JP2007151706A - Game medium lending system using debit account settlement - Google Patents

Abstract

<P>PROBLEM TO BE SOLVED: To improve convenience concerning debit utilization of a game customer without increasing costs for capital investment of a game saloon. <P>SOLUTION: In a game medium lending system 1 using debit account settlement, a debit terminal is composed as a handy debit terminal 70. The handy debit terminal 70 is provided with: a debit account settlement processing section 77a which requests debit account settlement to a center or its proxy center of a predetermined financial institution; a value applying processing part 77b for applying a value of a settled amount settled to a ball lending unit 50 in response to the requests for debit account settlement; and a settlement processing section 77c instructing the debit account settlement processing section 77a to request debit account settlement again with a portion of a used amount at the ball lending unit 50 as an account settlement request amount after requesting cancel of the debit account settlement amount in the case of receiving a request for settlement of a valuable value applied to the ball lending unit 50. <P>COPYRIGHT: (C)2007,JPO&INPIT

Description

  The present invention provides at least a debit payment terminal device which makes a debit payment request to a center of a predetermined financial institution or an agency thereof and makes a payment amount settled in response to the debit payment request available in a game store. The present invention relates to a game medium lending system using debit payment.

  2. Description of the Related Art Conventionally, in game systems that provide games such as pachinko games and slot games, a card purchased by a player by inserting money into a recording medium issuing machine (hereinafter referred to as a prepaid card as appropriate) is rented as a game medium. A game medium lending system that lends game media based on the value of the inserted card (for example, value data indicating the value of money or the value corresponding to the amount) is well known.

  However, if you can only buy a prepaid card with cash, even a player with a large balance of deposits and savings at a financial institution must go to a financial institution and save the savings when the cash on hand is gone. I can't play games continuously. In particular, it is extremely troublesome for a player who is enthusiastic about the game to stop the game and go to a financial institution, and the game store has been desired to cope with such inconvenience.

  For this reason, in recent years, there has been a debit payment system that makes a debit payment request to a center of a predetermined financial institution or its proxy center and values the payment amount settled in response to the debit payment request to a game recording medium. (For example, refer to Patent Document 1).

  More specifically, a debit terminal connected to a payment center (information processing center) outside the store is placed adjacent to the card issuing machine in the game store, and a debit card (bank or postal savings cash card) is inserted by the player. At the same time, if a debit payment request is received, a debit payment request is made to the financial institution via the information processing center, and a prepaid card can be purchased with a payment amount settled in response to the debit payment request.

JP 2002-000889 A

  However, in the above-described prior art (Patent Document 1), the debit terminal is arranged in parallel with the island-side card issuing machine, so that a player cannot use the debit terminal to borrow game media. There is a problem that it is necessary to sit down and the convenience of the debit usage of the player is impaired.

  In addition, for the purpose of using each debit unit, a debit terminal is arranged adjacent to each game stand in the game store, or even if an attempt is made to add a debit payment function to an existing game medium lending machine (card processing unit), the debit terminal Is not something that can be purchased at a low price, but it would be impractical to use such a measure because it would require enormous capital investment costs if an attempt was made to place adjacent functions or add functions to each game machine. I don't get it.

  Therefore, the present invention has been made to solve the above-described problems (problems) of the prior art, and improves the convenience related to the debit use of the player without increasing the capital investment cost of the game shop. It is an object of the present invention to provide a game medium lending system using debit payment that can be executed.

  In order to solve the above-described problems and achieve the object, a gaming medium lending system using debit payment according to the invention of claim 1 makes a debit payment request to a center of a predetermined financial institution or its proxy center. A game medium lending system using debit payment that has at least a debit payment terminal device that makes it possible to use the payment amount settled in response to the debit payment request in the game store, and performs the debit payment request The apparatus is configured as a portable debit payment apparatus.

  According to a second aspect of the present invention, there is provided a gaming medium lending system using debit payment. In the above invention, the portable debit payment apparatus uses the gaming medium to pay a payment amount settled in response to the debit payment request. The game machine lending machine for performing the lending process is provided with a value processing means for adding value.

  According to a third aspect of the present invention, there is provided a gaming medium lending system using debit payment in the above invention, wherein the value processing means assigns the valuable value valued to the gaming medium lending machine by the debit payment to another game. It is characterized by shifting to a medium lending machine.

  According to a fourth aspect of the present invention, there is provided a gaming medium lending system using debit payment in the above invention, when a payment request for a valuable value valued to a gaming medium lending machine by the value processing means is received. The debit settlement request is made again after the debit settlement cancellation request is made, with the usage amount in the gaming medium lending machine as the settlement request amount.

  According to the present invention, since the debit payment apparatus for making a debit payment request is configured as a portable debit payment apparatus, each debit terminal is connected to each game machine without introducing a debit terminal for each game machine in the game store. There is a gaming media lending system using debit payment that can improve the convenience related to the debit usage of the player without increasing the capital investment cost of the gaming store. The effect is obtained.

  In addition, according to the present invention, the portable debit settlement apparatus values the settlement amount settled in response to the debit settlement request to the gaming medium lending machine that performs the gaming medium lending process. Even a lending machine that lends game media without using a recording medium can provide a game media lending service by debit payment, and the operating range of the game medium lending service by debit payment can be expanded. It is possible to obtain a game medium lending system using a debit payment.

