JP7265489B2 - モバイル決済ローミング - Google Patents
モバイル決済ローミング Download PDFInfo
- Publication number
- JP7265489B2 JP7265489B2 JP2019569216A JP2019569216A JP7265489B2 JP 7265489 B2 JP7265489 B2 JP 7265489B2 JP 2019569216 A JP2019569216 A JP 2019569216A JP 2019569216 A JP2019569216 A JP 2019569216A JP 7265489 B2 JP7265489 B2 JP 7265489B2
- Authority
- JP
- Japan
- Prior art keywords
- server
- pan
- tsp
- token
- roaming
- Prior art date
- Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
- Active
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Classifications
-
- G—PHYSICS
- G06—COMPUTING OR CALCULATING; COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/36—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes
- G06Q20/367—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes involving electronic purses or money safes
- G06Q20/3672—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes involving electronic purses or money safes initialising or reloading thereof
-
- G—PHYSICS
- G06—COMPUTING OR CALCULATING; COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
-
- G—PHYSICS
- G06—COMPUTING OR CALCULATING; COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
- G06Q20/322—Aspects of commerce using mobile devices [M-devices]
- G06Q20/3224—Transactions dependent on location of M-devices
-
- G—PHYSICS
- G06—COMPUTING OR CALCULATING; COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
- G06Q20/341—Active cards, i.e. cards including their own processing means, e.g. including an IC or chip
-
- G—PHYSICS
- G06—COMPUTING OR CALCULATING; COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/36—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes
-
- G—PHYSICS
- G06—COMPUTING OR CALCULATING; COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/385—Payment protocols; Details thereof using an alias or single-use codes
-
- G—PHYSICS
- G06—COMPUTING OR CALCULATING; COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q2220/00—Business processing using cryptography
Landscapes
- Business, Economics & Management (AREA)
- Engineering & Computer Science (AREA)
- Accounting & Taxation (AREA)
- General Business, Economics & Management (AREA)
- Strategic Management (AREA)
- Physics & Mathematics (AREA)
- General Physics & Mathematics (AREA)
- Theoretical Computer Science (AREA)
- Computer Networks & Wireless Communication (AREA)
- Finance (AREA)
- Microelectronics & Electronic Packaging (AREA)
- Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
- Mobile Radio Communication Systems (AREA)
Applications Claiming Priority (3)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| EP17305734.0 | 2017-06-15 | ||
| EP17305734.0A EP3416122A1 (en) | 2017-06-15 | 2017-06-15 | Mobile payment roaming |
| PCT/EP2018/063697 WO2018228798A1 (en) | 2017-06-15 | 2018-05-24 | Mobile payment roaming |
Publications (3)
| Publication Number | Publication Date |
|---|---|
| JP2020523701A JP2020523701A (ja) | 2020-08-06 |
| JP2020523701A5 JP2020523701A5 (https=) | 2022-12-06 |
| JP7265489B2 true JP7265489B2 (ja) | 2023-04-26 |
Family
ID=59215679
Family Applications (1)
| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| JP2019569216A Active JP7265489B2 (ja) | 2017-06-15 | 2018-05-24 | モバイル決済ローミング |
Country Status (10)
| Country | Link |
|---|---|
| US (2) | US11403623B2 (https=) |
| EP (2) | EP3416122A1 (https=) |
| JP (1) | JP7265489B2 (https=) |
| CN (1) | CN110753943B (https=) |
