JP6998647B2 - Automatic teller machine - Google Patents

Description

The present invention relates to an automated teller machine, and can be applied to, for example, an automated teller machine installed in a financial institution such as a bank, a station, an airport, or the like.

When conducting a transaction using an automated teller machine (ATM) or an automated teller machine such as a cash dispenser, the customer operates an input unit to input a personal identification number, an account number, or the like.

Conventionally, as an input unit, there is an automatic trading device equipped with physical operation keys such as a PINPAD device (see Patent Document 1).

The personal identification number and the like are important information in financial transactions, and if the personal identification number and the like are known to others, there is a possibility that fraudulent transactions such as spoofing will be carried out. Therefore, the conventional PINPAD device is provided with a cover member that hides the hand of the customer who performs the input operation in order to prevent eavesdropping by another person.

Japanese Unexamined Patent Publication No. 2012-243112

However, since the PINPAD device is provided with a cover member, there is a problem that it is difficult to input. On the other hand, although a means of removing the cover member can be considered, there is a problem that fraudulent acts such as snooping by another person cannot be prevented.

Further, an input timeout time is set for the input from the PINPAD device. Since there is a cover member, it is difficult to input, and when a customer inputs a number having a large number of digits, an input timeout may occur. On the other hand, a means of lengthening the input timeout time is also conceivable. However, for the security of financial transactions, it is strongly required to prevent fraudulent acts by others at the time of input. Therefore, it is difficult to lengthen the input timeout time.

Therefore, it is an object of the present invention to provide an automated teller machine capable of improving input operability by a customer.

In order to solve such a problem, the first automated teller machine according to the present invention includes (1) an input unit having a hard key at least partially covered with a cover member, and (2) an operation screen including a virtual key. A predetermined transaction process is performed based on the input from either or both of the hard key and the virtual key of the operation display unit, (3) the hard key of the input unit, and the virtual key of the operation display unit. It is equipped with a transaction processing unit, and (4) in the case of cardless deposit transactions, it is not necessary to enter a PIN, the account number is entered with a virtual key, and (5) in the case of card transactions, the PIN is the hard key. It is characterized by being input with.
The second automated teller machine according to the present invention includes (1) an input unit having a hard key whose at least a part is covered with a cover member, and (2) an operation display unit for displaying an operation screen including a virtual key. (3) Of the hard key of the input unit and the virtual key of the operation display unit, the transaction processing unit that performs a predetermined transaction processing based on the input from either or both of the hard key and the virtual key is provided. 4) The operation display unit displays a cardless transaction button on the operation screen, and in the case of a cardless deposit transaction, it is not necessary to input a password, and the account number is input by the virtual key.

According to the present invention, it is possible to improve the input operability by the customer.

It is a block diagram which shows the whole structure of the transaction system which concerns on embodiment, and the internal structure of ATM. It is an appearance block diagram which shows the appearance structure of the ATM which concerns on embodiment. It is a perspective view which shows the appearance structure of the PINPAD apparatus which concerns on embodiment. It is a flowchart which shows the operation of the transaction processing which concerns on embodiment. It is a figure which shows an example of the operation screen which displays on the operation display part according to the transaction process which concerns on embodiment (the 1). It is a figure which shows an example of the operation screen which displays on the operation display part according to the transaction process which concerns on embodiment (the 2).

(A) Main Embodiment In the following, an embodiment of the automated teller machine according to the present invention will be described in detail with reference to the drawings.

In this embodiment, the case where the present invention is applied to an ATM installed in each branch of a financial institution, a station, an airport, or the like will be illustrated.

The automated teller machine according to the present invention is not limited to ATMs. For example, the present invention can also be applied to cash dispensers and the like.

(A-1) Configuration of the Embodiment FIG. 1 is a configuration diagram showing an overall configuration of a transaction system and an internal configuration of an ATM according to the embodiment. FIG. 2 is an external configuration diagram showing an external configuration of an ATM according to an embodiment.

In FIG. 1, the transaction system 100 according to the embodiment has an ATM 1 and a host computer 2 that can be connected to a communication line.

Note that FIG. 1 illustrates only one ATM 1 for the sake of simplicity. However, in reality, each of the plurality of ATMs 1 connects to the host computer 2 through a communication line.

Further, although not shown in FIG. 1, a switch device (for example, an ATM-SW device or the like) connected to a plurality of ATMs 1 may be provided between the host computer 2 and the ATM1.

