refund processing unit 130 calculates the refund amount based on the amount set in the amount field of the selected record, and sets the calculated refund amount in the refund amount field of the selected record. . Further, if the vote is not correct, the refund processing unit 130 sets 0 yen in the refund amount field of the selected record.

[Step S113] The refund processing unit 130 determines whether or not the vote for the selected record is correct. For example, if a refund amount other than 0 yen is set in the item of refund amount of the selected record, the refund processing unit 130 determines that the vote of the selected record is correct. If the refund processing unit 130 determines that the vote for the selected record is correct, it advances the process to step S114. Further, if the refund processing unit 130 determines that the vote for the selected record is not correct, the process proceeds to step S117.

[Step S114] The refund processing unit 130 determines whether the net account usage amount for the vote of the selected record is 0 yen. For example, if 0 yen is set in the online account field of the selected record, the refund processing unit 130 determines that the amount spent on the online account is 0 yen. If the refund processing unit 130 determines that the net account usage amount for voting in the selected record is 0 yen, the refund processing unit 130 advances the process to step S115. Further, if the refund processing unit 130 determines that the net account usage amount for voting in the selected record is not 0 yen, the refund processing unit 130 advances the process to step S116.

[Step S115] The refund processing unit 130 determines a cashless account as the transfer destination of the refund amount for the vote of the selected record. For example, the refund processing unit 130 determines to transfer the amount set in the item of refund amount of the selected record to the cashless account of the membership number set in the item of member number of the selected record. The process then proceeds to step S117.

[Step S116] The refund processing unit 130 determines the transfer destination of the refund amount for the vote of the selected record to the online account. For example, the refund processing unit 130 determines to transfer the amount set in the item of refund amount of the selected record to the online account corresponding to the cashless account of the membership number set in the item of member number of the selected record.

[Step S117] The refund processing unit 130 sets the inquiry status item of the selected record to inquired.
[Step S118] The refund processing unit 130 determines whether the inquiry status items of all records in the voting data 111 have been inquired. When the refund processing unit 130 determines that the inquiry status items of all records in the voting data 111 have been inquired, the refund processing unit 130 ends the process. Further, if the refund processing unit 130 determines that there remains a record in the voting data 111 in which the inquiry status item is not yet inquired, the process proceeds to step S111.

In this way, the voting server 100 determines the cashless account to be the deposit destination for the refunds for votes for which the voting amount was paid only from the cashless account, and the voting server 100 determines that the refund for votes for which at least part of the voting amount was paid from the online account will be deposited into the cashless account. Decide where to deposit the money to an online account. As a result, if a third party steals the user's IC card or a third party associates the user's online account with its own cashless account and votes fraudulently from the user's online account. However, the voting server 100 determines the refund destination to be the user's online account. Therefore, the voting server 100 can prevent a third party from withdrawing refunds due to fraudulent voting from a cashless account, and therefore can prevent fraudulent voting in public competitions.

In addition, if the voting amount is less than or equal to the balance of the cashless account, the voting server 100 determines to vote by paying the voting amount from the cashless account, and deposits the refund for the vote for which the voting amount was paid only from the cashless account. Decide on a cashless account. As a result, if a sufficient balance remains in the cashless account, the user can vote and receive a refund from the cashless account, and the voting server 100 can improve the convenience of cashless voting. .

In the examples shown in FIGS. 16 and 17 above, the voting server 100 determines the refund destination when making the refund, but it may decide the refund destination before making the refund. For example, when the voting server 100 determines the payment account for the vote, it may decide in advance where the vote will be refunded. Next, withdrawal processing from a cashless account will be explained using a sequence diagram.

FIG. 18 is a sequence diagram showing an example of withdrawal processing from a cashless account. First, the deposit/withdrawal terminal 500 accepts a withdrawal request from a user (step S61). For example, the deposit/withdrawal terminal 500 receives a withdrawal request from a user by reading the membership number from the user's IC card using the contactless card reading unit 506. The deposit/withdrawal terminal 500 requests the cashless server 200 to perform membership authentication of the user (step S62). For example, the deposit/withdrawal terminal 500 notifies the cashless server 200 of the membership number read from the user's IC card and requests the cashless server 200 to authenticate the user's membership. Note that the deposit/withdrawal terminal 500 may prompt the user to input a password and notify the cashless server 200 of the input password together with the membership number.