  Further, according to the present invention, since the valuable value assigned to the game medium lending machine by debit payment is transferred to another game medium lending machine, the debit settlement is performed even if the game medium lending machine does not have a game recording medium. There is an effect that a game medium lending system using debit payment can be obtained which can perform the table movement accompanied by the remaining amount and can more effectively improve the convenience related to the debit use of the player.

  In addition, according to the present invention, when a settlement request for a valuable value that has been valued in a gaming medium lending machine is received, a settlement request is made for the amount used in the gaming medium lending machine after making a request for discarding the debit settlement. Since the debit payment request with the amount was made again, the remaining amount of debit payment can be settled even if the game medium lending machine does not have a game recording medium, making it more effective for the convenience of the debit usage of the player There is an effect that a gaming medium lending system using debit payment that can be improved is obtained.

  Exemplary embodiments of a game medium lending system using debit payment according to the present invention will be described below in detail with reference to the accompanying drawings. In the following, a gaming medium lending system using debit payment according to the present invention will be described as a first embodiment, and then another embodiment included in the present invention will be described as a second embodiment.

  In the following first embodiment, the outline and features of the game medium lending system using the debit payment according to the first embodiment, the configuration of each device constituting the system, and the flow of processing will be described in order. In the first embodiment, the present invention is applied to a game system for pachinko games.

[Outline and Features (Example 1)]
First, the outline and features of the game medium lending system using debit settlement according to the first embodiment will be described with reference to FIGS. 1 and 2. FIG. 1 is a block diagram illustrating a schematic configuration of a game medium lending system using debit payment according to the first embodiment. FIG. 2 is an explanatory diagram for explaining the features of the game medium lending system using the debit payment according to the first embodiment.

  As shown in FIG. 1, a gaming medium lending system 1 using debit payment according to the first embodiment is connected to a gaming system installed in a gaming store and the gaming system via a public network 1000, and debiting is performed. The network includes an information processing center 100, a CAFIS (Credit and Finance Information System) 1010, a debit card issuing bank 1020, a member store bank 1030, and the like.

  In FIG. 1, the game system installed in the game store is connected to an island controller 30, a card issuing machine 60, and a card checkout machine 65 provided for each group called "Island" with the card management T / C 10 as the center. In addition, the island controller 30 is connected to a ball lending unit 50 provided in each of the plurality of pachinko machines 40 installed on each island.

  In this gaming system, a membership card MC that has been used in the past (issued by a gaming store to a player (member) who has registered as a member is registered, and member identification information such as the identification information of the issuing store and a membership code is stored. Or a prepaid card PC (issued to the player by the card issuing machine 60 and recording the issuer's identification information, card-specific identification code, issue amount, card type, etc.) is used as the recording medium. Can do.

  The pachinko machine 40 is a device that allows a player to play a game by firing a pachinko ball into the game area. The ball lending unit 50 has a main function of ball lending processing that accepts cash (coins other than low-value banknotes and small coins) and cards and lends pachinko balls, and each of the plurality of pachinko machines 40 installed in the amusement store. Are prepared so as to be paired one by one and are sandwiched between pachinko machines 40. The ball lending unit 50 receives the communication from the handy debit terminal 70 and performs ball lending processing based on debit payment (details will be described later).

  The card issuing machine 60 has a main function of issuing a prepaid card PC associated with a valuable value (frequency) corresponding to the amount of money received when cash is added and an adding process for the frequency valued to the prepaid card PC. There are several units installed at amusement stores.

  The player inserts cash (coins other than low-value banknotes and small coins) into the ball lending unit, or inserts a prepaid card PC or membership card MC issued from the card issuing machine 60 into the card processing unit. By performing the lending operation, the player can borrow a pachinko ball and thus can play a pachinko game.

  At least one card management T / C 10 is installed in a game store, and is a device that stores and manages prepaid card identification information (prepaid card ID) and the remaining number of prepaid cards. Specifically, if a “frequency subtraction instruction” is received from the ball lending unit 50 together with the prepaid card ID, the remaining frequency of the prepaid card is subtracted for the lending frequency, and the ball lending unit 50 is notified of “frequency subtraction completion notification. ". Further, in the first embodiment, from the viewpoint of preventing fraud such as falsification of magnetic data recorded on the card, the “payment” is not recorded on the prepaid card, but only the identification information of the prepaid card is recorded. We will adopt it.

  Here, the gaming medium lending system 1 using debit payment according to the first embodiment has a main feature in that the debit terminal that performs the debit payment request is configured as a portable debit terminal. Therefore, it is possible to improve the convenience related to the debit use of the player without increasing the capital investment cost of the game store.

  In other words, in the gaming medium lending system 1 using debit payment according to the first embodiment, a debit terminal having a debit payment function is configured as a handy debit terminal 70, so that an employee of a game shop as shown in FIG. However, the handy debit terminal 70 can be appropriately carried to the game seat of the player who desires to use the debit.

  For this reason, in the gaming medium lending system 1 using debit payment according to the first embodiment, it is possible to borrow the gaming medium by using the debit terminals at each gaming machine without introducing a large number of debit terminals in the gaming store. .