| AU (2) | AU2018283198A1 (https=) |
| BR (1) | BR112019026580A2 (https=) |
| CA (1) | CA3066021A1 (https=) |
| ES (1) | ES3033832T3 (https=) |
| RU (1) | RU2742220C1 (https=) |
| WO (1) | WO2018228798A1 (https=) |
Families Citing this family (3)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN112669165B (zh) * | 2019-09-27 | 2024-06-25 | 徐蔚 | 一种应用数字人码链的统一接入方法 |
| EP4298578A4 (en) * | 2021-02-25 | 2024-01-31 | Visa International Service Association | DIGITAL LABEL WITH INTERACTION REQUEST |
| EP4414920A1 (en) | 2023-02-13 | 2024-08-14 | Giesecke+Devrient ePayments GmbH | System and method for enabling multi-channel, multi-currency international transactions for domestic payment schemes |
Citations (7)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| JP2000500256A (ja) | 1995-11-07 | 2000-01-11 | ノキア テレコミュニカシオンス オサケ ユキチュア | テレコミュニケーションネットワークにおいて電気支払トランザクションを行うシステム、方法および装置 |
| JP2001216441A (ja) | 2000-01-26 | 2001-08-10 | Gtx Corp | 電子トークンを用いて電子商取引を実行する方法 |
| JP2013145563A (ja) | 2001-06-29 | 2013-07-25 | Upaid Systems Ltd | 異種ネットワーク環境における移動体及び電子商取引に対する集中通信プラットホーム及び方法 |
| JP2015506040A (ja) | 2011-12-13 | 2015-02-26 | ビザ インターナショナル サービス アソシエーション | 統合型モバイル・トラステッド・サービス・マネジャ |
| US20150254770A1 (en) | 2014-03-04 | 2015-09-10 | Bank Of America Corporation | Foreign cross-issued token |
| JP2016539442A (ja) | 2013-10-11 | 2016-12-15 | ビザ インターナショナル サービス アソシエーション | ネットワーク・トークン・システム |
| US20170061419A1 (en) | 2015-08-28 | 2017-03-02 | Samsung Electronics Co., Ltd. | Payment information processing method and apparatus of electronic device |
Family Cites Families (45)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| EP0917119A3 (en) * | 1997-11-12 | 2001-01-10 | Citicorp Development Center, Inc. | Distributed network based electronic wallet |
| US7248855B2 (en) * | 1998-09-15 | 2007-07-24 | Upaid Systems, Ltd. | Convergent communications system and method with a rule set for authorizing, debiting, settling and recharging a mobile commerce account |
| JP2002123772A (ja) | 2000-10-11 | 2002-04-26 | Hewlett Packard Co <Hp> | 時間や支払い装置の場所に無関係の種々のネットワーク組織による支払いローミング |
| US6901429B2 (en) * | 2000-10-27 | 2005-05-31 | Eric Morgan Dowling | Negotiated wireless peripheral security systems |
| US7640579B2 (en) * | 2005-09-09 | 2009-12-29 | Microsoft Corporation | Securely roaming digital identities |
| US7886969B2 (en) * | 2005-12-06 | 2011-02-15 | Visa U.S.A. Inc. | Method and system for loading and reloading portable consumer devices |
| EP1821249A1 (en) * | 2006-02-14 | 2007-08-22 | Lufthansa AirPlus Servicekarten GmbH | Technique for interconnecting card payment networks |
| US20090070246A1 (en) * | 2007-09-10 | 2009-03-12 | First Data Corporation | Electronic Financial Transaction Routing |
| RU2010144623A (ru) | 2008-04-21 | 2012-05-27 | Камалини МЭЛХОТРА (AU) | Устройство, способ и система для осуществления платежей при денежных транзакциях |
| US20120271757A9 (en) * | 2008-05-09 | 2012-10-25 | Shakkarwar Rajesh G | Systems and methods for managing accounts payable |
| EA022027B1 (ru) * | 2009-02-14 | 2015-10-30 | Нет2Текст Лимитед | Безопасный платеж и способ выставления счета с использованием номера мобильного телефона или абонентского лицевого счета |
| US20100258620A1 (en) * | 2009-04-10 | 2010-10-14 | Denise Torreyson | Methods and systems for linking multiple accounts |
| CN101646153A (zh) * | 2009-09-03 | 2010-02-10 | 中兴通讯股份有限公司 | 支持漫游用户的移动电话支付系统、方法及相关装置 |