Here, the interface specifications between the host computer 2 and the ATM 1 are roughly classified into two types. First, the ATM 1 is a terminal-led format that leads the progress of transaction processing. Second, it is a host-led format in which the host computer 2 leads the progress of transaction processing.

In the case of the host-led format, when a transaction starts in the ATM 1, the ATM 1 downloads information related to the progress of the transaction process (for example, a transaction operation screen according to the transaction type) from the host computer 2. The ATM 1 displays the transaction operation screen received from the host computer 2 and requests the customer to input information necessary for the transaction (for example, a card PIN, an account number, a transaction amount, etc.).

Here, the host-led format is determined by the specification to use the information input from the PINPAD device. Therefore, in general, the host-led ATM 1 is equipped with a PINPAD device as an input unit, and inputs such as a personal identification number, an account number, and an amount related to deposits and withdrawals are performed through the PINPAD device.

Then, the ATM 1 transmits the information necessary for the input transaction to the host computer 2. The host computer 2 executes a transaction using the information necessary for the received transaction and ends the transaction.

In this embodiment, a case where the interface specification between the ATM 1 and the host computer 2 is a host-driven format (for example, NDC) will be illustrated and described.

In FIG. 1, the host computer 2 performs a designated type of transaction processing based on the information regarding the transaction received from the ATM 1. When the host computer 2 receives the transaction type selected by the customer in the ATM 1, the host computer 2 transmits the transaction processing progress information according to the transaction type to the corresponding ATM 1. The host computer 2 processes each transaction type using the information necessary for the transaction received from the ATM 1.

ATM1 is installed in stores, stations, airports, etc. of financial institutions. As shown in FIG. 2, the ATM 1 includes an operation display unit 30 and a PINPAD device 80 having physical operation keys. The ATM 1 exchanges information (for example, telegram) with the host computer 2 and conducts a transaction of the type selected by the customer operation.

The ATM 1 can perform, for example, deposit processing, withdrawal processing, balance inquiry, transaction history output processing, transfer processing, password change processing, and the like. The types of transactions that can be performed in ATM1 are determined according to the operation of financial institutions and the like. The ATM 1 may be a machine that conducts only a specific type of transaction, such as a deposit-only machine, a withdrawal-only machine, and the like.

As shown in FIG. 1, the ATM 1 includes a control unit 10, a data storage unit 20, an operation display unit 30, a card reader 40, a receipt printer 50, a cash processing unit 60, a communication unit 70, and a PINPAD device 80.

The control unit 10 has a function of controlling the operation of each component mounted on the ATM 1. The control unit 10 is an arithmetic processing unit such as a CPU or the like, and executes a processing program stored in the data storage unit 20 described later to realize various functions.

The control unit 10 functionally has a transaction processing unit 110.

The transaction processing unit 110 displays a screen for selecting a transaction type, and performs transaction processing of the transaction type selected by the customer.

Here, the transaction types requested from the customer are roughly classified into, for example, "card transaction" in which a transaction is performed using a card and "cardless transaction" in which a transaction is performed without using a card.

"Card transaction" refers to data (for example, account number, account type, financial institution code, etc.) read from a recording medium (for example, magnetic stripe, IC chip, etc.) attached to a card such as a cash card or credit card. It is a transaction made using. A PIN is required for transactions. Generally, the personal identification number is entered by the customer through the PINPAD device 80. This is because the PIN can be stored in the recording medium of the card, but if the card is lost or the like, a third party can make a transaction using the card.

"Cardless transaction" is a transaction in which a customer is requested to input information necessary for a transaction such as an account number, and the input information is used. The information required for a transaction differs depending on the transaction type, but includes, for example, an account number, a transaction amount related to deposits and withdrawals, and transfer destination information.

Further, the transaction processing unit 110 uses a hard key 81 (see FIG. 1) of the PINPAD device 80 and a virtual key on the operation screen displayed on the operation display unit 30 as input keys to be used by the customer.

At this time, the transaction processing unit 110 prompts the input using the PINAPD device 80 for important information in financial transactions. For information that is considered to be relatively unimportant information, input from virtual keys on the operation screen is urged in consideration of customer input operability.

More specifically, the transaction processing unit 110 inputs important information such as a card PIN using the PINPAD device 80, and for example, information such as an account number, a transaction amount, and a transfer. For information that is not important information, input from the virtual key.