  Therefore, in the example of the above-described prior art, by installing a debit terminal together with an island edge card issuing machine, when a player uses a debit, instead of moving from his game seat to the island edge, By configuring a debit terminal that makes a debit payment request as a portable debit terminal, it is possible to borrow game media by using the debit terminal at each gaming machine without introducing a debit terminal for each gaming machine in the gaming store. In addition, as described above, it is possible to improve the convenience related to the debit use of the player without increasing the capital investment cost of the game store.

  In addition, in the game medium lending system 1 using debit payment according to the first embodiment, a debit terminal having a debit payment function is configured as a handy-type debit terminal 70, and a payment settled in response to a debit payment request is made. There is an additional feature in that the amount is valued to a gaming medium lending machine that performs gaming medium lending processing.

  More specifically, the above-described conventional technology values the settlement amount settled in response to the debit settlement request to a game recording medium such as a prepaid card. Even if it is possible to link with a debit terminal with a card processing unit capable of lending processing based on the valuable value recorded on the game recording medium, the ball lending processing is performed based on cash. The ball lending unit 50 cannot provide a game medium lending service by debit payment.

  As described above, the above-described conventional technology has a problem of impairing the convenience related to the debit usage of the player and narrowing the operation range of the game medium lending service by debit settlement.

  Therefore, in the gaming medium lending system 1 using debit settlement according to the first embodiment, the settlement amount settled in response to the debit settlement request is stored in a gaming medium lending machine (storage unit thereof) that performs gaming medium lending processing. By adding value, it is possible to provide a gaming media lending service by debit settlement even if it is a lending processing machine that lends gaming media without going through a game recording medium. The range can be expanded.

[Configuration of game media lending system]
Next, the configuration of the game medium lending system using debit payment according to the first embodiment will be described. In the following, description of portions overlapping the “overview and features” in the system will be omitted, and description will be made with an emphasis on the handy debit terminal 70 that is closely related to the present invention.

  FIG. 3 is a functional block diagram of the configuration of the handy debit terminal according to the first embodiment. As shown in the figure, the gaming medium lending system 1 using the debit payment according to the first embodiment includes a handy debit terminal 70 and an out-of-store communication control unit as being related to the present invention in the gaming system. 80, ball lending unit 50 and card management T / C10. Note that radio communication using radio waves is performed between the handy debit terminal 70 and the out-of-store communication control unit 80, and infrared communication is performed between the handy debit terminal 70 and the ball lending unit 50.

  Among these, the out-of-store communication control unit 80 is a processing unit that controls communication with devices outside the store, and includes a transceiver for performing wireless communication with the handy-type debit terminal 70. Specifically, when a debit payment request is received by wireless communication from the handy-type debit terminal 70, the debit payment request is transferred to the debit information processing center 100, and a debit payment response from the debit information processing center 100 is sent. Transfer to the handy debit terminal 70. The card management T / C 10 is also communicably connected.

  The ball lending unit 50 accepts cash (a coin excluding low-value bills and small coins) and a card, and has a main function of lending a pachinko ball corresponding to the value of the accepted cash, but is related to the present invention. As the processing operation, when the payment amount is valued in the ball lending unit 50 (the storage unit thereof) or when the debit balance valued in the debit payment is transferred to another ball lending unit 50, the existing infrared light receiving unit 51 A function of performing infrared communication with the handy-type debit terminal 70 is added.

  The card management T / C 10 has a main function of managing management of amusement stores, for example, card management, member management, sales management, etc., and storing and managing information on the valuable value of the prepaid card PC and the member card MC. However, as shown in FIG. 4, the processing operation related to the present invention is different from the existing one in that the usage history of the settlement amount is stored and managed.

  Here, the handheld debit terminal 70 according to the first embodiment will be described. As shown in FIG. 3, the handheld debit terminal 70 includes an input unit 71, an output unit 72, a card processing unit 73, a printing unit 74, a wireless communication unit 75, an infrared communication unit 76, and a control unit. 77 and a storage unit 78.

  Of these, the input unit 71 is an instruction input unit such as buttons for inputting various information. For example, the input unit 71 accepts input of a PIN number of a debit card necessary for debit payment, or is valued by the ball lending unit 50. Accept input such as transfer request and settlement request of remaining debit amount.

  The output unit 72 is an output display unit such as an LED or a liquid crystal that displays various types of information. For example, a response result of a debit settlement request by the debit settlement processing unit 77a, a debit balance transfer result or a settlement process by the value processing unit 77b. The debit balance settlement result by the unit 77c is displayed on the screen.

  The card processing unit 73 is a processing unit that reads the cash card information recorded on the debit card and outputs the read result to the control unit 77. The printing unit 74 is a processing unit that prints a debit settlement statement slip by the debit settlement processing unit 77a.

  The wireless communication unit 75 is a processing unit that performs wireless communication using radio waves. Specifically, wireless communication is performed with an out-of-store communication control unit 80 that transfers a debit payment request to the debit information processing center 100 and a response result from the debit information processing center 100, and the communication result is transmitted to the control unit 77. Output to.

  The infrared communication unit 76 is a processing unit that performs infrared communication. Specifically, when the settlement amount is valued to the ball lending unit 50 or when the debit balance valued by debit settlement is transferred to another ball lending unit 50, the settlement ID (that is, the debit settlement amount and its settlement) A registration instruction or an erasure instruction of an identifier uniquely assigned for each debit settlement in order to manage the debit balance obtained by subtracting the used amount from the amount is transmitted to the infrared light receiving unit 51 of the ball lending unit 50.

