JP6978576B1 - Providing equipment, providing method and providing program - Google Patents

Abstract

PROBLEM TO BE SOLVED: To provide a providing device, a providing method and a providing program for improving user convenience. SOLUTION: In a providing device system, a payment server 10 is an electronic payment associated with a store and a reception unit 41 that receives payment information related to payment using a user terminal used by the user. The stamp card is a stamp card, and the stamp card owned by the user is given a stamp based on the payment information received by the reception unit 41, and information indicating the stamp given by the grant unit 43 is provided. It has a providing unit 44 that provides to the user. [Selection diagram] Fig. 3

Description

The present invention relates to a providing device, a providing method, and a providing program.

Conventionally, a technique for providing a service aimed at inviting a user to a store has been known. As an example of such a technique, a technique for providing a user with a service related to an electronic stamp in a shopping service has been proposed.

Japanese Unexamined Patent Publication No. 2019-219962

However, the above-mentioned conventional technique is not always convenient for the user.

For example, in the above-mentioned conventional technique, a stamp is only given to a store according to a user's order by electronic commerce, so that the stamp cannot be given when the user conducts a commercial transaction at a physical store. It is not always convenient for users.

The present application has been made in view of the above, and an object of the present application is to provide a providing device, a providing method, and a providing program that improve the convenience of the user.

The providing device according to the present application is a payment to a store, a reception unit that receives payment information related to payment using a user terminal used by the user, and an electronic stamp card associated with the store. Provided to the user by providing the stamp card owned by the user with an giving unit that gives a stamp based on the payment information received by the receiving unit and information indicating the stamp given by the giving unit. It is characterized by having a part.

According to one aspect of the embodiment, there is an effect that the convenience of the user can be improved.

FIG. 1 is a diagram showing an example of a provision process according to an embodiment. FIG. 2 is a diagram showing an example of a screen of a user terminal according to an embodiment. FIG. 3 is a diagram showing a configuration example of a payment server according to an embodiment. FIG. 4 is a diagram showing an example of an account database according to an embodiment. FIG. 5 is a diagram showing an example of a stamp card information database according to an embodiment. FIG. 6 is a diagram showing an example of a user information database according to an embodiment. FIG. 7 is a diagram showing an example of screens of a business terminal and a user terminal according to an embodiment. FIG. 8 is a flowchart showing an example of the procedure of the provision process according to the embodiment. FIG. 9 is a hardware configuration diagram showing an example of a computer that realizes the function of a payment server.

Hereinafter, a provision device, a provision method, and an embodiment for implementing the provision program (hereinafter referred to as “embodiment”) according to the present application will be described in detail with reference to the drawings. It should be noted that this embodiment does not limit the providing device, the providing method, and the providing program according to the present application. Further, in each of the following embodiments, the same parts are designated by the same reference numerals, and duplicate explanations are omitted.

[1. Embodiment]
The providing process realized by the providing apparatus and the like of this embodiment will be described with reference to FIG. FIG. 1 is a diagram showing an example of a provision process according to an embodiment. In FIG. 1, it is assumed that the payment server 10, which is an example of the provision device according to the present embodiment, realizes the provision processing and the like according to the embodiment.

As shown in FIG. 1, the provision processing system 1 according to the embodiment includes a payment server 10, a user terminal 100, and a business operator terminal 200. The payment server 10, the user terminal 100, and the business terminal 200 are connected to each other via a network N (see, for example, FIG. 3) so as to be able to communicate with each other by wire or wirelessly. The network N is, for example, a WAN (Wide Area Network) such as the Internet. The provision processing system 1 shown in FIG. 1 may include a plurality of payment servers 10, a plurality of user terminals 100, and a plurality of business terminal 200s.

The payment server 10 shown in FIG. 1 is an information processing device that executes a provision process according to an embodiment, and is realized by a server device, a cloud system, or the like. For example, the payment server 10 provides an electronic payment service related to electronic payment using the user terminal 100. For example, the payment server 10 manages the accounts of the provider (business operator) of the transaction target and the user to which the transaction target is provided, and transfers electronic money between the accounts according to the payment request from the user. By doing so, various payments are realized. The electronic money may be, for example, points or currencies independently used by various companies, or may be money provided by the state such as Japanese yen or dollars that can be electronically traded. good.

The user terminal 100 shown in FIG. 1 is an information processing device used by a user. The user terminal 100 is realized by, for example, a smartphone, a tablet terminal, a notebook PC (Personal Computer), a desktop PC, a mobile phone, a PDA (Personal Digital Assistant), or the like. Further, the user terminal 100 displays the information distributed by the payment server 10 by a web browser or an application. In the example shown in FIG. 1, a case where the user terminal 100 is a smartphone is shown.

The user terminal 100 shown in FIG. 1 is an information processing device used by a user. The user terminal 100 is realized by, for example, a smartphone, a tablet terminal, a notebook PC (Personal Computer), a desktop PC, a mobile phone, a PDA (Personal Digital Assistant), or the like. Further, the user terminal 100 displays the information distributed by the payment server 10 by a web browser or an application. In the example shown in FIG. 1, a case where the user terminal 100 is a smartphone is shown.

The business terminal 200 shown in FIG. 1 is an information processing device used by a business that provides a transaction target to a user. The business terminal 200 is realized by, for example, a smartphone, a tablet terminal, a notebook PC, a desktop PC, a mobile phone, a PDA, or the like. Further, the business terminal 200 displays the information distributed by the payment server 10 by a web browser or an application. In the example shown in FIG. 1, a case where the business terminal 200 is a smartphone is shown.

When the user terminal 100 and the business terminal 200 receive the control information for realizing the predetermined information processing from the payment server 10, the user terminal 100 and the business terminal 200 realize the information processing according to the control information. Here, the control information is, for example, a script language such as JavaScript (registered trademark), a style sheet language such as CSS (Cascading Style Sheets), a programming language such as Java (registered trademark), and a mark such as HTML (HyperText Markup Language). It is described in an up language or the like. The predetermined application itself distributed from the payment server 10 may be regarded as control information.

[1-1. About payment using user terminal 100]
Here, an example of payment (electronic payment) using the user terminal 100 will be described prior to the provision processing executed by the payment server 10. In the following description, the user U1 uses a two-dimensional code (QR code (registered trademark)) arranged in the store A and indicates the store identification information C1 that identifies the store A. An example of making a payment using the user terminal 100 will be described, but the embodiment is not limited to this. The example of payment described below can be applied even when an arbitrary user makes a payment at an arbitrary store using an arbitrary user terminal 100. Further, the store identification information C1 may be not only a QR code but also a barcode, a predetermined mark, a number, or the like.

For example, when the user U1 uses or purchases a payment target (transaction target) such as various products or services at the store A, the user U1 uses a payment application pre-installed on the user terminal 100. to start. Then, the user U1 photographs the store identification information C1 installed in the store A via the payment application. In such a case, the user terminal 100 displays a screen for inputting the price to be settled, and accepts the input of the settlement amount from the user U1 or the clerk of the store A. Then, the user terminal 100 includes the user identification information for identifying the user U1 and the store identification information C1 (or the information indicated by the store identification information C1, that is, the information indicating the store A (for example, the store ID)). , The payment information indicating the payment amount is transmitted to the payment server 10.

