JP7350368B2 - モバイル端末を使用して情報を送信するためのシステム及び方法 - Google Patents
モバイル端末を使用して情報を送信するためのシステム及び方法 Download PDFInfo
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- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
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- G06Q20/02—Payment architectures, schemes or protocols involving a neutral party, e.g. certification authority, notary or trusted third party [TTP]
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- G06Q20/38—Payment protocols; Details thereof
- G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
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- G06Q20/00—Payment architectures, schemes or protocols
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- H—ELECTRICITY
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- G—PHYSICS
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Description
Claims (17)
- 情報送信サーバーによって、モバイル端末からペイロード、宛先端末ID及び情報送信アプリケーションIDを受信し、前記情報送信アプリケーションIDは、前記モバイル端末にインストールされ、前記ペイロードを前記情報送信サーバーに送信するように構成された情報送信アプリケーションの識別子であり、
前記情報送信サーバーによって、前記宛先端末IDを使用して、前記ペイロードが送信される宛先端末を決定し、
前記情報送信サーバーによって、前記情報送信アプリケーションIDを使用して、処理プログラムを識別し、前記処理プログラムは、前記宛先端末にインストールされ、前記ペイロードを処理するために前記ペイロードと互換性があるように構成され、
前記情報送信サーバーによって、識別された処理プログラムに従って、前記ペイロードの送信方法を決定し、
前記情報送信サーバーによって、決定された送信方法に従って、前記識別された処理プログラムに前記ペイロードを送信するための命令を生成し、前記命令は、前記宛先端末にインストールされたフォワーディングプログラムによって実行され、前記処理プログラムに前記ペイロードを送信し、
前記情報送信サーバーによって、前記命令と前記ペイロードを前記宛先端末の前記フォワーディングプログラムに送信するモバイル端末を使用して情報を送信する方法。 - 前記命令は、
前記フォワーディングプログラムに対して、前記情報送信アプリケーションIDに対応する処理プログラムを検索することを命令し、
前記フォワーディングプログラムに対して、検索された処理プログラムを活性化することを命令し、及び
前記フォワーディングプログラムに対して、前記決定された送信方法に従って前記ペイロードを送信することを命令するように構成される請求項1に記載のモバイル端末を使用して情報を送信する方法。 - 前記宛先端末の前記フォワーディングプログラムによって、受信した命令を実行することにより、受信したペイロードを前記処理プログラムにさらに送信する請求項1に記載のモバイル端末を使用して情報を送信する方法。
- 前記フォワーディングプログラムは、エージェントソフトウェアを含む請求項1に記載のモバイル端末を使用して情報を送信する方法。
- 前記宛先端末IDは、近距離無線通信(NFC)タグIDを含む請求項1に記載のモバイル端末を使用して情報を送信する方法。
- 前記情報送信アプリケーションは、購入した商品の支払いのために、前記ペイロードとして決済情報を送信する決済アプリケーションを含む請求項1に記載のモバイル端末を使用して情報を送信する方法。
- 前記情報送信アプリケーションは、リワードを処理するために、前記ペイロードとしてメンバーシップ情報を送信するメンバーシップアプリケーションを含む請求項1に記載のモバイル端末を使用して情報を送信する方法。
- 前記宛先端末は、POSシステム含む請求項1に記載のモバイル端末を使用して情報を送信する方法。
- 宛先端末IDを格納し、前記宛先端末IDをモバイル端末に提供するように構成された宛先端末IDプロバイダーと、
前記宛先端末IDに対応するように構成された宛先端末と、
情報送信サーバーと、を含み、
前記情報送信サーバーは、
前記モバイル端末からペイロード、宛先端末ID及び情報送信アプリケーションIDを受信し、前記情報送信アプリケーションIDは、前記モバイル端末にインストールされ、前記ペイロードを前記情報送信サーバーに送信するように構成された情報送信アプリケーションの識別子であり、
前記宛先端末IDを使用して、宛先端末を決定し、
前記情報送信アプリケーションIDを使用して、処理プログラムを識別し、前記処理プログラムは、前記宛先端末にインストールされ、前記ペイロードを処理するために前記ペイロードと互換性があるように構成され、
識別された処理プログラムに従って、前記ペイロードの送信方法を決定し、
決定された送信方法に従って、前記識別された処理プログラムに前記ペイロードを送信するための命令を生成し、前記命令は、前記宛先端末にインストールされたフォワーディングプログラムによって実行され、前記処理プログラムに前記ペイロードを送信し、
前記命令と前記ペイロードを前記宛先端末における前記フォワーディングプログラムに送信するように構成された
モバイル端末を使用して情報を送信するシステム。 - 前記命令は、
前記フォワーディングプログラムに対して、前記情報送信アプリケーションIDに対応する処理プログラムを検索することを命令し、
前記フォワーディングプログラムに対して、検索された処理プログラムを活性化することを命令し、及び
前記フォワーディングプログラムに対して、前記決定された送信方法に従って前記ペイロードを送信することを命令するように構成される請求項9に記載のモバイル端末を使用して情報を送信するシステム。 - 前記宛先端末の前記フォワーディングプログラムは、受信した命令を実行することにより、受信したペイロードを前記処理プログラムに送信するよう構成される請求項9に記載のモバイル端末を使用して情報を送信するシステム。
- 前記フォワーディングプログラムは、エージェントソフトウェアを含む請求項9に記載のモバイル端末を使用して情報を送信するシステム。
- 前記命令は、前記エージェントソフトウェアが前記ペイロードをキー入力方式で前記処理プログラムに送信するように構成された請求項12に記載のモバイル端末を使用して情報を送信するシステム。
- 前記宛先端末IDは、NFCタグIDを含む請求項9に記載のモバイル端末を使用して情報を送信するシステム。
- 前記情報送信アプリケーションは、購入した商品の支払いのために、前記ペイロードとして決済情報を送信する決済アプリケーションを含む請求項9に記載のモバイル端末を使用して情報を送信するシステム。
- 前記情報送信アプリケーションは、リワードを処理するために、前記ペイロードとしてメンバーシップ情報を送信するメンバーシップアプリケーションを含む請求項9に記載のモバイル端末を使用して情報を送信するシステム。
- 前記宛先端末は、POSシステムを含む請求項9に記載のモバイル端末を使用して情報を送信するシステム。
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SG11202111625PA (en) | 2021-11-29 |
US11282044B2 (en) | 2022-03-22 |
US20220207498A1 (en) | 2022-06-30 |
BR112022016318A2 (pt) | 2022-10-04 |
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EP4109370A1 (en) | 2022-12-28 |
EP3899843A1 (en) | 2021-10-27 |
JP2022524474A (ja) | 2022-05-06 |
WO2021167154A1 (ko) | 2021-08-26 |
BR112021023314A2 (pt) | 2022-08-30 |
CA3158998A1 (en) | 2021-08-26 |
US11593770B2 (en) | 2023-02-28 |
TW202139095A (zh) | 2021-10-16 |
KR20210105754A (ko) | 2021-08-27 |
CN113283897A (zh) | 2021-08-20 |
EP3899843A4 (en) | 2022-08-03 |
AU2021222844A1 (en) | 2021-10-28 |
CN113557542A (zh) | 2021-10-26 |
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