  The control unit 77 is a processing unit that has a control program such as an OS (Operating System), a program that defines various processing procedures, and an internal memory for storing necessary data, and executes various processes using these. Particularly, those closely related to the present invention include a debit settlement processing unit 77a, a value processing unit 77b, and a settlement processing unit 77c. In addition, the memory | storage part 78 memorize | stores the terminal ID provided previously, or memorize | stores the information input at the time of utilization temporarily.

  Among these, the debit settlement processing unit 77a is a processing unit that makes a debit settlement request to the center of a predetermined financial institution or its proxy center. Specifically, after cash card information is read from the debit card by the card processing unit 73, information required for payment (such as a password and a payment request amount) and a payment start operation are received via the input unit 71. For example, a payment request including its own terminal ID, terminal processing number, cash card information, payment request amount and password is transmitted to the debit information processing center 100 through the out-of-store communication control unit 80 and the public line network 1000. The cash card information refers to the “bank number”, “branch number”, and “account number” of the debit card issuing bank 1020, and the information required for payment includes the payment request amount, the PIN code of the debit card, and the like. Point to.

  On the other hand, when the debit information processing center 100 receives the payment request from the handy debit terminal 70, the debit information processing center 100 sends a debit payment request including the cash card information, the payment request amount, and the personal identification number in the payment request received from the handy debit terminal 70. The data is sent to the debit card issuing bank 1020 via the CAFIS network 1010, and then, the state shifts to a state of waiting for the settlement result from the debit card issuing bank 1020.

  On the other hand, when the debit card issuing bank 1020 receives the debit payment request from the debit information processing center 100, the account number and the payment request amount (for example, “10000 yen” included in the cash card information included in the debit payment request). )), A debit settlement process for debiting the settlement request amount from the account is performed, and a settlement result regarding whether or not the settlement amount has been deducted by the debit settlement process is transmitted to the debit information processing center 100.

  The settlement result sent from the debit card issuing bank 1020 to the debit information processing center 100 includes a processing number, a terminal ID, a terminal processing number, an amount (specified amount), a slip display item (for example, the above cash card information), and Information indicating whether or not settlement is possible is included.

  On the other hand, when the debit information processing center 100 receives the payment result from the debit card issuing bank 1020, the debit information processing center 100 determines whether the debit payment is OK (NG) based on the payment result. Here, if the debit card is not debited due to a shortage of the account balance of the debit card issuing bank 1020 (that is, the account balance is less than “10000 yen”), the debit card issuance is issued. Since a settlement result indicating that the debit settlement is NG is sent from the bank 1020, the debit information processing center 100 determines that the debit settlement is NG from the settlement result and indicates that the debit settlement cannot be performed. The notification is transmitted to the handy debit terminal 70.

  When the debit payment processing unit 77a receives a debit payment incomplete notification from the debit information processing center 100, the debit payment processing unit 77a displays on the output unit 72 that the payment could not be performed due to an insufficient account balance or the like. Notify that it was not possible.

  On the other hand, when the debit card is issued with the designated amount “10000 yen” from the corresponding account of the debit card issuing bank 1020 and the debit payment is performed, the debit card issuing bank 1020 indicates that the debit payment is OK. Since the result is sent, the debit information processing center 100 determines that the debit payment is OK from the payment result, and receives a debit payment completion notification from the debit card issuing bank 1020 indicating that the debit payment is completed. Are sent to the handy-type debit terminal 70 together with the slip items included in the settlement result (for example, the above-mentioned cash card information, settlement amount, processing date and time).

  When the debit payment processing unit 77a receives the debit payment completion notification from the debit information processing center 100, the debit payment processing unit 77a notifies the player that the payment is completed. For example, the fact that payment is completed and the payment amount “10000 yen” is output to the output unit 72, or the slip item (eg, the above-mentioned cash card information, payment amount, processing date and time, payment ID, etc.) is printed as a statement slip Or print at 74. At this time, a settlement ID (for example, “002”) is assigned with a predetermined logic using the processing date and time of the slip item.

  The value processing unit 77 b is a processing unit that values the payment amount settled in response to the debit payment request to the ball lending unit 50. Specifically, after the debit payment is performed by the debit payment processing unit 77a, the input of the machine ID “357” (identifier numbered to uniquely identify the gaming machine) of the gaming machine 40 to be played is input. If accepted, the payment ID “002”, the debit payment amount “10000”, the table ID “357”, and the ID thereof via the infrared light receiving unit 51 of the ball rental unit 50-1 provided in the gaming machine 40 to be played. The management information of the debit settlement valuable value including the status “payment” relating to the value of the settlement amount is transmitted to the card management T / C 10 and the settlement ID is transmitted to the ball lending unit 50. In the first embodiment, the operation related to the debit payment of the handy debit terminal 70 is accepted from a player who uses the debit, and the operation related to the value of the handy debit terminal 70 is accepted from the employee. .

  In the card management T / C 10, the management information of the debit settlement valuable value (in the above example, the settlement ID “002”, the debit settlement amount “10000”, the unit ID “357” and the value of the settlement amount) The status “payment”) is registered in the settlement table shown in FIG. 4, and in the ball lending unit 50-1 attached to the gaming machine 40 as the game target, the settlement ID “002” is stored in the storage unit (not shown). Will be held. In the first embodiment, an elapsed number incremented every time the status of valuable value derived from debit payment changes is added to the first three digits of payment ID belonging to debit payment via a branch number. Yes. For example, in the case of the settlement ID “002”, when the valuable value obtained by the debit settlement is deposited into the ball lending unit 50, the status becomes “payment”, and the transaction ID “002” has the progress number “001”. "," 002-001 "is stored in the settlement table as a settlement ID, and thereafter the lower three digits" elapsed number "after the branch number are sequentially incremented each time the status changes.