In such a case, the payment server 10 transfers the electronic money of the amount indicated by the payment amount from the account of the user U1 indicated by the user identification information to the account of the store A indicated by the store identification information C1. Then, the payment server 10 transmits a notification to the user terminal 100 that the payment has been completed. In such a case, the user terminal 100 notifies that the payment has been made by electronic money by outputting a screen indicating that the payment has been completed and a predetermined voice.

The payment using the user terminal 100 is not limited to the above-mentioned processing. For example, the payment using the user terminal 100 may be made using the store terminal installed in the store A. For example, the user terminal 100 displays user identification information for identifying the user U1 on the screen. In such a case, the store terminal installed in the store A reads the user identification information displayed on the user terminal 100, and the user identification information (or the information indicated by the user identification information, that is, the user U1). Information (for example, user ID) indicating the above, the payment amount, and the payment information indicating the information identifying the store A are transmitted to the payment server 10. In such a case, the payment server 10 transfers the electronic money of the amount indicated by the payment amount from the account of the user U1 indicated by the user identification information to the account of the store A, and the store terminal or the user of the store A. The terminal 100 may be notified that the payment has been made by outputting a screen indicating that the payment has been completed or a predetermined voice.

Further, the payment using the user terminal 100 is not only a process of transferring the electronic money from the account charged with the electronic money in advance by the user U1 to the account of the store A, but also, for example, the credit registered in advance by the user U1. Payment using a card may be used. In such a case, for example, the user terminal 100 may transfer the electronic money of the payment amount to the account of the store A and charge the payment amount to the credit card management company of the user U1. ..

[1-2. About the outline of the embodiment]
Here, conventionally, as a technique for providing a service for the purpose of inviting a user to a store, a technique for providing a service related to an electronic stamp in a shopping service to a user has been proposed. However, with such a technology, since the stamp is only given to the store according to the user's electronic commerce order, the stamp cannot be given when the user conducts a commercial transaction at the actual store. It is not always convenient for users.

Therefore, the payment server 10 executes the provision process according to the embodiment. Hereinafter, the provision process executed by the payment server 10 will be described with reference to FIG. In the following description, an example in which the user terminal 100 is used by the user U1 will be shown. Further, in the following description, the user terminal 100 may be equated with the user U1. That is, in the following, the user U1 can be read as the user terminal 100.

Further, in the following description, an example in which the operator terminal 200 is used by the operator M1 will be shown. Further, in the following description, the business terminal 200 may be equated with the business M1. That is, in the following, the business operator M1 can be read as the business operator terminal 200.

Further, in the following description, the payment server 10 is an electronic stamp card associated with a store where the above-mentioned electronic payment can be used, and stores information about the stamp card owned by each user in its own device. It shall be managed by the department. For example, the payment server 10 manages information indicating a store associated with the stamp card (in other words, a store where the stamp card can be used), information indicating the number of stamps attached to the stamp card, and the like.

First, the business terminal 200 receives from the business M1 the settings related to the digitized stamp card provided by the store A to the user (step S1). For example, the business terminal 200 activates a payment application (for example, a payment application for a business) in response to an operation from the business M1 to display a screen for inputting settings related to a stamp card, and displays a screen on the screen. Accepts the information that is entered. To give a specific example, the business terminal 200 gives a stamp to a stamp card (for example, one stamp is given for every yen of payment amount or more, and one stamp is given for every yen of payment amount). Provision conditions for providing benefits (for example, the benefits are provided when how many stamps are given), details of the benefits (for example, predetermined goods provided from store A, cash back of electronic money, etc.) ) And other information are accepted.

Subsequently, the payment server 10 receives information regarding the setting of the stamp card from the business operator terminal 200 (step S2). For example, the payment server 10 receives the information input in step S1, associates it with the identification information (store ID) that identifies the store A, and stores it in the storage unit of its own device.

Subsequently, the user U1 who visits the store A and receives the transaction target from the store A reads the store identification information C1 installed in the store A using the user terminal 100 (step S3). For example, the user U1 activates a payment application pre-installed in the user terminal 100, and photographs the store identification information C1 installed in the store A via the payment application.

Subsequently, the user terminal 100 accepts the input of payment information from the user U1 (step S4). For example, the user terminal 100 displays a screen for inputting the price of the transaction target to be settled, and accepts the input of the settlement amount from the user U1.

Subsequently, the payment server 10 receives payment information from the user terminal 100 (step S5). For example, the payment server 10 receives payment information including the store ID of the store A indicated by the store identification information C1, the payment amount input by the user U1, and the user ID of the user U1.

Subsequently, the payment server 10 executes a payment process based on the payment information, and adds a stamp to the stamp card of the store A owned by the user U1 based on the payment information (step S6). For example, the payment server 10 transfers electronic money for the payment amount entered by the user U1 from the account of the user U1 to the account of the store A. Then, the payment server 10 has a stamp set by the business operator M1 with respect to the stamp card associated with the store A (the stamp card based on the setting received in step S2) among the stamp cards owned by the user U1. A stamp is given based on the grant condition and the payment amount. That is, the payment server 10 automatically gives a stamp to the stamp card associated with the store where the payment was made, triggered by the payment using the QR code.

If the user U1 does not own the stamp card associated with the store A, the payment server 10 newly issues a stamp card to the user U1 and stamps the issued stamp card. Give.

Subsequently, the payment server 10 causes the user terminal 100 to display the information corresponding to the added stamp (step S7). For example, if the stamp given in step S6 does not satisfy the provision condition for providing the privilege, the payment server 10 gives information about the stamp given to the stamp card associated with the store A (for example, given to the stamp). The screen SC1 showing the number of completed stamps) is displayed.

On the other hand, when the provision condition is satisfied by the stamp given in step S6, the payment server 10 provides the privilege set by the store A to the user U1 and displays the screen SC2 indicating that the privilege is provided on the user terminal 100. Display. To give a specific example, the payment server 10 provides a privilege (for example, a predetermined amount of discount, a predetermined amount of cash back, etc.) applied when the above-mentioned electronic payment is performed to the store A.

Subsequently, the payment server 10 notifies the information regarding the stamp given to the stamp card owned by the user U1 (step S8). For example, when the user U1 owns a stamp card in which the number of stamps required to satisfy the provision condition of the privilege is equal to or less than a predetermined threshold value, the payment server 10 notifies that the provision condition is about to be achieved ( (Push notification, etc.) is displayed on the user terminal 100.

Subsequently, the payment server 10 distributes the content indicating the stamp card owned by the user U1 (step S9). For example, the payment server 10 distributes content indicating the number of stamps given to each stamp card owned by the user U1 and the content of the privilege to be provided to the user terminal 100.