| US20130185166A1 (en) * | 2010-07-20 | 2013-07-18 | Moqom Limited | Cardholder mobile device positioning system and method |
| US9342832B2 (en) * | 2010-08-12 | 2016-05-17 | Visa International Service Association | Securing external systems with account token substitution |
| WO2012142045A2 (en) * | 2011-04-11 | 2012-10-18 | Visa International Service Association | Multiple tokenization for authentication |
| US8768830B1 (en) * | 2011-09-08 | 2014-07-01 | Citibank, N.A. | Method and system for a multi-purpose transactional platform |
| US20130254102A1 (en) * | 2012-03-20 | 2013-09-26 | First Data Corporation | Systems and Methods for Distributing Tokenization and De-Tokenization Services |
| WO2013166501A1 (en) * | 2012-05-04 | 2013-11-07 | Visa International Service Association | System and method for local data conversion |
| US20140164243A1 (en) * | 2012-12-07 | 2014-06-12 | Christian Aabye | Dynamic Account Identifier With Return Real Account Identifier |
| US10043181B2 (en) * | 2013-01-15 | 2018-08-07 | Mastercard International Incorporated | Systems and methods for processing off-network transaction messages |
| US10019766B2 (en) * | 2013-01-31 | 2018-07-10 | Facebook, Inc. | Method, medium, and system for enabling gift card transactions |
| US10311426B2 (en) * | 2013-02-05 | 2019-06-04 | Visa International Service Association | Integrated communications network for transactions |
| US10460307B2 (en) * | 2013-03-13 | 2019-10-29 | Rogers Communications Inc. | Methods and devices for fraud detection based on roaming status |
| CN113469670B (zh) * | 2013-07-24 | 2024-04-05 | 维萨国际服务协会 | 使用令牌确保数据传送风险的系统和方法 |
| US20150041534A1 (en) * | 2013-08-07 | 2015-02-12 | 1 Oak Technologies, LLC | Electronic payment transponder |
| US10496986B2 (en) * | 2013-08-08 | 2019-12-03 | Visa International Service Association | Multi-network tokenization processing |
| GB201317109D0 (en) * | 2013-09-26 | 2013-11-06 | Mastercard International Inc | Account Information |
| US10515358B2 (en) * | 2013-10-18 | 2019-12-24 | Visa International Service Association | Contextual transaction token methods and systems |
| BR112016014106A2 (pt) * | 2013-12-19 | 2017-08-08 | Visa Int Service Ass | Método para intensificar a segurança de um dispositivo de comunicação, e, dispositivo de comunicação |
| US10002352B2 (en) * | 2014-03-04 | 2018-06-19 | Bank Of America Corporation | Digital wallet exposure reduction |
| US9224141B1 (en) * | 2014-03-05 | 2015-12-29 | Square, Inc. | Encoding a magnetic stripe of a card with data of multiple cards |
| US9324067B2 (en) * | 2014-05-29 | 2016-04-26 | Apple Inc. | User interface for payments |
| US9780953B2 (en) * | 2014-07-23 | 2017-10-03 | Visa International Service Association | Systems and methods for secure detokenization |
| US9692752B2 (en) | 2014-11-17 | 2017-06-27 | Bank Of America Corporation | Ensuring information security using one-time tokens |
| KR20160112133A (ko) | 2015-03-18 | 2016-09-28 | (주)이삭랜드코리아 | 외국 관광객을 위한 휴대 단말 앱 기반 간편 결제 방법 및 시스템 |
| US9984371B2 (en) * | 2015-03-27 | 2018-05-29 | Ca, Inc. | Payment de-tokenization with risk evaluation for secure transactions |
| US10152714B2 (en) * | 2015-04-29 | 2018-12-11 | Capital One Services, LLP | System to automatically restore payment purchasing power |
| US10475020B2 (en) * | 2015-05-01 | 2019-11-12 | At&T Mobility Ii Llc | Mobile device roaming status subscription |