Upon receiving the member authentication request from the deposit/withdrawal terminal 500, the member information processing unit 220 of the cashless server 200 authenticates the user as a member (step S63). For example, the member information processing unit 220 references the CL member data 211 and verifies that there is a record of the member number notified from the deposit/withdrawal terminal 500 to authenticate the member. Note that when the member information processing unit 220 is notified of the password along with the membership number from the cashless terminal 400, it refers to the CL membership data 211 and registers the notified password in the record of the notified membership number. You may authenticate your membership by confirming that you are present. When membership authentication is successful, the member information processing unit 220 inquires about the balance of the user's cashless account (step S64). For example, the member information processing unit 220 refers to the account balance item of the CL member information in the record of the member number notified from the deposit/withdrawal terminal 500, which is registered in the CL member data 211. Further, the member information processing unit 220 transmits a request to inquire about the balance of the user's online account to the online member server 300 (step S65). For example, the member information processing unit 220 notifies the net member server 300 of the ID of the net member information of the record of the member number notified from the deposit/withdrawal terminal 500, which is registered in the CL member data 211, and makes a balance inquiry. The request is sent to the network member server 300.

When the member information processing unit 320 of the net member server 300 receives the request to inquire about the balance of the net account from the cashless server 200, it inquires the balance of the user's net account (step S66). For example, the member information processing unit 320 refers to the account balance item of the record of the ID registered in the net member data 311 and notified from the cashless server 200. Then, the member information processing unit 320 notifies the cashless server 200 of the account balance of the inquired online account.

When the inquiry of the balance of the cashless account and the balance of the online account is completed, the member information processing unit 220 transmits the authentication result and balance information to the deposit/withdrawal terminal 500 (step S67). For example, the member information processing unit 220 notifies the deposit/withdrawal terminal 500 that membership authentication has been successfully completed, the balance of the cashless account inquired, and the balance of the net account notified from the net member server 300.

The deposit/withdrawal terminal 500 causes the display device 504 to display the balance information notified from the cashless server 200 (step S68). Then, the deposit/withdrawal terminal 500 receives input of the withdrawal amount from the user (step S69). For example, the deposit/withdrawal terminal 500 accepts input of the withdrawal amount by the user from the touch panel 505. Then, the deposit/withdrawal terminal 500 notifies the cashless server 200 of the input withdrawal amount and the user's membership number, and transmits a withdrawal request. Upon receiving the withdrawal request from the deposit/withdrawal terminal 500, the member information processing unit 220 withdraws money from the user's cashless account (step S70). For example, the member information processing unit 220 calculates the amount of money notified from the deposit/withdrawal terminal 500 based on the account balance of the CL member information of the record of the membership number notified from the deposit/withdrawal terminal 500 that is registered in the CL member data 211. Subtract. Then, the member information processing unit 220 notifies the deposit/withdrawal terminal 500 that the withdrawal process is completed.

When the deposit/withdrawal terminal 500 is notified by the cashless server 200 that the withdrawal process has been completed, the deposit/withdrawal terminal 500 withdraws cash (step S71). For example, the deposit/withdrawal terminal 500 uses the cash processing unit 507 to withdraw cash by the amount to be withdrawn.

In this way, the voting system of the second embodiment allows the user to withdraw money from the cashless account. Next, withdrawal processing from an online account will be explained using a sequence diagram.

FIG. 19 is a sequence diagram showing an example of withdrawal processing from an online account. First, the user terminal 41 notifies the net member server 300 of the ID and password according to the user's operation and logs in (step S81). For example, the user terminal 41 notifies the net member server 300 of the user's ID and password input by the user. When the member information processing unit 320 of the net member server 300 is notified of the ID and password from the user terminal 41, it performs authentication (step S82). For example, the member information processing unit 320 refers to the net membership data 311 and confirms that the password notified from the user terminal 41 is registered in the record of the ID notified from the user terminal 41. Perform authentication with . Then, when the authentication is successful, the member information processing unit 320 notifies the user terminal 41 that the authentication has been successful.