The payment server 10 may notify the information in step S8 at any time. Further, the payment server 10 may distribute the content in step S9 at any timing.

Here, with reference to FIG. 2, an example of the information notified from the payment server 10 and the content distributed from the payment server 10 will be described. FIG. 2 is a diagram showing an example of a screen of a user terminal according to an embodiment.

As shown in FIG. 2, the user terminal 100 displays a screen SC11 showing information about the stamp given to the stamp card owned by the user U1. For example, the user terminal 100 displays content indicating a stamp card in which the number of stamps required to satisfy the condition for providing the privilege is equal to or less than a predetermined threshold value, the content of the privilege, and information indicating a store associated with the stamp card. It is displayed on the screen SC11.

Further, the user terminal 100 displays a screen SC12 including contents indicating a stamp card owned by the user U1. For example, the user terminal 100 displays the advertisement information about the stamp card in the area AR 11. Further, the user terminal 100 displays in the area AR 12 the number of stamps attached to the stamp card owned by the user U1, the information indicating the store associated with the stamp card, the content indicating the content of the privilege, and the like. ..

As described above, the payment server 10 according to the embodiment issues an electronic stamp card to the user to give a stamp, and provides a privilege when the conditions are satisfied. Thereby, the payment server 10 according to the embodiment can automatically give a stamp according to the electronic payment without the user carrying a stamp card printed on a predetermined medium. That is, the payment server 10 according to the embodiment can improve the convenience of the user.

[2. Payment server configuration]
Next, the configuration of the payment server 10 will be described with reference to FIG. FIG. 3 is a diagram showing a configuration example of a payment server according to an embodiment. As shown in FIG. 3, the payment server 10 has a communication unit 20, a storage unit 30, and a control unit 40.

(About communication unit 20)
The communication unit 20 is realized by, for example, a NIC (Network Interface Card) or the like. Then, the communication unit 20 is connected to the network N by wire or wirelessly, and transmits / receives information to / from the user terminal 100, the business terminal 200, and the like.

(About the storage unit 30)
The storage unit 30 is realized by, for example, a semiconductor memory element such as a RAM (Random Access Memory) or a flash memory (Flash Memory), or a storage device such as a hard disk or an optical disk. As shown in FIG. 4, the storage unit 30 has an account database 31, a stamp card information database 32, and a user information database 33.

(About account database 31)
The account database 31 stores various information about accounts owned by users, stores (businesses), and the like in the electronic payment service. Here, an example of the information stored in the account database 31 will be described with reference to FIG. FIG. 4 is a diagram showing an example of an account database according to an embodiment. In the example of FIG. 4, the account database 31 has items such as "account ID", "owner information", and "account balance".

"Account ID" indicates identification information for identifying an account. "Owner information" indicates information about the owner who owns the account, and for example, identification information for identifying the owner is stored. "Account balance" indicates the balance of the account.

That is, FIG. 4 shows an example in which the information of the account holder identified by the account ID “AID # 1” is “user # 1” and the account balance is “7,800 yen”.

(About the stamp card information database 32)
The stamp card information database 32 stores various information related to the stamp card set by the business operator (store). Here, an example of the information stored in the stamp card information database 32 will be described with reference to FIG. FIG. 5 is a diagram showing an example of a stamp card information database according to an embodiment. In the example of FIG. 5, the stamp card information database 32 has items such as "business ID" and "card information".

The "business ID" indicates identification information for identifying the business operator (in other words, the business operator associated with the stamp card) for which the stamp card is set. The "card information" indicates information about the stamp card that the business operator wants to set, and has items such as "card ID", "granting condition", "providing condition", and "privilege content". The "card ID" indicates identification information for identifying the stamp card. The "granting condition" indicates a condition for a stamp to be given to the stamp card (for example, one stamp is given for every yen of the payment amount, one stamp is given for every yen of the payment amount, etc.). "Provision condition" indicates a condition for providing a privilege (for example, when a number of stamps are given, the privilege is provided). The "privilege content" indicates the content of the privilege provided to the user who meets the provision conditions.

That is, in FIG. 5, the stamp card set by the business operator identified by the business operator ID “MID # 1” is identified by the card ID “CID # 1”, and the stamp granting condition is “granting condition # 1”. An example is shown in which the provision condition of the privilege is "providing condition # 1" and the content of the privilege is "privilege content # 1".

(About user information database 33)
The user information database 33 stores various information about users of the electronic payment service provided by the payment server 10. Here, an example of the information stored in the user information database 33 will be described with reference to FIG. FIG. 6 is a diagram showing an example of a user information database according to an embodiment. In the example of FIG. 6, the user information database 33 has items such as "user ID", "payment history", "usage history", and "stamping status".

The "user ID" indicates identification information for identifying a user. The "payment history" shows the history of payments made using an electronic payment service, and stores information such as a payment destination and a payment amount. "Usage history" indicates the usage history of electronic payment services and various other services. The "stamping status" indicates information about the stamp given to the stamp card owned by the user, and has items such as "card ID" and "number of stamps". The "card ID" indicates identification information for identifying a stamp card owned by the user. "Number of stamps" indicates the number of stamps given to the stamp card.

That is, in FIG. 6, the payment history of the user identified by the user ID "UID # 1" is identified by "payment history # 1", and the usage history is identified by "usage history # 1" and "CID # 1". An example is shown in which a stamp card is owned and the number of stamps given to the stamp card is "4".

(About control unit 40)
The control unit 40 is a controller, and for example, various programs stored in a storage device inside the payment server 10 by a CPU (Central Processing Unit), an MPU (Micro Processing Unit), or the like use the RAM as a work area. It is realized by being executed. Further, the control unit 40 is a controller, and is realized by, for example, an integrated circuit such as an ASIC (Application Specific Integrated Circuit) or an FPGA (Field Programmable Gate Array). As shown in FIG. 3, the control unit 40 according to the embodiment includes a reception unit 41, a payment processing unit 42, a grant unit 43, a provision unit 44, a notification unit 45, and a distribution unit 46. Realize or execute the functions and actions of information processing described below.

(About reception desk 41)
The reception unit 41 is a payment to the store and receives payment information related to the payment using the user terminal used by the user. In addition, the reception unit 41 receives payment information including store identification information that identifies the store. For example, in the example of FIG. 1, the reception unit 41 uses the payment information including the store ID of the store A indicated by the store identification information C1, the payment amount input by the user U1, and the user ID of the user U1. Accept from the person terminal 100.

The reception unit 41 may receive payment information from the business terminal 200. For example, when the business terminal 200 (store terminal) reads the user identification information for identifying the user displayed on the user terminal 100, the reception unit 41 makes the payment. The payment information indicating the above is received from the business terminal 200.

In addition, the reception unit 41 is a payment request for a transaction target provided at a predetermined store, and is a payment related to the provision request made by the user via a predetermined platform that provides a predetermined payment means using a user terminal. Information may be accepted. For example, the reception unit 41 receives payment information regarding a request for provision of a product provided at a store via a pre-order service in a payment application installed on the user terminal 100.