Further, from the viewpoint of the transaction type, since the input of the personal identification number and the like is performed by the card transaction, the transaction processing unit 110 uses the PINPAD device 80 for the input when the transaction type is the card transaction. Further, since the input of the account number, the transaction amount, and the like is performed in the cardless transaction, the transaction processing unit 110 inputs the account number and the transaction amount from the virtual key in the case of the cardless transaction. Even in the case of card transactions, the input of the account number, transaction amount, transfer information, etc. may be input from the virtual key.

The transaction processing unit 110 requests the customer to select a card transaction or a cardless transaction as the transaction type, and transmits information including the transaction type selected by the customer to the host computer 2.

Further, the transaction processing unit 110 acquires (downloads) the transaction processing progress information 21 from the host computer 2 and stores it in the data storage unit 20. The transaction processing unit 110 executes transaction processing according to the transaction processing progress information 21 of the data storage unit 20. The transaction processing progress information 21 includes a command according to the transaction processing procedure and an operation screen, and the transaction processing unit 110 obtains information necessary for the transaction by executing each command in order.

The data storage unit 20 stores various information and the like necessary for processing executed by the control unit 10. The data storage unit 20 stores the transaction processing progress information 21 acquired (downloaded) from the host computer 2.

The operation display unit 30 is responsible for the user interface function of the ATM 1. The operation display unit 30 displays the operation screen using the touch panel display. The operation display unit 30 receives the information input by the customer operation and gives the input information to the control unit 10.

Further, the operation display unit 30 displays an operation screen including a virtual key. The virtual key is an input means reproduced by software. For example, the virtual key includes a numeric keypad including numbers, confirmation buttons, etc., a keyboard key including alphabets, symbols, space buttons, and the like. In the transaction operation, input from both the PINPAD device 80 and the virtual key displayed on the operation display unit 30 is possible.

The card reader 40 reads data stored in a recording medium of a card inserted by a customer (for example, a cash card, a credit card, etc.) and gives it to the control unit 10.

The receipt printer 50 is controlled by the control unit 10 and discharges a receipt printed with transaction details and the like.

The cash processing unit 60 carries out transportation processing of cash (banknotes, coins) related to deposits or withdrawals. The cash processing unit 60 has a function of storing deposited cash (banknotes, coins) in the bill storage unit 610 and coin storage unit 620, and cash (banknotes, coins) corresponding to the withdrawal amount in the banknote storage unit 610 and coins. It has a function of paying out from the storage unit 620.

The communication unit 70 exchanges information (for example, a telegram) with and from the host computer 2 through a communication line.

The PINPAD device 80 is a device that accepts numerical input such as a personal identification number and a transaction amount. The PINPAD device 80 has a hard key 81 which is a physical operation key. Further, the PINPAD device 80 has an encryption processing unit 82 that encrypts the password input from the hard key 81.

An example of the appearance configuration of the PINPAD device 80 will be described with reference to FIGS. 2 and 3. FIG. 3 is a perspective view showing an external configuration of the PINPAD device 80 according to the embodiment.

As shown in FIG. 2, the PINPAD device 80 is provided with a cover member 800 facing the hard key 81. As shown in FIG. 3, the cover member 800 has a user viewing unit 810 for the customer to visually recognize the hard key 81. The user viewing unit 810 is formed between a plurality of edge portions 820 forming a part of a curved shape in the width direction of the cover member 800 and two adjacent edge portions 820 in the depth direction of the cover member 800. It has a plurality of openings 830.

(A-2) Operation of the Embodiment Next, the operation of the transaction processing in the ATM 10 according to the embodiment will be described in detail with reference to the drawings.

FIG. 4 is a flowchart showing the operation of the transaction processing according to the embodiment.

5 and 6 are diagrams showing an example of an operation screen displayed on the operation display unit 30 according to the transaction processing according to the embodiment.

In the following, the operation of the transaction processing of FIG. 4 will be described while exemplifying the operation screens illustrated in FIGS. 5 and 6. Further, in the case of the cardless transaction, the case where only the deposit transaction is performed is illustrated, but even in the case of the cardless transaction, various transactions may be selected.

In the ATM 1, the transaction type selection screen (screen 1) is displayed on the operation display unit 30.

The transaction type selection screen has a cardless deposit transaction start button 501 for selecting a cardless deposit transaction and a card transaction start button 502 for selecting a deposit transaction using a card.