The user terminal 41 transmits a withdrawal request to the network member server 300 according to the user's operation (step S83). For example, the user terminal 41 notifies the net member server 300 of the user ID and amount input by the user, and transmits a withdrawal request to the net member server 300. Upon receiving the withdrawal request from the user terminal 41, the member information processing unit 320 withdraws money from the user's online account (step S84). For example, the member information processing unit 320 subtracts the amount notified from the user terminal 41 from the account balance of the record of the ID notified from the user terminal 41 in the net membership data 311. Further, the member information processing unit 320 transmits a request for depositing money into the user's bank account to the bank server 42 (step S85). For example, the member information processing unit 320 refers to the online member data 311, notifies the bank server 42 of the bank account number and amount corresponding to the ID notified from the user terminal 41, and sends the deposit request to the bank server 42. Send to.

Upon receiving the deposit request from the internet member server 300, the bank server 42 deposits the money into the user's bank account (step S86). For example, the bank server 42 deposits the amount notified by the net member server 300 into the bank account number notified by the net member server 300. Then, the bank server 42 notifies the net member server 300 that the money has been deposited into the user's bank account. Then, the member information processing unit 320 transmits the processing result to the user terminal 41 (step S87).

In this way, the voting system of the second embodiment withdraws money from the user's online account to the user's bank account. Here, users can withdraw their balance from their online account if they are authenticated by logging in. Therefore, the voting system of the second embodiment can prevent refunds from being withdrawn from the user's online account even if a third party fraudulently votes from the user's online account.

[Other embodiments]
In the second embodiment, the voting server 100 determines the account used for voting and the refund destination, but the cashless server 200 determines either the account used for voting or the refund destination. You may go. Further, the cashless server 200 may determine both the account to be used for voting and the destination of the refund.

Further, in the second embodiment, the voting server 100 instructs only the cashless server 200 to withdraw the voting amount and deposit the refund money, but it may also instruct the net member server 300. For example, the voting server 100 may instruct the cashless server 200 to withdraw money from and deposit money into the cashless account, and instruct the online member server 300 to withdraw money from and deposit money into the online account. good.

Although the embodiments have been illustrated above, the configuration of each part shown in the embodiments can be replaced with other components having similar functions. Further, other arbitrary components or steps may be added. Furthermore, any two or more configurations (features) of the embodiments described above may be combined.

1 Cashless server 1a First account information 2 Net member server 2a Second account information 10 Voting server 11 Processing unit

Claims (3)

If you obtain the request to vote by paying the voting amount for a publicly managed competition from a first account whose balance is charged in a prepaid manner, if the voting amount is less than or equal to the balance of the first account, the amount will be charged from the first account. If it is determined that the voting amount is to be paid and the voting amount is larger than the balance of the first account, the amount of the balance of the first account is paid from the first account, and the amount of money associated with the first account is paid. If it is decided to vote by paying the difference between the voting amount from the second account and the amount paid from the first account, and the voting amount is paid only from the first account, the refund for the voting will be deposited. a processing unit that determines the destination of the refund for the vote to be the second account if at least a part of the voting amount is paid from the second account;
A voting server with The second account is an account from which a user authenticated by a predetermined authentication method can withdraw balance;
The voting server according to claim 1 . a cashless server that manages a first account to which the balance is charged in a prepaid manner;
a net member server that manages a second account associated with the first account;
When the request to vote is obtained by paying the voting amount for a publicly managed competition from the first account, if the voting amount is less than or equal to the balance of the first account, the voting amount is paid from the first account and the request to vote is obtained. If it is decided to vote and the amount of the vote is greater than the balance of the first account, the amount of the balance of the first account is paid from the first account, and the amount of the vote is paid from the second account and the amount of the vote is paid from the first account. If it is determined that the voting amount will be paid by paying the difference between the voting amount and the voting amount, and the voting amount is paid only from the first account, the refund amount for the voting will be deposited into the first account and from the second account. a voting server that determines, when at least a portion of the voting amount has been paid, the second account to which the refund for the voting is to be deposited;
Voting system with.

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