In addition, the reception unit 41 may accept settings related to the digitized stamp card from a provider (business operator) who provides a transaction target to the user. For example, in the example of FIG. 1, the reception unit 41 displays a screen (content) for inputting settings related to the stamp card on the business terminal 200, receives the information input on the screen, and receives the stamp card information database 32. Store in.

Here, using FIG. 7, an example in which a setting screen for inputting settings related to the stamp card is displayed on the business terminal 200, and a stamp card based on the settings input on the screen are displayed on the user terminal 100. The displayed example will be described. FIG. 7 is a diagram showing an example of screens of a business terminal and a user terminal according to an embodiment. In FIG. 7, it is assumed that the business operator of the store D inputs information to the setting screen.

First, a setting screen for inputting settings related to the stamp card will be described. As shown in FIG. 7, the business operator terminal 200 displays the screen SC21 as a setting screen. For example, the business terminal 200 has an area AR21-AR23 for inputting a granting condition for giving a stamp to a stamp card, an area AR24 for inputting a provision condition for providing a privilege and a content of a privilege, and a new provision. The screen SC21 including the area AR25 for instructing the input of the contents of the conditions and the privilege and the area AR26 to be displayed according to the selection of the area AR25 is displayed.

To give a specific example, the business terminal 200 selects either the payment amount of several yen or more and one stamp, or the payment amount of one stamp for each payment condition. Then, the area AR21 for inputting the standard amount of money to be stamped is displayed.

Further, the business terminal 200 is a service provided in the application started in the payment application, and whether the stamp is given only to the user (follower) who is following the store D in the service related to the information distribution of the store D. The area AR22 for designating whether or not is displayed is displayed. The business terminal 200 may accept a setting in which more stamps are given only to followers.

In addition, the business terminal 200 displays the area AR23 for inputting the conditions (rank of the user in the electronic payment service) of the user to be stamped. For example, the business terminal 200 has the total amount of payment amount using electronic payment for store D, the number of times electronic payment has been made for store D, the number of stamps given to the stamp card associated with store D, and the like. Accepts input of a user rank determined based on (for example, a heavy user in which the number of stamps given is equal to or more than a predetermined threshold, or a light user in which the number of stamps given is less than a predetermined threshold). .. In addition, the business terminal 200 is set so that more stamps are given only to users whose rank is a heavy user, and more stamps are given only to users whose rank is a light user. You may accept such settings.

In addition, the business terminal 200 inputs the number of stamps (achieved number), which is a condition for providing the privilege, the privilege type (for example, the goods provided at the store D, the cash back of a predetermined amount), and the privilege name. The area AR24 for the purpose is displayed. Further, the business terminal 200 accepts input of the selling price conversion amount of the goods when the goods are specified as the privilege type, and cashes for the settlement amount to the store D when the cashback is specified as the privilege type. Accepts input of back rate or cash back amount (fixed amount).

Further, when the area AR25 is selected, the business terminal 200 further displays the area AR26 for inputting the contents of new provision conditions and benefits, and accepts the input of information. That is, the business terminal 200 can accept a plurality of privilege settings for one stamp card. Hereinafter, the privilege based on the information input to the area AR24 may be described as "first privilege", and the privilege based on the information input to the area AR26 may be described as "second privilege".

The settings related to the stamp card accepted by the reception unit 41 are not limited to those shown on the screen SC21, and any setting may be accepted. For example, the reception unit 41 may accept a setting in which more payments are made according to the date and time when the electronic payment is made. Further, the reception unit 41 may accept the validity period of the stamp.

Further, the reception unit 41 may accept the purchase of a predetermined transaction target provided at the store as a condition for giving a stamp. In such a case, the reception unit 41 first accepts information indicating the transaction target to be stamped (for example, transaction target identification information indicated by the barcode attached to the transaction target) as a stamp grant condition. It is stored in the stamp card information database 32. Then, the reception unit 41 receives payment information including transaction target identification information for identifying a transaction target to be settled. To give a specific example, the reception unit 41 receives the product ID indicated by the barcode attached to the product. Then, the giving unit 43, which will be described later, gives a stamp when the product indicated by the product ID is a product set as a stamp giving condition.

The reception unit 41 may receive payment information including transaction target identification information read by the store terminal used by the store. For example, when a payment is made by a store terminal (POS terminal or the like) reading the user identification information displayed on the user terminal 100, the reception unit 41 is read by the store terminal with a bar code reader or the like. It accepts payment information including user identification information and a product ID indicated by a product barcode.

Next, an example in which information about the stamp card based on the information input on the screen SC 21 is displayed on the user terminal 100 will be described. As shown in FIG. 7, the user terminal 100 relates to a stamp card associated with the store D in response to a predetermined operation from the user (for example, a selection operation for the content displayed in AR 12 shown in FIG. 2). The screen SC22 showing the information is displayed. For example, the user terminal 100 has an area AR27 for displaying an digitized stamp card, an area AR28 for displaying a first privilege provision condition and a first privilege content, a second privilege provision condition, and the like. The screen SC22 including the area AR29 for displaying the content of the second privilege and the area AR30 for displaying the stamping condition is displayed.

To give a specific example, in the user terminal 100, the user terminal 100 has an icon IC21 for visualizing the provision conditions (three stamps) of the first privilege in the area AR27, and the second privilege. The icon IC22 for visualizing the provision conditions (8 stamps) is displayed on the stamp card.

Further, the user terminal 100 displays information based on the information input to the area AR24 of the screen SC21 in the area AR28. Further, the user terminal 100 displays information based on the information input to the area AR26 of the screen SC21 in the area AR29. Further, the user terminal 100 displays information based on the information input to the areas AR21-AR23 of the screen SC21 in the area AR30.

When eight stamps are given to the stamp card shown in the area AR27 (hereinafter, may be referred to as "first stamp card") (that is, when all the stamp fields of the stamp card are filled). The reception unit 41 may issue a new stamp card (hereinafter, may be referred to as a “second stamp card”) associated with the store D to the user. Here, the content of the privilege provided by the second stamp card and the conditions for providing the privilege may be the same as those of the first stamp card, and may be different (for example, an article having a higher price than the privilege provided by the first stamp card). Or, it may be a privilege with a higher cash back set). In other words, the reception unit 41 receives information on the setting of the second stamp card from the business operator separately from the information on the setting of the first stamp card, and issues the second stamp card based on the received information. You may. The same applies to the stamp cards issued after the second stamp card.

Further, the granting unit 43, which will be described later, may grant stamps according to the rank of the user, which is determined based on the number of times the stamp card associated with the store D is newly issued. To give a specific example, the granting unit 43 has a larger number of stamps when the stamp is given to the second stamp card than when the stamp is given to the first stamp card. May be good.

(About the payment processing unit 42)
The payment processing unit 42 executes payment processing according to the payment information received by the reception unit 41. For example, in the example of FIG. 1, the payment processing unit 42 transfers the electronic money of the amount indicated by the payment amount from the account of the user U1 indicated by the user ID to the account of the store A indicated by the store ID.