Although the case where the card transaction start button 502 is displayed is illustrated on the screen 1, the card transaction start button 502 may not be present. In this case, for example, when the ATM1 senses the existence of a customer and the cardless deposit transaction start button 501 is not pressed after a predetermined time has elapsed, the ATM1 determines that the transaction is a card transaction and transitions to the screen 2. good.

On the transaction type selection screen, the customer selects either the cardless deposit transaction start button 501 or the card transaction start button 502, and the transaction type is selected (S101).

When card transaction is selected as the transaction type in S101, the process proceeds to S102, the card is inserted by the customer (S102), and the display language selection screen (screen 2) is displayed on the operation display unit 30. On the display language selection screen, for example, an English selection button 503 for selecting to display the language on the operation screen in English and a selection button for another language (in FIG. 5, "local language" is described. ) 504 and. On the display language selection screen, the language selection buttons (503, 504) desired by the customer are pressed (S103).

A personal identification number input screen (screen 3) is displayed on the operation display unit 30, and the personal identification number is input by the customer through the PINPAD device 80 (S104).

Here, important information such as a personal identification number and the like will be input by the customer through the PINPAD device 80.

The reason is that the PIN is very important information from the viewpoint of financial transaction security. In addition, if the PIN is stolen by another person who attempts fraudulent activity, it may lead to fraudulent transactions. Therefore, when inputting information to be encrypted such as a personal identification number, it is desirable that the information is input through the PINPAD device 80 having the cover member 800. Further, since the PINPAD device 80 has the encryption processing unit 82, the input password can be notified to the control unit 10 of the ATM 1 as an encrypted signal, so that the security aspect can be guaranteed.

Further, when the personal identification number is input from the PINPAD device 80, the input number is converted into an asterisk (*) display and displayed on the personal identification number input screen on the operation display unit 30. This may not only look at the customer's hand operating the PINPAD device 80, but also look at the numbers displayed on the operation display unit 30 when a third party snoops on the password. Therefore, the entered PIN code is converted to an asterisk display.

Here, the case of displaying an asterisk is illustrated, but if the customer can recognize the number of digits entered, invisible information such as a black circle (●) display, a cross (x) display, and a bar (-) display will be used. There may be.

After that, the transaction selection menu screen (screen 4) is displayed on the operation display unit 30, and the transaction desired by the customer is selected (S105). For example, on the transaction selection menu screen, as the types of transactions that can be selected, password change, deposit transaction, transaction history processing, balance inquiry processing, and the like are exemplified. Here, it is assumed that the deposit transaction is selected, and the process proceeds to S112.

In S101, when the customer desires a cardless deposit transaction, the cardless deposit transaction selection button 501 is pressed (S106), and the display language selection screen is displayed on the operation display unit 30. Then, similarly to S103, the customer presses the language selection button (503, 504) desired by the customer on the display language selection screen (S107).

In the case of cardless transaction, since the transaction is performed after collating the account number, the account number input screen (screen 5) is displayed on the operation display unit 30.

At this time, the operation display unit 30 displays an account number input screen having a numeric keypad 510 as a virtual key (input unit). As a result, the customer can be prompted to enter the account number through the numeric keypad 510. Then, the customer inputs the account number through the numeric keypad 510 as a virtual key (S108).

Here, regarding the input of the account number and the like, the reason for prompting the input through the numeric keypad 510 displayed on the account number input screen will be described.

For example, the account number has a relatively long input time such as 16 digits. Therefore, when inputting a number from the PINPAD device 800 having the cover member 800, an input timeout may occur. Further, since the PINPAD device 80 has a cover member 800, there is also a problem that it is difficult for the customer to input a number.

Input information such as an account number is less important information in financial transactions than a personal identification number. In general, in a financial system that adopts a host-led format, encrypted data is transmitted to the host computer 2 for a password, but the account number is not encrypted and is hosted in plain text. Send to computer 2. Further, in general, an account number has a larger number of digits than a personal identification number, so even if it is snooped, it lacks reproducibility at the time of fraudulent transactions.

Therefore, in general, the account number which is of low importance in financial transactions and is transmitted to the host computer 2 without encryption is passed through the numeric keypad 510 as a virtual key displayed on the operation display unit 30. I am trying to prompt for input.

This makes it possible to eliminate the trouble of inputting numbers from the PINPAD device 80 having the cover member 800 while ensuring security.