  Further, the valuable value valued by the value processing unit 77 b is subjected to a ball lending process through a “debit remaining amount subtraction process” by the ball lending unit 50. Specifically, as shown in FIG. 5, when the ball lending unit 50 receives a ball lending request from a player, the ball lending unit 50 reads the settlement ID held in a predetermined storage unit, and “debit” together with the read settlement ID. The card management T / C 10 that has transmitted a “remaining amount subtraction request” to the card management T / C 10 and subtracts the debit remaining amount of the settlement ID for the lending frequency after receiving the debit remaining amount subtraction request. The ball lending unit 50 that has returned the “debit remaining amount subtraction completion notification” and received the debit remaining amount subtraction completion notification controls to throw out the pachinko balls corresponding to the lending frequency from the ball throwing mechanism inside the gaming machine 40.

  The value processing unit 77b also performs a process of transferring the valuable value valued to the ball lending unit 50 by the debit payment performed by the debit payment processing unit 77a to another ball lending unit. Specifically, if the debit balance transfer request is received together with the payment ID “002”, in order to prevent a person other than the payer from performing the ball lending process with the ball lending unit 50-1, the transfer source The card management T / C 10 is instructed to update the status record in the settlement table to wait for the transfer destination notification via the infrared light receiving unit 51-1 of the ball lending unit 50-1 provided in the gaming machine 40 of Upon receiving this instruction, the card management T / C 10 updates the status record in the settlement table to “waiting for transfer destination notification”.

  Subsequently, the value processing unit 77b instructs the ball lending unit 50-1 attached to the transfer source gaming machine 40 to delete the settlement ID “002”, and accepts the settlement ID deletion instruction. The egg lending unit 50-1 deletes the settlement ID “002” held in the storage unit.

  After that, if the value processing unit 77b receives an input of the base ID (for example, “500”) of the transfer destination gaming machine 40, the value processing unit 77b of the ball lending unit 50-n attached to the transfer source gaming machine 40 It includes a registration instruction for the table ID “500” in the record of the table ID in the settlement table and an update instruction for updating the status record from “Waiting for migration destination notification” to “Move table” via the infrared light receiver 51-n. The card management T / C 10 notifies the card management T / C 10 of the debit balance transfer instruction, and the card management T / C 10 that has received the notification of the debit balance transfer instruction additionally registers the base ID “500” in the record of the base ID in the settlement table, Update the status record from “Waiting for migration destination notification” to “Move unit”.

  Then, the value processing unit 77b instructs the ball rental unit 50-n provided in the transfer destination gaming machine 40 to register the settlement ID “002”, and accepts the settlement ID registration instruction. When the payment ID “002” is registered in the predetermined storage unit by the ball lending unit 50-n, the output unit 72 is notified that the debit balance has been transferred.

  In this way, by shifting the valuable value valued to the ball lending unit 50 by debit payment to another ball lending unit 50, the table movement with the remaining debit payment can be performed even if the game medium lending machine has no game recording medium. It is possible to improve the convenience related to the debit usage of the player.

  The settlement processing unit 77c starts lending the ball to the debit settlement processing unit 77a when receiving a settlement request for the valuable value valued to the ball lending unit 50 by the value processing unit 77b via the input unit 71. This is a processing unit for instructing to make a debit payment request again with the used amount in the ball lending unit 50 as a payment request amount after making a request for discarding the debit payment made immediately before.

  More specifically, when the settlement processing unit 77c receives the debit balance settlement request together with the settlement ID “002”, the infrared light receiving unit 51-n of the ball lending unit 50-n provided in the gaming machine 40 being played. The card management T / C 10 instructs the card management T / C 10 to update the status record in the settlement table to the completion of settlement via n, and the card management T / C 10 that has received this instruction, records the status record in the settlement table as “settlement”. Update to “Waiting for completion”.

  Subsequently, the settlement processing unit 77c instructs the ball lending unit 50-n attached to the gaming machine 40 in the game to delete the settlement ID “002”, and accepts the settlement ID deletion instruction. The ball lending unit 50-n deletes the settlement ID “002” held in the storage unit.

  Here, the settlement processing unit 77c requests the debit settlement processing unit 77a to request the first debit settlement, that is, the discard request for the settlement ID “002”. The debit settlement processing unit 77a that has received this debit settlement discard request performs a debit settlement discard process between the debit information processing center 100 and the debit card issuing bank 1020 in the same manner as the flow of the debit settlement process described above. Do.

  Subsequently, the settlement processing unit 77c requests the debit settlement processing unit 77a for a debit settlement request (re-debit settlement request) with the amount of use (in this example, “5000 yen”) as the settlement request amount. Also in this case, the debit settlement processing unit 77a that has received this re-debit settlement request performs the debit settlement process between the debit information processing center 100 and the debit card issuing bank 1020 in the same manner as the flow of the debit settlement process described above. I do.