(About the granting part 43)
The giving unit 43 is an electronic stamp card associated with the store, and gives a stamp to the stamp card owned by the user based on the payment information received by the reception unit 41. For example, in the example of FIG. 1, the granting unit 43 refers to the stamp card information database 32 and the user information database 33, and refers to the stamp card associated with the store A among the stamp cards owned by the user U1. , The stamp is given based on the stamp giving condition set by the business operator M1 and the settlement amount.

Further, if the user does not own the stamp card, the granting unit 43 may issue a stamp card to give a stamp. For example, in the example of FIG. 1, when the user U1 does not own the stamp card associated with the store A, the granting unit 43 newly issues a stamp card to the user U1 and issues the stamp. Give a stamp to the card.

Further, the giving unit 43 may give a stamp to the stamp card associated with the store identification information among the stamp cards owned by the user. For example, in the example of FIG. 1, the giving unit 43 gives a stamp to the stamp card associated with the store A indicated by the store identification information C1.

Further, the giving unit 43 may give a stamp to a stamp card associated with a predetermined store group including a store among the stamp cards owned by the user. For example, when the user makes a payment at any of a plurality of stores having a predetermined relationship (for example, an affiliated store, a chain store, a franchise store, etc.), the granting unit 43 uses the plurality of stores. A stamp is given to one stamp card associated with.

Further, the giving unit 43 may give a stamp according to the payment amount indicated by the payment information. For example, in the example of FIG. 1, the granting unit 43 grants a stamp based on the stamp granting condition set by the business operator M1 and the settlement amount.

Further, the granting unit 43 may attach a stamp according to the total amount of the settlement amount indicated by the history of settlement using the user terminal for the store and the settlement amount indicated by the settlement information. For example, the granting unit 43 assigns a stamp according to the payment amount indicated by the payment information received by the reception unit 41 and the payment amount indicated by the user's payment history for the payment destination store indicated by the payment information. To give a specific example, the condition for giving a stamp to a store is set to "give one stamp for every 1000 yen of payment amount", and the previous payment amount of the user for the store is 800 yen. If the payment amount newly received by the reception unit 41 from the person to the store is 1200 yen, the granting unit 43 will use the previous payment amount of 800 yen and the current payment amount of 1200 yen, for a total of 2000 yen. Give the user two stamps.

Further, the granting unit 43 may attach a stamp to the stamp card when the transaction target identification information indicates a predetermined transaction target. For example, when the purchase of a predetermined product is set as a condition for giving a stamp, the giving unit 43 gives a stamp when the product ID indicated by the payment information received by the receiving unit 41 corresponds to the predetermined product. ..

Further, the giving unit 43 may give a stamp according to the date and time when the settlement is performed. For example, when the settlement is made at a predetermined date and time set by the business operator, the giving unit 43 gives more stamps than when the settlement is made at another date and time.

Further, the giving unit 43 may give a stamp based on the payment information and the user information about the user. For example, the granting unit 43 determines the rank of the user based on the history of the user's payment to the payment destination store (for example, the total amount of payment to the store and the number of electronic payments made to the store). A stamp is given according to.

Further, the granting unit 43 is a predetermined platform that provides a predetermined payment means using the user terminal, and follows the store on a predetermined platform that distributes information about the store that can be used by the predetermined payment means. A stamp may be added depending on whether or not it is present. For example, the granting unit 43 is a service provided by an application started in the payment application, and a stamp is given according to whether or not the user is following the payment destination store in the service related to store information distribution. ..

Further, the giving unit 43 may give a stamp according to the number of stamps already given to the stamp card. For example, the granting unit 43 grants stamps according to the rank of the user, which is determined based on the number of stamps given to the stamp card associated with the store.

Further, the giving unit 43 may give a stamp according to the conditions set by the store. For example, the granting unit 43 assigns stamps according to the settings related to the stamp card received by the reception unit 41 from the store.

(About the provider 44)
The providing unit 44 provides the user with information indicating the stamp given by the giving unit 43. For example, in the example of FIG. 1, the providing unit 44 provides the user terminal 100 with information regarding the stamp given to the stamp card associated with the store A, and displays the information on the screen.

Further, if the number of stamps given by the giving unit 43 satisfies a predetermined condition, the providing unit 44 may provide the user with a predetermined privilege regarding the store. For example, in the example of FIG. 1, when the provision condition is satisfied by the stamp given to the user U1 with reference to the stamp card information database 32 and the user information database 33, the providing unit 44 tells the user U1 the store A. Provides the privilege set by, and causes the user terminal 100 to display the screen SC2 indicating that the privilege has been provided. On the other hand, if the provision condition for providing the privilege is not satisfied, the payment server 10 indicates information regarding the stamp given to the stamp card associated with the store A (for example, the number of stamps given to the stamp). Display the screen SC1.

Further, the providing unit 44 may provide a privilege according to the number of stamps given to the stamp card. For example, as shown in FIG. 7, when a plurality of benefits are set for one stamp card, the providing unit 44 satisfies the provision condition of any of the benefits by the number of stamps given to the stamp card. Providing the corresponding benefits.

Further, the providing unit 44 may provide a predetermined privilege to the user if the number of stamps given to the stamp card satisfies the condition set by the store. For example, in the example of FIG. 1, when the number of stamps given to the stamp card associated with the store A satisfies the provision condition set by the business operator M1 of the store A, the provision unit 44 is the provision unit 44. Provides a privilege to the user U1.

Further, if the number of stamps given to the stamp card satisfies a predetermined condition, the providing unit 44 may provide the privilege set by the store to the user. For example, in the example of FIG. 1, when the number of stamps given to the stamp card associated with the store A satisfies the condition for providing the privilege, the providing unit 44 receives the privilege set by the business operator M1 of the store A. Provide to user U1.

(About notification unit 45)
When the number of stamps required to satisfy a predetermined condition is equal to or less than a predetermined threshold value, the notification unit 45 notifies the user of information that the predetermined condition is about to be achieved. For example, in the example of FIG. 1, the providing unit 44 refers to the stamp card information database 32 and the user information database 33, and a stamp card in which the number of stamps required to satisfy the provision condition of the privilege is equal to or less than a predetermined threshold value. When the user U1 owns it, the providing unit 44 causes the user terminal 100 to display a notification that the provision condition is about to be achieved.

Further, the notification unit 45 may notify the user of the information according to the expiration date set in the stamp given to the stamp card. For example, the notification unit 45 notifies the user of information according to the period until the expiration date set in the stamp. To give a specific example, when the user owns a stamp card whose period from the present time to the expiration date of the stamp is equal to or less than a predetermined threshold value, the providing unit 44 notifies the information indicating the stamp card. ..

Further, the notification unit 45 may notify the user of information indicating the conditions for imparting a stamp to the stamp card. For example, the notification unit 45 notifies information indicating a payment amount, a transaction target, etc. set as a stamping condition.