The account number and the like can be input not only from the numeric keypad 510 on the operation screen on the operation display unit 30, but also from the PINPAD device 80. Conventionally, the ATM has adopted the host-led format, and the ATM is equipped with only the PINPAD device 80 as the input unit because of the relationship with the interface specifications, and the operation display unit 30 displays the virtual key as the input unit. It is not a configuration to do. Therefore, some customers are accustomed to input from the PINPAD device 80.

Therefore, according to the customer's preference, the input is not limited to the input from the virtual key on the operation screen, but the input from the PINPAD device 80 is also allowed as in the past. More specifically, all 16-digit numbers may be input from the numeric keypad 510 as a virtual key, or all 16-digit numbers may be input from the PINPAD device 80. Further, one of the 16 digits may be input from the numeric keypad 510, and the other number may be input from the PINPAD device 80.

Further, in the account number input screen illustrated on the screen 5, the numeric keypad 510 illustrates the case where it is located at the lower part in the center of the screen. As a result, it is possible to make the customer who is not accustomed to using the numeric keypad 510 on the operation screen recognize the existence of the virtual key and encourage the customer to use the numeric keypad 510.

The position of the numeric keypad 510 on the account number input screen is not limited to the lower part of the center of the screen.

For example, the numeric keypad 510 may be displayed at the lower right side of the screen. By displaying the numeric keypad 510 on the lower right side of the screen in this way, it is possible to improve the operation of inputting numbers by the customer.

Further, for example, the numeric keypad 510 may be displayed at the lower right side of the screen of the account number input screen, and a switching button for switching the position of the numeric keypad 510 may be displayed at the lower left side of the screen. As a result, when this switching button is pressed, the numeric keypad 510 is displayed at the lower left side of the screen, and it is possible to improve the input operability of a customer who inputs a number with his / her left hand, for example, a left-handed customer.

Further, for example, the position of the numeric keypad 510 may be moved to the customer's favorite position while the customer has specified the numeric keypad 510 on the operation screen, such as moving an icon. In this case, for example, the corner portion of the numeric keypad 510 may be used as a drop portion, and the numeric keypad 510 may be moved on the operation screen while the drop portion is held down. This allows the numeric keypad 510 to be moved to the customer's preferred position.

Further, the account number input screen exemplified on the screen 5 has an input display unit 509, and the number of the input account number is displayed on the input display unit 509.

Here, all the input numbers are displayed on the input display unit 509. Further, as a modification of the display of the account number, for example, the displayed number may be switched to the display such as an asterisk after a predetermined time (for example, one second or several seconds) has elapsed after the number is input. .. Further, for example, when the number next to the entered number is input, the previously input number may be displayed as an asterisk.

After the account number is input in S108, the account number input screen (screen 6) is displayed again on the operation display unit 30 and the account number is input again (S109) in order to confirm the input account number.

The account number input screen on the screen 6 can have the same configuration as the account number input screen on the screen 5.

In S110, the transaction processing unit 110 confirms whether or not the first account number input in S108 and the second account number input in S109 match (S110).

At this time, the transaction processing unit 110 transmits a telegram including the account number to the host computer 2 for collation of the account number.

Here, when the transaction processing unit 110 transmits a message including an account number to the host computer 2, the transaction processing unit 110 is input from the ten-key 510 (virtual key) into the data format of the interface specification adopting the host-led format. The plaintext account number is inserted to create a message without encrypting the account number, and the message is transmitted to the host computer 2.

For example, in the host-driven interface specification, it is assumed that the telegram for transmitting the account number has a data length of 100 bytes, and a data format is defined in which the account number is inserted after the 50th byte. In this case, the transaction processing unit 110 inserts the account number input from the numeric keypad 510 (virtual key) in plain text after the 50th byte of the data format to create a telegram and sends it to the host computer 2. As a result, a telegram conforming to the conventional interface specifications can be transmitted to the host computer 2.

Then, if there is no problem, that is, if the first and second account numbers match (S111), the process proceeds to S112. At this time, the account information display screen (screen 7) is displayed on the operation display unit 30. On the account information display screen, the account information 513 associated with the account number is displayed. The account information 513 includes, for example, an account name (customer's name), an account type, an account number, and the like. Then, when the customer confirms the account information, the confirmation button 514 on the account information confirmation screen is pressed.

On the other hand, if there is a problem, that is, if the first and second account numbers do not match (S111), the process ends (S116). If the first and second account numbers do not match in S111, the customer may return to S108 again and request the customer to input the account number again.