| US10311423B2 (en) * | 2015-06-09 | 2019-06-04 | Zumigo, Inc. | System and method for transaction approval based on confirmation of proximity of mobile subscriber device to a particular location |
| US20170004499A1 (en) * | 2015-07-02 | 2017-01-05 | Mastercard International Incorporated | Method and system for cross-border travel alerts |
| SG10201914040YA (en) * | 2015-09-10 | 2020-03-30 | Verrency Holdings Ltd | Proxy device for representing multiple credentials |
| US20170186008A1 (en) * | 2015-12-29 | 2017-06-29 | Ca, Inc. | Methods and apparatus for authenticating and authorizing secondary accounts |
| US11423395B1 (en) * | 2016-12-29 | 2022-08-23 | Wells Fargo Bank, N.A. | Pay with points virtual card |
| SG10201800711VA (en) * | 2018-01-26 | 2019-08-27 | Mastercard International Inc | Computer system and computer-implemented method for secure e-commerce |
-
2017
- 2017-06-15 EP EP17305734.0A patent/EP3416122A1/en not_active Ceased
-
2018
- 2018-05-24 AU AU2018283198A patent/AU2018283198A1/en not_active Abandoned
- 2018-05-24 EP EP18726162.3A patent/EP3639231B1/en active Active
- 2018-05-24 ES ES18726162T patent/ES3033832T3/es active Active
- 2018-05-24 CN CN201880038986.8A patent/CN110753943B/zh active Active
- 2018-05-24 US US16/622,347 patent/US11403623B2/en active Active
- 2018-05-24 RU RU2020100935A patent/RU2742220C1/ru active
- 2018-05-24 JP JP2019569216A patent/JP7265489B2/ja active Active
- 2018-05-24 CA CA3066021A patent/CA3066021A1/en active Pending
- 2018-05-24 WO PCT/EP2018/063697 patent/WO2018228798A1/en not_active Ceased
- 2018-05-24 BR BR112019026580-5A patent/BR112019026580A2/pt not_active Application Discontinuation
-
2022
- 2022-04-22 US US17/726,677 patent/US12475450B2/en active Active
-
2024
- 2024-04-10 AU AU2024202326A patent/AU2024202326B2/en active Active
Patent Citations (7)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| JP2000500256A (ja) | 1995-11-07 | 2000-01-11 | ノキア テレコミュニカシオンス オサケ ユキチュア | テレコミュニケーションネットワークにおいて電気支払トランザクションを行うシステム、方法および装置 |
| JP2001216441A (ja) | 2000-01-26 | 2001-08-10 | Gtx Corp | 電子トークンを用いて電子商取引を実行する方法 |
| JP2013145563A (ja) | 2001-06-29 | 2013-07-25 | Upaid Systems Ltd | 異種ネットワーク環境における移動体及び電子商取引に対する集中通信プラットホーム及び方法 |
| JP2015506040A (ja) | 2011-12-13 | 2015-02-26 | ビザ インターナショナル サービス アソシエーション | 統合型モバイル・トラステッド・サービス・マネジャ |
| JP2016539442A (ja) | 2013-10-11 | 2016-12-15 | ビザ インターナショナル サービス アソシエーション | ネットワーク・トークン・システム |
| US20150254770A1 (en) | 2014-03-04 | 2015-09-10 | Bank Of America Corporation | Foreign cross-issued token |
| US20170061419A1 (en) | 2015-08-28 | 2017-03-02 | Samsung Electronics Co., Ltd. | Payment information processing method and apparatus of electronic device |
Also Published As
| Publication number | Publication date |
|---|---|
| RU2742220C1 (ru) | 2021-02-03 |
| EP3416122A1 (en) | 2018-12-19 |
| BR112019026580A2 (pt) | 2020-06-23 |
| US20220245622A1 (en) | 2022-08-04 |
| CN110753943A (zh) | 2020-02-04 |
| AU2018283198A1 (en) | 2019-12-19 |
| AU2024202326A1 (en) | 2024-05-02 |
| CA3066021A1 (en) | 2018-12-20 |
| ES3033832T3 (en) | 2025-08-08 |
| EP3639231B1 (en) | 2025-04-16 |
| WO2018228798A1 (en) | 2018-12-20 |
| EP3639231C0 (en) | 2025-04-16 |
| EP3639231A1 (en) | 2020-04-22 |
| US12475450B2 (en) | 2025-11-18 |
| CN110753943B (zh) | 2024-01-23 |
| AU2024202326B2 (en) | 2025-10-23 |
| JP2020523701A (ja) | 2020-08-06 |
| US20200202332A1 (en) | 2020-06-25 |
| US11403623B2 (en) | 2022-08-02 |
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