  After that, when the settlement processing unit 77c receives the re-debit settlement completion notification from the debit settlement processing unit 77a, the settlement processing unit 77c includes a renewal instruction that updates the status record in the settlement table from “waiting for settlement completion” to “settlement (completion)”. The card management T / C 10 sends a completion notification to the card management T / C 10, and the card management T / C 10 that has received the settlement completion notification updates the status record in the settlement table from “waiting for settlement completion” to “settlement (completion)”.

  Then, the settlement processor 77c notifies that the settlement of the debit balance has been completed after the payment table is updated by the card management T / C10. For example, the fact that the re-settlement is completed and the settlement amount “5000 yen” are output to the output unit 72, or the slip item (for example, the cash card information, the settlement amount, the processing date, etc.) is used as a statement slip in the printing unit 74. Or print.

  In this way, when a settlement request for the valuable value valued to the ball lending unit 50 by the value processing unit 77b is received, the usage amount in the ball lending unit 50 is calculated after making a request for discarding the debit settlement. By making the debit payment request again as the payment request amount, the remaining amount of debit payment can be settled even if the game medium lending machine does not have a game recording medium, making it more effective for the convenience of the debit usage of the player It becomes possible to improve.

[Processing procedures]
Next, the flow of various processes of the game medium lending system using debit payment according to the first embodiment will be described. Here, (1) the debit settlement processing performed by the debit settlement processing unit 77a is described, and then (2) the debit remaining amount transfer processing performed by the value processing unit 77b is described. Finally, the settlement processing unit (3) Debit balance adjustment processing performed by 77c will be described.

(1) Debit Payment Processing FIG. 6 is a flowchart illustrating a procedure of debit payment processing according to the first embodiment. As shown in the figure, after the cash card information is read from the debit card by the card processing unit 73 (step S601), if the information necessary for settlement and the settlement start operation are received via the input unit 71 (step S601). S602 and S603), the debit settlement processing unit 77a sends a settlement request including its own terminal ID, terminal processing number, cash card information, settlement request amount and password to the debit information through the outside communication control unit 80 and the public line network 1000. The data is transmitted to the processing center 100 (step S604).

  On the other hand, when the debit information processing center 100 receives the payment request from the handy debit terminal 70, the debit information processing center 100 sends a debit payment request including the cash card information, the payment request amount, and the personal identification number in the payment request received from the handy debit terminal 70. The data is sent to the debit card issuing bank 1020 via the CAFIS network 1010 (step S605), and then the process proceeds to a state waiting for receiving a settlement result from the debit card issuing bank 1020.

  On the other hand, when the debit card issuing bank 1020 receives the debit payment request from the debit information processing center 100, the account number and the payment request amount (for example, “10000 yen” included in the cash card information included in the debit payment request). )), A debit settlement process for debiting the settlement request amount from the account is performed (step S606), and a settlement result regarding whether or not the settlement amount has been deducted by the debit settlement process is transmitted to the debit information processing center 100. (Step S607).

  On the other hand, when receiving the settlement result from the debit card issuing bank 1020, the debit information processing center 100 determines whether the debit settlement is OK (NG) based on the settlement result (step S608). Here, if the debit card is not debited due to a shortage of the account balance of the debit card issuing bank 1020 (that is, the account balance is less than “10000 yen”), the debit card issuance is issued. Since a settlement result indicating that the debit settlement is NG is sent from the bank 1020, the debit information processing center 100 determines from the settlement result that the debit settlement is NG (No in step S608), and the debit settlement cannot be performed. A settlement incomplete notification indicating this is transmitted to the handy debit terminal 70 (step S609).

  When the debit payment processing unit 77a receives a debit payment incomplete notification from the debit information processing center 100, the debit payment processing unit 77a displays on the output unit 72 that the payment could not be performed due to an insufficient account balance or the like. The fact that it was not possible is notified (step S610).

  On the other hand, when the debit card is issued with the designated amount “10000 yen” from the corresponding account of the debit card issuing bank 1020 and the debit payment is performed, the debit card issuing bank 1020 indicates that the debit payment is OK. Since the result is sent, the debit information processing center 100 determines that the debit payment is OK from the payment result (Yes in step S608), and issues a debit payment completion notification indicating that the debit payment is completed. The slip item included in the settlement result received from the bank 1020 (for example, the cash card information, the settlement amount, the processing date, etc.) is transmitted to the handy debit terminal 70 (step S611).

  When receiving the debit payment completion notification from the debit information processing center 100, the debit payment processing unit 77a notifies the player that the payment has been completed (step S612). For example, the fact that payment is completed and the payment amount “10000 yen” is output to the output unit 72, or the slip item (eg, the above-mentioned cash card information, payment amount, processing date and time, payment ID, etc.) is printed as a statement slip Or print at 74. At this time, a settlement ID (for example, “002”) is assigned with a predetermined logic using the processing date and time of the slip item.

  Then, after the debit payment is performed by the debit payment processing unit 77a, the value processing unit 77b receives the machine ID “357” of the gaming machine 40 (an identifier numbered to uniquely identify the gaming machine). ) (Step S613), the payment ID “002” and the debit payment amount “10000” are transmitted via the infrared light receiving unit 51 of the ball lending unit 50-1 provided in the gaming machine 40 to be played. , The management information of the debit settlement valuable value including the base ID “357” and the status “payment” relating to the value of the settlement amount is transmitted to the card management T / C 10 and the settlement ID is transmitted to the ball lending unit 50 (step S614). The process is terminated.