In S112, the customer inserts a bill to be input (S112). At this time, the operation display unit 30 displays a bill insertion confirmation screen (screen 9) requesting confirmation as to whether or not the bill insertion is completed, and when the bill insertion is completed, the customer presses the confirmation button 515. To.

After that, the cash processing unit 60 counts the inserted bills (S113) and displays the bill counting result. At this time, the bill counting result display screen (screen 10) is displayed on the operation display unit 30, and confirmation of the bill counting result is requested (S114).

Then, when there is no problem, that is, when the inserted bill counting result is correct, the confirmation button 516 is pressed by the customer on the bill counting result display screen (screen 10), and the process ends (S116).

If there is a problem, that is, if the inserted bill counting result is wrong, the customer presses the cancel button 517 on the bill counting result display screen (screen 10), returns the counted bill (S117), and the process ends (S117). S116).

(A-3) Effect of Embodiment As described above, according to the embodiment, a virtual key can be displayed on the operation screen, and input information such as an account number can be input through the virtual key. As a result, it is possible to eliminate the troublesomeness of input from the PINPAD device having the cover member, ensure security, and improve the input operability of the customer.

(B) Other Embodiments Although various modified embodiments have been mentioned in the above-described embodiments, the present invention can also be applied to the following modified embodiments.

(B-1) In the above-described embodiment, a case where the virtual key of the operation screen is used as an input unit when the ATM performs the deposit processing is illustrated.

However, the process of inputting from the virtual key is not limited to the deposit process. Input from the virtual key may also be performed in the case of other processes such as withdrawal processing, balance inquiry processing, transaction history output processing, and transfer processing.

More specifically, for example, in the case of withdrawal processing or balance inquiry processing, input of less important information (non-important information) in financial transactions, such as account number and withdrawal amount, is performed from the virtual key. You may do so.

Also, for example, in the case of transfer processing, input non-important information such as account number, withdrawal amount, transfer destination information (transfer destination account number, account type, financial institution, branch, etc.) from the virtual key. You may do it. As the virtual key for inputting the transfer information, for example, a keyboard-type virtual key for characters, symbols, spaces, etc. of an alphabet or a local language can be used. As a result, the transfer information can be input through the operation screen, so that the customer's input operability can be improved.

(B-2) In the above-described embodiment, the case where the virtual key for inputting a number is a numeric keypad is illustrated. However, the form of the virtual key for inputting numbers is not limited to the above-described embodiment, and for example, ten "1" to "9" and "0" are arranged in a horizontal row on the operation screen. It may be an array of number buttons.

100 ... Trading system, 1 ... ATM, 2 ... Host computer,
10 ... Control unit, 110 ... Transaction processing unit, 20 ... Data storage unit, 21 ... Transaction processing progress information, 30 ... Operation display unit, 70 ... Communication unit, 80 ... PINPAD device,
510 ... Numeric keypad (virtual key).

Claims (5)

An input section with a hard key that is at least partially covered with a cover member ,
The operation display unit that displays the operation screen including the virtual key,
A transaction processing unit that performs a predetermined transaction process based on input from either or both of the hard key and the virtual key among the hard key of the input unit and the virtual key of the operation display unit is provided.
In the case of cardless deposit transaction, it is not necessary to enter the PIN, the account number is entered with the virtual key ,
In the case of card transactions, the PIN is entered with the hard key.
An automated teller machine that features. An input section with a hard key that is at least partially covered with a cover member,
The operation display unit that displays the operation screen including the virtual key,
A transaction processing unit that performs a predetermined transaction process based on input from either or both of the hard key and the virtual key among the hard key of the input unit and the virtual key of the operation display unit is provided.
The operation display unit displays a cardless transaction button on the operation screen, and displays the cardless transaction button.
In the case of cardless deposit transaction, it is not necessary to enter the PIN, and the account number is entered with the virtual key.
An automated teller machine that features. For information for which the type of information required for transactions is important for transactions, input using the above-mentioned hard key is used.
The automated teller machine according to claim 1 or 2 , wherein the type of information required for the transaction is non-important for the transaction, and the information is input using the virtual key. The automated teller machine according to claim 3 , wherein the operation display unit changes the input information input from the hard key into invisible information and displays the information. The automated teller machine according to claim 3 or 4 , wherein the operation display unit displays a part or all of the input information input from the virtual key in an invisible information.

Images