The notification unit 45 may notify the user of the information based on the priority of the information. For example, the notification unit 45 sets the priority higher for the information related to the stamp card associated with the store located closer to the user's current position, and the notification unit 45 sets the priority to the store located farther from the user's current position. The information about the stamp card associated with is set to a lower priority and the information is notified. Further, the notification unit 45 sets a higher priority for the information related to the stamp card set in the stamp and has a shorter period until the expiration date, and the information related to the stamp card set in the stamp has a longer period until the expiration date. Set low to notify information.

(About distribution unit 46)
The distribution unit 46 uses the stamp card owned by the user and the card information related to the digitized stamp card associated with the store where the predetermined payment means using the user terminal is available to be used as the predetermined payment means. Deliver to users via the provided platform. For example, in the example of FIG. 1, the distribution unit 46 uses the payment application to provide content indicating the number of stamps given to each stamp card owned by the user U1 and the content of the privilege to be provided. Deliver to terminal 100.

Further, the distribution unit 46 may distribute the card information based on the priority of distributing the card information based on the number of stamps given to the stamp card owned by the user. For example, the distribution unit 46 sets a higher priority for a stamp card having a larger number of assigned stamps, and sets a lower priority for a stamp card having a smaller number of assigned stamps, and distributes the card information. In addition, the distribution unit 46 sets a higher priority for stamp cards that require a smaller number of stamps to satisfy the privilege provision condition, and a stamp card that requires a larger number of stamps to satisfy the privilege provision condition has a higher priority. Is set high and the card information is delivered.

Further, even if the distribution unit 46 distributes the card information based on the priority based on the expiration date set for the stamp given to the stamp card owned by the user, which is the priority for distributing the card information. good. For example, the distribution unit 46 sets a higher priority for a stamp card with an earlier stamp expiration date, and sets a lower priority for a stamp card with a later expiration date, and distributes the card information. Further, for example, the distribution unit 46 sets a higher priority for a stamp card having a shorter remaining period from the present time to the expiration date set for the stamp, and sets a lower priority for a stamp card having a longer remaining period. Deliver card information.

Further, the distribution unit 46 is a priority for distributing the card information, and is based on the priority based on the positional relationship between the location of the store associated with the stamp card owned by the user and the location of the user. Card information may be distributed. For example, the distribution unit 46 sets a higher priority for a stamp card associated with a store located closer to the user's current position, and associates it with a store located farther from the user's current position. The higher the stamp card is, the lower the priority is set and the card information is distributed. Further, the distribution unit 46 sets a higher priority for the stamp card associated with the store located closer to the user's base (for example, home, work place, commuting place), and sets the priority to the user's base. The stamp card associated with the store located farther from is set to a lower priority and the card information is distributed.

The priority for distributing the card information by the distribution unit 46 is not limited to the above example. For example, the distribution unit 46 may distribute the card information with a priority based on the user's preference. To give a specific example, the distribution unit 46 sets a higher priority for the stamp card associated with the store corresponding to the user's attribute (demographic attribute, psychographic attribute), and sets the priority as the user's attribute. The higher the priority is set for the stamp card associated with the store that does not support it, and the card information is distributed.

[3. Flow of provision processing]
A procedure for providing the payment server 10 according to the embodiment will be described with reference to FIG. FIG. 8 is a flowchart showing an example of the procedure of the provision process according to the embodiment.

As shown in FIG. 8, the payment server 10 is a payment to a store and receives payment information related to payment using a user terminal used by the user (step S101). Subsequently, the payment server 10 determines whether or not to give a stamp based on the stamp giving condition set by the store and the payment information (step S102). When it is determined that the stamp is not given (step S102; No), the payment server 10 executes the payment process based on the payment information and ends the process.

On the other hand, when it is determined that the stamp is to be given (step S102; Yes), the payment server 10 determines whether or not the stamp card associated with the store has been issued to the user. When it is determined that the issue has been issued (step S103; Yes), the payment server 10 executes a payment process based on the payment information and adds a stamp to the stamp card (step S104). When it is determined that the issue has not been issued (step S103; No), the settlement server 10 executes a settlement process based on the settlement information, issues a stamp card to the user, and gives a stamp to the issued stamp card. (Step S105).

Subsequently, the payment server 10 determines whether or not the number of stamps given to the stamp card satisfies a predetermined condition for providing the privilege (step S106). When it is determined that the predetermined condition is not satisfied (step S106; No), the payment server 10 ends the process. On the other hand, when it is determined that the predetermined condition is satisfied (step S106; Yes), the payment server 10 provides the user with a predetermined privilege related to the store (step S107), and ends the process.

[4. Modification example]
The above embodiment shows an example, and various modifications and applications are possible.

[4-1. About payment method]
In the above-described embodiment, the granting unit 43 has shown an example in which the granting unit 43 assigns a stamp based on the payment information related to the payment realized by reading the QR code installed in the actual store by the user terminal 100. The function of is not limited to such an example. For example, the giving unit 43 may give a stamp based on the payment information related to the payment realized by the store terminal reading the user identification information displayed on the user terminal 100.

Further, the giving unit 43 may give a stamp based on the payment information regarding the payment to the store in the pre-order service. For example, the granting unit 43 assigns a stamp based on the payment information related to the payment in the pre-order service provided in the application started in the payment application.

Further, the granting unit 43 is not limited to the settlement for the actual store, and may give a stamp based on the settlement information regarding the settlement for the transaction target in the electronic commerce service (that is, the online settlement). For example, the granting unit 43 assigns a stamp based on the payment information related to the payment in the electronic commerce service provided in the application started in the payment application.

[4-2. About the resources of the privilege]
The source of the privilege provided by the above-mentioned providing unit 44 may be provided from the store or may be provided by the administrator of the payment server 10. For example, the provision unit 44 first provides a privilege that the store bears all of the resources, and the administrator of the payment server 10 sets an amount corresponding to at least a part of the resources according to the usage status of electronic payment at the store. You may provide the benefits you bear.

[4-3. About the configuration of the provided processing system 1]
In the above-described embodiment, the payment server 10 included in the provision processing system 1 receives the setting related to the stamp card from the store and manages the information about the stamp card owned by the user. The configuration is not limited to such examples. For example, the server that accepts the settings related to the stamp card from the store and the server that manages the information about the stamp card owned by the user may be different servers or may belong to different systems.

[4-4. About processing mode]
Of the processes described in the above embodiments, all or part of the processes described as being automatically performed can be performed manually, and conversely, all the processes described as being performed manually. Alternatively, a part thereof can be automatically performed by a known method. In addition, information including processing procedures, specific names, various data and parameters shown in the above documents and drawings can be arbitrarily changed unless otherwise specified. For example, the various information shown in each figure is not limited to the information shown in the figure.

Further, each component of each of the illustrated devices is a functional concept, and does not necessarily have to be physically configured as shown in the figure. That is, the specific form of distribution / integration of each device is not limited to the one shown in the figure, and all or part of them may be functionally or physically distributed / physically in arbitrary units according to various loads and usage conditions. Can be integrated and configured.