(2) Debit Balance Transfer Processing FIG. 7 is a flowchart illustrating a procedure of debit balance transfer processing according to the first embodiment. As shown in the figure, when the value processing unit 77b receives the debit balance transfer request together with the settlement ID “002” (step S701), the ball lending unit 50- attached to the transfer source gaming machine 40 1, the card management T / C 10 is instructed to update the status record in the settlement table to the transition destination notification waiting (step S702), and the card management T / C10 updates the status record in the settlement table to “waiting for transfer destination notification” (step S703).

  Subsequently, the value processing unit 77b instructs the ball lending unit 50-1 provided in the transfer source gaming machine 40 to delete the settlement ID “002” (step S704), and this settlement ID. The ball lending unit 50-1 that has received the deletion instruction deletes the settlement ID “002” held in the storage unit (step S705).

  After that, if the value processing unit 77b receives an input of the machine ID (eg, “500”) of the transfer destination gaming machine 40 (step S706), the ball rental unit attached to the transfer destination gaming machine 40 The registration instruction and status record of the table ID “500” to the record of the table ID in the settlement table are updated from “Waiting for migration destination notification” to “Move table” via the 50-n infrared light receiving unit 51-n. The debit balance transfer instruction including the update instruction is notified to the card management T / C 10 (step S707), and the card management T / C 10 that has received the debit balance transfer instruction notification receives the table ID “ “500” is additionally registered, and the status record is updated from “Waiting for migration destination notification” to “Move unit” (step S708).

  Then, the value processing unit 77b instructs the ball rental unit 50-n provided in the transfer destination gaming machine 40 to register the settlement ID “002” (step S709), and this settlement ID registration. When the settlement ID “002” is registered in the predetermined storage unit by the ball lending unit 50-n that has received the instruction (step S710), the output unit 72 is notified that the debit balance has been transferred (step S711). ).

(3) Debit balance adjustment processing FIG. 8 is a flowchart illustrating a procedure of debit balance adjustment processing according to the first embodiment. As shown in the figure, when the settlement processing unit 77c receives the debit balance settlement request together with the settlement ID “002” (step S801), the ball lending unit 50-n attached to the gaming machine 40 in the game. The card management T / C 10 instructs the card management T / C 10 to update the status record in the settlement table to the payment completion wait (step S802), and the card management T / C 10 that received this instruction receives Then, the status record in the settlement table is updated to “waiting for payment completion” (step S803). In the first embodiment, when the debit balance settlement request is received, the settlement amount in the re-debit settlement request from the card management T / C 10, that is, the used amount (previous debit settlement amount−debit remaining amount) is calculated. However, the present invention is not limited to this, and may be acquired from the ball lending unit 50, or the amount used by an employee who refers to the display unit of the ball lending unit 50. May be input.

  Subsequently, the settlement processing unit 77c instructs the ball lending unit 50-n attached to the gaming machine 40 in the game to delete the settlement ID “002” (step S804), and deletes the settlement ID. The ball lending unit 50-n that has received the instruction deletes the settlement ID “002” held in the storage unit (step S805).

  Here, the settlement processing unit 77c requests the debit payment processing unit 77a to make a request for the first debit payment, that is, the destruction of the payment ID “002” (step S806). The debit settlement processing unit 77a that has received this debit settlement discard request performs a debit settlement discard process between the debit information processing center 100 and the debit card issuing bank 1020 in the same manner as the flow of the debit settlement process described above. Do.

  Subsequently, the settlement processing unit 77c requests the debit settlement processing unit 77a to make a debit settlement request (re-debit settlement request) with the usage amount (in this example, “5000 yen”) as the settlement request amount (step S807). . Also in this case, the debit payment processing unit 77a that has received this re-debit payment request performs the debit payment processing between the debit information processing center 100 and the debit card issuing bank 1020 in the same manner as the flow of the debit payment processing described above. I do.

  After that, when the settlement processing unit 77c receives a re-debit settlement completion notification from the debit settlement processing unit 77a (step S808), the settlement processing unit 77c updates the status record in the settlement table from “waiting settlement settlement” to “settlement (completed)”. A settlement completion notification including an instruction is sent to the card management T / C 10 (step S809), and the card management T / C 10 that has received this settlement completion notification changes the status record in the settlement table from “waiting for settlement completion” to “settlement (completion)”. (Step S810).

  Finally, after the settlement table is updated by the card management T / C 10, the settlement processor 77c notifies that the settlement of the debit balance has been completed (step S811), and ends the process. For example, the fact that the re-settlement is completed and the settlement amount “5000 yen” are output to the output unit 72, or the slip item (for example, the cash card information, the settlement amount, the processing date, etc.) is used as a statement slip in the printing unit 74. Or print.

  As described above, according to the gaming medium lending system 1 using the debit payment according to the first embodiment, the debit terminals are used in each game machine without introducing a large number of debit terminals in the game store. The medium can be borrowed, and it is possible to improve the convenience related to the debit use of the player without increasing the capital investment cost of the game shop.

  In addition, according to the gaming medium lending system 1 using debit settlement according to the first embodiment, even if the lending processing machine performs lending processing of gaming media without going through the recording medium for gaming, gaming medium lending by debit settlement is performed. The service can be provided, and the operating range of the game media lending service by debit payment can be expanded.