In addition, the above-described embodiments can be appropriately combined as long as the processing contents do not contradict each other.

[5. effect〕
As described above, the payment server 10 according to the embodiment includes a reception unit 41, a payment processing unit 42, a grant unit 43, a provision unit 44, a notification unit 45, and a distribution unit 46. The reception unit 41 is a payment to the store and receives payment information related to the payment using the user terminal used by the user. In addition, the reception unit 41 receives payment information including store identification information that identifies the store. The payment processing unit 42 executes payment processing according to the payment information received by the reception unit 41. The giving unit 43 is an electronic stamp card associated with the store, and gives a stamp to the stamp card owned by the user based on the payment information received by the reception unit 41. Further, the granting unit 43 assigns a stamp to the stamp card associated with the store identification information among the stamp cards owned by the user. Further, the granting unit 43 assigns a stamp to the stamp card associated with a predetermined store group including the store among the stamp cards owned by the user. The providing unit 44 provides the user with information indicating the stamp given by the giving unit 43. Further, when the number of stamps given by the giving unit 43 satisfies a predetermined condition, the providing unit 44 provides the user with a predetermined privilege regarding the store. When the number of stamps required to satisfy a predetermined condition is equal to or less than a predetermined threshold value, the notification unit 45 notifies the user of information that the predetermined condition is about to be achieved. The distribution unit 46 uses the stamp card owned by the user and the card information related to the digitized stamp card associated with the store where the predetermined payment means using the user terminal is available to be used as the predetermined payment means. Deliver to users via the provided platform.

As a result, the payment server 10 according to the embodiment can automatically give a stamp according to the electronic payment without the user carrying a stamp card printed on a predetermined medium, which is convenient for the user. It is possible to improve the sex.

Further, in the payment server 10 according to the embodiment, for example, when the user does not own the stamp card, the granting unit 43 issues a stamp card and grants a stamp. Further, the granting unit 43 assigns a stamp according to the settlement amount indicated by the settlement information. Further, the granting unit 43 assigns a stamp according to the total amount of the settlement amount indicated by the history of settlement using the user terminal for the store and the settlement amount indicated by the settlement information. Further, the granting unit 43 also attaches a stamp according to the date and time when the settlement is performed. Further, the granting unit 43 assigns a stamp based on the payment information and the user information regarding the user. Further, the granting unit 43 is a predetermined platform that provides a predetermined payment means using the user terminal, and follows the store on a predetermined platform that distributes information about the store that can be used by the predetermined payment means. A stamp is given depending on whether or not it is present. Further, the giving unit 43 gives stamps according to the number of stamps given to the stamp card. Further, the giving unit 43 gives a stamp according to the conditions set by the store.

As a result, the payment server 10 according to the embodiment can flexibly add stamps according to the contents of payment by the user, information about the user, conditions set by the store, and the like, and thus provides a stamp card. The convenience of the store can be improved.

Further, in the payment server 10 according to the embodiment, for example, the reception unit 41 receives payment information including transaction target identification information for identifying a transaction target to be settled. Then, when the transaction target identification information indicates a predetermined transaction target, the granting unit 43 attaches a stamp to the stamp card. In addition, the reception unit 41 receives payment information including transaction target identification information read by the store terminal used by the store.

As a result, the payment server 10 according to the embodiment can give a stamp even when the user purchases a predetermined product, so that the convenience of the store that provides the stamp card can be improved.

Further, in the payment server 10 according to the embodiment, for example, the providing unit 44 provides a privilege according to the number of stamps given to the stamp card. Further, when the number of stamps given to the stamp card satisfies the condition set by the store, the providing unit 44 provides the user with a predetermined privilege. Further, when the number of stamps given to the stamp card satisfies a predetermined condition, the providing unit 44 provides the user with the privilege set by the store.

As a result, the payment server 10 according to the embodiment can provide the user with the privilege according to the stamp and the privilege based on the condition set by the store, thereby improving the convenience of the store providing the stamp card. be able to.

Further, in the payment server 10 according to the embodiment, for example, the notification unit 45 notifies the user of information according to the expiration date set in the stamp given to the stamp card. In addition, the notification unit 45 notifies the user of information indicating the conditions for imparting a stamp to the stamp card.

As a result, the payment server 10 according to the embodiment can remind the user of the use of the stamp card, so that the effect of inviting the stamp card to the store can be enhanced.

Further, in the payment server 10 according to the embodiment, for example, the distribution unit 46 has a priority of distributing card information, and is based on a priority based on the number of stamps given to the stamp card owned by the user. Deliver card information. Further, the distribution unit 46 distributes the card information based on the priority of distributing the card information, which is based on the expiration date set for the stamp given to the stamp card owned by the user. Further, the distribution unit 46 is a priority for distributing the card information, and is based on the priority based on the positional relationship between the location of the store associated with the stamp card owned by the user and the location of the user. Deliver card information.

As a result, the payment server 10 according to the embodiment can preferentially distribute useful card information, so that the convenience of the user can be improved.

[6. Hardware configuration]
Further, the payment server 10 according to each of the above-described embodiments is realized by, for example, a computer 1000 having a configuration as shown in FIG. Hereinafter, the payment server 10 will be described as an example. FIG. 9 is a hardware configuration diagram showing an example of a computer that realizes the function of a payment server. The computer 1000 has a CPU 1100, a RAM 1200, a ROM 1300, an HDD 1400, a communication interface (I / F) 1500, an input / output interface (I / F) 1600, and a media interface (I / F) 1700.

The CPU 1100 operates based on a program stored in the ROM 1300 or the HDD 1400, and controls each part. The ROM 1300 stores a boot program executed by the CPU 1100 when the computer 1000 is started, a program depending on the hardware of the computer 1000, and the like.

The HDD 1400 stores a program executed by the CPU 1100, data used by such a program, and the like. The communication interface 1500 receives data from another device via the communication network 500 (corresponding to the network N of the embodiment) and sends the data to the CPU 1100, and the communication interface 1500 receives data generated by the CPU 1100 via the communication network 500 to another device. Send to the device.

The CPU 1100 controls an output device such as a display or a printer, and an input device such as a keyboard or a mouse via the input / output interface 1600. The CPU 1100 acquires data from the input device via the input / output interface 1600. Further, the CPU 1100 outputs the data generated via the input / output interface 1600 to the output device.

The media interface 1700 reads a program or data stored in the recording medium 1800 and provides the program or data to the CPU 1100 via the RAM 1200. The CPU 1100 loads the program from the recording medium 1800 onto the RAM 1200 via the media interface 1700, and executes the loaded program. The recording medium 1800 is, for example, an optical recording medium such as a DVD (Digital Versatile Disc) or PD (Phase change rewritable Disk), a magneto-optical recording medium such as MO (Magneto-Optical disk), a tape medium, a magnetic recording medium, or a semiconductor memory. And so on.