  Furthermore, according to the game medium lending system 1 using debit payment according to the first embodiment, it is possible to move the table with the balance of the debit payment even if the game medium lending machine does not have a game recording medium. Convenience related to debit usage can be improved more effectively.

  In addition, according to the gaming medium lending system 1 using the debit settlement according to the first embodiment, the remaining amount of the debit settlement can be settled even if the gaming medium lending machine does not have a game recording medium. It becomes possible to improve the convenience which concerns on more effectively.

  Although the embodiments of the present invention have been described so far, the present invention can be implemented in various different embodiments within the scope of the technical idea described in the claims other than the embodiments described above. Is also good.

  For example, in the present invention, when a plurality of cash, valuable value attributed to a game recording medium, or valuable value resulting from debit settlement is valued to a gaming medium lending machine, It is possible to arbitrarily set whether or not to rent out game media with priority, or the player or the game store may decide manually.

  In the present invention, when the player requests the employee to use the debit, a debit-only employee call switch may be provided in the game medium lending machine so that the lamp of the unit body is turned on (flashes). You may make it notify to an employee's income.

  Further, in the first embodiment, the example in which the valuable value valued to the ball lending unit by debit settlement is transferred to another ball lending unit has been described, but the present invention is not limited to this, and the ball lending is The present invention can be similarly applied to a case where a unit is shifted to a medal lending machine or vice versa.

  In addition, although Example 1 demonstrated the Example at the time of applying a ball lending unit as a game media rental processing machine, this invention is not limited to this, A card processing unit is used as a game media rental processing machine. Even when used, the present invention can be similarly applied.

  Moreover, although Example 1 demonstrated the Example in the case of performing communication between the in-store communication control part 80, the ball lending unit 50, and the handy type debit terminal 70 by radio | wireless, this invention is limited to this. The present invention can be similarly applied even when these communications are performed by wire.

  In the first embodiment, the present invention is applied to a game system for pachinko games. However, the present invention is not limited to this, and a game system including a pachislot game, or a pachislot game. The present invention can be similarly applied even to a game system only for games.

  In addition, among the processes described in this embodiment, all or part of the processes described as being performed automatically can be performed manually, or the processes described as being performed manually can be performed. All or a part can be automatically performed by a known method. In addition, the processing procedure, control procedure, specific name, and information including various data and parameters shown in the above-described document and drawings can be arbitrarily changed unless otherwise specified.

  Further, each component of each illustrated apparatus is functionally conceptual, and does not necessarily need to be physically configured as illustrated. In other words, the specific form of distribution / integration of each device is not limited to that shown in the figure, and all or a part thereof may be functionally or physically distributed or arbitrarily distributed in arbitrary units according to various loads or usage conditions. Can be integrated and configured. Further, all or any part of each processing function performed in each device may be realized by a CPU and a program analyzed and executed by the CPU, or may be realized as hardware by wired logic.

  As described above, the gaming medium lending system using debit settlement according to the present invention can improve the convenience related to the debit usage of the player without increasing the capital investment cost of the gaming store. Suitable for the system.

1 is a block diagram showing a schematic configuration of a game medium lending system using debit payment according to Embodiment 1. FIG. It is explanatory drawing for demonstrating the characteristic of the game media rental system using the debit payment which concerns on Example 1. FIG. 3 is a functional block diagram illustrating a configuration of a handy debit terminal according to Embodiment 1. FIG. It is a figure which shows the structural example of the payment table memorize | stored and managed by card | curd management T / C. It is explanatory drawing for demonstrating the ball lending process using the valuable value valued by debit payment. 3 is a flowchart illustrating a procedure of debit settlement processing according to the first embodiment. It is a flowchart which shows the procedure of the debit remaining amount transfer process which concerns on Example 1. FIG. It is a flowchart which shows the procedure of the debit balance adjustment process which concerns on Example 1. FIG.

Explanation of symbols

1 Game media lending system using debit payment 10 Card management T / C
30 island controller 40 game machine (pachinko machine)
50 ball lending unit 60 card issuing machine 65 card settlement machine 70 handy debit terminal 71 input unit 72 output unit 73 card processing unit 74 printing unit 75 wireless communication unit 76 infrared communication unit 77 control unit 77a debit settlement processing unit 77b value processing Section 77c Settlement processing section 78 Storage section 80 Out-of-store communication control section

Claims (4)

A debit settlement request is made to a predetermined financial institution center or an agency center thereof, and at least a debit settlement terminal device that makes the settlement amount settled in response to the debit settlement request available in the game store. A gaming media lending system used,
A gaming medium lending system using debit payment, characterized in that the debit payment device for making a debit payment request is configured as a portable debit payment device. The portable debit payment device includes:
2. The debit settlement according to claim 1, further comprising a value processing unit that values a settlement amount settled in response to the debit settlement request to a gaming medium lending machine that performs a gaming medium lending process. Game media rental system.   3. The game medium lending using debit payment according to claim 2, wherein the value processing means transfers the valuable value valued to the game medium lending machine by the debit payment to another game medium lending machine. system.   When the settlement request for the valuable value valued to the game medium lending machine is received by the value processing means, the amount used for the game medium lending machine after the request for discarding the debit payment is made. The debit payment request according to claim 2 or 3, wherein the debit payment request is made again.

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