For example, when the computer 1000 functions as the payment server 10, the CPU 1100 of the computer 1000 realizes the function of the control unit 40 by executing the program loaded on the RAM 1200. Further, each data in the storage device of the payment server 10 is stored in the HDD 1400. The CPU 1100 of the computer 1000 reads these programs from the recording medium 1800 and executes them, but as another example, these programs may be acquired from another device via a predetermined communication network.

[7. others〕
Although some of the embodiments of the present application have been described in detail with reference to the drawings, these are examples, and various modifications are made based on the knowledge of those skilled in the art, including the embodiments described in the disclosure column of the invention. It is possible to carry out the present invention in other modified forms.

Further, the configuration of the payment server 10 described above can be flexibly changed, such as by calling an external platform or the like by API (Application Programming Interface), network computing, or the like depending on the function.

Further, the "part" described in the claims can be read as "means" or "circuit". For example, the reception unit can be read as a reception means or a reception circuit.

1 Provision processing system 10 Payment processing server 20 Communication department 30 Storage department 31 Account database 32 Stamp card information database 33 User information database 40 Control department 41 Reception department 42 Payment processing department 43 Granting department 44 Providing department 45 Notification department 46 Distribution department 100 Use Person terminal 200 Business terminal

Claims (25)

It is a payment to a store, and the information displayed on the user terminal used by the user and indicating the user identification information for identifying the user is read by the store terminal used by the store. An operation for making a payment using a payment method performed by the payment method used by the user or a user terminal used by the user by reading a code indicating the store identification information that identifies the store by the user is performed. If the payment information is related to the payment, the reception unit that accepts the payment information including the store identification information,
A stamp card digitized are linked to the store, among the stamp card the user owns, a stamp card that is linked to the shop identification information included in the settlement information accepted by the acceptance portion and imparting section that imparts a stamp based on the specified, the payment information to the stamp card,
A providing device having a providing unit that provides information indicating a stamp given by the giving unit to the user. The granting part is
The providing device according to claim 1, wherein when the user does not own the stamp card, the stamp card is issued and stamped. The granting part is
The providing device according to claim 1 or 2, wherein a stamp is given to a stamp card associated with a predetermined store group including the store among the stamp cards owned by the user. The granting part is
The providing device according to any one of claims 1 to 3, wherein a stamp is given according to the payment amount indicated by the payment information. The granting part is
One of claims 1 to 4, characterized in that a stamp is given according to the total amount of the payment amount indicated by the payment history using the user terminal for the store and the payment amount indicated by the payment information. The provision device described in 1. The reception department
Accepts the payment information including the transaction target identification information that identifies the transaction target that is the target of the payment,
The granting part is
The providing device according to any one of claims 1 to 5, wherein when the transaction target identification information indicates a predetermined transaction target, the stamp card is stamped. The reception department
The providing device according to claim 6, wherein the payment information including the transaction target identification information read by the store terminal used by the store is received. The granting part is
The providing device according to any one of claims 1 to 7, wherein a stamp is given according to the date and time when the payment is made. The granting part is
The providing device according to any one of claims 1 to 8, wherein a stamp is given based on the payment information and the user information about the user. The granting part is
Depending on whether or not the store is followed by a predetermined platform that provides a predetermined payment means using the user terminal and that distributes information about a store that can be used by the predetermined payment means. The providing device according to any one of claims 1 to 9, wherein the stamp is attached. The granting part is
The providing device according to any one of claims 1 to 10, wherein stamps are given according to the number of stamps given to the stamp card. The granting part is
The providing device according to any one of claims 1 to 11, wherein the stamp is given according to the conditions set by the store. The providing part
The present invention according to any one of claims 1 to 12, wherein when the number of stamps given by the granting unit satisfies a predetermined condition, a predetermined privilege relating to the store is provided to the user. Providing equipment. The providing part
The providing device according to claim 13, wherein a privilege corresponding to the number of stamps given to the stamp card is provided. The providing part
The providing device according to claim 13 or 14, wherein when the number of stamps given to the stamp card satisfies the condition set by the store, the predetermined privilege is provided to the user. The providing part
When the number of stamps given to the stamp card satisfies the predetermined condition, any one of claims 13 to 15, characterized in that the privilege set by the store is provided to the user. The provided device described in. It is further characterized by having a first notification unit for notifying the user of information that the predetermined condition is about to be achieved when the number of stamps required to satisfy the predetermined condition is equal to or less than the predetermined threshold value. The providing device according to any one of claims 1 to 16. One of claims 1 to 17, further comprising a second notification unit for notifying the user of information according to the expiration date set on the stamp given to the stamp card. The provision device described in. The provision according to any one of claims 1 to 18, further comprising a third notification unit for notifying the user of information indicating conditions for imparting a stamp to the stamp card. Device. The predetermined payment means is provided with card information related to a stamp card owned by the user and an electronic stamp card associated with a store where a predetermined payment means using the user terminal can be used. The providing device according to any one of claims 1 to 19, further comprising a distribution unit that distributes to the user via a predetermined platform. The distribution unit
The 20th aspect of the present invention, wherein the card information is distributed based on the priority based on the number of stamps given to the stamp card owned by the user, which is the priority for distributing the card information. Providing equipment. The distribution unit
A claim that is a priority for distributing the card information, and is characterized in that the card information is distributed based on the priority based on the expiration date set for the stamp given to the stamp card owned by the user. Item 20 or 21. The distribution unit
The card information is distributed based on the priority based on the positional relationship between the location of the store associated with the stamp card owned by the user and the location of the user, which is the priority for distributing the card information. The providing device according to any one of claims 20 to 22, characterized in that it is delivered. It ’s a computer-executed delivery method.
It is a payment to a store, and the information displayed on the user terminal used by the user and indicating the user identification information for identifying the user is read by the store terminal used by the store. An operation for making a payment using a payment method performed by the payment method used by the user or a user terminal used by the user by reading a code indicating the store identification information that identifies the store by the user is performed. In the case of a payment , the reception process that accepts payment information including the store identification information, which is the payment information related to the payment, and
Wherein a cord attached are electronic stamp card to the store, among stamp cards the user owns, a stamp card that is linked to the shop identification information included in the settlement information received by said receiving step a step of applying a stamp on the basis of the identified, the payment information to the stamp card,
A providing method comprising a providing step of providing information indicating a stamp given by the giving step to the user. It is a payment to a store, and the information displayed on the user terminal used by the user and indicating the user identification information for identifying the user is read by the store terminal used by the store. An operation for making a payment using a payment method performed by the payment method used by the user or a user terminal used by the user by reading a code indicating the store identification information that identifies the store by the user is performed. If the payment information is related to the payment, the reception procedure for accepting the payment information including the store identification information and the reception procedure.
A stamp card digitized are linked to the store, among the stamp card the user owns, a stamp card that is linked to the shop identification information included in the settlement information accepted by the acceptance procedure and applying procedure for applying a stamp on the basis of the identified, the payment information to the stamp card,
A providing program comprising causing a computer to execute a providing procedure for providing information indicating a stamp given by the giving procedure to the user.

Images